ppt mutual fund changes.pptx

8/10/2019 ppt mutual fund changes.pptx

1/32

Presented By:

Parth Shah (P-1350)


2/32

INTRODUCTION


3/32

Banking Industry Initially- borrowing and lending of funds/services. Now-

mutual funds and insurance also.

Banking was divided into public, private and foreign banks.

Later they were categorised as per the services provided by

them.

New technology driven private banks have broaden the short

term lending business and competition in various services such

as mutual funds.


4/32

Current Banking ScenarioCurrently, India has-

81 scheduled commercial banks (SCBs) : 28 (20 Nationalised banks + 8 SBI Group)

29 Foreign banks and 24 Private banks.

Branches- 53000, Atms-17000.

Public Sector- 75% share, Private sector- 18% & foreignbanks- 7%.


5/32

Kotak Mahindra Bank

It has started as a Pvt. bank in 1985 offering banking,insurance, mutual fund and investment facility to the

customers.

It operated approximately 569 branches,1056 ATMs, 11,152employees and customer account base of over 2.7 million

across India.

Uday Kotak as the CEO and Vice president is leading acompany with a net worth of 12283 corers at present.


6/32

Kotak stands for:

Major Competitors in the private banking sector-HDFC BANK,AXIS BANK, ICICI BANK etc..

To survive in the competitive market Kotak tries its best tocompete with others and particularly Kotak bank has launched somany new and innovative services like silk account for thewomen, home banking, traveller cheque etc..

Knowledge and competenceK

Offering Innovative and Proactive solutionsO

Transparent and FairT

Approachable and Warm to buildRelationshipsA

Keeping it simple for customers tounderstand better.K


7/32

MUTUAL FUND A Mutual Fund is a trust that pools the savings of a number of

investors who share a common financial goal.

The money thus collected is then invested in capital market

instruments such as shares, debentures and other securities.

The income earned through these investments and the capitalappreciation realized are shared by its unit holders in

proportion to the number of units owned by them.

Thus a Mutual Fund is the most suitable investment for thecommon man as it offers an opportunity to invest in adiversified, professionally managed basket of securities at arelatively low cost.


8/32

Mutual Fund Operation

Flow Chart


9/32

FunctioningAdvantages Dis-Advantages

Professional Management

Diversification

Liquidity Transparency

Flexibility

Choice of schemes

Tax benefits

Costs Control Not in the Handsof an Investor

No Customized Portfolios

Difficulty in Selecting aSuitable Fund Scheme


10/32

RESEARCH METHODOLOGY


11/32

Research Objective

- To study the Mutual Fund Industry.

- To identify the awareness about mutual funds among

respondents.

- To analyze factors that influences most while investing in

mutual funds.

- To know the attitude of individuals regarding their

investments.


12/32

Research Design

Type of research: Descriptive research Population: Ahmedabad city.

Sample Unit: Those investors who invest in Mutual Fund

Sample Size: 100

Sample Frame: Ahmedabad city.

Sampling method: Non- probability sampling. The researchis based on convenience sampling.

Research Tool: Questionnaire.

Data Collection

Primary Data: Personal interaction with the respondent through aquestionnaire.

Secondary Data:Web based data are used.


13/32


14/32

Gender

Gender No. of respondents

Male 77

Female 23

Total 100

77%

23%

Gender of the respondents

Male

Female

Age (Yr.)Age (Yr.) No. of respondents

20-30 41

31-40 35

41-50 18

51-60 4

>60 2

Total 100

41%

35%

18%

4% 2%

Age of the respondents

20-30

31-40

41-50

51-60

>60


15/32

Annual IncomeAnnual Income No. of

respondents

< 2L 11

2L 5L 54

6L 10L 30

>10L 5

Total 100

11%

54%

30%

5%

Annual Income of the respondents

< 2L

2L5L

6L10L

>10L

Educational QualificationOptions No. of respondents

Under Graduate 12

Post Graduate 53

Graduate 35

Other 0

Total 100


16/32

Occupation Status

Options No. of

respondents

Govt. Servant 24

Business 35

Pvt. Employee 27

Profession 14

Total 100

24%

35%

27%

14%

Occupation of the respondents

Govt. Servant

Business

Pvt. Employee

Profession

Approximately what percentage

of your income do you invest?Options No. of

respondents

0 5% 45

6 10% 38

11 15% 8

16- 20% 9

>20% 0

Total 100


17/32

From where do you

invest in Mutual funds?Options No. of respondents

Broker 46

Agent 25

Bank 17

AMC 12

Total 100

46%

25%

17%

12%

No. of respondents

Broker

Agent

Bank

AMC

Which is your favourite method

to invest in Mutual Fund?

Options No. of respondents

SIP 38

Existing Funds 26

IPO 13

ELSS 23

Total 100

38%

26%

13%

23%

No. of respondents

SIP

Existing

Funds

IPO

ELSS


18/32

Which Mutual Fund

Scheme have you used?

Options No. of

respondents

Open Ended 88

Close Ended 12Total 100

88%

12%

No. of respondents

Open

Ended

Close

Ended

Do you keep in mind the TimeHorizon while doing investment?

