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Prentice HallPersonal Financial Literacy © 2010,(Madura, et al)

C O R R E L A T E D T O

Kentucky - Human Services - Programs of Studies - Money Skills andKentucky Occupational Skill Standards - 3008 -

Family and Consumer Management(High School)

Personal Financial Literacy © 2010, (Madura, et al) Correlated to:

Kentucky - Human Services - Programs of Studies - Money Skills and Kentucky Occupational Skill Standards - 3008 - Family and Consumer Management

(High School)

SE = Student Edition ATE = Annotated Teacher’s Edition 1

KENTUCKY STANDARDS Personal Financial Literacy

© 2010, (Madura, et al)

Kentucky - Human Services - Programs of Studies

Money Skills

Course Description: This course is designed to prepare students to understand and use sound financial management skills and practices contributing to financial stability, improving the quality of life for individuals and families. Decision-making, problem solving, goal setting and using technology are integrated throughout the content. Leadership development will be provided through the Family, Career and Community Leaders of America.

Content/Process

Students will

• Understand how personal financial decisions are influenced by a person’s interpretation of needs and wants and values.

SE/ATE: 7-11, 13-17, 22-35, 39-51, 57-63, 65-66

• Analyze lifestyle conditions which may affect one’s financial situation throughout the life cycle

SE/ATE: 5-11, 13-14, 16-17, 22-34, 40-51, 62-63, 120, 123, 135, 140

• Recognize the importance of career planning, salaries, and benefits to overall financial well-being

SE/ATE: 7-13, 70-84, 117-123, 132-133, 184

• Create a spending plan/budget. SE/ATE: 22-25, 30, 33, 39, 43, 45, 54-66, 184 ATE Only: 29, 47

• Demonstrate skills in understanding payroll deductions.

SE/ATE: 93-94, 98-99, 106, 109

• Understand economic systems and the role of government agencies as they relate to sound financial management

SE/ATE: 94-98, 106, 134-136, 140-141, 144, 220-231, 234, 258, 272, 281-282

• Understand the levels of financial risk associated with checking accounts, saving and investing.

SE/ATE: 28, 220-221, 258, 281

• Evaluating financial institutions and the services they provide.

SE/ATE: 214-215, 224-227, 246

• Manage checking accounts, savings accounts, investment accounts.

SE/ATE: 60, 215-218, 224-229, 235-238, 243, 247-248, 259-260, 262, 277, 279 ATE Only: 244

• Define and use common terminology associated with savings and investing.

SE/ATE: 220-221, 224-225, 235-251, 254-273, 280-281

• Understand interest, and the time value of money.

SE/ATE: 27, 234, 276-280, 282, 286, 289

• Understand the implications of personal bankruptcy (Chapter 11 and 13).

SE/ATE: 7, 115, 152, 154, 200, 210, 261

• Evaluate the advantages and disadvantages of renting and owning a home.

SE/ATE: 174-175

• Demonstrate the process of renting and/or purchasing a home.

SE/ATE: 171-176, 182

• Demonstrate working knowledge of investments appropriate for individuals and families.

SE/ATE: 254-273, 280-281



(High School)




• Demonstrate skills in tax forms preparation. SE/ATE: 95-98, 102

• Understand the relationship between risk and insurance

SE/ATE: 28, 32, 34, 114, 115, 175-176, 181

• Select insurance (homeowner’s, renter’s, automobile, health, and life) appropriate for individuals and families

SE/ATE: 28, 31-32, 40, 114-129, 175, 180

• Demonstrate skills necessary for leasing and/or purchasing a vehicle.

SE/ATE: 179-180, 182-183

• Identify the advantages and disadvantages of each of the types of credit.

SE/ATE: 7, 23, 60, 151, 152, 159, 167-168, 176-189, 191-200

• Analyze credit card offers and statements SE/ATE: 159, 192-195

• Develop the skills necessary to prevent identity theft.

SE/ATE: 158-159, 161-163

• Demonstrate skills in wise spending practices (advertising, comparison shopping, warranties, defective merchandise)

Opportunities to address this standard can be found on the following pages:

SE/ATE: 43-45

• Understand the financial tools used to plan for retirement (Social Security, pensions, individual retirement accounts, Roth IRA, company sponsored retirement programs)

SE/ATE: 10, 29, 238-251, 282

• Demonstrate the process of requesting and interpreting a credit report.

