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NAIFA - Syracuse • State Tower Bldg. • 109 S. Warren St. • Syracuse, NY 13202 • Phone/Fax: 315-474-6775 • www.naifasyracuse.org

SyracuSe

NAIFA-SYRACUSE ANNUAL MEETING

Date: Thursday, June 20, 2019 Place: Drumlins Country Club 800 Nottingham Rd. Time: 8:00 - 9:30 A.M. Syracuse, NY

Speaker: MARK MODZELESKI, CFS, CLTC, AIF, CFBS President, Legacy Wealth Advisors (See attached Bio)

Topic: “Planning with Business Owners: Mark’s Process and a Case Study”

This Meeting Also Includes Election and Installation of the NAIFA-Syracuse Board of Directors

Cost: $10.00 – Breakfast Buffet and Program

SCHEDULE 8:00 AM Breakfast 8:10-8:30 AM Business Meeting

Election and Installation of Officers and Directors 8:30-8:40 AM Announcements 8:40-9:30 AM Speaker Presentation 9:30 AM Adjournment

REGISTER ONLINE AT www.naifasyracuse.org OR FAX OR E-MAIL YOUR RESERVATION TO THE NAIFA-SYRACUSE OFFICE (FAX #474-6775 or E-MAIL to: cgcrandall@peoplepc.com NO LATER THAN THE RESERVATION DEADLINE. NO PHONE RESERVATIONS PLEASE.

RESERVATION DEADLINE: FRIDAY, JUNE 14, 2019

Mark Modzeleski is a Financial Advisor who started Legacy Wealth Advisors of NY, where his primary role is working with small businesses and families, with a particular interest in Agriculture.

Mark was born in Westchester County, NY and raised in the southwest corner of Connecticut. He earned a BA in Psychology from Gordon College in 1995. Mark began his career at a small firm in Boston, MA where he worked with individuals and groups teaching them how to become more effective communicators and team members through outdoor adventure and education.

In 1998, Mark and his family moved to Central NY. Mark worked for the family milk trucking business where he connected with the Ag industry. He still holds his Class A CDL (Commercial Driver’s License). In 1999 Mark made the decision to follow his passion for helping families and small businesses by becoming a financial advisor with New England Financial. He left the family milk trucking business to pursue a career in supporting others. Over the years Mark was promoted to Senior Managing Associate, managed a team of 20+ advisors. He also drove the firm’s Case Design Unit, helping advisors design specific solutions to help families and business achieve their goals. In addition, He also proudly implemented a formal financial planning program.

More recently Mark’s focus is helping his immediate clients make sound financial, estate, and private wealth management decisions. In addition, he continues to focus on planning for individuals in the areas of retirement planning, wealth accumulation, risk management and wealth transfer. Mark’s primary areas of expertise lie in sustainable business transfer, insurance and wealth management along with qualified and non-qualified plan development. Over the last several years, Mark’s work in management consulting and speaking has grown. He spends significant time consulting with families and businesses to better organize team workflow and company culture. This has allowed him to apply his industry knowledge and passions to his long-term interest in agriculture and small business.

Mark has been awarded several production awards over years, rewarding his commitment to his clients. He has spoken at several local, regional and national conferences and is an accomplished speaker. Mark is a member of the National Association of Insurance and Financial Advisors (NAIFA) and has been named an American College moderator. He has committed time to NY chapter of the FFA. He is a member of NY Farm Bureau and NEDPA (Northeast Dairy Producer Association). Mark holds several board positions including the NYS Agricultural Society, the NYS Agricultural Society Foundation, the NY Animal Agricultural Coalition (NYAAC), SUNY-ESF Foundation, and his local golf and country club.

He has earned his Certified Funds Specialist (CFS) designation, Certified Long Term Care (CLTC) designation, his Accredited Investment Fiduciary designation (AIF), and he has earned the Certified Family Business Specialist (CFBS) certification. He is a graduate of the Cornell LEADNY Class 15 (The Empire State Food and Agricultural Leadership Institute). His desire to further his education again shows his commitments those he serves.

Mark and his wife Amy reside in Cazenovia, NY and have two boys. Mark enjoys travel, golf, shooting, skiing, soccer and other outdoor activities with his family.

