pear budget

PearBudget 3.1

Start HerePearBudgetWelcome to PearBudget!really simple budgetingWelcome to PearBudget. This is a free, easy-to-use budgeting program, enabling you to track where your money is going. It was written by Charlie Park ([email protected]). get started (to the left), or read a little more about us (here )PearBudget started as a spreadsheet (the one you're looking at now). After it had been downloaded over 100,000 times, we turned it into a really simple web-based application, which you can try at www.pearbudget.com. The web version is completely free to try for 30 days no credit card required! And if you find that it's useful, it's only $4.95 a month (or $49.50 a year). Most people find that they save 10 to 100 times that much each month when they're actively using it. We hope you'll swing by pearbudget.com and check it out!How To Use PearBudgetintroPearBudget is meant to be a really straightforward and easy-to-use budget program. I know thatif you're like meunless a budget's super easy, you won't use it. The guided set-up process takes about 20 minutes, and it'll take you about 10 minutes each week to maintain your budget. Do it. It's important. With PearBudget, your expenses fit into one of three categories, as seen below. Don't be overwhelmed! Just follow the instructions below and you'll be set!Keep in mind, you don't need to know Excel to use PearBudget. Just look for the cells with the white background and fill in the info the program tells you to. Please don't touch any cells that don't have a white background.Friendly tip #1: Keep the names of your "expense areas" (in the three columns immediately below this) shorter than 10 letters. It really helps with the formatting of the spreadsheets later on.Regular (Monthly) Expenses are those that you have to pay every month. For example, your mortgage is $1,000 every month. Your car insurance is $100 each month. These are going to be about the same amount, month-in, month-out. These are not dynamic, meaning once you set the amount for the year, you shouldn't change it. Examples are to the right.Regular ExpensesFriendly tip #2: Make sure the categories are at the top of each column (to the right and below). It's fine to leave cells on the list blank, but make sure the blank ones are at the bottom of the list.rentsavingsIrregular Expenses are things that come up a couple of times a year that you know you need to budget for. For example, you know you'll spend about $1,800 on car maintenance over the year, but you won't pay it on a regular schedule. So you budget $150 every month into "Car Maintenance," and then, on some sad day, you'll have to give the mechanic all that money. But, if you've budgeted right, at least you'll have money to give him. Another example: Christmas. If you're planning on spending $1,200, budget $100 a month, and you'll be covered.Irregular Expensesmedicalgiftsbus journeyjourney food(no more than 10)take upVariable Expenses are those that you pay every month, but that you might budget differently from month to month. So you might normally budget $100 for "dining out." But if the budget's tight one month, you might cut that to $75. These are expenses that you can plan on (somewhat), but that you want to be able to change when needed. In other words, these expenses change from month-to-month. See the examples to the right.Variable Expensesfood(no more than 10)thadidining outbeveragesFriendly tip #3: The PearBudget spreadsheet is only designed to work with a maximum of 30 categories, and it's pretty difficult to add more. But, the online version of PearBudget (www.pearbudget.com) lets you set up an unlimited number of categories.haircutsacademicscell rechargestep 1To the right (and a little up), you can see the three different categories (in floating boxes), with suggested budgeting areas. Change the areas to reflect your budgetary needs. For example, you might need to add or remove categories. Literally, where it says "rent" under "Regular Expenses," click on that cell and type in the category you want to be on the list. If you want to take some time to think about what your categories should be (use scratch paper), that's fine. But the rest of the program will key off these boxes, so the idea is that once you begin your year's budget, you won't change them. You don't need to fill all 10 lines per category: It's okay to leave some blank.10 mins(no more than 10)step 2Now that you've made your list of expenses and budgeting areas, it's time to think about how much money to budget for each area. Below are the expense areas you just selected (see how the green columns on the left match the columns you just filled in?). In the white cells to the right of each pear-colored spending area, fill in the amount you want to budget for each month. If your cells on the left are blank, think through the year: Are there any expenditures you might be forgetting? Remember, only modify cells if they're white. You shouldn't touch the pear-colored cells. If you need to change the expense areas, go back to step 1 and modify the items on those lists on the upper right.10 minsRegular Expenses=$ Spent Per Monthrent=$4,600.00savings=$0.000=0=0=total0=$4,600.000=0=0=0=Irregular Expenses=$ Spent Per Monthmedical=$100.00gifts=$50.00bus journey=$25.00journey food=$50.00take up=$0.00totaltotal0=$225.00$6,325.000=0=Friendly tip #4: Is the number above approximately your income per month? If not, adjust the numbers in the "$ Spent Per Month" columns to the left until the number above is close to your monthly income.0=0=Variable Expenses=$ Spent Per Monthfood=$350.00thadi=$200.00dining out=$350.00beverages=$200.00haircuts=$100.00totalacademics=$100.00$1,500.00cell rechage=$200.000=Friendly tip #5: In the budget, you'll occasionally see red triangles in the upper right of certain cells (like on this one). Mouse over those cells, and you'll see popup comments that might make things clearer.0=0=step 3That's all! Your budget is set up and ready to go! See the tabs at the bottom of the screen (Start Here, Jan, Feb, Analysis)? Those will take you to the other charts for the year. Head over to January to get acquainted with the monthly charts and to get started! Each month, you'll enter in the amounts spent in each category. You'll also enter in the amount of income you bring in each month. Look for the white cellsthose are the ones you'll enter numbers into. Check out the "Analysis" page (look at the bottom of the screen to see its tab), and you can see how you're doing in each category for the year.Friendly tip #6: One of the best ways to manage your budget is to have a central "collection point" for your receipts. Each week, at a set time (say, Sunday evening), sit down and enter your receipts (and your check deposit slips) in to the appropriate categories on that month's budget sheet. If you don't let your receipts stack up, this shouldn't take more than 5 to 10 minutes per week!When you head over to the January sheet (or whatever month you're starting with), look for the red 'comments' triangle in cell B3 (the cell underneath 'food')it'll explain the next step.If you're starting your budget later on in 2013 (or in 2014, or later), you can adjust the years in the table below. It's totally fine if you start in June, and then use the same spreadsheet through the following May.donate?This budget program is free. There's no obligation of any sort for you to use this or to pass it on to your friends. BUT if you find it useful, and if you decide that you'd like to send in money, you can send it via PayPal, to [email protected] are three ways that you can help me develop PearBudget further. First, if you find it useful, please e-mail me and let me know! My e-mail address is [email protected]. Second, if you know of a way that the program can be improved, please let me know about it. Maybe there's a description somewhere that could be clearer. Maybe there's a small mathematical error somewhere. Maybe you have an idea for a feature that the next version of PearBudget could include. Whatever it is, please send it my way. Third, I'd really appreciate it if you passed the program on to your friends. This file is completely e-mailable! They can begin anywhere in the year with it! It doesn't have to be a January-to-December budget! If you know someone who might possibly be interested in it, please pass it on to them!MonthYearJanuary2014February2014March2014April2014May2014June2014July2014August2014September2014October2014November2014December2014onlineWant to try the new web-based version of PearBudget?Get a free trial for 30 days at www.pearbudget.com!It's even easier than this spreadsheet!

