samer gamal _cv eng

Samer Gamal CV of 17

Dear Sir, I am interested in becoming a member of your succe ssful team in your respectable organization. I strongly believe that my academic background, co mbined with my extensive experience will contribute in your growin g team& achieving your organization’s Objectives & goals also I am le adership , professional, enthusiastic, efficient, tenacious, a ble to manage stress and have excellent communication skills and Very ha rd work, dynamic self-motivated. Risk Mitigation, Growth Strategies, Startup and Turnaround Situations. I had graduated from Faculty of commerce – Cairo Un iversity with Grade VERY GOOD (First of Group B) and Diploma of Graduat e Studies in Auditing - Ain shams University

I had been worked as chartered accountant for 12 ye ars at the biggest audit organization in Egypt (CAO), then in KSA I ha d been joined to Hassan al-Serafy & Partners audit firm as an audit manager , Financial Controller at Haif Company and a Chief Financial O fficer at Nayazik Group (Al Osais Holding)

I have gained extensive & diverse experience and I had occupied positions in external and internal auditing, compli ance governance & regulations, Policies and procedures, & accounting computer system applications, treasury and Banks and Finance. I have got the membership of society of Egyptian Ac countants & auditors as certified chartered accountant “CPA_Egypt”, memb ership The Egyptian Society of Taxation and American Institute of Certified Public Accountants “set on the CPA exam in California Stat e”. My ability is to perform well under pressure, atten tion to detail, and lead teams to achieve great results, commitment to quali ty, problem solving and analytical capabilities, which, coupled with my diverse experience in Accounting & auditing that gives me a unique edge f rom which I can add value to your business.

I can immediately apply to contribute to the succes s of your highly esteemed organization, and make me a valuable team member.

My attached CV details I look forward for the opportunity of meeting with you. Regards, Samer Gamal


Samer Mohamed Gamal Mohamed Omar

Home phone: (00966) 38126259 Mobile phone: (00966) 504774974

E-mail: [email protected]

SELF SKILLS • I am leadership, professional, enthusiastic, effici ent,

tenacious, able to manage stress and have excellent communication skills and Very hard work, dynamic se lf-motivated and attention to detail .

• Risk Mitigation, Growth Strategies, Startup and Turnaround Situations.

OBJECTIVES • Fulfillment of job satisfaction elements: Package, work

in active atmosphere, positive management teamwork and results oriented business undertakings.

• Accounts, Finance, Projects Managements, Solutions & Process streamlining, Development & Management change, Merging, Collections & Debts Rectification, Feasibility Studies & Evaluation of Business Cases to support decision-making,, Tax Planning, Establishme nt of Business Legal Requirements & Compliance, Risk Analysis & Risk Assessment, Preparation Long-term Strategic Planning.

EDUCATIONAL QUALIFICATION

• Bachelor 'of Commerce - Accountancy - Cairo

University, May 1992, With Grade VERY GOOD (First Of Group B)

• Diploma Of Graduate Studies In Auditing - Ain shams University, May 1996, With Grade GOOD


PROFESSION ASSOCIATIONS

• American Institute of Certified Public Accountants "CPA"

set on the CPA exam in California State

• The Egyptian Society of Accountants & Auditors "ESA A" under Number 2164

• The Egyptian Society of Taxation "EST" Under Number 2226

LANGUAGE • Arabic: Mother Tongue

• English: Excellent ( Prefect Command)

FIELD EXPERIENCE

* More than 22 years’ work experience, in Accounts, Auditing , Finance, CEO’s support, and consulta nt of:

• Trading, Marketing, Agencies: FMCG, workshops, factories, Ports, Safety & Security, factories, Gar ments, Shoes, supplies, automobile business.

• Manufacturing: Petrol oil, edible oil, food process ing, recycling, packing, garments, shoes, spinning

• Contracting: Building of factories, Ports, compound s, bridges, roads, hotels, power-houses, satellite sta tions, water/gas distribution nets, pipeline technical ser vices, inter-marine works.