SE/ATE: 154-157, 159-162, 165

• Describe the purpose of a will and other estate planning documents.

SE/ATE: 283-287, 290

• Utilize activities of the Family, Career and Community Leaders of America student organization as an integral component of course content and leadership development.


SE/ATE: 76

• Apply math, science and communication skills within technical content.

SE/ATE: 5, 8, 10, 14-15, 16, 23, 25, 27, 31-32, 42-43, 46, 48, 59, 61, 64-65, 72, 74, 78-79, 92, 86, 107-108, 118, 124, 133, 135-136, 142, 150, 152, 161, 171, 178, 183-184, 195-197, 205-206, 216-217, 225-227, 234, 237, 241, 244-245, 257, 260, 267, 271, 277, 279-280, 286-288

• Demonstrate employability and social skills relevant to the career cluster

SE/ATE: 16, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

http://www.kde.state.ky.us/KDE/Instructional+Resources/Career+and+Technical+Education/Career+and+Technical+Ed+Resources/Overview+and+Program+of+Studies+for+Human+Services.htm

Kentucky Occupational Skill Standards - 3008 - Family and Consumer Management

AA LANGUAGE ARTS

AA001 Apply the reading process and strategies to directions or tasks that are relatively short, with limited categories of information, direction, concepts, and vocabulary.

SE/ATE: 16, 32-33, 87, 108, 124, 162-163, 184-185, 246, 268-269, 288



(High School)




AA002 Demonstrate competence in using various information sources, including knowledge-based and technical texts, to perform specific tasks.

SE/ATE: 11-12, 14, 16-17, 29, 33, 75-76, 78, 82, 85, 88-89, 95, 114, 116, 126, 144, 157, 163, 178-179, 184-185, 198, 201, 214-215, 220-221, 223, 227, 237-238, 246, 256, 269, 282

AA003 Demonstrate competence in writing and editing documents, using correct grammar, and punctuation.

SE/ATE: 16, 29, 32-33, 49, 65, 82, 84, 86, 88, 108-109, 163, 236, 288

AA004 Demonstrate competence in speaking to provide, distribute, or find information.

SE/ATE: 144, 207, 227, 246, 269

AA005 Demonstrate competence in making oral formal and informal presentations, including selecting and using media.

SE/ATE: 16, 33, 49, 109, 126, 144, 227, 246

AA006 Adapt listening strategies to utilize verbal and nonverbal content of communication.


SE/ATE: 76, 85

AB MATHEMATICS

AB001 Add, subtract, divide, and multiply whole, mixed numbers, fractions, decimals, and calculate square root.

SE/ATE: 5, 8, 10, 14-16, 23, 25, 27, 31-32, 42-43, 46, 48, 50, 56, 59, 61, 64-65, 72, 74, 79, 86-87, 89, 92, 94, 99, 103, 107-108, 119, 124-125, 133, 135-136, 142-143, 146, 150-152, 161-162, 171, 177, 183-184, 188, 195-197, 205-206, 216-217, 225-227, 230, 234, 236, 241, 244-245, 250, 257, 260, 267, 277-279, 287-289

AB002 Use a calculator to add, subtract, divide, and multiply whole and mixed numbers, fractions, decimals, and calculate square root.

SE/ATE: 14-15, 31, 48, 50, 56, 61, 64, 86-87, 89, 94, 99, 103, 107-108, 124-125, 142-143, 161-162, 183, 205-206, 225-227, 230, 244-245, 250, 267, 279-280, 287-289

AB003 Mentally add, subtract, divide and multiply whole numbers.


SE/ATE: 5, 8, 10, 14-16, 23, 25, 27, 31-32, 42-44, 46, 48, 56, 59, 61, 64-65, 72, 74, 79, 86-87, 89, 92, 94, 99, 103, 107-108, 119, 124-125, 133, 135-136, 142-143, 146, 150-152, 161-162, 171, 177, 183-184, 188, 195-197, 205-206, 216-217, 225-227, 230, 234, 236, 241, 244-245, 250, 257, 260, 267, 277-279

AB004 Use a calculator to add, subtract, divide, and multiply, calculate percentages, ratios.