Keep in mind, you can't change these values here. If you need to change them, go back to step 1 (above), and make the changes there.Keep in mind, you can't change these values here. If you need to change them, go back to step 1 (above), and make the changes there.Keep in mind, you can't change these values here. If you need to change them, go back to step 1 (above), and make the changes there.This is a sample comment. These will hopefully make things clearer for you!PearBudget started as a spreadsheet (the one you're looking at now). After it had been downloaded over 100,000 times, we turned it into a really simple web-based application, which you can try at www.pearbudget.com. The web version is completely free to try for 30 days no credit card required! And if you find that it's useful, it's only $4.95 a month (or $49.50 a year). Most people find that they save 10 to 100 times that much each month when they're actively using it. We hope you'll swing by pearbudget.com and check it out!Get a free trial for 30 days at www.pearbudget.com!

JanAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Jan 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Jan 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for January 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.

Income minus expenses.Total spent this month.What you planned to spend this month.The difference between what you planned to spend and what you actually spent.Total money made this month.This is just a listing of all of your regular expenses. When you write your monthly car insurance payment, enter that info here.For each of your irregular expenses this month, enter the amounts here. There are multiple lines for each expense, in case you spend money on them a couple of times during the month. Say, in December, you'll probably fill up the lines under "Christmas" (but those lines will stay empty in March).Is this number much lower than you're expecting? The budget program automatically subtracts the amounts to go towards Regular Expenses and Irregular Expenses (see the columns further down the page).This main area (all these white cells) are where you input your monthly expenditures. On the left are dates for the month. (They go to 31 days for all 12 months.) If you spend money in a Variable Expenses category on the 8th of the month, put that info in under that category, on the 8th.