• Legalizing: Auditing, Registering, filing, reschedu ling of

debts, reprocessing of data and financial statement , software audit and simplification of process, Establishment and implementation of Polices & procedures, Compliance with laws and P&P.

• Development & Change Management: Merging and

rectification of business, re-organization.


WHAT I CAN DELIVER?

*In brief readines s for:

• Support management to score goals based on organizational needs, market place, positioning, development of business, performing high level of control, clearing vision with long look.

• Monthly/annual reporting packages - Treasury - Audi t, Income & Zakat Filing & tax plan - Strategy measure s & Alignment - Systems, policies, control & developmen t of systems - Plans formation & budgets Support - Manua ls modernization - Preventive actions, risks control - Marketing Issues - Saudization programs support.

COMPUTER & PROGRAM SKILLS

I had been passed some courses or self-study (Prefe ct Knowledge) such as:

• Introduction & operating system in Cairo University • MS Excel 2000 Fundamental& Intermediate in IBM

Center • MS word 2000 • Internet searching • Launched SAP implementation and created Solutions

for financial affairs.

TRANNING COURSES * Some of Semi nars and Professional Programs Attended:

• Attended and successfully completed training course and I certify as Internal Quality Auditing (ISO 9001:20 08 ) from TUV NORD

• Auditing in environment Electronic Data Processing" EDP " "Auditing Through the Computer" in Central Auditing Organization (CAO)

• Advanced courses in Egyptian Institute of Accountan ts & Auditors to put into practice the subsequent partie s:

ο Advanced Financial Accounting Practice ο Advanced Tax Practice ο Advanced Auditing Practice ο Economic & Financial Framework


ο Management & cost Accounting ο Commercial & Related Laws ο Companies Law, Economic & Management Knowledge ο Accounting Information System "AIS" ο Attended The Becker Conviser CPA Review Course in

AUC.

• I Achieved the Courses in English Language in The American University in Cairo ( AUC )

PROFESSIONAL EXPERIENCE

I have varied professional experience in the privat e and public limited companies and joint venture enterprises Listed belo w are some of the organizations I have the privilege to work for: * From Oct. 2010, Till Now at Nayazik Group (Al Osa is Holding) Subsidiary Companies:

• Baseelah Mechanical Works Co. • Gulf Radeef Industrial Projects Co. • Khazafeyat Al Sharq Co. ( Sheramica ) • Sendab International Co. • Nayazik Real State • Nayazik Transportation • Marsam Wood Works • I Command Apple Stores

Position: Chief Financial Officer (CFO) Duties & Responsibilities

• Lead the company thinking around finance and contro l, working very closely with the company controller, treasurer and corporate planning department, to develop the financial and corporate strategies of the company.

• Ensure strong relation with financial community and compliance to supervisory authority.

• Lead the design of the optimum capital structure an d financial strategy for the company, keeping in mind both current-busin ess capital expansion, investment in new businesses / outside a cquisitions, asset divestment, and short-term cash optimization.

• Provide the necessary input and advice to the CEO a nd the Board in terms of the company’s overall financing strategy.

• Ensure that Corporate Finance strategies and polici es (including treasury, finance, risk management and controlling) are designed and then implemented across the company and new venture s.

• Ensure the performance management process across th e Company is complete and thoroughly followed. Ensure accountab ility across all levels within the business. Work with all business units heads to link the business performance management process to that of individual


performance management (appraisals) across all staf f and senior management levels.

• Define various corporate financial policies and pro cedures. • Lead the management of change projects in financial areas providing

skills necessary to maintain an emphasis on continu ous improvement. • Work across the Company to achieve the effective in tegration of various

finance programs, and develop an external network o f professional/ technical contacts to maintain an up-to-date knowle dge of finance and financial planning.

• Ensure to stream line corporate strategy and keep t rack of its business strategic objectives.

• Work closely with the CEO, advising and analysing t he company business units as a portfolio of investments and ma king proposals on capital allocation decisions.

