modern parents magazine

modernparentsmagazine.com

CONNECTING HOME & SCHOOL

C

volume I Issue III

Characteristicsof Autism

Importanceof Mentoring

DKNY’s Donna Karanon Education

American Recovery &

Reinvestment Act and

Education

Volume I, Issue IV

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2 modernparentsmagazine.com

modern parents magazine 3

departments

17money Lessons for every age

8Too younG ForTeChnoloGy?

20donna “dKnY’ Karan on sFK

17teaching Kids age-appropriate Lessonsabout money

22the importance of mentoring

24seven steps to Healthier eating Habits

26Funding Your child’s college education

28the american recovery and reinvestmentact

29Word search

pregnancY . . . . . . . . . . . . . . . . . . . . . . . . .1625 tips for a green pregnancy

inFant/toddLer . . . . . . . . . . . . . . . . . . . .6How to reduce stress While Flying with toddlers

Home-scHooL reLations . . . . . . . . . . .7How parents can Help with Homework

prescHooL . . . . . . . . . . . . . . . . . . . . . . . . . .8tech tips for tots

eLementarY scHooL . . . . . . . . . . . . . . . .910 parenting tips for elementary-age children

middLe scHooL . . . . . . . . . . . . . . . . . . . .10the middle grades--Helping Your child throughearly adolescence

HigH scHooL . . . . . . . . . . . . . . . . . . . . . .1113 Ways to spend time With Your teenagedaughter

coLLege . . . . . . . . . . . . . . . . . . . . . . . . . . . .12money management tips: spend with care

speciaL needs. . . . . . . . . . . . . . . . . . . . .13What does autism Look Like?

modern edUcator . . . . . . . . . . . . . . . .14paul Vallas

parent tooLKit . . . . . . . . . . . . . . . . . . .15What does ‘strong character’ mean?

en españoL . . . . . . . . . . . . . . . . . . . . . . . .18

edUcators . . . . . . . . . . . . . . . . . . . . . . . . .19survival guide for new teachers

"Education is no longer just a pathwayto opportunity and success, it is a

prerequisite." --President Obama


~About Us~ The mission of MODern PArenTS

Magazine is to provide a fresh, relevant connection between the academic world andthe parenting world by providing innovative,

research-based parenting strategies and techniques. In addition, we serve as a valuable

resource for educators by showcasing Best Practices and the most effective

instructional strategies and techniques. exposing parents to effective instructional

strategies not only broadens parenting strategies, but also provides the tools

needed to ensure their children are receivingquality educational experiences.

MODern PArenTS Magazine is dedicated to increasing global literacy and enhancingthe quality of life for families in our society.

readers gain access to information from expert practitioners and associations. From school to home and all that lies

between, MODern PArenTS is your sourcefor the most innovative parenting and

instructional strategies and techniques.

MODern PArenTS Magazine voices the most pertinent issues and concerns of today’s parents. By providing trusted

information to our audience, and featuringcontent that is driven by our readers,

MODern PArenTS is the premier resourceand choice for today’s parent.

We help parents make better decisions about their most valuable investment ...

their children.

modern parents welcomes letters, articles, artwork and photographs from our readers and the community. modern parents

is not responsible for the return of unsolicited materials.

modern parents magazine is published quarterly by the nFdi Katrina publishing, LLc 2536 delta pointe’ drive, marrero, La 70072. modern parents magazine copyright 2009. due to audit regulations, anY reQUests For a cHange oF

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TrAduCTorA de espAñolVictoria Bastani

ConTrIbuTInG phoTo ConsulTAnTsgus Bennett, Jr.eric paul Julian

moss greeneJoy Harkinssheila Heard

darby Herrington

Lorrie Jacksoncolleen Langenfeld

rachel paxton maria zain

edITorLindsay mack

AdvIsory boArdFlorence townsend, ph.dBelinda alexander, md

myrna nickens, mdtammie causey-Konate, ph.d

publIsher/edITor-In-ChIeFcarol alexander-Lewis



ConTrIbuTInG WrITers

WITh speCIAl ThAnKs To:

Jesus christ

david omar Lewis

vICe-presIdenT, mArKeTInGdr. Julian stafford

ConTrIbuTInG edITorrhodesia douglas

For most moms, building a global fashion empire would be quite

enough. However, for Donna Karan, improving the lives of kids is of

equal importance. The fashion mogal supports two empowering ini-

tiatives- Spirituality for Kids (SFK) and the Urban Zen Foundation.

The mission of Spirituality For Kids (SFK) is to empower the human

spirit in every child. In this issue, Ms. Karan discusses her support of

the SFK program with us. We conclude our conversation with Karan

regarding this exciting program. Please enjoy.

Bountiful Blessings and Happy Parenting!

Carol Alexander-LewisedITor-In-ChIeF

[email protected]


From our reAders

Dear Carol Lewis,

After recently reading Modern Parents Magazine, I was pleased to find that it appeals to a wide audience. As we allknow, parenting is not an easy job because the job description changes daily as the children grow and develop. Therange of various departments in this magazine offers something for every parent (from pregnant women to parents ofcollege students). It even has a section for educators who also share the responsibility of parenting in today’s society.Indeed, there is something for everyone concerned with the important job of parenting.

I was also pleased to discover that this magazine offers parents suggestions for nurturing “the whole child” cognitively,emotionally, socially, physically, and even spiritually! This is rare but necessary in today’s world, so thank you for fillinga void by meeting the diverse informational needs of parents today.

Sincerely,Deborah Fox, M.ed.Teacher of Gifted StudentsJefferson, Louisiana

Carol and Donna Karan

THow to Reduce Stress while Flying

with Toddlers

Traveling with small children or toddlers can be stressful for

parents, as children this age have multiple needs and short

attention spans. There are ways to reduce anxiety when trav-

eling with little children, though it takes planning in advance

and flexibility during the trip.

A Toddler Will Be More Comfortable in His Own

Seat

Many airlines offer discounted prices for infants as long as

the child remains seated on his parent's lap. Although this

may seem cost-saving for parents, it can be difficult to han-

dle a small baby on a lap, especially if the flight is full. It will

be better if he has a space of his own.

If the child is still a baby, then bringing his car seat will

allow him to sit and sleep comfortably on his own. This allows

for his parents to carry him on their laps when the need

arises.

Check in at the Airport Ahead of Time

Checking in early will allow parents to secure seats of their

choice. They will also be able to check with the airlines to see

if they will be provided preferential treatment in boarding

the aircraft.

During check-in, parents can ask questions with regards to

the capacity of the flight. If a flight is relatively empty, parents

with toddlers may prefer to be seated further away from the

crowds where they can make full use of empty seats.

Bring Sufficient Snacks or Meals for Small Children

Generally, airlines have their own meal schedules accord-

ing to flight times and duration. Toddlers do not always enjoy

meals at a strict schedule and can be picky eaters when they

find themselves in new environments.

Pack enough snacks for toddlers. Drinking water and juice

boxes are important here as thirst may settle in when cooped

up in an aircraft. Of course, plenty of airline services provide

refreshments – but having a small inventory of food and

drinks will help.

