VALUE PROPOSITIONCHANNEL MANAGER

For More Information

please visit www.appzonegroup.com, email info@appzonegroup.com

or call Mudi on +234 806 210 8208

3B Iron Bar Street, Lekki Phase 1, Lagos, Nigeria

Smart Mobile Banking Features

BranchlessBanking Features

Debit Card Issuance Features

USSD Mobile Banking Features

IntergrationComponents

Correspondent Banking Features

Inter-Bank Remittance Features

Product Features

Instant Account OpeningMobile Instant Card IssuanceCash Deposits Cash WithdrawalsBills PaymentsFunds TransfersLoan OriginationLoan OriginationCustomizable Work-Flow

Recharge

Balance Inquiry

Account Mini Statement

Funds Transfers

Card Request Workflow

Instant Card Linking & Printing

Pre-personalized Card Issuance

Cash dispense error Management

Card inventory management

Outward Inter-Bank Transfers

Inward Salary Payments

Inward Inter-Bank Transfers

In-branch bills payments

AppZone Limited is a Nigerian software company that was established in 2008 and has grown to become Nigeria's No. 1 provider of home-grown software solutions for the financial services industry. AppZone's solutions and highly skilled team of more than 100 professionals automate day-to-day operations of Financial

Institutions as well as enable delivery of financial services via electronic channels. Institutions as well as enable delivery of financial services via electronic channels. In addition to over 215 MFBs Microfinance industry, the company services 16 out of 19 large commercial Banks in Nigeria. AppZone is an Affiliate of South Africa's leading IT services group; Business Connexion, with Business Connexion holding a

minority equity stake in AppZone since June 2014.

Cash Deposit

Cheque Withdrawals

Cheque Deposits

Cheque Clearing

ISO8583 Processor/Message Parser

Integrated Business Rules Processor

Financial Transaction Switch

Banking Host Interface

Balance EnquiryAccount StatementFunds TransfersBills Payments Quick RechargeCheque Book Requests

ProductOverview

Key Feature HighlightsProduct Benefits

BankOne Channel Manager as a suite of Integrated technology solutions designed to extend core services to end customers of mortgage, microfinance and other retail Banking institutions through multiple physical and electronic channels nationwide including ATM’s, POS terminals, Internet, Mobile phones,

Commercial Bank Branches and independent agents.

BankOne Channel Manager integrates into existing core Banking systems of financial institutions and is delivered as a low cost, pay-per-use service with financial institutions and is delivered as a low cost, pay-per-use service with Zero Licensing fees. Financial institutions also enjoy the flexibility and comfort of utilizing a remotely managed application while retaining and managing

sensitive data locally.

to FIs

to End Customers

>> Reduction in cost due to diminished requirements for investments in brick and mortar Branches.

>> Improved levels of customer satisfaction by addressing customers’ growing expectations of improved convenience.

>> Ability to stay competitive amidst similar Banking product offerings from other technology-savvy financial institutions.

>> Growth in customers and deposits due to extended geographical reach & new service offerings.

>> Growth in income due to growth in customer base as well as addition of new income streams.>> Growth in income due to growth in customer base as well as addition of new income streams.

>> Opportunity for existing IT competencies to focus on developing e-business opportunities.

>> Increased Banking convenience due to ubiquitous access to funds and other financial service

>> Reduced time and material cost of movement and other logistics required to perform Banking activities today

>> Reduced exposure of customers to risks and losses from keeping and carrying cash

>> Improvement in quality of life especially for low income earners due to faster access to financial assistance

>> Accessibility of a wider variety of life improving financial service options for customers>> Accessibility of a wider variety of life improving financial service options for customers

Instant printing of customer names on Card surface during issuance in Branches, as well as linking of Cards to customer accounts.

Support for outward funds transfers from customer accounts as originated by customers in any Branch

Online real-time deposits and cheque withdrawals at Correspondent Bank

branches

Instant customer Account opening on the field using portable mobile phones or

other devices

Account enquiries and transfers over the Internet or from any mobile phone via a menu app or USSD

Instant issuance and linking of cards to newly opened customer accounts

on the field

Support for inward funds transfers to customer accounts as salary payments or any other inter-bank transaction

Support for collection and adequate reporting of

school fees or government levies paid in Commercial Banks or on the Internet

Support for deployment and integration POS terminals at merchant locations for electronic payment collection

Automation of Branchless Banking operations with support for cash transactions, loan

origination, bill payments and funds transfers

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