Options No. of

respondents

Yes 72

No 28Total 100

72%

28%

No. of respondents

Yes

No

What a erage percentage


19/32

What do you prefer while

investing in Mutual Funds?Options No. of respondents

Growth 36

Low risk 13

Dividend 14

Higher returns 44

Maturity period 15

Total 122

30%

11%

11%

36%

12%

No. of respondents

GrowthLow risk

Dividend

Higher returns

Maturity period

What average percentageyou expect while investing

in Mutual Funds?Options No. of respondents

20% 0

Total 100


20/32

Do you consider portfolio

of the fund while investing

in particular fund?Options No. of respondents

Yes 87

No 13

Total 100

87%

13%

No. of respondents

Yes

No

Do you consider pastperformance of the fund andfund manager at the time of

investment?


Yes 88

No 12

Total 100

88%

12%

No. of respondents

Yes

No


21/32

Which service you want after

investing in Mutual Fund?Options No. of respondents

E-mail alerts 41

Personal Assistance 50

SMS Alerts 24

24 Hours Toll Free No. 32

Other

Total 147

Imagine that stock market drops

immediately after you invest in it

than what will you do?


Withdraw your money 35

Wait and Watch 48

Invest more 17

Total 100

35%

48%

17%

No. of respondents

Withdraw

your money

Wait and

Watch

Invest more


22/32

Are you satisfied with

the Mutual Fund and

its returns?


Yes 89

No 11

Total 100

89%

11%

No. of respondents

Yes

No

Which is the best experience

in terms of returns according

to your existing investments?

Options No. of respondentsGold 34

Silver 14

Stock Market 11

Real Estate 10

Eq. 9

Govt. Bond 5

Total 83

41%

17%

13%

12%

11%6%

No. of respondents

Gold

Silver

Stock Market

Real Estate

Eq.

Govt. Bond


23/32

HYPOTHESES ANALYSIS


24/32

Ho: There is no relation between Age and Investment.H1: There is relation between Age and Investment.

Correlations

Age Approximately

what

percentage of

your income do

you invest?

Age

Pearson Correlation 1 .308**

Sig. (2-tailed) .002

N 100 100

Approximately what

percentage of your income

do you invest?

Pearson Correlation .308** 1


N 100 100

**. Correlation is significant at the 0.01 level (2-tailed).


25/32

Ho: There is no relation between Age and Expected

Return from Investments.H1: There is relation between Age and Expected

Return from Investments.

Correlations

Age Whataverage

percentage

you expect

while

investing in

Mutual

Fund?

Age

PearsonCorrelation

1 -.074


N 100 100

What average

percentage you expect

while investing in

Mutual Fund?

Pearson

Correlation-.074 1


N

100

100


26/32

Ho: There is no relation between Investment TimePeriod and Expected Return.

H1: There is relation between Investment TimePeriod and Expected Return.

Correlations

How much

Timehorizon do

you keep in

mind?

What

averagepercentage

you expect

while

investing in

Mutual

Fund?

How much Timehorizon do you keep

in mind?

Pearson

Correlation

1 .328**


N 72 72

What average

percentage you

expect while

investing in Mutual

Fund?

Pearson

Correlation.328** 1


N 72 100**. Correlation is significant at the 0.01 level (2-tailed).


27/32

Ho: There is no relation between Total AmountInvested and Expected Return.

H1: There is relation between Total Amount Investedand Expected Return.

Correlations

Approximat

ely what

percentage

of your

income do

you invest?

What

average

percentage

you expect

while

investing in

Mutual

Fund?

Approximately what

percentage of yourincome do you

invest?

Pearson

Correlation1 .221*


N 100 100

What average

percentage you

expect while

investing in Mutual

Fund?

Pearson

Correlation.221* 1


N 100 100

*. Correlation is significant at the 0.05 level (2-tailed).


28/32

FINDINGS It is seen that majority of the respondents are businessman other

than private employees, Govt. servants, and professionals.

Most of the respondents who invest mostly less than 5% of their

income.

Respondents consider return and growth as more important factors

while investing in mutual funds.

While making investments, respondents mainly rely on expertadvice and self-knowledge.

The main sources of investing in mutual funds are brokers and

majority of the sample size invest in SIP.


29/32

Contd..

While investing, the duration of time horizon is important and

the respondents mostly believe it to between 1 to 5 years.

Mostly the respondents expect 5%-10% return on investmentin mutual funds.

Most of the respondents feel that gold gives the best returns

on investment other than Silver, Stock Market, Real Estate,

Eq., and Govt. Bond.


30/32

CONCLUSION An overview of the MUTUAL FUND Industry is clear now.

After analyzing the factors the most influencing factor while

investing in mutual funds is Higher Return and Growth.

Most importantly I got to know the attitude of the investors

towards investing.


31/32

BIBLIOGRAPHYJournals and Periodicals

Singh, B. K., Jha, A.K. " An empirical study on awareness &acceptability of mutual fund." ICWAI, Presented on Regional StudentsConference (2009): pp. 49-55.

Ramamurthy, B. M. and Reddy, S. "Recent trends in Mutual FundIndustry." SCMS, Journal of Indian Management. (2005).

Desigan et al. "Women Investors Perception towards Investment: An

empirical Study." Indian Journal of Marketing. (2006).

Websites www.mutualfundsindia.com. www.aboutmf.com.

www.investorsguide.com. www.moneycontrol.com. www.google.com. www.investopedia.com. www.amfiindia.com.


32/32

ppt mutual fund changes.pptx

Documents