Travel during Nap Time

It may not always be possible to schedule flight itineraries

according to nap times, but a sleeping toddler will be easier

to handle.

Travel with Items of Interest and Necessities

Toddlers are a handful on their own, so bulky luggage will

be burdensome in this situation. However, there are some

items that will help while traveling with them. Bring favorite

toys, books, crayons and games that will keep toddlers inter-

ested during their wakeful hours.

extra clothes, diapers and wipes are also essential items.

Stay Relaxed and Calm

Keeping calm at all times will keep anxiety at bay. Chil-

dren respond to their parents' emotions so the best way to

handle tantrums would be to keep calm and relaxed. Staying

positive will allow everyone to enjoy the flight better.

Traveling with children can be stressful, especially little

ones, but there are plenty of ways to reduce flight anxieties.

Maria Zain, courtesy Suite 101


InFAnTs & Toddlers

home-sChool relATIons

How Parents Can

Help with Homework


research shows that parent involvement can

have either a positive or negative impact on the

value of homework. Parent involvement can be

used to speed up a child's learning. Homework can

involve parents in the school process. It can also

enhance parents' appreciation of education. It can

give them an opportunity to express positive atti-

tudes about the value of success in school.

But parent involvement may also interfere with

learning. For example, parents can confuse chil-

dren if the teaching techniques they use differ from

those used in the classroom. Parent involvement

in homework can turn into parent interference if

parents complete tasks that the child is capable of

completing alone.

When mothers and fathers get involved with

their children's homework, communication be-

tween the school and family can improve. It can

clarify for parents what is expected of students. It

can give parents a firsthand idea of what students

are learning and how well their child is doing in

school.

research shows that if a child is having difficulty

with homework, parents should become involved

by paying close attention. They should expect more

requests from teachers for their help. If a child is

doing well in school, parents should consider shift-

ing their efforts to providing support for their

child's own choices about how to do homework.

Parents should avoid interfering in the independ-

ent completion of assignments.

As this brief introduction suggests, homework

can be an effective way for students to improve

their learning and for parents to communicate

their appreciation of schooling. Because a great

many things influence the impact of homework

achievement, expectations for homework's effects,

especially in the earlier grades, must be realistic.

Homework policies and practices should give

teachers and parents the flexibility to take into ac-

count the unique needs and circumstances of their

students. That way, they can maximize the positive

effects of homework and minimize the negative

ones.

U. S. Department of education


Tech Tips for Tots

At what age should computer use begin, and what

can be done at home and at school to help build com-

puter competence in children? Below are a few tips for

parents who want to find the right balance with tech-

nology in the home.

Time is Precious

In the report “Technology in early Childhood:

Finding the Balance,” the northwest regional ed-

ucation Laboratory recommends no more than two

hours of "screen time" (computer, TV, and video

game time combined) a day for preschoolers. The

advice for parents is clear: Spend a little time at the

computer with preschoolers, then go outside and

have fun in the fresh air.

Education, Not Just Entertainment

Hundreds of computer games are available for

kids from nine months to five years old, so why not

select games with educational value? even two year

olds can begin recognizing shapes and colors and

listen to stories online.

Navigation is Key

navigation refers to how easy it is for a young

child to move around within a Web site -- to play

games, follow links, and so on. Although parents always

should supervise computer time, children will feel most

successful if they can open, close, and replay their own

games and sites with very little adult help.

Good web sites for preschoolers and toddlers rely on

images and sounds, rather than on printed text. A green

button, red stop sign, or audio prompt saying, "try

again" will help most younger users, while a game that

has a text message that reads, "Sorry, wrong answer.

Press here to continue" might frustrate them.

Guard What's Yours

Children can accidentally delete files, send e-mails,

change settings, and more. With Windows XP or Mac

OS X, parents can create separate user accounts for

themselves and for their children. That way, a child,

once logged in by a parent, would only be able to ac-

cess specific files and programs.

Password protecting important files (like family

budgets, resumes, and so on) also is a solution. Mi-

crosoft Office has a password tool that can be activated

to "lock" a document and protect it from curious kids.

Anyone Can Access The Information Superhighway

Learning about computers doesn't need to break the

family bank. With just the Internet and a home com-

puter, families can play math games, read stories, and

visit faraway places without spending an extra dime.

In addition, many public libraries have computers

available for public use at no charge. Community cen-

ters and houses of worship are other good possibilities

for families without computer access at home.

By limiting computer time, focusing on educational

and easy-to-navigate activities, and by sharing time

with their child, parents can help preschoolers build a

foundation of success and skills for the years ahead.

presChool

article by Lorrie Jacksoneducation World®copyright educationWorld.comreprinted with permission

12

34

5

6

7

Do you have a child between the ages of five and nine? That is a

time of enormous growth and development. I am privileged to

be parenting my fourth elementary-age child. Here are some of

my favorite parenting tips for early school-age kids.

1. It's a big world.

The first few years of school are exciting and stressful. Learning

how to listen to adults besides mom and dad and being on their

own for several hours each day is a tremendous leap forward in

a child's life. As a parent, keep in mind this transition your child

is moving through and be patient and understanding.

2. Give them your confidence.

A child this age often will doubt his abilities. You can help him

by sharing your own confidence in his abilities with him. ex-

press your utter confidence in him, even if you have your own

concerns.

3. Be interested.

What is your child learning about in school? How did recess go?

Staying interested in your child's daily life goes a long way to-

ward establishing a healthy relationship.

4. Friendships count.

An elementary-age child is learning a lot about friendships. They

are also learning that families operate differently; what is a vital

rule in your family may not matter at all in another family. Learn-

ing that people do things differently is an important lesson at this

stage.

5. Talk values.

This is the age to solidify what values are important to your family

with your child. Ideas such as:

- We are kind. Why is this important?

- We are fair, even when others are not.

- We tell the truth, even when it gets us into trouble.

These important concepts MUST be cemented in your child now if

you want him to live by them when he gets to the teen years.

6. Don't overload.

In this day of multiple after-school activities, it's easy to pile on too

much for the average primary-schooler. Her main 'job' is school, so

give adequate time, space and support to homework. Once that is

finished, free playtime is important as most kids spend several

hours a day sitting at a desk and being quiet.

7. Family time is a priority.

Daily dinnertime together, a weekly game night, chores done as a

team, a quiet time reading or enjoying music together; any of these

ideas and many more are great ways to foster a sense of family in

your home. Make together-time a priority.

8. Celebrate the team.

Kids this age need to know they are a part of something bigger than

themselves and the family structure can fill that need beautifully.

Worshipping, playing and working together are smart ways to build

your family's strength for the years ahead as well as enjoy each

other today.

9. Have a family 'thing'.

Decide on a fun hobby the whole family can enjoy. You can bike, go

camping, raise bunnies, volunteer, or investigate the stars together.

nothing will build family memories better than a shared hobby.

10. Teach personal responsibility.

This parenting tip is vital for your child's long-term well-being.

