sc businessbanking booklet web fa 100119 · team of client service managers as well as a team of...
TRANSCRIPT
Business is complicated,Banking shouldn’t be.We make banking easy, so you can focus on what matters most to you and your business.
sc.com/bn
Here for youWe know that making your business succeed and grow is very important to you.
At Standard Chartered, we understand your aspirations and share the vision for the success of your business. With over 150 years of banking experience in Asia, Africa and the Middle East, we endeavour to make banking easy and transparent and provide solutions that support your business growth. So that you can focus on what matters most to you – growing your business.
Our comprehensive business banking solutions are designed to keep pace with your growth. Whether it's a period of rapid growth or a period where you expand your business internationally, we will support you at all stages of your business journey.
We are here for you. Here for good.
Here for youWe know that making your business succeed and grow is very important to you.
At Standard Chartered, we understand your aspirations and share the vision for the success of your business. With over 150 years of banking experience in Asia, Africa and the Middle East, we endeavour to make banking easy and transparent and provide solutions that support your business growth. So that you can focus on what matters most to you – growing your business.
Our comprehensive business banking solutions are designed to keep pace with your growth. Whether it's a period of rapid growth or a period where you expand your business internationally, we will support you at all stages of your business journey.
We are here for you. Here for good.
Making business banking easy
Features
Smart Business AccountA one-stop solution for all your transactional, payment and
cash management needs.
USD Multi Tiers AccountA current account that offers higher interest rates with full
liquidity, ideal for business with surplus funds.
Business Foreign Currency AccountsA non-interest bearing current account available in major
currencies: AUD, CAD, CNY, GBP, HKD, SGD and NZD.
Straight2BankA fully integrated internet banking service for all your
transactional needs. With Straight2Bank you can make
payments and track your business transactions, even when
you are on the move.
Investment SolutionWe offer a range of investment products so you have the
flexibility in choosing those that matches your liquidity and risk
appetite. Our specialists are readily available to support your
yield enhancement needs.
Time DepositWe provide time deposit services with a wide range of tenure
and currency options to match your needs and maximize your
returns.
Payroll ServicesSeamless payroll services through Straight2Bank system with
banking team and exclusive preferential pricing for your
employees.
Comprehensive yet simple business accounts, payments and cash management solutions.We provide a comprehensive but simple suiteof business accounts, payments and collectionsolutions to help manage your cash flow efficiently.
Making business banking easySmart Business Account
A non-interest bearing fully enabled current account that offers preferential pricing on transactions and remittances.
Customisable pricing
Flexibility to customise pricing based on your requirements and relationship with the Bank.
Attractive pricing
Save up to 50% on Standard Outward Telegraphic Transfers based on your throughputs.
Making business banking easyUSD Multi Tiers Interest Rate
USD Multi Tiers Interest Rate Account is a current account that offers high interest rates with full liquidity, ideal for a business with surplus funds.
Ideal for businesses with surplus cash
This interest-bearing business account earns you bonus interest on your idle money, without compromising on liquidity.
Enjoy higher interest rate as your balances grow
Earn progressively higher interest rates as you grow your account balance.
Making business banking easyStraight2Bank
Access your business accounts anywhere, anytime.
Better management of accounts
Get convenient, fast and easy access to all your accounts, anytime, anywhere. Receive updated information on your account.
Tighter security and control
Greater control over your financial data with the highest level of encryption. Full view of your transactions, from initiation to completion.
Greater transactional convenience
Monitor and make your domestic and overseas payments/transactions. Consolidated channel for all transactions: Domestic and International payments.
Suitable for:
All businesses who want a convenient online platform.
Improved efficiency and risk managementOptimise your transactional workflows through online file
conversion and bulk upload capabilities with Straight2Bank.
SecurityAdded security with Straight2Bank supports dual control on
changes to beneficiaries, multi level authorisation matrix and a
comprehensive audit trail.
Features
Global coverage, local accessStraight2Bank lets you enjoy seamless access to all your
accounts with us, anytime, anywhere, across multiple
countries.
Comprehensive Payment SolutionEnjoy a range of local and international payment capabilities
through our Straight2Bank online solutions.
Simple, customisable and easy to useOur comprehensive and flexible reporting tools provide
visibility over your accounts allowing you to better manage
your working capital and risk.
Standard Chartered Straight2Bank (S2B)is a fully-integrated internet banking platform that allows you to perform allyour transactions and provides accessto all the information you need.
Fundingyour growth
Features
Business Working CapitalAs your business grows, we understand that you will need
quicker and easier access to ready cash. Our business
working capital facility can help finance your day-to-day short
term cash flow requirements to drive your business further.
Business MortgageWhether you are looking to purchase a property or borrow
against an existing one, our business mortgage is the way to
arrange funding.
Comprehensive Suite of Local and International TradeBuild your business by leveraging our extensive network
through our Trade Services and Products.
