prulink funds - prudential malaysia funds | 2 as you know, your investment-linked insurance policy...

PRUlink funds

I EQUITY FUND

I BOND FUND

I MANAGED FUND

I MANAGED FUND II

I GOLDEN EQUITY FUND

I GOLDEN BOND FUND

I EDUCATION EQUITY FUND

I EDUCATION BOND FUND

I DANA UNGGUL

I DANA AMAN

I DANA URUS

I DANA URUS II

I ASIA MANAGED FUND

I ASIA PROPERTY SECURITIES FUND

I ASIA LOCAL BOND FUND

I GLOBAL MARKET NAVIGATOR FUND

I DRAGON PEACOCK FUND

I ASIA EQUITY FUND

I MYOPTIMIZER FUND

I COMMODITY ALLOCATOR FUND

I COMMODITY ALLOCATOR II FUND

I DYNA GROWTH I FUND

I DYNA GROWTH II FUND

I DYNA GROWTH III FUND

I DYNA GROWTH IV FUND

I MONEY MARKET FUND

I GOLDEN MANAGED FUND

REPORT AND STATEMENT OF THE MANAGER for the year ended 31 December 2012

CEO’s Message 1

Funds’ Objectives 3

Investment Review & Outlook 5

Funds’ Performance 9

Financial Highlights 13

Statement of Assets and Liabilities 83

Statement of Changes in Net Asset Value 110

Statement of Income and Expenditure 124

Notes to the Financial Statements 151

Perutusan Ketua Pegawai Eksekutif 154

Objektif Dana 156

Tinjauan & Masa Depan Pelaburan 159

Prestasi Dana 164

Sorotan Kewangan 168

Penyata Aset dan Liabiliti 238

Penyata Perubahan dalam Nilai Aset Bersih 265

Penyata Pendapatan dan Perbelanjaan 279

Nota pada Penyata Kewangan 306

Contents Kandungan

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CEO’s Message

Dear Valued Policyholder,

2012 was a momentous year for us as we celebrated our 88th anniversary in Malaysia. At the heart of our 88 year-old business, lies our customers who have been imperative to our success over the years. With your trust and continuous support, Prudential Assurance Malaysia Berhad was again able to deliver more than RM1 billion in total new business Annual Premium Equivalent (or APE) sales for a record third time. For that, we are truly appreciative to you for giving us the privilege to serve and look after your financial needs.

As your preferred insurer, we remain committed to delivering value to your policy. On this note, I am pleased to report that in spite of the challenging economic environment, Prudential has been able to deliver positive returns for most of our PRUlink funds (investment-linked insurance funds).

Our equity funds did particularly well last year with PRUlink equity, PRUlink golden equity and PRUlink education equity all outperforming the benchmark return by more than 2.70%. Another fund that did exceptionally well was PRUlink global market navigator which beat the benchmark return by 6.25%.

Our latest fund, PRUlink money market - which aims to preserve capital value while providing returns that are comparable to short term bank deposits - has also done relatively well. Over a short period of time, its Net Asset Value has steadily climbed resulting in a return rate of 0.70%. Please turn to page 9 - 12 of this report for full details of all our PRUlink funds and their individual performances.

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As you know, your investment-linked insurance policy is intended to meet your long-term financial goals and protect your family’s financial future. We understand that your situation in life and needs may change along the way. It is for this reason that our investment-linked insurance plans have been designed to provide you with the flexibility to adjust your level of insurance protection and investments accordingly.

You can even choose to switch your units from one PRUlink fund to another via our fund switching1 facility, thus allowing you to react to market trends or changes to your investment goals or profile. The first four switches within the same year are free. However, it is important to know that your PRUlink policy is a long term investment and should not be viewed as a vehicle for short term speculation.

In a bid to help you understand more about investment-linked insurance plans, I am pleased to announce that we are running a contest where you can stand a chance to win shopping vouchers worth RM1002. To enter the contest, you will first have to sign up for our e-Report which enables you to receive your future PRUlink Funds Report through email. I strongly urge you to make the switch if you have not already done so, to help Prudential’s efforts to go green and create a more sustainable environment. To learn more, visit www2.prudential.com.my/e-report.

1 Fund switching facility is not available for PRUlink MyOptimizer fund.2 Subject to terms and conditions. Please visit www2.prudential.com.my/e-report for more details.

Meanwhile, if you have any questions regarding your investments or if you would like to use our fund switching facility, please do not hesitate to call on your Prudential Wealth Planner or agent. You may also contact our Customer Service Representatives at 03-2116 0228, send your queries to [email protected], or visit the nearest branch. We will be pleased to assist you.

Best wishes for a prosperous, healthy and peaceful year ahead.

Yours sincerely,

Philip SeahChief Executive OfficerPrudential Assurance Malaysia Berhad

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Funds’ ObjectivesPRUlink equity fund aims to maximise returns over medium to long term by investing in high quality shares listed on the Bursa Malaysia.

PRUlink bond fund aims to provide medium to long term accumulation of capital by investing in selected fixed interest securities, corporate bonds and fixed deposits.

PRUlink managed fund / PRUlink managed fund II is a managed fund that seeks to maximise returns over medium to long term by investing in shares and fixed interest securities through PRUlink equity fund and PRUlink bond fund and in any other PRUlink funds that may become available in the future.

PRUlink golden equity fund aims to maximise returns over medium to long term, taking into account the need to meet guaranteed payouts. This is achieved by investing in high quality shares listed on Bursa Malaysia and any other financial instruments to be used for hedging the portfolio.

PRUlink golden bond fund aims to provide medium to long term accumulation of capital, taking into account the need to meet guaranteed payouts. This is achieved by investing in selected fixed interest securities, corporate bonds and fixed deposits, and any other financial instruments to be used for hedging the portfolio.

PRUlink education equity fund aims to maximise returns over medium to long term, taking into account the need to meet guaranteed payouts. This is achieved by investing in high quality shares listed on Bursa Malaysia and any other financial instruments to be used for hedging the portfolio.

PRUlink education bond fund aims to provide medium to long term accumulation of capital, taking into account the need to meet guaranteed payouts. This is achieved by investing in selected fixed interest securities, corporate bonds and fixed deposits, and any other financial instruments to be used for hedging the portfolio.

PRUlink dana unggul aims to maximise returns over medium to long term by investing in high quality Shariah-approved shares listed on Bursa Malaysia.

PRUlink dana aman aims to provide medium to long term accumulation of capital by investing in selected Islamic debt securities.

PRUlink dana urus / PRUlink dana urus II is a managed fund that seeks to maximise returns over medium to long term by investing in Shariah-approved shares and Islamic debt securities through PRUlink dana unggul and PRUlink dana aman and in any other such PRUlink funds that may become available in the future.

PRUlink asia managed fund is an actively managed fund that seeks to maximise returns over medium to long term. This is achieved by investing directly in shares, fixed interest securities and money market instruments in the Asia Pacific ex Japan region through any other PRUlink global funds that may become available in the future or indirectly via sub-funds managed by Eastspring Investments (Singapore) Limited or any other fund manager to be determined from time to time.

PRUlink asia property securities fund is an actively managed fund that seeks to maximise income and long-term total return. This is achieved by investing in listed Real Estate Investment Trusts (REITS) and property related securities of companies, which are incorporated, listed or have their area of primary activity in the Asia Pacific region including Japan, Australia and New Zealand. The fund may also invest in depository receipts, debt securities convertible into common shares, preference shares and warrants and through any other PRUlink global funds that may become available in the future or indirectly via sub-funds managed by Eastspring Investments (Singapore) Limited or any other fund manager to be determined from time to time.

PRUlink asia local bond fund aims to maximise total returns. This is achieved by investing in a diversified portfolio consisting primarily of fixed income or debt securities issued by Asian entities that are rated as well as unrated directly and/or indirectly via sub funds managed by Eastspring Investments (Singapore) Limited or any other fund manager to be determined from time to time.

PRUlink global market navigator fund is an actively managed fund that aims to achieve positive absolute returns over the medium-term, through the implementation of an actively managed asset allocation strategy in a diversified range of global assets including cash, equities, bonds and currencies. Exposure to each asset classes will be primarily through exchange traded funds, index futures, direct equity and bonds, swaps, options and foreign exchange forwards, each of which may be traded through recognised exchanges or via the over-the-counter markets. The use

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of derivatives is for efficient portfolio management to gain access to the markets efficiently in a cost effective manner.

PRUlink dragon peacock fund is a fund that aims to maximise long-term total return by investing primarily in equity and equity-related instruments of corporations, which are incorporated in, or listed in, or operating principally from, or carrying on significant business in, or derive substantial revenue from, or whose subsidiaries, related or associated corporations derive substantial revenue from the People’s Republic of China (PRC) and India.

PRUlink asia equity fund is a fund that aims to maximise long-term total return by investing in equity and equity-related securities of companies, which are incorporated, or have their area of primary activity in Asia Pacific ex-Japan. The Asia Pacific ex-Japan region includes but is not limited to the following countries: Korea, Taiwan, Hong Kong, Philippines, Thailand, Malaysia, Singapore, Indonesia, the People’s Republic of China (PRC), India, Pakistan, Australia and New Zealand. The fund may also invest in depository receipts [including American Depository Receipts (ADRs) and Global Depository Receipts (GDRs)], debt securities convertible into common shares, preference shares and warrants.

PRUlink MyOptimizer fund is a 5-year close-ended fund with capital guaranteed at maturity by Prudential Assurance Malaysia Berhad. The Fund invests in a structured deposit which provides investors with exposure to (1) Malaysian fixed income securities and (2) multiple asset classes such as global equities, commodities, bonds and cash-like instruments. PRUlink MyOptimizer fund aims to achieve the highest risk adjusted returns to provide potential upside, if any, in the form of yearly performance bonus to investors while protecting 100% of the capital at maturity.

PRUlink commodity allocator fund is a 3-year 9-month close-ended fund with capital guaranteed at maturity by Prudential Assurance Malaysia Berhad. The Fund invests in a structured deposit which is based on the performance of Deutsche Bank Liquid Commodity Index (“DBLCI”) Allocator 4TM Index. This structured deposit provides investors with exposure to (1) Malaysian fixed income securities and (2) a wide range of commodities under a long only strategy and/or a market neutral strategy. PRUlink commodity allocator fund pays a guaranteed special bonus at the end of 18 months. It also aims to achieve high returns to provide potential upside, if any,

in the form of maturity bonus while protecting 100% of the capital at maturity.

PRUlink commodity allocator II fund is a 3-year 9-month close-ended fund with capital guaranteed at maturity by Prudential Assurance Malaysia Berhad. The Fund invests in a structured deposit which is based on the performance of Deutsche Bank Liquid Commodity Index (“DBLCI”) Allocator 4TM Index. This structured deposit provides investors with exposure to (1) Malaysian fixed income securities and (2) a wide range of commodities under a long only strategy and/or a market neutral strategy. PRUlink commodity allocator II fund pays a guaranteed special bonus at the end of 18 months. It also aims to achieve high returns to provide potential upside, if any, in the form of maturity bonus while protecting 100% of the capital at maturity.

PRUlink dyna growth I/II/III/IV fund invests in structured deposits. These structured deposits provide investors with exposure to (1) Malaysian fixed income securities and (2) multiple asset classes such as global equities, real estates, commodities, foreign exchange and alternative investments. The PRUlink dyna growth funds aim to maximise risk adjusted returns and to grow the value of the funds to the lifetime highest values at maturity.

PRUlink money market fund aims to preserve capital value while providing returns which are comparable to short term bank deposits. Apart from minimal risk exposure, the fund also maintains a high degree of liquidity by investing primarily in high quality, low risk, short-term money market instruments and debt securities. Although the fund seeks to preserve the principal value, the ability of the fund to meet this objective is not guaranteed.

PRUlink golden managed fund is a managed fund that seeks to maximise returns over medium to long term. This is achieved by investing in shares and fixed interest securities through PRUlink golden equity fund and PRUlink golden bond fund and in any other PRUlink funds that may become available in the future.

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Investment Review & OutlookLocal equity market review

The local equity market commenced the year of 2012 on a positive note due to better economic data from the US and some signs of improvement in Europe as the ECB remained committed to easy monetary conditions. The ECB published the take-up of the second 3-year LTRO of €529.5bn in February, which came in larger than the first 3-year LTRO offered in December 2011 (€489bn), pumping liquidity into the system. Malaysia underperformed in the Asian region in general, as foreign investors took positions in higher beta markets over the quarter. The major results season announced in February came in relatively in line, with few surprises.

The KLCI was sold down ahead of the Bersih 3.0 and weak job growth data reported in the US, raised the concerns over sustainability of the economic recovery. Unfavourable election results in Greece and France also created additional uncertainties for investors. By the end of 2Q12, there was some cheer as the leaders in the EU Summit agreed on the Compact on Jobs and Growth, and there were plans for the ECB to have a central supervisory role for the Euro area financial institutions. Domestically, the results reporting season in May did not surprise on the upside. However, the KLCI rebounded towards the end of the quarter and tested previous highs. Excitement was also built around the listing of Felda Global Ventures Holdings which listed on 28th June 2012.

The Malaysian equity market managed to trend up in 3Q12. Investors increased their exposure in the Malaysian equity market on expectation that the General Elections would be delayed to later in the year potentially. The successful listing debut of IHH on Bursa Malaysia and on the SGX also helped buoy investor sentiments. Malaysia‘s results reported during the quarter were hardly inspiring, with many companies disappointing. Meanwhile, the Budget 2013 announced was a pre-election budget with many consumer friendly measures. In the US, the FOMC announced its third round of quantitative easing (QE3), introducing an open-ended mortgage-backed securities purchase program at a monthly rate of US$40bn, and stepped away from calendar-based guidance in favor of linking policy to labor market outlook.

The Malaysian equity market continued its upward trend in 4Q12, and the FBM KLCI scaled new all time highs over the period. During the corporate reporting season, more companies reported results below expectations with again few

positive surprises. Only the banking stocks reported results that were generally above expectations. Over in the US, the Federal Reserve extended their asset purchases of treasury securities together with the mortgage back securities of US$85bn a month, providing the market with the expectation of continued ample liquidity. However, concerns surrounding the US fiscal cliff increased tempering market performances towards the end of the quarter.

The FBM KLCI closed the year under review at all time highs of 1,688.95 points. It rose by 10.34% during the period under review, broadly underperforming the regional markets.

Market outlook

The global markets saw some respite, relieved that a deal on the US fiscal cliff had been struck as expected at the eleventh hour, and risk appetite should improve given the fiscal cliff was averted, but the issue now is the “fiscal ceiling” that will need to be agreed upon by February/March 2013. Economists generally believe there will be some fiscal drag in 2013 as a result of the announced changes in taxation, but not likely enough to drive the world’s largest economy into a recession. Nevertheless, we expect global markets to take the cue from the US and remain fairly buoyant, with ample liquidity in the system and global economies expected to see some improvement in growth. This does not mean that we will not revisit issues surrounding the Euro Debt crisis again, which is already in its 4th year. Some potential obstacles we will face during the year will include parliamentary elections for countries like Israel, Italy, Egypt, Pakistan, Iran, Germany, Australia, and Malaysia.

Domestically, we remain cautious overall on equities in 1H13, but we believe there is a small window of opportunity for the market to remain fairly active and provide trading opportunities. We think that the 13th Malaysian General Elections is likely to be called end 1Q13 or early 2Q13. We expect the market to be very volatile with downside risk during this period. Assuming a relative status quo in terms of election results, we expect the Malaysian markets to move in tandem with the global markets thereafter.

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Bond market review

BNM has held the OPR steady at 3% during the period under review, and since May 2011. In the March 2012 meet, BNM noted that whilst the global economic and financial conditions have registered some improvements since the January MPC meet, downside risks to the global economy were expected to moderate the overall domestic growth momentum in 2012.

However, the improvements in the financial conditions were short-lived as stress in the international financial market had re-emerged following rising policy uncertainties and deepening concerns over the European sovereign debt crisis in 2Q12. In the July and September 2012 MPC meetings, BNM reiterated that the unresolved policy issues in the Eurozone continued to unsettle financial markets, and slower economic activity in several regions around the world, particularly the advanced economies, continued to challenge growth prospects. Emerging economies were also affected by moderation in domestic demand as well as weak external demand. Domestically, resilient consumption and investment activities, as well as domestic demand supported by stable employment conditions and income growth, continued to anchor economic growth. The resilience of domestic growth was again reiterated by BNM in the MPC meeting on 8 November.

Malaysia inflationary pressures remain subdued. Headline inflation has declined from 3.0%yoy in December 2011 to 1.3%yoy in November, the lowest since February 2010. The moderation was mainly driven by deceleration in food and non-alcoholic beverage prices and core inflation. While headline inflation moderated in 2012, BNM cautioned against upside risks to inflation due to higher commodity prices in 2013.

For the period under review, the 3-, 5- and 10-year sovereign bond yields changed by +1 bps, +1 bps and -21 bps to close at 2.99%, 3.23% and 3.48% respectively. The long end government bonds rallied as BNM held its OPR unchanged at 3.00%, citing weakening global and domestic economic outlook as well as moderate inflation. Nevertheless, the gains were partly moderated by increasing risk aversion amidst growing uncertainty in the European Union due to transitions in governments in Italy, Greece and Spain, and potential contagion effects in 1H12. The sentiment was also dampened by higher commodity prices and a larger than

expected increase in MGS supply towards the end of the third quarter. In the last quarter of the year, the government bonds, however, strengthened aided by increase in global liquidity as the Fed and other central banks continued their quantitative easing.

Corporate bond yields generally moved in tandem with sovereign bond yields, albeit at a lag. In general, the corporate bond spreads tightened during the review period, and the activities in the corporate bond market were supported by ample liquidity and an improving credit environment.

On the supply front, total outstanding issuances at the end of December 2012 stood at about RM1,011bn, of which approximately 53% was conventional and 47% was Islamic1. The proportion of corporate sukuk in the sukuk universe was higher at about 37% compared to the proportion of corporate bonds in the conventional bonds universe of about 24%. Primary issuances were largely from the toll, power and banking sectors, as well as government guaranteed bonds. The largest primary issuance was RM30.6bn of PLUS, of which RM11.0bn was government guaranteed. Meanwhile, there were also sizeable amounts of government guaranteed new issuances such as SME bank, DanaInfra, Johor Corp, PTPTN, and Prasarana.

Outlook

In the MPC meeting on 8 November, BNM kept the OPR unchanged at 3.0%. BNM highlighted that the regional economics remain supported by domestic demand despite slower global economy and continued uncertainty in the advanced economies. Domestically, the domestic demand has offset the weakness in the external sector. While the private consumption is expected to be supported by stable employment conditions and income growth, the investment activities will remain firm on the back of increased capital spending.

While headline inflation is expected to moderate into 2013, BNM cautioned against upside risks to inflation due to higher commodity prices. With this, the OPR could likely remain at 3.0% in the first half of 2013, barring any significant resurgence of downside risks to the economy.

1 Source: Bond Pricing Agency Malaysia

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the tight liquidity in the banking system. These measures served to underpin the markets.

The U.S. Federal Reserve’s third round of quantitative easing, an unlimited bond-purchase program by the European Central Bank (ECB) and a slew of long-delayed key reforms in India drove regional markets higher across-the-board in September and October. As the year approached to a close, markets received a fillip in the form of better than expected economic data from China and the US. However the optimism was kept in check by the overhanging uncertainty of the US fiscal cliff.

Most of Asia Pacific ex-Japan equity markets finished December higher than the previous month as the US Federal Reserve stepped up monetary easing and economic data showed China’s growth was stabilizing. December’s firmer markets helped MSCI Asia Pacific ex-Japan Index to post its biggest annual gain since 2009.

Outlook

Asian economic growth is likely to remain stronger than the developed world’s growth for the foreseeable future, albeit slower than the previous years, driven by domestic consumption. Asia’s favourable demographics support the argument for rising consumption, which will help stem the impact of external risks on the region’s economies. These risks include the likelihood of a recession in Europe and the ``fiscal cliff’’, a massive reduction in public spending and increase in taxation in the United States.

Global Market Review

Global markets began the year on a strong note underpinned by encouraging US economic data and positive measures by the European Central Bank that helped ease funding pressures and reduce liquidity risk in the region. Asia Pacific ex-Japan equity markets too rallied across-the-board on improving risk appetites. In the fixed income space, government bonds were sidelined while corporate bonds rallied in line with the “risk on” momentum. High yields did particularly well, aided by attractive valuations.

The Ringgit has been volatile as conditions in global financial markets remain unsettled, and this is expected to prevail in the near term.

The 2013 Government auction calendar will see the introduction of a 30-year MGS and 20-year MGII, (the previous year’s longest tenures were 20-year MGS and 15-year MGII respectively), and the inclusion of Skim Perumahan Kerajaan (SPK) sukuk.

Supply and activity in corporate bonds is expected to pick up as issuers take advantage of the low interest rate levels to raise funding. The bond market continues to be supported by ample domestic liquidity and strong investor demand.

Regional market review

Asia Pacific ex-Japan markets started 2012 on a positive note on improved US data and receding worries over Eurozone’s debt debacle. Risk appetites were buoyed by the approval of a second Greek bailout and a series of easing measures by various central banks. Nonetheless the momentum waned in March after the Chinese government lowered its growth goal for the year to 7.5%, the first time since 2004 that the gross domestic product target was set lower than 8%.

As the half year mark approached, growth concerns in China and India, two of Asia’s largest economies, weighed on sentiment as emerging data continued to disappoint. Equally troubling was the lackluster labor and economic activity figures from the US which fell below estimates while political changes in France and instability in Greece threatened to hamper austerity plans and worsen Europe’s debt crisis.

An agreement by European leaders on specific measures to ease the debt crisis and to form a single supervisory banking entity, a first step toward a banking union in the region, led to markets to firmer grounds in June. To counter the slowing growth, China cut its key rates for the first time since December 2008 as did Australia. A number of other countries too lowered their key policy rates during the year in view of the challenging global environment, namely Philippines, Thailand and South Korea. Others such as China and India took action to ease

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For the bond markets, weak trend growth, private sector de-leveraging and fiscal consolidation imply that the developed world’s interest rates could remain at low levels for some time to come. By implication, sovereign bond yields in these markets will probably remain low. Yields will eventually tilt to the upside as growth conditions normalise and interest rates move higher. Just when this turnaround will occur is difficult to determine.

The positive momentum waned in the second quarter as a confluence of negative news undermined sentiment. The Eurozone debt crisis resurfaced, triggering fears of a banking collapse and a breakup of the Euro. Equally, global economic data was gloomy, spawning fears of a slowdown in US recovery and hard landing in China. Safe haven assets, mostly government bonds saw yields drop to multi-year lows. Equity markets however got a boost at the end of the quarter in response to news that European leaders had agreed to use Eurozone bailout monies to recapitalize banks directly.

Over the third quarter, global economic data mostly disappointed and led to further downward revisions in global growth forecasts. In response, central banks implemented aggressive growth supportive measures. The US Federal Reserve, for example, launched a third round of quantitative easing to help stimulate the economy and set no time frame for the programme to end. Such initiatives kept investor sentiment buoyant despite the gloomy outlook and resulted in a strong third quarter for markets on the whole.

Equity markets posted modest gains in the last quarter of the year as the major headwinds that dominated headlines since the second quarter receded. Over in the Eurozone, there was some progress on the creation of a banking union while indebted nations such as Greece managed to implement more austerity measures and structural reforms, thus easing investors’ concerns over a collapse of the region. China reported a stronger than expected third quarter growth which allayed hard landing fears while in the US improvements were seen on both the labor and housing fronts. Bond markets too continued to perform on more resilient risk appetites with high yields benefitting the most. Nonetheless the overhanging uncertainty over the US fiscal cliff resulted in bouts of market volatility.

Outlook

In 2012, income theme was the rage; investors chose the certainty of earnings and the safety of defensive quality blue chips stocks over valuations. Cyclical stocks were mostly sidelined. But should risk appetites continue to improve, 2013 could be a spectacular year for cyclicals given their attractive valuations versus the defensive stocks.

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Funds’ PerformancePRUlink equity fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink equity fund stood at RM3.7286 compared to RM3.3193 at the end of 2011. For the 1-year period under review, the fund returned 12.33%, outperforming the benchmark return of 9.60%.

Since inception, the Fund achieved a gain of 272.86% against the benchmark performance of 70.73%.

PRUlink bond fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink bond fund stood at RM2.6832 compared to RM2.5675 at the end of 2011. For the 1-year period under review, the fund returned 4.50%, outperforming the benchmark return of 3.15%.


PRUlink managed fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink managed fund stood at RM3.0232 compared to RM2.7655 at the end of 2011. For the 1-year period under review, the fund returned 9.32%, outperforming the benchmark return of 7.68%.


PRUlink managed fund IIAs at 31 December 2012, the Net Asset Value per unit of the PRUlink managed fund II stood at RM1.8838 compared to RM1.7051 at the end of 2011. For the 1-year period under review, the fund returned 10.48%, outperforming the benchmark return of 8.32%.


PRUlink golden equity fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink golden equity fund stood at RM1.4622 compared to RM1.3017 at the end of 2011. For the 1-year period under review, the fund returned 12.33%, outperforming the benchmark return of 9.60%.


PRUlink golden bond fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink golden bond fund stood at RM1.2380 compared to RM1.1906 at the end of 2011. For the 1-year period under review, the fund returned 3.99%, outperforming the benchmark return of 3.15%.


PRUlink education equity fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink education equity fund stood at RM1.3702 compared to RM1.2198 at the end of 2011. For the 1-year period under review, the fund returned 12.33%, outperforming the benchmark return of 9.60%.


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PRUlink education bond fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink education bond fund stood at RM1.1378 compared to RM1.0942 at the end of 2011. For the 1-year period under review, the fund returned 3.99%, outperforming the benchmark return of 3.15%.


PRUlink dana unggulAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dana unggul stood at RM2.9432 compared to RM2.5569 at the end of 2011. For the 1-year period under review, the fund returned 15.11%, outperforming the benchmark return of 11.85%.


PRUlink dana amanAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dana aman stood at RM2.0307 compared to RM1.9277 at the end of 2011. For the 1-year period under review, the fund returned 5.34%, outperforming the benchmark return of 3.15%.


PRUlink dana urusAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dana urus stood at RM2.6006 compared to RM2.3310 at the end of 2011. For the 1-year period under review, the fund returned 11.57%, outperforming the benchmark return of 9.25%.


PRUlink dana urus IIAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dana urus II stood at RM1.8839 compared to RM1.6683 at the end of 2011. For the 1-year period under review, the fund returned 12.93%, outperforming the benchmark return of 10.11%.


PRUlink asia managed fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink asia managed fund stood at RM1.2884 compared to RM1.1363 at the end of 2011. For the 1-year period under review, the fund returned 13.39%, underperforming the benchmark return of 16.14%.


PRUlink asia property securities fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink asia property securities fund stood at RM1.0474 compared to RM0.7840 at the end of 2011. For the 1-year period under review, the fund returned 33.59%, outperforming the benchmark return of 30.25%.


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PRUlink asia local bond fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink asia local bond fund stood at RM1.4232 compared to RM1.3412 at the end of 2011. For the 1-year period under review, the fund returned 6.11%, outperforming the benchmark return of 5.17%.


PRUlink global market navigator fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink global market navigator fund stood at RM1.2060 compared to RM1.1024 at the end of 2011. For the 1-year period under review, the fund returned 9.41%, outperforming the benchmark return of 3.15%.


PRUlink dragon peacock fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dragon peacock fund stood at RM0.9557 compared to RM0.8206 at the end of 2011. For the 1-year period under review, the fund returned 16.46%, underperforming the benchmark return of 20.68%.

Since inception, the Fund achieved a return of -4.43% against the benchmark performance of -9.60%.

PRUlink asia equity fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink asia equity fund stood at RM0.9911 compared to RM0.8570 at the end of 2011. For the 1-year period under review, the fund returned 15.65%, underperforming the benchmark return of 18.37%.

Since inception, the Fund achieved a return of -0.89% against the benchmark performance of 17.71%.

PRUlink MyOptimizer fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink MyOptimizer fund stood at RM0.9743 compared to RM0.9540 at the end of 2011. For the 1-year period under review, the fund returned 2.13%.

Since inception, the Fund achieved a return of 1.49%.

PRUlink commodity allocator fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink commodity allocator fund stood at RM0.9381 compared to RM0.9769 at the end of 2011. For the 1-year period under review, the fund returned -3.97%.

Since inception, the Fund achieved a return of -2.53%.

PRUlink commodity allocator II fund As at 31 December 2012, the Net Asset Value per unit of the PRUlink commodity allocator II fund stood at RM0.9974 compared to RM0.9827 at the end of 2011. for the 1-year period under review, the fund returned 1.49%.

Since inception, the Fund achieved a return of 3.36%.

PRUlink dyna growth I fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dyna growth I fund stood at RM0.9161 compared to RM0.9343 at the end of 2011. For the 1-year period under review, the fund returned -1.96%.


PRUlink funds | 12

PRUlink dyna growth II fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dyna growth II fund stood at RM0.8693 compared to RM0.8970 at the end of 2011. For the 1-year period under review, the fund returned -3.09%.


PRUlink dyna growth III fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dyna growth III fund stood at RM0.8413 compared to RM0.8762 at the end of 2011. For the 1-year period under review, the fund returned -3.98%.


PRUlink dyna growth IV fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink dyna growth IV fund stood at RM0.8398 compared to RM0.8764 at the end of 2011. For the 1-year period under review, the fund returned -4.17%.


PRUlink money market fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink money market fund stood at RM1.0397 compared to RM1.0045 at the end of 2011. For the 1-year period under review, the fund returned 3.49%, outperforming the benchmark return of 3.15%.


PRUlink golden managed fundAs at 31 December 2012, the Net Asset Value per unit of the PRUlink golden managed fund stood at RM1.0070. Since inception on 30 October 2012, the Fund achieved a return of 0.70% against the benchmark performance of 0.61%.

Source: Lipper for Investment Management, Bloomberg, Eastspring Investments Berhad

PRUlink funds | 13

Category 2012 2011 2010 2009 2008% % % % %

EquityBuilding Materials 0.23 0.37 0.57 0.10 0.19 Conglomerates 7.58 6.16 7.07 9.37 8.70 Construction 2.23 2.58 5.28 2.71 2.92 Consumer Products 2.95 3.03 3.06 0.98 1.65 Banking & Finance 26.62 20.69 29.26 25.57 20.53 Gaming 6.53 8.17 8.65 12.09 11.14 Industrial - 1.32 1.67 2.85 1.41 Manufacturing - 0.02 0.16 - - Media 0.64 0.84 1.14 2.49 2.30 Motor 1.21 1.03 1.68 1.65 1.33 Oil & Gas 10.28 12.45 5.19 2.79 5.30 Plantation 4.91 5.60 7.01 8.17 6.61 Power 4.14 3.13 5.10 6.30 6.15 Property 5.95 4.77 3.16 1.70 2.53 Services 0.94 - - - - Technology 0.53 0.66 1.06 0.91 0.61 Telecommunications 16.56 14.12 12.31 10.71 9.19 Timber - - - 0.02 0.04 Transportation 0.44 1.72 2.50 1.67 3.34 Water 0.09 0.10 0.23 0.41 0.08

91.83 86.76 95.11 90.51 84.01

Cash and Deposits 9.12 14.13 5.66 9.23 17.18 Other Assets 0.06 0.22 0.32 0.98 0.98 Total Liabilities (1.01) (1.11) (1.09) (0.72) (2.17)

Total 100.00 100.00 100.00 100.00 100.00

Financial HighlightsComparative Performance Table For The Financial Year Ended 31 December PRUlink equity fund

PRUlink funds | 14

Category 2012 2011 2010 2009 2008% % % % %

Total Net Asset Value (RM) 6,570,022,228 5,331,302,110 4,878,213,363 3,671,739,474 2,143,409,641 Units in Circulation 1,762,061,510 1,606,185,161 1,529,617,613 1,397,005,632 1,161,871,170 NAV Per Unit (RM) 3.729 3.319 3.189 2.628 1.845 Highest NAV per unit (RM) 3.729 3.382 3.198 2.629 2.795 Lowest NAV per unit (RM) 3.285 2.905 2.571 1.779 1.776 Total Return (+)- Capital Growth 12.33% 4.08% 21.34% 42.47% (31.29%)- Income Distribution - - - - -

Average Annual Return - Fund (+)PeriodOne year 12.33% Three years 12.36% Five years 6.79%

Average Annual Return-Benchmark: FTSE Bursa Malaysia Top 100 Index (FBM100)PeriodOne year 9.60% Three years 10.80% Five years 3.65%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink equity fund

PRUlink funds | 15

PRUlink equity fund Performance(Since Inception)

+ The Fund returns are calculated based on five decimal placesThe unit prices of the Funds may go down as well as up and the past performance figures shown are not indicative of future performance.