Chores, homework and learning new skills like musical instru-

ments or sports activities are excellent ways to teach your

school-aged child about being responsible for himself and his pos-

sessions.

now you have 10 parenting tips for elementary-age children. each

of these tips has been time-tested in my home and thousands of

other homes over the years. establish these simple guidelines and

reduce your parenting stress load today.


elemenTAry sChool

10 Parenting Tips For Elementary-Age Children

Colleen Langenfeld

The Middle Grades--Helping Your Child Through

Early Adolescence


What is school like for young adolescents?

It is likely that you attended a junior high school.

It probably combined grades seven through nine

and resembled a mini high school. You probably

moved from class to class throughout the school

day and had a different teacher for each subject.

During the past 20 years, many changes have

taken place in how young adolescents are edu-

cated. These changes continue as we learn more

about how these children develop and learn.

Today, fewer and fewer young adolescents attend

junior highs. Instead, a growing number attend

middle schools. Most of these schools are for

grades six through eight.

As a parent, you may wonder, "Is one grade

structure better than another for my child? Most

educators believe (and research confirms) that the

way a school organizes the grades is not as impor-

tant as what goes on inside the school.

Most young teens entering a new school find that

it's a big change. They're used to being the oldest;

once again they're the youngest. Many classmates

are new, as are the routines and the school work.

Coming at a time when young teens are undergo-

ing many other stressful changes, the move to a

new school can be overwhelming and have a neg-

ative impact on motivation and self-esteem.

Because of this, many middle schools have pro-

grams to ease the transition. For example, they

might invite elementary school students to visit the

middle school to become familiar with the build-

ing, lockers and changing classrooms. Or, admin-

istrators of the middle and elementary schools

might meet to discuss programs. School counselors

might meet to talk about how to help students

make a smooth transition. These and other prac-

tices can help make the new school seem friend-

lier.

Hormones may be fluctuating, but young teens

of all backgrounds and with a broad range of per-

sonal characteristics still absorb vast amounts of

information. They also can benefit from a strong

curriculum. As young adolescents develop their

cognitive skills, they are able to complete longer

and more involved projects and to explore subjects

in more depth.

Young teens generally benefit from being ex-

posed to a broad range of experiences and pro-

grams—academic, recreational and vocational.

These opportunities take advantage of their natu-

ral curiosity and can familiarize them with new

worlds and possibilities. These exploratory pro-

grams can also be fun. For these reasons, some

schools provide opportunities both in and out of

school for students to participate in sports as well

as in programs to learn subjects that range from

foreign languages, to music, to drama, to technol-

ogy. Many schools also encourage students to par-

ticipate in volunteer or community service projects.

exploratory programs can help young teens figure

out where they fit in and allow them to think about

their future plans.

More educators and policymakers are becoming

aware of the high levels that young teens can

achieve. This awareness is leading to still more

change in middle-grades education: in what gets

taught, how it is taught, how teachers are prepared

and how to assess what students know and can do.

mIddle sChool



13 Ways to Spend Time with Your Teenage

Daughter

The older my daughter gets the more it's sink-

ing in that I don't have much time left to spend

with her! She's turning 16 in a couple of months,

and I know I won't be seeing her much after she

gets her driver's license.

It's hard to find things to do with your teenage

daughter. You might be busy, they might have

better things to do...I encourage you not to let

this time slip away from you. Our interests may

be very different from theirs, but there's always

things you can do to bridge the gap.

If you have more than one daughter, then

make sure they each get their special time alone

with you. I have found that these activities are

also great for bonding with teens you want to

reach out to and build relationships with, like a

step-daughter.

I've done all of the following activities with my

daughter and/or step-daughter and haven't re-

gretted a moment. Someday I will be able to look

back and appreciate the moments we shared,

and I hope they will too.

1. Take your dog(s) on a walk together.

2. Cook dinner together, letting her choose the

menu and help shop for the ingredients.

3. Pick her up from school and take her out to

lunch, even if she misses part of a class.

4. Drive to the closest big city for the night,

stay in a hotel, and spend all the next day shop-

ping and sightseeing, taking time to stop for

lunch at an outdoor cafe.

5. read the same book together and talk about

it when you're done reading it.

6. Do a scriptural book study together.

7. Get up early on a Saturday morning, go get

coffee, and spend the morning going to yard

sales or looking through thrift shops or dollar

stores.

8. Make cookies together to give to a friend.

9. Make holiday gifts together to give to

friends and family.

10. Go with your daughter to the concert of

her choice.

11. Buy her the materials to start a high school

scrapbook. Work on your scrapbooks while she

works on hers.

12. Join a local fitness club and work out to-

gether. My daughter and I joined a local women's

gym that is very inexpensive ($40/month for

both of us). We get up at 5:00 a.m. three days a

week to go exercise before she goes to school and

I go to work.

13. Go to the local video store and rent a cou-

ple of "chick flicks" to enjoy together in the com-

fort of your home. Kick the men out of the house

and lounge around in your pajamas.

hIGh sChool

Copyright 2003. rachel Paxton is a freelance writer, mom, and ownerof four home and family web sites. For scrapbooking, card making,gift-giving ideas, and more family memory-making activities, visithttp://www.crafty-moms.com.

Money Management Tips: Spend with Care

pParents,

If your child is about to enter college, chances are

you are concerned about how they will manage

their finances when they are out in the real world.

Here are a few tips to pass along to your college-

aged children:

Make a budget and stick to it.

Avoid credit cards.

In college, you'll get tons of credit card offers

from banks. As attractive as they might seem, the

interest on credit cards can put you in a deep fi-

nancial hole.

Buy used books.

Textbooks can average $1,000 a year. Most cam-

pus bookstores sell used books that can help re-

duce this cost. You might also save money by

buying textbooks online.

Leave your car at home.

Cars consume more than just gas money. There

are insurance, parking, and repair expenses, too.

Walk, use public transportation and/or ride a

bike.

Watch the ATM fees.

Choose a bank with free ATMs near your school.



ColleGe

Going

Green

WAUKeGAn CUSTODIAnS GO Green

The green movement encourages people to decrease con-sumption, recycle, and consider the environmental impactof their actions. Modern Parents Magazine readers inWaukegan are the latest to “go green” for the betterment ofthe planet. Waukegan Public Schools has successfully implemented anew Green Initiative. Under an environmentally-consciousprogram, the district is cleaning to protect health withoutharming the environment. This school district is currentlyusing more eco-friendly cleaning products. "Our custodi-ans have been trained in the use of these products, and wewill continue to train in new Green cleaning products andprocedures, as they become available," said Jim Otahal,Director of Operations for the district. In addition to new

cleaning supplies, the district has also begun purchasingGreen equipment. The apparatuses include: new vacuumswith improved filtration, dry carpet cleaning machines thateliminate the use of water and the risk of mold spores, andnew floor stripping machines that use water instead ofharsh chemicals, and limit the physical labor in the strip-ping process. The move to more environmentally-friendlycleaning was encouraged by the Illinois General Assem-bly’s Green Clean School Act. The district’s MaintenanceDepartment is also in the process of putting together a listof major building bond projects, which include life safetyprojects, electrical upgrades, roofing, blacktopping, tuck-pointing and door replacements.

For more information on the green efforts of this schooldistrict, visit www.wps60.org.


speCIAl needs: aUtism

If you want to know what an autistic childlooks like, look at your own child or grandchild.

