real esate guide
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Homes and Land in Loveland ColoradoTRANSCRIPT
Saturday Reporter-Herald Januar y 15, 2011 E1
Real EstateTr a n s a c t i o n sListings from Front Rangeproperties recently sold
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• •www.homeandrealtyguide.com Saturday, January 15, 2011 Reporter-Herald
Real EstateMatters
Inside this week’s Home & Real EstateInside this week’s Home & Real Estate
Director yPPPaaagggeee EEE333
Inside this week’s Home & Real Estate
2509 MaryBeth Dr.,Loveland
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Property ofthe Week Plant
an herbgar den
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Last-minuteoptions to stopf o re c l o s u reILY C E GLINKTRIBUNE MEDIA SE RV I C E S
Question: I own a rental proper-ty and am trying to gothrough a modification pro-
gram for that property. After spendinga year on this, I got rejected, and myhouse is in foreclosure this week.
The lender told me that I can reap-ply for another loan modification pro-gram, but it takes 24 hours to removethe house from the foreclosurestream.
Now, I’m being told there is nothingI can do. Can you help me? What aremy options?
Answer: You can always file forbankruptcy, which would stop theforeclosure, but if you are hours awayfrom a foreclosure sale on the court-house steps, your time may be run-ning out.
If you file for bankruptcy, thebankruptcy will stop the foreclosureuntil the lender appears before thebankruptcy judge to get permission tomove forward on the foreclosure. You
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State counties rated high risk for radonJENNIFER LEHMANSPECIAL SECTIONS RE P O RT E R
The EPA estimates 20,000 lungcancer deaths are caused byradon gas each year.
The naturally occurring odorlessand tasteless gas is a byproduct ofdecaying uranium in the soil and canenter any home or building througha crack or crevice in the foundation,or through open dirt crawl spaces,said Bryson Wise, president of BwiseRadon Testing and Mitigation in FortCollins.
The EPA names radon as the sec-ond leading cause of lung cancernext to smoking. Smokers exposedto radon are at higher risk for lungcancer, the agency’s website noted,and radon poisoning is the numberone cause of lung cancer in non-s m o ke r s .
The EPA has mapped three zonelevels of radon potential for the na-tion’s counties. The Colorado radonzone map puts the majority of coun-ties in Zone 1, the zone with highestpotential for elevated radon levels,though the EPA recommends allhomes be tested because homeswith high levels of the gas havebeen found in Zones 2 and 3 as well,designated for moderate to low
potential.Radon testing can be done
through a professional radon testeror by purchasing a take home kitthat includes lab analysis and mail-ing the sample to a certified lab,Wise said.
Radon tests should be doneroughly every two-to-five years, saidBrian Woodruff, EnvironmentalPlanner with the City of FortCollins.
Home test kits can be purchasedat hardware stores, and the City ofFort Collins sells test kits at costthrough the Fort Collins SeniorCenter and the Fort Collins Devel-opment Review Center. Fort Collinsresidency is not required to pur-chase one of these kits.
If test results reveal unsafe levelsof radon, a radon mitigation systemmight be needed, Wise said.
The most common type of radonair mitigation system is called ac-
tive soil depressurization , Wise said.A PVC vent is installed beneath thestructure and runs to the top of thehome. A fan is installed to constant-ly move gas from beneath the build-ing or crawl space, before it can en-ter the home, and then it is exhaust-ed into the air above the home, Wisesaid.
Many new homes are being builtradon-resistant and radon resistanceconstruction is mandatory for newhomes built in subdivisions inLarimer County, Woodruff said.
Radon-resistance in new homesconsists of installing the pipe por-tion of the typical mitigation systemduring the building process,Woodruff said.
Without the fan actively suckingout the radon, this is called a passivesystem, Woodruff said, but on aver-age can reduce radon levels by 50percent on it’s own. During con-struction a space is left for a fan in
the attic or garage for a potential in-stallation of an active radon reduc-tion system in the future, makingthe home “fan-ready” or “radon-r e a d y, ” Woodruff said.
Radon tests should be done beforebuying a new home, Woodruff said,and can be part of the buyer’s in-spection. However, even if the level ishigh, buyers shouldn’t be scaredaway from the deal because radoncan always be fixed.
“If you have that dream home andit’s got radon, buy it.”
Radon levels can vary greatly evenin homes right next to each other,Woodruff said.
“There’s no way to tell the hotneighborhoods.” Radon levels canrange high to low from house tohouse on a single street.
It is important for homes to betested but there is no harm in com-mercial properties getting tested aswell and schools are regularly tested,Woodruff said.
FOR MORE INFORMATION:
•w w w. e p a . g o v / r a d o n /•w w w. c d p h e . s t a t e . c o. u s / h m /
rad/radon/index.htm•w w w. e x t . c o l o s t a t e . e d u / p u b s /
consumer/09953.html
“T h e re ’s no way to tell the ‘hot neighborhoods.”Radon levels can range high to low from house
to house on a single street.
— Brian Woodruff, Environmental Planner, City of Fort Collins
03-322850
Hosted by: Kelly Swift 970-310-4876RE/MAX Alliance 970-226-3990970-231-8420
4 bed, 3 baths, 3 car tandem garage, 2 story in Hunter’s Run. Almost 3700 sf, hardwood fl oors, & 2 story great room. Directions: W on 29th past Wilson, right on Hudson, left on Sedgwick. $275,000.
3343 Sedgwick Circle, Loveland
OPEN SUNDAY 1-4 P.M.
Kim Carey-Haass RE/Max Advanced Inc. 970-556-2889 [email protected] [email protected]
Incredible 2-Story! Open fl oor plan located in popular Westwood subdivision! 3 bdrm with offi ce & 3 1/2 baths! Professionally fi nished bsmt! Redwood deck & much more. Priced at $219,900. Open Sun. 1-4
2509 Mary Beth Dr.
GREAT STARTER HOME!!!
3 bed/3 bath home on a beautifully landscaped corner lot! Newer stainless steel appl., roof & paint. Hot tub room & sunroom. Large family room and oversized garage. MLS#634133 $199,900
4629 N Franklin Avenue
PRICE REDUCED!