SE/ATE: 62, 138, 146, 152, 170, 197-198, 206-207, 238

AB005 Interpret charts, tables, and graphs. SE/ATE: 6, 9, 25, 27-28, 39, 44, 55-57, 61, 71, 74, 77, 100-101, 114, 116, 135-137, 140, 151, 153, 156-157, 175, 199, 206-207, 223, 237, 239-241, 257, 259, 261, 277, 282

AB006 Understand and apply advance concepts of probability and statistics.


SE/ATE: 4, 9, 73, 77, 101



(High School)




AB007 Calculate and evaluate basic statistical routines.


SE/ATE: 4, 9, 73, 77, 101

AB008 Construct charts, tables, and graphs. SE/ATE: 32-33, 49, 108, 143-144, 184-185, 206-207, 246, 269

AB009 Solve problems and generate conclusions using deductive reasoning.

SE/ATE: 269

AB010 Understand sampling theory, probability theory, and error of measure.


SE/ATE: 4, 9, 73, 77, 101

AC SCIENCE

AC001 Apply and use scientific methods to solve problems.


SE/ATE: 49

AC002 Use computers for information processing.

SE/ATE: 16, 32, 65, 126, 227

AC003 Analyze and evaluate environmental issues.


SE/ATE: 139

AC004 Apply and use maps, charts, tables, and graphs to complete tasks.

SE/ATE: 32-33, 49, 108, 143-144, 184-185, , 206-207, 246, 269

AC005 Analyze environmental issues from information media.


SE/ATE: 139

AC006 Identify operational definitions.

AC007 Analyze the impact drugs have on society.

EA EXHIBIT WORKPLACE SKILLS

EA001 Demonstrate consistently punctual arrival.

EA002 Document regular attendance. Opportunities to address this standard can be found on the following page:

SE/ATE: 15

EA003 Demonstrate enthusiasm and confidence about work and learning new tasks.

EA004 Demonstrate appropriate dress and hygiene for successful employment.

EA005 Demonstrate the ability to act in a polite and respectful way towards co-workers.

EA006 Demonstrate the ability to complete tasks on time and accurately.

EA007 Demonstrate the ability to make career decisions.

SE/ATE: 69-79, 85



(High School)




EA008 Prepare a resume and letter of application or interest.

SE/ATE: 82-84, 86

EA009 Fill out an application for employment. Opportunities to address this standard can be found on the following pages:

SE/ATE: 80-81

EA010 Participate in an employment interview. Opportunities to address this standard can be found on the following pages:

SE/ATE: 80-84

EA011 Follow directions and procedures.

EA012 Accept constructive criticism.

EA013 Work with minimal supervision.

EB UNDERSTAND WORKFORCE ISSUES

EB001 Recognize the difference between a team environment workplace and a conventional workplace.

EB002 Identify the characteristics of a diverse workforce.


SE/ATE: 133-134, 139-145

EB003 Identify good ethical characteristics and behaviors.

SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, 267-268, 287-288

EB004 Differentiate between good and poor business ethics.

SE/ATE: 15, 87

EB005 Match employee responsibilities to employer expectations.

EB006 Define discrimination, harassment and equity.

SE/ATE: 152-153

EB007 Demonstrate non-discriminatory behavior.


SE/ATE: 152-153

EB008 Maintain confidentiality and sensitivity of company information.

EC PERFORM BUSINESS PLANNING AND OPERATIONS PROCEDURES

EC001 Plan and manage work schedules.

EC002 Maintain receipts and disbursement records.

EC003 Maintain inventory records.

EC004 Maintain computer records. Opportunities to address this standard can be found on the following pages:

SE/ATE: 15, 108, 125, 184, 206, 268, 288

EC005 Identify possible actions that may lead to customer dissatisfaction.

EC006 Identify the ways that the level of customer satisfaction may affect company success.



(High School)




EC007 Explain the importance of a business reputation.


