nucleus lending analytics
TRANSCRIPT
As products and services become more commoditized, customers are looking for personalized experiences. Lenders want to not only extend their reach to new customer segments but also grow their relationship with existing customers.As digital oerings, automated services and multi-channel capabilities become a norm inlending, banks and other financial institutions need to invest in new technologies, particularly in the area of analytics and Artificial Intelligence (AI). With cutting edge capabilities of machine learning and text mining, Nucleus Lending Analytics is a powerful solution that enables informed decision-making through accurate predictions and easy-to-build decision models. The solution’s AI powered capabilities such as Natural Language Processing (NLP) based text analysis and neural networks, can help financial institutions gauge customer sentiment using the information to oer tailored products.
Nucleus Lending Analytics delivers insights from qualitative and unstructured data sourced from multiple channels such as social media and customer surveys to identify the right set of customers. It addresses key business drivers including higher growth by targeting the right customers with customized oerings, increased profitability by reducing costs and customer churn, enhanced quality of portfolio by strategic decisioning throughout the loan lifecycle.
WWW.NUCLEUSSOFTWARE.COM | [email protected] 01
Nucleus LendingAnalytics
Lending with Analytics and Artificial Intelligence: Profitable, Smart, Customer Oriented
neo
NUCLEUS LENDING ANALYTICS - LENDING WITH ANALYTICS AND ARTIFICIAL INTELLIGENCE: PROFITABLE, SMART, CUSTOMER ORIENTED 02
3-IN-1 PLATFORM FOR FASTER, BETTER, EASY DECISIONS
Nucleus Lending Analytics seamlessly integrates data from multiple host systems and provides business users with the capability to perform three key functions:
• Build Models Quickly Predictive modeling capabilities that help in reducing time-to-market by building models quickly using intuitive wizards and time-saving features.
• Deploy Models Seamlessly Decision engine, which ensures ease of model deployment through any 3rd party tools. With Champion-Challenger strategy, more precise models can be used for day-to-day decisioning.
• Monitor Models Automatically Automated model monitoring to ensure that data driven business policies are robust and relevant for precise lending decisions.
NUCLEUS LENDING ANALYTICS ADVANTAGE
• Convenient - Reduces business users’ dependency on data-scientists.
• Fast - Reduces business users’ dependency on data-scientists.
• Specialized - Incorporates 3decades of lending domainexpertise.
KEY FEATURES
• Predictive Modelling (ML)
• Artificial Intelligence (Text Analytics & Neural Networks with hyper optimization) capabilities
• Simplified data pre-processing, exploration and visualization
• Statistical & Expert based Scorecards
• Use structured and unstructured data with pre-configured pipelines
• Business strategy maps: Build & deploy prescriptive strategies
• Automated Performance monitoring
• Model Performance Dashboard
• Cloud-ready & ease of Integration
• KNN (K Nearest Neighbor) algorithm
ILLUSTRATIVE USE CASES
• Identify the best channel for lead sourcing
• Reach out to the right customers
•Onboard customers faster
• Forecast loss & demand
• Offer risk based pricing
• Identify cross/up-sell opportunities
• Prevent customer churn
• Manage Pre-delinquencies
• Formulate risk based queues & right case-curing strategy
Lending Analytics
Collections
Customer Acquisition
Loan Management
Lending Mobility
Enterprise Content Management
FinnOne Neo is the next-generation lending solution built on an advanced technology platform, designed to shape the future of lending across Retail, Corporate and Islamic sectors for banks and financial service companies. The multi-channel solution which helps digitize the complete loan lifecycle end to end, supports both cloud and on-premise deployments. The solution handles complete loan lifecycle covering:
• Improved Lead Generation
• Faster On-boarding
• Comprehensive Loan Servicing
• Efficient Delinquency Management
FINNONE NEO
• Web Portal for Loan Self-Sourcing (eApply)
• Web Portal for Loan Servicing (eServe)
FINNONE NEO DIGITAL PORTAL
ABOUT NUCLEUSSOFTWARE
Nucleus Software is the global leader in advanced digital technology platforms that power Lending and Transaction Banking businesses worldwide. With over three decades of expertise, it supports the mission critical operations of more than 200 financial institutions in 50 countries across Retail and Corporate Lending, Transaction Banking and Cash Management, Automotive Finance and other business areas.
NUCLEUS LENDING ANALYTICS
Nucleus Software’s Lending Analytics is a powerful and user- friendly solution enabling informed decision making through data visualization and business insight generation. The solution focuses on the four key tenets of efficient end-to-end loan lifecycle management :
AWARDS
Celent Model Bank Award
Celent Model Bank Vendor Award
IDC Insights Award
2016
Vietnam Prosperity Bank,Vietnam
2013
HDFC Bank, India2010
ICICI Bank, India2009
DCB Bank, India2015
ICICI Bank, India2014
Asian Banker Technology Implementation Award
Best Lending Technology Implementation Award
ICICI Bank, India
SPFC, India
2014
2018
RBI Trailblazer Award
CIMB, Malaysia2013
IBS Intelligence FinTech Innovation Award
Roha Housing Finance, India2019
Celent Model Bank Award For Retail Lending
RattanIndia Finance, India2020
INSIGHTS ACROSS THE COMPLETE LOAN LIFECYCLE
COMPREHENSIVELOAN SERVICINGIMPROVED
LEAD GENERATION
FASTER ONBOARDING
ENHANCED DELINQUENCY MANAGEMENT
Reach the right customers ata lower cost with accurate
customer segmentation
Cross-sell/Up-sell products andretain profitable customers
through improved insights intocustomer behavior
Reduce loan origination time and make faster credit decision
through automated credit scoring
Develop optimal and personalized collection strategies with
behavioral scorecards and pre-delinquency management
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