Resource Group Meeting

Progress of Microfinance Community of Practice

Solution Exchange

2 Nov., 2010

New Delhi

• Community Launched in October 2006 ( Completed Four

years)

• Co-facilitated by UNDP and ILO

• Membership 3120 - (Variety of Institutions, Geographical

areas, Different level of Microfinance Practitioners)

• Covers most of the States and UTs of India

Community – At a Glance

ORGANISATIONAL CLASSIFICATION OF MEMEBERS

Total Members

3120

Companies/BanksIndependent Consultants

724 (23.20 %)

Associations and Others

286 (9.17 %)

UN Organizations/Multilateral

or Bilateral Organizations

199 (6.38 %)

NGOs-MFIs/CBOs

1099 (35.22 %)

Foundations/Research and Academic

Organizations/Policy institutions

434 (13.91 %)

Government/Public Sector

Organizations, Programme or Project

378 (12.12 %)

REGION-WISE CLASSIFICATION OF MEMBERS

Total Members

3120

North and CentralRegion

647 (20.74)

Delhi

530 (16.99)

Eastern Region (Including North East)

(431+ 68)

499 (15.99 %)

Western Region

436 (13.97%) Southern Region

841 (26.96%)

Outside India

167 (5.35)

Changing Scenario of MF Community

Focus in First Phase: Focus on Knowledge capturing knowledge creation knowledge storage knowledge Sharing/dissemination

Focus in Second Phase: First Phase Activities + Producing higher end products/ synthesizing knowledge Facilitating use of knowledge products Integrating knowledge across communities influencing changes identifying the changes/ Results Monitoring outputs and capturing results/Outcomes

Results emerging at three levels –

•Individual level – Knowledge/information base, knowledge networks

•Organizational level- Project Designs, Tools, Systems, Information Base

•External Environment level – Policy /Programmes /networking/integration/Awareness

MF CoP - SECOND PHASE OF THE KNOWLEDGE MANAGEMENT TRAJECTORY Completed 4 years of its functioning

Progress and New InitiativesContinued Primary Activities

•Internet Based Problem Solving and Knowledge Sharing Services: Query, E- Consultation, E-Discussion – Conducted 88 discussions

•Regular Information Services: Monthly Updates - 44 Monthly Updates

Enhanced Portfolio of Activities

•Knowledge to Practice – Services: Action Groups on innovative themes•Completed two Action Groups; Four Action Group – Ongoing, Three New Groups

•Face to Face Discussions : Annual Forum, Thematic Discussions/Workshops- NRLM, Cooperatives and MF, Round Table on SOS

•Publication & Information Services: Consolidated Replies (Hard Copies), Synthesis Document, Ready Reckoner

•Networking Services: Linking Practitioners/ organizations – Functioned as Outreach Partner

ACTIVITIES UNDERTAKENQuery / E- Discussions - Completed 88 query / e-discussions

• Technologies and Tools:

IFAD – MPA tool, Client Identification

• MF Products/Services

‘Health Mutuals’, Savings, Micro-Insurance, Mobile Phone Banking, Remittance, Housing, Micro Leasing, Livestock Insurance, MF for Skills Development

• Area Specific:

Disaster affected, Mountain and Remote, NE , MF Urban Areas, MF for Migrant workers, MF in Jammu and Kashmir, MF for PwDs

• Organizational/ Structural issues : National Federation of SHGs

• MF Environment : State of the Sector Report 2010

• Sub Sector Specific: MF for Diary, Financing Agriculture Value Chains, Financing Micro Enterprises and SMEs

• Policy or Programme Guidelines: RBI Guidelines-Mobile phone banking, MF Development and Regulation Act, NRLM, MF in Urban Areas-Identification issues, Cooperative Acts and MF

Action GroupsOngoing Action Groups:

1. Micro Health Insurance/Health Mutuals – Mr. K Shailabh, Uplift India Association

2. Micro leasing – Mr. Harish Chotani, Independent Resource Person-MF and Livelihood Promotion

3. Housing for MF- Mr. Milroy Paul, Habitat for Humanity

4. Cooperatives and Financial Inclusion/ MF- Prof. K Elumalai, School of law, IGNOU

New Action Groups:

1. MF for Water and Sanitation in Urban Area- Mr. Pon Aananth, Water.org

2. Micro Pension - Dr. Kavim V Bhatnagar, Invest India Economic Foundation

3. Empowering Microfinance through Women owned and Managed Organizations (proposed) – Ms. Smita Premchander, SAMPARK and Mr. Jaipal Singh, CMF

Annual Forum Framework

Annual Forum Events

Thematic Workshop- Client Focused

Financial inclusion

Action Group Presentations

Roundtable on State of the Sector

Report 2010

‘Knowledge Mela’

Theme Based

Interface With Members

Field Visit Rural/ UrbanRelease of

Ready Reckoner on Micro Finance

New Themes for Discussion

•Money Lending Act

•Credit Information Bureau

•Financial Literacy and Credit Counseling Centers,

•Micro Pensions

•Transparency and Pricing of MF Products

•Micro Savings

•Policy/Regulatory Issues related to Microfinance

Future Agenda • MF Community completed Segmentation Exercise• Needs of each subset of Practitioners/Organizations identified (SWOT –

Resources Vis-a Vis Opportunities) – Developing Strategy

Future Plans – • Enhancing Outreach – Horizontal and Vertical Expansion

Integrating Knowledge Products- Value Added Products

• Develop strategy to Utilize Knowledge products, influencing changes – Writing to Right ministries/ departments, Approaching through small groups

• Policy to Practice – Research + Publication+ Dissemination

• ‘Reaching the unreached’ in Knowledge Sharing – Pilot project on ‘Bridge Model’ – starting from one UNDAF state

• Conducting theme based workshops- SOS, Regulations, Innovative areas

• Action Groups

Outputs envisaged for RG Meeting

• Revisiting Vision statement – Finalization of New Vision Statement and Key areas

• Views on making MF CoP more Effective

• Finalizing the new Action Groups

• Future Strategy of MF CoP

THANKS