Steve Baker 970-302-0879Felipe Sorzano 970-222-4423 or970-330-7700 stevebakerrealestate.com
One of Northern Colorado’s fi nest Golf Coarse Communities. 4 bed, 3 Bath, 3-Car, 2 Story. Features include custom interior paint, granite counter tops, newer fl ooring, fabulous living and dinning rooms, main fl oor den, 2 story great room, large master with bay window, fenced yard, all bordering a expanded green belt. This property is located on a cul-de-sac lot with island parking, plus lake and mountain views. A Must See Home at a Great Price!
4688 Twin Peaks Court
MARIANA BUTTE $319,000. SAT. & SUN. 12:30-3:30
Rick L. KelleherColdwell Banker Residential [email protected]
Historic 2769 sq ft home w/3BD, 2BA on a.65 acre lot! Remodeled kitchen w/tin ceiling, marble counters, stainless steel appliances & ceramic tile! New cherry hardwood fl oors & remodeled bathrooms!
360 Bunyan Ave.-Berthoud
VINTAGE VICTORIAN-$324,000
Gary Maggi970-692-2002gary@berthoudrealestate.comwww.berthoudrealestate.com
Wonderful 3 bd, 2 ba ranch style home with mtn views. 3 car garage. 5.43 acres could be used for horse facility or could be a great in-home commercial business. Water rights included. $325,000
2640 East Highway 402, Loveland
OPEN HOUSE SATURDAY 11-2PM
Ursula Albers Century 21 Humpal, [email protected]
Franci Wunderlich 667-1828RE/MAX Alliance 970-669-1234750 W. Eisenhower Blvd.Loveland, CO [email protected]
Spectacular N. Loveland Patio Home Style with the fi nishes you love-Hardwood, Granite, A/C & Landscaping. Alford Meadows new construction ready to occupy! Option for yardcare & snow removal. $315,000.
1358 Crabapple Drive, Loveland
OPEN SATURDAY 10 A.M. TO 1 P.M.
Fully fenced 5.22 acres ready for hobbies/horses! NEW windows, window coverings & appliances! Lg. country kitchen w/2-sided stone fi replace! 2-car detached garage, loafi ng shed & nicely landscaped yard!
920 E. CR 8-$323,500
GREAT CLOSE-IN BERTHOUD ACREAGE!
Gary Maggi970-692-2002gary@berthoudrealestate.comwww.berthoudrealestate.com
Kurt Albers Century 21 Humpal, [email protected]
OPEN Sat 11-2PM. 2+ Acre Lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boatdocks, fi shing and peace garden.
Warberg Farm at Chapman Reservoir
OPEN - SAT 11-2
Walkout bsmt., open fl oor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd. right.
NEW CUSTOM RANCH-288 RESERVOIR
OPEN HOUSE SAT.& SUN. 1-4 TRADES CONSIDERED
John MatheyPremier Lifestyle(970) 613-4400(970) 481-5512
$500,000+$500,000+ LAND FOR SALELAND FOR SALE
$300,000 - $399,999$300,000 - $399,999
UP TO $199,999UP TO $199,999 $200,000 - $299,999$200,000 - $299,999 $300,000 - $399,999$300,000 - $399,999
Find the HomeYou LoveSearch to yourheart’s content athomeandrealtyguide.com, your online and printreal estate source.
Your online and print resource for residential,commercial and land for sale
homeandrealtyguide.com
Saturday Reporter-Herald Januar y 15, 2011 E2
Mortgage rate update
30-year fixed
15-year fixed
5/1 ARM
This week Last week Tre n d
4.86%
4.15%
3.62%
4.76%
4.06%
3.43%
Regional Snapshot for Loveland/Berthoud Residential
October
Active Listings 969 903 834Previous Year Active Listings 963 882 842
Sold Listings 105 90 90
Median Sales Price $211,000 $206,819 $219,777Previous Year Median $201,500 $194,900 $245,000
Average Days on the Market 121 131 130Previous Year ADOM 127 127 128
Year to Date Listings Sold 1,160 1,250 1,340Previous Year YTD Listing Sold 1,110 1,205 1,297
Monthly Volume $27,400,541 $24,289,790 $26,065,297Previous Year Monthly Volume $32,560,029 $22,476,776 $26,273,366
Home & Real Estate isproduced every Saturday
by the Loveland DailyReporter-Herald.
EDITORIAL INFORMATION635-3656
DISPLAY ADVERTISING669-5050
CLASSIFIED ADVERTISING635-3650
For home and real estateadvice, features and
information, visitwww.homeandrealtyguide .com
N ov e m b e r
GLINKFrom Page E1
should consult immediately with a real estateattorney or bankruptcy attorney to assess yourlegal options and to figure out whether you canfind a way to make this work out for you.
These days there are plenty of people goingthough the same situation, and many of themhave started to put up a fight against thebanks. If you have some legal justification to goup against your lender, you can have an attor-ney appear before the judge handling the fore-closure hearing and try to prevent the sale, orat least stop it to give you time to defend your-self in the foreclosure proceedings.
If you feel you were unfairly denied a modifi-cation, you can file a complaint with the regu-latory agencies. If it’s a nationally charteredbank (such as Bank of America, Citibank, WellsFargo or Chase), go to www.helpwithmybank.gov, a website run by the Office of Comptrollerof the Currency. However, you should know thatmost home borrowers failed to get loan modifi-
cations the last several years. Some borrowerswere lucky and received loan modifications, butmost others who applied ended up worse offthan they were when they started the processwith the banks.
It seems that people who came forward to ap-ply for loan modifications found out that mostbanks gave them “trial” modifications, thenmany of those same banks proceeded to reportthose borrowers as delinquent or as having paidless than what they were supposed to on theirloans. These borrowers’ credit scores and credithistories were damaged by their attempt tomodify their loans.
