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MPI Insurance P rogramApp l i ca t ion (08 02 16 ) Page1of6
LMSPROLINKLtd.|480UniversityAve.Suite800TorontoON.M5G1V2|TF:18006636828|F:18775951649|E:[email protected]
MPILIABILITYINSURANCEPROGRAMNewBusinessApplicationincludingOfficeProperty
SECTION1: APPLICANT INFORMATION 1. NameofApplicant:
2. MPIMembershipNumber:
3. FormofBusiness:¨ Individual¨ IncorporatedOrganization¨ PartnershiporJointVenture¨ Sole
Proprietorship4. Pleaseprovidethefollowingcontactdetails:
MailingAddress: City: Province: PostalCode: Phone: Fax: Email: Website:
5. Pleasedescribethenatureofyourbusiness(i.e.sourcesofrevenue):
6. Ifyouhaveothersubsidiariesorholdingcompaniespleaselisttheseentitiesanddescribeoperationsofeach:
7. Pleaseindicatethetypesofclientsserved: Professional&BusinessAssociations: ❏YES❏NO
Civic&PublicInterestOrganizations: ❏YES❏NO
OtherNot-for-ProfitOrganizations: ❏YES❏NO
OtherTypesofClients(ifapplicable): ❏YES❏NO
8. Ifyouplanormanageeventsfornon-profitorganizationsorprivateindividuals/families ❏YES❏NOdoyoureceiveconfirmationthattheymaintainaminimumof$1,000,000ofCommercialGeneralLiabilityinsurancetocovertheevent?If“NO”,pleaseexplainwhy:
9. Doyouplanormanageconsumer-focusedevents(e.g.,autoortravelshows) ❏YES❏NOwherethepublicpaysafeetoattend? If“YES”,pleaselisttheevents:
10. Pleaseprovidethenumberofemployeesworkingatyourfirm:
11. Pleaseprovidethetotalpayrollforthelast12months:
MPI Insurance P rogramApp l i ca t ion (08 02 16 ) Page2of6
LMSPROLINKLtd.|480UniversityAve.Suite800TorontoON.M5G1V2|TF:18006636828|F:18775951649|E:[email protected]
12. Pleaseprovidegrossfeesandrevenuesfromoperations/servicesprovided:
a. TotalAnnualGrossRevenues: Lastfiscalyear-end: $
Currentfiscalyear(projected): $
Revenuederivedfromclientsdomiciledin:Canada:_______%UnitedStates:_______%International:_______%
b. PleaseindicatethepercentageofrevenuesthatareFlow-ThroughRevenues: %(Flow-ThroughRevenuesarerevenuespaidtoyoubyyourclient,whicharethenusedtodirectlypaythirdpartysupplierssuchasvenues,hotels,caterers,transportationproviders,etc.)
13. PleaseindicatethepercentageofservicesyouphysicallyperformoutsideofCanada: %
14. PleasedescribeindetailyourU.S.operations(locationsserved,specifictypesofservicesprovided):
15. DoyoumaintainaphysicalofficeintheUSoroutsideofNorthAmerica? ❏YES❏NO16. Describethetypicalservicesprovidedbyyoursubcontractors(caterers,décor,etc.):
17. Doyoureceiveconfirmationfromthefollowingevent/meetingsuppliers/subcontractorsthattheymaintainaminimumof$1,000,000CommercialGeneralLiabilityinsurance?
Caterers: ❏YES❏NO BusTransportCompanies: ❏YES❏NO
AV,Lighting: ❏YES❏NO Stage,SeatingorSetInstallers: ❏YES❏NO
Decorators: ❏YES❏NO Entertainment: ❏YES❏NO
If“NO”,pleaseexplainwhy:
18. Doyouprovideanymeetingoreventservicesinadditiontoplanning, ❏YES❏NOmanagingandarranging(i.e.partyrentals,decorating,etc.)?
If“YES”,pleaseexplainwhy:
19. Inthepast,hastheApplicantoranyofhis/herpartners,officers,employeesorsubsidiaries ❏YES❏NO
everbeentherecipientofanyallegationsofprofessionalnegligenceinwritingorverballywhichmayreasonablygiverisetoaclaim?If“YES”,pleaseattachdetails.