Look at the children who live next door to youand take a glimpse at every child you walk paston the street. These could very well be the facesof autism. There is no visible indication that achild is affected by this disturbing neurologicaldisorder.

Autism is the king of all tricksters. I know thisto be true because whenever my husband and Itake our son to the store or doctor’s office, thelooks of disgust we receive in response to his un-ruly behavior never let up. Unless we informsomeone, and we always have to, no one has aclue that he is autistic.

Autism (pronounced awe-tizem) is an illnessthat affects social and communication skills.Some autistic children have a hard time playingwith others and making friends and some can’ttalk. Many autistic children display behaviorsthat may include: repetitively pouring liquidsfrom cup to cup, spinning around and not gettingdizzy, not wanting to be touched or hugged, lin-ing up toys and screaming for hours. Of course,every autistic child is different. There are vary-ing levels of this disorder and that’s why it iscalled a ‘spectrum’.

My seven-year old, who is on the low end of thespectrum, is nonverbal and is only able to showme what he wants by taking me to it or bringinga picture to me. The fact that he can’t communi-cate is the reason for most of his severe tempertantrums.

right now, no one expert has been able to con-firm what causes autism, but one thing is certain:

bad parenting IS nOT the cause of this impair-ment. Unfortunately, you still have some who areready and willing to wave the idea around that aparent can inflict autism onto their child. Thereare a few people I know who are still quick to saythat there is nothing wrong with my son and heonly needs to be disciplined. Although such anaccusation hurts deeply, I now understand thatit doesn’t matter who these people are, or howwell educated they may think they are on the sub-ject of autism; no one can truly comprehend whatit’s like to raise an autistic child unless they areraising one themselves.

So far, my husband and I have laughed inautism’s face while celebrating our eight year-old’s honor roll status and our seven year-old fi-nally waving hello and goodbye. We’ve shownand proved that autism will not come in betweenour dreams of normalcy and happiness.

When you see children in the grocery storeshrieking at the top of their lungs—don’t be quickto judge the parents. Looks are deceiving. Takeinto account that it may not be bad behavior; itmay be autism.

Sheila Heard

What Does Autism Look Like?

paul vallasToday we finish up our interview with Mr. Paul G. Vallas, su-

perintendent of the recovery School District in new Orleans.

In this segment, Mr. Vallas discusses the positive impact his

organization has had upon the school district. He also shares

his plans for the future.

MPM – Where do you see the district when you decide to

exit?

VALLAS –All of our classroom reforms will be implemented

by the start of next school year. Last year we focused on get-

ting resources for the classrooms. This coming year we're fo-

cused on bringing all of our curriculum and structural forms

to scale. Last year was about getting qualified teachers and

principals throughout the schools, and improving classroom

resources with modern furniture and technology. We

achieved all that. Kindergarten through 8th grade all have

their own portable libraries now. All the middle and high

schools have computer work stations, including the read One

A Work Stations, and all high school students have laptops.

next year parents will be able to apply to multiple schools

with a single form, whether the schools are charter or non-

charter. It's going to make "choice" accessible. If you don't

have access to choice, do you really have a choice?

MPM – exactly.

VALLAS —Also, in the elementary schools we are building

Parent resource Centers that are staffed by parents. In fact,

we're hiring parents to serve as Truant Officers, lunch atten-

dants, teacher aides, and teacher assistants. We're building

a conduit of elite parents who can help us in the schools, and

reach out to parents who are not as engaged.

MPM– It sounds like the community schools concept in ac-

tion.

VALLAS – Yeah, with a strong centralized accountability.

MPM – Let’s talk about your test scores.

VALLAS – Our test scores went up in virtually every grade

and subject. In about one third of the categories, the test

scores went up by double digits. We had strong growth in in-

dividual upper grades. Also, there was double digit growth

in the number of kids reaching proficiency and above, and

there was double digit decline in the number of kids below

basic. So that's 10-out-of-10 categories in the fourth grade

with double digit improvement. At the third grade level, it

was seven-out-of-10 double digit improvement, and at the

fifth grade level, five-out-of-10 double digit improvement.

Pretty impressive.

And our graduation rate went from about 38% to 67%. That's

almost double . . . and let me tell you 90% of the seniors

should graduate. The school climates are relatively peaceful

and quiet.

MPM – What do you attribute this success to?

VALLAS – Divine intervention! I think God has a plan for

new Orleans. I don't think it's by chance. I really believe that

the people have been praying for a miracle. But faith aside, I

believe that the hurricane created a sense of urgency. The

hurricane got people focused on the tragedy and the oppor-

tunities.

everybody thought that the recover School District was going

to clash with the new Orleans School Board. Far from it!

We've worked hand in hand. So yeah, I feel good about

things.


modern eduCATor

superInTendenT Louisiana Department of educationrecovery School District

pArenT ToolKIT

How Do I Conduct An Effective School Visit?

Public schools encourage parent/family involvement.Therefore, please visit your child's school as soon aspossible. To visit your child’s school, it is suggested thatyou do the following:

Call the school to make an appointment for a visit. Donot just “drop by” and expect a tour. School staff mem-bers are very busy attending to the educational, devel-opmental, social and emotional needs of the childrenand may not have time to show you around unless youmake an appointment. On the day of your visit, pleasefirst go to the main office to be greeted and directed bya member of the school staff.

As you walk through the hallways, ask yourself thesequestions.

Is the building clean, attractive and well

maintained?

Is the atmosphere welcoming, pleasant, safe,encouraging, affirming and inviting?

Are academic standards, achievement data and students’ work displayed throughout thebuilding?

Do the sounds coming from the classroomsshow respect for students and learning?

Use all of your senses to be aware of the environmentbecause your child will experience it every day.

Ask questions about the school’s curriculum, teachingmethods and support services:

What subjects are offered (especially in the

core subjects)?

Whether teachers are “highly qualified?”

What are the various teaching methods usedto accommodate various learning styles?

How are classes organized?

What services are there for students with special needs, interests, and/or aspirations?What after-school programs are available?

Does the school nurture and enhance cultural diversity?

Does each teacher and/ or counselor maintain a file/folder/portfolio for each child?

Do the principal and/or teacher discuss aca-

demic learning plans with students?

Consider whether the activities at the school are con-sistent with the school’s philosophy, mission, goals andobjectives.

Look at the facilities for special enrichment classes (forexample, gifted and talented, advanced placementcourses; the arts; music; technology; physical educa-tion; etc.) to determine if they meet your child’s needs,interests, abilities, and/or aspirations.

Ask questions of the building administrator(s), teach-ers, support staffers, secretaries, security officer(s),cafeteria workers and custodians. However, always re-member that they have jobs to do and may not havetime to talk with you. You might prefer them to callyou.

Ask yourself whether the school is organized aroundthe many and varied student's needs, interests, abili-ties, and/or aspirations.

Put yourself in your child’s shoes and imagine how youwould feel going to this school. Do you feel safe/secure?

Find out from the building administrator, teachers,staffers, secretaries, security counselor(s), cafeteriaworkers and custodians what is important in theirschool. Is this what is most important to you?

Attend school events and ask other parents what theylike best and least about the school.