Some borrowers found that they could onlyapply for a loan modification if they stoppedpaying their mortgages. Still others found outthat they would not qualify for a permanentloan modification months and months after ap-plying, only to find out that their lender nowwanted them to repay their loans in full ormake up any reduction in their payments whilethey were in the trial period.
While you can complain about not getting aloan modification, you’ll need some reason whyyou feel that the bank was required to give youa loan modification and didn’t.
I hope this works out for you.
Question: L et’s say someone buys ahome with a 30-year loan, and after 25years has to let the house go into foreclosure because the homeowner loses
his job and can’t make payments.When the lender takes the home away from
the buyer, and sells it to recover what is left onthe loan, does the buyer get to keep any extraequity from the home appreciation?
In other words, if the house is worth$100,000 but the remaining loan balance is on-ly $20,000, if the lender forecloses and takesthe property, and sells it, would the seller or thelender get the extra equity? I imagine thatwhatever is left over that is given to the buyerwould be after sales commissions and other ex-penses are paid.
Is this how it works?Answer: Yes, if there’s any cash left in the
property, the former owner of the home wouldget it.
But it’s a game that homeowners aren’t likelyto win. The foreclosure process can be quite ex-pensive. Lenders impose loads of fees onto theloan balance and then include all attorneys’fees and court costs, along with paperwork
fees, late fees and any other fee you can imag-ine. All these fees add up quickly and can eatthrough any equity. After all those costs andfees are subtracted, if there’s any cash left fromthe equity, the homeowner would get it.
Obviously, if you have that much equity, itwould make much more sense to quickly try tosell the home yourself and preserve as muchequity as possible. Generally, the costs of sell-ing a home with a substantial amount of equityeven at a distressed price would likely be lessthan all of the costs incurred by the bank inforeclosing on the home.
If the homeowner was over 62, he or shecould get a reverse mortgage to tap into thatequity, pay off the remaining mortgage and stayin the home. But you’d have to determine whatthe issues are preventing a homeowner frompaying a loan that has a $20,000 balance. Usu-ally each payment made during the last fiveyears of the loan is mostly applied towards theprincipal owed, and little goes towards interest.
If there are any family members who can as-sist this homeowner in paying of the balancethat’s left on the mortgage, that could save thehome and thousands of dollars in foreclosurefees.
December
H& Property of the WeekRE
2509 Mary Beth Dr.,L ov e l a n dPr i c e : $219,900Finished Square Feet: 2,037Bedrooms: 3Bathrooms: 3.5Year Built: 1998
This two-story home features an open floorplan with three bedrooms, an office andthree-and-a-half bathrooms. It has vaulted
ceilings, an eat-in kitchen and a professionallyfinished basement, redwood deck out back andmuch more. The home is located in the West-wood subdivision.
Contact:Kim Carey-Haass, RE/MAX AdvancedInc., 970-556-2889 or [email protected]
Open houseSunday 1-4 p.m.
Open Houses This Weekend - www.thegroupinc.com
SATURDAY 1:00 - 3:001746 Monarch Circle, Loveland� �� �� ������ ��� ������ ������ ����� ����� ������� ��� �� ��� �� ��������� �� � ����� � �!��� !�������� � ������ ��� "� ����� #�����$�%� &���!�� '�# �� � ���� $ � $�%� (���� )���� �� �%� &�$� ���� ���� �#��%�*� !+�!������������!$�!�,�* #/������������ #�%�0�# ����in High Plains Village close to shops and dining.
SATURDAY 1:00 - 3:003655 Carbondale Street, Loveland����������������!���� ��� �#%�(����1!������)������ �����2�����3���%�*!����4����%�0 �$�� ����� ���� 5�#� � �%� 6�������� ����� ������� � ���������� ��� ��!����� #������%� 0 �$�� #�7����� ��#������ ��!��� #��$����������#�� ������� �� �#�7�������������� #/���#/%�8�#����� ���# ���%�0 �$��'���9����%
SATURDAY/SUNDAY 1:00 - 3:001529 Dryland Street, Loveland - Brand new ranch ����������!�������: ��; ������<������6�����!#+��,�=�7�� ��������� ��� �����������#��������,�6 �������details.
Call Michelle Hubbard690-6706
$187,000>0=?@'55�"
Call Mark Moran218-1891
$299,900>0=?@�'"A"
Call Dianne Breneman222-8549
$314,900>0=?@'�5A"
SATURDAY 1:00 - 3:001049 Grant Avenue, Loveland���C �#�������*�������* �� ���� �+ ��� �����%�(7����D�����!����$ � $����� ��� !+�!��#���������� #�������������������%������#/� �������� ��� �!��� ��� $ � $�%� ���� # ������� ���� ���7����%�6��������� �/� ���0 /��0�7�� ��%
Call Rich Gardiner227-0964
$173,000>0=?@'�59�
SATURDAY 1:00 - 3:00835 W. 7th Street, Loveland� �� E! ���� �� #�D�� �!�$ ���%�8��� 7����� �������� �� 7����� �����$%� :�� ��� )�� �� �!���������)�������#�7���#�����$�%�*�������!����������%�F ������ �$ ��������� � ����%�0�# ������� ��!������ ������������%��2����� ##���� �� ���!����$ �������CG������ ��� �/��$%
