Presentation on-A Study of Mutual Fund in India and

Its Impact on Investors

Presented By- Guided By-Devendra N. Uprade Prof. Tilak Sahu

Department of Management StudiesKDK College of Engineering

IntroductionWhat is Mutual Fund??????

Investment in a diversified, professionally managed basket of securities at a relatively low cost to earn more return in terms of money.

When was started in India?????Mutual Fund industry started in 1963 with the

formation of Unit Trust of India (UTI).How many companies and schemes of

Mutual Fund in India??????There are 44 mutual fund companies with

1309 different schemes.

Introduction Cntd.Why Select Mutual Fund?????

Diversified Investment.Low Risk, High Return.Tax Benefits.Transparency.

What is the History of Mutual Fund in India?????First Phase - 1964-1987Second Phase - 1987-1993 (Entry of Public Sector

Funds)Third Phase - 1993-2003 (Entry of Private Sector

Funds)Fourth Phase - since February 2003

Introduction Cntd.How Mutual Fund Works?????

Introduction Cntd.What are the types of Mutual

Fund????? TYPES OF MUTUAL FUNDS

BY STRUCTUREOpen - Ended

Schemes

Close - Ended Schemes

Interval Schemes

BY NATURE

Equity Fund

Debt Funds

Balanced Funds

BY INVESTMENT OBJECTIVE

Growth Schemes

Income Schemes

Balanced Schemes

Money Market Schemes

OTHER SCHEMES Tax Saving

Schemes

Index Schemes

Sector Specific Schemes

Objective of the StudyTo study the awareness of mutual fund among peoples.To study the impact of mutual fund on investors.To study the interest of investors in different schemes.To study preference of investment to investors.To study the preference of investment company to

investors.To study the duration of investment in Mutual Fund by

the Investor.

Data Analysis & InterpretationsAnalyzing data according to factors

seen before investing 

Liquidity Low-risk High-return Trust0

10

20

30

40

50

60

Preference of Investment

Preference of Investment

No.

of

Inve

stor

s

Continued…..Analyzing data according to mode of

investment

18%

82%

Mode of Investment Long Term Short Term

Continued…..Analyzing data according to

awareness about Mutual Fund

Yes No0

102030405060708090

100

Awarness about Mutual Fund

Knowledge about Mutual Fund

No.

of

Inve

stor

s

Continued…..Analyzing data according to investors

choice of investing in different Mutual Fund Companies.

Reliance45%

SBI17%

HDFC15%

UTI 10%

Others13%

Different Mutual Fund Company

Continued…..Analyzing data according to investors

choice of investing in different Mutual Fund Scheme.

Balanced Equity Income Others05

1015202530354045

Preference Mutual Fund Scheme

No.

of

Peop

les

in %

Conclusion People who lie under the age group of 36-40 have more experience and

are more interested in investing in Mutual Funds. There was a lot of lack of awareness or ignorance, that’s why out of 200

people, 120 people have invested in Mutual Fund and 80 people is unaware of investing in Mutual Funds.

Generally, People employed in Private sectors and Businessman are more likely to invest in Mutual Funds, than other people working in other professions.

Generally investors whose monthly income is above Rs. 20001-30000 are more likely to invest their income in Mutual Fund, to preserve their savings of at least more than 20%.

People generally like to save their savings in Mutual Fund, Fixed Deposits and Savings Account.

Investors generally like to invest in Large Cap Companies like Reliance, SBI, etc. to minimize their risk.

The most popular medium of investing in Mutual Fund is through SIP and moreover people like to invest in Equity Fund though it is a risky game.

Thank You…