20. IstheApplicantoranyofhis/heremployeesawareoffacts,circumstances,orsituations ❏YES❏NOthatmayreasonablygiverisetoaclaim,otherthanadvisedabove?If“YES”,pleaseattachdetails.
21. Pleasecompletethefollowingtablebasedonyourexistinginsurance: ¨ NOTAPPLICABLE
MPI Insurance P rogramApp l i ca t ion (08 02 16 ) Page3of6
LMSPROLINKLtd.|480UniversityAve.Suite800TorontoON.M5G1V2|TF:18006636828|F:18775951649|E:[email protected]
CurrentCommercialGeneralLiabilityPolicy CurrentErrors&OmissionsLiabilityPolicy
NameofInsurer: NameofInsurer: PolicyNumber: PolicyNumber:
Limit: Limit: Deductible: Deductible: ExpiryDate: ExpiryDate: Premium: Premium:
Claims: Claims:
SECTION2: OFFICEPROPERTY INSURANCEAPPLICATION
PleaseonlycompletethefollowingquestionsunderSection2ifyouareseekinganOfficePropertyInsurancequotationinadditiontoaquotationforinsuringyourbusinessoperations.
22. PleaseIndicateifadditionallimitsarerequired:
Coverage StandardProgramLimits IndicateifAdditionalLimitsareRequired
OfficeContents1: $50,000
ComputerEquipment,DataandMedia: $25,000
Laptop: Notautomaticallyincluded.$1.60/$100ofcoverage
BusinessInterruption:ExtraExpenses
$25,000
BusinessInterruption:ContingentBusinessInterruption $25,000
ComprehensiveCrime: $10,000
1OfficeContentsincludesFurniture,Fixtures,Stock,Supplies,TenantImprovements,etc.
23. Pleaseprovidethefollowingdetailsforyourofficelocation: YearBuilt:
Ifbuildingisover30years,hasitbeenfullygutted/renovatedinthelast10years? ❏YES❏NO
If“YES”,providedatesofupdatesforthefollowing:
Plumbing: Wiring: Roofing: Furnace: Heating:
Ifotherupdatesorrenovationshavebeendone,pleaseprovidefulldetailsonanothersheet.
Isthebuildinginastripmall? ❏YES❏NO Isthisanenclosedmall? ❏YES❏NO
Isthisastand-alonebuilding? ❏YES❏NO Areyouthesoleoccupant? ❏YES❏NOPleaseprovidethefollowingdetailsforyourofficelocation:
Yearbuilt: Squarefeetyouoccupy(yourunit):
Numberofunitsinbuilding: Numberofstoriesinbuilding:
Isthebuildingequippedwithsprinklers?❏YES❏NO Hydrantprotected? ❏YES❏NO
MPI Insurance P rogramApp l i ca t ion (08 02 16 ) Page4of6
LMSPROLINKLtd.|480UniversityAve.Suite800TorontoON.M5G1V2|TF:18006636828|F:18775951649|E:[email protected]
Doesithavesmokedetectors?❏YES❏NO If“YES”howmany?
Heatdetectors? ❏YES❏NO If“YES”howmany?
Distancetohydrant? Distancetonearestfirehall?
DoyouhaveanApprovedULCCentralStationBurglarAlarmSystem? ❏YES❏NO
If“YES”,pleaseprovidenameofmonitoringcompany DoyouhaveanApprovedULCCentralStationFireAlarmSystem? ❏YES❏NO
If“YES”,pleaseprovidenameofmonitoringcompany Describeanyphysicalbarrierstoentry:(Forexample:doors,locks,bars,etc.)
BuildingConstructionDetails–Pleasecheckoneofthefollowing:
❏ Class1: FireResistiveIncludeswalls,floorsandroofofmasonry,reinforcedconcreteorothernon-combustiblematerialwithhighfireresistiverating.Nostructuralsteelunlesssteelprotectedbystandardthicknessoffireresistiveinsulation.
❏ Class2: Non-CombustiblewithMasonryWalls
Includesbuildingswithsteeldeckroofand/orotherunprotectedstructuralsteel.