Call Cindy Kurtz962-6832
$189,900>0=?@�"5@5
ICJ6K�CKL&6KL,
SUNDAY 1:30 - 3:30503 Eagle Crest Court, Loveland���'������������������%��%9@� #���%� '����� M� � !����� !��� � ������� � ������� ��!����� �� ��7��$�� ��� �� �����$�� $�� �� ����� ��� /� ��� ���/����� /� ��� � ��� ��� ��%� > ��� !�$� ���� ��� ��#�!��� ==� ���� �#����+��������)������26���7����D���$ � $�����26N�����;!�� #�N�����3���3� ������6���� ��G #��3!������%
Call Mike Smith518-0645
$429,000>0=?@'5�"�
SATURDAY 1:00 - 3:003169 Blue Mountain Court, Loveland� �� I��7 ��� %9A� #���%�<��#��� �� �!���� #!���� #����� # �������� J� �� �� +���� �� ��$� �������#�D��� �����%�4�� ������ ��# �7����������������� #�� �� $��$��!�� �������%� Q������!�� �!������ �� #��%�8��$��������������������%
�������������391-4735
$680,000>0=?@'5�5�
FRIDAY-SUNDAY 1:00 - 4:00255 Carina Circle #104, Loveland� �� 4� ����� #�!������� ==� ����������)����7 !�����#�����$�������� #����!�������%�:��� ��� $���$� � ��,� 3(2� #�7���� � ����� ������� �� ��� ��������� ����� �#�������!� �#���� ���# �������������7 ���# �����#�!��!���������������!�%
������ ��� ������ �481-9801
Priced From $151,000>0=?@�'��"
:3K=K�&8J:=�2CK�0(2LKL, 8KQ�ICJ6K,
SATURDAY/SUNDAY 1:00 - 3:001506 Farmland Street, Loveland - Ranch style home. Open )������ ����$�� ���������� /� ���� ������ �$��/��#��%��@S������ ����� ��� ����2L2�#���� ���� ��%�* ��������7�����# ��$�7���$!���� �!���%� 6�7����� ��#/� �� ������� 7 !�����#�����$�������# ������$ ������� #���#���� ��26�� ������%
Call John Simmons481-1250
$279,000>0=?@''99�
SATURDAY/SUNDAY 12:00 - 5:007409 Pimlico Drive, Windsor���*� !+�!��'����������%5�� ��������� ���)���� ������$� �����/��#������# ��$ � $�� ��� � ������ ��� �7����D��� ���� � #/��$� ��� ����� �� #�%�(!�� ���� ����� ��#�������� 7 �!�� ���$� �! ����� �� ����$���U#���#�%�2�/� ��!���!��$�� ���!��������#��+7��,
Call Carole Newberry443-4047
$288,500>0=?@'�'"@
TUESDAY - SUNDAY 1:00 - 4:004630 Tarragon Drive, Loveland - NEW PATIO HOME MODEL IN THOMPSON CROSSING%� 6��#�� ��� @� � �#� �� ���� ��# ��$ � $�� ��+����� $ ����� ��7��� ������ 7������ ���� 3(2� �!��%�6��7������� ��# +���� ���� �!#/��� � �%� K�X��� ��� ������� Y��#!���!���� �/���� ������ ��� ##�������J��5%�0��� ����� �#����7��$� ����������,
Call Kathy Albertz690-6011
$339,000>0=?@'5�9'
SATURDAY/SUNDAY 12:00 - 5:007407 Pimlico Drive, Windsor���*� ���������7����5�����! �������%�'�*��������������� ����$���!�$� ���%�(7����D�������� #/��$����������� #�%�0�# �������Q����Q������%� 2� !��� ���,� 2�/� ��!�� �!�� $�� �� �!��������#��+7��
Call Kristen Specketer290-8097
$344,000>0=?@'�A�A
Northern Colorado
Real Estate Sourcew w w . t h e g r o u p i n c . c o m
Online version of publication at www.thegroupinc.comcontaining links to detail pages for most listings.
SATURDAY/SUNDAY 1:00 - 4:004743 Sorrel Lane, Loveland - AVAILABLE NOW! Ranch plan � #/��������������$����������� #�������7��$����������%�:���������������� ���)����!�������!����������@�� �����"�Z�����!�� #������ �!����$� �����/��#���#�!����������$ ��� �$���� �/���� � ������ 5� �#� ���� � ��� �� # �� $ ��� #�7����� � +�� �����,,�3��������[�< ���2�����D�@"��@���%
Call Valerie Schlageter214-3464
$365,000>0=?@'��A�
02-322765
Saturday Reporter-Herald Januar y 15, 2011 E3
H& Real Estate TransactionsRE
Real Estate Transactionsare supplied by ProspectsUnlimited Inc., 1151 EagleDrive No. 467, Loveland,CO 80537, 970-667-1537.
L oveland• Alberto Chavarria
from Joni Pepper, 2306Osage Ct, Loveland,$135,000, home
• Justin & WhitneyAdams from DanielSpencer, 373 E 42nd St,Loveland, $182,000, home
• Stephen & Tara Gittfrom John Warnock, 751Beaver Cove Ct, Loveland,$598,500, home
• Matthew Polanskyfrom Hal Andersen, 2534Begonia Ct, Loveland,$193,000, home
• Thorton Streeter from
Cs Vandelay Real EstateHolding, 15354 Big BearRd, Loveland, $196,900,home
• Christina Weiss fromFederal Home Ln Mort-gage Corp, 2617 HaxtunCt, Loveland, $145,000,home
• Sandra Zapolski fromJerry Houston, 724 MapleDr, Loveland, $325,000,home
• Paul Decker fromBank New York Mellon,1149 Roosevelt Ave, Love-land, $115,000, home
• Robin Bonn fromChristopher Counts, 5620Meyers Dr, Loveland,$138,000, home
• Linda & Jonathan Hi-bbert from Fannie Mae,4318 Hawg Hollow Ln,
Loveland, $149,900, home• Anthony Logan from
Terry Hott, 2008 S Dou-glas Ave, Loveland,$120,000, home
• Dewayne Kontz fromSold Already LLC, 3668Catalpa Ct, Loveland,$167,000, home
• Christopher Campbellfrom Meisen Mok, 5837Aspen View Ct, Loveland,$205,500, home
• Mark & Katherine Raufrom Warberg Farm Devel-opment LLC, 3175 SophiaCt, Loveland, $205,000,home
Berthoud• Brett & Patricia Floyd
from James Hinojos, 1435S County Road 17,Berthoud, $350,000,
home• Mary & Ricky Scott
from Mark Guzinski, 2253Jones Pl, Berthoud,$530,000, home
• Rene Cervantes fromSteven Parmley, 405 5thSt, Berthoud, $170,000,home
Estes Park• Donald & Irene Reeb
