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4/27/2011 AmericaHomeKey, Inc. Screen Shots of Business Rules

Milestone Completion Rules

General Requirements

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FHA Milestone Requirements

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FHA Condo/PUD Loan Requirements

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FHA EEM (Energy Efficient Mortgage) Loan Requirements

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FHA Refinance Loan Requirements

Items Required for FHA Refinances

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Government Monitoring Borrower Race

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Government Monitoring Co-Borrower Race

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Not TBD Subject Property Address must not equal

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NOT TBD FHA Rules

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Require MI for Conventional Loans > 80% LTV

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VA Fields

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If Renting

Field Data Entry Business Rules

General Field Rule

In a Streamline

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When Not Streamline

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Maximum LTV Conventional Primary 1 Unit Purchase/No Cash Out

Maximum LTV Conventional Primary 2 Unit Purchase/No Cash Out

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Maximum LTV Conventional Primary 3 -4 Unit Purchase/No Cash Out

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Maximum LTV Conventional Primary 1 Unit Cash Out

Maximum LTV Conventional Primary 2-4 Unit Cash Out

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Maximum LTV Conventional Second Home Purchase/No Cash Out

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Maximum LTV Conventional Second Home Cash Out

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Maximum LTV Conventional Investment 1 Unit Purchase

Maximum LTV Conventional Investment 2-4 Unit Purchase/NCO

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Maximum LTV Conventional Investment 1 Unit No Cash Out

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Maximum LTV Conventional Investment 1 Unit

Maximum LTV Conventional Investment 2-4 Unit Cash Out

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Max LTV Conv ARM Primary 2 Unit Purchase/No Cash Out

Max LTV Conv ARM Primary 3-4 Unit Purchase/No Cash Out

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Max LTV Conv ARM Primary 1 Unit Cash Out

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Max LTV Conv ARM Primary 2-4 Unit Cash Out

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Max LTV Conv ARM Second Home Purchase/No Cash Out

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Max LTV Conv ARM Second Home Cash Out

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Max LTV Conv ARM Investment 1 Unit No Cash Out

Max LTV Conv ARM Investment 1 Unit Cash Out

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Max LTV Conv ARM Investment 2-4 Unit Cash Out

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Max LTV Conf HomePath Primary 1 Unit

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Max LTV Conf HomePath Investment 2 Units

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Max LTV Conf HomePath Investment 3-4 Units

Max LTV High Balance HomePath 1 Unit

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Max LTV High Balance HomePath Second Home

Max LTV High Balance HomePath Investment

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Max LTV Conf Fixed & ARM High Balance Cash Out

Max LTV Primary FL Condos Conf Fixed & ARMS - 1

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Max LTV Primary FL Condos Conf Fixed & ARMS - 2

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Max LTV Second Home FL Condos DU Refi Plus

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Maximum LTV FHA Fixed Cash Out

Maximum LTV FHA ARM Cash Out

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Is a Streamline

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When Not Streamline

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Business Rules Field Triggers

General Field Triggers

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ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "3" and [CX.VA.REGION] = "Northeast" then[1340] = "909.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "4" and [CX.VA.REGION] = "Northeast" then[1340] = "1025.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "5" and [CX.VA.REGION] = "Northeast" then[1340] = "1062.00

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "1" and [CX.VA.REGION] = "Midwest" then[1340] = "441.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "2" and [CX.VA.REGION] = "Midwest" then[1340] = "738.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "3" and [CX.VA.REGION] = "Midwest" then[1340] = "889.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "4" and [CX.VA.REGION] = "Midwest" then[1340] = "1003.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "5" and [CX.VA.REGION] = "Midwest" then[1340] = "1039.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "1" and [CX.VA.REGION] = "South" then[1340] = "441.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "2" and [CX.VA.REGION] = "South" then[1340] = "738.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "3" and [CX.VA.REGION] = "South" then[1340] = "889.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "4" and [CX.VA.REGION] = "South" then[1340] = "1003.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "5" and [CX.VA.REGION] = "South" then[1340] = "1039.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "1" and [CX.VA.REGION] = "West" then[1340] = "491.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "2" and [CX.VA.REGION] = "West" then[1340] = "823.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "3" and [CX.VA.REGION] = "West" then[1340] = "990.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "4" and [CX.VA.REGION] = "West" then[1340] = "1117.00"

ElseIf [1109] > 79999 and [CX.VA.FAMILY.SIZE] = "5" and [CX.VA.REGION] = "West" then[1340] = "1158.00"

Else [1340] = "0.00"End If

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MsgBox("If the borrower does not have an email address enter: none@americahomekey.com",

0,"No Email for Borrower")

MsgBox("If the co-borrower does not have an email address enter:

none@americahomekey.com", 0,"No Email for Co-Borrower")

MsgBox("Recalculate from age 18", 0,"# of Yrs REMINDER")

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MsgBox("REMINDER: If this is a PRU related loan remember to complete the Affiliated Business

disclosure & send with the eDisclosures", 0,"Affiliated Disclosure Reminder")

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Persona Access to Fields

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Pe

Persona Access to Loans

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Input Form List

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