SE/ATE: 76

EC008 Identify possible actions that may be used to correct customer dissatisfaction.

EC009 Explain the effect of quality on profit.

EC010 Identify the effects of continuous quality improvement.

ED DEMONSTRATE EFFECTIVE COMMUNICATION AND TEAMWORK SKILLS

ED001 Organize materials with a logical flow. SE/ATE: 39, 49, 62, 259-260

ED002 Interpret and clarify directions prepared by others.


SE/ATE: 207, 227, 246, 269, 288

ED003 Communicate with customers. Opportunities to address this standard can be found on the following pages:

SE/ATE: 214

ED004 Understand team concepts. SE/ATE: 16, 33, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

ED005 Write steps of an occupational process using sentences and statements as appropriate.

ED006 Elect appropriate communications methods.

SE/ATE: 29, 31, 33

ED007 Identify various group processes. Opportunities to address this standard can be found on the following pages:

SE/ATE: 16, 33, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

ED008 Identify components of group dynamics. Opportunities to address this standard can be found on the following pages:

SE/ATE: 16, 33, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

ED009 Apply facilitations skills in a group setting.


SE/ATE: 16, 33, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

EE DEMONSTRATE PROBLEM SOLVING TECHNIQUES

EE001 Explain the value of applying a problem-solving system.


SE/ATE: 26

EE002 Apply a system of problem-solving. Opportunities to address this standard can be found on the following pages:

SE/ATE: 16, 33, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288



(High School)




EE003 Identify opportunities for applying problem-solving techniques.


SE/ATE: 16, 33, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

OA DEMONSTRATE MANAGEMENT OF INDIVIDUAL AND FAMILY RESOURCES, INCLUDING FOOD, CLOTHING, SHELTER, HEALTH CARE, RECREATION, AND TRANSPORTATION

OA001 Apply management and planning skills and processes to organize tasks and responsibilities.

SE/ATE: 4-7, 8-11, 22-29, 39-40, 41-46, 54-62

OA002 Examine how individuals and families make choices to satisfy needs and wants.

SE/ATE: 7-11, 13-17, 22-35, 39-51, 57-63, 65-66

OA003 Implement decisions about providing safe and nutritious food for individuals and families.


SE/ATE: 10, 13, 21-22, 25, 38-40, 44, 48, 54-56

OA004 Implement decisions about purchasing, creating, and maintaining clothing.

SE/ATE: 25, 54-56

OA005 Implement decisions about housing and furnishings.

SE/ATE: 10, 31, 43-46, 54

OA006 Examine information about procuring and maintaining health care to meet the needs of individuals and family members.

SE/ATE: 115-118, 121-127

OA007 Implement decisions about recreational needs.

SE/ATE: 7-11, 13-17, 22-35, 39-51, 57-63, 65-66

OA008 Apply consumer skills to acquire and maintain transportation that meets the needs of individuals and family members.

SE/ATE: 7, 10, 13, 31, 38, 40, 48-49, 162, 178-185, 189, 238, 245, 247, 288

OB ANALYZE THE RELATIONSHIP OF THE ENVIRONMENT TO FAMILY AND CONSUMER RESOURCES

OB001 Determine individual and family responsibility in relation to the environmental trends and issues.

OB002 Examine environmental trends and issues affecting families and future generations.

OB003 Examine behaviors that conserve, reuse, and recycle resources to maintain the environment.

OB004 Investigate government regulations for conserving natural resources.

OC ANALYZE POLICIES THAT SUPPORT CONSUMER RIGHTS AND RESPONSIBILITIES

OC001 Examine state and federal policies and laws providing consumer protection.

SE/ATE: 152-153, 161, 164

OC002 Investigate how policies become laws related to consumer rights.


SE/ATE: 152-153

OC003 Examine skills used in seeking information related to consumer rights.

SE/ATE: 152-153



(High School)




OD EVALUATE THE IMPACT OF TECHNOLOGY ON INDIVIDUAL AND FAMILY RESOURCES

OD001 Review types of technology that impact family and consumer decision-making.

SE/ATE: 158-159, 161

OD002 Examine how media and technological advances impact family and consumer decisions.