from Jon Sonstroem,1600 Wapiti Cir Unit 19,Estes Park, $430,000, con-do
• Henry & Helen Bairdfrom Lisa Paradise, 1241Country Club Dr, EstesPark, $130,000, home
• Jill & William Hammefrom Roger Schuett, 1250S Saint Vrain Ave Unit 11,Estes Park, $100,000, con-
do• James & Barbara May
from Stonebridge EstatesLLC, 1175 Fish Creek Rd,Estes Park, $529,000,home
• Thomas & SusanneTarczali from Ronald Pitts,820 S Saint Vrain Ave,Estes Park, $172,000,home
Johnstown• Tanya Bevil from Oak-
wood Homes LLC, 3807Kenwood Cir, Johnstown,$232,500, home
• Zebediah Wells fromRyland Group Inc, 2779White Wing Rd, John-stown, $245,000, home
• Christopher & AngelMallory from RylandGroup Inc, 2724 S Mus-
covey Ln, Johnstown,$274,400, home
M i l l i ke n• Brian & Rhonda
Smith from George West,2355 Birdie Way, Milliken,$265,000, home
• Rocky LLC from BKAm, 47 W Hawthorne St,Milliken, $100,500, home
• Christopher Jonesfrom Zach Chicoine, 219 SEthel Ave, Milliken,$140,000, home
Windsor• Scott & Deborah Mat-
tison from Aspen HomesColo Inc, 55 Veronica Dr,Windsor, $442,700, home
• Kristen Philbrookfrom Joshua Noel, 968Durum Ct, Windsor,
$204,500, home• Jared Waterhouse
from Sean Ebright, 600Innovation Cir, Windsor,$200,000, home
• Charles & PhyllisMchenry from HartfordHomes Inc, 6124 BayMeadows Dr, Windsor,$471,400, home
• David & Cherie Menkefrom Hartford Homes Inc,7062 Crystal Downs Dr,Windsor, $420,300, home
• Gregory & NatalieTishkowski from ChadKruse, 306 FieldstoneDr, Windsor, $276,500,home
• Alan & Shannon Dia-mond from Melody HomesInc, 620 Botley Dr, Wind-sor, $331,300, home
To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050
For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you
by the Daily Reporter-Herald, local real estate agents and area builders.
WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS
saturday sunday
02-321056
PRICE LOCATION ADDRESS HRS OFFICE PHONE
From the $140’s*
NW LOVELAND43RD & WILSON AVENUE THE COTTAGES AT ENCHANTMENT RIDGE
12-5 THE COTTAGE REALTY 970-532-5900
$151,000 SE LOVELAND 255 CARINA CIRCLE #104 1-4 THE GROUP, INC. 970-481-9801
$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 970-532-5900
$173,000 SW LOVELAND 1049 GRANT AVENUE 1-3 THE GROUP, INC. 970-227-0964
$187,000 NW LOVELAND 3655 CARBONDALE STREET 1-3 THE GROUP, INC. 970-690-6706
$189,900 SW LOVELAND 835 W 7TH STREET 1-3 THE GROUP, INC. 970-962-6832
$232,000 NW LOVELAND 4496 HAYLER AVENUE 12-5 THE COTTAGE REALTY 970-532-5900
$279,000 NW LOVELAND 1506 FARMLAND STREET 1-3 THE GROUP, INC. 970-481-1250
$288,500 WINDSOR 7409 PIMLICO DRIVE 12-5 THE GROUP, INC. 970-443-4047
$298,664 NW LOVELAND 4355 RIDGWAY DRIVE 1-4 THE COTTAGE REALTY 970-532-5900
$299,900 NW LOVELAND 1529 DRYLAND STREET 1-3 THE GROUP, INC. 970-218-1891
$314,900 NE LOVELAND 1746 MONARCH CIRCLE 1-3 THE GROUP, INC. 970-222-8549
$315,000 NW LOVELAND 1358 CRABAPPLE 10-1 RE/MAX ALLIANCE 970-667-1828
$319,000 SW LOVELAND 4688 TWIN PEAKS COURT 12:30-3:30 COLDWELL BANKER 970-980-7218
$323,400 SW LOVELAND¼ MILE WEST OF WILSON ON 14TH STREET SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION
12-4 GLEN MARKETING 970-663-4522
$339,000 SE LOVELAND 4630 TARRAGON DRIVE 1-4 THE GROUP, INC. 970-690-6011
$344,000 WINDSOR 7407 PIMLICO DRIVE 12-5 THE GROUP, INC. 970-290-8097
$365,000 SE LOVELAND 4743 SORREL LANE 1-4 THE GROUP, INC. 970-217-3464
$389,750 SW LOVELAND 975 PRISM CACTUS CIRCLE 12-4 GLEN MARKETING 970-663-4522
$680,000 SW LOVELAND 3169 BLUE MOUNTAIN COURT 1-3 THE GROUP, INC. 970-391-4735
$895,000 SW LOVELAND 288 RESERVOIR DRIVE 1-4 PREMIER LIFESTYLE 970-481-5512
PRICE LOCATION ADDRESS HRS OFFICE PHONE
From the $140’s*
NW LOVELAND43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE
12-5 THE COTTAGE REALTY 970-532-5900
$151,000 SE LOVELAND 255 CARINA CIRCLE #104 1-4 THE GROUP, INC. 970-481-9801
$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 970-532-5900
$184,000 NW LOVELAND 3978 BOULDER DRIVE 12-2 COLDWELL BANKER 970-669-4602
$232,000 NW LOVELAND 4496 HAYLER AVENUE 12-5 THE COTTAGE REALTY 970-532-5900
$275,000 NW LOVELAND 3343 SEDGWICK CIRCLE 1-4 RE/MAX ALLIANCE 970-310-4876
$279,000 NW LOVELAND 1506 FARMLAND STREET 1-3 THE GROUP, INC. 970-481-1250
$288,500 WINDSOR 7409 PIMLICO DRIVE 12-5 THE GROUP, INC. 970-443-4047
$298,664 NW LOVELAND 4355 RIDGWAY DRIVE 1-4 THE COTTAGE REALTY 970-532-5900
$299,900 NW LOVELAND 1529 DRYLAND STREET 1-3 THE GROUP, INC. 970-218-1891
$319,000 SW LOVELAND 4688 TWIN PEAKS CT 12:30-3:30 COLDWELL BANKER 970-980-7218
$323,400 SW LOVELAND¼ MILE WEST OF WILSON ON 14TH ST SW/HWY 402 TO THE DAKOTA GLEN SUBDIVISION
12-4 GLEN MARKETING 970-663-4522
$339,000 SE LOVELAND 4630 TARRAGON DRIVE 1-4 THE GROUP, INC. 970-690-6011
$344,000 WINDSOR 7407 PIMLICO DRIVE 12-5 THE GROUP, INC. 970-290-8097
$365,000 SE LOVELAND 4743 SORREL LANE 1-4 THE GROUP, INC. 970-217-3464
$389,750 SW LOVELAND 975 PRISM CACTUS CIRCLE 12-4 GLEN MARKETING 970-663-4522
$429,000 SW LOVELAND 50 EAGLE CREST COURT 1:30-3:30 THE GROUP, INC. 970-518-0645