• Internally, need to have a close working relationsh ip with all functions. • Externally, need to have and/or develop a close wor king relationship with

external auditors, major investors, banks and multi lateral agencies in the main regions where the company’s operations are loc ated.

• Comply with policies set by the CEO. • Ensure that the Company gets value for money from i ts business

activities, secures the adequate resources for its operations and closely manages the performance of its business units.

• Establish and monitor the annual budget, capital ex penditure projections and investments to help CEO for management by exceptions.

• Establishes and monitors financial short and long-t erm liquidity plans in line with overall business strategic goals and obje ctives .

• Participates in developing new businesses. • Identifying and negotiating new funding opportuniti es from import/export

Banks and monitors all banking-related issues . • Reviews, directs, and maintains all financial funct ions, including

forecasting, modeling, budgeting, projections of sa les and profits against actual figures, managing cash-flow, payables, recei vables, monitoring, and reporting components .

• Directs, develops, and implements adequate measures to improve the quality and efficiency of the finance department’s performance .

• Monitors the capital and actual operating expenses against budget to ensure that they are in line with company’s policie s and procedures .

• Directs and controls financial analysis and feasibi lity studies to identify profit improvement opportunities .

• Provides advice to management and other departments on resource allocations, budgets, and financial reporting arran gements .

• Establishes and maintains a communication system th at ensures effective liaison between the Finance Department an d external banks, financial institutions, and internal departments .

• Analyzes the group’s operations to identify opportu nities and areas that need to be reorganized, down-sized, or terminated.

• Ensure that effective internal controls are in plac e and ensure compliance with GAAP and applicable international a nd local regulatory laws and rules for financial and tax or zakat repor ting.

• Dynamic and results-oriented in guiding troubled co mpanies to greater efficiency and profitability; reduces organizationa l risk through comprehensive changes to each department, ensuring maximum accuracy and quality.


*From March 2007, Till Oct. 2010 at Haif Company Position: Financial Controller

Duties & Responsibilities

• Lead with the management team on ensuring that Comp any operations are conducted within budget.

• Ensure full control on company’s assets. Ensure ade quate control on the company’s inventory.

• Ensure the company’s policies are strictly adhered to including the credit policy.

• Work with company finance team to implement and fu rther develop and financial management schedule for reporting, invoic ing, budget planning and cost reviews based on the reporting requirement s.

• Produce management reports to highlight variances t o budget/forecasts and recommend action to deal with variances.

• Routinely report to the executive team and the high er management on financial performance including the production of r egular management accounts.

• Produce annual accounts ensuring compliance with re levant laws and best practice.

• Liaise with auditors and ensure appropriate follow up on issues raised. • Liaise with IT team to implement the accounting sys tem software and any

future updating. • Ensure that financial records are up to date and ma intained in a secure

manner. • Ensure that records and supporting documentation ar e stored safely for

the time agreed with auditors and as required by th e respective laws and regulations.

• Ensure accurate and timely processing of Company’s payroll. • Work with the General Manager to ensure that financ ial and performance

reporting links to Key Performance Indicators (KPI’ s) and objectives. • Be committed to own personal development, actively contributing to own

periodical reviews and appraisals and taking up and pursuing training opportunities in accordance with own personal devel opment plans and organizational need. Agree own KPI’s and objective s with the General Manager, the achievement of which will ensure deliv ery on the Company’s business plan.

• Lead on providing, preparing and managing budgets i ncluding providing supporting information.

• Lead on producing financial forecasts. • Ensure healthy relationship with the bank, Manage t he bank accounts

effectively. • Liaise with Government Departments and external age ncies such as the

Zakat and Income Tax Dept., Labor Dept., Ministry o f Finance and Custom Dept. to ensure Company complies with statutory req uirements.

• Liaise with external service providers such as audi tors and insurance companies to ensure the provision of high quality s ervices that demonstrate value for money.

• Undertake all steps necessary in order to ensure Co mpany’s financial probity and compliance with legal requirements.