PRUlink equity fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)

(90.00)

(70.00)

(50.00)

(30.00)

(10.00)

10.00

30.00

50.00

70.00

90.00

110.00

130.00

150.00

170.00

190.00

210.00

230.00

250.00

270.00

290.00

(90.00)

(70.00)

(50.00)

(30.00)

(10.00)

10.00

30.00

50.00

70.00

90.00

110.00

130.00

150.00

170.00

190.00

210.00

230.00

250.00

270.00

290.00

Jul-9

7 Dec

-97

May-98

Oct-

98

Mar-99

Aug

-99

Jan-0

0 Ju

n-00

Nov-00

Apr-

01

Sep-01

Feb

-02

Jul-0

2 Dec

-02

May-03

Oct-

03

Mar-04

Aug

-04

Jan-0

5 Ju

n-05

Nov-05

Apr-

06

Sep-06

Feb

-07

Jul-0

7 Dec

-07

May-08

Oct-

08

Mar-09

Aug

-09

Jan-1

0 Ju

n-10

Nov-10

Apr-

11

Sep-11

Feb

-12

Jul-1

2 Dec

-12

%

SI %

Cha

nge

Date

PEF FBM100

%

PRUlink funds | 16

Category 2012 2011 2010 2009 2008% % % % %

Fixed Income Securities:- Corporate Bonds / Securities 98.31 84.90 91.10 93.82 86.73 - Negotiable Certificate of Deposits - - 0.49 0.65 0.83 Cash and Deposits 1.92 14.70 8.23 5.83 11.98 Other Assets 0.95 0.87 0.79 0.93 1.48 Total Liabilities (1.18) (0.47) (0.61) (1.23) (1.02)

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 1,745,601,224 1,506,193,723 1,035,786,244 800,343,864 654,170,071 Units in Circulation 650,569,199 586,581,160 425,071,298 347,298,006 301,559,477 NAV Per Unit (RM) 2.683 2.568 2.437 2.304 2.169 Highest NAV per unit (RM) 2.683 2.568 2.435 2.305 2.169 Lowest NAV per unit (RM) 2.568 2.436 2.306 2.170 2.093 Total Return (+)- Capital Growth 4.50% 5.38% 5.74% 6.23% 2.44% - Income Distribution - - - - -


Average Annual Return-Benchmark: 12 Month Maybank Tier 1 Fixed Deposit RatePeriodOne year 3.15% Three years 2.97% Five years 3.03%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink bond fund

PRUlink funds | 17

PRUlink bond fund Performance(Since Inception)


PRUlink bond fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

Jul-9

7 Dec

-97

May-98

Oct-

98

Mar-99

Aug

-99

Jan-0

0 Ju

n-00

Nov-00

Apr-

01

Sep-01

Feb

-02

Jul-0

2 Dec

-02

May-03

Oct-

03

Mar-04

Aug

-04

Jan-0

5 Ju

n-05

Nov-05

Apr-

06

Sep-06

Feb

-07

Jul-0

7 Dec

-07

May-08

Oct-

08

Mar-09

Aug

-09

Jan-1

0 Ju

n-10

Nov-10

Apr-

11

Sep-11

Feb

-12

Jul-1

2 Dec

-12

SI %

Cha

nge

Date

PBF 12m MBB T1 FD Rate

% %

PRUlink funds | 18

Category 2012 2011 2010 2009 2008% % % % %

Investments in -PRUlink equity fund 70.76 62.95 73.92 71.30 64.66 PRUlink bond fund 29.24 37.05 26.08 28.70 35.34 Cash and Deposits - - - - - Other Assets - - - - - Total Liabilities - - - - -

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 1,652,592,952 1,463,691,529 1,339,546,299 1,070,426,887 721,152,508 Units in Circulation 546,638,110 529,277,449 501,044,275 466,787,194 406,807,406 NAV Per Unit (RM) 3.023 2.765 2.674 2.293 1.773 Highest NAV per unit (RM) 3.023 2.806 2.677 2.294 2.366 Lowest NAV per unit (RM) 2.748 2.533 2.261 1.737 1.721 Total Return (+)- Capital Growth 9.32% 3.44% 16.59% 29.36% (22.70%)- Income Distribution - - - - -


Average Annual Return-Benchmark: 70% FTSE Bursa Malaysia Top 100 Index (FBM100) + 30% 12 Month Maybank Tier 1 Fixed Deposit RatePeriodOne year 7.68% Three years 8.52% Five years 3.72%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink managed fund

PRUlink funds | 19

PRUlink managed fund Performance(Since Inception)


PRUlink managed fund Vs. 70% FBM100 + 30% 12 Month Maybank Tier 1 Fixed Deposit Rate

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

220.00

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

220.00

Sep-99

Dec

-99

Mar-00

Ju

n-00

Sep-00

Dec

-00

Mar-01

Ju

n-01

Sep-01

Dec

-01

Mar-02

Ju

n-02

Sep-02

Dec

-02

Mar-03

Ju

n-03

Sep-03

Dec

-03

Mar-04

Ju

n-04

Sep-04

Dec

-04

Mar-05

Ju

n-05

Sep-05

Dec

-05

Mar-06

Ju

n-06

Sep-06

Dec

-06

Mar-07

Ju

n-07

Sep-07

Dec

-07

Mar-08

Ju

n-08

Sep-08

Dec

-08

Mar-09

Ju

n-09

Sep-09

Dec

-09

Mar-10

Ju

n-10

Sep-10

Dec

-10

Mar-11

Ju

n-11

Sep-11

Dec

-11

Mar-12

Ju

n-12

Sep-12

Dec

-12

SI %

Cha

nge

Date

PMF 70% FBM100 + 30% 12m MBB T1 FD Rate

% %

PRUlink funds | 20

Category 2012 2011 2010 2009 2008% % % % %

Investments in -PRUlink equity fund 81.72 73.13 82.91 81.42 76.26 PRUlink bond fund 18.28 26.87 17.09 18.58 23.74 Cash and Deposits - - - - - Other Assets - - - - - Total Liabilities - - - - -

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 552,328,913 406,270,008 304,142,421 196,601,514 102,997,512 Units in Circulation 293,199,977 238,271,348 185,582,566 142,153,401 99,809,566 NAV Per Unit (RM) 1.884 1.705 1.639 1.383 1.032 Highest NAV per unit (RM) 1.884 1.726 1.641 1.383 1.431 Lowest NAV per unit (RM) 1.692 1.542 1.360 1.006 0.999 Total Return (+)- Capital Growth 10.48% 4.04% 18.50% 34.02% (25.37%)- Income Distribution - - - - -


Average Annual Return-Benchmark: 80% FTSE Bursa Malaysia Top 100 Index (FBM100) + 20% 12 Month Maybank Tier 1 Fixed Deposit RatePeriodOne year 8.32% Three years 9.29% Five years 3.72%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink managed fund ll

PRUlink funds | 21

PRUlink managed fund ll Performance(Since Inception)


PRUlink managed fund II Vs. 80% FBM100 + 20% 12 Month Maybank Tier 1 Fixed Deposit Rate

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

80.00

90.00

100.00

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

80.00

90.00

100.00

Aug-06

Dec-06

Apr-07

Aug-07

Dec-07

Apr-08

Aug-08

Dec-08

Apr-09

Aug-09

Dec-09

Apr-10

Aug-10

Dec-10

Apr-11

Aug-11

Dec-11

Apr-12

Aug-12

Dec-12

SI %

Cha

nge

Date

PMF2 80% FBM100 + 20% 12m MBB T1 FD Rate

% %

PRUlink funds | 22

Category 2012 2011 2010 2009 2008% % % % %

Investments in -PRUlink equity fund 100.00 100.00 99.99 99.99 99.98 Cash at Bank - - 0.01 0.01 0.02 Other Assets - - - - - Total Liabilities - - - - -

Total 100.00 100.00 100.00 100.00 100.00



Average Annual Return-Benchmark: FTSE Bursa Malaysia Top 100 Index (FBM100)PeriodOne year 9.60% Three years 10.80% Five years 4.10%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink golden equity fund

PRUlink funds | 23

PRUlink golden equity fund Performance(Since Inception)


PRUlink golden equity fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)

(45.00)

(35.00)

(25.00)

(15.00)

(5.00)

5.00

15.00

25.00

35.00

45.00

55.00

(45.00)

(35.00)

(25.00)

(15.00)

(5.00)

5.00

15.00

25.00

35.00

45.00

55.00

Nov-07

Feb-08

May-08

Aug-08

Nov-08

Feb-09

May-09

Aug-09

Nov-09

Feb-10

May-10

Aug-10

Nov-10

Feb-11

May-11

Aug-11

Nov-11

Feb-12

May-12

Aug-12

Nov-12

SI %

Cha

nge

Date

PGE FBM100

% %

PRUlink funds | 24

Category 2012 2011 2010 2009 2008% % % % %

Investments in -PRUlink bond fund 100.00 100.00 100.00 100.00 100.00 Cash at Bank - - - - - Other Assets - - - - - Total Liabilities - - - - -

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 464,414,966 338,728,479 249,642,277 173,430,109 124,566,722 Units in Circulation 375,120,833 284,508,770 220,001,951 160,677,526 121,987,834 NAV Per Unit (RM) 1.238 1.191 1.135 1.079 1.021 Highest NAV per unit (RM) 1.238 1.191 1.135 1.080 1.096 Lowest NAV per unit (RM) 1.191 1.135 1.080 1.021 0.697 Total Return (+)- Capital Growth 3.99% 4.92% 5.13% 5.70% 1.94% - Income Distribution - - - - -



Comparative Performance Table For The Financial Year Ended 31 December PRUlink golden bond fund

PRUlink funds | 25

PRUlink golden bond fund Performance(Since Inception)


PRUlink golden bond fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

Nov-07

Mar-08

Jul-0

8

Nov-08

Mar-09

Jul-0

9

Nov-09

Mar-10

Jul-1

0

Nov-10

Mar-11

Jul-1

1

Nov-11

Mar-12

Jul-1

2

Nov-12

SI %

Cha

nge

Date

PGB 12m MBB T1 FD Rate

% %

PRUlink funds | 26

Category 2012 2011 2010% % %

Investments in -PRUlink equity fund 100.00 100.00 100.00 Cash and Deposits - - - Other Assets - - - Total Liabilities - - -

Total 100.00 100.00 100.00

Total Net Asset Value (RM) 931,052 468,705 148,669 Units in Circulation 679,485 384,238 126,732 NAV Per Unit (RM) 1.370 1.220 1.173 Highest NAV per unit (RM) 1.370 1.243 1.175 Lowest NAV per unit (RM) 1.207 1.067 0.961 Total Return (+)- Capital Growth 12.33% 3.98% 17.31% - Income Distribution - - -

Average Annual Return - Fund (+)PeriodOne year 12.33% Three years n/a Five years n/a

Average Annual Return-Benchmark: FTSE Bursa Malaysia Top 100 Index (FBM100)PeriodOne year 9.60% Three years n/a Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink education equity fund

PRUlink funds | 27

PRUlink education equity fund Performance(Since Inception)


PRUlink education equity fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

30.00

34.00

38.00

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

30.00

34.00

38.00

Feb-10

Apr-10

Jun-1

0

Aug-10

Oct-10

Dec-10

Feb-11

Apr-11

Jun-1

1

Aug-11

Oct-11

Dec-11

Feb-12

Apr-12

Jun-1

2

Aug-12

Oct-12

Dec-12

%

SI %

Cha

nge

Date

PEEF FBM100

%

PRUlink funds | 28

Category 2012 2011 2010% % %

Investments in -PRUlink bond fund 100.00 100.00 100.00 Cash and Deposits - - - Other Assets - - - Total Liabilities - - -

Total 100.00 100.00 100.00

Total Net Asset Value (RM) 1,468,942 764,551 241,361 Units in Circulation 1,291,040 698,748 231,444 NAV Per Unit (RM) 1.138 1.094 1.043 Highest NAV per unit (RM) 1.138 1.094 1.043 Lowest NAV per unit (RM) 1.094 1.043 1.000 Total Return (+)- Capital Growth 3.99% 4.92% 4.29% - Income Distribution - - -


Average Annual Return-Benchmark: 12 Month Maybank Tier 1 Fixed Deposit RatePeriodOne year 3.15% Three years n/a Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink education bond fund

PRUlink funds | 29

PRUlink education bond fund Performance(Since Inception)


PRUlink education bond fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate

0.00

2.50

5.00

7.50

10.00

12.50

15.00

0.00

2.50

5.00

7.50

10.00

12.50

15.00

Feb-10

Apr-10

Jun-1

0

Aug-10

Oct-10

Dec-10

Feb-11

Apr-11

Jun-1

1

Aug-11

Oct-11

Dec-11

Feb-12

Apr-12

Jun-1

2

Aug-12

Oct-12

Dec-12

%

SI %

Cha

nge

Date

PEBF 12m MBB T1 FD Rate

%

PRUlink funds | 30

Comparative Performance Table For The Financial Year Ended 31 December PRUlink dana unggul

Category 2012 2011 2010 2009 2008% % % % %

Equity Building Materials 0.42 0.93 2.25 3.28 1.52 Conglomerates 8.12 6.91 10.86 13.37 4.23 Construction 4.56 6.54 13.82 7.66 12.70 Consumer Products 2.59 4.90 2.31 3.11 2.44 Finance 1.02 0.43 0.14 0.43 0.20 Industrial - 0.85 1.65 5.90 2.07 Manufacturing 1.56 0.25 1.09 - - Media 0.35 0.10 0.10 - 0.63 Motor 1.89 1.41 1.83 1.59 0.90 Oil & Gas 17.51 16.52 9.13 5.74 13.79 Plantation 7.23 10.53 12.75 14.59 12.99 Power 8.40 5.31 8.60 10.47 0.21 Property 3.87 3.59 7.02 5.05 3.93 Services 2.58 - - - - Technology 1.39 0.76 0.43 0.63 - Telecommunications 26.97 27.37 17.52 13.12 9.79 Transportation 0.29 2.71 5.99 3.74 5.02 Water - - - 0.72 9.03

88.75 89.11 95.48 89.40 79.45

Cash and Deposits 14.23 12.45 5.62 10.86 20.28 Other Assets 0.06 0.10 0.54 0.83 3.15 Total Liabilities (3.04) (1.66) (1.64) (1.09) (2.88)

Total 100.00 100.00 100.00 100.00 100.00

PRUlink funds | 31

Comparative Performance Table For The Financial Year Ended 31 December PRUlink dana unggul

Category 2012 2011 2010 2009 2008% % % % %



Average Annual Return-Benchmark: FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA) PeriodOne year 11.85% Three years 10.63% Five years 1.81%

PRUlink funds | 32

PRUlink dana unggul Performance(Since Inception)


PRUlink dana unggul Vs. FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA)

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

Aug-00

Dec

-00

Apr-01

Aug

-01

Dec-01

Apr-

02

Aug-02

Dec

-02

Apr-03

Aug

-03

Dec-03

Apr-

04

Aug-04

Dec

-04

Apr-05

Aug

-05

Dec-05

Apr-

06

Aug-06

Dec

-06

Apr-07

Aug

-07

Dec-07

Apr-

08

Aug-08

Dec

-08

Apr-09

Aug

-09

Dec-09

Apr-

10

Aug-10

Dec

-10

Apr-11

Aug

-11

Dec-11

Apr-

12

Aug-12

Dec

-12

SI %

Cha

nge

Date

PDU FBMSHA

% %

PRUlink funds | 33

Category 2012 2011 2010 2009 2008% % % % %

Fixed Income Securities:- Corporate Bonds / Securities 99.89 83.55 89.45 94.05 75.03 Cash and Deposits 1.32 16.58 10.44 5.96 24.96 Other Assets 1.05 0.70 0.68 0.83 1.06 Total Liabilities (2.26) (0.83) (0.57) (0.84) (1.05)

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 82,705,425 81,094,201 56,965,611 47,311,574 38,283,839 Units in Circulation 40,727,934 42,065,657 31,048,484 27,305,889 23,329,598 NAV Per Unit (RM) 2.031 1.928 1.835 1.733 1.641 Highest NAV per unit (RM) 2.031 1.928 1.833 1.733 1.641 Lowest NAV per unit (RM) 1.928 1.833 1.733 1.641 1.585 Total Return (+)- Capital Growth 5.34% 5.07% 5.89% 5.59% 2.08% - Income Distribution - - - - -



Comparative Performance Table For The Financial Year Ended 31 December PRUlink dana aman

PRUlink funds | 34

PRUlink dana aman Performance(Since Inception)


PRUlink dana aman Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate

0.00

20.00

40.00

60.00

80.00

100.00

120.00

0.00

20.00

40.00

60.00

80.00

100.00

120.00

Aug-00

Dec

-00

Apr-01

Aug

-01

Dec-01

Apr-

02

Aug-02

Dec

-02

Apr-03

Aug

-03

Dec-03

Apr-

04

Aug-04

Dec

-04

Apr-05

Aug

-05

Dec-05

Apr-

06

Aug-06

Dec

-06

Apr-07

Aug

-07

Dec-07

Apr-

08

Aug-08

Dec

-08

Apr-09

Aug

-09

Dec-09

Apr-

10

Aug-10

Dec

-10

Apr-11

Aug

-11

Dec-11

Apr-

12

Aug-12

Dec

-12

SI %

Cha

nge

Date

PDA 12m MBB T1 FD Rate

% %

PRUlink funds | 35

Category 2012 2011 2010 2009 2008% % % % %

Investments in -PRUlink dana unggul 70.60 63.27 72.89 70.79 64.49 PRUlink dana aman 29.40 36.73 27.11 29.21 35.51 Cash and Deposits - - - - - Other Assets - - - - - Total Liabilities - - - - -

Total 100.00 100.00 100.00 100.00 100.00



Average Annual Return-Benchmark: 70% FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA) + 30% 12 Month Maybank Tier 1 Fixed Deposit RatePeriodOne year 9.25% Three years 8.41% Five years 2.46%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink dana urus

PRUlink funds | 36

PRUlink dana urus Performance(Since Inception)


PRUlink dana urus Vs. 70% FBMSHA + 30% 12 Month Maybank Tier 1 Fixed Deposit Rate

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

Aug-00

Dec

-00

Apr-01

Aug

-01

Dec-01

Apr-

02

Aug-02

Dec

-02

Apr-03

Aug

-03

Dec-03

Apr-

04

Aug-04

Dec

-04

Apr-05

Aug

-05

Dec-05

Apr-

06

Aug-06

Dec

-06

Apr-07

Aug

-07

Dec-07

Apr-

08

Aug-08

Dec

-08

Apr-09

Aug

-09

Dec-09

Apr-

10

Aug-10

Dec

-10

Apr-11

Aug

-11

Dec-11

Apr-

12

Aug-12

Dec

-12

SI %

Cha

nge

Date

PDUrus 70% FBMSHA + 30% 12m MBB T1 FD Rate

% %

PRUlink funds | 37

Category 2012 2011 2010 2009 2008% % % % %

Investments in -PRUlink dana unggul 81.80 73.21 82.25 81.12 76.35 PRUlink dana aman 18.20 26.79 17.75 18.88 23.65 Cash and Deposits - - - - - Other Assets - - - - - Total Liabilities - - - - -

Total 100.00 100.00 100.00 100.00 100.00



Average Annual Return-Benchmark: 80% FTSE-Bursa Malaysia Emas Shariah Index (FBMSHA) + 20% 12 Month Maybank Tier 1 Fixed Deposit Rate PeriodOne year 10.11% Three years 9.16% Five years 2.27%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink dana urus ll

PRUlink funds | 38

PRUlink dana urus ll Performance(Since Inception)


PRUlink dana urus II Vs. 80% FBMSHA + 20% 12 Month Maybank Tier 1 Fixed Deposit Rate

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

Aug-06

Dec-06

Apr-07

Aug-07

Dec-07

Apr-08

Aug-08

Dec-08

Apr-09

Aug-09

Dec-09

Apr-10

Aug-10

Dec-10

Apr-11

Aug-11

Dec-11

Apr-12

Aug-12

Dec-12

SI %

Cha

nge

Date

PDUrus2 80% FBMSHA + 20% 12m MBB T1 FD Rate

% %

PRUlink funds | 39

Category 2012 2011 2010 2009 2008% % % % %

Investments in -Asian Equity Fund 72.22 63.80 75.43 73.04 71.85 Asian Bond Fund 30.54 36.51 28.16 31.35 28.14 Cash at Bank 0.19 1.00 0.23 0.15 0.99 Other Assets 0.25 - - 0.01 0.14 Total Liabilities (3.20) (1.31) (3.82) (4.55) (1.12)

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 194,409,461 193,768,310 241,982,226 263,042,900 160,694,301 Units in Circulation 150,889,257 170,529,096 187,961,255 213,629,811 206,599,294 NAV Per Unit (RM) 1.288 1.136 1.287 1.231 0.778 Highest NAV per unit (RM) 1.290 1.307 1.311 1.231 1.300 Lowest NAV per unit (RM) 1.134 1.064 1.098 0.738 0.672 Total Return (+)- Capital Growth 13.39% (11.74%) 4.56% 58.30% (40.70%)- Income Distribution - - - - -

Average Annual Return - Fund (+)PeriodOne year 13.39% Three years 1.52% Five years (0.36%)

Average Annual Return-Benchmark: 70% MSCI Asia Ex-Japan Index + 30% JP Morgan Asia Credit IndexPeriodOne year 16.14% Three years 4.02% Five years 1.91%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink asia managed fund

PRUlink funds | 40

PRUlink asia managed fund Performance(Since Inception)


PRUlink asia managed fund Vs. 70% MSCI Asia Ex-Japan Index + 30% JP Morgan Asia Credit Index

(30.00)

(20.00)

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

(30.00)

(20.00)

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

Nov-05

Apr-06

Sep-06

Feb-07

Jul-0

7

Dec-07

May-08

Oct-08

Mar-09

Aug-09

Jan-1

0

Jun-1

0

Nov-10

Apr-11

Sep-11

Feb-12

Jul-1

2

Dec-12

SI %

Cha

nge

Date

PAMF 70% MSCI Asia + 30% JP MORGAN ACI

% %

PRUlink funds | 41

Currency Breakdown 2012 2011 2010% % %

Thai Baht 2.74 2.68 2.95 Hong Kong Dollar 36.16 35.54 34.09 Indian Rupee 8.42 10.22 12.65 Indonesian Rupiah 4.95 3.72 3.24 Malaysian Ringgit 2.79 3.88 3.27 New Taiwan Dollar 12.61 13.89 14.28 Philippine Peso 1.26 0.48 0.88 Singapore Dollar 6.84 5.73 5.02 US Dollar 2.20 1.50 2.33 Korean Won 21.08 20.92 20.80 Cash and Cash Equivalent 0.95 1.44 0.49

Total 100.00 100.00 100.00

Category 2012 2011 2010% % %

EquityAdvertising 1.41 - - Agriculture 1.18 - - Auto - Auto Parts 1.32 1.77 2.41 Automobiles & Components 3.55 1.36 - Banks 17.89 16.58 - Breweries & Leisure & Hotels - - 0.81Building & Construction - - 2.25Building Materials 0.51 2.37 - Chemicals & Pharmaceuticals 5.68 2.45 3.51Coal 2.68 1.69 -

Comparative Performance Table For The Financial Year Ended 31 December ASIAN EQUITY FUND

PRUlink funds | 42

Category 2012 2011 2010% % %

EquityCommercial Services - 2.34 0.69Computers & Software 2.39 4.90 8.17Distribution / Wholesale 0.78 - - Diversified Financial Services 6.91 6.66 - Diversified Operations - - 1.99Electronics & Electrical Equipment 7.32 7.09 9.84Energy - - 8.76Engineering 2.03 5.53 5.29Equities - - 3.93Extractive Industries - - 5.39Financial - - 16.59Food & Textiles & Apparel 0.72 0.68 1.94Health Care 0.45 0.92 0.77Holding Companies - Diversified 2.72 4.88 3.40Insurance 2.60 2.23 5.83Iron / Steel 2.01 2.30 - Lodging 1.56 2.12 - Manufacturing - 1.00 1.05Materials - - - Media & Publishing - - - Mining - 1.34 -


PRUlink funds | 43

Category 2012 2011 2010% % %

EquityOil & Gas 3.14 4.14 - Pharmaceuticals 1.29 1.25 - Property - - 1.65 Public Utilities - - - Real Estate 7.73 4.81 3.04 REITs - 0.89 - Retail 4.43 2.58 3.59 Semiconductors 12.14 8.49 2.06 Shipbuilding 0.88 - - Telecommunications 4.23 7.37 1.10 Tobacco - - - Transport & Telecommunications - - 5.44 Transportations 1.50 0.82 - Warrants - - 0.01 Others - - -

99.05 98.56 99.51 Cash And Cash Equivalent 0.95 1.44 0.49

Total 100.00 100.00 100.00

Comparative Performance Table For The Financial Year Ended 31 December

Note: Asian Equity Fund is managed by Eastspring Investments (Singapore) Limited.

ASIAN EQUITY FUND

PRUlink funds | 44

Currency Breakdown 2012 2011 2010 2009 2008% % % % %

Chinese Yuan Renminbi 1.03 0.52 0.11 - - Hong Kong Dollar - - - - 1.19 Indonesian Rupiah - - - - 0.19 Malaysian Ringgit 0.67 0.22 0.32 0.39 0.45 Philippine Peso 0.29 0.50 0.88 - - Singapore Dollar 0.90 - - - - US Dollar 90.91 91.55 95.67 99.61 98.17 Cash And Cash Equivalent 6.20 7.21 3.02 - -

Total 100.00 100.00 100.00 100.00 100.00

Category 2012 2011 2010 2009 2008% % % % %

Fixed Income Securities: Corporate Bond 73.82 62.82 68.22 72.49 71.78 Government Bond 19.68 29.75 28.38 21.53 18.12 Treasury Bill 0.30 0.22 0.38 - - Mortgage Related - - - 0.76 0.84 Time Deposit - - - 2.81 6.29 Cash And Cash Equivalent 6.20 7.21 3.02 2.41 2.97

Total 100.00 100.00 100.00 100.00 100.00

Comparative Performance Table For The Financial Year Ended 31 December ASIAN BOND FUND

Note: Asian Bond Fund is managed by Eastspring Investments (Singapore) Limited.

PRUlink funds | 45

Category 2012 2011 2010 2009 2008% % % % %

Investments in -Asian Property Securities Fund 102.41 101.02 102.15 99.10 99.93 Cash at Bank 0.04 0.05 0.01 2.64 0.05 Other Assets - - 0.23 0.87 0.51 Total Liabilities (2.45) (1.07) (2.39) (2.61) (0.49)

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 21,306,567 17,797,686 21,375,315 18,951,577 8,928,234 Units in Circulation 20,342,537 22,700,787 26,038,145 25,867,661 16,381,237 NAV Per Unit (RM) 1.047 0.784 0.821 0.733 0.545 Highest NAV per unit (RM) 1.057 0.844 0.817 0.740 1.022 Lowest NAV per unit (RM) 0.784 0.745 0.667 0.436 0.483 Total Return (+)- Capital Growth 33.59% (4.50%) 12.05% 34.42% (45.50%)- Income Distribution - - - - -

Average Annual Return - Fund (+)PeriodOne year 33.59% Three years 12.65% Five years n/a

Average Annual Return-Benchmark: MSCI AC Asia Pacific REITPeriodOne year 30.25% Three years 11.55% Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink asia property securities fund

PRUlink funds | 46

PRUlink asia property securities fund Performance(Since Inception)


PRUlink asia property securities fund Vs. MSCI AC Asia Pacific REIT

(60.00)

(50.00)

(40.00)

(30.00)

(20.00)

(10.00)

0.00

10.00

(60.00)

(50.00)

(40.00)

(30.00)

(20.00)

(10.00)

0.00

10.00

Feb-08

Apr-

08

Jun-0

8 Aug

-08

Oct-08

Dec

-08

Feb-09

Apr-

09

Jun-0

9 Aug

-09

Oct-09

Dec

-09

Feb-10

Apr-

10

Jun-1

0 Aug

-10

Oct-10

Dec

-10

Feb-11

Apr-

11

Jun-1

1 Aug

-11

Oct-11

Dec

-11

Feb-12

Apr-

12

Jun-1

2 Aug

-12

Oct-12

Dec

-12

%

SI %

Cha

nge

Date

PAPSF MSCI AC Asia Pac REIT

%

PRUlink funds | 47


Australian Dollar 27.49 40.52 42.19 41.21 31.96 Thai Baht 5.10 1.94 1.47 1.19 2.65 Hong Kong Dollar 25.29 19.30 9.38 14.49 9.13 Malaysian Ringgit 1.47 2.45 4.65 5.66 10.71 Singapore Dollar 27.43 12.80 19.33 18.64 14.71 Japanese Yen 0.82 17.27 20.13 15.30 26.84 Indonesian Rupiah 6.28 1.57 1.33 - - Philippine Peso 4.33 1.40 - - - Cash And Cash Equivalent 1.79 2.75 1.52 3.51 4.00

Total 100.00 100.00 100.00 100.00 100.00

Comparative Performance Table For The Financial Year Ended 31 December ASIAN PROPERTY SECURITIES FUND

PRUlink funds | 48

Category 2012 2011 2010 2009 2008% % % % %

Equity: Breweries & Leisure & Hotels - - - - 1.28 Diversified Operations - - - 1.44 - Equities - - 9.22 1.18 - Financial - - 1.12 0.98 2.74 Holding Companies - Diversified - 1.89 - - - Home Builders 2.93 - - - - Investment Trusts - - - - 9.54 Property - - 83.24 91.75 59.54 Real Estate 45.65 18.29 4.61 1.14 2.91 REITs 47.46 75.13 - - - Retail - - 0.29 - 17.35 Closed - End Fund 2.17 1.94 - - - Mutual Fund - - - - 2.65 Cash And Cash Equivalent 1.79 2.75 1.52 3.51 4.00

Total 100.00 100.00 100.00 100.00 100.00

Comparative Performance Table For The Financial Year Ended 31 December ASIAN PROPERTY SECURITIES FUND

Note: Asian Property Securities Fund is managed by Eastspring Investments (Singapore) Limited.

