second draft, the poor's medicaid, the government's rule

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  • 8/13/2019 Second Draft, The Poor's Medicaid, the Government's Rule

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    Malcom Campbell

    Zna Le Grand

    November 6, 2013

    The Poors Medicaid, the Governments RuleOriginally created to serve the poorest and sickest among us, the Medicaid program has

    grown dramatically but still doesn't include the kind of flexibility that states need to providebetter health care for the poor and disadvantaged. Fred Upton

    The Medicaid program is a means-tested program for health and medical serviced

    purposes. It is specifically designed for individuals and families who suffer from low income, as

    well as those who do not have as many inclusionary resources. The Medicaid program is

    primarily managed through federal levels, however each state establishes itsown eligibility

    standards; determines the type, amount, duration, and scope of services; sets the rate of payment

    for services; and administers its own Medicaid program. (Medicalnewstoday.com, What is

    Medicaid?) In spite of the fact that the States are capable of making decisions on how their

    Medicaid plans are distributed. There are still federal levels that exist, involving compulsory

    requirements that have to be met by States so that they will be eligible to receive matching and

    yet equal federal funds. These services incorporate both impatient and outpatient hospitals,

    prenatal care, physician services, family planning and the list continues. Apart from the services

    that are provided from the federal levels, the main inquiry question is how beneficial is the

    Medicaid program and should it be expanded or not?

    On health care reform, the American people are too often offered two extremes --

    government-run health care with higher taxes or letting the insurance companies operate without

    rules. President Barack Obama and Vice President Joe Biden believe both of these extremes are

    wrong, which is why theyve proposed a plan that strengthens employer coverage, makes

    insurance companies accountable and ensures patient choice of doctor and care without

    government interference. (Change.Gov, The Obama-Biden Plan)This statement is a reliable

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    Zna Le Grand

    November 6, 2013

    example of how the healthcare system in general causes Americans the trouble of paying

    higher/more taxes due to the government and also endure unruly methods used by insurance

    companies. Before the year of 2007 insurance companies were capable of denying people

    because of their genes, specifically those who have pre-existing conditions which may consist of

    Diabetes, Asthma, Cancer, and Heart Diseaseconditions that involves essential and consistent

    checkups. This limits how much or what kind of health services that Americans or people in

    general can receive.

    The expansion of the Medicaid Program just as every other part of the healthcare system

    has advantages and disadvantages. Examining agreements and disagreements from todays

    society, some people agree to the expansion of the Medicaid program with assertions that fall

    along the lines of broader benefits for those who are currently suffering from low income. This

    program provides low-income workers with job security and health coverage for themselves and

    their familiesThe federal government has long allowed many states to let lapse basic

    healthcare for the poor, even as states handed out billions in unnecessary corporate tax breaks.

    Meanwhile, the middle class picks up the cost of providing care to the uninsured through taxes

    given to hospitals for uncompensated care and higher insurance costs. - Scott Randolph, a

    Democratic Florida state representative. Understanding the existing problems that not only link

    to and effect the poor, but they also leave effects on the middle class causing them out-of-pocket

    pay as well. Unfortunately there are a numerous amount of health care contributors who often are

    not deliberative about the approximate costs before making orders for treatments and tests,

    provoking patients to pay for exceptionally high and costly bills. General patients are prone to

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    November 6, 2013

    believe that the best healthcare is the most expensive healthcare, regardless of their current

    income. So therefore they are either unaware of these costs or are aware of the cost and feel as if

    they have no choice but to pay healthcare services to the extreme. However according to

    Randolph, since he is a Democratic representative for the state of Florida, he deliberately uses

    Florida to support his assertion. As he states, So currently, uninsured care costs Floridians at

    least $5 billion per yearnot including what hospitals just write off. Providing coverage to 1.3

    million working poor in Florida will cost $2.2 billion. In other words, expanding Medicaid to

    Florida's working poor will not cause taxes to increase. Rather, it will cut other tax costs while

    also lowering the price of insurance. Therefore, Florida can afford to provide for its citizens and

    corporations. Over the last decade, Florida's Republican-led state government has authorized

    more than $14 billion in corporate tax breaks that now costs the state roughly $4 billion a year. If

    Randolph is worried about how poor people's healthcare will impact the state budget, he should

    focus on helping create good-paying jobs for Floridians and raising the minimum wagesteps

    that will surely reduce the cost of Medicaid. Although this state is able to provide for its citizens

    and corporations, having the ability to create jobs will make even better developments for the

    state by reducing prices, increasing wages, increase of needed supplies (goods that can be

    traded), and more workers can be directly hired. With hopes that these created jobs wont just be

    limited for this state only, and will be liable enough to spread to other states. Or at least other

    states should consider these steps, even if they may be challenging, if itll help the economy

    there should be attempts and accomplishments, optimistically. Relevant to Randolphs optimistic

    outlook, Maggie Mahar,the editor of Healthbeatblog and the author of Money-Driven Medicine:

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    Zna Le Grand

    November 6, 2013

    The Real Reason Health Care Costs So Much, also agrees with the expansion of the Medicaid

    program. Arguing that the expansion of Medicaid will not only create jobs but will also extend

    care. With delineate support, By expanding Medicaid, the Affordable Care Act sets out to cover

    some 17 million uninsured Americans. Many in this group are adults who currently don't qualify

    for the program because they don't have children. In most states single adults and childless

    couples are not considered among "the worthy poor," no matter how little they earn.

