mandated health care in deutschland
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Mandated Health Care in Deutschland. Ashley Vastag. How it started. Otto Von Bismark , in order to quell the rise of communism, started the Imperial Insurance Order in 1883 - PowerPoint PPT PresentationTRANSCRIPT
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Mandated Health Care in Deutschland
Ashley Vastag
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How it started
• Otto Von Bismark, in order to quell the rise of communism, started the Imperial Insurance Order in 1883
• This ordered low-income citizens, who were falling ill with no way to pay for healthcare, to pay premiums to “friendly societies”
• These “friendly societies” are now called Sickness Funds, which became the world’s first government-regulated healthcare system
• During WWII, Hitler exported the system to other countries, and it became well known as the Bismark Model
• It is still one of the best, because it blends a private health-care delivery system with universal coverage and social solidarity.
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Otto Von Bismarck creates the first Health Insurance
http://www.guardian.co.uk/books/2011/mar/19/bismarck-life-jonathan-steinberg-review
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How it works
• It is run by public and private companies, but 90% are covered by public companies.
• Health Insurance is given by companies/employers, but you get to choose the insurance company out of 145 non-profit companies
• Employer pays half of premium, and worker pays half of premium
• Self-employed still must have Health Insurance, they just choose their own private company
• Worker receives a card, which is taken to the visit to the hospital. The doctor swipes the card and enters what he did, then gets paid two weeks later.
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Everyone receives a Gesundheitskarte, an insurance card
http://www.computerwoche.de/a/startschuss-fuer-elektronische-gesundheitskarte,1906636
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Why it works• Germans think that everyone should be helped when they are sick.
• It is an easier system, with less cost and hassle to the government and people
• “You just cannot have people falling through the grid because they don’t have health care because they are not healthy. That’s the basis for everything, people’s health. Everybody pays a lot for sick people. You pay a lot less when you stay healthy than if you get sick. You cannot celebrate your own health when your neighbor is completely falling apart. And I don’t think people should lose sight of that.”
• Everyone has to take part -- sick and healthy people -- for the system to work.
• A healthy workforce is a more productive workforce. The country has relatively low unemployment and in many sectors the economy is booming.
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Everyone gets the healthcare they need without worry, so they can return to their jobs and their lives
http://library.thinkquest.org/08aug/01430/surgery.html
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Pop Quiz!
• In Germany, which form of Health Care is more popular?
– Public
– Private
• Self-employed people must still have Health Insurance
– True
– False
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Answers
• Public
• True
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Works Cited
• Why Germans Don’t Have A Problem With Mandated Health Care• http://www.theworld.org/2012/03/germany-health-care/
• Health Care Abroad: Germany– http://prescriptions.blogs.nytimes.com/2009/09/29/health-care-abroad-germany/
• Health insurance– http://www.toytowngermany.com/wiki/Health_insurance
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http://www.ratgeberzentrale.de/rubriken/gesundheit-wellness-ernaehrung/artikel/der-traum-vom-aufstieg-in-die-erste-klasse.html