SE/ATE: 157-161, 163, 214, 206-207

OD003 Assess the use of technology and its impact on quality life.

SE/ATE: 158-161, 215, 220

OE ANALYZE INTERRELATIONSHIPS BETWEEN THE ECONOMIC SYSTEM AND CONSUMER ACTIONS

OE001 Examine the use of resources in making choices that satisfy needs and wants of individuals and families.

SE/ATE: 4-8, 22-29, 39-46, 57-62

OE002 Examine individual and family roles in the economic system.


SE/ATE: 132-133, 136, 141

OE003 Examine economic impacts of laws and regulations that pertain to consumers and providers of services.

SE/ATE: 152-154, 161, 164, 221-231

OE004 Determine practices that allow families to maintain economic self-sufficiency.

SE/ATE: 22, 184, 287-288

OF DEMONSTRATE MANAGEMENT OF FINANCIAL RESOURCES TO MEET THE GOALS OF INDIVIDUALS AND FAMILIES ACROSS THE LIFE SPAN

OF001 Examine the need for personal and family financial planning.

SE/ATE: 4-11, 22-35, 39-51, 54-66, 105, 132, 276-290

OF002 Apply management principles to individual and family financial practices.

SE/ATE: 4-7, 8-11, 22-29, 39-40, 41-46, 54-62, 215-218

OF003 Apply management principles to decisions about individuals and family insurance.

SE/ATE: 28, 30-32, 114-129, 175-176, 180-181, 220

OF004 Obtain personal and legal documents related to managing individual and family finances.


SE/ATE: 96-97, 102, 169, 194

OG ANALYZE CAREER PATHS WITHIN FAMILY AND CONSUMER SERVICE INDUSTRIES

OG001 Determine the roles and functions of individuals engaged in family and consumer service careers.


SE/ATE: 71, 74, 87

OG002 Explore opportunities for employment and entrepreneurial endeavors.

SE/ATE: 77-79, 85-86, 88

OG003 Examine education and training requirements and opportunities for career paths in family and consumer management.

SE/ATE: 77-79, 85-86, 88

OG004 Examine the impact of the family and consumer service careers on local, state, national and global economics.


SE/ATE: 74



(High School)




OH ANALYZE FACTORS THAT IMPACT CONSUMER ADVOCACY

OH001 Examine the role of advocacy groups at state and national levels.


SE/ATE: 152-153

OH002 Determine the contributions of policy makers to consumer advocacy.


SE/ATE: 152-153

OH003 Explore strategies that enable consumers to become advocates.


SE/ATE: 152-153

OH004 Examine the effects of consumer protection laws on advocacy.


SE/ATE: 152-153

OH005 Determine strategies to reduce the risk of consumer fraud.


SE/ATE: 157-161, 163, 165, 202

OH006 Examine the role of media in consumer advocacy.

OH007 Explore the use of educational and promotional materials in consumer advocacy.


SE/ATE: 152-153

OI ANALYZE FACTORS IN DEVELOPING A LONG-TERM FINANCIAL MANAGEMENT PLAN

OI001 Explain the impact of the economic system on personal income, individual and family security and consumer decisions.


SE/ATE: 132-146, 193, 220-221, 223-224, 231

OI002 Examine components of a financial planning process that reflects the distinction between needs and wants, values, goals, and economic resources.

SE/ATE: 4-11, 22-35, 39-51, 54-66, 105, 132, 276-290

OI003 Determine the impact of consumers’ credit in long-term financial planning.

SE/ATE: 199-201, 203

OI004 Examine investment and saving alternatives.

SE/ATE: 124, 129, 150-152, 160-161, 163, 179, 183, 232-251, 252-273

OI005 Determine the effects of risk management strategies on long-term financial planning.

SE/ATE: 28, 258, 281

OI006 Consider the impact of key life transitions on financial planning.

SE/ATE: 5-11, 13-14, 16-17, 22-34, 40-51, 62-63, 106, 110, 120, 123, 135, 140

OI007 Explain the role of estate planning in long-term financial planning.

SE/ATE: 283-287, 290

OJ ANALYZE RESOURCE CONSUMPTION FOR CONSERVATION AND WASTE MANAGEMENT PRACTICES

OJ001 Investigate sources and types of residential and commercial energy, waste disposal, and pollution issues.