PRUlink funds | 49

Category 2012 2011 2010 2009 2008% % % % %

Investments in -Asian Local Bond Fund 104.52 101.72 102.18 213.79 87.61 Cash at Bank 0.12 0.11 0.11 0.11 7.00 Other Assets - - - - 11.75 Total Liabilities (4.64) (1.83) (2.29) (113.90) (6.36)

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 7,952,237 6,825,378 3,520,349 1,316,521 878,436 Units in Circulation 5,587,652 5,089,125 2,798,666 1,083,184 850,815 NAV Per Unit (RM) 1.423 1.341 1.258 1.215 1.032 Highest NAV per unit (RM) 1.423 1.353 1.293 1.221 1.032 Lowest NAV per unit (RM) 1.332 1.235 1.211 1.002 0.957 Total Return (+)- Capital Growth 6.11% 6.62% 3.49% 17.72% 3.25% - Income Distribution - - - - -

Average Annual Return - Fund (+)PeriodOne year 6.11% Three years 5.40% Five years n/a

Average Annual Return-Benchmark: HSBC Customised Index Composite PeriodOne year 5.17% Three years 4.87% Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink asia local bond fund

PRUlink funds | 50

PRUlink asia local bond fund Performance(Since Inception)


PRUlink asia local bond fund Vs. HSBC Customised Index Composite

(5.00)

0.00

5.00

10.00

15.00

20.00

25.00

30.00

35.00

40.00

45.00

50.00

(5.00)

0.00

5.00

10.00

15.00

20.00

25.00

30.00

35.00

40.00

45.00

50.00

Sep-08

Dec-08

Mar-09

Jun-0

9

Sep-09

Dec-09

Mar-10

Jun-1

0

Sep-10

Dec-10

Mar-11

Jun-1

1

Sep-11

Dec-11

Mar-12

Jun-1

2

Sep-12

Dec-12

SI %

Cha

nge

Date

PALBF HSBC Cust Index Composite

% %

PRUlink funds | 51


Malaysian Ringgit 11.13 9.31 9.74 9.12 7.85 Singapore Dollar 17.46 17.24 16.75 15.37 18.18 US Dollar 4.47 7.77 7.82 6.92 7.00 Hong Kong Dollar 6.26 10.66 10.50 11.59 11.81 Philippine Peso 7.13 6.22 4.55 5.40 5.63 Taiwan Dollar - - 8.91 9.61 7.36 Thai Baht 6.56 7.43 7.09 5.65 4.17 Indonesian Rupiah 13.44 12.76 12.09 12.19 10.44 Korean Won 19.78 18.96 18.69 20.09 24.08 Chinese Yuan Renminbi 0.40 0.45 0.03 - - Indian Rupee 8.72 5.18 - - - Cash And Cash Equivalent 4.65 4.02 3.83 4.06 3.47

Total 100.00 100.00 100.00 100.00 100.00

Category 2012 2011 2010 2009 2008% % % % %

Fixed Income Securities: Corporate Bond 28.78 28.54 26.06 25.30 24.80 Government Bond 65.99 66.26 69.86 70.63 69.16 Convertible Bond - 0.90 - - - Treasury Bill 0.58 - - - - Credit Default SWAPs 0.45 - - - - Interest Rate SWAPs 0.01 - - - - Time Deposit 2.14 - - - 2.57 Mortgage Related - 0.28 0.25 - - Cash And Cash Equivalent 2.05 4.02 3.83 4.06 3.47

Total 100.00 100.00 100.00 100.00 100.00

Comparative Performance Table For The Financial Year Ended 31 December ASIAN LOCAL BOND FUND

Note: Asian Local Bond Fund is managed by Eastspring Investments (Singapore) Limited.

PRUlink funds | 52

Category 2012 2011 2010 2009 2008% % % % %

Investments in -Global Market Navigator Fund 107.30 101.69 104.66 98.97 99.35 Cash at Bank 0.14 0.06 0.03 1.30 0.74 Other Assets - - - 1.20 0.98 Total Liabilities (7.44) (1.75) (4.69) (1.47) (1.07)

Total 100.00 100.00 100.00 100.00 100.00

Total Net Asset Value (RM) 17,523,576 24,262,751 33,294,895 44,898,469 4,597,086 Units in Circulation 14,530,098 22,010,863 28,676,558 37,842,238 4,356,525 NAV Per Unit (RM) 1.206 1.102 1.161 1.186 1.055 Highest NAV per unit (RM) 1.214 1.200 1.187 1.200 1.131 Lowest NAV per unit (RM) 1.093 1.023 1.050 1.062 0.962 Total Return (+)- Capital Growth 9.41% (5.06%) (2.14%) 12.44% 5.52%- Income Distribution - - - - -

Average Annual Return - Fund (+)PeriodOne year 9.41%Three years 0.55%Five years 4.46%

Average Annual Return-Benchmark: 12 Month Maybank Tier 1 Fixed Deposit RatePeriodOne year 3.15%Three years 2.97%Five years 3.54%

Comparative Performance Table For The Financial Year Ended 31 December PRUlink global market navigator fund

PRUlink funds | 53

PRUlink global market navigator fund Performance(Since Inception)


PRUlink global market navigator fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate

0.00

3.00

6.00

9.00

12.00

15.00

18.00

21.00

24.00

27.00

30.00

0.00

3.00

6.00

9.00

12.00

15.00

18.00

21.00

24.00

27.00

30.00

Sep-08

Dec-08

Mar-09

Jun-0

9

Sep-09

Dec-09

Mar-10

Jun-1

0

Sep-10

Dec-10

Mar-11

Jun-1

1

Sep-11

Dec-11

Mar-12

Jun-1

2

Sep-12

Dec-12

SI %

Cha

nge

Date

PGMNF 12m MBB T1 FD Rate

% %

PRUlink funds | 54


Australian Dollar - - (0.02) - - Brazil Real - - - 4.57 - British Pound 37.62 16.27 10.35 5.18 13.00 Euro 0.04 4.72 (0.40) 3.19 - Indonesian Rupiah - - - 4.90 - Japanese Yen - 5.26 0.07 - - Korean Won 0.07 3.01 - 7.72 - Malaysian Ringgit - 3.03 - - - Mexican Peso 3.95 2.89 5.38 5.67 - Philippine Peso - - 6.20 5.93 - Singapore Dollar - - - - 5.05 Turkish Lira - - - 3.20 3.37 US Dollar 44.85 40.25 25.93 37.57 76.56 Vietnamese Dong 2.21 - - - -Cash And Cash Equivalent 11.26 24.57 52.49 22.06 2.02

Total 100.00 100.00 100.00 100.00 100.00

Comparative Performance Table For The Financial Year Ended 31 December GLOBAL MARKET NAVIGATOR FUND

Note: Global Market Navigator Fund is managed by Eastspring Investments (Singapore) Limited.

PRUlink funds | 55

Category 2012 2011 2010 2009 2008% % % % %

Equities - - 2.00 18.75 - Exchange Traded Fund - - - - 6.44 Futures 0.06 0.08 (0.10) 7.75 16.41 Government Bond 6.16 21.91 11.58 36.45 - Government Gilts - - 4.11 - - Investment Trusts - - - 5.18 - Mutual Fund 75.52 46.03 29.92 9.81 26.31 Time Deposit - - - - 33.27 Treasury Bills - - - - 15.55 Treasury Bond 7.00 7.41 - - - Cash And Cash Equivalent 11.26 24.57 52.49 22.06 2.02

Total 100.00 100.00 100.00 100.00 100.00


Note: Global Market Navigator Fund is managed by Eastspring Investments (Singapore) Limited.

GLOBAL MARKET NAVIGATOR FUND

PRUlink funds | 56

Category 2012 2011 2010% % %

Investments in -Dragon Peacock Fund 103.20 99.15 100.00 Cash and Deposits 0.10 1.18 2.29 Other Assets - 0.82 0.29 Total Liabilities (3.30) (1.15) (2.58)

Total 100.00 100.00 100.00

Total Net Asset Value (RM) 31,108,083 23,965,651 24,799,116 Units in Circulation 32,551,066 29,206,015 22,632,337 NAV Per Unit (RM) 0.956 0.821 1.096 Highest NAV per unit (RM) 0.956 1.136 1.192 Lowest NAV per unit (RM) 0.793 0.799 0.940 Total Return (+)- Capital Growth 16.46% (25.11%) 9.57%- Income Distribution - - -

Average Annual Return - Fund (+)PeriodOne year 16.46% Three years (1.51%)Five years n/a

Average Annual Return-Benchmark: 50% MSCI China & 50% MSCI India Index1PeriodOne year 20.68% Three years (3.34%)Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink dragon peacock fund

PRUlink funds | 57

PRUlink dragon peacock fund Performance(Since Inception)


PRUlink dragon peacock fund Vs. 50% MSCI China & 50% MSCI India Index1

(30.00)

(25.00)

(20.00)

(15.00)

(10.00)

(5.00)

0.00

5.00

10.00

15.00

20.00

(30.00)

(25.00)

(20.00)

(15.00)

(10.00)

(5.00)

0.00

5.00

10.00

15.00

20.00

Jan-1

0 Feb

-10

Mar-10

Apr-

10

May-10

Ju

n-10

Jul-1

0 Aug

-10

Sep-10

Oct-

10

Nov-10

Dec

-10

Jan-1

1 Feb

-11

Mar-11

Apr-

11

May-11

Ju

n-11

Jul-1

1 Aug

-11

Sep-11

Oct-

11

Nov-11

Dec

-11

Jan-1

2 Feb

-12

Mar-12

Apr-

12

May-12

Ju

n-12

Jul-1

2 Aug

-12

Sep-12

Oct-

12

Nov-12

Dec

-12

SI %

Cha

nge

Date

PDPF 50% MSCI China & 50% MSCI India Index1

% %

PRUlink funds | 58


Hong Kong Dollar 50.19 48.69 43.70 Indian Rupee 46.82 47.24 47.17 US Dollar 1.99 3.48 5.19 Cash And Cash Equivalent 1.00 0.59 3.94

Total 100.00 100.00 100.00

Category 2012 2011 2010% % %

Advertising 1.99 1.87 - Aerospace & Air Transport - - 2.14 Agricultural Operations 2.45 1.88 1.23 Auto - Auto Parts - - 5.11 Auto Manufacturers 7.60 4.04 - Banks 19.09 20.16 - Building & Construction - - 1.68 Building Materials 1.48 2.51 - Chemicals & Pharmaceuticals 7.19 5.61 4.89 Coal 2.53 2.76 - Commercial Services - 0.75 - Computers & Software 6.60 8.80 11.08 Cosmetics / Personal Care 2.43 2.54 - Diversified Financial Services 5.84 4.91 - Electric 1.67 1.68 - Engineering & Construction 0.93 - -Electronics & Electrical Equipment - - 2.27 Energy - - 14.15

Comparative Performance Table For The Financial Year Ended 31 December DRAGON PEACOCK FUND

PRUlink funds | 59

Category 2012 2011 2010% % %

Equities - - 5.83 Extractive Industries - - 5.28 Financial - - 22.04 Forest Products & Paper 0.81 - -Gas 0.44 1.59 - Holding Companies - Diversified 0.27 0.24 - Insurance 4.63 4.00 2.45 Internet - 1.61 - Iron / Steel 1.32 1.19 - Manufacturing - - 4.28 Miscellaneous Manufacture 1.14 0.90 - Media 1.18 1.26 - Mining 1.55 2.35 - Oil & Gas 12.51 13.90 1.17 Property - - 1.72 Real Estate 3.99 3.18 2.83 Retail 4.29 0.77 - Telecommunications 6.51 10.41 4.14 Transportation 0.56 0.50 - Transport & Telecommunications - - 3.77 Cash And Cash Equivalent 1.00 0.59 3.94

Total 100.00 100.00 100.00

Comparative Performance Table For The Financial Year Ended 31 December DRAGON PEACOCK FUND

Note: Dragon Peacock Fund is managed by Eastspring Investments (Singapore) Limited and sub-managed by Eastspring Investments (HK) Limited.

PRUlink funds | 60

Category 2012 2011 2010% % %

Investments in -Asian Equity Fund 99.69 98.90 97.58 Cash and Deposits 0.47 3.44 4.54 Other Assets - 1.07 2.37 Total Liabilities (0.16) (3.41) (4.49)

Total 100.00 100.00 100.00

Total Net Asset Value (RM) 15,477,304 11,775,825 7,215,048 Units in Circulation 15,615,933 13,741,239 6,793,498 NAV Per Unit (RM) 0.991 0.857 1.062Highest NAV per unit (RM) 0.992 1.078 1.075Lowest NAV per unit (RM) 0.853 0.789 0.999Total Return (+)- Capital Growth 15.65% (19.31%) 6.21%- Income Distribution - - -


Average Annual Return-Benchmark: MSCI Asia Ex-Japan IndexPeriodOne year 18.37% Three years n/a Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink asia equity fund

PRUlink funds | 61

PRUlink asia equity fund Performance(Since Inception)


PRUlink asia equity fund Vs. MSCI Asia Ex-Japan Index

(20.00)

(16.00)

(12.00)

(8.00)

(4.00)

0.00

4.00

8.00

12.00

16.00

20.00

(20.00)

(16.00)

(12.00)

(8.00)

(4.00)

0.00

4.00

8.00

12.00

16.00

20.00

Aug-10

Oct-10

Dec-10

Feb-11

Apr-11

Jun-1

1

Aug-11

Oct-11

Dec-11

Feb-12

Apr-12

Jun-1

2

Aug-12

Oct-12

Dec-12

SI %

Cha

nge

Date

PAEF MSCI Asia Ex-Japan Index

% %

PRUlink funds | 62


Thai Baht 2.74 2.68 2.95 Hong Kong Dollar 36.16 35.54 34.09 Indian Rupee 8.42 10.22 12.65 Indonesian Rupiah 4.95 3.72 3.24 Malaysian Ringgit 2.79 3.88 3.27 New Taiwan Dollar 12.61 13.89 14.28 Philippine Peso 1.26 0.48 0.88 Singapore Dollar 6.84 5.73 5.02 US Dollar 2.20 1.50 2.33 Korean Won 21.08 20.92 20.80 Cash And Cash Equivalent 0.95 1.44 0.49

Total 100.00 100.00 100.00

Category 2012 2011 2010% % %

Equity Advertising 1.41 - - Agriculture 1.18 - - Auto - Auto Parts 1.32 1.77 2.41 Automobiles & Components 3.55 1.36 - Banks 17.89 16.58 - Breweries & Leisure & Hotels - - 0.81 Building & Construction - - 2.25 Building Materials 0.51 2.37 - Chemicals & Pharmaceuticals 5.68 2.45 3.51


PRUlink funds | 63

Category 2012 2011 2010% % %

EquityCoal 2.68 1.69 - Commercial Services - 2.34 0.69 Computers & Software 2.39 4.90 8.17 Distribution / Wholesale 0.78 - - Diversified Financial Services 6.91 6.66 - Diversified Operations - - 1.99 Electronics & Electrical Equipment 7.32 7.09 9.84 Energy - - 8.76 Engineering 2.03 5.53 5.29 Equities - - 3.93 Extractive Industries - - 5.39 Financial - - 16.59 Food & Textiles & Apparel 0.72 0.68 1.94 Health Care 0.45 0.92 0.77 Holding Companies - Diversified 2.72 4.88 3.40 Insurance 2.60 2.23 5.83 Iron / Steel 2.01 2.30 - Lodging 1.56 2.12 - Manufacturing - 1.00 1.05 Mining - 1.34 - Oil & Gas 3.14 4.14 - Pharmaceuticals 1.29 1.25 - Property - - 1.65 Real Estate 7.73 4.81 3.04 REITs - 0.89 - Retail 4.43 2.58 3.59


PRUlink funds | 64

Category 2012 2011 2010% % %

EquitySemiconductors 12.14 8.49 2.06 Shipbuilding 0.88 - - Telecommunications 4.23 7.37 1.10 Transport & Telecomunications - - 5.44 Transportations 1.50 0.82 - Warrants - - 0.01

99.05 98.56 99.51 Cash And Cash Equivalent 0.95 1.44 0.49

Total 100.00 100.00 100.00


Note: Asian Equity Fund is managed by Eastspring Investments (Singapore) Limited.

ASIAN EQUITY FUND

PRUlink funds | 65

Category 2012 2011 2010% % %

Investments in -Structured Product 100.13 99.95 100.00 Cash at Bank 0.04 0.04 - Other Assets - 0.05 100.00 Total Liabilities (0.17) (0.04) (100.00)

Total 100.00 100.00 100.00

Total Net Asset Value (RM) 48,767,555 47,752,090 48,052,800 Units in Circulation 50,055,000 50,055,000 50,055,000 NAV Per Unit (RM) 0.974 0.954 0.960 Highest NAV per unit (RM) 0.976 0.980 0.960 Lowest NAV per unit (RM) 0.952 0.946 0.960 Total Return (+)- Capital Growth 2.13% (0.63%) -- Income Distribution - - -


Comparative Performance Table For The Financial Year Ended 31 December PRUlink MyOptimizer fund

PRUlink funds | 66

PRUlink MyOptimizer fund Performance(Since Inception)


PRUlink MyOptimizer fund

(2.00)

(1.50)

(1.00)

(0.50)

0.00

0.50

1.00

1.50

2.00

2.50

3.00

Dec-10

Ja

n-11

Feb-11

Mar-

11

Apr-11

May

-11

Jun-1

1 Ju

l-11

Aug-11

Sep

-11

Oct-11

Nov

-11

Dec-11

Ja

n-12

Feb-12

Mar-

12

Apr-12

May

-12

Jun-1

2 Ju

l-12

Aug-12

Sep

-12

Oct-12

Nov

-12

Dec-12

SI %

Cha

nge

Date

%%

PRUlink funds | 67

Category 2012 2011% %

Investments in -Structured Product 99.77 100.13 Cash at Bank 0.46 - Other Assets 0.23 - Total Liabilities (0.46) (0.13)

Total 100.00 100.00

Total Net Asset Value (RM) 52,218,980 54,379,572 Units in Circulation 55,664,000 55,664,000 NAV Per Unit (RM) 0.938 0.977 Highest NAV per unit (RM) 0.983 0.977 Lowest NAV per unit (RM) 0.934 0.953 Total Return (+)- Capital Growth (3.97%) 1.50%- Income Distribution - -

Average Annual Return - Fund (+)PeriodOne year (3.97%)Three years n/a Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink commodity allocator fund

PRUlink funds | 68

PRUlink commodity allocator fund Performance(Since Inception)


PRUlink commodity allocator fund

(3.00)

(2.50)

(2.00)

(1.50)

(1.00)

(0.50)

0.00

0.50

1.00

1.50

2.00

2.50

3.00

Apr-11

May

-11

Jun-1

1

Jul-1

1 Aug

-11

Sep-11

Oct-11

Nov

-11

Dec-11

Ja

n-12

Feb-12

Mar-

12

Apr-12

May

-12

Jun-1

2

Jul-1

2 Aug

-12

Sep-12

Oct-12

Nov

-12

Dec-12

SI %

Cha

nge

Date

%%

PRUlink funds | 69

Category 2012 2011% %

Investments in -Structured Product 100.28 100.16 Total Liabilities (0.28) (0.16)

Total 100.00 100.00

Total Net Asset Value (RM) 8,682,463 8,554,645 Units in Circulation 8,705,000 8,705,000 NAV Per Unit (RM) 0.997 0.983 Highest NAV per unit (RM) 0.997 0.983 Lowest NAV per unit (RM) 0.974 0.964 Total Return (+)- Capital Growth 1.49% 1.84%- Income Distribution - -


Comparative Performance Table For The Financial Year Ended 31 December PRUlink commodity allocator ll fund

PRUlink funds | 70

PRUlink commodity allocator ll fund Performance(Since Inception)


PRUlink commodity allocator ll fund

0.00

0.50

1.00

1.50

2.00

2.50

3.00

3.50

4.00

Jul-1

1

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

SI %

Cha

nge

Date

%%

PRUlink funds | 71

Category 2012 2011% %

Investments in -Structured Product 99.71 99.81 Cash at Bank 0.38 - Other Assets 0.30 0.19 Total Liabilities (0.39) -

Total 100.00 100.00

Total Net Asset Value (RM) 4,338,542 2,382,787 Units in Circulation 4,736,153 2,550,290 NAV Per Unit (RM) 0.916 0.934 Highest NAV per unit (RM) 0.950 1.000 Lowest NAV per unit (RM) 0.913 0.929 Total Return (+)- Capital Growth (1.96%) (6.57%)- Income Distribution - -


Comparative Performance Table For The Financial Year Ended 31 December PRUlink dyna growth I fund

PRUlink funds | 72

PRUlink dyna growth l fund Performance(Since Inception)


PRUlink dyna growth I fund

(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

SI %

Cha

nge

Date

%%

PRUlink funds | 73

Category 2012 2011% %


Total 100.00 100.00

Total Net Asset Value (RM) 4,369,558 2,424,589 Units in Circulation 5,026,421 2,702,908 NAV Per Unit (RM) 0.869 0.897 Highest NAV per unit (RM) 0.923 1.000 Lowest NAV per unit (RM) 0.864 0.888 Total Return (+)- Capital Growth (3.09%) (10.30%)- Income Distribution - -


Comparative Performance Table For The Financial Year Ended 31 December PRUlink dyna growth lI fund

PRUlink funds | 74

PRUlink dyna growth ll fund Performance(Since Inception)


PRUlink dyna growth II fund

(15.00)

(14.00)

(13.00)

(12.00)

(11.00)

(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

SI %

Cha

nge

Date

%%

PRUlink funds | 75

Category 2012 2011% %


Total 100.00 100.00

Total Net Asset Value (RM) 176,868 128,050 Units in Circulation 210,235 146,146 NAV Per Unit (RM) 0.841 0.876 Highest NAV per unit (RM) 0.909 1.000 Lowest NAV per unit (RM) 0.834 0.865 Total Return (+)- Capital Growth (3.98%) (12.38%)- Income Distribution - -


Comparative Performance Table For The Financial Year Ended 31 December PRUlink dyna growth lIl fund

PRUlink funds | 76

PRUlink dyna growth lll fund Performance(Since Inception)


PRUlink dyna growth III fund

(18.00)

(17.00)

(16.00)

(15.00)

(14.00)

(13.00)

(12.00)

(11.00)

(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

SI %

Cha

nge

Date

%%

PRUlink funds | 77

Category 2012 2011% %


Total 100.00 100.00

Total Net Asset Value (RM) 132,604 107,802 Units in Circulation 157,893 123,012 NAV Per Unit (RM) 0.840 0.876 Highest NAV per unit (RM) 0.911 1.000 Lowest NAV per unit (RM) 0.831 0.864 Total Return (+)- Capital Growth (4.17%) (12.36%)- Income Distribution - -


Comparative Performance Table For The Financial Year Ended 31 December PRUlink dyna growth lV fund

PRUlink funds | 78

PRUlink dyna growth lV fund Performance(Since Inception)


PRUlink dyna growth IV fund

(18.00)

(17.00)

(16.00)

(15.00)

(14.00)

(13.00)

(12.00)

(11.00)

(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

SI %

Cha

nge

Date

%%

PRUlink funds | 79

Category 2012 2011% %

Investments in -Cash and Deposits 132.87 99.40 Other Assets 1.13 0.64 Total Liabilities (34.00) (0.04)

Total 100.00 100.00

Total Net Asset Value (RM) 4,384,691 1,156,088 Units in Circulation 4,217,391 1,150,764 NAV Per Unit (RM) 1.040 1.005 Highest NAV per unit (RM) 1.040 1.005 Lowest NAV per unit (RM) 1.005 1.000 Total Return (+)- Capital Growth 3.49% 0.46%- Income Distribution - -


Average Annual Return-Benchmark: 12 Month Maybank Tier 1 Fixed Deposit RatePeriodOne year 3.15%Three years n/a Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink money market fund

PRUlink funds | 80

PRUlink money market fund Performance(Since Inception)


PRUlink money market fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate

0.00

0.50

1.00

1.50

2.00

2.50

3.00

3.50

4.00

4.50

5.00

0.00

0.50

1.00

1.50

2.00

2.50

3.00

3.50

4.00

4.50

5.00

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

%

SI %

Cha

nge

Date

PMMF 12m MBB T1 FD Rate

%

PRUlink funds | 81

Category 2012%

Investments in -PRUlink golden equity fund 20.35 PRUlink golden bond fund 79.65 Cash and Deposits - Other Assets - Total Liabilities -

Total 100.00

Total Net Asset Value (RM) 70,327,049 Units in Circulation 69,836,327 NAV Per Unit (RM) 1.007 Highest NAV per unit (RM) 1.007 Lowest NAV per unit (RM) 0.991 Total Return (+)- Capital Growth 0.70%- Income Distribution -

Average Annual Return - Fund (+)PeriodSince inception on 30 October 2012 0.70%Three years n/a Five years n/a

Average Annual Return-Benchmark: 20% FTSE Bursa Malaysia Top 100 Index (FBM100) + 80% 12 Month Maybank Tier 1 Fixed Deposit RatePeriodSince inception 0.61%Three years n/a Five years n/a

Comparative Performance Table For The Financial Year Ended 31 December PRUlink golden managed fund

PRUlink funds | 82

PRUlink golden managed fund Performance(Since Inception)


PRUlink golden managed fund Vs. 20% FBM100 + 80% 12 Month Maybank Tier 1 Fixed Deposit Rate

(1.00)

(0.50)

0.00

0.50

1.00

1.50

(1.00)

(0.50)

0.00

0.50

1.00

1.50

Oct-12

Nov-12

Dec-12

SI %

Cha

nge

Date

PGMF 20% FBM100 + 80% 12m MBB FD Rate

% %

PRUlink funds | 83

2012 2011RM % RM %

Investment Equities 6,033,239,225 91.83 4,625,473,272 86.76

Cash and Deposits Cash at Bank 12,774 0.00 8,959 0.00 Deposits 599,290,000 9.12 753,420,000 14.13

Other Assets 4,104,394 0.06 11,385,101 0.22

Total Assets 6,636,646,393 101.01 5,390,287,332 101.11

Provision for Taxation (1,243,877) (0.02) (6,208,411) (0.12)

Provision for Deferred Tax (65,367,472) (0.99) (47,787,139) (0.90)

Other Liabilities (12,816) (0.00) (4,989,672) (0.09)

Total Liabilities (66,624,165) (1.01) (58,985,222) (1.11)

Net Asset Value of the Fund 6,570,022,228 100.00 5,331,302,110 100.00

Policyholders' FundCapital 3,760,951,834 57.24 3,214,366,423 60.29 Generated Income carried forward 2,809,070,394 42.76 2,116,935,687 39.71

6,570,022,228 100.00 5,331,302,110 100.00

Net Asset Value Per Unit (RM) 3.729 3.319

Statement Of Assets And LiabilitiesStatement Of Assets And Liabilities As At 31 December 2012 PRUlink equity fund

PRUlink funds | 84

2012 2011RM % RM %

Investment Fixed Income Securities 1,716,156,851 98.31 1,278,737,347 84.90


Other Assets 16,542,781 0.95 13,113,107 0.87

Total Assets 1,766,268,904 101.18 1,513,226,466 100.47



Other Liabilities (10,973,360) (0.62) - -



Policyholders' FundCapital 1,442,319,119 82.63 1,274,134,593 84.59 Generated Income carried forward 303,282,105 17.37 232,059,130 15.41

1,745,601,224 100.00 1,506,193,723 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink bond fund

PRUlink funds | 85

2012 2011RM % RM %

Investments in - PRUlink equity fund 1,169,384,867 70.76 921,444,862 62.95 PRUlink bond fund 483,247,692 29.24 542,247,653 37.05

Total Assets 1,652,632,559 100.00 1,463,692,515 100.00

Other Liabilities (39,607) (0.00) (986) (0.00)

Total Liabilities (39,607) (0.00) (986) (0.00)


Policyholders' FundCapital 988,598,500 59.82 938,666,997 64.13 Generated Income carried forward 663,994,452 40.18 525,024,532 35.87

1,652,592,952 100.00 1,463,691,529 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink managed fund

PRUlink funds | 86

2012 2011RM % RM %

Investments in - PRUlink equity fund 451,380,111 81.72 297,128,060 73.13 PRUlink bond fund 100,948,054 18.28 109,150,529 26.87

Other Assets 748 0.00 - -

Total Assets 552,328,913 100.00 406,278,589 100.00

Other Liabilities - - (8,581) (0.00)

Total Liabilities - - (8,581) (0.00)

Net Asset Value of the Fund 552,328,913 100.00 406,270,008 100.00


552,328,913 100.00 406,270,008 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink managed fund ll

PRUlink funds | 87

2012 2011RM % RM %

Investment in - PRUlink equity fund 189,499,008 100.00 139,784,441 100.00

Cash at Bank - - 5,583 0.00

Total Assets 189,499,008 100.00 139,790,024 100.00

Other Liabilities (1) (0.00) - -

Total Liabilities (1) (0.00) - -



189,499,007 100.00 139,790,024 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink golden equity fund

PRUlink funds | 88

2012 2011RM % RM %

Investment in - PRUlink bond fund 464,433,976 100.00 338,736,009 100.00

Cash at Bank - - 1,740 0.00

Total Assets 464,433,976 100.00 338,737,749 100.00

Other Liabilities (19,010) (0.00) (9,270) (0.00)

Total Liabilities (19,010) (0.00) (9,270) (0.00)



464,414,966 100.00 338,728,479 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink golden bond fund

PRUlink funds | 89

2012 2011RM % RM %

Investment in - PRUlink equity fund 931,052 100.00 468,705 100.00

Total Assets 931,052 100.00 468,705 100.00

Total Liabilities - - - -

Net Asset Value of the Fund 931,052 100.00 468,705 100.00

Policyholders' FundCapital 824,272 88.53 443,807 94.69 Generated Income carried forward 106,780 11.47 24,898 5.31

931,052 100.00 468,705 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink education equity fund

PRUlink funds | 90

2012 2011RM % RM %

Investment in - PRUlink bond fund 1,469,002 100.00 764,572 100.00

Total Assets 1,469,002 100.00 764,572 100.00

Other Liabilities (60) (0.00) (21) (0.00)

Total Liabilities (60) (0.00) (21) (0.00)

Net Asset Value of the Fund 1,468,942 100.00 764,551 100.00

Policyholders' FundCapital 1,398,834 95.23 738,029 96.53 Generated Income carried forward 70,108 4.77 26,522 3.47

1,468,942 100.00 764,551 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink education bond fund

PRUlink funds | 91

2012 2011RM % RM %

Investment Equities 528,123,605 88.75 424,415,784 89.11


Other Assets 341,884 0.06 475,090 0.10

Total Assets 613,141,823 103.04 484,211,554 101.66



Other Liabilities (10,687,752) (1.80) (3,318,701) (0.70)




595,058,804 100.00 476,257,918 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dana unggul

PRUlink funds | 92

2012 2011RM % RM %

Investment Fixed Income Securities 82,611,539 99.89 67,752,229 83.55


Other Assets 873,874 1.05 573,269 0.70

Total Assets 84,573,135 102.26 81,767,900 100.83

Provision for Taxation (477,921) (0.58) (273,939) (0.34)

Provision for Deferred Tax (121,942) (0.15) (124,068) (0.15)

Other Liabilities (1,267,847) (1.53) (275,692) (0.34)

Total Liabilities (1,867,710) (2.26) (673,699) (0.83)



82,705,425 100.00 81,094,201 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dana aman

PRUlink funds | 93

2012 2011RM % RM %

Investments in - PRUlink dana unggul 94,853,584 70.60 76,079,771 63.27 PRUlink dana aman 39,498,156 29.40 44,159,903 36.73

Total Assets 134,351,740 100.00 120,239,674 100.00

Other Liabilities (3,237) (0.00) - -

Total Liabilities (3,237) (0.00) - -



134,348,503 100.00 120,239,674 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dana urus

PRUlink funds | 94

2012 2011RM % RM %

Investments in - PRUlink dana unggul 38,376,151 81.80 25,089,129 73.21 PRUlink dana aman 8,540,333 18.20 9,182,916 26.79

Other Assets 65 0.00 - -

Total Assets 46,916,549 100.00 34,272,045 100.00

Other Liabilities - - (202) (0.00)

Total Liabilities - - (202) (0.00)



46,916,549 100.00 34,271,843 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dana urus //

PRUlink funds | 95

2012 2011RM % RM %

Investments in - Asian Equity Fund 140,402,889 72.22 123,624,000 63.80 Asian Bond Fund 59,368,063 30.54 70,735,365 36.51

Cash at Bank 362,504 0.19 1,929,988 1.00

Other Assets 489,120 0.25 - -

Total Assets 200,622,576 103.20 196,289,353 101.31


Provision for Deferred Tax (1,209,604) (0.62) (340,867) (0.18)

Other Liabilities (4,094,686) (2.11) (1,424,460) (0.74)




194,409,461 100.00 193,768,310 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink asia managed fund

PRUlink funds | 96

2012 2011RM % RM %

Investment in - Asian Property Securities Fund 21,820,533 102.41 17,979,649 101.02

Cash at Bank 8,883 0.04 8,962 0.05

Total Assets 21,829,416 102.45 17,988,611 101.07






Policyholders' FundCapital 16,339,282 76.69 18,425,920 103.53 Generated Income carried forward 4,967,285 23.31 (628,234) (3.53)

21,306,567 100.00 17,797,686 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink asia property securities fund

PRUlink funds | 97

2012 2011RM % RM %

Investment in - Asian Local Bond Fund 8,311,628 104.52 6,942,437 101.72

Cash at Bank 9,654 0.12 7,685 0.11

Total Assets 8,321,282 104.64 6,950,122 101.83






Policyholders' FundCapital 6,949,476 87.39 6,251,657 91.59 Generated Income carried forward 1,002,761 12.61 573,721 8.41