• Actively support Company’s culture, mission and val ues throughout Company services.

• Ensures that approved financial and accounting poli cies and methods and procedures are observed at all times.

• Directs the design, installation, and proper mainte nance of all accounting books, records and forms. Coordinates with Account s team in establishing and maintaining financial data bases.

• Maintains the security and confidentiality of all a ccounting reports, computer based financial files, physical files and records.

• Directs the work of accounts team for assigns revie ws, and takes responsibility for work done by them.

• Exercises direct administrative control overall sta ff in matters relating to work performance, promotion, attendance, discipline , and compliance with administrative and personnel policies.

• Direct the preparation of all financial reports, en sures prompt submission of reports, and compliance with the information req uirements of the board of director, government ministers, creditors, external auditors, and other report users.

• Manages and plans the use of all cash funds of the company. • Controlled the daily cash funds flow and remittanc es of imprest

reimbursement to the other locations. • Monitors all bank accounts and ascertains any exces s or idle funds. Puts

idle funds to better use. • Controlled all bank affairs including O/D facilitie s, loan applications,

follow up, negotiations and ensures that requiremen ts of long term and short term borrowing are met.

• Keeps track of the insurance coverage of assets. E nsures that insurance cover ages will provide the company with adequate p rotection in cases of losses

• Files and follows up claims from insurance companie s in the event of assets losses which are covered by insurance polici es.

• Monitors collections of receivables from customers. Exerts extra effort to collect overdue receivables.

• Provides management with the various cost informati on. Accumulates, analyses, summarizes, and reports the various cost components (e.g. direct and indirect costs, fixed and variable costs ) for management’s decision purposes.

• Develops and recommends procedures to streamline pr oduct costing and makes computation of costing of each product ea sier and more reasonably accurate.

• Compares budgets with actual. Analyses and explains reasons for material variances both favorable and unfavorable.

• Preparing budgets, forecasts and projected operatin g costs. • Reviewing actual operating results and analyzing va riances from budgets

and forecasts and preparation of budgets variance a nalysis report for the management.

• Continuously developing financial management inform ation systems. • Providing management information at executive level and budgetary

information at operational levels which allowed exp enditure cuts to be implemented with the minimum reduction in patient c are.

• All accounting functions, systems, procedures and s tream lining internal checks and controls in operation.

• Consolidation of the company results and preparatio n of the annual and interim accounts.


*From Feb. 2005 Till March 2007 at Hassan Al-Serafy & Partners Auditing Firm (K.S.A)

I have Audited Industrial, Contracting and Trading Companies Such as:

• Saudi Railways Organizations • Abdullah A. M. Al-Khodari Sons Co. - Group multifac eted contracting • AL-Khodari Industrial Trading & Services (KITS) • SAMI Abdulla AL-Khodari & Partners CO. • Saeed Raddad Group ( SRG ) • Dammam Palace Hotel • AL-DERBAS – Group • Al Ghazzawi Group • Baghlaf Al Zafer Holding Group • Nasser Bin Hammad Al–Zara - Group • NAJD Automatic Laundry CO. • Hawa factory for the manufacture of electrical acce ssories - Group • ALI H.AL-YAMI & Partner CO.-Trading & Contracting • El Mandab Contracting

Position: Audit Manager


• Planning and scope of all audit engagements. This i ncludes coordinating and requesting the financial records a nd materials the client needs to produce.

• Helps develop a list of all company employees who will be interviewed during the audit process.

• Establishes what financial areas and records will be examined. This will generally include the accounts receivable (AR) reco rds, account reconciliation reports and financial statements.

• The planning phase includes assigning staff and se nior auditors to the engagement, assigning the workload to the auditors and setting the engagement dates.

• Responsible for reviewing all of the required mate rials for accuracy, this includes all of the account and vendor verification work, account reconciliation reports as well as financial stateme nts and ratio analysis reports. Ratio analysis is the use of financial sta tement information to determine a company's liquidity and solvency. Compl ete the audit in accordance with all compliance guidelines, includin g Generally Accepted Auditing Standards (GAAS) and Generally Ac cepted Accounting Principles (GAAP).