Become a member of the Parent/Teacher Organization(PTO) and other parent involvement events in theschool.

Finally, while you are in the building, you may considerscheduling a later one-on-one meeting with your child’steacher(s).

Dr. Julian Stafford


25 Tips for a Green Pregnancy


Pregnancy is an ideal time to adopt a green lifestyle. Hav-

ing a baby creates a natural change. By necessity, you’re

getting rid of things to make room for baby, and bringing

new items into your home. Prepare your home in advance

to ease the transition.

1. eat organic food. Your diet has great impact on your

baby.

2. Have a green baby shower. register for eco-friendly

products, organic baby clothes, cloth diapers and non-

toxic toys.

3. Paint the nursery with no-VOC paint.

4. Shop for second-hand baby clothes. Search out your

local consignment stores and recycled children’s clothing

stores.

5. Borrow big items, such as a car seat and high chair.

6. Shop locally for used gear such as a crib and baby fur-

niture.

7. Switch to biodegradable and eco-friendly cleaning prod-

ucts. Also, experiment with home-made cleaners such as

baking soda, vinegar, and lemon.

8. Invest in a water bottle. It is important to stay hydrated

throughout pregnancy and during the postpartum period.

9. research eco-friendly personal care products.

10. Consider purchasing an organic crib mattress.

11. Invest in organic cotton bedding. Choose natural fibers

and organic materials to protect your infant from pesti-

cides and other chemicals.

12. Install a water softener. Soft water is good for your

skin and the environment.

13. Install a water purifier.

14. Switch to eco-friendly laundry detergent. Preparing for

baby means sorting, washing, and organizing tiny and

adorable clothing. Wash all baby clothes in a gentle eco-

friendly detergent to protect your baby’s skin. Also, do not

use dryer sheets, as these can be irritating on soft skin.

15. Build your “mommy” wardrobe. Use eco-friendly ma-

terials such as organic cotton, bamboo and hemp.

16. Make a run to the recycling center. Dispose of old

chemicals and electronics before baby arrives.

17. Invest in a sturdy stroller. Walking is an excellent way

to burn off the baby weight, alleviate postpartum depres-

sion, and sooth a fussy baby.

18. Find a baby carrier that suits you.

19. Have a garage sale. Switch out plastic storage contain-

ers, plastic cutting boards, and plastic dinnerware and re-

place them with glass, wood, bamboo or ceramic.

20. Take a trip to the library. There are lots of great books

on greening your lifestyle.

21. Start a garden. Squatting down in the garden is an ex-

cellent way to build muscles needed for birthing.

22. Visit your local farmer’s market. Start getting to know

your local vendors now, and when you come by toting your

new bundle of joy they will likely throw in an extra veg-

etable or two!

23. Shop for indoor plants. Plants recycle oxygen and

break down pollutants.

24. Purchase a scanner. Cut through a pile of paperwork

by scanning your documents.

25. Install energy efficient light bulbs, dimmers, timers,

and light-sensors.

Greening your pregnancy is a great way to feel good about

the choices you are making in preparation for your baby’s

arrival. By implementing these tips during your preg-

nancy, you will have more time and energy to enjoy your

baby in the days, weeks, and months ahead.

preGnAnCy

Joy Harkins is a new mom living in California. She blogs

about simple clutter-free, debt-free, organized, green living

at www.JustPlainJoy.blogspot.com.


Darby Herrington

While parents may want to protect their chil-dren from certain aspects of the recession,important lessons can be learned. To trans-form this negative subject into somethingmore positive for children, try these ideas forteaching kids about money:

Ages two to fiveGetting acquainted with coin money - If yourtoddler or preschooler does not have a piggybank, buy an inexpensive one. Teach yourchild which coins are pennies, nickels, dimesand quarters as you deposit them into thepiggy bank together.

Ages six to elevenUsing money means using math - Simple ad-dition and subtraction are essential lessonsfor using and changing money. Have yourchild empty her piggy bank and loose changejars onto the kitchen table and add up all themoney. roll the coins and take her to thelocal bank to exchange her coins for papercurrency. Open a savings account - With the moneyyour child saved in her piggy bank, open asavings account for her so she can learnabout interest. Money doesn't grow on trees - explain whyyou and/or your spouse have a job. Duringthese tough economic times, maybe dad hashad to take a second job, or maybe mom hashad to go back to work after being a stay-at-home mom for years.

Ages twelve and upMore math - reinforcing math skills is al-ways a good idea. Teach your child how tochange money by practicing at home. Startoff with easy exercises for making change, ie:here is a twenty for a fifteen dollar item.Gradually work your way to more difficult ex-ercises, ie: here is a 20 for a $13.69 item.

We work hard for our money - Suggest toyour child that they find ways to earn moneyrather than depend on an allowance. Ask afriend or neighbor if there are any small jobsyour younger child can do, such as rakingleaves, to earn a few bucks. For older kids, apart-time job is a good idea as long as it doesnot interfere with school and activities.earning money by working hard teaches kidsresponsibility, work ethic, and the impor-tance of saving and making a living. Investing for the future - Teaching kidsabout making short- and long-term invest-ments is important for looking ahead to sav-ing up for a car, college and even moregrown-up things such as a house and retire-ment. Whatever the age of your child and whateveryour financial situation, the recession is acritical time to keep your kids educated aboutmoney so that they are less inclined to expe-rience unnecessary worry over what momand dad are going through. Keep it light-hearted and interesting, and you may be sur-prised at their willingness to learn.

Teaching Kids Age-Appropriate Lessons About Money

Source: Infoplease Homework

Cabritos de enseñanza Edad-Apropiados

Lecciones sobre el dinero


Mientras que los padres pueden desear proteger su

niños de ciertos aspectos de la recesión,

las lecciones importantes pueden ser aprendidas. a

transforme este tema negativo en algo

más positivo para los niños, intente éstos

ideas para enseñar a cabritos sobre el dinero:

Edades dos a cinco

el conseguir conocido del dinero de la moneda - si

su niño o preschooler no tiene a el banco guarro,

compra barato. enseñe su niño que las monedas son

peniques, los níqueles, monedas de diez centavos y

cuartos como usted los deposita en el banco guarro

junto.

Edades seises a once

usando medios del dinero usando la matemáticas -

simple la adición y la substracción son lecciones es-

enciales para el dinero que usa y que cambia. Tenga

su niño vacío su banco guarro y suelta cambie los

tarros sobre la tabla de cocina y agregue encima de

todo el dinero. ruede las monedas y tome ella al

banco local para intercambiarla monedas para el

billete.

Abra un cuenta de ahorros - con

dinero su niño ahorrado en su banco guarro,

abra los ahorros la explican así que ella puede

aprenda sobre interés.

el dinero no crece en árboles - explique

porqué usted y/o su esposo tienen a

trabajo. Durante estas épocas económicas re-

sistentes, el papá ha tenido que quizá tomar un se-

gundo trabajo, o la mamá ha tenido que quizá ir de

nuevo a trabajo después de ser una mamá del per-

manecer-en-hogar por años.