7,952,237 100.00 6,825,378 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink asia local bond fund

PRUlink funds | 98

2012 2011RM % RM %

Investment in - Global Market Navigator Fund 18,802,196 107.30 24,672,114 101.69

Cash at Bank 24,819 0.14 15,185 0.06

Total Assets 18,827,015 107.44 24,687,299 101.75






Policyholders' FundCapital 16,424,960 93.73 25,060,173 103.29 Generated Income carried forward 1,098,616 6.27 (797,422) (3.29)

17,523,576 100.00 24,262,751 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink global market navigator fund

PRUlink funds | 99

2012 2011RM % RM %

Investment in - Dragon Peacock Fund 32,103,780 103.20 23,762,504 99.15

Cash and Deposits Cash at Bank 30,380 0.10 86,607 0.36 Deposits - - 195,000 0.81

Deferred Tax Assets - - 196,033 0.82

Other Assets 1,107 0.00 1,210 0.01

Total Assets 32,135,267 103.30 24,241,354 101.15

Provision for Taxation (1,972) (0.01) - -

Provision for Deferred Tax (9,510) (0.03) - -




Policyholders' FundCapital 32,092,754 103.17 29,364,359 122.53 Generated Income carried forward (984,671) (3.17) (5,398,708) (22.53)

31,108,083 100.00 23,965,651 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dragon peacock fund

PRUlink funds | 100

2012 2011RM % RM %

Investment in - Asian Equity Fund 15,430,018 99.69 11,646,858 98.90

Cash and Deposits Cash at Bank 73,744 0.47 10,589 0.09 Deposits - - 395,000 3.35

Deferred Tax Assets - - 79,867 0.68

Other Assets - - 45,974 0.39

Total Assets 15,503,762 100.16 12,178,288 103.41



Other Liabilities (773) (0.00) (402,463) (3.41)



Policyholders' FundCapital 15,667,502 101.23 13,890,879 117.96 Generated Income carried forward (190,198) (1.23) (2,115,054) (17.96)

15,477,304 100.00 11,775,825 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink asia equity fund

PRUlink funds | 101

2012 2011RM % RM %

Investment Structured Product 48,829,654 100.13 47,725,941 99.95

Cash at Bank 21,117 0.04 21,119 0.04

Deferred Tax Asset - - 26,149 0.05

Total Assets 48,850,771 100.17 47,773,209 100.04

Provision for Taxation - - (21,119) (0.04)





Policyholders' FundCapital 48,052,800 98.53 48,052,800 100.63 Generated Income carried forward 714,755 1.47 (300,710) (0.63)

48,767,555 100.00 47,752,090 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink MyOptimizer fund

PRUlink funds | 102

2012 2011RM % RM %


Cash at Bank 242,250 0.46 - -

Deferred Tax Asset 118,052 0.23 - -

Total Assets 52,461,249 100.46 54,449,412 100.13


Provision for Deferred Tax - - (69,825) (0.13)




Policyholders' FundCapital 53,576,600 102.60 53,576,600 98.52 Generated Income carried forward (1,357,620) (2.60) 802,972 1.48

52,218,980 100.00 54,379,572 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink commodity allocator fund

PRUlink funds | 103

2012 2011RM % RM %


Total Assets 8,707,002 100.28 8,568,070 100.16





Policyholders' FundCapital 8,400,325 96.75 8,400,325 98.20 Generated Income carried forward 282,138 3.25 154,320 1.80

8,682,463 100.00 8,554,645 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink commodity allocator ll fund

PRUlink funds | 104

2012 2011RM % RM %


Cash at Bank 16,382 0.38 - -

Tax Asset 1,014 0.02 12 0.00

Deferred Tax Asset 11,836 0.28 4,524 0.19

Total Assets 4,355,270 100.39 2,382,787 100.00




Policyholders' FundCapital 4,486,340 103.41 2,434,949 102.19 Generated Income carried forward (147,798) (3.41) (52,162) (2.19)

4,338,542 100.00 2,382,787 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dyna growth I fund

PRUlink funds | 105

2012 2011RM % RM %


Cash at Bank 19,421 0.44 - -

Tax Asset 1,743 0.04 16 0.00

Deferred Tax Asset 19,182 0.45 7,435 0.31

Total Assets 4,389,527 100.46 2,424,589 100.00




Policyholders' FundCapital 4,610,217 105.51 2,510,283 103.53 Generated Income carried forward (240,659) (5.51) (85,694) (3.53)

4,369,558 100.00 2,424,589 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dyna growth Il fund

PRUlink funds | 106

2012 2011RM % RM %

Investment Structured Product 175,245 99.08 127,055 99.23

Cash at Bank 3,071 1.74 - -

Tax Asset 1,204 0.68 800 0.62

Deferred Tax Asset 433 0.24 195 0.15

Total Assets 179,953 101.74 128,050 100.00




Policyholders' FundCapital 195,718 110.66 139,490 108.93 Generated Income carried forward (18,850) (10.66) (11,440) (8.93)

176,868 100.00 128,050 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dyna growth Ill fund

PRUlink funds | 107

2012 2011RM % RM %

Investment Structured Product 131,240 98.97 106,894 99.16

Cash at Bank 3,161 2.38 - -

Tax Asset 1,121 0.85 478 0.44

Deferred Tax Asset 262 0.20 430 0.40

Total Assets 135,784 102.40 107,802 100.00




Policyholders' FundCapital 148,532 112.01 118,248 109.69 Generated Income carried forward (15,928) (12.01) (10,446) (9.69)

132,604 100.00 107,802 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink dyna growth IV fund

PRUlink funds | 108

2012 2011RM % RM %


Other Assets 49,509 1.13 7,323 0.64

Total Assets 5,875,519 134.00 1,156,531 100.04

Provision for Taxation (8,374) (0.19) (443) (0.04)

Other Liabilities (1,482,454) (33.81) - -

Total Liabilities (1,490,828) (34.00) (443) (0.04)


Policyholders' FundCapital 4,279,011 97.59 1,151,020 99.56 Generated Income carried forward 105,680 2.41 5,068 0.44

4,384,691 100.00 1,156,088 100.00


Statement Of Assets And Liabilities As At 31 December 2012 PRUlink money market fund

PRUlink funds | 109

2012RM %

Investments in - PRUlink golden equity fund 14,310,555 20.35 PRUlink golden bond fund 56,016,485 79.65

Other Assets 9 0.00

Total Assets 70,327,049 100.00

Total Liabilities - -

Net Asset Value of the Fund 70,327,049 100.00

Policyholders' FundCapital 69,586,402 98.95 Generated Income carried forward 740,647 1.05

70,327,049 100.00

Net Asset Value Per Unit (RM) 1.007

Statement Of Assets And Liabilities As At 31 December 2012 PRUlink golden managed fund

PRUlink funds | 110

Statement Of Changes in Net Asset ValueStatement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink equity fund

2012 2011RM RM

Net Asset Value at beginning of year 5,331,302,110 4,878,213,363

Amounts received from units created 1,554,164,453 1,213,305,609

Amounts paid for units cancelled (1,007,579,042) (960,925,459)

Excess of Income over Outgo 692,134,707 200,708,597

Value of fund at end of year 6,570,022,228 5,331,302,110

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink bond fund

2012 2011RM RM


Amounts received from units created 490,187,937 728,140,108

Amounts paid for units cancelled (322,003,411) (322,164,141)



PRUlink funds | 111

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink managed fund

2012 2011RM RM






Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink managed fund ll

2012 2011RM RM

Net Asset Value at beginning of year 406,270,008 304,142,421




Value of fund at end of year 552,328,913 406,270,008

PRUlink funds | 112

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink golden equity fund

2012 2011RM RM






Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink golden bond fund

2012 2011RM RM






PRUlink funds | 113

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink education equity fund

2012 2011RM RM

Net Asset Value at beginning of year 468,705 148,669

Amounts received from units created 575,402 423,401

Amounts paid for units cancelled (194,937) (118,841)

Excess of Income over Outgo 81,882 15,476

Value of fund at end of year 931,052 468,705

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink education bond fund

2012 2011RM RM

Net Asset Value at beginning of year 764,551 241,361


Amounts paid for units cancelled (293,353) (191,464)


Value of fund at end of year 1,468,942 764,551

PRUlink funds | 114

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dana unggul

2012 2011RM RM






Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dana aman

2012 2011RM RM






PRUlink funds | 115

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dana urus

2012 2011RM RM






Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dana urus ll

2012 2011RM RM






PRUlink funds | 116

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink asia managed fund

2012 2011RM RM




Net Income / (Outgo) 24,639,317 (26,654,129)


Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink asia property securities fund

2012 2011RM RM




Net Income / (Outgo) 5,595,519 (919,248)


PRUlink funds | 117

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink asia local bond fund

2012 2011RM RM






Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink global market navigator fund

2012 2011RM RM




Net Income / (Outgo) 1,896,038 (1,337,094)


PRUlink funds | 118

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dragon peacock fund

2012 2011RM RM




Net Income / (Outgo) 4,414,037 (7,136,322)


Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink asia equity fund

2012 2011RM RM




Net Income / (Outgo) 1,924,856 (2,222,811)


PRUlink funds | 119

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink MyOptimizer fund

2012 2011RM RM


Amounts received from units created - -

Amounts paid for units cancelled - -

Net Income / (Outgo) 1,015,465 (300,710)


Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink commodity allocator fund

2012 2011RM RM

Net Asset Value at beginning of year 54,379,572 -

Amounts received from units created - 53,576,600


Net (Outgo) / Income (2,160,592) 802,972


PRUlink funds | 120

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink commodity allocator II fund

2012 2011RM RM


Amounts received from units created - 8,400,325




Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dyna growth I fund

2012 2011RM RM



Amounts paid for units cancelled (192,013) -

Net Outgo (95,636) (52,162)


PRUlink funds | 121

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dyna growth II fund

2012 2011RM RM




Net Outgo (154,965) (85,694)


Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dyna growth llI fund

2012 2011RM RM

Net Asset Value at beginning of year 128,050 -



Net Outgo (7,410) (11,440)


PRUlink funds | 122

Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink dyna growth IV fund

2012 2011RM RM

Net Asset Value at beginning of year 107,802 -



Net Outgo (5,482) (10,446)


Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2012 PRUlink money market fund

2012 2011RM RM



Amounts paid for units cancelled (6,832,747) (647)



PRUlink funds | 123

Statement Of Changes In Net Asset Value For 3 Months Period Ended 31 December 2012 PRUlink golden managed fund

2012RM

Net Asset Value at beginning of period -

Amounts received from units created 70,678,549

Amounts paid for units cancelled (1,092,147)

Excess of Income over Outgo 740,647

Value of fund at end of period 70,327,049

PRUlink funds | 124

Statement Of Income And ExpenditureStatement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink equity fund

2012 2011RM RM

Net Investment Income 227,044,393 193,497,514 Interest Income 18,813,983 14,365,252 Dividend Income 208,230,410 179,132,262

Profits on Disposal of Securities 134,186,493 220,864,114

Unrealised Capital Gain 448,867,150 -

Total Income 810,098,036 414,361,628

Investment Management Fees (88,560,787) (76,038,323)

Unrealised Capital Loss - (124,081,290)

Taxation (29,302,176) (13,456,087)

Other Outgo (100,366) (77,331)

Total Outgo (117,963,329) (213,653,031)


Generated Income brought forward 2,116,935,687 1,916,227,090

Generated Income carried forward 2,809,070,394 2,116,935,687

PRUlink funds | 125

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink bond fund

2012 2011RM RM

Net Investment Income 75,388,716 55,920,424 Interest Income 75,388,716 55,920,424

Profits on Disposal of Securities 14,397,348 39,057

Unrealised Capital Gain - 20,552,121

Total Income 89,786,064 76,511,602


Unrealised Capital Loss (3,342,818) -

Taxation (7,126,802) (5,954,245)

Other Outgo (14,141) (8,015)

Total Outgo (18,563,089) (12,080,090)


Generated Income brought forward 232,059,130 167,627,618

Generated Income carried forward 303,282,105 232,059,130

PRUlink funds | 126

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink managed fund

2012 2011RM RM

Net Investment Income 18,178,176 16,747,882 Fee Rebate 18,178,176 16,747,882



Total Income 162,220,971 83,567,872



Total Outgo (23,251,051) (35,913,598)




PRUlink funds | 127

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink managed fund ll

2012 2011RM RM



Unrealised Capital Gain 27,842,965 3,231,996

Total Income 53,984,167 19,231,689


Total Outgo (6,140,359) (4,534,593)




PRUlink funds | 128

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink golden equity fund

2012 2011RM RM




Total Income 21,826,662 7,001,191


Other Outgo (2) -

Total Outgo (2,474,134) (1,846,933)




PRUlink funds | 129

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink golden bond fund

2012 2011RM RM




Total Income 19,565,539 17,301,274


Other Outgo (2) -

Total Outgo (3,968,455) (2,947,449)




PRUlink funds | 130

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink education equity fund

2012 2011RM RM

Net Investment Income 10,266 4,291 Fee Rebate 10,266 4,291

Profits on Disposal of Securities 13,165 3,382

Unrealised Capital Gain 68,718 12,094

Total Income 92,149 19,767

Investment Management Fees (10,267) (4,291)

Total Outgo (10,267) (4,291)


Generated Income brought forward 24,898 9,422

Generated Income carried forward 106,780 24,898

PRUlink funds | 131

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink education bond fund

2012 2011RM RM






Total Outgo (10,986) (4,768)




PRUlink funds | 132

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dana unggul

2012 2011RM RM

Net Investment Income 20,712,213 15,016,235 Interest Income 1,697,373 1,218,060 Dividend Income 19,014,840 13,798,175



Total Income 86,692,833 42,285,831


Taxation (3,777,569) (2,004,353)

Other Outgo (32,970) (36,801)

Total Outgo (11,772,943) (8,573,161)




PRUlink funds | 133

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dana aman

2012 2011RM RM

Net Investment Income 3,572,675 2,583,806 Interest Income 3,572,675 2,583,806

Profits on Disposal of Securities 1,414,934 115,576

Unrealised Capital Gain 11,950 1,191,760

Total Income 4,999,559 3,891,142


Taxation (416,711) (319,319)

Other Outgo (6,267) (7,148)

Total Outgo (824,615) (653,333)




PRUlink funds | 134

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dana urus

2012 2011RM RM




Total Income 15,795,523 8,427,499


Total Outgo (1,901,019) (1,691,403)




PRUlink funds | 135

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dana urus ll

2012 2011RM RM



Unrealised Capital Gain 2,318,085 906,298

Total Income 5,460,256 2,427,371


Total Outgo (524,062) (366,482)




PRUlink funds | 136

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink asia managed fund

2012 2011RM RM

Net Investment Income (4,084,736) (9,712,819) Interest Income - 1,423 Others (4,084,736) (9,714,242)



Tax Income - 988,078

Total Income 29,686,781 10,765,792



Taxation (2,401,702) -

Other Outgo (3,898) (3,434)

Total Outgo (5,047,464) (37,419,921)

Net Income / (Outgo) 24,639,317 (26,654,129)



PRUlink funds | 137

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink asia property securities fund

2012 2011RM RM

Net Investment Income (127,758) (203,060) Interest Income - - Others (127,758) (203,060)



Total Income 6,223,303 113,843


Unrealised Capital Loss - (658,416)

Taxation (334,797) (73,388)

Other Outgo (206) (94)

Total Outgo (627,784) (1,033,091)

Net Income / (Outgo) 5,595,519 (919,248)

Generated Income brought forward (628,234) 291,014

Generated Income carried forward 4,967,285 (628,234)

PRUlink funds | 138

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink asia local bond fund

2012 2011RM RM

Net Investment Income (7,608) (47,829) Interest income 526 1,539 Others (8,134) (49,368)



Total Income 535,051 352,504


Taxation (32,509) (9,072)

Other Outgo (988) (1,424)

Total Outgo (106,011) (60,178)



Generated Income carried forward 1,002,761 573,721

PRUlink funds | 139

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink global market navigator fund

2012 2011RM RM

Net Investment Income (914,148) (1,169,917) Interest Income - - Others (914,148) (1,169,917)




Total Income 2,418,612 380,972



Taxation (252,780) -


Total Outgo (522,574) (1,718,066)

Net Income / (Outgo) 1,896,038 (1,337,094)

Generated Income brought forward (797,422) 539,672

Generated Income carried forward 1,098,616 (797,422)

PRUlink funds | 140

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dragon peacock fund

2012 2011RM RM

Net Investment Income 972 (21,824) Interest Income 972 2,852 Others - (24,676)



Total Income 5,086,496 263,410


Loss on Disposal of Securities (9,976) (11,394)



Other Outgo (1,330) (2,777)

Total Outgo (672,459) (7,399,732)

Net Income / (Outgo) 4,414,037 (7,136,322)

Generated Income brought forward (5,398,708) 1,737,614

Generated Income carried forward (984,671) (5,398,708)

PRUlink funds | 141

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink asia equity fund

2012 2011RM RM

Net Investment Income (26,412) (33,686) Interest Income 1,693 3,218 Others (28,105) (36,904)


Tax Income - 76,454

Total Income 2,248,094 42,768





Other Outgo (1,796) (3,417)

Total Outgo (323,238) (2,265,579)

Net Income / (Outgo) 1,924,856 (2,222,811)

Generated Income brought forward (2,115,054) 107,757

Generated Income carried forward (190,198) (2,115,054)

PRUlink funds | 142

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink MyOptimizer fund

2012 2011RM RM

Net Investment Income - 263,989 Interest Income - 263,989


Tax Income - 5,030

Total Income 1,103,713 269,019

Investment Management Fees - (242,870)


Taxation (88,246) -

Other Outgo (2) -

Total Outgo (88,248) (569,729)

Net Income / (Outgo) 1,015,465 (300,710)

Generated Income brought forward (300,710) -

Generated Income carried forward 714,755 (300,710)

PRUlink funds | 143

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink commodity allocator fund

2012 2011RM RM

Net Investment Income 242,250 - Interest Income 242,250 -

Unrealised Capital Gain - 872,812

Total Income 242,250 872,812

Unrealised Capital Loss (2,348,464) -

Taxation (54,374) (69,825)


Total Outgo (2,402,842) (69,840)

Net (Outgo) / Income (2,160,592) 802,972

Generated Income brought forward 802,972 -

Generated Income carried forward (1,357,620) 802,972

PRUlink funds | 144

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink commodity allocator ll fund

2012 2011RM RM


Total Income 138,932 167,745

Taxation (11,114) (13,420)

Other Outgo - (5)

Total Outgo (11,114) (13,425)




PRUlink funds | 145

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dyna growth l fund

2012 2011RM RM

Tax Income 8,314 4,536


Loss on Disposal of Securities (12,544) (152)

Unrealised Capital Loss (91,406) (56,546)

Total Outgo (103,950) (56,698)

Net Outgo (95,636) (52,162)


Generated Income carried forward (147,798) (52,162)

PRUlink funds | 146

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dyna growth ll fund

2012 2011RM RM

Tax Income 13,475 7,451


Loss on Disposal of Securities (21,601) (204)


Total Outgo (168,440) (93,145)

Net Outgo (154,965) (85,694)



PRUlink funds | 147

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dyna growth lll fund

2012 2011RM RM

Tax Income 642 995

Total Income 642 995



Total Outgo (8,052) (12,435)

Net Outgo (7,410) (11,440)



PRUlink funds | 148

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink dyna growth lV fund

2012 2011RM RM

Unrealised Capital Gain 2,100 -

Tax Income 475 908

Total Income 2,575 908



Total Outgo (8,057) (11,354)

Net Outgo (5,482) (10,446)



PRUlink funds | 149

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink money market fund

2012 2011RM RM

Net Investment Income 109,272 5,535 Interest Income 109,272 5,535


Taxation (8,370) (443)


Total Outgo (8,660) (467)




PRUlink funds | 150

Statement Of Income And Expenditure For The Financial Year Ended 31 December 2012 PRUlink golden managed fund

2012RM

Net Investment Income 57,859 Fee Rebate 57,859

Profits on Disposal of Securities 4,889

Unrealised Capital Gain 735,736

Total Income 798,484

Investment Management Fees (57,837)

Total Outgo (57,837)

Excess of Income over Outgo 740,647

Generated Income brought forward -

Generated Income carried forward 740,647

PRUlink funds | 151

1. Summary of Significant Accounting Policies

a. Basis of Accounting The financial statements have been prepared in accordance with Guidelines on Investment-Linked Insurance/Takaful Business (BNM/RH/GL 010-15), modified by the

following for the purposes of unit pricing:

i. Investments at market value are adjusted to include future cost of acquisitions.

This is to ensure equitable unit pricing for incoming, outgoing and remaining unit-holders;

ii. Provision for deferred tax on unrealised gains or losses using an actuarially calculated rate of 4% instead of the statutory rate of 8%.

The Board of Directors are of the opinion that since these gains or losses will only be realised in the future, the lower tax rate of 4% has been used to ensure equitable unit pricing for incoming, outgoing and remaining unit-holders.

b. Investments Quoted investments are valued at the closing market prices at the end of the financial year.

Unquoted loan stocks/bonds are valued at the prevailing prices quoted by financial institutions.

Net unrealised gains or losses in value of investments are credited or charged to the Statement of Income and Expenditure.

c. Dividend Income Dividend income is recognised when the right to receive payment is established.

d. Interest Income Interest income is recognised on an accrual basis.

e. Gains/Losses on Disposal of Investments Gains or losses arising from the disposal of investments are credited or charged to the Statement of Income and Expenditure.

f. Investment Management Fees Investment management fees are calculated in accordance with the provisions of the policy document.

Notes To The Financial Statements

PRUlink funds | 152

g. Fee Rebate This relates to a rebate of fees from the Fund Manager in respect of investments held in the:

i. PRUlink equity fund and PRUlink bond fund for the PRUlink managed fund, PRUlink managed fund II, PRUlink golden equity fund, PRUlink golden bond fund, PRUlink education equity fund and PRUlink education bond fund;

ii. PRUlink dana unggul and PRUlink dana aman for the PRUlink dana urus and PRUlink dana urus II; and

iii. PRUlink golden equity fund and PRUlink golden bond fund for the PRUlink golden managed fund.

h. Cash and Cash Equivalents Cash and cash equivalents consist of cash on hand and balances with banks, excluding fixed and call deposits.

2. Other Outgo comprises bank charges and custodian charges.

3. Rebates and Soft Commissions As regulated by the Securities Commission’s Guidelines, the fund management company is strictly prohibited from receiving any rebates arising from transactions or

orders on behalf of the clients. Any such rebates received must be directed to the accounts of the relevant clients. The fund management company is however allowed to accept soft commission arising from transactions or orders on behalf of the clients, provided that upon obtaining prior consent from the client, the goods and services received are in the form of research and advisory services that will assist the decision-making process relating to the client’s investments and ultimately demonstrates benefits to the clients.

4. At 31 December 2012, the Funds had no contingent liabilities or commitments.

5. All amounts are stated in Ringgit Malaysia.

PRUlink fundsLAPORAN DAN PENYATA PENGURUS bagi tahun berakhir 31 Disember 2012

I EQUITY FUND

I BOND FUND

I MANAGED FUND

I MANAGED FUND II

I GOLDEN EQUITY FUND

I GOLDEN BOND FUND

I EDUCATION EQUITY FUND

I EDUCATION BOND FUND

I DANA UNGGUL

I DANA AMAN

I DANA URUS

I DANA URUS II

I ASIA MANAGED FUND

I ASIA PROPERTY SECURITIES FUND

I ASIA LOCAL BOND FUND

I GLOBAL MARKET NAVIGATOR FUND

I DRAGON PEACOCK FUND

I ASIA EQUITY FUND

I MYOPTIMIZER FUND

I COMMODITY ALLOCATOR FUND

I COMMODITY ALLOCATOR II FUND

I DYNA GROWTH I FUND

I DYNA GROWTH II FUND

I DYNA GROWTH III FUND

I DYNA GROWTH IV FUND

I MONEY MARKET FUND

I GOLDEN MANAGED FUND

PRUlink funds | 154

Perutusan Ketua Pegawai Eksekutif

Pemegang Polisi yang Dihargai,

Tahun 2012 adalah tahun yang bersejarah bagi kami kerana tahun ini genaplah ulang tahun kami yang ke-88 di Malaysia. Sepanjang usia perniagaan kami yang telah mencecah 88 tahun ini, pelanggan kami telah memainkan peranan penting kepada kejayaan kami selama ini. Dengan kepercayaan dan sokongan anda yang berterusan, Prudential Assurance Malaysia Berhad sekali lagi berjaya mencatatkan jualan Kesetaraan Premium Tahunan (atau APE) perniagaan baru berjumlah RM1 bilion buat kali ketiga. Untuk itu, kami amat menghargai anda kerana memberi kami keistimewaan untuk melayani dan melindungi keperluan kewangan anda.

Sebagai penanggung insurans pilihan anda, kami sentiasa komited untuk memberi nilai kepada polisi anda. Sehubungan itu, saya dengan sukacitanya melaporkan bahawa meskipun persekitaran ekonomi begitu mencabar, Prudential telah berjaya mencatatkan pulangan yang positif bagi kebanyakan dana PRUlink (dana insurans berkaitan pelaburan) kami.

Dana ekuiti kami, terutamanya, meraih prestasi yang amat memberangsangkan pada tahun lepas dengan PRUlink equity, PRUlink golden equity dan PRUlink education equity mencatatkan pulangan yang lebih tinggi daripada penanda aras dengan lebih daripada 2.70%. Satu lagi dana yang mencatatkan prestasi yang amat baik ialah PRUlink global market navigator yang mengatasi pulangan penanda aras sebanyak 6.25%.

Dana terbaru kami, iaitu PRUlink money market yang bertujuan untuk mengekalkan nilai modal di samping menyediakan pulangan yang setanding dengan deposit jangka pendek bank juga meraih prestasi yang agak baik. Dalam tempoh yang singkat, Nilai Aset Bersihnya semakin meningkat lalu memberikan kadar pulangan 0.70%. Sila lihat halaman 164 - 167 laporan ini untuk butir-butir lengkap tentang semua dana PRUlink kami dan prestasi masing-masing.

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1 Kemudahan pertukaran dana tidak sah untuk PRUlink MyOptimizer.2 Tertakluk kepada terma dan syarat berkenan. Sila layari www2.prudential.com.my/e-report untuk maklumat lanjut.

Sepertimana yang anda tahu, polisi insurans berkaitan pelaburan anda bertujuan untuk memenuhi matlamat kewangan jangka panjang anda serta melindungi masa depan kewangan keluarga anda. Kami memahami bahawa situasi kehidupan anda boleh berubah dan sehubungan itu keperluan anda juga turut berubah. Oleh sebab itu, pelan insurans berkaitan pelaburan kami direka khas untuk memberikan anda fleksibiliti untuk menyelaraskan aras insurans perlindungan dan pelaburan anda mengikut situasi.

Anda juga boleh memilih untuk mengalih unit-unit anda dari satu dana PRUlink kepada dana yang berlainan melalui kemudahan pertukaran1 dana, dengan demikian, anda boleh bertindak balas kepada aliran pasaran atau perubahan matlamat atau profil pelaburan anda. Empat pertukaran pertama dalam tahun yang sama adalah percuma. Walau bagaimanapun, adalah penting untuk anda mengetahui polisi PRUlink merupakan pelaburan jangka panjang dan tidak patut dianggap sebagai alat spekulasi jangka pendek.

Dalam usaha untuk menolong anda lebih memahami tentang pelan insurans berkaitan pelaburan, saya dengan sukacitanya mengumumkan bahawa kami menganjurkan satu kuiz soal-jawab yang mudah, di mana anda berpeluang memenangi baucar membeli-belah bernilai RM1002. Untuk menyertai kuiz ini, anda perlu mendaftar untuk e-Report kami yang membolehkan anda menerima Laporan Dana PRUlink anda pada masa akan datang melalui emel. Saya menggesa anda supaya mendaftar untuk e-Report kami sekiranya anda masih belum berbuat demikian bagi menyokong usaha Prudential ke arah mesra alam dan mewujudkan persekitaran yang lebih lestari. Untuk maklumat lanjut, sila layari www2.prudential.com.my/e-report.

Sementara itu, sekiranya anda mempunyai sebarang pertanyaan mengenai pelaburan anda atau ingin menggunakan kemudahan pertukaran dana, sila hubungi Perancang Kewangan Prudential atau ejen anda. Anda juga boleh menghubungi Wakil Khidmat Pelanggan kami di 03-2116 0228, menghantarkan pertanyaan anda kepada [email protected], atau mengunjungi cawangan Prudential yang terdekat. Kami sedia membantu anda.

Semoga anda sentiasa dilimpahi kemakmuran, ketenteraman dan kesihatan yang baik.

Yang benar,

Philip SeahKetua Pegawai Eksekutif Prudential Assurance Malaysia Berhad

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Objektif DanaPRUlink equity fund bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan melabur dalam saham berkualiti tinggi yang tersenarai di Bursa Malaysia.

PRUlink bond fund bertujuan untuk menyediakan pengumpulan modal dalam jangka sederhana hingga panjang dengan melabur dalam sekuriti faedah tetap terpilih, bon korporat dan deposit tetap.

PRUlink managed fund / PRUlink managed fund II adalah dana terurus yang bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan melabur dalam saham dan sekuriti faedah tetap melalui PRUlink equity fund dan PRUlink bond fund dan dalam mana-mana PRUlink funds lain yang mungkin ditawarkan pada masa depan.

PRUlink golden equity fund bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan mengambil kira keperluan untuk membuat pembayaran terjamin. Ini dicapai dengan melabur dalam saham berkualiti tinggi yang tersenarai di Bursa Malaysia dan mana-mana instrumen kewangan lain yang akan digunakan untuk melindung nilai portfolio.

PRUlink golden bond fund bertujuan untuk menyediakan pengumpulan modal dalam jangka sederhana hingga panjang dengan mengambil kira keperluan untuk membuat pembayaran terjamin. Ini dicapai dengan melabur dalam sekuriti faedah tetap terpilih, bon korporat dan deposit tetap, serta mana-mana instrumen kewangan lain yang akan digunakan untuk melindung nilai portfolio.

PRUlink education equity fund bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan mengambil kira keperluan untuk membuat pembayaran terjamin. Ini dicapai dengan melabur dalam saham berkualiti tinggi yang tersenarai di Bursa Malaysia dan mana-mana instrumen kewangan lain yang akan digunakan untuk melindung nilai portfolio.

PRUlink education bond fund bertujuan untuk menyediakan pengumpulan modal dalam jangka sederhana hingga panjang dengan mengambil kira keperluan untuk membuat pembayaran terjamin. Ini dicapai dengan melabur dalam sekuriti faedah tetap terpilih, bon korporat dan deposit tetap, serta mana-mana instrumen kewangan lain yang akan digunakan untuk melindung nilai portfolio.

PRUlink dana unggul bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan melabur dalam saham berkualiti tinggi diluluskan Syariah yang tersenarai di Bursa Malaysia.

PRUlink dana aman bertujuan untuk menyediakan pengumpulan modal dalam jangka sederhana hingga panjang dengan melabur dalam sekuriti hutang Islam terpilih.

PRUlink dana urus / PRUlink dana urus II adalah dana terurus yang bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan melabur dalam saham diluluskan Syariah dan sekuriti hutang Islam melalui PRUlink dana unggul dan PRUlink dana aman dan dalam mana-mana dana PRUlink lain yang mungkin ditawarkan pada masa depan.

PRUlink asia managed fund adalah dana yang diuruskan secara aktif yang bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga panjang. Ini dicapai dengan melabur secara langsung dalam saham, sekuriti faedah tetap dan instrumen pasaran wang di rantau Asia Pasifik kecuali Jepun melalui mana-mana dana PRUlink global yang mungkin ditawarkan pada masa depan, atau secara tidak langsung melalui sub-dana yang diuruskan oleh Eastspring Investments (Singapore) Limited atau mana-mana pengurus dana lain yang akan ditentukan dari semasa ke semasa.