• Perform tests of internal controls to ensure effect iveness • Perform substantive testing of account balances to determine

reasonableness • Evaluate the client's controls and procedural stand ards. The controls

include proper separation of duties for financial s taff as well as a consistent process for reconciling inventory, AR, v endor billings and general ledger accounts.

• Once the audit is complete responsible for Prepare and present to management reports on audit findings that outlines the results, which


might include material misstatements of financial i nformation or severe control deficiencies, and provide recommendations o n improving these shortcomings in the future.

• Participate in a study and evaluation process to as sess companies for the purpose of separation or join a partner or acqu isitions for companies.

• Carry out the examination of special purpose as req uest from owners or court.

*From Sep. 1993, till Jan 2005 at The Central Audit ing Organizations (CAO) "The Biggest Audit Firm in Egypt”, I Had Audited Sh areholders Industrial Companies Such as:

• The Holding Company for Food Industries • The Holding Company for Bate& Mills • Eastern Company for Cigarettes • Nile Oil & Detergents Company • The National Company for Maize Products • El-Montazah water Desalination Company • Cairo Oil & Soap Company

Position : Chartered Accountant Duties & Responsibilities

# Do all kinds of audits include financial and audi t review costs, performance evaluation, as well as review the sound ness of actions in both financial decisions, administrative, marketing, fin ancing with reporting the outcome of the review process, Complete the audit i n accordance with all compliance guidelines, including Generally Accepted Auditing Standards (GAAS) and Generally Accepted Accounting Principles (GAAP), events With the following: - • To review the lists of industrial costs of products and components of the

costs covered by the (materials / wages / expenses) , either directly or indirectly

• Review unit production costs and the impact of cost -manufactured variable and fixed and pricing method.

• Review and estimate input and output the appropriat eness wastage rates (resulting from the manufacturing processes) and identify negative and positive deviations with work to assess the eff iciency of the systems in place costs and adjusted according to the actual reality of the production and operation.


• Comparison Standards or Estimated costs with actual costs and identify deviations investigates the causes and then make pr oposals to resolve for reduce negative deviations and maximize the pos itive deviations.

• The actual inventory and observation of all the ass ets operations. • Validation balances liabilities long / short. • Review expenditure items and assess compliance with the rules of

exchange established in the light of the financial regulations accredited. • Verification of the validity of revenue items. • Audit of the financial statements of the validation of each presentation

and disclosure items and important as well as the l ack of material misstatement affect the decision-maker.

• Review the decisions of investment in fixed assets with determine rate of return on investment.

• Review of civil works projects comparing accomplish ments with conditions financial contract and actual works.

• Review investment decisions in commodity stocks tak ing into account in determining the breakeven point and best use pos sible varieties of Standing and waste either recycled or disposed of.

• Review selling policies to customers with the stud y of credit limits to each client.

• Review budgets and financial statements of the hol ding companies. • Review mergers between companies and their implica tions. • Review Settlement bank, according to bank accounts and books in

order to verify the authenticity of the balances. • Review the decisions and procurement procedures (e xternal, local) and

the extent of compliance with regulations and laws. • Review budgets with assumptions and projections pre pared

accordingly. • Carry out the examination of special purpose in ord er to discover the

fundamental errors or fraud affecting the items sho wn in the financial statements and assessment of the adequacy of the no tes.

*From May 2000 Till May 2001 (internal loaned) at E lectrostar Group, Subsidiary Companies:

• Electrostar for Engineering Industries Company • EI-Nigma Industry Company • Electrostar Plastic Industry Company • Electrostar Commercial Company

Position : Internal Control Manager


• Plans financial audits by understanding organizatio n objectives, structure, policies, processes, internal controls, and external


regulations; identifying risk areas; preparing audi t scope and objectives; preparing audit programs.