(High School)




OJ002 Investigate consumer programs and services provided by government, public utilities, resource recovery business, and environmental organizations.

OJ003 Explore strategies and practices to conserve energy and reduce waste.

OJ004 Examine waste management issues.

OJ005 Examine roles of government, industry, and family in energy consumption.

OK DEMONSTRATE SKILLS NEEDED FOR PRODUCT DEVELOPMENT, TESTING, AND PRESENTATION

OK001 Conduct market research to determine consumer trends and product development needs.

OK002 Design or analyze a consumer product.

OK003 Examine features, prices, product information, styles, and performance of consumer goods for potential trade-offs among the components.

OK004 Perform a test on a product utilizing valid and reliable testing procedures.

OK005 Apply statistical analysis processes to interpret, summarize, and report data from tests.

OK006 Examine the labeling, packaging, and support materials of consumer goods.

OK007 Demonstrate a product or educate an audience.

OK008 Utilize appropriate sales techniques to compare, demonstrate, assist, and advise consumers in the selection of goods and services that meet consumer needs.

OL ANALYZE STRATEGIES TO MANAGE MULTIPLE INDIVIDUAL, FAMILY, CAREER AND COMMUNITY AND WORKPLACE SETTINGS

OL001 Examine policies, issues, and trends in the workplace and community that impact individuals and families.


SE/ATE: 12

OL002 Analyze the impact of social, economic, and technological change on work and family dynamics.


SE/ATE: 132-146, 193, 223-224, 231

OL003 Analyze ways that individual career goals can enhance the family’s capacity to meet goals for all family members.


SE/ATE: 7-13, 29, 132-133

OL004 Analyze the potential impact of career path decisions on balancing work and family.


SE/ATE: 7-13, 29, 117-123, 132-133, 184



(High School)




OL005 Determine goals for life-long learning and leisure opportunities for all family members.

SE/ATE: 5-17, 31-33, 35, 41-51, 54, 238-251

OL006 Determine skills and knowledge needed to develop a life plan for achieving individual, family, and career goals.

SE/ATE: 8-11, 22-29, 42, 46, 54-57, 59, 216-217

OM DEMONSTRATE TRANSFERABLE AND EMPLOYABILITY SKILLS IN COMMUNITY AND WORKPLACE SETTINGS

OM001 Examine potential career choices to determine the knowledge, skills and attitudes associated with each.

SE/ATE: 5-6, 9, 12, 58, 70-89

OM002 Demonstrate job-seeking and job-keeping skills.

SE/ATE: 75-76, 80-89

OM003 Apply communications skills in community and workplace settings.

SE/ATE: 12, 29, 76, 85

OM004 Demonstrate teamwork skills in community and workplace settings.

SE/ATE: 16, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

OM005 Examine strategies to manage the impact of changing technologies in workplace settings.

OM006 Demonstrate leadership skills and abilities in the workplace and community.


SE/ATE: 79, 82-83

OM007 Examine factors that contribute to maintaining safe and healthy work and community environments.

OM008 Demonstrate work ethics and professionalism.

SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, 267-268, 287-288

ON ANALYZE THE RECIPROCAL IMPACT OF INDIVIDUAL AND FAMILY PARTICIPATION IN COMMUNITY ACTIVITIES

ON001 Examine goals that support individuals and family members in carrying out community and civic responsibilities.


SE/ATE: 33, 49, 109, 126

ON002 Arrange a plan for individuals and families to select and develop skills in community activities.


SE/ATE: 33, 49, 109, 126

ON003 Determine skills that provide beneficial services to the community.

ON004 Examine community resources and systems of formal and informal support available to individuals and families.

SE/ATE: 132, 134-135, 142

ON005 Examine the impact of public policies, agencies, and institutions on the family.


SE/ATE: 29



(High School)




OO ANALYZE THE IMPACT OF FAMILY AS A SYSTEM ON INDIVIDUALS AND SOCIETY

OO001 Examine family as the basic unit of society.


SE/ATE: 10

OO002 Determine the role of family in transmitting societal expectations.