PRUlink asia property securities fund adalah dana yang diuruskan secara aktif yang bertujuan untuk memaksimumkan pendapatan dan jumlah pulangan jangka panjang. Ini dicapai dengan melabur dalam Dana Pelaburan Harta Tanah (REITs) yang tersenarai dan sekuriti berkaitan harta milik syarikat-syarikat yang diperbadankan, disenaraikan atau yang kawasan aktiviti utamanya ialah di rantau Asia Pasifik termasuk Jepun, Australia dan New Zealand. Dana ini juga mungkin melabur dalam resit depositori, sekuriti hutang yang boleh ditukar kepada saham biasa, saham keutamaan dan waran serta melalui mana-mana dana PRUlink global lain yang mungkin ditawarkan pada masa depan, atau secara tidak langsung melalui sub-dana yang diuruskan oleh Eastspring Investments (Singapore) Limited atau mana-mana pengurus dana lain yang akan ditentukan dari semasa ke semasa.

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PRUlink asia local bond fund adalah dana yang bertujuan untuk memaksimumkan pulangan melalui pelaburan dalam pelbagai portfolio termasuk sekuriti pendapatan tetap atau sekuriti hutang yang diterbit oleh entiti Asia yang telah ditarafkan dan juga yang tidak ditarafkan dan/atau secara tidak langsung melalui sub-dana yang diuruskan oleh Eastspring Investments (Singapore) Limited atau mana-mana pengurus dana yang lain akan ditentukan dari semasa ke semasa.

PRUlink global market navigator fund adalah dana yang diuruskan secara aktif untuk mencapai pulangan mutlak yang positif dalam jangka sederhana melalui pelaksanaan strategi peruntukan aset yang diuruskan secara aktif dalam pelbagai aset global termasuk tunai, ekuiti, bon dan mata wang. Pendedahan kepada setiap kelas aset akan dibuat terutamanya melalui dana dagangan bursa, indeks masa hadapan, ekuiti dan bon langsung, swap, opsyen dan kontrak hadapan pertukaran asing, setiap satunya boleh didagangkan melalui bursa yang diiktiraf atau melalui pasaran atas kaunter. Penggunaan derivatif ialah untuk pengurusan portfolio yang cekap bagi mendapatkan akses kepada pasaran dengan cekap dengan cara yang kos efektif.

PRUlink dragon peacock fund adalah dana yang bertujuan untuk memaksimumkan jumlah pulangan jangka panjang dengan melabur terutamanya dalam ekuiti dan instrumen berkaitan ekuiti milik syarikat-syarikat yang diperbadankan atau disenaraikan dalam, atau beroperasi terutamanya dari, atau menjalankan perniagaan yang penting dalam, atau memperoleh pendapatan yang besar daripada, atau yang anak syarikat, syarikat berkaitan atau syarikat bersekutunya memperoleh pendapatan yang besar dari Republik Rakyat China (RRC) dan India.

PRUlink asia equity fund adalah dana yang bertujuan untuk memaksimumkan jumlah pulangan jangka panjang dengan melabur dalam ekuiti dan sekuriti berkaitan ekuiti milik syarikat-syarikat yang diperbadankan, atau yang kawasan aktiviti utamanya di Asia Pasifik kecuali Jepun. Rantau Asia Pasifik kecuali Jepun termasuklah tetapi tidak terhad kepada negara-negara berikut: Korea, Taiwan, Hong Kong, Filipina, Thailand, Malaysia, Singapura, Indonesia, Republik Rakyat China (RRC), India, Pakistan, Australia dan New Zealand. Dana ini juga mungkin melabur dalam resit depositori [termasuk Resit Depositori Amerika (ADRs) dan Resit Depositori Global (GDRs)], sekuriti hutang yang boleh ditukar kepada saham biasa, saham keutamaan dan waran.

PRUlink MyOptimizer fund ialah dana tertutup 5-tahun dengan modal terjamin pada kematangan oleh Prudential Assurance Malaysia Berhad. Dana ini melabur pada deposit berstruktur dengan memberi peluang kepada pelabur pendedahan kepada (1) Saham pendapatan tetap Malaysia dan (2) pelbagai kelas-kelas aset seperti ekuiti global, komoditi, bon dan instrumen bagai tunai. PRUlink MyOptimizer fund bertujuan untuk mencapai pulangan terlaras risiko tertinggi supaya memberi potensi positif, jika ada, dalam bentuk bonus prestasi tahunan kepada pelabur sementara melindungi 100% modal pada kematangan.

PRUlink commodity allocator fund ialah dana tertutup selama 3-tahun 9-bulan dengan modal terjamin pada kematangan oleh Prudential Assurance Malaysia Berhad. Dana ini dilabur pada deposit berstruktur yang berdasarkan prestasi Deutsche Bank Liquid Commodity Index (“DBLCI”) Allocator 4TM Index. Deposit berstruktur ini memberi peluang kepada pelabur pendedahan kepada (1) Saham pendapatan tetap Malaysia dan (2) pelbagai komoditi di bawah strategi panjang dan/atau strategi pasaran neutral. PRUlink commodity allocator fund membayar bonus khas terjamin pada hujung bulan yang ke-18. Ia juga bertujuan untuk mencapai pulangan tinggi supaya memberi potensi positif, jika ada, dalam bentuk bonus kematangan sementara melindungi 100% modal pada kematangan.

PRUlink commodity allocator II fund ialah dana tertutup 3-tahun 9-bulan dengan modal terjamin pada kematangan oleh Prudential Assurance Malaysia Berhad. Dana ini dilabur pada deposit berstruktur yang berdasarkan prestasi Deutsche Bank Liquid Commodity Index (“DBLCI”) Allocator 4TM Index. Deposit berstruktur ini memberi peluang kepada pelabur pendedahan kepada (1) Saham pendapatan tetap Malaysia dan (2) pelbagai komoditi di bawah strategi panjang dan/atau strategi pasaran neutral. PRUlink commodity allocator II fund membayar bonus khas terjamin pada hujung bulan ke-18. Ia juga bertujuan untuk mencapai pulangan tinggi supaya memberikan potensi positif, jika ada, dalam bentuk bonus kematangan sementara melindungi 100% modal pada kematangan.

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PRUlink dyna growth I/II/III/IV fund melabur dalam deposit berstruktur. Deposit berstruktur ini memberi pelabur pendedahan kepada (1) sekuriti pendapatan tetap Malaysia dan (2) kelas aset yang pelbagai seperti ekuiti global, hartanah, komoditi, pertukaran asing dan pelaburan alternatif. PRUlink dyna growth funds bertujuan untuk memaksimumkan pulangan terlaras risiko dan meningkatkan nilai dana kepada nilai tertinggi seumur hidup apabila matang.

PRUlink money market fund bertujuan untuk mengekalkan nilai modal di samping menyediakan pulangan yang setanding dengan deposit bank jangka pendek. Selain daripada pendedahan risiko yang minimum, dana ini juga mengekalkan tahap kecairan yang tinggi dengan melabur terutamanya dalam instrumen pasaran wang jangka pendek yang berkualiti tinggi dan berisiko rendah dan sekuriti hutang. Walaupun dana ini bertujuan untuk mengekalkan nilai pokok, namun keupayaan dana ini untuk memenuhi objektifnya adalah tidak dijamin.

PRUlink golden managed fund ialah dana diurus untuk memaksimumkan pulangan dalam jangka masa sederhana ke panjang. Ini boleh dicapai melalui melabur dalam saham dan sekuriti faedah tetap melalui PRUlink golden equity fund dan PRUlink golden bond fund dan dalam mana-mana dana PRUlink lain yang mungkin ditawarkan pada masa depan.

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Tinjauan & Masa Depan PelaburanTinjauan Pasaran Ekuiti Tempatan

Pasaran ekuiti tempatan memulakan tahun 2012 dalam suasana yang positif disebabkan data ekonomi yang lebih baik dari Amerika Syarikat (AS) dan beberapa petanda bahawa keadaan di Eropah bertambah baik apabila ECB terus komited untuk mengekalkan keadaan kewangan yang longgar. ECB menerbitkan pengambilan tawaran kedua LTRO 3 tahun berjumlah €529.5 bilion pada bulan Februari, yang lebih besar daripada LTRO 3 tahun pertama yang ditawarkan pada Disember 2011 (€489bn), lantas menyuntik kecairan ke dalam sistem kewangan. Malaysia pada umumnya meraih prestasi yang lebih rendah daripada rantau Asia apabila pelabur asing mengambil kedudukan dalam pasaran beta lebih tinggi pada sukuan itu. Musim keputusan utama yang diumumkan pada bulan Februari agak menepati jangkaan dengan sedikit kejutan.

KLCI mengalami jualan menjelang perhimpunan Bersih 3.0 dan data pertumbuhan pekerjaan yang lemah yang dilaporkan di AS meningkatkan kebimbangan tentang kemampanan pemulihan ekonomi. Keputusan pilihan raya yang tidak menggalakkan di Greece dan Perancis juga mewujudkan ketidaktentuan tambahan bagi pelabur. Pada akhir suku ke-2 2012, ada sedikit kegembiraan apabila ketua-ketua negara dalam Sidang Kemuncak EU bersetuju untuk melaksanakan program “Compact on Jobs and Growth”, dan terdapat rancangan bagi ECB memainkan peranan penyeliaan pusat untuk institusi kewangan di Eropah. Di dalam negara, musim pelaporan keputusan pada bulan Mei tidak mempamerkan peningkatan yang mengejutkan. Walau bagaimanapun, KLCI melantun menjelang akhir sukuan tersebut dan menguji paras tertinggi sebelumnya. Keterujaan juga tertumpu kepada penyenaraian Felda Global Ventures Holdings yang disenaraikan pada 28 Jun 2012.

Pasaran ekuiti Malaysia berjaya menokok naik pada suku ke-3 2012. Pelabur meningkatkan pendedahan mereka dalam pasaran ekuiti Malaysia berikutan jangkaan bahawa Pilihan Raya Umum kemungkinan akan ditangguhkan kepada tarikh kemudian dalam tahun itu. Kejayaan penyenaraian pertama kali IHH di Bursa Malaysia dan di SGX juga menolong meningkatkan sentimen pelabur. Keputusan Malaysia yang dilaporkan pada sukuan itu tidak memberangsangkan, dengan banyak syarikat mencatatkan keputusan yang mengecewakan. Sementara itu, Bajet 2013 yang diumumkan ialah bajet pra-pilihan raya dengan banyak langkah

mesra pengguna. Di AS, FOMC mengumumkan pusingan ketiga pelonggaran kuantitatifnya (QE3), dengan memperkenalkan program pembelian sekuriti bersandarkan gadai janji terbuka pada kadar bulanan AS$40 bilion, dan beralih daripada panduan berasaskan kalendar kepada menghubungkan dasar dengan tinjauan masa depan pasaran buruh.

Pasaran ekuiti Malaysia meneruskan aliran menaiknya pada suku ke-4 2012, dan FBM KLCI menokok ke paras tertinggi baru dalam tempoh itu. Pada musim pelaporan korporat, lebih banyak syarikat melaporkan keputusan di bawah jangkaan dengan sedikit kejutan positif sekali lagi. Hanya saham perbankan melaporkan keputusan yang pada umumnya melebihi jangkaan. Di AS, Rizab Persekutuan melanjutkan pembelian aset sekuriti perbendaharaannya berserta sekuriti bersandarkan gadai janji berjumlah AS$85 bilion sebulan, lantas memberikan pasaran jangkaan limpahan kecairan yang berterusan. Walau bagaimanapun, kebimbangan yang menyelubungi cenuram fiskal (fiscal cliff) AS meningkatkan kelesuan prestasi pasaran menjelang akhir sukuan itu.

FBM KLCI menutup tahun dalam tinjauan pada paras tertinggi 1,688.95 mata. Ia melonjak sebanyak 10.34% pada tempoh dalam tinjauan, secara umumnya mencatatkan prestasi yang lebih rendah daripada pasaran serantau.

Tinjauan Masa Depan Pasaran

Pasaran global menyaksikan sedikit kelegaan kerana persetujuan tentang cenuram fiskal AS telah dicapai sepertimana yang dijangkakan pada saat-saat terakhir, dan selera risiko akan bertambah baik memandangkan cenuram fiskal telah dielakkan, tetapi isunya sekarang ialah “siling fiskal” yang perlu dipersetujui selewat-lewatnya pada Februari/Mac 2013. Ahli ekonomi pada umumnya percaya akan berlaku heretan fiskal pada tahun 2013 akibat perubahan yang diumumkan dalam percukaian, tetapi tidak cukup berkemungkinan untuk mengheret ekonomi terbesar di dunia itu ke dalam kemelesetan. Namun, kami menjangka pasaran global mengambil petunjuk daripada AS dan terus agak rancak dengan kecairan yang melimpah dalam sistem dan ekonomi global dijangka menyaksikan sedikit peningkatan dalam pertumbuhan. Ini tidak bermakna yang kami tidak akan meninjau kembali isu-isu yang menyelubungi krisis Hutang Eropah lagi, yang telah pun memasuki tahun ke-4-nya. Antara halangan yang mungkin kami hadapi pada

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tahun ini ialah pilihan raya parlimen bagi negara-negara seperti Israel, Itali, Mesir, Pakistan, Iran, Jerman, Australia dan Malaysia.

Di dalam negara, kami terus berhati-hati pada keseluruhannya terhadap ekuiti pada separuh pertama 2013, tetapi kami percaya terdapat peluang kecil untuk pasaran terus agak aktif dan menyediakan peluang dagangan. Kami merasakan Pilihan Raya Umum Ke-13 Malaysia mungkin akan diadakan pada akhir suku pertama 2013 atau awal suku ke-2 2013. Kami menjangka pasaran akan sangat meruap dengan risiko penurunan dalam tempoh ini. Mengandaikan status quorelatif dari segi keputusan pilihan raya, kami menjangka bahawa pasaran Malaysia akan bergerak seiring dengan pasaran global selepas itu.

Tinjauan Pasaran Bon

BNM telah mengekalkan OPR pada paras 3% pada tempoh dalam tinjauan dan sejak Mei 2011. Pada mesyuarat pada bulan Mac 2012, BNM mendapati bahawa walaupun keadaan ekonomi dan kewangan global telah mencatatkan sedikit peningkatan sejak mesyuarat MPC bulan Januari, namun risiko penurunan kepada ekonomi global dijangka memperlahankan momentum pertumbuhan domestik keseluruhan pada tahun 2012.

Walau bagaimanapun, keadaan kewangan yang bertambah baik ini tidak berpanjangan kerana tekanan dalam pasaran kewangan antarabangsa muncul semula berikutan meningkatnya ketidaktentuan dasar dan kebimbangan yang semakin mendalam tentang krisis hutang negara Eropah pada suku ke-2 2012. Pada mesyuarat MPC pada Julai dan September 2012, BNM menegaskan bahawa isu dasar yang belum selesai di Eropah terus menggoncang pasaran kewangan, dan aktiviti ekonomi yang lebih perlahan di beberapa rantau di seluruh dunia, terutamanya ekonomi maju, terus mencabar prospek pertumbuhan. Ekonomi sedang muncul juga terjejas oleh kemerosotan permintaan domestik serta permintaan luaran yang lemah. Di dalam negara, penggunaan dan aktiviti pelaburan yang berdaya tahan, serta permintaan domestik yang disokong oleh keadaan guna tenaga yang stabil dan pertumbuhan pendapatan, terus mengukuhkan pertumbuhan ekonomi. Kedayatahanan pertumbuhan domestik sekali lagi ditegaskan oleh BNM pada mesyuarat MPC pada 8 November.

Tekanan inflasi Malaysia terus terkawal. Inflasi indeks harga pengguna turun daripada 3.0% pada Disember 2011 kepada 1.3% pada November 2012, yang terendah sejak Februari 2010. Penurunan ini sebahagian besarnya disebabkan oleh penurunan dalam harga makanan dan minuman bukan alkohol dan inflasi teras. Walaupun inflasi indeks harga pengguna menyusut pada tahun 2012, BNM memberi amaran tentang risiko kenaikan inflasi disebabkan kenaikan harga komoditi pada tahun 2013.

Bagi tempoh dalam tinjauan, kadar hasil bon berdaulat bertempoh 3, 5 dan 10 tahun berubah masing-masing sebanyak +1 mata asas, +1 mata asas dan -21 mata asas untuk ditutup pada 2.99%, 3.23% dan 3.48%. Bon kerajaan bertempoh panjang melonjak apabila BNM mengekalkan OPRnya pada paras 3.00%, dengan alasan tinjauan masa depan ekonomi global dan domestik yang lemah serta inflasi yang sederhana. Namun, keuntungan sebahagiannya disusutkan oleh peningkatan pengelakan risiko dalam keadaan ketidaktentuan yang meningkat dalam Kesatuan Eropah disebabkan peralihan dalam kerajaan di Itali, Greece dan Sepanyol, serta potensi kesan penularan pada separuh pertama 2012. Sentimen juga dilembapkan oleh harga komoditi yang lebih tinggi dan peningkatan yang lebih besar daripada jangkaan dalam penawaran MGS menjelang akhir suku ketiga. Pada suku terakhir tahun tersebut, bon kerajaan bagaimanapun mengukuh dibantu oleh peningkatan dalam kecairan global apabila Rizab Persekutuan dan bank-bank pusat yang lain meneruskan pelonggaran kuantitatif mereka.

Kadar hasil korporat pada umumnya bergerak sejajar dengan kadar hasil bon berdaulat walaupun ketinggalan. Pada umumnya, spread bon korporat mengecil pada tempoh dalam tinjauan, dan aktiviti dalam pasaran bon korporat disokong oleh kecairan yang melimpah dan persekitaran kredit yang bertambah baik.

Dari segi penawaran, jumlah terbitan belum ditebus pada akhir Disember 2012 ialah kira-kira RM1,011 bilion yang daripada ini kira-kira 53% adalah konvensional dan 47% adalah Islam1. Perkadaran sukuk korporat dalam seluruh sukuk adalah lebih tinggi sebanyak kira-kira 37% berbanding dengan perkadaran bon korporat dalam seluruh bon konvensional sebanyak kira-kira 24%. Terbitan utama sebahagian besarnya daripada sektor tol, kuasa dan perbankan, serta bon dijamin kerajaan.

1 Sumber: Agensi Penetapan Harga Bon Malaysia

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Tinjauan Pasaran Serantau

Pasaran Asia Pasifik kecuali Jepun memulakan tahun 2012 dalam suasana yang positif berikutan data AS yang bertambah baik dan berkurangannya kebimbangan tentang krisis hutang Eropah. Selera risiko ditingkatkan oleh kelulusan dana penyelamatan kedua Greek dan siri langkah pelonggaran oleh pelbagai bank pusat. Namun, momentum berkurangan pada bulan Mac selepas kerajaan China menurunkan sasaran pertumbuhannya bagi tahun itu kepada 7.5%, kali pertama sejak tahun 2004 sasaran keluaran dalam negara kasar ditetapkan lebih rendah daripada 8%.

Menghampiri setengah tahun, kebimbangan tentang pertumbuhan di China dan India, dua ekonomi terbesar Asia, merapuhkan sentimen apabila data yang muncul terus mengecewakan. Turut merisaukan ialah angka buruh dan aktiviti ekonomi yang lemah dari AS yang menyusut di bawah anggaran, manakala perubahan politik di Perancis dan ketidakstabilan di Greece mengancam menggendalakan pelan penjimatan dan memburukkan lagi krisis hutang Eropah.

Persetujuan oleh ketua-ketua negara Eropah mengenai langkah tertentu bagi meredakan krisis hutang dan membentuk entiti perbankan penyeliaan tunggal, langkah pertama ke arah kesatuan perbankan di rantau tersebut, membawa pasaran kepada asas yang lebih kukuh pada bulan Jun. Bagi bertindak balas terhadap pertumbuhan yang perlahan, China mengurangkan kadar utamanya buat pertama kali sejak Disember 2008 sepertimana Australia. Beberapa negara juga mengurangkan kadar dasar utama mereka dalam tahun itu memandangkan persekitaran global yang mencabar, iaitu Filipina, Thailand dan Korea Selatan. Negara-negara lain seperti China dan India mengambil tindakan untuk meredakan kecairan yang ketat dalam sistem perbankan. Langkah-langkah ini bertujuan untuk memperkukuhkan pasaran.

Pelonggaran kuantitatif pusingan ketiga Rizab Persekutuan AS, program pembelian bon tidak terhad oleh Bank Pusat Eropah (ECB) dan banyak pembaharuan utama yang telah lama tertangguh di India menyebabkan pasaran menokok lebih tinggi secara menyeluruh pada bulan September dan Oktober. Menghampiri akhir tahun, pasaran menerima rangsangan dalam bentuk data ekonomi yang lebih baik daripada jangkaan dari China dan AS. Walau bagaimanapun, optimisme dikawal oleh ketidaktentuan yang wujud berhubung cenuram fiskal AS.

Terbitan utama terbesar ialah PLUS berjumlah RM30.6 bilion yang daripada ini sebanyak RM11.0 bilion adalah dijamin kerajaan. Sementara itu, terdapat juga sejumlah besar terbitan baru dijamin kerajaan seperti SME bank, DanaInfra, Johor Corp, PTPTN dan Prasarana.

Tinjauan Masa Depan

Pada mesyuarat MPC pada 8 November, BNM mengekalkan OPR pada paras 3.0%. BNM menekankan bahawa ekonomi serantau terus disokong oleh permintaan domestik meskipun ekonomi global lebih perlahan dan ketidaktentuan yang berterusan dalam ekonomi maju. Di dalam negara, permintaan domestik telah mengimbangi kelemahan dalam sektor luaran. Walaupun penggunaan swasta dijangka disokong oleh keadaan guna tenaga yang stabil dan pertumbuhan pendapatan, aktiviti pelaburan akan terus kukuh berikutan perbelanjaan modal yang meningkat.

Walaupun inflasi indeks harga pengguna dijangka turun pada tahun 2013, BNM memberi amaran tentang risiko kenaikan inflasi disebabkan kenaikan harga komoditi. Dengan ini, OPR kemungkinan akan terus kekal pada paras 3.0% pada separuh pertama 2013 sekiranya tiada sebarang kemunculan semula risiko penurunan kepada ekonomi.

Nilai Ringgit turun naik kerana keadaan dalam pasaran kewangan global terus bergoncang, dan keadaan ini dijangka berterusan dalam tempoh terdekat ini.

Kalendar lelongan Kerajaan 2013 akan menyaksikan pengenalan MGS 30 tahun dan MGII 20 tahun (tempoh terpanjang sebelum ini ialah MGS 20 tahun dan MGII 15 tahun), serta kemasukan sukuk Skim Perumahan Kerajaan (SPK).

Penawaran dan aktiviti dalam bon korporat dijangka meningkat apabila penerbit mengambil kesempatan ke atas paras kadar faedah yang rendah bagi mengumpul dana. Pasaran bon terus disokong oleh kecairan domestik yang melimpah dan permintaan pelabur yang kukuh.

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kelembapan dalam pemulihan AS dan penguncupan ekonomi yang drastik di China. Aset-aset yang selamat, kebanyakannya bon kerajaan menyaksikan kadar hasil merosot ke paras terendah dalam tempoh bertahun-tahun. Pasaran ekuiti bagaimanapun mendapat rangsangan pada akhir sukuan itu sebagai reaksi kepada berita bahawa ketua-ketua negara Eropah telah bersetuju untuk menggunakan wang penyelamatan Eropah bagi memodalkan semula bank secara terus.

Pada suku ketiga, data ekonomi global kebanyakannya mengecewakan dan menyebabkan ramalan pertumbuhan global disemak ke bawah lagi. Sebagai reaksi, bank-bank pusat melaksanakan langkah sokongan pertumbuhan yang agresif. Rizab Persekutuan AS, contohnya, telah melancarkan pusingan ketiga pelonggaran kuantitatif untuk menolong merangsangkan ekonomi dan tidak menetapkan tempoh masa bagi program itu berakhir. Inisiatif tersebut menyebabkan sentimen pelabur sentiasa tinggi di sebalik tinjauan masa depan yang suram dan menyebabkan suku ketiga yang kukuh bagi pasaran pada keseluruhannya.

Pasaran ekuiti mencatatkan peningkatan sederhana pada suku terakhir tahun apabila gelora yang mendominasi tajuk utama sejak suku kedua reda. Di Eropah, terdapat sedikit kemajuan tentang pembentukan kesatuan perbankan, manakala negara-negara yang dilanda krisis hutang seperti Greece berjaya melaksanakan lebih banyak langkah penjimatan dan pembaharuan struktur, dengan itu meredakan kebimbangan pelabur tentang keruntuhan rantau itu. China melaporkan pertumbuhan suku ketiga yang lebih kukuh daripada jangkaan yang meredakan kebimbangan tentang penguncupan ekonomi yang drastik, manakala di AS peningkatan disaksikan dalam sektor buruh dan juga perumahan. Pasaran bon juga terus meraih prestasi yang memberangsangkan ekoran selera risiko yang lebih berdaya tahan dengan kadar hasil tinggi paling mendapat manfaatnya. Namun ketidaktentuan yang masih wujud tentang cenuram fiskal AS mengakibatkan berlakunya kemeruapan pasaran.

Tinjauan Masa Depan

Pada tahun 2012, tema pendapatan menjadi kegilaan; pelabur memilih kepastian perolehan dan keselamatan saham mewah berkualiti yang defensif berbanding dengan penilaian. Saham kitaran kebanyakannya dipinggirkan. Tetapi sekiranya

Kebanyakan pasaran ekuiti Asia Pasifik kecuali Jepun mengakhiri bulan Disember pada paras yang lebih tinggi daripada bulan sebelumnya apabila Rizab Persekutuan AS meningkatkan pelonggaran kewangan dan data ekonomi menunjukkan pertumbuhan China semakin stabil. Pasaran yang lebih kukuh pada bulan Disember menolong Indeks MSCI Asia Pasifik kecuali Jepun mencatatkan peningkatan tahunan terbesarnya sejak tahun 2009.

Tinjauan Masa Depan

Pertumbuhan ekonomi Asia mungkin akan terus lebih kukuh daripada pertumbuhan negara-negara maju bagi masa depan yang dapat diramalkan walaupun lebih perlahan daripada tahun-tahun sebelumnya, dipacu oleh penggunaan domestik. Demografi Asia yang menggalakkan menyokong hujah untuk peningkatan penggunaan yang akan menolong membendung impak risiko luaran ke atas ekonomi rantau ini. Risiko ini termasuklah kemungkinan kemelesetan di Eropah dan cenuram fiskal, iaitu pengurangan besar-besaran dalam perbelanjaan awam dan peningkatan cukai di Amerika Syarikat.

Tinjauan Pasaran Global

Pasaran global memulakan tahun itu dalam suasana yang kukuh, diperkukuhkan oleh data ekonomi AS yang menggalakkan dan langkah-langkah positif oleh Bank Pusat Eropah yang menolong meringankan tekanan pembiayaan serta mengurangkan risiko kecairan di rantau itu. Pasaran ekuiti Asia Pasifik kecuali Jepun juga melonjak secara menyeluruh berikutan selera risiko yang bertambah baik. Dalam pasaran pendapatan tetap, bon kerajaan dipinggirkan, sementara bon korporat melonjak sejajar dengan momentum “ambil risiko” (“risk on”). Kadar hasil tinggi meraih prestasi yang memberangsangkan, dibantu oleh penilaian yang menarik.

Momentum positif ini semakin lesu pada suku kedua apabila pertembungan berita-berita negatif melemahkan sentimen. Krisis hutang Eropah muncul semula, mencetuskan kebimbangan tentang keruntuhan perbankan dan perpecahan Euro. Begitu juga, data ekonomi global suram, mencetuskan kebimbangan tentang

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selera risiko pelabur terus bertambah baik, tahun 2013 akan menjadi satu tahun yang luar biasa bagi saham kitaran memandangkan penilaiannya yang menarik berbanding dengan saham defensif.

Bagi pasaran bon, pertumbuhan aliran yang lemah, pengurangan peminjaman oleh sektor swasta dan penyatuan fiskal menandakan bahawa kadar faedah dunia maju boleh kekal pada paras rendah buat beberapa lama. Secara tidak langsung, kadar hasil bon berdaulat dalam pasaran ini barangkali akan terus rendah. Kadar hasil akhirnya akan condong ke arah menaik apabila keadaan pertumbuhan menjadi normal dan kadar faedah bergerak lebih tinggi. Cuma bila pemulihan ini akan berlaku sukar ditentukan.

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Prestasi DanaPRUlink equity fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink equity fund ialah RM3.7286 berbanding dengan RM3.3193 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 12.33%, mengatasi pulangan penanda aras sebanyak 9.60%.

Sejak dimulakan, Dana ini mencatatkan keuntungan sebanyak 272.86% berbanding dengan prestasi penanda aras sebanyak 70.73%.

PRUlink bond fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink bond fund ialah RM2.6832 berbanding dengan RM2.5675 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 4.50%, mengatasi pulangan penanda aras sebanyak 3.15%.


PRUlink managed fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink managed fund ialah RM3.0232 berbanding dengan RM2.7655 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 9.32%, mengatasi pulangan penanda aras sebanyak 7.68%.


PRUlink managed fund IIPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink managed fund II ialah RM1.8838 berbanding dengan RM1.7051 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 10.48%, mengatasi pulangan penanda aras sebanyak 8.32%.


PRUlink golden equity fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink golden equity fund ialah RM1.4622 berbanding dengan RM1.3017 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 12.33%, mengatasi pulangan penanda aras sebanyak 9.60%.


PRUlink golden bond fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink golden bond fund ialah RM1.2380 berbanding dengan RM1.1906 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 3.99%, mengatasi pulangan penanda aras sebanyak 3.15%.


PRUlink education equity fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink education equity fund ialah RM1.3702 berbanding dengan RM1.2198 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 12.33%, mengatasi pulangan penanda aras sebanyak 9.60%.


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PRUlink education bond fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink education bond fund ialah RM1.1378 berbanding dengan RM1.0942 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 3.99%, mengatasi pulangan penanda aras sebanyak 3.15%.

Sejak dimulakan, Dana ini mencatatkan keuntungan sebanyak 13.78% berbanding dengan penanda aras sebanyak 8.74%.

PRUlink dana unggulPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dana unggul ialah RM2.9432 berbanding dengan RM2.5569 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 15.11%, mengatasi pulangan penanda aras sebanyak 11.85%.


PRUlink dana amanPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dana aman ialah RM2.0307 berbanding dengan RM1.9277 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 5.34%, mengatasi pulangan penanda aras sebanyak 3.15%.


PRUlink dana urusPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dana urus ialah RM2.6006 berbanding dengan RM2.3310 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 11.57%, mengatasi pulangan penanda aras sebanyak 9.25%.


PRUlink dana urus IIPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dana urus II ialah RM1.8839 berbanding dengan RM1.6683 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 12.93%, mengatasi pulangan penanda aras sebanyak 10.11%.


PRUlink asia managed fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink asia managed fund ialah RM1.2884 berbanding dengan RM1.1363 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 13.39%, lebih rendah daripada pulangan penanda aras sebanyak 16.14%.


PRUlink asia property securities fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink asia property securities fund ialah RM1.0474 berbanding dengan RM0.7840 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 33.59%, mengatasi pulangan penanda aras sebanyak 30.25%.


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PRUlink asia local bond fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink asia local bond fund ialah RM1.4232 berbanding dengan RM1.3412 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 6.11%, mengatasi pulangan penanda aras sebanyak 5.17%.


PRUlink global market navigator fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink global market navigator fund ialah RM1.2060 berbanding dengan RM1.1024 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 9.41%, mengatasi pulangan penanda aras sebanyak 3.15%.


PRUlink dragon peacock fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dragon peacock fund ialah RM0.9557 berbanding dengan RM0.8206 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 16.46%, lebih rendah daripada pulangan penanda aras sebanyak 20.68%.

Sejak dimulakan, Dana ini mencatatkan pulangan -4.43% berbanding dengan prestasi penanda aras sebanyak -9.60%.

PRUlink asia equity fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink asia equity fund ialah RM0.9911 berbanding dengan RM0.8570 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 15.65%, lebih rendah daripada pulangan penanda aras sebanyak 18.37%.

Sejak dimulakan, Dana ini meraih pulangan -0.89% berbanding dengan prestasi penanda aras sebanyak17.71%.

PRUlink MyOptimizer fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink MyOptimizer fund ialah RM0.9743 berbanding dengan RM0.9540 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 2.13%.

Sejak dimulakan, Dana ini mencapai pulangan sebanyak 1.49%.