Las edades doce y suben

Más matemáticas - reforzar habilidades de la

matemáticas está siempre una buena idea. enseñe

a su niño cómo a cambie el dinero practicando en

el país. Comienzo con de los ejercicios fáciles para

realizar el cambio, Ie: aquí está veinte para un

artículo de quince dólares.

trabaje gradualmente su manera a más difícil

ejercicios, Ie: aquí está veinte para trece

artículo del dólar y del centavo del sixty-nine.

Trabajamos difícilmente para nuestro dinero - sug-

iera a su niño que encuentran maneras de ganar el

dinero más bien que depende de

permiso. Pregunte un amigo o a vecino si allí

es cualquier trabajo pequeño que pueda su niño

más joven, por ejemplo el rastrillo de las hojas,

para ganar algunos bucks. Para más viejos cabritos,

un trabajo por horas es a buena idea mientras no

interfiera con la escuela y actividades. Ganancia del

dinero trabajando difícilmente enseña a cabritos re-

sponsabilidad, trabaje los éticas, y la importancia

del ahorro

y haciendo una vida.

inversión para el futuro - enseñando

cabritos sobre la fabricación de inversiones a corto

y largo plazo es importante para anticipar para

ahorrando para arriba para un coche, universidad

y aún más cosas adultas tales como una casa y un

retiro.

Lo que la edad de su niño y

lo que su situación financiera, la recesión

es un rato crítico de mantener a sus cabritos edu-

cados sobre el dinero de modo que sean menos

inclinado para experimentar la preocupación in-

necesaria sobre a través qué mamá y papá están

pasando. Manténgalo alegre e interesante, y usted

puede ser sorprendido en su buena voluntad a

aprenda.

en espAñol


eduCATors

Lori Williams (Clarksville, Tennessee) remembers

the excitement of visiting her classroom before the

first day of school. She can picture the bare bulletin

boards, empty chairs, and vacant filing cabinets.

How would she fill them, and how would she ful-

fill the awesome responsibility that awaited her?

With a lot of help from her mentor and veteran

teachers.

"As for those five, empty filing cabinets--they are

now full thanks to the generosity of my esteemed

colleagues who have shared materials with me,"

Williams writes. "I have utilized many suggestions

from these veterans.... [In addition,] the mentor

program to assist new teachers turned out to be a

tremendous advantage. I was paired with a sea-

soned teacher who has taught for 31 glorious years.

She guided, encouraged, and assisted me to help

me become successful. I would advise a new

teacher to choose a mentor, design a plan for suc-

cess, implement a plan, and ask for help when

needed."

Look to Veteran Teachers to:

aShare lesson plans that put curriculum

guides into practice.

aSupport and participate in a new teachers'

planning process.

aOffer tips on the practical problems new

teachers didn't learn about in school--make

do with fewer resources, classroom manage

ment, bureaucracy.

aShow respect and collegial support.

aObserve new teachers' classes and let them

observe yours.

aHelp teachers locate materials.

Tips on Building a relationship

with Veteran Teachers:

aAsk to visit colleagues' classrooms so you can

learn about different approaches to teaching

and find one you admire.

aSeek the help of a mentor who has skills and

knowledge you would like to develop.

aIf your assigned mentor is not helpful, seek

out an informal mentor relationship that

provides more support. Look to your team

teachers for help.

aDon't reinvent the wheel: before you begin

developing a curriculum unit, find out if any

veteran teachers have materials or insights

that would jumpstart your efforts.

aBe willing to admit you have a lot to learn

from experienced teachers.


Firsthand: Teachers and Mentors Make It Happen

donnA KArAnHere we continue our interview with legendary fash-

ion designer Donna Karan. She discusses how her pro-

gram the Urban Zen Initiative, in collaboration with

Spirituality for Kids (SFK), empowers children by pro-

viding them with a curriculum that advocates positive

life choices.

Modern Parents Magazine - What about your efforts

here in new Orleans?

Donna Karan - Well I think that this would be a per-

fect place for Spirituality for Kids. I want to get the peo-

ple of SFK involved with the educational system in new

Orleans. If we could get the funding raised here through

new Orleans, we could train the teachers.

MPM - Great. What would be a good representative

number to have trained?

Donna Karan - It depends. You start it in the school

system and see the effect, that’s the beauty of it. So I

think the best way to do it is through a testing modality.

I spoke to the SFK Organization about this, the minute

I came to new Orleans, there was no question, it is im-

perative to come here to work with the educational sys-

tem. We at Urban Zen can make a connection here in

new Orleans. I want somebody here to come to one of

our three day events.

MPM - Where will it take place?

Donna Karan - In new York City. We’re starting a

global launch for SFK. This would be a perfect oppor-

tunity for someone from the educational board in new

Orleans to come and learn about SFK and how to ad-

ministrate it into the school. There’s going to be a gala

event to raise money and awareness. Then the second

day is going to be a fun day, where students, parents,

teachers are going to go through the curriculum and ex-

perience it for themselves. So if there is someone here

that is the head of education, that’s the place they should

come to see it.

MPM - The timing couldn’t be more perfect. Wow,

I’m getting chills thinking about the potential for this.

Donna Karan - It’s huge.

MPM - And what about contact information, how

would a district register?

Donna Karan -That would be [email protected].

She has all the information on our education panel,

who’s going to be there, the topics, who we are inviting.

I can give you a phone number too, 212-414-8520. This

would be an amazing program to bring here.


Fashion icon


Upward Bound:Interview with Dr. Camacia Smith-Ross

MODERN PARENTS Magazine recently had the op-portunity to speak with Dr. Camacia Smith-ross, Di-rector of the Upward Bound Program at DillardUniversity. Upward Bound programs help students whomight otherwise not attend college succeed in theirhigher education pursuits.

According to the United State Department of education,Upward Bound provides fundamental support to par-ticipants in their preparation for college entrance. Theprogram provides opportunities for participants to suc-ceed in their precollege performance and ultimately intheir higher education pursuits. Upward Bound serveshigh school students from low-income families and highschool students from families in which neither parentholds a bachelor's degree. The goal of Upward Bound isto increase the rate at which participants complete sec-ondary education and enroll in and graduate from in-stitutions of postsecondary education.

Modern Parents Magazine: What would you likethe public to know about Dillard University’s UpwardBound program?

Dr. Ross: Our program is federally funded, so thereare specific guidelines. Our young people must be first-generation college students and meet an income guide-line. Upward Bound students do a Thursday tutorialfrom 4:00 pm until 6:30pm. They also work on PLATOlearning, which is a computer-based program that helpsthem strengthen areas of deficiency. They come here onSaturday mornings from 9:00 am until 1:00 pm for anenrichment component. Then we have a summer com-ponent and do, again, major enrichment. They stay oncampus two of the five weeks, and they get to see what

the actual campus life is like. We tour colleges. Ouryoung people have been to Atlanta and Tennessee tovisit some universities. We are anticipating a visit to theCarolinas this summer. Our sole purpose as a federallyfunded program is to expose our young people to whatcollege life is about and what it takes to be successful incollege.

MPM: What other measures do you take to ensure yourstudents are prepared?

