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Bangladesh bank

BB came into existence under the Bangladesh Bank Order1972 which took effect on 16 December1971

Bangladesh earnsBa3 (Moody's) and BB-(S&P)

Dr. Atiur Rahman: Governor of BD Bank

The annual average rate of inflation is 10.76 per cent in May 2012.

1. How does BB control inflation?

2. What is CRR and SLR?

Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with BB. Now 6%

SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold orgovt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintainedby the BB in order to control the expansion of bank credit. Now 13%

3. What is Share Cropper Lending?

4. What does Clearing House mean?

5. What is money laundering?

Trust Bank

The bank is sponsored by the Army Welfare Trust (AWT).

1. What is POS? POINT OF SALE

2. Difference between Secured and Unsecured Loan and examples.

3. Difference between Credit and Debit card.

4. What is Collateral?

5. What does LC, FDR, SWOT stand for?6. Double deposit scheme: Rule of 72

7. What is SOD? Secured Overdraft

Hajj Finance

HFCL is a Shariah-based non-banking financial institution, It obtained its license in September 2006. It follows the

model of Malaysias pilgrims fund and management institution, popularly known as TABUNG HAJJI which

focuses on mobilizing savings from would-be pilgrims who intend to perform hajj in the Holly Land. It invests its

excess fund in Sharia-based activities.

HFCL going to issue shares to the public and list the company in Dhaka Stock Exchange

CRAB

What is Credit Rating?

An assessment of the credit worthiness of individuals and corporations. It is based upon the history of borrowing and repayment, as

well as the availability of assets and extent of liabilities.

Overview

Established in 2003.

http://www.bangladesh-bank.org/#/http://www.bangladesh-bank.org/#/http://www.bangladesh-bank.org/#/http://www.bangladesh-bank.org/#/http://www.bangladesh-bank.org/#/

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In 2003,CRAB was incorporated as a public limited company and also received its Certificate for commencement of Business.

In 2009,CRAB has been accredited as an External Credit Assessment Institution (ECAI) by Bangladesh Bank, to provide rating of

Bank Clients under Basel II regime.

CRAB is a member of the Association of Credit Rating Agencies in Asia (ACRAA).

CRAB has a Technical Collaboration Agreement with ICRA Ltd. of India, one of the leading credit rating agencies of the region.

LT Credit Rating

AAA (Triple A) Have extremely strong capacity to meet financial commitments, maintains highest quality, with m

credit risk.AA1, AA2, AA3 (Double A) Have very strong capacity to meet financial commitments, maintains very high quality, with very

risk.

A1, A2, A3 (Single A) Have strong capacity to meet financial commitments, maintains high quality, with low credit risk

susceptible to adverse changes in circumstances and economic conditions.

BBB1, BBB2, BBB3 (Triple B) Have adequate capacity to meet financial commitments but are susceptible to moderate credit ris

changes in circumstances and economic conditions are more likely to impact capacity to meet fin

commitments.

BB1, BB2, BB3 (Double B) Have inadequate capacity to meet financial commitments and possess substantial credit risk, wit

ongoing uncertainties and exposure to adverse business, financial, or economic conditions.

B1, B2, B3 (Single B) Have weak capacity to meet financial commitments and are subject to high credit risk. Currentlythe financial commitments, but adverse business, financial, or economic conditions are likely to

capacity to meet obligations.

CCC1, CCC2, CCC3 (Triple C) Currently vulnerable, and are dependent upon favorable business, financial, and economic condimeet financial commitments. Have very weak standing and are subject to very high credit risk.

BB1, BB2, BB3 (Double B) Have inadequate capacity to meet financial commitments and possess substantial credit risk, wit

ongoing uncertainties and exposure to adverse business, financial, or economic conditions.

B1, B2, B3 (Single B) Have weak capacity to meet financial commitments and are subject to high credit risk. Currently

the financial commitments, but adverse business, financial, or economic conditions are likely to capacity to meet obligations.

CCC1, CCC2, CCC3 (Triple C) Currently vulnerable, and are dependent upon favorable business, financial, and economic condimeet financial commitments. Have very weak standing and are subject to very high credit risk.

CC (Double C) Currently highly vulnerable, highly speculative and are very near to default, with some prospectrecovery.

C (Single C) Currently very highly vulnerable to non-payment, may be subject of bankruptcy petition or simi

though have not experienced payment default. C is typically in default, with little prospect for r

D (Default) 'D' rating also will be used upon the filing of bankruptcy petition or similar action if payments onobligation are jeopardized.

Jamuna Bank

What is the difference between SPOT and FORWARD market?

SWIFT = Society for Worldwide Interbank Financial Telecommunication

SIBLKnow what is Islamic Banking or Financing? The concept.