OO003 Examine global influences on today’s families.


SE/ATE: 139-140

OO004 Examine the role of family in teaching culture and traditions across the life span.


SE/ATE: 10

OO005 Examine the role of family in developing independence, interdependence, and commitment of family members.


SE/ATE: 10

OO006 Determine the impact of change and transitions over the life course.

SE/ATE: 46, 132-146

OO007 Explore the ways family and consumer sciences careers assist the works of the family.


SE/ATE: 70-74, 85, 88

OP DEMONSTRATE APPRECIATION FOR DIVERSE PERSPECTIVES, NEEDS, AND CHARACTERISTICS OF INDIVIDUALS AND FAMILIES

OP001 Demonstrate awareness of multiple diversities and their impact on individuals and families.


SE/ATE: 133-134, 139-146

OP002 Examine the impact of cultural diversity on individuals and families.


SE/ATE: 133-134, 139-146

OP003 Examine the impact of empathy for diversity on individuals in family, work, and community settings.


SE/ATE: 133-134, 139-146

OP004 Demonstrate respect for diversity with sensitivity to anti-bias, gender, equity, age, culture and ethnicity.


SE/ATE: 133-134, 139-146

OP005 Examine the impact of the global village on the need to appreciate diversity.


SE/ATE: 139-146

OQ ANALYZE FACTORS RELATED TO PROVIDING FAMILY AND COMMUNITY SERVICES

OQ001 Examine local, state, and national agencies and informal support resources providing human services.

OQ002 Determine professional, ethical, legal, and safety issues that confront human service employees.



(High School)




OQ003 Examine licensing laws and regulations that affect service providers and their participants.

OQ004 Determine harmful, fraudulent, and deceptive human service practices.

OQ005 Determine the rights and responsibilities of human service participants and their families.

OQ006 Determine effective individual and family advocacy and self-advocacy strategies to overcome diverse challenges facing human service participants.

OQ007 Explore community-networking opportunities in family and community services.

OR EVALUATE CONDITIONS AFFECTING INDIVIDUALS AND FAMILIES WITH A VARIETY OF DISADVANTAGING CONDITIONS

OR001 Assess health, wellness, and safety issues of individuals and families with a variety of disadvantaging conditions.


SE/ATE: 21-22, 62

OR002 Determine management and living environment issues of individuals and families with a variety of disadvantaging conditions.


SE/ATE: 21-22, 62

OR003 Research personal, social, emotional, economical, vocational, educational, and recreational issues for individuals and families with a variety of disadvantaging conditions.


SE/ATE: 21-22, 62, 70-84

OR004 Discriminate between situations that require personal prevention or intervention and those situations that require professional assistance.

OR005 Determine situations which require crisis intervention.

OR006 Determine the appropriate support needed to address selected human service issues.

OS IDENTIFY SERVICES FOR INDIVIDUALS AND FAMILIES WITH A VARITETY OF DISADVANTAGING CONDITIONS

OS001 List needs and accommodations for people with a variety of disadvantaging conditions.

OS002 State ways in which individuals affect the family financially, socially, and emotionally with a variety of disadvantaging conditions.


SE/ATE: 21-22, 62

OS003 Cite coping or adjustment strategies and stress management practices for the participant, a caregiver, and family member.



(High School)




OS004 Highlight the importance of friends, family and community relationships for an individual with a variety of disadvantaging conditions.

OS005 Give support that validates the participants’ capabilities and right to privacy, dignity, and autonomy.

OS006 Give participants strategies to make informed choices, access resources and support, follow through on responsibilities, and take appropriate risks.

OS007 List verbal and nonverbal communication skills related to advising the counseling individuals and families with a variety of disadvantaging conditions.

OT ANALYZE FUNCTIONS AND EXPECTATIONS OF VARIOUS TYPES OF RELATIONSHIPS

OT001 Examine processes for building and maintaining interpersonal relationships.

Opportunities to address this standard can be found on the following page:

SE/ATE: 76

OT002 Examine the impact of various stages of the family life cycle on the interpersonal relationships.