    Nevertheless there are people who form the question Can the states really afford such an

    enormous expansion of thisprogram? However Mahar feels as if this particular question should

    be asked in a different form, Howcan they not afford to expand Medicaid? With indications

    that as an alternative the dollars that are considered for Medicaid use will only create jobs, only

    if states validate Washingtons offer.Beginning in 2014, Washington will cover nearly 100

    percent of the cost for three years, 90 percent after 2020. Washington now picks up just 57

    percent of the tab for existing Medicaid patients. Therefore, as long as low-income patients are

    able to gain access to proper healthcare, hiring will be a needy process for several services.

    Hiring will be a necessity for several healthcare services in particular because the more

    healthcare providers equal the more healthcare and treatment for all levels of income that people

    in todays society receive.

    Now on behalf of those who disagree with the expansion of the Medicaid Program, their

    assertions sounds more like this one from Grace-Marie Turner, President of the Galen Institute

    (which has a focus for market-based policy solutions toward the health reform). Further, the

    Medicaid expansion will harm the poorest and most vulnerable patients already on the program

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    before which

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    Zna Le Grand

    November 6, 2013

    as they are forced to compete with millions of new patients seeking care from this limited pool of

    providers.As turner continues she states that Many governors are rightly resisting adding

    another 16 million more people to Medicaid and are demanding that Washington give them more

    flexibility to improve the program. Implying that it is leading to a breaking point in terms of

    States funding for education, transportation, and public safety with the entitlement of Medicaid

    consuming a fairly large portion of shared revenues. Due to this breaking point there are

    governors who are skeptical about adding 16 million more Medicaid recipients, at least until the

    Medicaid Program is dramatically improved. With further notice that, Even with the generous

    match rates the health overhaul law offers, the Medicaid expansion would cost them at least $118

    billion through 2023, according to a 2011 congressional report by Utah Republican Sen. Orrin

    Hatch and Michigan Republican Rep. Fred Upton.According to history money has been a

    destructive obstacle for the American healthcare system. However there has recently been an

    attempt to lower these risks, President Barack Obama proposed reducing federal Medicaid

    spending by $100 billion over 10 years during last year's "super committee" budget negotiations.

    He proposed changing the traditional federal Medicaid matching rate in a way that would lead to

    a smaller overall federal contribution to the programand a larger state-based one.Due to this

    proposal, this would mean that the states have a pathway to make more self-made decisions

    versus having the federal government input. Although they will always be a part of the topic of

    the Medicaid Program, overall itll give states more of an opportunity to decide and stand for

    what they feel should be appropriate on behalf of Medicaid. Most people disagree with this

    proposal because they feel as if by allowing states to freely conclude decisions that heavily lean

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    Malcom Campbell

    Zna Le Grand

    November 6, 2013

    towards the Medicaid Program, that itll just make situations more demanding.Directly relating

    to the assertion of Rick Scott, Republican governor of the state of Florida, Medicaid expansion

    is bad for states because it would put a tremendous strain on state budgets and increase

    dependency on government programs. We don't need to expand a big-government program to

    provide for everyone's needs. What we need is to shrink the cost of healthcare and expand

    opportunities for people to get a job so more people can afford it.And since the federal

    government is not mandated to stabilizing its budget, in order to expand the Medicaid program, it

    would take higher taxes and or more cuts from state budgets that stand in other areas. These

    other areas would include detriments to education, transportation, and public safety, which will

    negatively affect more than just Medicaid.

    I must say that both the pros and cons of expanding the Medicaid Program, have brought

    a numerous amount of aspects to my attention. These aspects each bring varying reasons to the

    table, that either state an agreement or disagreement with the inquiry to expand or to not expand.

    However I personally agree with the act of expanding the Medicaid program, disregarding the

    cons and disagreements because they are capable of being contradicted. For an example if the

    states were to be fully relied upon themselves, there would have to be budget cuts, higher tax

    rates, and an increased dependency on the government, right? Only to an extent, because overall

    if the states were capable of identifying and calculating how much is spent throughout their local

    healthcare servicesspecifically Medicaid wise. They should eventually be knowledgeable

    enough to strive to the creation of jobs. Mainly jobs that are relative to the fields of health,

    education, and transportation, because these three topics are considered to be the most effective

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    Malcom Campbell

    Zna Le Grand

    November 6, 2013

    and significant towards societys issues today. Therefore if jobs are created in these specific

    fields, the act of receiving the best healthcare possible, will be guaranteed and easily accessed

    due to more advantaged opportunities.

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