lifestyles after 50 hillsborough nov. 2012 edition

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AFTER 50 www.LifestylesAſter50FL.com • Hillsborough • FREE November 2012 BACK Welcome to plus + Shake up the Holiday Table What is Your Perfect Diet? is Alive and Well L ifestyles

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Monthly magazine for adults 50 and older

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Page 1: Lifestyles After 50 Hillsborough Nov. 2012 edition

AFTER 50

www.LifestylesAfter50FL.com • Hillsborough • FREE

November 2012

BACKWelcome

to FLORIDA

plus+Shake up the Holiday Table

What is Your Perfect Diet? is Alive and Well

Lifestyles

Page 2: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 2

Published monthly by News Connection U.S.A., Inc.

Hillsborough Edition

General ManagerDave Tarantul

[email protected]/Director of Events & Marketing

Kathy J. [email protected]

EditorJanice Doyle

[email protected] ce Manager

Vicki [email protected]

Advertising Sales1-888-670-0040

FCOA

Distribution1-888-670-0040

News Connection USA, Inc.P.O. Box 638

Seffner, Florida 33583-0638(813) 653-1988 • 1-888-670-0040

Fax: (813) 651-1989www.lifestylesafter50fl .com

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily refl ect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or dis-continue any advertisement. Our advertising deadline for the Dec. 2012 issue is Nov. 15, 2012. Magazines are out by the 7th of each month. All rights reserved.

Tampa BayDena Bingham: (813) 293-1262

Pinellas/PascoKen Barham: (727) 210-5120

Mike Heidemann: (727) 623-4006

Production Supervisor/Graphic DesignKim Burrell

[email protected]

Production AssistantTracie Schmidt

[email protected] Service

[email protected]

Suncoast Edition: Pinellas/Pasco CountiesLake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee

Southwest Edition: Lee/Collier & Charlotte

Our other editions:

To learn more, call 1-888-670-0040

HillsboroughChuck Bingham: (813) 293-1550Gina Ambrosio: (813) 965-2750

Dear Readers,

Here they come, ready or not! The

species Snowbirdius Floridicus should be arriving in a steady stream start-ing right about—now! License plates tell of their origins, but they’re all coming to the land of palm tree-lined driveways and warm weather. Bring them on, I say! Those of us who endure the hot, sticky summer months are finally starting to get out. We’re eating on the back porch, taking walks without dripping and, well, here come the traffic jams, the crowded doctor’s offices. But wait! It also ENERGIZES our lifestyle and our economy. Yes, come on down, all you Snowbirds! Wealthy Americans started making the trek south beginning in the early 1900s when railroad tracks were laid from Jacksonville to Key West, providing easy access to points south. The likes of Thomas Edison arrived early on. It was after World War II when more middle-income people started to buy winter homes in Florida. But the boom in Snowbirdius Floridi-cus came with Social Security benefits which were tied to inflation in the 1960s. With the advent of Medicare health benefits, the rest is history. The latest study done by the University of Florida almost ten years ago showed that nearly one million people became temporarily Floridian, with Lee County at the top of the list for destinations within the state.

How to Deal with Snowbirdius Floridicus!

Janice Doyle, Editor

Who Are the Snowbirds? Originally, “snowbirds” was a term for Canadians who, early on, purchased inexpensive land and built modest winter homes so they could spend up to six months in the Sunshine State but still retain their homeland residency. Today, snowbirds come from all over—even from no farther than Atlanta or Birmingham—who just enjoy good friends, fun activities and beautiful stretches of beach. For the busy locals who live here year-round, listen for complaints like “what’s with all the big cars and why do they drive so slow?” But those who rely on the influx of cash that comes with the snowbirds often “baby” them because, well, that cash impacts everything from churches to veterans groups. Clubs of all sorts exist only in the winter. Museums open new exhibitions to entice winter groups. Golf clubs spend money and time getting the greens ready.

