Angel Oak Home Loan’s Cash Flow Program enables self-employed borrowers the ability to qualify based on a

24 month average of deposits in to their personal bank accounts! See below for additional details:

Income

Requirements Based on 24 month average of deposits in personal bank statements

Credit

Requirements

3 year seasoning for foreclosure, short sale or bankruptcy

Housing history: 0x30 in the last 12 months

Loan Purpose Purchase, Rate/Term & Cash Out Refi’s allowed

Down Payment Minimum of 20%, determined by credit score

Occupancy Owner Occupied and Second Homes

Loan Amounts Up to $1,000,000

The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms & conditions are subject to change at any time without notice. This is for agent use only and not intended for customer

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