PRUlink commodity allocator fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink commodity allocator fund ialah RM0.9381 berbanding dengan RM0.9769 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan -3.97%.

Sejak dimulakan, Dana ini mencapai pulangan sebanyak -2.53%.

PRUlink commodity allocator II fund Pada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink commodity allocator II fund ialah RM0.9974 berbanding dengan RM0.9827 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 1.49%.

Sejak dimulakan, Dana ini mencapai pulangan sebanyak 3.36%.

PRUlink dyna growth I fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dyna growth I fund ialah RM0.9161 berbanding dengan RM0.9343 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan -1.96%.


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PRUlink dyna growth II fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dyna growth II fund ialah RM0.8693 berbanding dengan RM0.8970 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan -3.09%.


PRUlink dyna growth III fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dyna growth III fund ialah RM0.8413 berbanding dengan RM0.8762 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan -3.98%.


PRUlink dyna growth IV fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink dyna growth IV fund ialah RM0.8398 berbanding dengan RM0.8764 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan -4.17%.


PRUlink money market fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink money market fund ialah RM1.0397 berbanding dengan RM1.0045 pada akhir tahun 2011. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih pulangan 3.49%, lebih tinggi daripada prestasi penanda aras iaitu 3.15%.


PRUlink golden managed fundPada 31 Disember 2012, Nilai Aset Bersih seunit PRUlink golden managed fund ialah RM1.0070. Sejak dimulakan pada 30 Oktober 2012, Dana ini meraih pulangan 0.70% berbanding dengan prestasi penanda aras sebanyak 0.61%.

Sumber: Lipper for Investment Management, Bloomberg, Eastspring Investments Berhad

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Kategori 2012 2011 2010 2009 2008% % % % %

EkuitiBahan Binaan 0.23 0.37 0.57 0.10 0.19 Konglomerat 7.58 6.16 7.07 9.37 8.70 Pembinaan 2.23 2.58 5.28 2.71 2.92 Barang Pengguna 2.95 3.03 3.06 0.98 1.65 Perbankan & Kewangan 26.62 20.69 29.26 25.57 20.53 Perjudian 6.53 8.17 8.65 12.09 11.14 Perusahaan - 1.32 1.67 2.85 1.41 Perkilangan - 0.02 0.16 - - Media 0.64 0.84 1.14 2.49 2.30 Motor 1.21 1.03 1.68 1.65 1.33 Minyak & Gas 10.28 12.45 5.19 2.79 5.30 Perladangan 4.91 5.60 7.01 8.17 6.61 Kuasa 4.14 3.13 5.10 6.30 6.15 Harta 5.95 4.77 3.16 1.70 2.53 Perkhidmatan 0.94 - - - - Teknologi 0.53 0.66 1.06 0.91 0.61 Telekomunikasi 16.56 14.12 12.31 10.71 9.19 Perkayuan - - - 0.02 0.04 Pengangkutan 0.44 1.72 2.50 1.67 3.34 Air 0.09 0.10 0.23 0.41 0.08

91.83 86.76 95.11 90.51 84.01

Tunai dan Deposit 9.12 14.13 5.66 9.23 17.18 Aset Lain 0.06 0.22 0.32 0.98 0.98 Jumlah Liabiliti (1.01) (1.11) (1.09) (0.72) (2.17)

Jumlah 100.00 100.00 100.00 100.00 100.00

Sorotan KewanganJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember PRUlink equity fund

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Kategori 2012 2011 2010 2009 2008% % % % %

Jumlah Nilai Aset Bersih (RM) 6,570,022,228 5,331,302,110 4,878,213,363 3,671,739,474 2,143,409,641 Unit dalam Edaran 1,762,061,510 1,606,185,161 1,529,617,613 1,397,005,632 1,161,871,170 NAB Seunit (RM) 3.729 3.319 3.189 2.628 1.845 NAB Tertinggi Seunit (RM) 3.729 3.382 3.198 2.629 2.795 NAB Terendah Seunit (RM) 3.285 2.905 2.571 1.779 1.776 Jumlah Pulangan (+)- Pertumbuhan Modal 12.33% 4.08% 21.34% 42.47% (31.29%)- Agihan Pendapatan - - - - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun 12.33% Tiga tahun 12.36% Lima tahun 6.79%

Pulangan Tahunan Purata-Penanda Aras: Indeks FTSE Bursa Malaysia Top 100 (FBM100)TempohSatu tahun 9.60% Tiga tahun 10.80% Lima tahun 3.65%

PRUlink equity fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

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Prestasi PRUlink equity fund(Sejak Dimulakan)

+ Pulangan Dana dikira berdasarkan lima tempat perpuluhanHarga unit Dana mungkin turun dan juga naik dan angka prestasi lepas yang ditunjukkan bukan indikatif prestasi masa depan.

PRUlink equity fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)

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Oct-

98

Mar-99

Aug

-99

Jan-0

0 Ju

n-00

Nov-00

Apr-

01

Sep-01

Feb

-02

Jul-0

2 Dec

-02

May-03

Oct-

03

Mar-04

Aug

-04

Jan-0

5 Ju

n-05

Nov-05

Apr-

06

Sep-06

Feb

-07

Jul-0

7 Dec

-07

May-08

Oct-

08

Mar-09

Aug

-09

Jan-1

0 Ju

n-10

Nov-10

Apr-

11

Sep-11

Feb

-12

Jul-1

2 Dec

-12

%

Peru

baha

n %

SD

Tarikh

PEF FBM100

%

PRUlink funds | 171

Kategori 2012 2011 2010 2009 2008% % % % %

Sekuriti Pendapatan Tetap:- Bon / Sekuriti Korporat 98.31 84.90 91.10 93.82 86.73 - Sijil Deposit Boleh Niaga - - 0.49 0.65 0.83 Tunai dan Deposit 1.92 14.70 8.23 5.83 11.98 Aset Lain 0.95 0.87 0.79 0.93 1.48 Jumlah Liabiliti (1.18) (0.47) (0.61) (1.23) (1.02)

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 1,745,601,224 1,506,193,723 1,035,786,244 800,343,864 654,170,071 Unit dalam Edaran 650,569,199 586,581,160 425,071,298 347,298,006 301,559,477 NAB Seunit (RM) 2.683 2.568 2.437 2.304 2.169 NAB Tertinggi Seunit (RM) 2.683 2.568 2.435 2.305 2.169 NAB Terendah Seunit (RM) 2.568 2.436 2.306 2.170 2.093 Jumlah Pulangan (+)- Pertumbuhan Modal 4.50% 5.38% 5.74% 6.23% 2.44% - Agihan Pendapatan - - - - -


Pulangan Tahunan Purata-Penanda Aras: Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1 TempohSatu tahun 3.15% Tiga tahun 2.97% Lima tahun 3.03%

PRUlink bond fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 172

Prestasi PRUlink bond fund(Sejak Dimulakan)

PRUlink bond fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

Jul-9

7 Dec

-97

May-98

Oct-

98

Mar-99

Aug

-99

Jan-0

0 Ju

n-00

Nov-00

Apr-

01

Sep-01

Feb

-02

Jul-0

2 Dec

-02

May-03

Oct-

03

Mar-04

Aug

-04

Jan-0

5 Ju

n-05

Nov-05

Apr-

06

Sep-06

Feb

-07

Jul-0

7 Dec

-07

May-08

Oct-

08

Mar-09

Aug

-09

Jan-1

0 Ju

n-10

Nov-10

Apr-

11

Sep-11

Feb

-12

Jul-1

2 Dec

-12

Peru

baha

n %

SD

Tarikh

PBF 12m MBB T1 FD Rate

% %


PRUlink funds | 173

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -PRUlink equity fund 70.76 62.95 73.92 71.30 64.66 PRUlink bond fund 29.24 37.05 26.08 28.70 35.34 Tunai dan Deposit - - - - - Aset Lain - - - - - Jumlah Liabiliti - - - - -

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 1,652,592,952 1,463,691,529 1,339,546,299 1,070,426,887 721,152,508 Unit dalam Edaran 546,638,110 529,277,449 501,044,275 466,787,194 406,807,406 NAB Seunit (RM) 3.023 2.765 2.674 2.293 1.773 NAB Tertinggi Seunit (RM) 3.023 2.806 2.677 2.294 2.366 NAB Terendah Seunit (RM) 2.748 2.533 2.261 1.737 1.721 Jumlah Pulangan (+)- Pertumbuhan Modal 9.32% 3.44% 16.59% 29.36% (22.70%)- Agihan Pendapatan - - - - -


Pulangan Tahunan Purata-Penanda Aras: 70% Indeks Top 100 FTSE Bursa Malaysia (FBM100) + 30% Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1TempohSatu tahun 7.68% Tiga tahun 8.52% Lima tahun 3.72%

PRUlink managed fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 174

Prestasi PRUlink managed fund(Sejak Dimulakan)

PRUlink managed fund berbanding 70% FBM100 + 30% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

220.00

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

220.00

Sep-99

Dec

-99

Mar-00

Ju

n-00

Sep-00

Dec

-00

Mar-01

Ju

n-01

Sep-01

Dec

-01

Mar-02

Ju

n-02

Sep-02

Dec

-02

Mar-03

Ju

n-03

Sep-03

Dec

-03

Mar-04

Ju

n-04

Sep-04

Dec

-04

Mar-05

Ju

n-05

Sep-05

Dec

-05

Mar-06

Ju

n-06

Sep-06

Dec

-06

Mar-07

Ju

n-07

Sep-07

Dec

-07

Mar-08

Ju

n-08

Sep-08

Dec

-08

Mar-09

Ju

n-09

Sep-09

Dec

-09

Mar-10

Ju

n-10

Sep-10

Dec

-10

Mar-11

Ju

n-11

Sep-11

Dec

-11

Mar-12

Ju

n-12

Sep-12

Dec

-12

Peru

baha

n %

SD

Tarikh

PMF 70% FBM100 + 30% 12m MBB T1 FD Rate

% %


PRUlink funds | 175

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -PRUlink equity fund 81.72 73.13 82.91 81.42 76.26 PRUlink bond fund 18.28 26.87 17.09 18.58 23.74 Tunai dan Deposit - - - - - Aset Lain - - - - - Jumlah Liabiliti - - - - -

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 552,328,913 406,270,008 304,142,421 196,601,514 102,997,512 Unit dalam Edaran 293,199,977 238,271,348 185,582,566 142,153,401 99,809,566 NAB Seunit (RM) 1.884 1.705 1.639 1.383 1.032 NAB Tertinggi Seunit (RM) 1.884 1.726 1.641 1.383 1.431 NAB Terendah Seunit (RM) 1.692 1.542 1.360 1.006 0.999 Jumlah Pulangan (+)- Pertumbuhan Modal 10.48% 4.04% 18.50% 34.02% (25.37%)- Agihan Pendapatan - - - - -


Pulangan Tahunan Purata-Penanda Aras: 80% Indeks Top 100 FTSE Bursa Malaysia (FBM100) + 20% Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1TempohSatu tahun 8.32% Tiga tahun 9.29% Lima tahun 3.72%

PRUlink managed fund llJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 176

Prestasi PRUlink managed fund ll(Sejak Dimulakan)

PRUlink managed fund II berbanding 80% FBM100 + 20% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

80.00

90.00

100.00

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

80.00

90.00

100.00

Aug-06

Dec-06

Apr-07

Aug-07

Dec-07

Apr-08

Aug-08

Dec-08

Apr-09

Aug-09

Dec-09

Apr-10

Aug-10

Dec-10

Apr-11

Aug-11

Dec-11

Apr-12

Aug-12

Dec-12

Peru

baha

n %

SD

Tarikh

PMF2 80% FBM100 + 20% 12m MBB T1 FD Rate

% %


PRUlink funds | 177

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -PRUlink equity fund 100.00 100.00 99.99 99.99 99.98 Tunai di Bank - - 0.01 0.01 0.02 Aset Lain - - - - - Jumlah Liabiliti - - - - -

Jumlah 100.00 100.00 100.00 100.00 100.00



Pulangan Tahunan Purata-Penanda Aras: Indeks Top 100 FTSE Bursa Malaysia (FBM100)TempohSatu tahun 9.60% Tiga tahun 10.80% Lima tahun 4.10%

PRUlink golden equity fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 178

Prestasi PRUlink golden equity fund(Sejak Dimulakan)

PRUlink golden equity fund berbanding FTSE Bursa Malaysia Top 100 Index (FBM100)

(45.00)

(35.00)

(25.00)

(15.00)

(5.00)

5.00

15.00

25.00

35.00

45.00

55.00

(45.00)

(35.00)

(25.00)

(15.00)

(5.00)

5.00

15.00

25.00

35.00

45.00

55.00

Nov-07

Feb-08

May-08

Aug-08

Nov-08

Feb-09

May-09

Aug-09

Nov-09

Feb-10

May-10

Aug-10

Nov-10

Feb-11

May-11

Aug-11

Nov-11

Feb-12

May-12

Aug-12

Nov-12

Peru

baha

n %

SD

Tarikh

PGE FBM100

% %


PRUlink funds | 179

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -PRUlink bond fund 100.00 100.00 100.00 100.00 100.00 Tunai di Bank - - - - - Aset Lain - - - - - Jumlah Liabiliti - - - - -

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 464,414,966 338,728,479 249,642,277 173,430,109 124,566,722 Unit dalam Edaran 375,120,833 284,508,770 220,001,951 160,677,526 121,987,834 NAB Seunit (RM) 1.238 1.191 1.135 1.079 1.021 NAB Tertinggi Seunit (RM) 1.238 1.191 1.135 1.080 1.096 NAB Terendah Seunit (RM) 1.191 1.135 1.080 1.021 0.697 Jumlah Pulangan (+)- Pertumbuhan Modal 3.99% 4.92% 5.13% 5.70% 1.94% - Agihan Pendapatan - - - - -



PRUlink golden bond fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 180

Prestasi PRUlink golden bond fund(Sejak Dimulakan)

PRUlink golden bond fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

Nov-07

Mar-08

Jul-0

8

Nov-08

Mar-09

Jul-0

9

Nov-09

Mar-10

Jul-1

0

Nov-10

Mar-11

Jul-1

1

Nov-11

Mar-12

Jul-1

2

Nov-12

Peru

baha

n %

SD

Tarikh

PGB 12m MBB T1 FD Rate

% %


PRUlink funds | 181

Kategori 2012 2011 2010% % %

Pelaburan dalam -PRUlink equity fund 100.00 100.00 100.00 Tunai dan Deposit - - - Aset Lain - - - Jumlah Liabiliti - - -

Jumlah 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 931,052 468,705 148,669 Unit dalam Edaran 679,485 384,238 126,732 NAB Seunit (RM) 1.370 1.220 1.173 NAB Tertinggi Seunit (RM) 1.370 1.243 1.175 NAB Terendah Seunit (RM) 1.207 1.067 0.961 Jumlah Pulangan (+)- Pertumbuhan Modal 12.33% 3.98% 17.31% - Agihan Pendapatan - - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun 12.33% Tiga tahun tiada Lima tahun tiada

Pulangan Tahunan Purata-Penanda Aras: Indeks Top 100 FTSE Bursa Malaysia (FBM100) TempohSatu tahun 9.60% Tiga tahun tiada Lima tahun tiada

PRUlink education equity fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 182

Prestasi PRUlink education equity fund(Sejak Dimulakan)

PRUlink education equity fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

30.00

34.00

38.00

(2.00)

2.00

6.00

10.00

14.00

18.00

22.00

26.00

30.00

34.00

38.00

Feb-10

Apr-10

Jun-1

0

Aug-10

Oct-10

Dec-10

Feb-11

Apr-11

Jun-1

1

Aug-11

Oct-11

Dec-11

Feb-12

Apr-12

Jun-1

2

Aug-12

Oct-12

Dec-12

%

Peru

baha

n %

SD

Tarikh

PEEF FBM100

%


PRUlink funds | 183

Kategori 2012 2011 2010% % %

Pelaburan dalam -PRUlink bond fund 100.00 100.00 100.00 Tunai dan Deposit - - - Aset Lain - - - Jumlah Liabiliti - - -

Jumlah 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 1,468,942 764,551 241,361 Unit dalam Edaran 1,291,040 698,748 231,444 NAB Seunit (RM) 1.138 1.094 1.043 NAB Tertinggi Seunit (RM) 1.138 1.094 1.043 NAB Terendah Seunit (RM) 1.094 1.043 1.000 Jumlah Pulangan (+)- Pertumbuhan Modal 3.99% 4.92% 4.29% - Agihan Pendapatan - - -


Pulangan Tahunan Purata-Penanda Aras: Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1TempohSatu tahun 3.15% Tiga tahun tiada Lima tahun tiada

PRUlink education bond fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 184

Prestasi PRUlink education bond fund(Sejak Dimulakan)

PRUlink education bond fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

0.00

2.50

5.00

7.50

10.00

12.50

15.00

0.00

2.50

5.00

7.50

10.00

12.50

15.00

Feb-10

Apr-10

Jun-1

0

Aug-10

Oct-10

Dec-10

Feb-11

Apr-11

Jun-1

1

Aug-11

Oct-11

Dec-11

Feb-12

Apr-12

Jun-1

2

Aug-12

Oct-12

Dec-12

%

Peru

baha

n %

SD

Tarikh

PEBF 12m MBB T1 FD Rate

%


PRUlink funds | 185

PRUlink dana unggul

Kategori 2012 2011 2010 2009 2008% % % % %

EkuitiBahan Binaan 0.42 0.93 2.25 3.28 1.52 Konglomerat 8.12 6.91 10.86 13.37 4.23 Pembinaan 4.56 6.54 13.82 7.66 12.70 Barang Pengguna 2.59 4.90 2.31 3.11 2.44 Kewangan 1.02 0.43 0.14 0.43 0.20 Perusahaan - 0.85 1.65 5.90 2.07 Pembuatan 1.56 0.25 1.09 - - Media 0.35 0.10 0.10 - 0.63 Motor 1.89 1.41 1.83 1.59 0.90 Minyak & Gas 17.51 16.52 9.13 5.74 13.79 Perladangan 7.23 10.53 12.75 14.59 12.99 Kuasa 8.40 5.31 8.60 10.47 0.21 Harta 3.87 3.59 7.02 5.05 3.93 Perkhidmatan 2.58 - - - - Teknologi 1.39 0.76 0.43 0.63 - Telekomunikasi 26.97 27.37 17.52 13.12 9.79 Pengangkutan 0.29 2.71 5.99 3.74 5.02 Air - - - 0.72 9.03

88.75 89.11 95.48 89.40 79.45

Tunai dan Deposit 14.23 12.45 5.62 10.86 20.28 Aset Lain 0.06 0.10 0.54 0.83 3.15 Jumlah Liabiliti (3.04) (1.66) (1.64) (1.09) (2.88)

Jumlah 100.00 100.00 100.00 100.00 100.00

Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 186

PRUlink dana unggul

Kategori 2012 2011 2010 2009 2008% % % % %



Pulangan Tahunan Purata-Penanda Aras: Indeks Shariah Emas FTSE Bursa Malaysia (FBMSHA) TempohSatu tahun 11.85% Tiga tahun 10.63% Lima tahun 1.81%


PRUlink funds | 187

Prestasi PRUlink dana unggul(Sejak Dimulakan)

PRUlink dana unggul berbanding Indeks FTSE-Bursa Malaysia Emas Shariah (FBMSHA)

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

200.00

Aug-00

Dec

-00

Apr-01

Aug

-01

Dec-01

Apr-

02

Aug-02

Dec

-02

Apr-03

Aug

-03

Dec-03

Apr-

04

Aug-04

Dec

-04

Apr-05

Aug

-05

Dec-05

Apr-

06

Aug-06

Dec

-06

Apr-07

Aug

-07

Dec-07

Apr-

08

Aug-08

Dec

-08

Apr-09

Aug

-09

Dec-09

Apr-

10

Aug-10

Dec

-10

Apr-11

Aug

-11

Dec-11

Apr-

12

Aug-12

Dec

-12

Peru

baha

n %

SD

Tarikh

PDU FBMSHA

% %


PRUlink funds | 188

Kategori 2012 2011 2010 2009 2008% % % % %

Sekuriti Pendapatan Tetap:- Bon / Sekuriti Korporat 99.89 83.55 89.45 94.05 75.03 Tunai dan Deposit 1.32 16.58 10.44 5.96 24.96 Aset Lain 1.05 0.70 0.68 0.83 1.06 Jumlah Liabiliti (2.26) (0.83) (0.57) (0.84) (1.05)

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 82,705,425 81,094,201 56,965,611 47,311,574 38,283,839 Unit dalam Edaran 40,727,934 42,065,657 31,048,484 27,305,889 23,329,598 NAB Seunit (RM) 2.031 1.928 1.835 1.733 1.641 NAB Tertinggi Seunit (RM) 2.031 1.928 1.833 1.733 1.641 NAB Terendah Seunit (RM) 1.928 1.833 1.733 1.641 1.585 Jumlah Pulangan (+)- Pertumbuhan Modal 5.34% 5.07% 5.89% 5.59% 2.08% - Agihan Pendapatan - - - - -



PRUlink dana amanJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 189

Prestasi PRUlink dana aman(Sejak Dimulakan)

PRUlink dana aman berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

0.00

20.00

40.00

60.00

80.00

100.00

120.00

0.00

20.00

40.00

60.00

80.00

100.00

120.00

Aug-00

Dec

-00

Apr-01

Aug

-01

Dec-01

Apr-

02

Aug-02

Dec

-02

Apr-03

Aug

-03

Dec-03

Apr-

04

Aug-04

Dec

-04

Apr-05

Aug

-05

Dec-05

Apr-

06

Aug-06

Dec

-06

Apr-07

Aug

-07

Dec-07

Apr-

08

Aug-08

Dec

-08

Apr-09

Aug

-09

Dec-09

Apr-

10

Aug-10

Dec

-10

Apr-11

Aug

-11

Dec-11

Apr-

12

Aug-12

Dec

-12

Peru

baha

n %

SD

Tarikh

PDA 12m MBB T1 FD Rate

% %


PRUlink funds | 190

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -PRUlink dana unggul 70.60 63.27 72.89 70.79 64.49 PRUlink dana aman 29.40 36.73 27.11 29.21 35.51 Tunai dan Deposit - - - - - Aset Lain - - - - - Jumlah Liabiliti - - - - -

Jumlah 100.00 100.00 100.00 100.00 100.00



Pulangan Tahunan Purata-Penanda Aras: 70% Indeks Shariah Emas FTSE Bursa Malaysia (FBMSHA) + 30% Kadar DepositTetap 12 Bulan Maybank Peringkat 1TempohSatu tahun 9.25% Tiga tahun 8.41% Lima tahun 2.46%

PRUlink dana urusJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 191

Prestasi PRUlink dana urus(Sejak Dimulakan)

PRUlink dana urus berbanding 70% FBMSHA + 30% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

(40.00)

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

120.00

140.00

160.00

180.00

Aug-00

Dec

-00

Apr-01

Aug

-01

Dec-01

Apr-

02

Aug-02

Dec

-02

Apr-03

Aug

-03

Dec-03

Apr-

04

Aug-04

Dec

-04

Apr-05

Aug

-05

Dec-05

Apr-

06

Aug-06

Dec

-06

Apr-07

Aug

-07

Dec-07

Apr-

08

Aug-08

Dec

-08

Apr-09

Aug

-09

Dec-09

Apr-

10

Aug-10

Dec

-10

Apr-11

Aug

-11

Dec-11

Apr-

12

Aug-12

Dec

-12

Peru

baha

n %

SD

Tarikh

PDUrus 70% FBMSHA + 30% 12m MBB T1 FD Rate

% %


PRUlink funds | 192

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -PRUlink dana unggul 81.80 73.21 82.25 81.12 76.35 PRUlink dana aman 18.20 26.79 17.75 18.88 23.65 Tunai dan Deposit - - - - - Aset Lain - - - - - Jumlah Liabiliti - - - - -

Jumlah 100.00 100.00 100.00 100.00 100.00



Pulangan Tahunan Purata-Penanda Aras: 80% Indeks Shariah Emas FTSE Bursa Malaysia (FBMSHA) + 20% Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1TempohSatu tahun 10.11% Tiga tahun 9.16% Lima tahun 2.27%

PRUlink dana urus llJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 193

Prestasi PRUlink dana urus ll(Sejak Dimulakan)

PRUlink dana urus II berbanding 80% FBMSHA + 20% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

(20.00)

0.00

20.00

40.00

60.00

80.00

100.00

Aug-06

Dec-06

Apr-07

Aug-07

Dec-07

Apr-08

Aug-08

Dec-08

Apr-09

Aug-09

Dec-09

Apr-10

Aug-10

Dec-10

Apr-11

Aug-11

Dec-11

Apr-12

Aug-12

Dec-12

Peru

baha

n %

SD

Tarikh

PDUrus2 80% FBMSHA + 20% 12m MBB T1 FD Rate

% %


PRUlink funds | 194

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -Asian Equity Fund 72.22 63.80 75.43 73.04 71.85 Asian Bond Fund 30.54 36.51 28.16 31.35 28.14 Tunai di Bank 0.19 1.00 0.23 0.15 0.99 Aset Lain 0.25 - - 0.01 0.14 Jumlah Liabiliti (3.20) (1.31) (3.82) (4.55) (1.12)

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 194,409,461 193,768,310 241,982,226 263,042,900 160,694,301 Unit dalam Edaran 150,889,257 170,529,096 187,961,255 213,629,811 206,599,294 NAB Seunit (RM) 1.288 1.136 1.287 1.231 0.778 NAB Tertinggi Seunit (RM) 1.290 1.307 1.311 1.231 1.300 NAB Terendah Seunit (RM) 1.134 1.064 1.098 0.738 0.672 Jumlah Pulangan (+)- Pertumbuhan Modal 13.39% (11.74%) 4.56% 58.30% (40.70%)- Agihan Pendapatan - - - - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun 13.39% Tiga tahun 1.52% Lima tahun (0.36%)

Pulangan Tahunan Purata-Penanda Aras: 70% Indeks MSCI Asia Kecuali Jepun + 30% Indeks JP Morgan Asia Credit TempohSatu tahun 16.14% Tiga tahun 4.02% Lima tahun 1.91%

PRUlink asia managed fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 195

Prestasi PRUlink asia managed fund(Sejak Dimulakan)

PRUlink asia managed fund berbanding 70% Indeks MSCI Asia Ex-Japan + 30% Indeks JP Morgan Asia Credit

(30.00)

(20.00)

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

(30.00)

(20.00)

(10.00)

0.00

10.00

20.00

30.00

40.00

50.00

60.00

70.00

Nov-05

Apr-06

Sep-06

Feb-07

Jul-0

7

Dec-07

May-08

Oct-08

Mar-09

Aug-09

Jan-1

0

Jun-1

0

Nov-10

Apr-11

Sep-11

Feb-12

Jul-1

2

Dec-12

Peru

baha

n %

SD

Tarikh

PAMF 70% MSCI Asia + 30% JP MORGAN ACI

% %


PRUlink funds | 196

Pecahan Mata Wang 2012 2011 2010% % %

Baht Thailand 2.74 2.68 2.95 Dolar Hong Kong 36.16 35.54 34.09 Rupee India 8.42 10.22 12.65 Rupiah Indonesia 4.95 3.72 3.24 Ringgit Malaysia 2.79 3.88 3.27 Dolar Baru Taiwan 12.61 13.89 14.28 Peso Filipina 1.26 0.48 0.88 Dolar Singapura 6.84 5.73 5.02 Dolar AS 2.20 1.50 2.33 Won Korea 21.08 20.92 20.80 Tunai dan Kesetaraan Tunai 0.95 1.44 0.49

Jumlah 100.00 100.00 100.00

Kategori 2012 2011 2010% % %

EkuitiPengiklanan 1.41 - - Pertanian 1.18 - - Auto - Alat Ganti Auto 1.32 1.77 2.41 Automobil & Komponen 3.55 1.36 - Bank 17.89 16.58 - Kilang Arak & Riadah & Hotel - - 0.81Bangunan & Pembinaan - - 2.25Bahan Binaan 0.51 2.37 - Kimia & Farmaseutikal 5.68 2.45 3.51Arang Batu 2.68 1.69 -

ASIAN EQUITY FUNDJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 197

Kategori 2012 2011 2010% % %

EkuitiPerkhidmatan Perdagangan - 2.34 0.69Komputer & Perisian 2.39 4.90 8.17Pengedaran / Borong 0.78 - - Perkhidmatan Kewangan Pelbagai 6.91 6.66 - Operasi Pelbagai - - 1.99Elektronik & Peralatan Elektrik 7.32 7.09 9.84Tenaga - - 8.76Kejuruteraan 2.03 5.53 5.29Ekuiti - - 3.93Industri Ekstraktif - - 5.39Kewangan - - 16.59Makanan & Tekstil & Pakaian 0.72 0.68 1.94Penjagaan Kesihatan 0.45 0.92 0.77Syarikat Pemegangan - Pelbagai 2.72 4.88 3.40Insurans 2.60 2.23 5.83Besi / Keluli 2.01 2.30 - Penginapan 1.56 2.12 - Pembuatan - 1.00 1.05Bahan - - - Media & Penerbitan - - - Perlombongan - 1.34 -


PRUlink funds | 198

Kategori 2012 2011 2010% % %

EkuitiMinyak & Gas 3.14 4.14 - Farmaseutikal 1.29 1.25 - Harta - - 1.65 Utiliti Awam - - - Hartanah 7.73 4.81 3.04 Dana Pelaburan Hartanah (REITs) - 0.89 - Runcit 4.43 2.58 3.59 Semikonduktor 12.14 8.49 2.06 Pembinaan Kapal 0.88 - - Telekomunikasi 4.23 7.37 1.10 Tembakau - - - Pengangkutan & Telekomunikasi - - 5.44 Pengangkutan 1.50 0.82 - Waran - - 0.01 Lain-lain - - -

99.05 98.56 99.51 Tunai dan Kesetaraan Tunai 0.95 1.44 0.49

Jumlah 100.00 100.00 100.00

Nota: Asian Equity Fund diuruskan oleh Eastspring Investments (Singapore) Limited.


PRUlink funds | 199

Pecahan Mata Wang 2012 2011 2010 2009 2008% % % % %

Yuan Renminbi China 1.03 0.52 0.11 - - Dolar Hong Kong - - - - 1.19 Rupiah Indonesia - - - - 0.19 Ringgit Malaysia 0.67 0.22 0.32 0.39 0.45 Peso Filipina 0.29 0.50 0.88 - - Dolar Singapura 0.90 - - - - Dolar AS 90.91 91.55 95.67 99.61 98.17 Tunai dan Kesetaraan Tunai 6.20 7.21 3.02 - -

Jumlah 100.00 100.00 100.00 100.00 100.00

Kategori 2012 2011 2010 2009 2008% % % % %

Sekuriti Pendapatan Tetap: Bon Korporat 73.82 62.82 68.22 72.49 71.78 Bon Kerajaan 19.68 29.75 28.38 21.53 18.12 Bil Perbendaharaan 0.30 0.22 0.38 - - Berkaitan Gadai Janji - - - 0.76 0.84 Deposit Bertempoh - - - 2.81 6.29 Tunai dan Kesetaraan Tunai 6.20 7.21 3.02 2.41 2.97

Jumlah 100.00 100.00 100.00 100.00 100.00

ASIAN BOND FUND

Nota: Asian Bond Fund diuruskan oleh Eastspring Investments (Singapore) Limited.