Ross: My counselors go out into the schools biweeklyand monitor our population. We service 70 students.The final goal is for students to be accepted into the uni-versity of their choice. I mandate that all of our youngpeople start taking the ACT by the 10th grade. We doconcurrent and duel enrollment with our high schoolstudents. We want them to be academically sound, to beacademically strong, to be academically encouragedthrough this whole process. We do intense research onscholarships all across the country, and we have ouryoung people to apply to at least five scholarships theirsenior year.

MPM: Is there a success story you would like to sharewith us?

Ross: Oh, absolutely. I brag on this current cohort ofjuniors. They started taking the ACT in their tenth gradeyear. Several of them were able to participate in con-current enrollment, and they have tested every oppor-tunity the ACT is offered. And we have seen scores gofrom 13, 14, and in some cases 15 to 20’s, 21’s, and 22’s.

MPM: That’s quite a leap.

Ross: Yes. And we are very excited about that.

MPM: Does the program find the students or do thestudents apply?

Ross: Yes, there is an application process. Any youngpeople who are interested and meet the criteria mayapply. We accept applications year-round and generatea waiting list.

MPM: How might a student apply?

Ross: It’s really good to e-mail us. The e-mail addressis [email protected]. The phone number is (504) 816-4622. Ms. Jiles is the program counselor. She is theperson who collects and distributes applications.


Take a minute to think about where you are inlife. Could you have achieved everything onyour own? Most likely you had plenty of helpalong the way from wonderful adults who tookthe time to address your hopes for the futureand help you achieve them. How would youlike to be that positive influence in a young per-son’s life? Many of America’s children grow upin unstable homes, and with little positive in-teraction from adults in their lives, they engagein risky behaviors, drop out of school, or com-mit crimes. But there is hope. According tomentoring.org, at-risk students who have amentor’s influence are far less likely to skipclass, use drugs, or get into crime. Helping atroubled child or teen get on a better path inlife is a surefire way to improve his or her well-being and benefit your community. And youmight make a new friend in the process.

The national Family Development Instituteand Parents for Public Schools of Greater newOrleans are sponsoring a mentoring programat various schools and locations throughoutthe Greater new Orleans area, including HarryS. Truman Middle School and Harriet TubmanCharter School. The mentoring organization isin need of additional mentors. Interested busi-nesses and individuals may contact Parents forPublic Schools, GnO at 504.615.2958 or [email protected]. Schools, churches or organiza-tions interested in starting a mentorshipprogram may utilize the same contact infor-mation.

The Importance of Mentoring

Roland Martin (left) of CNN hosted a Town Hall meeting which

vehemently addressed the topic of mentoring. The importance ofmentoring was echoed throughout the meeting.

Judge Glenda Hatchett (right) of the Judge Hatchett televi-

sion show, also stressed the importance of mentoring and discussedher social networking community for parents, PARENT POWERNOW.

voice

your input helps determine the content ofmodern pArenTs mAGAZIne.

[email protected] us at:modern parents magazine 23

Dear readers,

Actively involved parents are a teacher’s biggest ally when it comes to helping your children succeed inschool.

1. How much would the use of technology help you keep in contact with your child’s teachers?

2. Do you have access to the internet in your home? If not, is it convenient for you to use the internet at afriend’s house or in a public library?

3. How often do you use the internet to respond to e-mail, check social networking sites, or otherwisecommunicate?

4. Would e-mail be an efficient way to set up parent-teacher conferences, address discipline problems, orkeep track of your child’s responsibilities?

5. Would you like to receive report cards via e-mail or other technology?

6. How often do you utilize other services such as text messaging or social networking sites?

7. Would it be convenient for you to keep in touch with you child’s teacher via a social networking site(such as Facebook, Twitter, MySpace or LinkedIn)? Would you like a parent-teacher specific site?

8. Would you like to read a blog about activities going on at your child’s school?

9. Would you like to use an internet site that lets you check on your child’s grades, absences, disciplinaryrecord, and school-related finances (such as lunch money)?

10. How else could technology be used to improve parent engagement?

Your

Counts


1. Learn to enjoy eating healthy yourself.example is, hands down, the best teacher.Training yourself to like eating healthy willalso give you the confidence to guide your chil-dren on the same path.

2. Curb their taste for processed sugars.Sugar keeps your kids on an emotional rollercoaster, causes disagreeable behavior and con-tinually sets off cravings for more and moresugar. never offer sweets as a reward or bribe.

3. Teach them to like pure water.Children need liquids, but they don’t needcalorie laden, high sugar colas and juices.Clear water leaves room for good food.

4. Substitute whole grains for the processedones.Whole grain breads (especially sproutedones), brown rice and whole wheat pastasshould be your grains of choice. You mayhave to start with half and half and keepadding more of the good stuff until youeventually reach 100% whole grains.

5. Eliminate random snacking.If your kids are full when they get to thetable, they won’t want the good foods youfix. Make sure they’re hungry enough to eatwhat’s put in front of them.

6. Help them learn to like nutritious fruitsand vegetables.Carrots and apples only taste sweet to chil-dren who don’t eat a lot of sugar. Serve veg-etables when children are hungry and freshfruit for dessert.

7. Offer only good healthy choices.Don’t give them anything but nutritious foods.If their only choice is a tuna sandwich or nat-ural peanut butter and unsweetened applebutter on whole grain bread, they’ll eventuallychoose one of your healthy offerings.

Seven Steps to Healthier Eating Habits

Moss Greene is the nutrition Host at Bella Online. Visither web site to find out how to look better, feel your bestand have more energy - naturally. http://www.bellaon-line.com/site/nutrition

WorKshops

requirements: advanced notice of 7-10 business days.

audience registration is required.

Customized Workshops/In-servicesinterested institutions/organizations may submit a proposal

detailing the nature of the desired workshop or in-service.

pending approval of submitted proposals,modern parents

will create and develop programs to address requested topics.

Customized WorKshops

requirements: advanced notice of 14 business days.

audience registration is required.

CurrenT oFFerInGs

leArnInG sTyles: do You Know How Your child Learns?

our learning styles have more influence than we may realize.

our preferred learning styles greatly influence the way we learn.

they affect the way we process information, even many of our

lifestyle choices. Join us and learn more about learning styles.

Help your child by discovering his or her learning style.

home-sChool relATIons: the relationship between par-

ent and teacher is one of the most important relationships af-

fecting the life of your child. develop a positive partnership with

your child’s teacher. Join us and learn innovative guidelines for

developing a successful home-school relationship.

InnovATIve pArenTInG sTrATeGIes: Have you ever won-

dered how to reach the planet your child inhabits? We reveal some

innovative ways to break the force field between parent and

child. Learn how to get some of your ideas through effectively.

ColleGe enTrAnCe eXAms: How soon is too soon?

is your child ready for college entrance exams? When should

they begin testing? What can you do to help prepare your child?

What courses are appropriate prerequisites? Join us and learn

more about college entrance exams.

pArenT Tool KIT

We have developed various tools that parents can use to keep

abreast of their child’s performance in school, help in developing

responsible kids, etc. Join us and develop an arsenal of tools to

help with parenting strategies and techniques.

bullyInG

Bullying has evolved into a high tech activity. Join us and learn

to recognize the signs of bullying, suggestions for coping with

bullying and ways to prevent bullying.

