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Iowa Bankers AssociationAnnual Convention & ExpoSeptember 22-24, 2019

Iowa Banksin the

Driver’s Seat

Navigating industry change

Michael SwansonAg Economist

Wells Fargo

Donna BrazileDemocratic Political Strategist

Fox News Analyst

Mike MurphyRepublican Political Strategist

NBC “Meet the Press” Contributor

Peter ZeihanGeopolitical StrategistZiehan on Geopolitics

Jeff SzyperskiChesapeake Financial Shares, Inc.

ABA Chairman

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FEATURED SPEAKERS

MICHAEL SWANSON is an agricultural economist and consultant for Wells Fargo, the

largest commercial agricultural lender in the U.S. Based in Minneapolis, his responsibilities include

analyzing the impact of energy on agriculture and forecasting for key agricultural commodities.

Additionally, he helps develop credit and risk strategies for Wells Fargo’s customers and performs

macroeconomic and international analysis on agricultural production and agribusiness.

JOE SCHMIT is an author, award-winning broadcaster, community leader and popular keynote

speaker. As a sports broadcaster, he has covered every major sporting event in the past four

decades and has interviewed many of the biggest names in sports. He joined KSTP-TV in 1985 and

has won 18 Emmys from the National Television Academy. Schmitt is a past president and board

member of the Big Brothers Big Sisters of the Greater Twin Cities. He has raised more than $3

million for the organization through the Joe Schmit Celebrity Golf Tournament in a 16-year run.

DONNA BRAZILE is the former chair of the Democratic National Committee and a fellow at

Harvard’s Kennedy School Shorenstein Center on Media, Politics and Public Policy. She has worked

on every presidential campaign from 1976 to 2000, when she served as presidential campaign

manager for former Vice President Al Gore. Brazile is also founder and managing director of Brazile

& Associates LLC, a general consulting, grassroots advocacy and training fi rm. Author of the best-

selling autobiography “Cooking with Grease: Stirring the Pots in American Politics,” Brazile is an

adjunct professor at Georgetown University where she shares her passion for encouraging young

people to vote, work within the system to strengthen it and run for public offi ce.

MIKE MURPHY is one of the Republican Party’s most successful political consultants, having

handled strategy and advertising for more than 26 successful gubernatorial and senatorial

campaigns, including 12 wins in “blue” states that have consistently voted Democratic in

presidential elections. A partner in the Washington, D.C. based Revolution Agency, Murphy

works as a strategy and communications consultant for a variety of Fortune 500 companies and

leading trade associations. Murphy is also a well-known opinion journalist — both in print and

as a longtime panelist on NBC’s “Meet the Press”. He’s written for TIME Magazine, the New York

Times, the Washington Post, the Los Angeles Times, the New York Post and the Weekly Standard.

PETER ZEIHAN is a geopolitical strategist, with a keen eye toward what will drive tomorrow’s

headlines. He combines an expert understanding of demography, economics, energy, politics,

technology, and security to help clients best prepare for an uncertain future. Over the course of

his career, Zeihan has worked for the U.S. State Department in Australia, the Washington, D.C.

think tank community, and helped develop the analytical models for Stratford, one of the world’s

premier private intelligence companies. He founded his own fi rm — Zeihan on Geopolitics — in

2012 in order to provide a select group of clients with direct, custom analytical products. Today

those clients represent a vast array of sectors, including energy majors, fi nancial institutions,

business associations, agricultural interests, universities and the U.S. military.

JEFF SZYPERSKI is the current chairman of the American Bankers Association, and chairman,

president and CEO of Chesapeake Financial Shares, Inc. and Chesapeake Bank, a $785

million institution based in Kilmarnock, Virginia. He is also chairman of Chesapeake Wealth

Management. Szyperski is a past chairman of the Virginia Bankers Association (2012–2013)

and currently serves on the VBA’s board of directors and is chairman of the VBA Education

Foundation. He is also a past chairman of ABA’s Audit Committee, and currently serves as

chairman of ABA’s Membership Council. He is a former senior manager for KPMG Peat Marwick

in Raleigh, North Carolina, and is chairman of the Lancaster County Economic Development

Authority.