• Assesses compliance with financial regulations and controls by executing audit program steps; testing general ledg er, account balances, balance sheets, income statements, and re lated financial statements; examining and analyzing records, report s, operating practices, and documentation.

• Assesses risks and internal controls by identifying areas of non-compliance; evaluating manual and automated financi al processes; identifying process weaknesses and inefficiencies a nd operational issues.

• Verifies assets and liabilities by comparing and an alyzing items and collateral to documentation.

• Completes audit work papers and memoranda by docume nting audit tests and findings.

• Communicates audit progress and findings by providi ng information in status meetings; highlighting unresolved issues; re viewing working papers; preparing final audit reports.

• Improves protection by recommending changes in mana gement monitoring, assessment, and motivational practices, in the internal control structure, and in operating processes; iden tifying root causes.

• Supports external auditors by coordinating informat ion requirements. • Provides financial control information by collectin g, analyzing, and

summarizing data and trends. • Protects organization's reputation by keeping infor mation confidential. • Updates job knowledge by participating in education al opportunities;

reading professional publications; maintaining pers onal networks; participating in professional organizations.

• Contributes to team results by welcoming new and di fferent work requirements; exploring new opportunities to add va lue to the organization; helping others accomplish related job results as and where needed.

• Monitor the implementation of laws and regulations on work systems in financial, administrative and commercial company an d evaluate systems and internal regulations of the company and their application.

• Follow-up implementation of decisions and recommend ations of the Board of Directors and verification of the implemen tation of these decisions.

• Control and Follow-up to the payment made to subcon tractors and suppliers and to ensure compliance according to the needs of enterprises.

• Oversee the review and follow-up contracts with sub contractors and suppliers of interest between the company and other s from the financial and follow up the commitment by.

• Follow-up cash inflows and outflows of the projects and determine the expected shortfall in liquidity for the possibility to take measures calculated to prevent the interruption of the proje cts on the implementation of plans.

• An inventory periodically and suddenly projects to verify the ideal use of materials and the absence of obstacles to work.

• Control the movement of fixed assets and verify the actual existence and technical stats.

• Follow the work of abstracts of the projects and ma ke sure Collected with project managers in a timely fashion.

•


• Oversight of the Covenant cash for the projects and ensure expenditure control.

• The work of internal audit projects and procurement . • To carry out internal audit of the company's good b usiness performance

and identify any obstacles or difficulties impeding the work or irregularities with the proposal of solutions requi red.

• Subscription and coordination with departments conc erned in the development programs of the annual inventory.

• Laid the foundations for financial audits of the co mpany, in accordance with the auditing standards of professional "standa rd of internal audit."

• Conduct an examination for special purposes and for the financial accounts receivable and payable for acces s to the health of balances of such accounts and make sure t here are no material errors affecting the peace of those accoun ts.

• To inspect the documentary - on the basis of the te sts - with validation and testing accounting guidance and safety of criti cal behavior of the values and complementary explanations annual financ ial statements and quarterly.

• Overseeing the financial activity studies and the r esults of the company and carried out by the Department of Finance to det ermine accuracy indicators used.

• Coordination with the concerned departments of the company to achieve the objectives of the review process.

• Work on the preparation and submission of quarterly reports the results of the work for Track any irregularities or deficie ncies in implementation and submission to the Board of Directors.

• Directing subordinates to methods and steps of revi ew applicable and make sure all the clarity of regulations and system s-based financial company to them.

• Coordination with the company's outside auditor to obtain an understanding of the organizational structure of th e company or in the performance of control tests or verification tests, which he deems necessary to complete the process of reviewing the financial statements.

• A general and comprehensive evaluation of the contr ol systems and internal control of group included the following :

� Conduct a survey on the group level departments in order to assess their performance and the quality of work stand out.

� Assess the current organizational structure of each group company and the extent of its conformity with the actual realit y.

� Evaluation of the courses used for the documentary (public accounts, purchases, sales, warehouse, receipts, payments) in order to verify there are no gaps or deficiencies in the application and the reliability or developed.