$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 970-481-5512
NEW NORTHERN COLORADO HOMESNEW NORTHERN COLORADO HOMES
251
N
S
W EOpen Sun. 12-21435 Massadona Place,
Loveland, 80538 • $339,000Unique Homes with Quality you Deserve
Starting in the Mid 200’s
MeganWachtman
MeganW h
Open Floor Plan. 3.25 oak fl oors in Kitchen, dining and great room. 42 inch Knotty Hickory Cabinets. Full tile back splash. Granite in kitchen, master bathroom, 2nd bath and laundry
970-217-7977www.MeganWachtman.8z.comwww.COhomefi nder.com
03-322097
1 Open Sun. 2-4193 Cobalt Ave, Loveland 80537
1st & BoiseStarting in the Mid 100’s
MeganWachtman
JulieStinson970.217.7977
970.679.8590970.679.8590
MegMegananW h
9797 03-3
2209
8
2
2
3112 Allison Drive - Loveland, CO
OPEN HOUSE Saturday 1-3pm
03-321992
$285,000The original owners of this home in Country
Club Estates have taken impeccable care with
high quality, innovative features. Includes
Centennial Recreation Club membership
(swimming pool, tennis).
3+ Bedrooms3 Bathrooms
Total Sq. Ft. 3,390
Cell (970) 215-1776
HOST: Betsy Burns, CRSBroker Associate
Quality Country Club Home!
Saturday Reporter-Herald Januar y 15, 2011 E4
H& Front Range GardeningRE
How to grow an
ThinkStock photoTry growing parsley, basil, chivesand dill in your windowsill.
CA RO L O'MEARACSU EXTENSION, BOULDERCOUNTY
In the first winter of mymarriage, I wanted to cooka fabulous meal for my
husband to make up for all ofthe awful meals I’d been cook-ing for him up until that point.As this was before the internetwas anything other than atwinkle in someone’s eye, Iopened a cookbook to look upa recipe, which is what thosekitchen paperweights wereused for prior to phone appsand googling.
Before me was a wonderfulrecipe for Tarragon Veal Cro-quettes, calling for fresh tar-ragon, chives, and parsley. Itmight as well have called foreye of newt and toe of frog, be-cause I had no idea where tofind them. I didn’t even knowwhat they looked like.
Fortunately, one of ourneighbors provided a few snipsfrom her windowsill gardenand my dish was saved. From
that moment on I vowed togrow herbs myself. Armed withthe confidence of the young, Ibrought home basil, chives,and thyme. I spent more timearranging them on the win-dowsill than learning how tocare for them.
My first attempt at growingherbs indoors taught me thatover-watering them leads to aslimy, smelly mess. Apparentlywaterlogged soil becomesanaerobic, and without oxygenstarts to smell like a sewer,which is not good for impress-ing a new husband with daz-zling kitchen prowess. Mostherbs don’t need a lot of water,so if you’re growing them,place them in quick drainingcontainers and allow them toslightly dry between watering.
Light is also important.Mine were on a north-facingwindowsill and got little sun-shine. They grew tall andspindly, falling over onto
the counter. “They’re leggyfrom too little light,” myneighbor said, making me con-sider buying them stockings.To avoid the common problemof tall stems with spindlygrowth, herbs need five hoursof direct sunlight or twelvehours of artificial light per day.If using artificial light, keepthe plants three to four inchesunder it.
The right container is cru-cial; choose those that are atleast six to eight inches deepwith drainage holes. Decora-tive tins, old boots, or colorfulcrockery work well as outerpots to slide around the con-tainer the herb is potted in, tokeep your window attractive.Fertilize herbs, but do so light-ly, using half strength fishemulsion or liquid kelp.
Thyme and oregano eventu-ally became my favorites. Bothperennials, thyme is a must forkitchens; its small leaves spillover quirky containers. And
oregano is easy to grow as longas it gets a sunny window andis pinched back to keep itbushy. Use the clippings insauces and stews, or dry thesprigs for later.
Chives, garlic chives, andmint like moderately moistsoil but harvesting can betricky. Chive leaves will notgrow past a cut high on theleaf, so snip each leaf near thebase of the plant. Keep a con-tainer of mint growing to fla-vor Mojitos, or use in jellies,garnishes, or adding zip tosteamed vegetables. Harvestby pinching stems just abovethe leaf junctions to encour-age compact growth withmore stems.
Should you want to try basil,it’s easy to grow, but can startshedding its leaves if condi-tions are too cool or the lightisn’t bright enough. Mostkitchens provide the rightwarmth, and as long as yourwindow is south or west facing,you shouldn’t need extralights. Try lime basil for mari-nades or cinnamon basil forsalads.
Carol O’Meara is withCSU Extension inBoulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .
Front Range GardeningJOE LAMP'LSCRIPPS HO WA R D NEWS SE RV I C E
If thoughts of a steaming-hot compost pile in yourbackyard are just not practical for whatever reason,consider making a worm bin instead. It’s a great pro-
ject for even apartment gardeners and a super project toinvolve kids.