❏ Class3: Non-CombustiblewithNon-MasonryWalls
Includessteelonsteelbuildings,asbestoscladbuildingswithsteelframe.
❏ Class4: Masonry Brick,stone,concreteblockorhollowtilewallswithwoodjoistroof.Thisclassincludesmilltypeconstruction.
❏ Class5: MasonryVeneer Framebuildingwithbrickveneer,stoneorothermasonryveneer.
❏ Class6: Frameandallother Includesroughcast,metalclad,forexample.
ExistingInsuranceCompany(ifapplicable): ExpirationDate: ExpiringPremium: ProfessionalLiability(E&O)RetroactiveDate(ifapplicable): Haveyoueverhadprofessionalinsurancecancelledordeclined? ❏YES❏NO
If“YES”,pleaseprovidethefollowinginformation:Whichinsurancecompany? When? Forwhatreason?
MPI Insurance P rogramApp l i ca t ion (08 02 16 ) Page5of6
LMSPROLINKLtd.|480UniversityAve.Suite800TorontoON.M5G1V2|TF:18006636828|F:18775951649|E:[email protected]
FiveYearLossHistoryforLiabilityand/orOfficeProperty:
Date(DD/MM/YY) Type AmountPaid AmountO/S Details
NameandaddressofanyMortgagees/Lienholders:
SECTION3: REQUESTEDL IABIL ITY INSURANCEL IMITS
Pleaseselectthecoveragelimitsthatyouwouldlikeaquotationfor:
ProfessionalLiabilityErrors&Omissions
CommercialGeneralLiability
¨ $500,000
¨ $1,000,000 ¨ $1,000,000
¨ $2,000,000 ¨ $2,000,000
¨ $3,000,000 ¨ $3,000,000
¨ $4,000,000 ¨ $4,000,000
¨ $5,000,000 ¨ $5,000,000
MPI Insurance P rogramApp l i ca t ion (08 02 16 ) Page6of6
LMSPROLINKLtd.|480UniversityAve.Suite800TorontoON.M5G1V2|TF:18006636828|F:18775951649|E:[email protected]
IMPORTANTNOTICETOAPPLICANT:
Thisisanapplicationforinsuranceandtheinsurerisnotobligatedtoaccepttheapplicantforcoverage.Ifapolicyisissued,onesignedcopyoftheapplicationwillbeattachedtothepolicyorcertificate.Signatureontheapplicationformandsubmissionofapremiumpaymentdoesnotbindtheinsurertocompleteaninsurancetransactionwiththeapplicant.Thispolicy provides Errors andOmissions insurance that applies on a claims-madebasis. The following provides a general description of this coverage and is subject to the terms andprovisionsoftheactualpolicy.
A. ThepolicywillnotcoveranylossesfromincidentswhichtakeplacebeforetheRetroactiveDate,ifany,oraftertheexpirationofthepolicyperiod(subjecttotheExtendedReportingPeriodprovision).
B. ThepolicywillprovidecoverageforlossesfromincidentswhichtakeplaceonoraftertheRetroactiveDate,ifany,butbeforethebeginningofthepolicyperiodonlyiftheinsureddidnotknowoftheincidentbeforethebeginningofthepolicyperiod.
C. Thepolicywillnotcoveranylossforwhichaclaimisfirstmadeafter:1. Theexpirationofthepolicyperiodoritsearlierterminationdate,ifany;or2. TheExtendedReportingPeriodifanyandthenonlyinaccordancewiththetermsdescribedinthepolicy.
D. Thepolicywillonlycoverclaimswhicharefirstmade:1. Duringthepolicyperiod;or2. DuringanExtendedReportingPeriodifanyandthenonlyinaccordancewiththeterms
andconditionsdescribedintheExtendedReportingPeriodSectionofthepolicy.E. PleaserequestacopyofthePolicyandreviewthetermsandconditionstoobtainmoreinformation.F. ThelimitsforDefenceCostsareoverandabovetheliabilityandwillnotreducethelimitofliability.