Friendships are big for snow-birds—connections and comaraderie. Charities look forward to an influx of volunteers, snowbirds often are serving the needs of other snowbirds. Put on a parade, a festival or a fund-raiser and you’ll find snowbirds right in the middle of it.

What’s the best way to deal with snowbirds? Always remember that no matter what it is, they do it different, better, faster, cheaper and more accurately UP NORTH! As long as you can accept that fact, you get to stay in Florida year-round and they get to go back. Be patient with them, because you may visit UP NORTH in the summer and then you can tell them how much better, faster, cheaper and more accurately we do things here. Snowbirds are a win-win situation. Enjoy!

Congratulations!To Jacqueline Frederick of

Lakewood Ranch, winner of last month’s Guy Harvey Outpost

contest. She won a coffee table book autographed by Guy Harvey,

as well as an Outpost tote bag. Thanks to everyone who entered—

look for more great contests in upcom-ing editions of Lifestyles After 50!

Page 3: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 3

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Page 4: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 4

The Florida Orchestra Welcomes the National Symphony Orchestra of CubaBY HENRY ADAMS

November offers a musical cornucopia of Florida Orchestra

concerts: the National Symphony Orchestra of Cuba performing Cuban and mainstream classics (Nov. 7); The Master Chorale of Tampa Bay joining the orchestra for Vaughan Williams’ prayer for peace Dona Nobis Pacem (Nov. 9 – 11); Brahms’ famed Double Concerto (Nov. 30 – Dec. 2); and pops programs that include a concert of film music from Casablanca to John Williams’ scores (Nov. 23 – 25). As part of The Florida Orchestra’s multi-year cultural exchange with Cuba, the National Symphony Orches-tra of Cuba (NSOC) offers an enticing mix of Cuban music with traditional symphonic favorites. Joining the or-chestra is pianist “Nachito” Herrera in a tribute to the famed Cuban composer Ernesto Lecuona. The program also includes Gershwin’s Cuban Overture,

López Marín’s Danzón “El Médico de Pianos,” López-Gavilán’s Guaguancó, Mendelssohn’s Symphony No. 4 and Beethoven’s Symphony No. 5. The concert will be conducted by NSOC Music Director Enrique Pérez Mesa and Cuban composer and conductor Guido López-Gavilán on Nov. 7 at the Mahaffey Theater in St. Petersburg. The Tampa Bay Times Masterworks series continues with the dynamic duo of Karen Gomyo and Christian Poltéra performing Brahms’ dramatic and virtuosic Concerto for Violin and Cello on this program with Brahms’ delightfully bouyant Academic Festival Overture and Shostakovich’s Symphony No. 5. Joshua Weilerstein conducts these concerts on Nov. 30 and Dec. 1 and 2 in Tampa, St. Petersburg and Clearwater. To purchase tickets or to learn more about upcoming concerts, visit www.floridaorchestra.org or call (727) 892-3337 or 1-800-662-7286.

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DeMoranville and Russell “Elvis” Cortese. Play free Bingo for prizes. Free admission and parking! Call for more information: 1-888-670-0040 or visit www.LifestylesAfter50FL.com. See you there!

Page 5: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 5

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Page 6: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 6

My Thoughts On...ThanksgivingBY ANN THOMAS

Where I live in California we have wild turkeys walking

around. They are lean, aggressive and unattractive birds and I wonder who first got the idea to eat them. I know the story about the Indians and Pilgrims coming together for this great fall feast and since the Indians were apparently experts on corn and fish, I’m assuming one of the Pil-grims was responsible for the turkey. I’m trying to imagine the reaction of his wife or mother when he walked in with this dead bird and presented it to her with instruction to be sure and re-move the pin feathers before cooking. I’m also having a bit of trouble imagining the reactions of those at that first Thanksgiving when everyone sat down and viewed this mixed assortment of food. Surely this tough, sinewy bird, even minus pinfeathers, couldn’t have com-

manded center stage. But cod fish, prepared in any way they might have tried, just seems wrong. On the other hand, I know cranberries grow in Massachusetts so there might have been cranberry sauce, which always helps turkey. I’m pretty sure there wasn’t a relish tray, but perhaps gravy? Our elementary school books pre-sented that first gathering as a relaxed, happy party, bringing together good friends to celebrate a good harvest. It appears this idea is what most of today’s families are trying to recreate. I don’t want to be a spoil sport, but there is some misunderstanding here.

