loan in government sector1

8/7/2019 loan in government sector1

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u

& Technology

An Operation Workout on

Opportunity & Challenges

For Government Banks InLoan Sector

Submitted to

Submitted byMiss. Mohita Mishra Arti JainAditya Jain

Amit Bidua

Tathir Fatma

Megha Patel

Monika ShuklaSupriya


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OBJECTIVE

To know the different types of loans in Banking

sector.

To study the Opportunity & Challenges of

government bank in loan sector.


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INFORMATION COLLECTION

Primary Information collected by visiting 3

government banks and by meeting their managers .

Secondary Information collected through internet .


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LOGOS OF BANKS


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Contd

In the year 1969 the bank was nationalized by theGovernment of India .

Central Bank of India has a strong presence in the country

with over 3000 branches .

The headquarters of the bank are located in Mumbai, along

with 16 other zonal offices established in different cities ofthe nation .


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STATE BANK OF INDIA

The State Bank of India (SBI) was established on 1July 1955.

The corporate center of SBI is located in Mumbai.

The bank is having14 local head offices and 57 ZonalOffices , located at major cities throughout India


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BANK OF BARODA

Bank of Baroda is one of the most famous banks inIndia

On 19th of July 1969, Bank of Baroda wasnationalized by the Government of India .

The bank offers a wide collection of modified andspecialized services to meet the various needs of itscustomers


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LOANS

Bank loans are an excellent source of finance for short-term and long-term credit needs.

Borrowers typically qualify for bank loans on the basisof their credit value.

Most lenders fix interest rates on the basis of theborrowers credit rating.


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TYPES OF LOANS

Business Loans

Student Loans

Home Loans

Car Loans


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OPPORTUNITY IN LOAN

SECTOR

Construction Loan

Loans for Small Business

Loan Insurance

Short Term Loans

Marriage Loans India


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CHALLENGES IN LOAN

SECTORSMan-powerPlanning

Customer Relation

Employee Training

Employee training and motivation


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CONCLUSION

We have conclude that public sector banks should

adopt new technology in loan sector.

Public sector banks should reduce there challenges

faced by them.


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loan in government sector1

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