DisclosureandConsent:
AspartofmyapplicationforinsuranceIconsenttothecollectionanduseofpersonalinformationrequiredforthepurposesofconsideringmyapplicationforinsurancebytheinsurerandtheauthorizedinsurancebrokerforOntarioApplicants,LMSPROLINKLtd.,and/ortheauthorizedinsurancebrokerforapplicantsoutsideofOntario,ThePROLINKInsuranceGroupInc.theinsurerandthebrokerareauthorizedtocollect,use,anddisclosepersonalinformationandprovidesuchpersonalinformationtothirdparties,asrequiredforthepurposeofunderwritingthisapplicationforinsurance,aspermittedbytherelevantprovincialandfederalprivacylawsorotherapplicablelaws,andasrequiredbytheapplicant’sassociationand/orgoverningbody.IunderstandthatatanytimeImayasktoreviewthepersonalinformationpertainingtomyapplicationforinsuranceandtheinsurerandbrokerwillbeobligatedtoprovidemewithanyinformationIamentitledtoreceiveundertherelevantprovincialandfederalprivacylawsorotherapplicablelaws.IhavereviewedtheinformationinthisApplication,gatheredinformationfromallpartners/directors/officers/employees/agentsunderthisentitywhetherpresentorpriorregardingtheirknowledgeorawarenessofanyclaimsorsituationswhichmaygiverisetoanyclaims.TheClaimInformationForms,ifany,thatareattachedtothisApplicationincludethedetailsof:
A. Allfacts,situations,andincidentswhichhaveoccurredinthepastandwhichmayreasonablybeexpectedtoresultinaclaim,suitorarbitrationagainstus(theApplicant);
B. Allfacts,situations,andincidentswhichhaveoccurredinthepastandwhichmayreasonablybeexpectedtoresultinaclaim,suitorarbitrationagainstus(theapplicant)inthefuture.Allsuchclaims,suitsandincidentshavebeenreportedtoour(Applicants)currentorpriorinsurer(s).Itisunderstoodandagreedthatallsuchclaims,suits,arbitrations,factsituationsandincidentswillbeexcludedfromcoverageunderanypolicyissuedbytheinsurer.
It isunderstoodandagreedthatfailuretoprovidetrueandcompleteresponsetoanyofthequestions,statementsorrequestfor informationinthisApplicationortoprovideanyotherinformationmaterialtothisApplicationmay,atthesoleoptionoftheinsurer,resultinthevoidingoftheinsurancepolicyissuedinrelianceonthisApplicationand/ordenialofcoverageforspecificclaimsassertedagainstus(theApplicant)oranyotherinsuredunderthepolicy.TheundersignedonbehalfoftheApplicantandallotherinsuredsunderthispolicyissuedbytheinsurer, herebywaives anydefense to an actionby the insurer for voidingor revokingof thepolicybaseduponmisrepresentationof fact or failure todisclosematerial information inconnectionwiththisApplication.TheApplicantagreestoholdtheinsurerharmlessfromalllossasaresultofanysuchmisrepresentationorfailuretodisclose,including,withoutlimitation,allcostsandattorneyfeesincurredbytheinsurerinconnectionwithsaidactionforvoidingorrevokingthepolicy.IHEREBYDECLAREthattheabovestatementsandparticularsaretruetothebestofmyknowledge,thatIhavenotsuppressedormisstatedanyfactsandIagreethatthisapplicationshallformpartoftheinsurancepolicy.IalsoacknowledgethatIamobligatedtoreportanychangesthatcouldaffectthedisclosuresinthisapplicationthatoccurafterthedateofsignature,butpriortotheeffectivedateofcoverage.
Applicant’sSignature:________________Name(pleaseprint):_________________Date:_______________
PLEASECOMPLETEANDRETURNTHEAPPLICATIONTHROUGHONEOFTHEFOLLOWINGMETHODS:ü V ia EMAIL p lease send to : [email protected] ü V ia FAX p lease send to : 416 595 1649 a t tn . MPI PROGRAMMANAGER ü V ia MAIL p lease send to : LMS PROL INK L td . 480 Un ivers i ty Ave . Su i te 800 Toronto , ON. M5G1V2