Mark Modzeleski, CFS®, CLTC®, AIF®, CFBS®President / Financial Advisor / Financial Planner

President’s  Page    

 Dear  Members,      Summer  is  here,  the  landscapes  look  luscious  and  green  with  all  the  rain.    Maxwell  Bobrycki  and  I  went  down  to  Washington,  DC  for  the  annual  NAIFA  Congressional  conference  and  met  with  various  members  of  Congress  to  inform  them  of  the  great  work  we  do  and  the  bills  that  will  help  all  the  communities  across  Mainstreet.    It  was  a  great  experience  and  I  really  enjoyed  the  event!      As  you  all  know,  we  have  the  privilege  to  have  Marvin  Feldman  reschedule  his  visit  for  Thursday,  October  24th.    For  those  of  you  who  don’t  recognize  the  name,  he  is  the  son  of  the  late,  great  BEN  FELDMAN.  Marvin  has  been  an  industry  leader  himself  for  many  decades.  He  will  give  his  secrets  of  capturing  a  prospect’s  attention  in  this  new  era  we  live  in  today.  Please  put  the  date  in  your  calendars  now.    Let’s  pack  Drumlins.  I  would  like  EVERY  MEMBER  to  attend  if  possible,  let’s  show  our  CNY  spirit  and  support  to  an  industry  great.    Marvin  is  flying  from  Florida  just  for  our  meeting  and  we  want  to  show  our  appreciation  by  packing  the  restaurant.    I  have  had  some  great  conversations  with  people  and  our  Board  is  still  looking  to  add  committee  and  board  members.    If  anyone  can  nominate  someone  or  themselves,  who  would  like  to  serve,  just  please    e-­‐mail  me  (amschaffel@ft.nyl.com)  or  Charlotte  Crandall    Thank  you  all  for  what  you  do  for  your  clients,  your  community,  our  CNY  community,  and  for  NAIFA!        Thanks,    Andrew  Schaffel,  CLTC,  LUTCF  NAIFA-­‐Syracuse  President    

GOOD NEWS: Within the hour the NYS Senate, in a 60-0 vote,passed our bill requiring the Supt. of Financial Services to grant

three (3) CE credits to active members of a statewideinsurance producer association—including NAIFA-NYS.

THANK YOU TO THE BILL SPONSORS—Insurance Comm. Chair Sen. Neil Breslin and member Sen. John Brooks.

_____________________________________________________________

S. 4365 is a revised reintroduction of our 2018 bill that would have grantedsix (6) CE credits for active membership. Though that bill passed the Senate

by 62-1 and the Assembly unanimously, Governor Cuomo vetoed the legislation,citing concern over the number of CE credits it authorized.

TOMORROW MORNING,the Assembly Insurance Committee will consider its version

(A. 5922), sponsored by Assem. Pamela Hunter with strong supportfrom Chairman Kevin Cahill.

Stay tuned for updates.___________________________________________________________

WHAT OUR BILL DOES:

- defines a “statewide professional insurance producer association”(i.e., in existence at least 10 years; dedicated to promoting integrity, trust, professionalism, and business interests of its members through education/advocacy/social interaction; issues a pro-

fessional publication at least quarterly & other instructional guidance throughout the year; etc.)

- lists what a licensed producer must do to be considered “active” andeligible for the CE credits (member in good standing/dues paid in full;

read the association's code of ethics; attended at least one CE-certifiededucational session sponsored by the association)

- establishes a process by which the association will file with DFS a listof its members in good standing

_______________________________________________________________________

Questions? Contact us at 518-915-1661 or at mark@naifanys.org.

 August  2nd,  2019  at  

   

Travelling  Trophies,  Pride  and  Many  Great  Prizes  are  at  Stake!!!    This  event  is  open  to  all  those  working  in  the  financial  services  industry.        Please  see  enclosed  flyer  for  sponsorship  opportunities  

   

 

                     

The  10th  Annual  NAIFA  Golf  Tournament  

Friday  August  2nd,  2019  

The  Pompey  Club  

An  event  open  to  members  of  the  financial  services  industry  in  Central  NY,  put  together  by  the  Syracuse  Chapter  of  the  National  Association  of  Insurance  and  Financial  Advisors.    We’re  expecting  over  60  participants  in  this  year’s  event  

Sponsorship  Opportunities:  

Gold  Sponsorship  -­‐  $1,000    

• Company  name  and  logo  on  all  event  flyers  

• Signage  at  registration  

• Opportunity  to  speak  to  attendees  for  15  minutes  

• The  event  will  be  advertised  as  brought  to  you  by…XYZ  Company  

• Signage  at  1  hole  

Silver  Sponsorship  -­‐  $500)  