On the far right, you'll see a column titled "income." That's where you input your income for the month. Try to put it in according to the date deposited (using those dates on the far left).

Below, you'll see the areas for Regular Expenses (on the left) and Irregular Expenses (on the right). Those are not date-specific. So just input those expenses as they happen. You spend money in an Irregular Expenses category? Add it to the list. If you run out of lines for that category (say, buying Christmas gifts in December), you can add your receipts and enter the total on the line.

FebAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Feb 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Feb 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for February 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.

Is this number much lower than you're expecting? The budget program automatically subtracts the amounts to go towards Regular Expenses and Irregular Expenses (see the columns further down the page).Total spent this month.Total money made this month.Income minus expenses.What you planned to spend this month.The difference between what you planned to spend and what you actually spent.This is just a listing of all of your regular expenses. When you write your monthly car insurance payment, enter that info here.For each of your irregular expenses this month, enter the amounts here. There are multiple lines for each expense, in case you spend money on them a couple of times during the month. Say, in December, you'll probably fill up the lines under "Christmas" (but those lines will stay empty in March).This main area (all these white cells) are where you input your monthly expenditures. On the left are dates for the month. (They go to 31 days for all 12 months.) If you spend money in a Variable Expenses category on the 8th of the month, put that info in under that category, on the 8th.



MarAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Mar 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Mar 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for March 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




AprAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Apr 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Apr 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for April 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




MayAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]May 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000May 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for May 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




JunAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Jun 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Jun 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for June 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




JulAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Jul 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Jul 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for July 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




AugAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Aug 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Aug 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for August 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




SepAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Sep 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Sep 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for September 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




OctAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Oct 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Oct 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for October 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




NovAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Nov 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Nov 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for November 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




DecAmount Spent on Variable Expenses(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]Dec 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThis$0.00-$4,825.002$0.00$0.00$0.00$0.00$0.00$0.00$0.00columncolumncolumn$0.00-$4,825.003$0.00$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstays$0.00-$4,825.004$0.00$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.$0.00-$4,825.005$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.006$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.007$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.008$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.009$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0010$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0011$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0012$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0013$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0014$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0015$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0016$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0025$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0026$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0027$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0028$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0029$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0030$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.0031$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00total spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$4,825.00budgeted$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.00difference$350.00$200.00$350.00$200.00$100.00$100.00$200.00$1,500.000Dec 2014foodthadidining outbeverageshaircutsacademicscell recharge000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$0.00medicalgiftsbus journeyjourney foodtake up00000savings$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThisThis0$0.00$0.00$0.00$0.00$0.00columncolumncolumncolumncolumn0$0.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstays0$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.0$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00$0.00total:$0.00$0.00$0.00$0.00$0.00Analysis for December 2014How To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were way off our budget for the month. We had planned to spend $1,500.00 this month, and we ended up spending $0.00, so our planning was over by $1,500.00.This month, we spent $0.00. That was ... $0.00 spent on Variable Expenses(like food / thadi / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $0.00 spent on Regular Expenses(like rent / savings / etc.)AreaBudgetedAmt. SpentDifference $0.00 spent on Irregular ExpensesVariable$1,500.00$0.00$1,500.00(like medical / gifts / etc.)Regular$4,600.00$0.00$4,600.00Total Income$0.00We brought in $0.00 for the month, so we ended up breaking even.Irregular$225.00$0.00$225.00Total Expenses$0.00Total$6,325.00$0.00$6,325.00Difference$0.00You can see a chart outlining that info to the left.