� Assess the role of planning and follow-up companies and factories Group in order to expand the role and functioning of the organization of the operations each stage of the production processes.

� The design of organizational structures (General an d detailed) for each group company separately.

� Design and preparation of internal regulations in l ine with the general system for each company and consistent with applica ble laws.


� Set up accounting systems include documentary cours es and a total book which takes into account the activation of the role of oversight and internal control procedures and ease the flow of da ta and information.

*From July 1992 Till Aug.1993, at Pixel computer Sy stems Position: Senior Accountant Duties & Responsibilities

• Preparation of summaries of all office expenditure required for the company’s Monthly Expenses Report.

• Preparation of the monthly bank reconciliation stat ement for the company’s bank accounts with various banks.

• Handling all transactions related to the incoming a nd outgoing checks accounts, verification of clients depositions in th e bank accounts encashment of checks as required and obtaining the monthly statements of accounts from the banks for the preparation of m onthly bank reconciliation statement.

• Control of petty cash, making cash advances, reimbu rsement of miscellaneous expenses and petty cash invoices etc.

• Data processing of the previous day’s financial tra nsaction, submitting vouchers, accounting documents, and transaction i nput forms to the Finance and Administrative Services Manager for rev iew and final approval.

• Preparing inventory sheets for all assets and sensi tive items. • Preparing its transaction input forms. • Data processing of all the above items and passing adjustment entries

and generating a trial balance. • Preparing weekly and monthly cash flow forecast rep ort • Help in preparing annual budget of the company. • Re-Organizing and coordinating all accounting funct ions. • Reviewing and devising an effective system of inter nal checks and

controls thought the organization. • Liaising with the bankers and financial institution . • Controlling the daily expenses and remittances to t he operating units.


INTERESTS Reading, Computer, Internet, Listening To Music, Running, Playing Chess.

OTHER ACTIVITIES

• A Member in The Well & Challenge Club, Participant in Various camps and conferences.

• A Member in Society Of Youth For People & Development "I Have Certificate from" UNFBA" About Development the Leadership Skills for Youth"

• A Member of organizing committee of Afro-Arab Games in 1995.

• A Member in a Chess Team of Central Auditing organization which had a champion league for companies in 1995.

PERSONAL INFORMATION

Date of Birth : December 13, 1970 Nationality : Egyptian

Marital Status : Married Dependents : Wife, Two sons and one daughter Military Service: Exempted


REFERENCES

Abdulkhaleq Al-Mansour

Job Title: Assist Vice President & Team Leader

Company Name: Riyad Bank

Phone Number: +966.556626666

Email Address: [email protected]

Ayman K. Kunnah

Job Title: Senior Relationship Manager

Company Name: Al Rajhi Bank

Phone Number: +966.505908317


Fathi J. Al-Zayer

Job Title: Senior Executive Manager

Company Name: Al Fransi Bank

Phone Number: +966.505859663


Mohammed Abdullah Al Talib

Job Title: Relationship Manager | SABB EPM- Corporate

Company Name: SABB Bank

Phone Number: +966.540274114


Ayman Al-Fayez

Job Title: Corporate Division Manager

Company Name: SAUDI HOLLANDI BANK

Phone Number: +966.559011000



Ahmed H. Abu Al-Saud

Job Title: Team Leader

Company Name: ARAB NATIONAL BANK

Phone Number: +966.505870742


Abdullah S. Alawami

Job Title: Assistant General Manager / Regional Hea d

Company Name: Samba Financial Group BANK

Phone Number: +966.540442200


Abduljabbar A. Al Abduljabbar

Job Title: Associate, Wealth Manager Network Sales

Company Name: National Commercial Bank

Phone Number: +966.547583333


Abdullah M. Al-Shamlan

Job Title: Relationship Manager

Company Name: Bank Aljazira

Phone Number: +966.505858415


Tariq Ahmed Al-Dossary

Job Title: Branch Manager

Company Name: THE SAUDI INVISTMENT BANK

Phone Number: +966.505850759


samer gamal _cv eng

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