Sunday, September 22

5:30 p.m. Reception at the Iowa Hall of Pride

Sponsored by UMB Bank

All convention attendees and guests are invited to join

us for an evening of networking, food and fun as we kick

off this year’s convention with a reception at the Iowa

Hall of Pride, located just steps from the Hilton Des

Moines Downtown. Take pride in Iowa as real stories

of great Iowans are brought to life and explore the Hall

of Heroes, which features notable Iowans. Relive the

stories, relive the glories. It’s fun for all ages.

Monday, September 237:30 a.m. Ag Breakfast & Economic Overview

Sponsored by BKD

Michael Swanson, Ag Economist, Wells Fargo

Good producers and companies deal well with the

changes in the market. The diffi culty comes from

knowing which changes to respond to and when. What

is changing in agriculture today? And, what should

a good producer or operator do about it? Currency

exchange rates and biofuels impacts have cycled

against agriculture. There are some very important

things to understand about their effects.

9:00 a.m. Exhibit Hall Opens

10:00 a.m. Opening General Session

IBA Chairman Peg Scott

Peg Scott, IBA Chairman and CEO/CFO of Union State

Bank in Greenfi eld shares her insights and refl ections as

the chairman of the Iowa Bankers Association during

the past year.

ABA Chairman Jeff Szyperski

Jeff Szyperski, ABA Chairman, Chairman, President

and CEO of Chesapeake Financial Shares, Inc. and

Chesapeake Bank, Kilmarnock, Virginia will provide

an update on the banking industry from a national

perspective and refl ections on his year as chairman of

the national organization.

11:00 a.m. Political Roundtable with Donna Brazile and

Mike Murphy Sponsored by Bell Bank, Fredrickson & Byron, and Federal

Home Loan Bank of Des Moines

Donna Brazile, Democratic political strategist and Fox News

analyst; and Michael Murphy, Republican political strategist,

political analyst for NBC News and contributing editor for

Time Magazine.

Introduced by Mike Wilson, Federal Home Loan Bank of

Des Moines and moderated by Jimmy Centers, Cornerstorne

Government Affairs

This fast-paced session features two of the nation’s top

political minds sharing perspectives on presidential

politics and today’s political climate.

Noon Spark Lunch — Silent Impact

Joe Schmit

Sponsored by SHAZAM

Through research, Joe has discovered that “we make

our biggest impressions when we are not trying to be

impressive.” That is what Silent Impact is all about. Your

success and happiness are not related to your title or

how many awards you have won, but to the impact you

have on others. Discover ways to ramp up your infl uence

to make better connections, have stronger relationships,

and lead a life of signifi cance, both personally and

professionally.

1:30 p.m. Breakout Sessions

1. Secrets of Top-Performing Bank Bond Portfolios…

Revealed

Jeff Goble, CCB Capital Markets Group

This session will review the U.S. economy and stock

and bond markets using President Truman’s, “one-

handed economics.” Second, we will review how the

top-performing Iowa bond portfolios are currently

positioned in terms of security mix and maturity in order

to receive their A+, or top 5% performance ranking.

Last, the secret formula for creating consistent long-

term bond portfolio performance for your bank will be

revealed.

2. Will You Be the Disruptor or Disrupted in 2019?

Aaron Donaldson, RSM

Innovation and disruption are more than just buzzwords

— they’re real and will have a signifi cant effect on

whether you’re ready or not. Learn how both will affect

your fi nancial institution and what you can do to

embrace either, or both.

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CONVENTION AGENDA

5:30 p.m.

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Tuesday, September 24

6:30 a.m. IBBP 5K Run & Walk

Join your fellow convention attendees for the

fourth annual IBBBP (Iowa Bankers Benefi t

Plan) 5K Run & Walk. Free to convention

registrants, this fun event takes place at

Gray’s Lake, just south of downtown Des Moines. All

participants will receive a 5K shirt.

7:45 a.m. Legislative Symposium & Breakfast

Sponsored by Bankers’ Bank

Join us for this engaging session on the latest issues

with legislative leaders and how you can get involved

with grassroots advocacy. You do not need to be

registered for convention to attend.