PRUlink funds | 200

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -Asian Property Securities Fund 102.41 101.02 102.15 99.10 99.93 Tunai di Bank 0.04 0.05 0.01 2.64 0.05 Aset Lain - - 0.23 0.87 0.51 Jumlah Liabiliti (2.45) (1.07) (2.39) (2.61) (0.49)

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 21,306,567 17,797,686 21,375,315 18,951,577 8,928,234 Unit dalam Edaran 20,342,537 22,700,787 26,038,145 25,867,661 16,381,237 NAB Seunit (RM) 1.047 0.784 0.821 0.733 0.545 NAB Tertinggi Seunit (RM) 1.057 0.844 0.817 0.740 1.022 NAB Terendah Seunit (RM) 0.784 0.745 0.667 0.436 0.483 Jumlah Pulangan (+)- Pertumbuhan Modal 33.59% (4.50%) 12.05% 34.42% (45.50%)- Agihan Pendapatan - - - - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun 33.59% Tiga tahun 12.65% Lima tahun tiada

Pulangan Tahunan Purata-Penanda Aras: MSCI AC Asia Pacific REITTempohSatu tahun 30.25% Tiga tahun 11.55% Lima tahun tiada

PRUlink asia property securities fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 201

Prestasi PRUlink asia property securities fund(Sejak Dimulakan)

PRUlink asia property securities fund berbanding MSCI AC Asia Pacific REIT

(60.00)

(50.00)

(40.00)

(30.00)

(20.00)

(10.00)

0.00

10.00

(60.00)

(50.00)

(40.00)

(30.00)

(20.00)

(10.00)

0.00

10.00

Feb-08

Apr-

08

Jun-0

8 Aug

-08

Oct-08

Dec

-08

Feb-09

Apr-

09

Jun-0

9 Aug

-09

Oct-09

Dec

-09

Feb-10

Apr-

10

Jun-1

0 Aug

-10

Oct-10

Dec

-10

Feb-11

Apr-

11

Jun-1

1 Aug

-11

Oct-11

Dec

-11

Feb-12

Apr-

12

Jun-1

2 Aug

-12

Oct-12

Dec

-12

%

Peru

baha

n %

SD

Tarikh

PAPSF MSCI AC Asia Pac REIT

%


PRUlink funds | 202


Dolar Australia 27.49 40.52 42.19 41.21 31.96 Baht Thailand 5.10 1.94 1.47 1.19 2.65 Dolar Hong Kong 25.29 19.30 9.38 14.49 9.13 Ringgit Malaysia 1.47 2.45 4.65 5.66 10.71 Dolar Singapura 27.43 12.80 19.33 18.64 14.71 Yen Jepun 0.82 17.27 20.13 15.30 26.84 Rupiah Indonesia 6.28 1.57 1.33 - - Peso Filipina 4.33 1.40 - - - Tunai dan Kesetaraan Tunai 1.79 2.75 1.52 3.51 4.00

Jumlah 100.00 100.00 100.00 100.00 100.00

ASIAN PROPERTY SECURITIES FUNDJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 203

Kategori 2012 2011 2010 2009 2008% % % % %

Ekuiti Kilang Arak & Riadah & Hotel - - - - 1.28 Operasi Pelbagai - - - 1.44 - Ekuiti - - 9.22 1.18 - Kewangan - - 1.12 0.98 2.74 Syarikat Pemegangan - Pelbagai - 1.89 - - - Pembina Rumah 2.93 - - - - Amanah Pelaburan - - - - 9.54 Harta - - 83.24 91.75 59.54 Hartanah 45.65 18.29 4.61 1.14 2.91 Dana Amanah Pelaburan Hartanah (REITs) 47.46 75.13 - - - Runcit - - 0.29 - 17.35 Dana Tertutup 2.17 1.94 - - - Dana Bersama - - - - 2.65 Tunai dan Kesetaraan Tunai 1.79 2.75 1.52 3.51 4.00

Jumlah 100.00 100.00 100.00 100.00 100.00

ASIAN PROPERTY SECURITIES FUND

Nota: Asian Property Securities Fund diuruskan oleh Eastspring Investments (Singapore) Limited.


PRUlink funds | 204

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -Asian Local Bond Fund 104.52 101.72 102.18 213.79 87.61 Tunai di Bank 0.12 0.11 0.11 0.11 7.00 Aset Lain - - - - 11.75 Jumlah Liabiliti (4.64) (1.83) (2.29) (113.90) (6.36)

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 7,952,237 6,825,378 3,520,349 1,316,521 878,436 Unit dalam Edaran 5,587,652 5,089,125 2,798,666 1,083,184 850,815 NAB Seunit (RM) 1.423 1.341 1.258 1.215 1.032 NAB Tertinggi Seunit (RM) 1.423 1.353 1.293 1.221 1.032 NAB Terendah Seunit (RM) 1.332 1.235 1.211 1.002 0.957 Jumlah Pulangan (+)- Pertumbuhan Modal 6.11% 6.62% 3.49% 17.72% 3.25% - Agihan Pendapatan - - - - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun 6.11% Tiga tahun 5.40% Lima tahun tiada

Pulangan Tahunan Purata-Penanda Aras: HSBC Customised Index Composite TempohSatu tahun 5.17% Tiga tahun 4.87% Lima tahun tiada

PRUlink asia local bond fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 205

Prestasi PRUlink asia local bond fund(Sejak Dimulakan)

PRUlink asia local bond fund berbanding Indeks Komposit Khas HSBC

(5.00)

0.00

5.00

10.00

15.00

20.00

25.00

30.00

35.00

40.00

45.00

50.00

(5.00)

0.00

5.00

10.00

15.00

20.00

25.00

30.00

35.00

40.00

45.00

50.00

Sep-08

Dec-08

Mar-09

Jun-0

9

Sep-09

Dec-09

Mar-10

Jun-1

0

Sep-10

Dec-10

Mar-11

Jun-1

1

Sep-11

Dec-11

Mar-12

Jun-1

2

Sep-12

Dec-12

Peru

baha

n %

SD

Tarikh

PALBF HSBC Cust Index Composite

% %


PRUlink funds | 206


Ringgit Malaysia 11.13 9.31 9.74 9.12 7.85 Dolar Singapura 17.46 17.24 16.75 15.37 18.18 Dolar AS 4.47 7.77 7.82 6.92 7.00 Dolar Hong Kong 6.26 10.66 10.50 11.59 11.81 Peso Filipina 7.13 6.22 4.55 5.40 5.63 Dolar Taiwan - - 8.91 9.61 7.36 Baht Thailand 6.56 7.43 7.09 5.65 4.17 Rupiah Indonesia 13.44 12.76 12.09 12.19 10.44 Won Korea 19.78 18.96 18.69 20.09 24.08 Yuan Renminbi China 0.40 0.45 0.03 - - Rupee India 8.72 5.18 - - - Tunai dan Kesetaraan Tunai 4.65 4.02 3.83 4.06 3.47

Jumlah 100.00 100.00 100.00 100.00 100.00

Kategori 2012 2011 2010 2009 2008% % % % %

Sekuriti Pendapatan Tetap: Bon Korporat 28.78 28.54 26.06 25.30 24.80 Bon Kerajaan 65.99 66.26 69.86 70.63 69.16 Bon Boleh Tukar - 0.90 - - - Bil Perbendaharaan 0.58 - - - - SWAPs Keingkaran Kredit 0.45 - - - - SWAPs Kadar Faedah 0.01 - - - - Deposit Bertempoh 2.14 - - - 2.57 Berkaitan Gadai Janji - 0.28 0.25 - - Tunai dan Kesetaraan Tunai 2.05 4.02 3.83 4.06 3.47

Jumlah 100.00 100.00 100.00 100.00 100.00

ASIAN LOCAL BOND FUND

Nota: Asian Local Bond Fund diuruskan oleh Eastspring Investments (Singapore) Limited.


PRUlink funds | 207

Kategori 2012 2011 2010 2009 2008% % % % %

Pelaburan dalam -Global Market Navigator Fund 107.30 101.69 104.66 98.97 99.35 Tunai di Bank 0.14 0.06 0.03 1.30 0.74 Aset Lain - - - 1.20 0.98 Jumlah Liabiliti (7.44) (1.75) (4.69) (1.47) (1.07)

Jumlah 100.00 100.00 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 17,523,576 24,262,751 33,294,895 44,898,469 4,597,086 Unit dalam Edaran 14,530,098 22,010,863 28,676,558 37,842,238 4,356,525 NAB Seunit (RM) 1.206 1.102 1.161 1.186 1.055 NAB Tertinggi Seunit (RM) 1.214 1.200 1.187 1.200 1.131 NAB Terendah Seunit (RM) 1.093 1.023 1.050 1.062 0.962 Jumlah Pulangan (+)- Pertumbuhan Modal 9.41% (5.06%) (2.14%) 12.44% 5.52%- Agihan Pendapatan - - - - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun 9.41%Tiga tahun 0.55%Lima tahun 4.46%

Pulangan Tahunan Purata-Penanda Aras: Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1 TempohSatu tahun 3.15%Tiga tahun 2.97%Lima tahun 3.54%

PRUlink global market navigator fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 208

Prestasi PRUlink global market navigator fund(Sejak Dimulakan)

PRUlink global market navigator fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

0.00

3.00

6.00

9.00

12.00

15.00

18.00

21.00

24.00

27.00

30.00

0.00

3.00

6.00

9.00

12.00

15.00

18.00

21.00

24.00

27.00

30.00

Sep-08

Dec-08

Mar-09

Jun-0

9

Sep-09

Dec-09

Mar-10

Jun-1

0

Sep-10

Dec-10

Mar-11

Jun-1

1

Sep-11

Dec-11

Mar-12

Jun-1

2

Sep-12

Dec-12

Peru

baha

n %

SD

Tarikh

PGMNF 12m MBB T1 FD Rate

% %


PRUlink funds | 209


Dolar Australia - - (0.02) - - Real Brazil - - - 4.57 - Pound British 37.62 16.27 10.35 5.18 13.00 Euro 0.04 4.72 (0.40) 3.19 - Rupiah Indonesia - - - 4.90 - Yen Jepun - 5.26 0.07 - - Won Korea 0.07 3.01 - 7.72 - Ringgit Malaysia - 3.03 - - - Peso Mexico 3.95 2.89 5.38 5.67 - Peso Filipina - - 6.20 5.93 - Dolar Singapura - - - - 5.05 Lira Turki - - - 3.20 3.37 Dolar AS 44.85 40.25 25.93 37.57 76.56 Dong Vietnam 2.21 - - - -Tunai dan Kesetaraan Tunai 11.26 24.57 52.49 22.06 2.02

Jumlah 100.00 100.00 100.00 100.00 100.00

GLOBAL MARKET NAVIGATOR FUND

Nota: Global Market Navigator Fund diuruskan oleh Eastspring Investments (Singapore) Limited.


PRUlink funds | 210

Kategori 2012 2011 2010 2009 2008% % % % %

Ekuiti - - 2.00 18.75 - Dana Dagangan Bursa - - - - 6.44 Niaga Hadapan 0.06 0.08 (0.10) 7.75 16.41 Bon Kerajaan 6.16 21.91 11.58 36.45 - Gilt Kerajaan - - 4.11 - - Amanah Pelaburan - - - 5.18 - Dana Mutual 75.52 46.03 29.92 9.81 26.31 Deposit Bertempoh - - - - 33.27 Bil Perbendaharaan - - - - 15.55 Bon Perbendaharaan 7.00 7.41 - - - Tunai dan Kesetaraan Tunai 11.26 24.57 52.49 22.06 2.02

Jumlah 100.00 100.00 100.00 100.00 100.00

Nota: Global Market Navigator Fund diuruskan oleh Eastspring Investments (Singapore) Limited.

GLOBAL MARKET NAVIGATOR FUNDJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 211

Kategori 2012 2011 2010% % %

Pelaburan dalam -Dragon Peacock Fund 103.20 99.15 100.00 Tunai dan Deposit 0.10 1.18 2.29 Aset Lain - 0.82 0.29 Jumlah Liabiliti (3.30) (1.15) (2.58)

Jumlah 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 31,108,083 23,965,651 24,799,116 Unit dalam Edaran 32,551,066 29,206,015 22,632,337 NAB Seunit (RM) 0.956 0.821 1.096 NAB Tertinggi Seunit (RM) 0.956 1.136 1.192 NAB Terendah Seunit (RM) 0.793 0.799 0.940 Jumlah Pulangan (+)- Pertumbuhan Modal 16.46% (25.11%) 9.57%- Agihan Pendapatan - - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun 16.46% Tiga tahun (1.51%)Lima tahun tiada

Pulangan Tahunan Purata-Penanda Aras: 50% Indeks MSCI China & 50% Indeks1 MSCI India TempohSatu tahun 20.68% Tiga tahun (3.34%)Lima tahun tiada

PRUlink dragon peacock fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 212

Prestasi PRUlink dragon peacock fund(Sejak Dimulakan)

PRUlink dragon peacock fund berbanding Indeks 1 50% MSCI China & 50% MSCI India

(30.00)

(25.00)

(20.00)

(15.00)

(10.00)

(5.00)

0.00

5.00

10.00

15.00

20.00

(30.00)

(25.00)

(20.00)

(15.00)

(10.00)

(5.00)

0.00

5.00

10.00

15.00

20.00

Jan-1

0 Feb

-10

Mar-10

Apr-

10

May-10

Ju

n-10

Jul-1

0 Aug

-10

Sep-10

Oct-

10

Nov-10

Dec

-10

Jan-1

1 Feb

-11

Mar-11

Apr-

11

May-11

Ju

n-11

Jul-1

1 Aug

-11

Sep-11

Oct-

11

Nov-11

Dec

-11

Jan-1

2 Feb

-12

Mar-12

Apr-

12

May-12

Ju

n-12

Jul-1

2 Aug

-12

Sep-12

Oct-

12

Nov-12

Dec

-12

Peru

baha

n %

SD

Tarikh

PDPF 50% MSCI China & 50% MSCI India Index1

% %


PRUlink funds | 213


Dolar Hong Kong 50.19 48.69 43.70 Rupee India 46.82 47.24 47.17 Dolar AS 1.99 3.48 5.19 Tunai dan Kesetaraan Tunai 1.00 0.59 3.94

Jumlah 100.00 100.00 100.00

Kategori 2012 2011 2010% % %

Pengiklanan 1.99 1.87 - Angkasa Lepas & Pengangkutan Udara - - 2.14 Operasi Pertanian 2.45 1.88 1.23 Auto - Alat Ganti Auto - - 5.11 Pengeluar Auto 7.60 4.04 - Bank 19.09 20.16 - Bangunan & Pembinaan - - 1.68 Bahan Binaan 1.48 2.51 - Kimia & Farmaseutikal 7.19 5.61 4.89 Arang Batu 2.53 2.76 - Perkhidmatan Perdagangan - 0.75 - Komputer & Perisian 6.60 8.80 11.08 Kosmetik / Penjagaan Diri 2.43 2.54 - Perkhidmatan Kewangan Pelbagai 5.84 4.91 - Elektrik 1.67 1.68 - Kejuruteraan & Pembinaan 0.93 - -Peralatan Elektronik & Elektrik - - 2.27 Tenaga - - 14.15

DRAGON PEACOCK FUNDJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 214

Kategori 2012 2011 2010% % %

Ekuiti - - 5.83 Industri Ekstraktif - - 5.28 Kewangan - - 22.04 Keluaran Hutan & Kertas 0.81 - -Gas 0.44 1.59 - Syarikat Pemegangan - Pelbagai 0.27 0.24 - Insurans 4.63 4.00 2.45 Internet - 1.61 - Besi / Keluli 1.32 1.19 - Pembuatan - - 4.28 Pembuatan Pelbagai 1.14 0.90 - Media 1.18 1.26 - Perlombongan 1.55 2.35 - Minyak & Gas 12.51 13.90 1.17 Harta - - 1.72 Hartanah 3.99 3.18 2.83 Runcit 4.29 0.77 - Telekomunikasi 6.51 10.41 4.14 Pengangkutan 0.56 0.50 - Pengangkutan & Telekomunikasi - - 3.77 Tunai dan Kesetaraan Tunai 1.00 0.59 3.94

Jumlah 100.00 100.00 100.00

DRAGON PEACOCK FUND

Nota: Dragon Peacock Fund diuruskan oleh Eastspring Investments (Singapore) Limited dan disub-urus oleh Eastspring Investments (HK) Limited.


PRUlink funds | 215

Kategori 2012 2011 2010% % %

Pelaburan dalam -Asian Equity Fund 99.69 98.90 97.58 Tunai dan Deposit 0.47 3.44 4.54 Aset Lain - 1.07 2.37 Jumlah Liabiliti (0.16) (3.41) (4.49)

Jumlah 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 15,477,304 11,775,825 7,215,048 Unit dalam Edaran 15,615,933 13,741,239 6,793,498 NAB Seunit (RM) 0.991 0.857 1.062NAB Tertinggi Seunit (RM) 0.992 1.078 1.075NAB Terendah Seunit (RM) 0.853 0.789 0.999Jumlah Pulangan (+)- Pertumbuhan Modal 15.65% (19.31%) 6.21%- Agihan Pendapatan - - -


Pulangan Tahunan Purata-Penanda Aras: Indeks MSCI Asia Kecuali JepunTempohSatu tahun 18.37% Tiga tahun tiada Lima tahun tiada

PRUlink asia equity fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 216

Prestasi PRUlink asia equity fund(Sejak Dimulakan)

PRUlink asia equity fund berbanding Indeks MSCI Asia Ex-Japan

(20.00)

(16.00)

(12.00)

(8.00)

(4.00)

0.00

4.00

8.00

12.00

16.00

20.00

(20.00)

(16.00)

(12.00)

(8.00)

(4.00)

0.00

4.00

8.00

12.00

16.00

20.00

Aug-10

Oct-10

Dec-10

Feb-11

Apr-11

Jun-1

1

Aug-11

Oct-11

Dec-11

Feb-12

Apr-12

Jun-1

2

Aug-12

Oct-12

Dec-12

Peru

baha

n %

SD

Tarikh

PAEF MSCI Asia Ex-Japan Index

% %


PRUlink funds | 217


Baht Thailand 2.74 2.68 2.95 Dolar Hong Kong 36.16 35.54 34.09 Rupee India 8.42 10.22 12.65 Rupiah Indonesia 4.95 3.72 3.24 Ringgit Malaysia 2.79 3.88 3.27 Dolar Baru Taiwan 12.61 13.89 14.28 Peso Filipina 1.26 0.48 0.88 Dolar Singapura 6.84 5.73 5.02 Dolar AS 2.20 1.50 2.33 Won Korea 21.08 20.92 20.80 Tunai dan Kesetaraan Tunai 0.95 1.44 0.49

Jumlah 100.00 100.00 100.00

Kategori 2012 2011 2010% % %

Ekuiti Pengiklanan 1.41 - - Pertanian 1.18 - - Auto - Alat Ganti Auto 1.32 1.77 2.41 Automobil & Komponen 3.55 1.36 - Bank 17.89 16.58 - Kilang Arak & Riadah & Hotel - - 0.81 Bangunan & Pembinaan - - 2.25 Bahan Binaan 0.51 2.37 - Kimia & Farmaseutikal 5.68 2.45 3.51


PRUlink funds | 218

Kategori 2012 2011 2010% % %

EkuitiArang Batu 2.68 1.69 - Perkhidmatan Perdagangan - 2.34 0.69 Komputer & Perisian 2.39 4.90 8.17 Pengedaran / Borong 0.78 - - Perkhidmatan Kewangan Pelbagai 6.91 6.66 - Operasi Pelbagai - - 1.99 Peralatan Elektronik & Elektrik 7.32 7.09 9.84 Tenaga - - 8.76 Kejuruteraan 2.03 5.53 5.29 Ekuiti - - 3.93 Industri Ekstraktif - - 5.39 Kewangan - - 16.59 Makanan & Tekstil & Pakaian 0.72 0.68 1.94 Penjagaan Kesihatan 0.45 0.92 0.77 Syarikat Pemegangan - Pelbagai 2.72 4.88 3.40 Insurans 2.60 2.23 5.83 Besi / Keluli 2.01 2.30 - Penginapan 1.56 2.12 - Pembuatan - 1.00 1.05 Perlombongan - 1.34 - Minyak & Gas 3.14 4.14 - Farmaseutikal 1.29 1.25 - Harta - - 1.65 Hartanah 7.73 4.81 3.04 Dana Amanah Pelaburan Hartanah (REITs) - 0.89 - Runcit 4.43 2.58 3.59


PRUlink funds | 219

Kategori 2012 2011 2010% % %

EkuitiSemikonduktor 12.14 8.49 2.06 Pembinaan Kapal 0.88 - - Telekomunikasi 4.23 7.37 1.10 Pengangkutan & Telekomunikasi - - 5.44 Pengangkutan 1.50 0.82 - Waran - - 0.01

99.05 98.56 99.51 Tunai dan Kesetaraan Tunai 0.95 1.44 0.49

Jumlah 100.00 100.00 100.00

Nota: Asian Equity Fund diuruskan oleh Eastspring Investments (Singapore) Limited.


PRUlink funds | 220

Kategori 2012 2011 2010% % %

Pelaburan dalam -Produk Berstruktur 100.13 99.95 100.00 Tunai di Bank 0.04 0.04 - Aset Lain - 0.05 100.00 Jumlah Liabiliti (0.17) (0.04) (100.00)

Jumlah 100.00 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 48,767,555 47,752,090 48,052,800 Unit dalam Edaran 50,055,000 50,055,000 50,055,000 NAB Seunit (RM) 0.974 0.954 0.960 NAB Tertinggi Seunit (RM) 0.976 0.980 0.960 NAB Terendah Seunit (RM) 0.952 0.946 0.960 Jumlah Pulangan (+)- Pertumbuhan Modal 2.13% (0.63%) -- Agihan Pendapatan - - -


PRUlink MyOptimizer fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 221

Prestasi PRUlink MyOptimizer fund(Sejak Dimulakan)


(2.00)

(1.50)

(1.00)

(0.50)

0.00

0.50

1.00

1.50

2.00

2.50

3.00

Dec-10

Ja

n-11

Feb-11

Mar-

11

Apr-11

May

-11

Jun-1

1 Ju

l-11

Aug-11

Sep

-11

Oct-11

Nov

-11

Dec-11

Ja

n-12

Feb-12

Mar-

12

Apr-12

May

-12

Jun-1

2 Ju

l-12

Aug-12

Sep

-12

Oct-12

Nov

-12

Dec-12

Peru

baha

n %

SD

Tarikh

%%


PRUlink funds | 222

Kategori 2012 2011% %

Pelaburan dalam -Produk Berstruktur 99.77 100.13 Tunai di Bank 0.46 - Aset Lain 0.23 - Jumlah Liabiliti (0.46) (0.13)

Jumlah 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 52,218,980 54,379,572 Unit dalam Edaran 55,664,000 55,664,000 NAB Seunit (RM) 0.938 0.977 NAB Tertinggi Seunit (RM) 0.983 0.977 NAB Terendah Seunit (RM) 0.934 0.953 Jumlah Pulangan (+)- Pertumbuhan Modal (3.97%) 1.50%- Agihan Pendapatan - -

Pulangan Tahunan Purata - Dana (+)TempohSatu tahun (3.97%)Tiga tahun tiada Lima tahun tiada

PRUlink commodity allocator fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 223

Prestasi PRUlink commodity allocator fund(Sejak Dimulakan)


(3.00)

(2.50)

(2.00)

(1.50)

(1.00)

(0.50)

0.00

0.50

1.00

1.50

2.00

2.50

3.00

Apr-11

May

-11

Jun-1

1

Jul-1

1

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May

-12

Jun-1

2

Jul-1

2 Aug

-12

Sep-12

Oct-12

Nov

-12

Dec-12

Peru

baha

n %

SD

Tarikh

%%


PRUlink funds | 224

Kategori 2012 2011% %

Pelaburan dalam -Produk Berstruktur 100.28 100.16 Jumlah Liabiliti (0.28) (0.16)

Jumlah 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 8,682,463 8,554,645 Unit dalam Edaran 8,705,000 8,705,000 NAB Seunit (RM) 0.997 0.983 NAB Tertinggi Seunit (RM) 0.997 0.983 NAB Terendah Seunit (RM) 0.974 0.964 Jumlah Pulangan (+)- Pertumbuhan Modal 1.49% 1.84%- Agihan Pendapatan - -


PRUlink commodity allocator ll fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 225

Prestasi PRUlink commodity allocator ll fund(Sejak Dimulakan)


0.00

0.50

1.00

1.50

2.00

2.50

3.00

3.50

4.00

Jul-1

1

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

Peru

baha

n %

SD

Tarikh

%%


PRUlink funds | 226

Kategori 2012 2011% %

Pelaburan dalam -Produk Berstruktur 99.71 99.81 Tunai di Bank 0.38 - Aset Lain 0.30 0.19 Jumlah Liabiliti (0.39) -

Jumlah 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 4,338,542 2,382,787 Unit dalam Edaran 4,736,153 2,550,290 NAB Seunit (RM) 0.916 0.934 NAB Tertinggi Seunit (RM) 0.950 1.000 NAB Terendah Seunit (RM) 0.913 0.929 Jumlah Pulangan (+)- Pertumbuhan Modal (1.96%) (6.57%)- Agihan Pendapatan - -


PRUlink dyna growth I fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 227

Prestasi PRUlink dyna growth l fund(Sejak Dimulakan)


(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

Peru

baha

n %

SD

Tarikh

%%


PRUlink funds | 228

Kategori 2012 2011% %


Jumlah 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 4,369,558 2,424,589 Unit dalam Edaran 5,026,421 2,702,908 NAB Seunit (RM) 0.869 0.897 NAB Tertinggi Seunit (RM) 0.923 1.000 NAB Terendah Seunit (RM) 0.864 0.888 Jumlah Pulangan (+)- Pertumbuhan Modal (3.09%) (10.30%)- Agihan Pendapatan - -


PRUlink dyna growth lI fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 229

Prestasi PRUlink dyna growth ll fund(Sejak Dimulakan)


(15.00)

(14.00)

(13.00)

(12.00)

(11.00)

(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

Peru

baha

n %

SD

Tarikh

%%


PRUlink funds | 230

Kategori 2012 2011% %


Jumlah 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 176,868 128,050 Unit dalam Edaran 210,235 146,146 NAB Seunit (RM) 0.841 0.876 NAB Tertinggi Seunit (RM) 0.909 1.000 NAB Terendah Seunit (RM) 0.834 0.865 Jumlah Pulangan (+)- Pertumbuhan Modal (3.98%) (12.38%)- Agihan Pendapatan - -


PRUlink dyna growth lIl fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 231

Prestasi PRUlink dyna growth lll fund(Sejak Dimulakan)

PRUlink dyna growth III fund

(18.00)

(17.00)

(16.00)

(15.00)

(14.00)

(13.00)

(12.00)

(11.00)

(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

Peru

baha

n %

SD

Tarikh

%%


PRUlink funds | 232

Kategori 2012 2011% %


Jumlah 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 132,604 107,802 Unit dalam Edaran 157,893 123,012 NAB Seunit (RM) 0.840 0.876 NAB Tertinggi Seunit (RM) 0.911 1.000 NAB Terendah Seunit (RM) 0.831 0.864 Jumlah Pulangan (+)- Pertumbuhan Modal (4.17%) (12.36%)- Agihan Pendapatan - -


PRUlink dyna growth lV fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 233

Prestasi PRUlink dyna growth lV fund(Sejak Dimulakan)


(18.00)

(17.00)

(16.00)

(15.00)

(14.00)

(13.00)

(12.00)

(11.00)

(10.00)

(9.00)

(8.00)

(7.00)

(6.00)

(5.00)

(4.00)

(3.00)

(2.00)

(1.00)

0.00

1.00

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

Peru

baha

n %

SD

Tarikh

%%


PRUlink funds | 234

Kategori 2012 2011% %

Pelaburan dalam -Tunai dan Deposit 132.87 99.40 Aset Lain 1.13 0.64 Jumlah Liabiliti (34.00) (0.04)

Jumlah 100.00 100.00

Jumlah Nilai Aset Bersih (RM) 4,384,691 1,156,088 Unit dalam Edaran 4,217,391 1,150,764 NAB Seunit (RM) 1.040 1.005 NAB Tertinggi Seunit (RM) 1.040 1.005 NAB Terendah Seunit (RM) 1.005 1.000 Jumlah Pulangan (+)- Pertumbuhan Modal 3.49% 0.46%- Agihan Pendapatan - -


Pulangan Tahunan Purata-Penanda Aras: Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1 TempohSatu tahun 3.15%Tiga tahun tiada Lima tahun tiada

PRUlink money market fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 235

Prestasi PRUlink money market fund(Sejak Dimulakan)

PRUlink money market fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

0.00

0.50

1.00

1.50

2.00

2.50

3.00

3.50

4.00

4.50

5.00

0.00

0.50

1.00

1.50

2.00

2.50

3.00

3.50

4.00

4.50

5.00

Nov-11

Dec-11

Jan-1

2

Feb-12

Mar-12

Apr-12

May-12

Jun-1

2

Jul-1

2

Aug-12

Sep-12

Oct-12

Nov-12

Dec-12

%

Peru

baha

n %

SD

Tarikh

PMMF 12m MBB T1 FD Rate

%


PRUlink funds | 236

Kategori 2012%

Pelaburan dalam -PRUlink golden equity fund 20.35 PRUlink golden bond fund 79.65 Tunai dan Deposit - Aset Lain - Jumlah Liabiliti -

Jumlah 100.00

Jumlah Nilai Aset Bersih (RM) 70,327,049 Unit dalam Edaran 69,836,327 NAB Seunit (RM) 1.007 NAB Tertinggi Seunit (RM) 1.007 NAB Terendah Seunit (RM) 0.991 Jumlah Pulangan (+)- Pertumbuhan Modal 0.70%- Agihan Pendapatan -

Pulangan Tahunan Purata - Dana (+)TempohSejak dimulakan pada 30 Oktober 2012 0.70%Tiga tahun tiada Lima tahun tiada

Pulangan Tahunan Purata-Penanda Aras: 20% Indeks Top 100 FTSE Bursa Malaysia (FBM100) + 80% Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1TempohSejak dimulakan 0.61%Tiga tahun tiada Lima tahun tiada

PRUlink golden managed fundJadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember

PRUlink funds | 237

Prestasi PRUlink golden managed fund(Sejak Dimulakan)

PRUlink golden managed fund berbanding 20% FBM100 + 80% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan

(1.00)

(0.50)

0.00

0.50

1.00

1.50

(1.00)

(0.50)

0.00

0.50

1.00

1.50

Oct-12

Nov-12

Dec-12

Peru

baha

n %

SD

Tarikh

PGMF 20% FBM100 + 80% 12m MBB FD Rate

% %


PRUlink funds | 238

2012 2011RM % RM %

Pelaburan Ekuiti 6,033,239,225 91.83 4,625,473,272 86.76

Tunai dan Deposit Tunai di Bank 12,774 0.00 8,959 0.00 Deposit 599,290,000 9.12 753,420,000 14.13

Aset Lain 4,104,394 0.06 11,385,101 0.22

Jumlah Aset 6,636,646,393 101.01 5,390,287,332 101.11

Peruntukan Cukai (1,243,877) (0.02) (6,208,411) (0.12)

Peruntukan Cukai Tertunda (65,367,472) (0.99) (47,787,139) (0.90)

Liabiliti Lain (12,816) (0.00) (4,989,672) (0.09)

Jumlah Liabiliti (66,624,165) (1.01) (58,985,222) (1.11)

Nilai Aset Bersih Dana 6,570,022,228 100.00 5,331,302,110 100.00

Dana Pemegang PolisiModal 3,760,951,834 57.24 3,214,366,423 60.29 Pendapatan Dijana dibawa ke hadapan 2,809,070,394 42.76 2,116,935,687 39.71

6,570,022,228 100.00 5,331,302,110 100.00

Nilai Aset Bersih Seunit (RM) 3.729 3.319

Penyata Aset dan LiabilitiPenyata Aset Dan Liabiliti Pada 31 Disember 2012 PRUlink equity fund

PRUlink funds | 239

2012 2011RM % RM %

Pelaburan Sekuriti Pendapatan Tetap 1,716,156,851 98.31 1,278,737,347 84.90


Aset Lain 16,542,781 0.95 13,113,107 0.87

Jumlah Aset 1,766,268,904 101.18 1,513,226,466 100.47



Liabiliti Lain (10,973,360) (0.62) - -



Dana Pemegang PolisiModal 1,442,319,119 82.63 1,274,134,593 84.59 Pendapatan Dijana dibawa ke hadapan 303,282,105 17.37 232,059,130 15.41

1,745,601,224 100.00 1,506,193,723 100.00


PRUlink bond fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 240

2012 2011RM % RM %

Pelaburan dalam - PRUlink equity fund 1,169,384,867 70.76 921,444,862 62.95 PRUlink bond fund 483,247,692 29.24 542,247,653 37.05

Jumlah Aset 1,652,632,559 100.00 1,463,692,515 100.00

Liabiliti Lain (39,607) (0.00) (986) (0.00)