AnalysisDon't change anything on this page. Every cell on this spreadsheet is defined elsewhere in the PearBudget software. Simply use this page for analysis.Regular Spending AreaMonthly Budgeted AmountRegular Expenses: Amount Spent In ...Total SpentAmount LeftJanFebMarAprMayJunJulAugSepOctNovDecrent$4,600.00$0.00$0.00savings$0.00$0.00$0.000$0.00$0.00$0.000$0.00$0.00$0.000$0.00$0.00$0.000$0.00$0.00$0.000$0.00$0.00$0.000$0.00$0.00$0.000$0.00$0.00$0.000$0.00$0.00$0.00Total$4,600.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00Love PearBudget? Feel like making a donation? Our PayPal address is [email protected]. Thanks so much!Irregular Spending AreaMonthly Budgeted AmountIrregular Expenses: Amount Spent In ...Total SpentAmount LeftJanFebMarAprMayJunJulAugSepOctNovDecmedical$100.00 ($1,200 / yr)$0.00$0.00gifts$50.00 ($600 / yr)$0.00$0.00bus journey$25.00 ($300 / yr)$0.00$0.00journey food$50.00 ($600 / yr)$0.00$0.00take up$0.00 ($0 / yr)$0.00$0.000$0.00 ($0 / yr)$0.00$0.000$0.00 ($0 / yr)$0.00$0.000$0.00 ($0 / yr)$0.00$0.000$0.00 ($0 / yr)$0.00$0.000$0.00 ($0 / yr)$0.00$0.00Total$225.00 ($2,700 / yr)$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00Don't change anything on this page. Every cell on this spreadsheet is defined elsewhere in the PearBudget software. Simply use this page for analysis.Variable ExpensesJanFebMarAprMayJunJulAugSepOctNovDecTotalAveragefoodspent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.00thadispent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.00dining outspent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.00beveragesspent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.00haircutsspent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.00academicsspent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.00cell rechargespent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.000spent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.000spent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.000spent$0.00$0.00budgeted$0.00$0.00difference$0.00$0.00Totals (Variable Expenses)spent$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00budgeted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00difference$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00SummaryJanFebMarAprMayJunJulAugSepOctNovDecTotalAverageactive months so far:Total Income$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00Reg. Expenses$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00Irreg. Expenses$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00Variable Expenses$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00Total Expenses$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.000Balance$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00Love PearBudget? Feel like making a donation? Our PayPal address is [email protected]. Thanks so much!Year in SummaryRegular Expenses$0.00Irregular Expenses$0.00Variable Expenses$0.00Total Expenses$0.00Total Income$0.00Total Saved this year$0.00