9:30 a.m. Exhibit Hall Opens

10:30 a.m. General Session

Chairman’s Address and IBA Slate of Offi cers

The 2019-2020 IBA slate of offi cers is introduced and

newly inducted IBA Chairman Brad Lane shares his

goals for the year ahead. Lane is president and CEO of

Security Savings Bank in Gowrie.

James Leach Leadership Award

A distinguished Iowa banker will be awarded the 20th

annual Iowa Bankers Association James A. Leach

Leadership Award.

11:00 a.m. America on the Edge

Sponsored by SHAZAM

Peter Zeihan

The world as we know it is ending. Global trade and

everything that comes from it — cheap Asian goods,

international energy markets, global agriculture,

stable fi nance — is about to unravel. Out of all this,

Americans — cast in both the role of disruptor and

survivor — are making decisions that will shape both

themselves and the rest of the world for decades. Get a

sneak peek at the future of energy, agriculture, fi nance,

and the role America will play in the world to come.

Noon Adjourn

Monday, September 23 cont.3. Performance-Based Compensation Strategies for

Community Banks

Matt Brei, Blanchard Consulting Group

This presentation focuses on performance-based

compensation approaches that community and

regional banks should consider to attract and retain

quality offi cers. Examine the current compensation

environment and discuss different performance-based

incentive vehicles that can help drive performance.

4. Balance Sheet Strategies to Prepare for the Next

Rate Cycle

Matt Harris, The Baker Group

Discuss recent liquidity and IRR trends, present

strategies that make the most sense given the fl at/

inverted yield curve, rising cost of funds, and competitive

constraints on loan pricing. We will also discuss the

most helpful tools, resources, and techniques that can

make earnings, liquidity and risk-management decisions

easier and more profi table for bank managers today.

5. Technology Can Grow Shareholder Value or Wipe

it Out

BankOnIT

Amazon, Google, and Facebook have provided

extraordinary growth for their shareholders using

technology, while fi rms such as Blockbuster, Sears and

Equifax have experienced technology risks that have

negatively impacted shareholder value. Hear about

how your board can manage technology to create

shareholder value.

6. Fraudsters Toolbox: Targeting the Elderly

Mike Burke, SHAZAM

Financial crimes against seniors are rampant in the age

of social media. Learn the different scams fraudsters use

to target seniors, including spam and tech support, law

enforcement and IRS, grandparent, and romance scams. He’ll

teach you to recognize unusual account activity and give you

tools to educate customers.

2:30 p.m. Refreshment Break in the Exhibit Hall

Cookies & popcorn sponsored by Kirk Gross Company

3:15 p.m. Breakout Sessions Repeat

4:15 p.m. Chairman’s Reception in Exhibit Hall

Sponsored by Data Business Equipment, Dougherty &

Company, Fiserv, and Turnkey Associates, LC

Join your fellow bankers at a reception to honor IBA

Chairman Peg Scott. Located in the Exhibit Hall, it’s a

great chance to visit with vendors in a casual setting.

5:30 p.m. Silent Auction Final Bids

CONVENTION FEATURES

RECEPTION AT THE IOWA HALL OF PRIDE

Sunday, September 22 • 5:30 - 7:30 p.m.Sponsored by UMB Bank

All convention attendees and guests are invited to join us for an evening of networking, food and fun as we kick off this year’s convention with a reception at the Iowa Hall of Pride, located just steps from the Hilton Des Moines Downtown. Take pride in Iowa as real stories of great Iowans are brought to life and explore the Hall of Heroes, which features notable Iowans. Relive the stories, relive the

glories. It’s fun for all ages.

EXHIBIT HALL & IPTV SILENT AUCTION

Monday, September 23 • 9:00 a.m. - 5:30 p.m.

With more than 100 vendors, the Exhibit Hall offers innovative products and services. Help support the banking industry by donating to our Iowa Public Television Silent Auction, taking place in the Exhibit Hall. Your donation helps IPTV to provide quality, educational programming that benefi ts all Iowans. In addition, it helps support our Real Iowa Bankers public image campaign and provides positive recognition for the Iowa banking industry during popular IPTV programs.