Jumlah Liabiliti (39,607) (0.00) (986) (0.00)


Dana Pemegang PolisiModal 988,598,500 59.82 938,666,997 64.13 Pendapatan Dijana dibawa ke hadapan 663,994,452 40.18 525,024,532 35.87

1,652,592,952 100.00 1,463,691,529 100.00


PRUlink managed fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 241

2012 2011RM % RM %

Pelaburan dalam - PRUlink equity fund 451,380,111 81.72 297,128,060 73.13 PRUlink bond fund 100,948,054 18.28 109,150,529 26.87

Aset Lain 748 0.00 - -

Jumlah Aset 552,328,913 100.00 406,278,589 100.00

Liabiliti Lain - - (8,581) (0.00)

Jumlah Liabiliti - - (8,581) (0.00)

Nilai Aset Bersih Dana 552,328,913 100.00 406,270,008 100.00


552,328,913 100.00 406,270,008 100.00


PRUlink managed fund llPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 242

2012 2011RM % RM %

Pelaburan dalam - PRUlink equity fund 189,499,008 100.00 139,784,441 100.00

Tunai di Bank - - 5,583 0.00

Jumlah Aset 189,499,008 100.00 139,790,024 100.00

Liabiliti Lain (1) (0.00) - -

Jumlah Liabiliti (1) (0.00) - -



189,499,007 100.00 139,790,024 100.00


PRUlink golden equity fund Penyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 243

2012 2011RM % RM %

Pelaburan dalam - PRUlink bond fund 464,433,976 100.00 338,736,009 100.00

Tunai di Bank - - 1,740 0.00

Jumlah Aset 464,433,976 100.00 338,737,749 100.00

Liabiliti Lain (19,010) (0.00) (9,270) (0.00)

Jumlah Liabiliti (19,010) (0.00) (9,270) (0.00)



464,414,966 100.00 338,728,479 100.00


PRUlink golden bond fund Penyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 244

2012 2011RM % RM %

Pelaburan dalam - PRUlink equity fund 931,052 100.00 468,705 100.00

Jumlah Aset 931,052 100.00 468,705 100.00

Jumlah Liabiliti - - - -

Nilai Aset Bersih Dana 931,052 100.00 468,705 100.00

Dana Pemegang PolisiModal 824,272 88.53 443,807 94.69 Pendapatan Dijana dibawa ke hadapan 106,780 11.47 24,898 5.31

931,052 100.00 468,705 100.00


PRUlink education equity fund Penyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 245

2012 2011RM % RM %

Pelaburan dalam - PRUlink bond fund 1,469,002 100.00 764,572 100.00

Jumlah Aset 1,469,002 100.00 764,572 100.00

Liabiliti Lain (60) (0.00) (21) (0.00)

Jumlah Liabiliti (60) (0.00) (21) (0.00)

Nilai Aset Bersih Dana 1,468,942 100.00 764,551 100.00

Dana Pemegang PolisiModal 1,398,834 95.23 738,029 96.53 Pendapatan Dijana dibawa ke hadapan 70,108 4.77 26,522 3.47

1,468,942 100.00 764,551 100.00


PRUlink education bond fund Penyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 246

2012 2011RM % RM %

Pelaburan Ekuiti 528,123,605 88.75 424,415,784 89.11


Aset Lain 341,884 0.06 475,090 0.10

Jumlah Aset 613,141,823 103.04 484,211,554 101.66



Liabiliti Lain (10,687,752) (1.80) (3,318,701) (0.70)




595,058,804 100.00 476,257,918 100.00


PRUlink dana unggulPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 247

2012 2011RM % RM %

Pelaburan Sekuriti Pendapatan Tetap 82,611,539 99.89 67,752,229 83.55


Aset Lain 873,874 1.05 573,269 0.70

Jumlah Aset 84,573,135 102.26 81,767,900 100.83

Peruntukan Cukai (477,921) (0.58) (273,939) (0.34)

Peruntukan Cukai Tertunda (121,942) (0.15) (124,068) (0.15)

Liabiliti Lain (1,267,847) (1.53) (275,692) (0.34)

Jumlah Liabiliti (1,867,710) (2.26) (673,699) (0.83)



82,705,425 100.00 81,094,201 100.00


PRUlink dana amanPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 248

2012 2011RM % RM %

Pelaburan dalam - PRUlink dana unggul 94,853,584 70.60 76,079,771 63.27 PRUlink dana aman 39,498,156 29.40 44,159,903 36.73

Jumlah Aset 134,351,740 100.00 120,239,674 100.00

Liabiliti Lain (3,237) (0.00) - -

Jumlah Liabiliti (3,237) (0.00) - -



134,348,503 100.00 120,239,674 100.00


PRUlink dana urusPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 249

2012 2011RM % RM %

Pelaburan dalam - PRUlink dana unggul 38,376,151 81.80 25,089,129 73.21 PRUlink dana aman 8,540,333 18.20 9,182,916 26.79

Aset Lain 65 0.00 - -

Jumlah Aset 46,916,549 100.00 34,272,045 100.00

Liabiliti Lain - - (202) (0.00)

Jumlah Liabiliti - - (202) (0.00)



46,916,549 100.00 34,271,843 100.00


PRUlink dana urus //Penyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 250

2012 2011RM % RM %

Pelaburan dalam - Asian Equity Fund 140,402,889 72.22 123,624,000 63.80 Asian Bond Fund 59,368,063 30.54 70,735,365 36.51

Tunai di Bank 362,504 0.19 1,929,988 1.00

Aset Lain 489,120 0.25 - -

Jumlah Aset 200,622,576 103.20 196,289,353 101.31


Peruntukan Cukai Tertunda (1,209,604) (0.62) (340,867) (0.18)

Liabiliti Lain (4,094,686) (2.11) (1,424,460) (0.74)




194,409,461 100.00 193,768,310 100.00


PRUlink asia managed fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 251

2012 2011RM % RM %

Pelaburan dalam - Asian Property Securities Fund 21,820,533 102.41 17,979,649 101.02

Tunai di Bank 8,883 0.04 8,962 0.05

Jumlah Aset 21,829,416 102.45 17,988,611 101.07



Liabiliti Lain (227,977) (1.07) (163,753) (0.92)



Dana Pemegang PolisiModal 16,339,282 76.69 18,425,920 103.53 Pendapatan Dijana dibawa ke hadapan 4,967,285 23.31 (628,234) (3.53)

21,306,567 100.00 17,797,686 100.00


PRUlink asia property securities fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 252

2012 2011RM % RM %

Pelaburan dalam - Asian Local Bond Fund 8,311,628 104.52 6,942,437 101.72

Tunai di Bank 9,654 0.12 7,685 0.11

Jumlah Aset 8,321,282 104.64 6,950,122 101.83



Liabiliti Lain (323,254) (4.07) (101,104) (1.48)



Dana Pemegang PolisiModal 6,949,476 87.39 6,251,657 91.59 Pendapatan Dijana dibawa ke hadapan 1,002,761 12.61 573,721 8.41

7,952,237 100.00 6,825,378 100.00


PRUlink asia local bond fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 253

2012 2011RM % RM %

Pelaburan dalam - Global Market Navigator Fund 18,802,196 107.30 24,672,114 101.69

Tunai di Bank 24,819 0.14 15,185 0.06

Jumlah Aset 18,827,015 107.44 24,687,299 101.75



Liabiliti Lain (1,147,733) (6.55) (398,646) (1.65)



Dana Pemegang PolisiModal 16,424,960 93.73 25,060,173 103.29 Pendapatan Dijana dibawa ke hadapan 1,098,616 6.27 (797,422) (3.29)

17,523,576 100.00 24,262,751 100.00


PRUlink global market navigator fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 254

2012 2011RM % RM %

Pelaburan dalam - Dragon Peacock Fund 32,103,780 103.20 23,762,504 99.15

Tunai dan Deposit Tunai di Bank 30,380 0.10 86,607 0.36 Deposit - - 195,000 0.81

Aset Cukai Tertunda - - 196,033 0.82

Aset Lain 1,107 0.00 1,210 0.01

Jumlah Aset 32,135,267 103.30 24,241,354 101.15

Peruntukan Cukai (1,972) (0.01) - -

Peruntukan Cukai Tertunda (9,510) (0.03) - -

Liabiliti Lain (1,015,702) (3.26) (275,703) (1.15)



Dana Pemegang PolisiModal 32,092,754 103.17 29,364,359 122.53 Pendapatan Dijana dibawa ke hadapan (984,671) (3.17) (5,398,708) (22.53)

31,108,083 100.00 23,965,651 100.00


PRUlink dragon peacock fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 255

2012 2011RM % RM %

Pelaburan dalam - Asian Equity Fund 15,430,018 99.69 11,646,858 98.90

Tunai dan Deposit Tunai di Bank 73,744 0.47 10,589 0.09 Deposit - - 395,000 3.35


Aset Lain - - 45,974 0.39

Jumlah Aset 15,503,762 100.16 12,178,288 103.41



Liabiliti Lain (773) (0.00) (402,463) (3.41)



Dana Pemegang PolisiModal 15,667,502 101.23 13,890,879 117.96 Pendapatan Dijana dibawa ke hadapan (190,198) (1.23) (2,115,054) (17.96)

15,477,304 100.00 11,775,825 100.00


PRUlink asia equity fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 256

2012 2011RM % RM %

Pelaburan Produk Berstruktur 48,829,654 100.13 47,725,941 99.95

Tunai di Bank 21,117 0.04 21,119 0.04


Jumlah Aset 48,850,771 100.17 47,773,209 100.04

Peruntukan Cukai - - (21,119) (0.04)


Liabiliti Lain (21,068) (0.04) - -



Dana Pemegang PolisiModal 48,052,800 98.53 48,052,800 100.63 Pendapatan Dijana dibawa ke hadapan 714,755 1.47 (300,710) (0.63)

48,767,555 100.00 47,752,090 100.00


PRUlink MyOptimizer fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 257

2012 2011RM % RM %


Tunai di Bank 242,250 0.46 - -

Aset Cukai Tertunda 118,052 0.23 - -

Jumlah Aset 52,461,249 100.46 54,449,412 100.13


Peruntukan Cukai Tertunda - - (69,825) (0.13)

Liabiliti Lain (17) (0.00) (15) (0.00)



Dana Pemegang PolisiModal 53,576,600 102.60 53,576,600 98.52 Pendapatan Dijana dibawa ke hadapan (1,357,620) (2.60) 802,972 1.48

52,218,980 100.00 54,379,572 100.00


PRUlink commodity allocator fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 258

2012 2011RM % RM %


Jumlah Aset 8,707,002 100.28 8,568,070 100.16


Liabiliti Lain (5) (0.00) (5) (0.00)



Dana Pemegang PolisiModal 8,400,325 96.75 8,400,325 98.20 Pendapatan Dijana dibawa ke hadapan 282,138 3.25 154,320 1.80

8,682,463 100.00 8,554,645 100.00


PRUlink commodity allocator ll fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 259

2012 2011RM % RM %


Tunai di Bank 16,382 0.38 - -

Aset Cukai 1,014 0.02 12 0.00

Aset Cukai Tertunda 11,836 0.28 4,524 0.19

Jumlah Aset 4,355,270 100.39 2,382,787 100.00

Liabiliti Lain (16,728) (0.39) - -



Dana Pemegang PolisiModal 4,486,340 103.41 2,434,949 102.19 Pendapatan Dijana dibawa ke hadapan (147,798) (3.41) (52,162) (2.19)

4,338,542 100.00 2,382,787 100.00


PRUlink dyna growth I fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 260

2012 2011RM % RM %


Tunai di Bank 19,421 0.44 - -

Aset Cukai 1,743 0.04 16 0.00

Aset Cukai Tertunda 19,182 0.45 7,435 0.31

Jumlah Aset 4,389,527 100.46 2,424,589 100.00

Liabiliti Lain (19,969) (0.46) - -



Dana Pemegang PolisiModal 4,610,217 105.51 2,510,283 103.53 Pendapatan Dijana dibawa ke hadapan (240,659) (5.51) (85,694) (3.53)

4,369,558 100.00 2,424,589 100.00


PRUlink dyna growth Il fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 261

2012 2011RM % RM %

Pelaburan Produk Berstruktur 175,245 99.08 127,055 99.23

Tunai di Bank 3,071 1.74 - -

Aset Cukai 1,204 0.68 800 0.62

Aset Cukai Tertunda 433 0.24 195 0.15

Jumlah Aset 179,953 101.74 128,050 100.00

Liabiliti Lain (3,085) (1.74) - -



Dana Pemegang PolisiModal 195,718 110.66 139,490 108.93 Pendapatan Dijana dibawa ke hadapan (18,850) (10.66) (11,440) (8.93)

176,868 100.00 128,050 100.00


PRUlink dyna growth Ill fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 262

2012 2011RM % RM %

Pelaburan Produk Berstruktur 131,240 98.97 106,894 99.16

Tunai di Bank 3,161 2.38 - -

Aset Cukai 1,121 0.85 478 0.44

Aset Cukai Tertunda 262 0.20 430 0.40

Jumlah Aset 135,784 102.40 107,802 100.00

Liabiliti Lain (3,180) (2.40) - -



Dana Pemegang PolisiModal 148,532 112.01 118,248 109.69 Pendapatan Dijana dibawa ke hadapan (15,928) (12.01) (10,446) (9.69)

132,604 100.00 107,802 100.00


PRUlink dyna growth IV fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 263

2012 2011RM % RM %


Aset Lain 49,509 1.13 7,323 0.64

Jumlah Aset 5,875,519 134.00 1,156,531 100.04

Peruntukan Cukai (8,374) (0.19) (443) (0.04)

Liabiliti Lain (1,482,454) (33.81) - -

Jumlah Liabiliti (1,490,828) (34.00) (443) (0.04)


Dana Pemegang PolisiModal 4,279,011 97.59 1,151,020 99.56 Pendapatan Dijana dibawa ke hadapan 105,680 2.41 5,068 0.44

4,384,691 100.00 1,156,088 100.00


PRUlink money market fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 264

2012RM %

Pelaburan dalam - PRUlink golden equity fund 14,310,555 20.35 PRUlink golden bond fund 56,016,485 79.65

Aset Lain 9 0.00

Jumlah Aset 70,327,049 100.00

Jumlah Liabiliti - -

Nilai Aset Bersih Dana 70,327,049 100.00

Dana Pemegang PolisiModal 69,586,402 98.95 Pendapatan Dijana dibawa ke hadapan 740,647 1.05

70,327,049 100.00

Nilai Aset Bersih Seunit (RM) 1.007

PRUlink golden managed fundPenyata Aset Dan Liabiliti Pada 31 Disember 2012

PRUlink funds | 265

Penyata Perubahan Dalam Nilai Aset BersihPenyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2012 PRUlink equity fund

2012 2011RM RM

Nilai Aset Bersih pada awal tahun 5,331,302,110 4,878,213,363

Amaun diterima daripada unit yang diterbitkan 1,554,164,453 1,213,305,609

Amaun dibayar bagi unit yang dibatalkan (1,007,579,042) (960,925,459)

Lebihan Pendapatan berbanding Perbelanjaan 692,134,707 200,708,597

Nilai dana pada akhir tahun 6,570,022,228 5,331,302,110

PRUlink bond fund

2012 2011RM RM


Amaun diterima daripada unit yang diterbitkan 490,187,937 728,140,108

Amaun dibayar bagi unit yang dibatalkan (322,003,411) (322,164,141)



Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2012

PRUlink funds | 266

PRUlink managed fund

2012 2011RM RM






PRUlink managed fund ll

2012 2011RM RM

Nilai Aset Bersih pada awal tahun 406,270,008 304,142,421




Nilai dana pada akhir tahun 552,328,913 406,270,008



PRUlink funds | 267

PRUlink golden equity fund

2012 2011RM RM






PRUlink golden bond fund

2012 2011RM RM








PRUlink funds | 268

PRUlink education equity fund

2012 2011RM RM

Nilai Aset Bersih pada awal tahun 468,705 148,669

Amaun diterima daripada unit yang diterbitkan 575,402 423,401

Amaun dibayar bagi unit yang dibatalkan (194,937) (118,841)

Lebihan Pendapatan berbanding Perbelanjaan 81,882 15,476

Nilai dana pada akhir tahun 931,052 468,705

PRUlink education bond fund

2012 2011RM RM

Nilai Aset Bersih pada awal tahun 764,551 241,361


Amaun dibayar bagi unit yang dibatalkan (293,353) (191,464)


Nilai dana pada akhir tahun 1,468,942 764,551



PRUlink funds | 269

PRUlink dana unggul

2012 2011RM RM






PRUlink dana aman

2012 2011RM RM








PRUlink funds | 270

PRUlink dana urus

2012 2011RM RM






PRUlink dana urus ll

2012 2011RM RM








PRUlink funds | 271

PRUlink asia managed fund

2012 2011RM RM




Pendapatan / (Perbelanjaan) Bersih 24,639,317 (26,654,129)


PRUlink asia property securities fund

2012 2011RM RM




Pendapatan / (Perbelanjaan) Bersih 5,595,519 (919,248)




PRUlink funds | 272

PRUlink asia local bond fund

2012 2011RM RM






PRUlink global market navigator fund

2012 2011RM RM








PRUlink funds | 273

PRUlink dragon peacock fund

2012 2011RM RM






PRUlink asia equity fund

2012 2011RM RM








PRUlink funds | 274


2012 2011RM RM


Amaun diterima daripada unit yang diterbitkan - -

Amaun dibayar bagi unit yang dibatalkan - -




2012 2011RM RM

Nilai Aset Bersih pada awal tahun 54,379,572 -

Amaun diterima daripada unit yang diterbitkan - 53,576,600


(Perbelanjaan) / Pendapatan Bersih (2,160,592) 802,972




PRUlink funds | 275

PRUlink commodity allocator II fund

2012 2011RM RM


Amaun diterima daripada unit yang diterbitkan - 8,400,325





2012 2011RM RM



Amaun dibayar bagi unit yang dibatalkan (192,013) -

Perbelanjaan Bersih (95,636) (52,162)




PRUlink funds | 276


2012 2011RM RM






PRUlink dyna growth llI fund

2012 2011RM RM

Nilai Aset Bersih pada awal tahun 128,050 -







PRUlink funds | 277


2012 2011RM RM

Nilai Aset Bersih pada awal tahun 107,802 -





PRUlink money market fund

2012 2011RM RM



Amaun dibayar bagi unit yang dibatalkan (6,832,747) (647)





PRUlink funds | 278

PRUlink golden managed fund

2012RM

Nilai Aset Bersih pada awal tempoh -

Amaun diterima daripada unit yang diterbitkan 70,678,549

Amaun dibayar bagi unit yang dibatalkan (1,092,147)

Lebihan Pendapatan berbanding Perbelanjaan 740,647

Nilai dana pada akhir tempoh 70,327,049


PRUlink funds | 279

Penyata Pendapatan Dan Perbelanjaan Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2012 PRUlink equity fund

2012 2011RM RM

Pendapatan Pelaburan Bersih 227,044,393 193,497,514 Pendapatan Faedah 18,813,983 14,365,252 Pendapatan Dividen 208,230,410 179,132,262

Keuntungan Penjualan Sekuriti 134,186,493 220,864,114

Laba Modal Belum Terealisasi 448,867,150 -

Jumlah Pendapatan 810,098,036 414,361,628

Yuran Pengurusan Pelaburan (88,560,787) (76,038,323)

Kerugian Modal Belum Terealisasi - (124,081,290)

Cukai (29,302,176) (13,456,087)

Perbelanjaan Lain (100,366) (77,331)

Jumlah Perbelanjaan (117,963,329) (213,653,031)


Pendapatan Dijana dihantar ke hadapan 2,116,935,687 1,916,227,090

Pendapatan Dijana dibawa ke hadapan 2,809,070,394 2,116,935,687

PRUlink funds | 280

PRUlink bond fund

2012 2011RM RM

Pendapatan Pelaburan Bersih 75,388,716 55,920,424 Pendapatan Faedah 75,388,716 55,920,424

Keuntungan Penjualan Sekuriti 14,397,348 39,057

Laba Modal Belum Terealisasi - 20,552,121



Kerugian Modal Belum Terealisasi (3,342,818) -

Cukai (7,126,802) (5,954,245)




Pendapatan Dijana dihantar ke hadapan 232,059,130 167,627,618

Pendapatan Dijana dibawa ke hadapan 303,282,105 232,059,130

Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2012

PRUlink funds | 281

PRUlink managed fund

2012 2011RM RM

Pendapatan Pelaburan Bersih 18,178,176 16,747,882 Rebat Yuran 18,178,176 16,747,882











PRUlink funds | 282

PRUlink managed fund ll

2012 2011RM RM



Laba Modal Belum Terealisasi 27,842,965 3,231,996








PRUlink funds | 283

PRUlink golden equity fund

2012 2011RM RM






Perbelanjaan Lain (2) -






PRUlink funds | 284

PRUlink golden bond fund

2012 2011RM RM












PRUlink funds | 285

PRUlink education equity fund

2012 2011RM RM

Pendapatan Pelaburan Bersih 10,266 4,291 Rebat Yuran 10,266 4,291

Keuntungan Penjualan Sekuriti 13,165 3,382

Laba Modal Belum Terealisasi 68,718 12,094

Jumlah Pendapatan 92,149 19,767

Yuran Pengurusan Pelaburan (10,267) (4,291)

Jumlah Perbelanjaan (10,267) (4,291)


Pendapatan Dijana dihantar ke hadapan 24,898 9,422

Pendapatan Dijana dibawa ke hadapan 106,780 24,898


PRUlink funds | 286

PRUlink education bond fund

2012 2011RM RM











PRUlink funds | 287

PRUlink dana unggul

2012 2011RM RM

Pendapatan Pelaburan Bersih 20,712,213 15,016,235 Pendapatan Faedah 1,697,373 1,218,060 Pendapatan Dividen 19,014,840 13,798,175





Cukai (3,777,569) (2,004,353)







PRUlink funds | 288

PRUlink dana aman

2012 2011RM RM

Pendapatan Pelaburan Bersih 3,572,675 2,583,806 Pendapatan Faedah 3,572,675 2,583,806

Keuntungan Penjualan Sekuriti 1,414,934 115,576

Laba Modal Belum Terealisasi 11,950 1,191,760



Cukai (416,711) (319,319)







PRUlink funds | 289

PRUlink dana urus

2012 2011RM RM











PRUlink funds | 290

PRUlink dana urus ll

2012 2011RM RM



Laba Modal Belum Terealisasi 2,318,085 906,298








PRUlink funds | 291

PRUlink asia managed fund

2012 2011RM RM

Pendapatan Pelaburan Bersih (4,084,736) (9,712,819) Pendapatan Faedah - 1,423 Lain-lain (4,084,736) (9,714,242)



Pendapatan Cukai - 988,078




Cukai (2,401,702) -







PRUlink funds | 292

PRUlink asia property securities fund

2012 2011RM RM

Pendapatan Pelaburan Bersih (127,758) (203,060) Pendapatan Faedah - - Lain-lain (127,758) (203,060)



Jumlah Pendapatan 6,223,303 113,843


Kerugian Modal Belum Terealisasi - (658,416)

Cukai (334,797) (73,388)

Perbelanjaan Lain (206) (94)

Jumlah Perbelanjaan (627,784) (1,033,091)


Pendapatan Dijana dihantar ke hadapan (628,234) 291,014

Pendapatan Dijana dibawa ke hadapan 4,967,285 (628,234)


PRUlink funds | 293

PRUlink asia local bond fund

2012 2011RM RM

Pendapatan Pelaburan Bersih (7,608) (47,829) Pendapatan Faedah 526 1,539 Lain-lain (8,134) (49,368)





Cukai (32,509) (9,072)

Perbelanjaan Lain (988) (1,424)




Pendapatan Dijana dibawa ke hadapan 1,002,761 573,721


PRUlink funds | 294

PRUlink global market navigator fund

2012 2011RM RM

Pendapatan Pelaburan Bersih (914,148) (1,169,917) Pendapatan Faedah - - Lain-lain (914,148) (1,169,917)







Cukai (252,780) -




Pendapatan Dijana dihantar ke hadapan (797,422) 539,672

Pendapatan Dijana dibawa ke hadapan 1,098,616 (797,422)


PRUlink funds | 295

PRUlink dragon peacock fund

2012 2011RM RM

Pendapatan Pelaburan Bersih 972 (21,824) Pendapatan Faedah 972 2,852 Lain-lain - (24,676)





Kerugian Penjualan Sekuriti (9,976) (11,394)


Cukai (257,167) -




Pendapatan Dijana dihantar ke hadapan (5,398,708) 1,737,614

Pendapatan Dijana dibawa ke hadapan (984,671) (5,398,708)


PRUlink funds | 296

PRUlink asia equity fund

2012 2011RM RM

Pendapatan Pelaburan Bersih (26,412) (33,686) Pendapatan Faedah 1,693 3,218 Lain-lain (28,105) (36,904)







Cukai (104,015) -




Pendapatan Dijana dihantar ke hadapan (2,115,054) 107,757

Pendapatan Dijana dibawa ke hadapan (190,198) (2,115,054)


PRUlink funds | 297


2012 2011RM RM

Pendapatan Pelaburan Bersih - 263,989 Pendapatan Faedah - 263,989




Yuran Pengurusan Pelaburan - (242,870)


Cukai (88,246) -




Pendapatan Dijana dihantar ke hadapan (300,710) -

Pendapatan Dijana dibawa ke hadapan 714,755 (300,710)


PRUlink funds | 298


2012 2011RM RM

Pendapatan Pelaburan Bersih 242,250 - Pendapatan Faedah 242,250 -

Laba Modal Belum Terealisasi - 872,812


Kerugian Modal Belum Terealisasi (2,348,464) -

Cukai (54,374) (69,825)


Jumlah Perbelanjaan (2,402,842) (69,840)

Pendapatan / (Perbelanjaan) Bersih (2,160,592) 802,972

Pendapatan Dijana dihantar ke hadapan 802,972 -

Pendapatan Dijana dibawa ke hadapan (1,357,620) 802,972


PRUlink funds | 299


2012 2011RM RM



Cukai (11,114) (13,420)

Perbelanjaan Lain - (5)


Pendapatan / (Perbelanjaan) Bersih 127,818 154,320




PRUlink funds | 300

PRUlink dyna growth l fund

2012 2011RM RM

Pendapatan Cukai 8,314 4,536


Kerugian Penjualan Sekuriti (12,544) (152)

Kerugian Modal Belum Terealisasi (91,406) (56,546)




Pendapatan Dijana dibawa ke hadapan (147,798) (52,162)


PRUlink funds | 301

PRUlink dyna growth ll fund

2012 2011RM RM

Pendapatan Cukai 13,475 7,451


Kerugian Penjualan Sekuriti (21,601) (204)







PRUlink funds | 302

PRUlink dyna growth lll fund

2012 2011RM RM

Pendapatan Cukai 642 995

Jumlah Pendapatan 642 995








PRUlink funds | 303

PRUlink dyna growth lV fund

2012 2011RM RM

Laba Modal Belum Terealisasi 2,100 -

Pendapatan Cukai 475 908

Jumlah Pendapatan 2,575 908








PRUlink funds | 304

PRUlink money market fund

2012 2011RM RM

Pendapatan Pelaburan Bersih 109,272 5,535 Pendapatan Faedah 109,272 5,535


Cukai (8,370) (443)


Jumlah Perbelanjaan (8,660) (467)





PRUlink funds | 305

PRUlink golden managed fund

2012RM

Pendapatan Pelaburan Bersih 57,859 Rebat Yuran 57,859

Keuntungan Penjualan Sekuriti 4,889

Laba Modal Belum Terealisasi 735,736

Jumlah Pendapatan 798,484

Yuran Pengurusan Pelaburan (57,837)

Jumlah Perbelanjaan (57,837)

Lebihan Pendapatan berbanding Perbelanjaan 740,647

Pendapatan Dijana dihantar ke hadapan -

Pendapatan Dijana dibawa ke hadapan 740,647


PRUlink funds | 306

1. Ringkasan Dasar Perakaunan Penting

a. Asas Perakaunan Penyata kewangan telah disediakan menurut Garis Panduan Perniagaan Insurans/Takaful Berkaitan Pelaburan (BNM/RH/GL 010-15) yang dipinda oleh yang berikut bagi

tujuan penentuan harga unit:

i. Pelaburan pada nilai pasaran dilaraskan untuk merangkumi kos pemerolehan masa depan.

Ini untuk memastikan penentuan harga unit yang saksama bagi pemegang unit yang masuk, keluar dan yang tinggal;

ii. Peruntukan cukai tertunda ke atas laba atau kerugian yang belum direalisasikan menggunakan kadar yang dikira secara aktuari sebanyak 4% dan bukannya kadar berkanun sebanyak 8%.

Lembaga Pengarah berpendapat bahawa oleh sebab laba atau kerugian ini akan hanya direalisasikan pada masa depan, maka kadar cukai yang lebih rendah sebanyak 4% telah digunakan untuk memastikan penentuan harga unit yang saksama bagi pemegang unit yang masuk, keluar dan yang tinggal.

b. Pelaburan Pelaburan disebut harga dinilai pada harga penutup pasaran pada akhir tahun kewangan.

Saham/bon pinjaman tidak disebut harga dinilai pada harga semasa yang disebut oleh institusi kewangan.

Laba atau kerugian belum terealisasi bersih dalam nilai pelaburan dikreditkan atau dicajkan ke Penyata Pendapatan dan Perbelanjaan.

c. Pendapatan Dividen Pendapatan dividen diiktiraf apabila hak untuk menerima bayaran dapat ditentukan.

d. Pendapatan Faedah Pendapatan faedah diiktiraf berasaskan akruan.

e. Laba/Kerugian Penjualan Pelaburan Laba atau kerugian yang timbul daripada penjualan pelaburan dikreditkan atau dicajkan ke Penyata Pendapatan dan Perbelanjaan.

f. Yuran Pengurusan Pelaburan Yuran pengurusan pelaburan dikira menurut peruntukan-peruntukan dokumen polisi.

Nota Pada Penyata Kewangan

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g. Rebat Yuran Ini berkaitan dengan rebat yuran daripada Pengurus Dana bagi pelaburan yang dipegang dalam:

i. PRUlink equity fund dan PRUlink bond fund bagi PRUlink managed fund, PRUlink managed fund II, PRUlink golden equity fund, PRUlink golden bond fund, PRUlink education equity fund dan PRUlink education bond fund;

ii. PRUlink dana unggul dan PRUlink dana aman bagi PRUlink dana urus dan PRUlink dana urus II; dan

iii. PRUlink golden equity fund dan PRUlink golden bond fund bagi PRUlink golden managed fund.

h. Tunai dan Kesetaraan Tunai Tunai dan kesetaraan tunai terdiri daripada tunai dalam tangan dan baki dengan bank, tidak termasuk deposit tetap dan panggilan.

2. Perbelanjaan lain terdiri daripada caj bank dan caj penjaga.

3. Rebat dan Komisen Ringan Sepertimana yang dikawal selia oleh Garis Panduan Suruhanjaya Sekuriti, syarikat pengurusan dana dilarang keras daripada menerima sebarang rebat yang timbul

daripada urus niaga atau pesanan bagi pihak pelanggan. Apa-apa rebat sedemikian yang diterima mestilah dimasukkan ke dalam akaun pelanggan yang berkaitan. Walau bagaimanapun, syarikat pengurusan dana dibenarkan menerima komisen ringan yang timbul dairpada urus niaga atau pesanan bagi pihak pelanggan asalkan, setelah mendapat kebenaran terlebih dahulu daripada pelanggan, barang dan perkhidmatan yang diterima itu adalah dalam bentuk perkhidmatan penyelidikan dan nasihat yang akan membantu dalam proses membuat keputusan yang berkaitan dengan pelaburan pelanggan dan akhirnya terbukti memberi manfaat kepada pelanggan.

4. Pada 31 Disember 2012, Dana-dana ini tidak mempunyai liabiliti atau komitmen luar jangka.

5. Semua amaun dinyatakan dalam Ringgit Malaysia.

Prudential Assurance Malaysia Berhad (107655-U)

Level 17, Menara Prudential, 10 Jalan Sultan Ismail, 50250 Kuala Lumpur Malaysia.Tel: (03) 2116 0228 Fax: (03) 2032 3939 Email: [email protected]

www.prudential.com.my

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