1. Longest  Drive      

• Signage  at  Longest  Drive  

• Present  Prize  to  winner  (we  can  provide  prize)  

• Listed  as  Event  Sponsor  at  registration  

• Can  have  someone  stationed  at  the  hole  

2. Closest  to  the  Pin      

• Signage  at  Closest  to  Hole  

• Present  prize  to  winner  (we  can  provide  prize)  

• Listed  as  Event  Sponsor  at  Registration  

• Can  have  someone  stationed  at  the  hole  

3. Drink  Cart    

• Signage  on  drink  cart  

• Sponsors  can  drive  drink  cart  and  mingle  with  golfers  

• Listed  as  sponsor  at  registration  

4. Putting  Competition      

• Signage  at  practice  green  

• Run  Putting  Competition    

• Present  Prize  to  Winner  

Bronze  Sponsorship  -­‐  $100  

• Tee  Box  Sponsor  –  Sign  at  1  Tee  Box  

 

Please  contact  us  if  you  are  interested  in  becoming  a  sponsor!!  Samuel  Chavarria,  315-­‐350-­‐2123  schavarria@financialguide.com  

 

Erik Osborne sits in the library of his home.

Hailing from a long line of entrepreneurs, activists and social reformers, I have worked tirelessly to

not only honor, but grow the legacies of the family members who came before me. My family has

strong ties to the Auburn community and helping to build one another up is a common thread running

through our history.

It was imperative for me to find a permanent home for my family’s foundation to carry on a

positive impact on Cayuga County even after I am gone. I partnered with the Community Foundation

to transfer our private foundation into a donor-advised fund to solidify and streamline our support.

The Community Foundation’s permanent stewardship and prudent investment management

aimed at long-term growth will ensure that my family’s charitable legacy is carried on for the

benefit of future generations.

Family Giving:Erik Osborne

Read more of Erik’s story at Osborne.5forCNY.org

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Dear Members, The board is committed to preserving the culture of our local chapter and providing more value than ever before. Vital to these goals, as well as the sustainability and growth of NAIFA, is membership. Membership has now become our top priority. More members mean a stronger culture and a greater ability to provide value. Without new members, NAIFA will vanish, and so too will the political advocacy that protects our careers. If you love your career, you must love NAIFA. We must all accept a personal accountability for NAIFA's growth. Staying local is our way of saying that we have a voice and we can make a difference. Please join us and make the commitment to bring on one new member over the next 12 months. This will solve all of our financial concerns as a local chapter and demonstrate to the rest of the country that growth is possible. The board has signed, and now we ask you to do the same. Attached you will find a commitment letter. Please sign and please commit. Sincerely, Maxwell Bobrycki NAIFA-Syracuse Membership Chair

NAIFA MEMBER COMMITMENT LETTER I _______________________________________ will commit, to bring on one new member to NAIFA Syracuse in the next 12 months. Because I believe in the value of this institution, I will hold myself personally accountable for its growth and success. I acknowledge that the future of NAIFA depends on new membership. Because of this, I will use my skills as an advisor to demonstrate the necessity of membership to my peers. Signature _________________________________________Date___________________

MEMBERSHIP APPLICATION MEMBERSHIP TYPE: Full Voting Member Associate Voting Member

Local NAIFA Association (if known) Association Number City, State

*Year of Initial License *Date of Birth

Prefix First Name Middle, Last Name Suffix

Designations Title

Primary Company Firm/Agency Name (if applicable)

Please send all mail to my Home Address Business Address

BUSINESS INFORMATION:

Street Address 1 Business Phone

Street Address 2

City, State, Zip Cell Number

Business Email Address Primary? Yes No

HOME INFORMATION:

Street Address 1 Home Phone

Street Address 2 Cell Number

City, State, Zip Home Email Address - Primary? Yes No

Referred by (must be an active NAIFA member)

(please print)

Name

City

State

Submit Your Application

1. ONLINE at www.NAIFA.org

2. MAIL with payment to: NAIFA Membership Lockbox, P.O. Box 758658, Baltimore, MD 21275

3. EMAIL Application to membersupport@naifa.org

4. FAX Application with Credit Card Info to 703-770-8224

APPLICANT INFORMATION

Young Advisor Group

Please register me for the Young Advisors Team (YAT) — for members 40 years and younger or in their first five years in the business. Birth year or license year needed.

NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS

(Please print or type)

Dues Amounts are $55/month or $660/year (select one)

Pay Monthly at $55/month*

Pay Annually at $660/year

DUES AMOUNT

ANNUAL PAYMENT OPTION

AUTHORIZATION AGREEMENT FOR MONTHLY DEBIT/CREDIT CARD PAY

I hereby authorize the National Association of Insurance and Financial Advisors, hereinafter called NAIFA, to initiate debit/charges to my: (select one)

VISA MasterCard AMEX (Discover not accepted at this time).

Checking Acct. Savings Acct. at the depository financial institution named below hereinafter called DEPOSITORY, and to debit the same to such account. *Please include a voided check with your application.

Bank Name/Credit Card Name

Bank Routing Number (ABA #)/Bank Account Number

Credit Card Number Expiration Date Security Code

This authorization is to remain in full force and effect until NAIFA has received written notification from me (the participant) of its termination. Written notifica-tion must be received by NAIFA by the last business day of the month to avoid a draft/charge for the following month.

Account Holder’s Name

Signature Date

NOTE: All written debit/charge authorizations must provide that the member may revoke the authorization only by notifying NAIFA in the manner specified in the authorization.

SUBSCRIPTION NOTICE: NAIFA is required to inform you of the cost of your state and/or national magazine subscription, which is included in your membership dues. This amount is not deductible from your dues. The amount of your Advisor Today subscription is $6. The following states have reported subscription costs for their publications: Iowa: $.50; Tennessee: $1; and Virginia: $1.

Card Number Expiration Date Security Code Name on Card Signature Date

Please check one: Check # __________ (made payable to NAIFA) VISA Mastercard American Express

I agree to abide by the association bylaws and NAIFA’s Code of Ethics (see below) and certify that:

a. I have not been accused in writing nor been found in violation of the code of ethics of any professional organization of which I am a member. A state or federal licensing or regulatory body has not censured, fined or reprimanded me, or revoked or suspended my investment advisor, securities, or insurance license(s). I am not a defendant in a criminal action. If a criminal judgment has been entered against me in the past, it has been disclosed to NAIFA and its predecessors.

b. I agree that neither the Association nor its individual members, officers, directors, agents or employees shall be liable to me, individually or jointly, if this application for membership is rejected or for the consequences of any disciplinary action which may be sought or taken against me under the local Association’s bylaws or Amendments thereto or any disciplinary or penal action which may be sought or taken against me under the laws of this or any other state or jurisdiction, or for any statement which the Local Association or any of said individuals may issue relative to any such action; provided, for its or their gross negligence or willful misconduct.

c. I understand and agree that my application for membership will be declined if it does not obtain a majority vote of the Board of Directors, or in the opinion of the Board of Directors, I am or will be unable or unwilling to conform to any of the foregoing requirements.

OR (check if any statements apply):

I have been accused in writing or been found in violation of the rules or code of ethics of a professional organization of which I am a member. A state or federal licensing or regulatory body has censured, fined or reprimanded me, or revoked or suspended my investment advisor, securities or insurance license(s).

I am a defendant in a pending criminal action or a criminal judgment has been imposed against me that has not been disclosed to NAIFA or its predecessors. I will attach complete details with this application. I understand that a finding of such violation may create a presumption that I have violated NAIFA’s Code of Ethics.

Signature Date

Updated 01/2019

TO READ NAIFA’S CODE OF ETHICS, VISIT WWW.NAIFA.ORG/ABOUT-NAIFA/CODE-OF-ETHICS

While association dues payments may be deductible by members as an ordinary and necessary business expense, dues are not deductible as chari-table contributions for federal income tax purposes. To determine the total non-deductible portion of your dues for the period of January 1, 2019 - December 31, 2019, add the NAIFA National lobbying expense ($106) to your state association’s lobbying expense. (see table below)

LOBBYING EXPENSES LOBBYING EXPENSES LOBBYING EXPENSES LOBBYING EXPENSES

Alabama $0 Illinois $17 Montana $18 Puerto Rico $0

Alaska $2 Indiana $26 Nebraska $34 Rhode Island $15

Arizona $27 Iowa $25 Nevada $19 South Carolina $0

Arkansas $2 Kansas $45 New Hampshire $104 South Dakota $41

California $33 Kentucky $1 New Jersey $39 Tennessee $25

Colorado $72 Louisiana $20 New Mexico $5 Texas $7

Connecticut $50 Maine $84 New York State $50 Utah $12

Delaware $30 Maryland $36 North Carolina $24 Vermont $22

District of Columbia $21 Massachusetts $39 North Dakota $18 Virginia $7

Florida $40 Michigan $19 Ohio $24 Washington $47

Georgia $85 Minnesota $9 Oklahoma $32 West Virginia $0

Guam $50 Mississippi $22 Oregon $70 Wisconsin $46

Hawaii $30 Missouri $7 Pennsylvania $36 Wyoming $0

Idaho $14 (Effective January 1, 2019-December 31, 2019)

