A Paradigm Shift

$200,000 Principal loan amount 6% Interest

$ 1,199 Monthly paymentx 360 Months (30 year loan)

$431,677 Total repayment

-$200,000 Principal loan amount $231,677 Total interest paid

A STANDARD MORTGAGE

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

Year 30

$199.10 $1,000

$200.10 $999

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $13,891 $71,946

$360.44 $838.66 $167,371 $32,628 $143,891

$696.23 $502.89 $99,877 $100,123 $302,173

$200,000 Principal Balance6% Interest Rate

30 Years$1,199.10 Monthly Payment

$431,677

$231,677!!!

Albert Einstein

Called Compound Interest: “The 8th wonder of the World”

There are two types of people in this world: those who pay interest, those who earn interest.

Equation to Compound InterestP=L[c(1+c)n] / [(1+c)n-1]

I/we have the right to make payments of principal at any time before they are due. A payment of principal only is known as a "prepayment."When I/we make a prepayment, I/we will tell the Note Holder in writing that I/we am doing so. I/we may make full prepayment or partial prepayments without paying any prepayment charge. The Note Holder will use all of my/our prepayments to reduce the amount of principal that I/we owe under this Note. If I/we make a partial prepayment, there will be no changes in the due date or in the amount of my/our monthly payment unless the Note Holder agrees in writing to those changes.

Prepayment of Principal

In January you pay $1199.10 leaving the Primary Balance on your Mortgage

$199,800.90

Remember the Borrower’s Right to Prepay!

Remember the Borrowers Right to Prepay!

What if you sent 3 months of Principal equaling $603.30

We would start February on line five,Saving 3 Months of Payments!

Prepayment of Principal

Remember the Borrower’s Right to Prepay!

$603.30 added to your Principal will save you

$2,994.00!

Prepayment of Principal

At the end of your first year you have paid off $2,456.01

And the bank only charged you $11,933.19 to do it!

What if you paid the balance on the Principal Amount for month 12,

totaling $2,456.

Prepayment of Principal

Your next payment will be on month 13 and you would save 11 months of payments.

The $2,456.01 will save you $11,933.19

Prepayment of Principal

How Would You Pay This Off?

$21,5387%Line of Credit Balance $4,309

6.125%Furniture

$27,7536%Trailer Loan

$42,2966.75%Auto Loan

$226,1836.5%Mortgage

$7,7536.125%ATV Loan

theBANK

maCapital ResourcesDemo

maMoney Merge Account Program

Conventional Program

Starting Balance $141,804.99 $141,804.99

$125,390.82Balance in 1 year

$132,891.21Balance in 1 year

Repayment Time 7 years 27.8 years

Total Interest Paid $45,782.60 $170,843.14

$125,060.54 Total Interest Saved with the maMoney Merge Account® Program

Debt Free Faster

So what is the monthly cost not to be on the program?

$125,060.54 / 7 YEARS (84 MONTHS) =

$1,488.81 Would you pay $50 a month to save $1,488.81?

$50 a month to be totally Debt Free in 7 years?

$199 Down and only $49.99 a month•No Contract.•No Refinancing.•And LITTLE to no change to your budget.

NO EXTRA INCOME REQUIRED!!!!!!!!!!!

SAVE A LIFE TIME OF DEBT!

ACHIEVING YOUR FINANCIAL GOALS BEGINS WITH DEBT ELIMINATION

Let the representative who introduced you to our powerful solution run a free analysis for you.