For AddITIonAl InFormATIon

contact us at 504.339.5310/1.866.994.4242

or email [email protected].


Consulting ServicespArenTInG WorKshops/In-servICes






















It's never too early to start saving for a child's future college education.Both the federal and state governments have made it much easier to savefor college. There are tax-favored choices that can help put a college edu-cation within reach.

SAVINGS OPTIONS

Compare the key characteristics of four popular investment alternativesfor education investing:

Coverdell Education Savings AccountCustodial Account (UGMA/UTMA)529 College Savings Plans

Coverdell Education Savings Account

Contribution LimitsUp to $2,000 per child (under age 18) for contributors with modified ad-justed gross income of $190,000 if filing jointly or $95,000 for single fil-ers. The maximum is reduced and gradually phased out for those withmodified adjusted gross income between $190,000 and $220,000 (jointfilers) or between $95,000 and $110,000 (single filers). Those who exceedthese income limits are not eligible to make contributions.

Tax TreatmentTax-deferred growthearnings are tax-free if used for eligible education expenses, which includeroom and board, tuition, books, supplies and equipment, academic tutor-ing, and special needs services.

Control of Assetsresponsible individual (generally a parent or guardian)

RestrictionsTo avoid penalty, must be used for eligible education expenses.Must use funds by the time the beneficiary reaches age 30.

ProsThe account can be transferred to another relative of the beneficiary.Adults other than the parents can make contributions.It can be used for elementary, secondary and higher education.

ConsIt is not available to high-income families.There is a low contribution limit.Withdrawals not used to pay eligible education expenses are penalized.

note: One important feature of these tax benefits is the "sunset" provision which setsa limited time for the changes to apply. All new provisions of the economic Growthand Tax relief reconciliation Act of 2001 expire after December 31, 2010. On Janu-ary 1, 2011, all tax provisions in effect prior to signing of the Act will be reinstated iffuture legislation is not passed ($500 annual limit).

Custodial Account (UGMA/UTMA)

Contribution Limitsnone.

Tax TreatmentIn 2008, the first $900 of a child's investment income is tax free and thenext $900 is taxed at his or her own rate. Any unearned income in excessof $1,800 in 2008 is taxed at the parents' higher tax rate.Starting in 2008, the kiddie tax will be expanded to include dependentsunder 19 and dependent full-time students under 24. Children who providemore than half of their own support are not affected by this kiddie-taxchange.

Control of AssetsCustodian (until the child reaches age prescribed under applicable UGMA

or UTMA)

RestrictionsMust be used for benefit of child.

Prosno contribution limits based on family income.Adults other than parent can make contributions.

ConsThere is no tax-advantaged growth.Contributions are not deductible.The child gains control of assets at age prescribed under applicable UGMAor UTMA.

529 College Savings Plans

Contribution LimitsDepends on plan, but contribution limit is typically based on estimatedcost of colleges in a particular state or region for 4 years (and in some cases,an additional 2 years).

Tax Treatmentearnings are free from federal (and possibly state) income taxes.Withdrawals are federal income tax-free if used for qualified higher edu-cation expenses.There are potential gift tax and estate tax savings.The availability of such tax or other benefits may be conditioned on meet-ing certain requirements.

Control of AssetsThe adult in whose name the account is registered retains control. The ac-count is registered for the benefit of the student (designated beneficiary),but the control remains with either the donor or the account owner.

RestrictionsIt must be used to pay for qualified higher education expenses in order toavoid penalty.

ProsContribution limits are based on cost of higher education rather than fam-ily income.Adults other than parent can make contributions.It may be used at any eligible higher-education institution in the U.S. andsome abroad.

ConsWithdrawals that don't qualify as higher education expense are penalized.There is limited flexibility once the money is invested (can change invest-ment strategy once per calendar year).Source: State Farm VP Management Corp risk/Important Disclosures. State Farm Mutual Funds Prospec-t u s . T h e S t a t e F a r m C o l l e g e S a v i n g s P l a n e n r o l l m e n t H a n d b o o k ( P D F 4 1 2 K B ) .

Funding Your Child's College Education

Barbara B Malter Insurance Agency, Inc

State Farm Insurance Agent

3351 Severn Ave Ste 302

Metairie, LA 70002

(504) 885-1836

http://www.barbaramalter.com/statefarm.com


Breathable cotton cover is great while baby is hanging out or in tran-sit. The water resistant cover is for transit use only to protect baby

from snow, rain, and wind penetration.

Front flap covers a mesh section. The flap can be rolled up and velcroed to top to see baby.

Cover can be put on and taken off while carrier is in base in the car to protect baby from various weather conditions.

Product is perfect to use in doctor’s offices, malls, and outside events like ball games, camping, etc.

The cover keeps bugs out, and it is great protection against mosquitoes. It keeps light rain and wind off of baby. The baby’s eyes are shielded

against bright sun.

The cover acts as a filter to keep airborne germs off of baby while in public, which helps prevent flu germs from getting to baby. Also keeps

people from transferring germs by not being able to touch or kiss the baby.

The cover fits most carrier/car seats, and larger ones can be special ordered.

Perfect gifts for newborns, especially premature babies.

Mom-invented. I thought of the idea 14 years ago with my first pregnancy. When I was pregnant with my third child 11 years

later, I went shopping for such a cover and could not find anythinglike it on the market.

Patent-Pending CPSIA compliant

Made in USA

Available for individual sales on website now until Feb 2010, after thatboutiques and shoppes will carry it.

Can be purchased at Boutiques listed on website and online until Feb 2010www.BerryGoodsBaby.com (504) 302-3779

Protective Carrier Cover

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The American recovery and reinvestment Actof 2009 ("the Act") was signed into law byPresident Barack Obama on Tuesday, Febru-ary 17, 2009. This historic legislation seeks toimmediately stimulate job creation duringthese challenging economic times by cuttingtaxes and investing hundreds of billions of dol-lars over the next two years in critical sectorssuch as energy, health care, infrastructure andeducation.

Within the education sector, "the Act" will pro-vide an immediate stimulus to the economy bysaving or creating hundreds of thousands ofearly childhood, K-12 and higher educationjobs in states across America that are at risk ofstate and local budget cuts. It will further cre-ate thousands of additional construction jobsrelated to school modernization projects. Inthe long-term, "the Act" will strengthen theeconomy by raising Pell grants and tuition taxcredits to help more young people attend col-lege.

Importantly, the Act will lay the foundation fora generation of education reform by encour-aging states to adopt standards and assess-ments that ensure that high school graduatesare prepared for college or a career, to buildrobust data systems that allow districts to bet-ter track the growth of individual students, toturn around failing schools and embrace in-novative new learning models, and to investheavily in teacher and principal quality initia-tives that both elevate the teaching professionand help recruit and retain great teachers andprincipals for underserved schools and com-munities.

The intent of this legislation is to invest the ed-ucation dollars quickly, productively andtransparently in ways that best meet the short-term and long-term educational interests ofchildren and adults.


The American Recovery

and Reinvestment Act

HIH

HI

"education is no longer just apathway to opportunity andsuccess, it is a prerequisite."

--President Obama


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