MONTHLY AUTO RENEWAL PROGRAM AUTHORIZATION, TERMS & CONDITIONS: By enrolling in the monthly auto renewal program, you authorize NAIFA to charge/debit the account specified on the front of this form. The authorization shall remain in full force and effect until NAIFA has received written notification from you of its termination. Written notification must be received by NAIFA by the last business day of the month to avoid a draft/charge for the following month. Your account will be charged or debited on or about the 5th of every month beginning the month following receipt of this application. If your membership has lapsed within the last 90 days, the first debit/charge will reflect the amount due for the delinquent months. *The monthly amount includes a $1/month transaction fee. Should a charge/debit be declined or rejected, a $15 fee will be assessed and added to the following month’s charge/debit. Should a charge/debit be declined or rejected two consecutive months or twice within a six month period, you will be removed from the monthly auto renewal program. Notification of changes to these terms and conditions or your monthly dues amount will be sent via email to the address on file. You are responsible for maintaining a valid email address on file with NAIFA. NAIFA is not responsible for the deliverability of email sent to the email address on file.

MEMBERSHIP AGREEMENT

NON-DEDUCTIBILITY OF LOBBYING EXPENSES DISCLOSURE STATEMENT

As a member, you agree to abide by the association bylaws and NAIFA’s Code of Ethics (see below), and you authorize NAIFA to contact you by mail, phone, fax, email or text message using the contact information provided by you on the front of this form. You understand that NAIFA may share your contact information with member benefit affinity providers unless you opt out.

Please DO NOT share my contact information with NAIFA member benefit affinity providers

NAIFA CODE OF ETHICS: PREAMBLE: Helping my clients protect their assets and establish financial security, independence and economic freedom for themselves and those they care about is a noble endeavor and deserves my promise to support high standards of integrity, trust and professionalism throughout my career as an insurance and financial professional. With these principles as a foundation, I freely accept the following obligations:

FALLS CHURCH, VIRGINIA 22042-1205 • MAIN: 703-770-8100 • FAX: 703-770-8224 • WWW.NAIFA.ORG

NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS

THANK YOU TO OUR NAIFA-SYRACUSE

2018-19 BENEFACTORS’ PROGRAM CONTRIBUTORS

The support of the following individuals are helping us to continue to provide benefits to our members. Their generosity is greatly appreciated!

VISIONARY LEVEL - $ 500.00 & Up Patrick A. Mannion David D. Mirabito John S. Tuttle Brett J. VanAntwerp ADVOCATES LEVEL - $250.00-$499.00 Milton A. Hill SUSTAINERS LEVEL - $ 100.00-$249.00 Anonymous Gary F. Cappon Thomas A. Conklin Charlotte G. Crandall Joseph C. Eppolito Michael C. Herholtz ASSOCIATES LEVEL – UNDER $100

TO CONTRIBUTE TO OUR BENEFACTOR’S PROGRAM PLEASE SEND A CHECK, PAYABLE TO NAIFA-SYRACUSE TO:

NAIFA-SYRACUSE

STATE TOWER BLDG., Ste. 1A 109 S. WARREN ST.

SYRACUSE, NY 13202

NAIFA – Syracuse Syracuse Association of Insurance & Financial Advisors, Inc.