SE/ATE: 5-11, 13-14, 16-17, 22-34, 40-51, 62-63, 106, 110, 120, 123, 135, 140

OT003 Compare physical, emotional, and intellectual responses in stable and unstable relationships.

OT004 Determine factors that contribute to healthy and unhealthy relationships.

OT005 Explore processes for handling unhealthy relationships.

OT006 Determine stress management strategies for family, work, and community settings.

OU ANALYZE PERSONAL NEEDS AND CHARACTERISTICS AND THEIR IMPACT ON INTERPERSONAL RELATIONSHIPS

OU001 Examine the impact of personal characteristics on relationships.

OU002 Consider the effect of personal needs on relationships.


SE/ATE: 7-11, 13-17, 22-35, 39-51, 57-63, 65-66

OU003 Examine the effect of self-esteem and self-image on relationships.

OU004 Determine the impact of life span events and conditions on relationships.


SE/ATE: 134, 143-144



(High School)




OU005 Explain the impact of personal standards and codes of conduct on interpersonal relationships.

OV DEMONSTRATE COMMUNICATION SKILLS THAT CONTRIBUTE TO POSITIVE RELATIONSHIPS

OV001 Examine communication styles and their effects on relationships.


SE/ATE: 12, 29, 76

OV002 Demonstrate verbal and nonverbal behaviors and attitudes that contribute to effective communication.


SE/ATE: 12, 29, 76

OV003 Demonstrate effective listening and feedback techniques.


SE/ATE: 12, 29, 76

OV004 Examine barriers to communication in family, work, and community settings.


SE/ATE: 12, 29, 76

OV005 Practice ethical principles of communication in family, community, and work settings.


SE/ATE: 12, 29, 76

OV006 Examine the impact of communication technology in family, work, and community settings.


SE/ATE: 12, 29, 76

OV007 Examine the roles and functions of communication in family, work, and community settings.


SE/ATE: 12, 29, 76

OW EVALUATING CONFLICT PREVENTION AND MANAGEMENT TECHNIQUES

OW001 Determine the origin and development of attitudes and behaviors regarding conflict.

OW002 Determine how similarities and differences among people affect conflict prevention and management.


SE/ATE: 133-134, 139-146

OW003 Determine the roles of decision making and problem solving in reducing and managing conflict.

OW004 Appraise nonviolent strategies that address conflict.

OW005 Choose effective responses to harassment.


SE/ATE: 157

OW006 Assess community resources that support conflict prevention and management.



(High School)




OX DEMONSTRATE TEAMWORK AND LEADERSHIP SKILL IN THE FAMILY, WORKPLACE, AND COMMUNITY OX001 Create an environment that encourages and respects the ideas, perspectives, and contributions of all group members.

Opportunities to address this standard can be found on the following pages: SE/ATE: 16, 33, 49, 65, 88, 109, 126, 144, 163, 185, 207, 227, 246, 269, 288

OX002 Demonstrate strategies to motivate and encourage group members.


OX003 Create strategies to utilize the strengths and limitations of team members.


OX004 Demonstrate techniques that develop team and community spirit.


OX005 Demonstrate ways to organize and delegate responsibilities.


OX006 Create strategies to integrate new members into the team.


OX007 Demonstrate processes for cooperating, compromising, and collaborating.


OY DEMONSTRATE STANDARDS THAT GUIDE BEHAVIOR IN INTERPERSONAL RELATIONSHIPS OY001 Examine types of standards that guide behavior in interpersonal relationships.

Opportunities to address this standard can be found on the following pages: SE/ATE: 12, 16, 76

OY002 Apply guidelines for assessing the nature of issues and situations.

OY003 Apply standards when making judgments and taking action.

OY004 Demonstrate ethical behavior in family, workplace, and community settings.

Opportunities to address this standard can be found on the following pages: SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, 267-268, 287-288

OY005 Examine the relative merits of opposing points of view regarding current ethical issues.

Opportunities to address this standard can be found on the following pages: SE/ATE: 15, 32, 64-65, 87, 108, 125, 143, 184, 245, 267-268, 287-288

http://www.education.ky.gov/KDE/Instructional+Resources/Career+and+Technical+Education/Skill+Standards+and+Assessments/Skill+Standards+Documents.htm