example monthAmount Spent on Variable ExpensesThis is how your budget might look at the end of a month.(changing amounts, spent every month) [Feel free to change the budgeted amount (row 36).]EXAMPLEhousecaregroceriesdining outcar gashaircutsmisc.0000total spentincomewhat's left1$0.00$0.00$0.00$0.00$0.00$0.00ThisThisThisThis$0.00$2,100.00$255.502$0.00$89.88$0.00$22.00$0.00$0.00columncolumncolumncolumn$111.88$143.623$0.00$0.00$0.00$0.00$0.00$0.00staysstaysstaysstays$0.00$143.624$0.00$0.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.$0.00$143.625$10.00$0.00$0.00$0.00$0.00$8.50$18.50$300.00$425.126$0.00$11.14$0.00$0.00$0.00$0.00$11.14$413.987$0.00$0.00$0.00$0.00$0.00$0.00$0.00$413.988$0.00$0.00$0.00$0.00$0.00$0.00$0.00$413.989$0.00$104.09$0.00$19.00$56.00$0.00$179.09$234.8910$0.00$0.00$0.00$0.00$0.00$0.00$0.00$234.8911$0.00$0.00$0.00$0.00$0.00$0.00$0.00$234.8912$0.00$0.00$0.00$0.00$0.00$0.00$0.00$234.8913$0.00$0.00$0.00$0.00$0.00$25.00$25.00$209.8914$0.00$0.00$0.00$0.00$0.00$0.00$0.00$209.8915$0.00$0.00$57.50$24.00$0.00$0.00$81.50$128.3916$0.00$94.21$0.00$0.00$0.00$0.00$94.21$34.1817$0.00$0.00$0.00$0.00$0.00$0.00$0.00$34.1818$0.00$0.00$0.00$0.00$0.00$0.00$0.00$34.1819$0.00$0.00$0.00$0.00$0.00$0.00$0.00$34.1820$0.00$0.00$0.00$16.00$0.00$0.00$16.00$18.1821$0.00$0.00$0.00$0.00$0.00$0.00$0.00$18.1822$0.00$80.05$0.00$0.00$0.00$17.17$97.22-$79.0423$0.00$0.00$0.00$0.00$0.00$0.00$0.00-$79.0424$0.00$0.00$0.00$0.00$0.00$0.00$0.00$200.00$120.9625$5.22$0.00$0.00$0.00$0.00$0.00$5.22$115.7426$0.00$0.00$0.00$0.00$0.00$0.00$0.00$115.7427$0.00$25.11$0.00$15.00$0.00$0.00$40.11$75.6328$0.00$0.00$0.00$0.00$0.00$0.00$0.00$75.6329$0.00$0.00$25.00$0.00$0.00$0.00$25.00$50.6330$0.00$0.00$0.00$0.00$0.00$0.00$0.00$50.6331$0.00$0.00$0.00$0.00$0.00$0.00$0.00$50.63total spent$15.22$404.48$82.50$96.00$56.00$50.67$704.87$2,600.00$50.63budgeted$30.00$400.00$85.00$100.00$35.00$55.50$705.50difference$14.78-$4.48$2.50$4.00-$21.00$4.83$0.631EXAMPLEhousecaregroceriesdining outcar gashaircutsmisc.0000total spentincomewhat's leftAmount Spent on Regular ExpensesAmount Spent on Irregular Expenses(same amount, spent every month)(changing amounts, spent at random points in the year) [Just enter in this month's expenses here.]rent$900.00car maint.medicalmedicinegifts000000phone bill$64.50$183.10$0.00$0.00$18.12ThisThisThisThisThisThisinsurance$130.00$16.93$0.00$0.00$0.00columncolumncolumncolumncolumncolumntithe$255.00$0.00$0.00$0.00$0.00staysstaysstaysstaysstaysstaysdonations$30.00$0.00$0.00$0.00$0.00blank.blank.blank.blank.blank.blank.savings$50.00$0.00$0.00$0.00$0.00college$50.00$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.000$0.00$0.00$0.00$0.00total:$200.03$0.00$0.00$18.12Analysis for EXAMPLE MONTHHow To Use This Summary AnalysisVariable Expenses Budgeting vs. Actual SpendingIncome vs. Expenses OverviewThis is a summary of the month's income and expenses. At the end of the month, it'll explain how we did this month. It gives you the same info you see above, just with its own interpretation. For a more in-depth look at your budget for the year, check out the "Analysis" page.[ what we thought we'd spend / what we really spent ][ did we end up saving anything? ]We were really close to our budget for the month. We had planned to spend $705.50 this month, and we ended up spending $704.87, so our planning was over by $0.63.This month, we spent $2,402.52. That was ... $704.87 spent on Variable Expenses(like housecare / groceries / etc.)(Keep in mind, that's just the Variable Expenses. The "Analysis" page will show you how we're doing with Regular and Irregular Expenses.) $1,479.50 spent on Regular Expenses(like rent / phone bill / etc.)AreaBudgetedAmt. SpentDifference $218.15 spent on Irregular ExpensesVariable$705.50$704.87$0.63(like car maint. / medical / etc.)Regular$1,469.50$1,479.50-$10.00Total Income$2,600.00We brought in $2,600.00 for the month, so we ended up making $197.48 beyond what we spent.Irregular$375.00$218.15$156.85Total Expenses$2,402.52Total$2,550.00$2,402.52$147.48Difference$197.48You can see a chart outlining that info to the left.

This main area (all these white cells) are where you input your monthly expenditures. On the left are dates for the month. (They go to 31 days for all 12 months.) If you spend money in a Variable Expenses category on the 8th of the month, put that info in under that category, on the 8th.


Below, you'll see the areas for Regular Expenses (on the left) and Irregular Expenses (on the right). Those are not date-specific. So just input those expenses as they happen. You spend money in an Irregular Expenses category? Add it to the list. If you run out of lines for that category (say, buying Christmas gifts in December), you can add your receipts and enter the total on the line.Is this number much lower than you're expecting? The budget program automatically subtracts the amounts to go towards Regular Expenses and Irregular Expenses (see the columns further down the page).Total spent this month.Total money made this month.Income minus expenses.What you planned to spend this month.The difference between what you planned to spend and what you actually spent.This is just a listing of all of your regular expenses. When you write your monthly car insurance payment, enter that info here.For each of your irregular expenses this month, enter the amounts here. There are multiple lines for each expense, in case you spend money on them a couple of times during the month. Say, in December, you'll probably fill up the lines under "Christmas" (but those lines will stay empty in March).

pear budget

Documents