Vermicomposting, or cold composting, uses worms, aswell as microorganisms, to break down organic wastes in-to slow-release organic compost that’s rich in water-solu-ble nutrients available to plants with no danger of burn-ing delicate roots. Vermicomposting works at about 80degrees, with considerably smaller amounts of materialand space requirements. And as odd as it may sound,many vermicomposters I know keep their bins under thesink or in their basement, for example.
Best of all, the worms do all the turning and digesting,churning out finely textured, crumbly and nearly odorlessfinished castings in a fraction of the time. These castingshelp plants fight disease, open up soil to air and waterand even protect against soil-borne insects. They regulatesoil pH, fight harmful fungi and can be brewed into aquick-acting foliar spray fertilizer “tea.”
With vermicomposting, the most common species ofchoice is Eisenia fetida,commonly known as red-worms or red wigglers.They live closer to the sur-face as they consume anddigest decaying organicmatter. They’re readilyavailable from bait-and-tackle shops or commer-cial Internet sources.
There are lots of sourcesfor home worm bins andkits, such as catalogs orthe Internet. Some binsare single units, like largetrash cans; others havestacked modules that areeasy to fill with scraps andto harvest the finishedcompost. Prices vary, butyou can find a wide varietyof choices between $60and $120. The alternativeto store-bought is to make your own wormery.
Redworms can work in a composter made of plastictubs, such as lightproof Rubbermaid Roughneck storageboxes. The 12- and 18-gallon sizes are perfect for thescraps generated by an average family. One pound ofworms per square foot of surface area can convert a half-pound of scraps per day, 14 pounds per week.
The bedding material, usually shredded newspaper witha little organic compost or garden soil mixed in, shouldbe moist enough to form a crumbly ball without excesswater dripping out. It’s layered with any kind ofbiodegradable organic matter, especially from thekitchen, with the exception of proteins like meat and fats,oils or dairy products. Typical additions include coffeegrounds, small vegetable scraps, eggshells and fruit. Evendamp paper-towel rolls are readily consumed. Feed theworms every other day with a half-pound of choppedscraps dug into one end of the bedding material or evenplaced across the top.
Drill several small holes into the bottom of the bin toallow excess liquid to drain. But have a way to collect andhold this liquid runoff. An extra inverted lid under the binis ideal. This liquid diluted 10:1 with tap water that’sbeen left to sit for a day or so (to evaporate the chlorine)makes an excellent fertilizer. Just be sure to use immedi-ately for best results.
In a couple of months, it’s time to harvest some of therich dark castings. Keep in mind that the worms arewhere the food is. So a few days before harvest, concen-trate the food on one side of the bin and scoop your cast-ings from the other. Alternatively, if you have a way to col-lect the castings from the bottom, the worms tend to staycloser to the surface. But they don’t like light and, onceexposed, they head deeper below the surface. A smallamount of castings, about 10-15 percent of total soil vol-ume, offers some pretty incredible results. Adding themto your seed starts or vegetable garden is a great place tobegin.
A greener relationship with our planet starts with un-derstanding how she works and working with her. Thesehumble little worms, which leave behind better than theytake in, are part of a system we’re just now starting tocomprehend. Working with them, on their terms, helpsus take our place in that system. And gets us some prettyterrific gardens in the process.
Joe Lamp’l, host of “Growing a Greener World” on PBS,is a Master Gardener and author. For moreinformation, visitwww.joegardener.com.
Get thee toa wormery
ThinkStock photo
Worms do allthe turning and
digesting,churning out
finely textured,crumbly and
nearly odorlessfinished
castings in afraction of the
time
Herb Garden
● 2 WEEKS FREE!1 BDRM- 606 Eisenhower$450/mo. New carpet
Call rmpm.com 669-0842
2 BDRM apts: $625-$675+dep. Clean, fresh paint, smpets neg. Lvlnd 970-308-4096
2 BDRM, $695/mo +elec, free heat & basiccable. New carpet &vinyl, fresh paint,newly remodeled ba.No pets. 970-663-6787 or
970-430-0859
2 BDRM, 1 BATH- 825 East7th St- 900 Sq. Ft. off st.prkg, A/C, coin-op. $600/mo. + dep. 970-481-2969
2 BDRM, 1 BA overlookingpark, large living room,extra storage, ALL
UTILITIES INCLUDED!$680/mo. 970-669-1375
2 BDRM, 1 BA, bsmt apt,hkups, 1705 1/2 E 8th St,$725/mo Faith Property
970-377-1626
Lovely, Quiet 1 bdrm $440& 2 bdrm $540. Clean! Nopets/smoke. 970-667-1399
✭ 1 BDRM apt, $500,Mobile Home $550,
rent includes utilities.430 E Eisenhower.
Estate Builder 970-667-3400
1 BDRM 29th & Taft area,frpl, WD hkup. $645 + dep,heat/wtr/trsh pd. Special1st mo. $350! 970-214-2057
”0“ UTILS! 1 or 2 roomstudios, vintage apts. On-site mgmt. W/D, WiFi,DirTV $335-$630 970-219-6353
Apartments/Unfurnished 4030
To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place yourad any time of the day or night. Fax: 970-635-3677…email: [email protected]
Professional BusinessOffice Space For Lease!!!Newly remodeled down-town professional 3-roomoffice suite on the 2nd floorof the Stroh Building inLoveland. Lease price:$450/month + utilities.Please contact Dan Strohfor details. (970)667-2837
6000 SF Retail/Warehouseon Hwy 287. Overhead door.970-593-2401 or 970-227-7447.
4 Offices, kitchen, storage.925 Lincoln, $995/mo.rmpm.com Call 669-0842
2880 SF Retail /w Office138 E 7th St, Lvld
Call 970-667-9983 or 290-3876
CommercialIndustrial 4040
LARGE 1 bdrm, carpet,drapes, stove, DW, fridge,W/D hkp. NO pets. $500 +dep. 1502 S. Douty #1.