IBBP 5K RUN & WALK

Sponsored by Iowa Bankers Benefi t PlanTuesday, September 24 • 6:30 a.m. Join your fellow convention attendees for the fourth annual IBBP (Iowa Bankers Benefi t Plan) 5K Run & Walk. Free to convention registrants, this fun event takes place at Gray’s Lake, just south of Downtown Des Moines. All participants will receive a 5K shirt.

MONDAY, SEPTEMBER 23

Mainframe Studios Luncheon, Tour, Artists Demonstration, and

Cartoonist Brian Duffy

10:00 a.m. - 3:00 p.m.

Join us for a luncheon and tour at one of Des Moines newest hotspots, Mainframe Studios in downtown Des Moines. You will be treated to a live glass blowing demonstration by artist Jesse Bogenrief, owner of JJ Gaffers. Des Moines editorial cartoonist Brian Duffy will join our luncheon to share a little about his life and times as one of our nation’s most prolifi c editorial cartoonists.

You will meet artists, tour their studios, shop their retail spaces and see a glimpse of the creative work and lives of the Midwest’s cultural producers and infl uencers. Mainframe’s 60-plus studios include artisans specializing in sculptures, painting, jewelry, wreaths & décor, abstract art, pottery, children’s clothing, stone and gem artists, photography, and more.

TUESDAY, SEPTEMBER 24

IBBP 5K Run & Walk

6:30 a.m.

Join your fellow convention attendees for the third annual IBBP (Iowa Bankers Benefi t Plan) 5K Run & Walk. Free to registrants, this fun event starts at the Downtown Hilton and continues along the Des Moines River. All participants will receive a swag bag and 5K shirt.

CONVENTION AGENDA / EXHIBIT HALL / IPTV SILENT AUCTIONGuests are welcome and encouraged to join us at the Events Center for any scheduled

convention activities, such as general and breakout sessions, and the reception in the

Exhibit Hall Monday afternoon. You are also encouraged to check out the IPTV Silent

Auction in the Exhibit Hall and welcome to bid on silent auction packages. Auction

proceeds will benefi t Iowa Public Television.

Monday, September 23

9:00 a.m. Exhibit Hall and Silent Auction

10:00 a.m. Opening General Session

10:00 a.m. Mainframe Studios Tour and Luncheon

1:30 p.m. Breakout Sessions

2:30 p.m. Exhibit Hall and Silent Auction

3:15 p.m. Breakout Sessions Repeat

4:15 p.m. Reception in the Exhibit Hall

5:30 p.m. IPTV Silent Auction Final Bids

GUEST PROGRAM

Tuesday, September 24

6:30 a.m. IBBP 5K Run & Walk

9:15 a.m. Exhibit Hall

10:30 a.m. General Session

• Leach Award

• Peter Zeihan

12:00 p.m. Adjourn

REGISTRATION SCHEDULE

Veterans Memorial Auditorium

833 Fifth Ave., Des Moines, IA 50309

Sunday, September 22 | 2:00 - 5:00 p.m.

Monday September 23 | 6:30 a.m. - 4:30 p.m.

Tuesday, September 24 | 7:00 a.m. - 12:00 p.m.

Please note: Name badges will NOT be needed for the

Sunday reception, so you can wait to pick up your convention

registration information Monday morning if you prefer.

HOTEL ARRANGEMENTS

Convention attendees should contact the hotel of their

choice directly for reservations. Please note: Available

rooms at your hotel of choice could sell out prior to the

deadline. You are encouraged to make reservations early.

Hilton Des Moines Downtown - $156

This new hotel is connected to the Events Center.

435 Park St., Des Moines

515-241-1456

(make reservations by August 22)

Renaissance Des Moines Savery Hotel - $139

401 Locust St., Des Moines (connected to skywalk)

515-244-2151

(make reservations by September 1)

PARKING AT THE EVENTS CENTER

Parking is available in the north lot of Veterans Memorial

Auditorium for $10 per day. (Cash only).

IBA CONVENTION WEBSITE

See the IBA convention website at

ibaconvention.com for up-to-date information about

convention events, exhibitors, sponsors, and more.

