meet voleo · voleo voleo is an established financial technology company developing mobile...
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Meet VoleoCorporate Presentation
August 2018
Forward-looking statement
Certain statements contained in this presentation constitute forward-looking statements and forward-looking information (collectively referred to herein as
"forward-looking statements") within the meaning of applicable Canadian securities laws. Such forward-looking statements relate to future events or Voleo’s
future performance. All statements other than statements of historical fact may be forward-looking statements. Such forward-looking statements are often, but
not always, identified by the use of words such as "seek", "anticipate", "budget", "plan", "continue", "estimate", "expect", "forecast", "may", "will", "project", "predict",
"potential", "targeting", "intend", "could", "might", "should", "believe" and similar expressions. These statements involve known and unknown risks, uncertainties
and other factors that may cause actual results or events to differ materially from those anticipated in such forward-looking statements. Voleo believes the
expectations reflected in those forward-looking statements are reasonable but no assurance can be given that these expectations will prove to be correct and
such forward-looking statements included in this presentation should not be unduly relied upon. These forward-looking statements speak only as of the date of
this presentation or as of the date specified in the documents incorporated by reference, as the case may be.
In particular, this presentation contains forward-looking statements pertaining, but not limited to: statements about anticipated future expenses, the sufficiency
of the Voleo’s working capital, Voleo’s business objectives and plans, the completion of future financings, and the use of financing proceeds contain forward-
looking information. By its nature, forward-looking information involves known and unknown risks, uncertainties and other factors which may cause actual
results, performance or achievements, or other future events, to be materially different from any future results, performance or achievements expressed or
implied by such forward-looking information. Such factors include, among others, the following risks: the need for additional financing; operational risks
associated with a start-up technology business; reliance on key personnel; the potential for conflicts of interest among certain officers, directors or promoters
with certain other entities; the absence of dividends; competition; dilution; the inability to obtain regulatory approvals; the impact of government regulations in
Canada and the United States; the impact of general economic conditions; changing domestic and international industry conditions; the ability of management
to implement its operational strategy; the ability to attract qualified management and staff; regulatory risks; financing, capitalization and liquidity risks, including
the risk that the financing necessary to fund operations may not be obtained; and the additional risks identified in the “Risk Factors” section of Voleo’s MD&A or
other reports and filings with the TSX Venture Exchange and applicable Canadian securities regulators.
In addition, forward-looking information is based on various assumptions including, without limitation, the expectations and beliefs of management, including
that the Company can access financing; the timely receipt of governmental approvals, including the receipt of approval from regulators in jurisdictions where
the Company may operate; the timely commencement of operations and the success of such operations; and the ability of the Company to implement its
business plan as intended. Should one or more of these risks and uncertainties materialize, or should underlying assumptions prove incorrect, actual results
may vary materially from those described in forward-looking information. Forward-looking information is based on management's beliefs, estimates and
opinions on the date that statements are made and the Company undertakes no obligation to update forward-looking information if these beliefs, estimates and
opinions or other circumstances should change, except as required by applicable securities laws. Investors are cautioned against attributing undue certainty to
forward-looking information.
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Introducing Voleo
Voleo is an established financial technology company
developing mobile investing applications
Solid Technology
Four years of development into iOS, Android and web
applications by an experienced, in-house financial
software team
Credible Foundation
Collaborated with Nasdaq and TMX Group
FINRA licensed broker dealer across the US
Sizable Markets
Scalable B2C platform in America
International B2B pipeline with white-label platform
Global cryptocurrency markets will rapidly expand
current brokerage infrastructure3
Our story
▪ Voleo is capitalizing on the opportunity to:
▪ rebuild trust with consumers
▪ empower them as retail investors
▪ ride the mobile wave
▪ leverage social media with
gamification
▪ Financial institutions see value in our
platform as a tool for engagement and
retention, plus new channel for acquisition
▪ Standalone cryptocurrency platform is in
development, leveraging Voleo’s patent
Web and mobile apps that democratize
investing, making it fun & accessible
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Voleo’s ecosystem
Voleo combines:
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What makes us unique
Fantasy football of investing
Customers can open individual accounts
or create clubs of up to 100 users to pool
their money and invest together
Improving financial literacy
Voleo’s product evolution serves to
help people invest smarter and easier
with those they trust
Versatility
Voleo provides value to both new
investors and experienced traders
Marketing tool
Acquisition and retention channel where
customers become advocates,
authentically introducing their network
Complete flexibility
Extensive in-app and integration
customization capabilities available
for financial institution partners
Strong partnerships
FINRA member, introducing broker-dealer
in all US states; we are recognized for our
relationships with Nasdaq and TMX Group
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Current environment
Millennials and Generation Z want to make
their money work for them, yet see traditional
investing options as…
x Intimidating and inaccessible
x Difficult to do alone
x Time-consuming
x Expensive
Consumers expect:
✓ Product offerings that are user-friendly
✓ Pricing that is accessible
✓ Educational tools that are relevant
✓ Digital experiences that are trustworthy
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Market trends
JP Morgan Chase Strategic Update, 2018
67% 86%of millennials are
unhappy with how
they currently invest
of millennials put
money aside each
month
▪ Investing is the most engaging financial topic on social media, followed by loans & mortgages, banking and peer-to-peer payment
▪ More consumers than ever before are banking digitally
▪ Millennials in particular seek digital-first platforms
▪ Banks and other financial institutions are seeking ways to evolve their digital offerings
▪ Large banks such as JP Morgan Chase are investing in external fintech solutions
Millennials + Money: The Unfiltered Journey, Facebook IQ
https://www.jpmorganchase.com/8
Ba
nks
Co
nsu
me
rs
Market sizeUS market
as entryway
75M millennials and
university students
43M self-directed
investors
1 in 20 families
have over $1m in
investable assets
10M professional
women in US
20M Americans
invested together in
the 1990s (teams and colleagues)
9Pop Finance: Investment Clubs and the New Investor Populism, Brooke Harrington
US Data & Statistics, https://www.usa.gov/statistics
Mobile investing landscape
Inve
stin
g E
xp
eri
en
ce
Fo
cu
s
Community Engagement Focus
Robo AdvisorsCopytrading Platforms
Self-Directed
Trading Platforms
Thematic Investing
Investment Social Media
Gamified Trading
10Company data, Crunchbase
Strong endorsements
Nasdaq is a strong supporter
of financial literacy and our
collaboration with Voleo to
help retail investors
understand and participate in
the markets is another step
forward.