As you expand your horizons, you need solutions that keep pace with your growth. Whether it’s working capital, trade finance solutions, or financing for a new office space, we help unlock the potential of your business with a variety of loan options and credit facilities.
Funding your growthBusiness Mortgage
Business Mortgage allows you to avail of a term loan and overdraft facility against residential or commercial property.
Wide-ranging property coverage
Commercial units, Light Industrial units and Residential units.
High financing quantum
Enjoy financing up to 80% of the property’s purchase price or valuation price (whichever is lower).
Flexible repaymentmethod
Service your loan over a period up to 25 years.
Additional funds
Access additional funds for your business using your property.
Funding your growthBusiness Working Capital
Grow your business with a complete range of financial solutions with Business Working Capital.
Flexible facility structure
Design your financing facilities from our range of working capital solutions including Overdraft, Guarantees, and Trade Services. Financing period to match your working capital requirement.
Maximum facility limit
Based on your sales turnover, the collateral pledged, and your existing exposure with other Banks, subject to our internal credit assessment and approvals.
Funding your growthTrade Services
Capture local and international trade opportunities with a wide range of Standard Chartered trade services.
A suite of trade services made available for you
Our range of import and export trade products and services
Letter of Credit (LCs)A letter of credit from us assures that payment will be made to
your supplier after documents that comply with the letter of
credit have been received.
Import Bills for CollectionBy asking your suppliers to send their shipping documents to
us, you will enjoy prompt advice upon our receipt of
documents according to your instruction.
Extensive network
Build your business by leveraging on our extensive international network that spans over 50 countries.
Dedicated specialists
A team of trade specialists to help you with your trade finance needs.
Explore new growth opportunities with letter of credit advice or confirmation, performance and financial bank guarantees and more.
Shipping GuaranteeTo operate your business efficiently, it is vital your goods be
cleared expeditiously. By issuing a shipping guarantee in the
shipper’s favour, Standard Chartered facilitates prompt
clearance of goods until bill of ladings are received.
Customs Bonds and GuaranteesStandard Chartered offers tailored solutions to meet your
entire performance bond and guarantee needs.
Export Letter of Credit AdvisingBenefit from prompt advising of export letters of credit issued
by banks within our wide international network.
Export Bills for CollectionEnjoy simplified tracking and reconciliation of your export
collections when you choose our documents against
acceptance or payment of clean collection services.
Export Letter of Credit ConfirmationUpon confirmation, be assured that payment will be made in
accordance with the letter of credit after documents that
comply with the letter of credit have been presented to us.
Taking your business across borders and providing you with the right support
Features
International NetworkWith our network spanning over 25 markets in Asia, Africa and
Middle East, we make setting up multi-currency accounts and
banking relationship across our footprints easily.
Relationship ManagerOur relationship managers will be able to help you plan as
your business evolves in a fast-changing world.
Team Based SupportOur relationship managers are supported by an experienced
team of client service managers as well as a team of qualified
trade and treasury specialists. With this team structure, you
will get the optimal level of service and attention.
Dedicated Client Care CentreOur Client Care Centre for business is just a call away.
Reach us at +673 265 8008 or email us at
Expert AdviceTrade and wealth management experts are available to assist
you with your specialised needs. Gain access to Business
specific seminars and knowledge events.
We value our relationship with you and we're here to help with whatever you need to make your business grow. We are committed to providing you the highest level of service and getting things done when it counts for you.
Notes
Notes
Notes
Notes
Business Banking Centres
GadongG01-02Wisma Haji Mohd Taha BuildingJalan GadongBrunei Darussalam BE4119
Operating HoursMonday - Thursday: 9.00am - 4.00pmFriday: 9.00am-12.00pm, 2.00pm - 4.00pmSaturday to Sunday and Public Holidays: Closed
Kuala BelaitNo. 44, Jalan PrettyKuala BelaitBrunei Darussalam KA1131
Operating HoursMonday - Thursday: 9.00am - 4.00pmFriday: 9.00am-12.00pm, 2.00pm - 4.00pmSaturday to Sunday and Public Holidays: Closed
Information is accurate as of 1 January 2019
Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18
Disclaimer
This brochure has been prepared by Standard Chartered for distribution. Neither Standard Chartered nor any of its af�liates and/or their directors, of�cers, employees shall in any way be responsible or liable for any losses or damages whatsoever which any person may suffer or incur as a result of acting or otherwise relying upon anything stated or inferred in or omitted from this brochure.
This brochure is for information purposes only and is based on information available to the public from sources that Standard Chartered believes to be reliable, but no representation is made that it is accurate or complete, and no information herein should be relied upon as such. Opinions found in this brochure re�ect our opinion as of the brochure date and are subject to change without notice. This brochure is neither intended nor should be considered as an offer or solicitation, or as the basis for any contract, for purchase of any security, loan or other �nancial instrument.