303-776-1287 or 303-747-2219
Executive 1 BDRM LoftSpacious, well-appointedloft in Downtown Lovelandwith optional singe-car ga-rage. This beautiful 1100 sqft apartment is newly ren-ovated, includes washer/dryer, huge walk-in closet,private deck, new carpet,tile, and restored hardwoodfloors. $1100 per month. Nosmoking or pets. Call970-980-6800 for application.
4957 Basswood Dr, Lvld,Available now. $610/mo.2 bdrm, 1 ba, first & lastmonth rent required. Water& trash paid by owner.
Call Hayes at (303) 929-2850
LUXURIOUS UPSCALEAPARTMENTSSTUDIO, 1, 2, & 3
BEDROOMS- Pool, hot tub,24 hr. fitness center,business center, coffeeshop, salon, pizza & deli.OPEN HOUSE, Mon-Fri9am-6pm, Sat. 10am-5pm.325 E. 5th St., Loveland.
1-888-822-9346
3 BD or 2 BD- Free rent!Pets nego. Quiet & spac.$625-$795. 970-223-1349
Apartments/Unfurnished 4030
STORAGE 20 x 40with 14´ overhead door.
$325/mo. Call (970)481-5899
1 CAR GARAGE- $75/mo.Great for storage.
rmpm.com. 970-669-0842
12´ x 24´ Cold StorageGarage, avail 2/1/11.
$110/mo. Call 970-219-1914
Garages/StorageSpaces 4070
Spacious 2 bdrm, 1 ba, gar,exc loc in culdesac. 3 bdrmapt also avail. 970-308-7387
3 Bdrm, 2 ba, gar, w/d hkp,$700. 8 Birkley Ct. LvldNo/smk/pets. 970-667-3353
2 BDRM- 1624 E. 17th, $625.Patio, shared garage.Call rmpm.com 669-0842
Duplexes 4060
✭ 4854 Basswood, condo,2 bdrm, 1.5 ba, 2 story
available now, $650/mo +dep. Faith Property
(970)377-1626
3 BDRM- 2212 SW 3rd$925- Fin bsmt, 1 car garCall rmpm.com 669-0842
3 Bdrm, 2075 Grays Peak,$1050/mo. Avl 2/1. 1 car garrmpm.com. 970-669-0842
Condos/Townhouses 4050
WAREHOUSE w/ office$800/mo + utils. 107 W 7thSt, Lvld Matt 970-631-0564
CommercialIndustrial 4040
3 BDRM, 2 BA ranch, newcarpet & paint, 2 car gar.2514 N Empire, no smk/pets. $1100/mo. 970-690-1211
844 S. Edinburgh. Sharp up-dated 3 bdrm, 2 ba., 2 car,family room, fireplace, AC,$1,150/month. 970-481-7826.
3+ BDRM, 1.5 ba, 1600 SF,hdwd flrs, A/C patio.
N/pets/smk. $950, 667-9099
3 BD, 1.5 ba, lg fncd yd, 2car $1095+dep. 2330 W 22ndSt Lvld, N/P, 303-549-5715
2 Bdrm, 925 Lincoln, $995Classic! Great!
rmpm.com. 970-669-0842
203 SIOUX - BERTHOUD3 bdrm, 2 ba never rented!N/P/S. $1350, (720)237-1238
1 BDRM, carport, electric& water paid. 1225-1/2 E.4th on alley. Sm dog nego.References required, $545
Appt, 970-443-4072
EQUAL HOUSINGOPPORTUNITYAll real estate
advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any
preference, limitationor discrimination
based on race, color,religion, sex, handicap,familial status or
national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”
The newspaper willnot knowingly acceptany advertising for
real estate which is inviolation of the law.All persons are herebyinformed that all
dwellings advertisedare available on anequal opportunity
basis.
Houses 4080
LIKE NEW HOMESDBLWIDES & SINGLESEasy Credit. Low Down!Buy or Rent. Call now.
970-420-8488
✭ 3 BDRM, 1 BATH ✭W. Hwy 34. $700/mo + dep.Pets on appr. Se HablaEspanol, 970-685-8573
✭ 2 BEDROOM HOMES ✭$575 to $650 + dep.
W. Hwy 34. Pets on apprSe Habla Espanol(970)685-8573
2 Bdrm, 1109 E. 4th, $425Newer carpet & linoleumrmpm.com. 970-669-0842
Mobile Homes/Spaces 4090
✔✔✔✔To ensure you receive
the best response to youradvertisement, pleasecheck your ad the first
day of publication.We regret we cannot be
responsible for morethan one day´s incorrect
insertion. Billinginquiries can be
initiated within 30 daysof ad expiration.
OWN your own home forwhat you pay in Rent!
Lowest rates,$0 - $1000 Down
Free Prequalification.Western Plains Realty
Ken or Tammy970-663-5008
IMMED- very nice 3 bdrm,2 ba tri-lvl, 3 car gar, newpaint, A/C, spklrs. 3153Blackberry Dr, no pets/smk, $1250/mo. 970-667-7808
4 Bdrm- 2090 Luvesta $3495Custom hone on 2 acres.Call rmpm.com 669-0842
3 BDRM, 2 ba, Tri-level,frpl, gar, 766 21st St SW,
$1250/moFaith Property 970-377-1626
3 BDRM 2 BA Tri-level2 car, cvd patio + deck 1311Ellen Pl Avl 1/15 $1100/mo.No smk/pets 970-667-2147
Houses 4080
A picture is wortha thousand wordsTry a classified picture
ad! Call for details970-635-3650
Loveland 5110
Established Hair Salonfor sale, health reasons.970-667-4638 Evenings
BusinessesEstablished 5025
Retail & Office Spaces.Starting at $225. UtilitiesIncluded. 970-613-1477
Retail Space 4135
Downtown corner loc, bldgw/ 3 ofcs/recept area. 4 carprkg. $1000/mo 970-667-5145
Office Space 4100
Move Your Home FREE!LOT RENT STARTING @$199. 250+ Communities tochoose from. Offer expires1/10/2011. 970-377-0990
Mobile Homes/Spaces 4090