Oliver Albers
Global Head of Strategic
Partnerships
“
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2. Invite friends, family, colleagues, teammates to join
3. Deposit funds; set up reoccurring contributions
4. Propose trades
5. Discuss and vote to send the trade to market
All while…
✓Seeing encouraging notifications
✓Accessing marketing content
✓Receiving tips and tricks
✓Consuming educational content
✓Following leaders
✓Measuring performance
✓Participating in discussion
✓Reviewing help files
6. Compete, discuss, compare, learn, earn, repeat!
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User journey
Product pillars
Business to Consumer
Original Social Investing
Application
Business to Business(Turn-Key White Label)
Outsourced Brokerage for
Financial Institutions
Business to Business(Custom Integration)
Bespoke Solutions
▪ Retail investors
▪ Individual accounts
▪ Investment clubs
▪ Credit unions
▪ Community banks
▪ US financial institutions
▪ Tier 1 banks
▪ International financial
institutions
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Cryptoleo: Voleo’s powerful trading engine applied to crypto
▪ Regulatory uncertainty prevents
trading of cryptocurrencies through
traditional brokerages
▪ Challenging for ordinary people to
build exposure to digital currencies
▪ Existing wallet interface offers a
poor customer experience
E X C H A N G E /
W A L L E T /
G A M I N G
E N D U S E R S
Current
adoption
The Chasm
cryptoleo
▪ Enable people to learn about
this exciting new space, and do
so with their trusted peers
▪ Accelerate the transition from
early adopters to early majority
and cross ‘the chasm’
▪ Launching in Canada 2018
Problem Solution
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Business to consumer“B2C”
Social Investing Application for Beginners
and Experienced Traders
▪ Groups pool capital together and form
investment clubs
▪ Provides a social experience and
gamification of investing
▪ Individual accounts being added; users
take part in larger community
▪ Democratically propose and vote on trades
▪ Engage with the broader community to
learn and grow
▪ Fully flexible and easy to use
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Proven tractionB2C Beta
▪ Early adopters have found Voleo
organically through SEO, limited
social media activity, channel
partners and existing users
▪ A key component of Voleo’s virality is
its current user behavior – existing
users are creating multiple new clubs
with different social cohorts
▪ Clubs continue to grow – initially 7
members on average; now 9 and
climbing
16Data as of 2018
▪ Assets under management grow at a compound rate as roughly half of Voleo’s
growing user base contributes to their clubs each month
▪ Results of paid advertising campaigns have demonstrated an increase in user
adoption
▪ Voleo’s use of proceeds is heavily weighted to user acquisition to accelerate growth
Voleo AUM vs User & Club Growth
AUM (10x scale) Users Clubs
Business to business“B2B”(Turn-key white label)
Ready-to-Use Solution for Financial Institutions
▪ Customizable infrastructure provided by Voleo
▪ Completely branded with bank logos/colors
▪ Managed and serviced by Voleo
▪ Educational resources provided for both the
company and the end users
▪ By-product: acquisition tool for banks to
attract new customers
▪ Win/win relationship:
▪ Voleo acquires customers at no cost
▪ Financial institution partner gets new service
and incremental revenue17
Proven tractionB2B beta
▪ Held Q4 2015 – Q1 2016
▪ C$25,000 prize pool
▪ 4.5 month duration
▪ 700+ teams
▪ 15,000+ simulated trades
Voleo Nasdaq Equity Trading Competition
▪ Held Q4 2017; annual event planned
▪ $10,000 prize pool
▪ 10 week duration
▪ 300+ teams
▪ 3,000 simulated trades
Voleo TSX Equity Trading Competition
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Business to business (Custom integrations)
Made-to-Order White Label Solution
▪ Complete & flexible customization
and integration
▪ Provide a unique experience based
on individual brand values
▪ Voleo is the engine to deliver
innovative customer acquisition and
engagement services
▪ Banks can customize social
components, community and
product features
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Team
Leadership & Board of Directors
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Our success
Filed initial patent
application in US
First prototype,
alpha-tested by
MBA students
2014
Completed mobile
app MVP
Piloted our
SimuTrader with
TMX Group
2015
Became FINRA member
Integrated with clearing
broker
Participated in
Accenture FinTech
Innovation Lab, London
National patents filed,
US and Canada
2016
Registered across US
Soft launch of platform
Nasdaq collaboration
Selected for Plug and
Play Fintech
Accelerator in Silicon
Valley
2017
Complete RTO
Official Voleo launch
International expansion
Product evolution
2018
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Contact us
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