CONVENTION WI-FI

Free Wi-Fi will be available in the exhibit hall.

ATTIRE

Business and business casual attire is appropriate for

convention events.

Casual attire is appropriate for the Sunday

evening reception.

CONVENTION DETAILS

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REGISTRATION FEES

The IBA’s tiered fee structure allows you to register additional staff members at

reasonable prices. Register by September 10 to receive pricing discounts. These prices

are an exceptional value for the number, variety, and caliber of educational and social

opportunities.

Registration Fee Advance After September 10

IBA Member $385 $405

Each Additional Member $325 $345

IBA Associate Member $445 $465

Non-Member $770 $790

Spouse/Guest $100 $125

INCLUDED WITH YOUR REGISTRATION

Registration fees provide admission to: Sunday evening reception, all general sessions

and breakout sessions, Ag Breakfast, Monday’s Spark! luncheon, Monday evening’s

Chairman’s Reception, admittance to the Exhibit Hall and Exhibit Hall activities.

Registration welcome gift sponsored by Equais Alliance and Wipfl i LLC

CANCELLATION POLICY

A full refund will be provided for cancellations received by September 16. 2019. No

refunds will be made after September 16. Substitutions are allowed at any time.

QUESTIONS?

If you have questions or need additional information about the Iowa Bankers Association

2019 Convention, call (515) 286-4300 or (800) 532-1423.

IBA Convention Contacts -

Ann Winkel - awinkel@iowabankers.com

Maggie Feldmann - mfeldmann@iowabankers.com

SPONSORS & EXHIBITORS

PREMIER SPONSORS

BKD

Bankers’ Bank

Bell Bank

CLA

Commerce Bank

Data Business Equipment, Inc.

Dougherty Funding LLC

Equias Alliance

FHLB of Des Moines

Fiserv

Fredrikson & Byron

Kirk Gross Company

MIB - Midwest Independent Bank

SHAZAM

Single Source Architechts & Master Builders

Turnkey Associates LC

UMB

Wipfl i

GOLD

Bankers Healthcare Group

CHUBB

Convergint Technologies

Country Club Bank

D.A. Davidson

Eide Bailly

Harland Clarke

Northland Securities

Professional Solutions

Promontory

Quad City Bank & Trust

The Baker Group

IPTV AUCTION

ABA

Abrigo

Davis Brown Law Firm

First National

KPMG

Peoples Company

Profi t Resource

QCBT

RSM

SBS Cybersecurity

SHAZAM

Turnkey Security

OTHER

Iowa Gaming Association

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CONVENTION EXHIBITORS

Abrigo

AutoMail

Automated Systems

Bankers’ Bank

Bankers Healthcare Group

BankOnIT

BCC Advisers

BKD

Boardman Clark

CHUBB

Commerce Bank

Computer Services, Inc.

Convergint Technologies

Country Banker Systems, LLC

D.A. Davidson

Data Business Equipment, Inc.

Dougherty Funding LLC

Eide Bailly

Equias Alliance

Federal Reserve

FINPACK

FIPCO

Fiserv

Fredrikson & Byron

Graduate School of Banking at Colorado

Graduate School of Banking Madison

Iowa Bankers Association

Iowa Bankers Insurance and Services, Inc.

Iowa Bankers Mortgage Corporation

Iowa Business Growth Company

Jordan Creek Financial Solutions

Kirk Gross Company

Locknet an EO Johnson Company

MediaQuest Sign Company

MetaBank

MIB - Midwest Independent Bank

Modern Banking Systems

Money Handling Machines, Inc

Northland Securities

One Beacon

Peoples Company

Plante Moran

PMA Funding

Professional Solutions

Profi t Resources

Promontory Interfi nancial Network

Quad City Bank & Trust

RSM

SBS Cybersecurity

SHAZAM

Single Source Architects & Master Builders

Strategic Resource Management (SRM)

Strunk, LLC

The Baker Group

Turnkey Associates LC

TurnKey Security Equipment

UBB

UMB

Unisearch

Vantage Point

Windsor Mortgage Solutions

Wipfl i