About MillerSince Miller was founded in 1902, we have gone from strength to strength because of our unwavering focus on delivering an exceptional standard of service to our clients.

We are known for doing the right thing, delivering on our promises and working as one team.

Today, we are a leading specialist (re)insurance broking partnership, headquartered in London with more than 650 people across our UK and international operations.

Miller is proud to hold Chartered Insurance Broker status, the industry gold standard awarded by the Chartered Insurance Institute (CII). This title demonstrates our professionalism, client focussed approach and commitment to excellent service standards.

Our teamFor further information, please contact:

Personal accident insurance

miller-insurance.com/sportsprofessionals

Jim Rainford

T +44 7712 592 606E jim.rainford@miller-insurance.com

Professional jockeys

An integral part of a professional jockeys wealth management strategyProfessional jockeys work hard to reach the top of their sport. However, many do not fully appreciate the impact a serious or career-ending injury or illness could have on their short and long-term financial future.

Personal accident (PA) insurance provides financial protection to a jockey and their family against their potential loss of earnings if their career is either interrupted or prematurely ended due to an accident or illness. Personal accident insurance forms a vital component of a jockey’s wealth management strategy.

Miller is the leading sports broker in the London insurance market and our experienced professionals work with jockeys and/or their representatives to recommend a policy that is suited to their unique circumstances.

Permanent total disablement (PTD)PTD insurance protects a jockey against the financial impact of a career ending injury. The benefits include:

PTD claim scenario

A 26-year-old jockey at the peak of his riding powers suffers a nasty fall in a race causing multiple injuries.

After surgery and a period of rehabilitation, the jockey makes several comeback attempts but due to a recurrence of the original injury and upon medical advice, the jockey retires from the sport.

Following this, the jockey makes a claim under their PTD insurance policy, which pays them a tax-free lump sum to ease the financial impact of their retirement.

• A tax-free, lump sum payable in the event of a claim

• 24-hour, worldwide cover• Accidental death cover can be

purchased as an extra

• No pre-existing injury exclusion to apply

• Quadriplegia, paraplegia and triplegia cover can be purchased as an extra

miller-insurance.com/sportsprofessionals

This material is for general information purposes only. Please speak to us directly to discuss your specific insurance needs. Miller Insurance Services LLP is a limited liability partnership registered in England and Wales; Registered Number: OC301468; Registered Office: 70 Mark Lane, London, EC3R 7NQ. Authorised and regulated by the Financial Conduct Authority. Miller Europe SPRL est une société privée à responsabilité limitée de droit belge; Val d’Or, Gulledelle 96, 1200 Bruxelles, Belgique 0708.954.984 (RPM Bruxelles); Inscription FSMA 0708.954.984. IBAN: BE46949007962036. Succursale de Paris, 40 rue La Pérouse, 75116 Paris, RCS Paris 849 440 458. London branch is registered in England and Wales; Registered Number: BR021148. Registered Office: 70 Mark Lane, London, EC3R 7NQ. Authorised by the Belgian Financial Services and Markets Authority. F090.02 0819 | © Miller 2019

Next stepsContact one of our dedicated sports and entertainment team members to arrange a personal accident insurance premium indication or to answer any questions with regards to this cover.

Premium financeWe can also arrange access to a premium finance facility, through which a jockey can pay their premium in monthly instalments.

Why Miller?Below are just some of the reasons why Miller is a leading international sports risk broker:

Dedicated offering within one of the London market’s leading specialist brokers

Offering independent advice, allowing us to respond to the needs of clients and insureds first and foremost

Long-standing market relationships meaning we deliver results on placement and claims

Leading broker of accident and health business in London