Retire Using ONE account that you can ALWAYS keep

YOUR IRA

without ever depleting it

Behold, the ROTH IRA…

“What about 401k?”

Tax rate Single filers

Married filingjointly or qualifyingwidow/widower

Married filingseparately

Head ofhousehold

10% Up to $8,500

Up to $17,000

Up to $8,500

Up to $12,150

15% $8,501 - $34,500

$17,001 - $69,000

$8,501- $34,500

$12,151 - $46,250

25% $34,501 - $83,600

$69,001 - $139,350

$34,501 - $69,675

$46,251 - $119,400

28% $83,601 - $174,400

$139,351 - $212,300

$69,676 - $106,150

$119,401 - $193,350

33%$174,401 - $379,150

$212,301 - $379,150

$106,151 - $189,575

$193,351 - $379,150

35% $379,151 or more

$379,151 or more

$189,576 or more

$379,151 or more

2011 TAX RATES

If there could only be one core investment, in this perfect account, what would it be?

GOLD…SILVER?

Oil?!

I’ll tell you what I think it is right NOW…

Two – three bedrooms for 30-50k…

Renting for $900-1100 a month

HOA ($250), insurance ($50), property taxes ($50), other warranties and repairs (approximately $150 a month)

Estimated monthly average net income of $417

(with one month’s vacancy @ $1000/mo)

On an investment of 40k that’s an ROI of 12.5% per year

IRAs have a $5,000/year contribution limit if you are under age 50

401(K)s have a limit of $16,500 a year

All IRAs and 401(k)s and 403(b)s and 457s etc. can be made one

Many investments can offer tax free income….

but not many offer 12.5% before capital appreciation.

If we had “current market conditions” you could buy another in 8 years using only cash rental income. If you contributed $5k a year to your Roth IRA you could buy another in 4 years…. With $2k and $5k contributions a year it only takes 2.6 years to buy another.

“How many years would it take to accumulate enough in rental income

to retire?”

“What if I do not want to be a landlord, even if I had a property

manager?”

Then buy

Real Estate Investment Trusts!(REIT)