Dear NAIFA-Syracuse Members: Thank you so much for your support and membership! It is because of each one of you, I am excited to announce that we are able to continue to stay strong as a local NAIFA Chapter. We have 105 members and intend to grow more than 10% this year! We are very grateful for each one of you and value you. If anyone is in the fortunate position to become a benefactor, it will help in the following ways: Operating expenses: Charlotte is our Association executive and works hard to see that we have the best local NAIFA chapter. Representation: We will continue to have a face at the Albany and Washington annual meetings. Impactful meetings: Such as continuing to host the Syracuse Police awards breakfast meeting and have great speakers. Legislative Breakfast: This event has increased over the years and is a great way for our members to have meaningful discussions with the local representatives. These depend on the loving support you all give with your membership, and the benefactor program. For those that gave in the past to the benefactor program, thank you again, and for those able to give now, thank you in advance. Please join the 2018-2019 NAIFA-Syracuse Benefactors Program. As a NAIFA member, the majority of the dues go the needed State and National lobbying to keep our business alive and our clients in the best the best position possible. All the benefactor money will remain in our local chapter. There are 4 levels of membership: Visionary Level: $500 and up Advocates Level: $250-$500 Sustainers level: $100-$250 Associates Level: under $100 We will publicize all benefactor members online, in newsletter, and at meetings. Please become a member and send a check made payable to: NAIFA-Syracuse. Mail to NAIFA/Syracuse, Attn: Charlotte Crandall, State Tower Bldg., Ste. 1A, 109 S. Warren St., Syracuse, NY 13202 Thank you all so Much! Andrew Schaffel, 2018-2019 President

Affiliated with the National Association of Insurance and Financial Advisors and the New York State Association of Insurance and Financial Advisors

Phone: (315) 474-6775 Fax: (315) 474-6775

E-Mail: cgcrandall@peoplepc.com Website: www.naifasyracuse.org

Charlotte G. Crandall, Association Executive State Tower Building 109 S. Warren Street Syracuse, New York 13202

NAIFA – Syracuse Syracuse Association of Insurance & Financial Advisors, Inc.

Dear NAIFA-Syracuse Members: Thank you so much for your support and membership! It is because of each one of you, I am excited to announce that we are able to continue to stay strong as a local NAIFA Chapter. We have 105 members and intend to grow more than 10% this year! We are very grateful for each one of you and value you. If anyone is in the fortunate position to become a benefactor, it will help in the following ways: Operating expenses: Charlotte is our Association executive and works hard to see that we have the best local NAIFA chapter. Representation: We will continue to have a face at the Albany and Washington annual meetings. Impactful meetings: Such as continuing to host the Syracuse Police awards breakfast meeting and have great speakers. Legislative Breakfast: This event has increased over the years and is a great way for our members to have meaningful discussions with the local representatives. These depend on the loving support you all give with your membership, and the benefactor program. For those that gave in the past to the benefactor program, thank you again, and for those able to give now, thank you in advance. Please join the 2018-2019 NAIFA-Syracuse Benefactors Program. As a NAIFA member, the majority of the dues go the needed State and National lobbying to keep our business alive and our clients in the best the best position possible. All the benefactor money will remain in our local chapter. There are 4 levels of membership: Visionary Level: $500 and up Advocates Level: $250-$500 Sustainers level: $100-$250 Associates Level: under $100 We will publicize all benefactor members online, in newsletter, and at meetings. Please become a member and send a check made payable to: NAIFA-Syracuse. Mail to NAIFA/Syracuse, Attn: Charlotte Crandall, State Tower Bldg., Ste. 1A, 109 S. Warren St., Syracuse, NY 13202 Thank you all so Much! Andrew Schaffel, 2018-2019 President

Affiliated with the National Association of Insurance and Financial Advisors and the New York State Association of Insurance and Financial Advisors

Phone: (315) 474-6775 Fax: (315) 474-6775

E-Mail: cgcrandall@peoplepc.com Website: www.naifasyracuse.org

Charlotte G. Crandall, Association Executive State Tower Building 109 S. Warren Street Syracuse, New York 13202

Please mark your calendars to participate in our annual NAIFA-Syracuse Golf Tournament on Friday, August 2, 2019. See details included in this newsletter.

* * * Our deepest sympathy to the family and friends of John (Jack) F.X. Mannion, who passed away on May 25, 2019. Jack was a long-time member of NAIFA-Syracuse and currently was an Emeritus member. His accomplishments in every aspect of his life are a tribute to the man he was – they would fill many pages were we able to list them all. Jack will be missed, but always in our memories.

* * *

Get involved with your Association! We are always looking for volunteers to serve on our Board, committees and/or projects. If you are interested, please contact the NAIFA-Syracuse office at cgcrandall@peoplepc.com or call 474-6775. We welcome your participation.

* * *

ADVERTISING POLICY NAIFA-Syracuse realizes that its members are fully aware of their individual contractual and moral obligations. We publish limited advertising in our newsletter from various companies and agencies to keep our entire membership informed. Our advertisers are fully aware that an agent’s own company agency is his/her primary source, and that serving his/her clients is the agent’s primary responsibility. Our advertising policy reflects this awareness.

Summer- y o u r -

Enjoy