Even though the Indians brought most of the food because generosity was part of their tradition, it seems the purpose of the gathering was business. In fact, the Pilgrims were attempting to negotiate a treaty of some sort. So, besides being a model for future Thanksgivings, this get together was also, apparently, the first example of how to conduct a business luncheon. What I don’t know is the role of sports in the day’s activities. Of course there was no television, but one of our former Presidents demonstrated that it was possible to have everyone run into the yard and begin a game involving some ball. My impression of the Pilgrims is that they were a serious lot and probably didn’t own a ball, much less have an amateur team for that year’s sporting event. The Wamano-ags, on the other hand, having lived in the neighborhood for at least several generations, may have had a history of sports, although probably not football.

In our family, Thanksgiving dinner generally ends with pie. It seems likely that both the Pilgrims and Indians would have known about pumpkin, although I doubt, under those living conditions, the pie crust would have been very flaky. On the other hand, when I was in Mas-sachusetts, I was served something called Indian pudding, a dessert made from corn. I wasn’t fond of it, although the people I was traveling with thought it grand. They ordered it with vanilla ice cream and the ice cream certainly improved the dish. Maybe my friends’ fondness for that dessert indicates they’re descended from some of the originals who attended that first dinner party. Still, I’m not at all sure where any of those early diners would have found vanilla ice cream. Ann Thomas can be contacted through her website dr-annthomas.comand on her blog theparentingclinic.comwhich has a section for grandparents.

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Nov. 7th, 14th, 21st, & 28th, 2012(Evening Pick Ups Are On the Same Days) Hard Rock Tampa – Dec. 5th, 12th, & 19th, 2012 Pick up 8:45 a.m., returns 3:30 p.m. Evening pick ups are on the same days. Pay $15.00, get $15.00 free play and a $5.00 meal voucher. Evening pickup more bang for your buck! At 3:45 p.m., returns 10:30 p.m. Pay $15.00, get $20.00 free play and a $5.00 meal voucher.Nov. 29th, 2012 Seminole Casino Immokalee – Pay $25.00 and get $30.00 in free play and a $5.00 meal voucher. Bus boards 8 a.m. Returns 6:30 p.m. Dec. 19th, 2012 Tour of Tampa & Ybor City – Victorian Stroll at Henry Plant Museum decorated for Christmas of the past, and Tampa Tour 8:30 am till 4:30 pm. See Tampa’s landmarks and sites, visit Ybor City and Ybor Visitors Center, have lunch on your own at a Cuban res-taurant, stop at a Cuban Bakery for bread and pastries. Pay $33.00 per person * Please sign up soon this one sells out very quickly.

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Page 7: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 7

Sundays Live and encore perfor-mances from Metropolitan Opera

at CinéBistro at Hyde Park Village. 1609 West Swann Ave., Tampa. 12:55 p.m. $24/live shows, $18/encore. Tick-ets online at cobbcinebistro.com/hyde, or at theatre. Info: (404) 333-0744.

8 – 17 Cole Porter’s Kiss Me, Kate, at the Straz Center’s TECO

Theater. Great Cole Porter music and lyrics in the stage version of Shake-speare’s Taming of the Shrew. $15 tickets available at (813) 229-7827 or at Straz Center Ticket Office.

8 Book Discussion: Hotel on the Corner of Bitter and Sweet by

Jamie Ford at Charles Fendig Li-brary, 10:30 a.m. (813) 273-3652.

8 through Dec. 9 Kooza, Cirque du Soleil’s show, opens under

the Big Top at Tropicana Field. 53 artists mix acrobats and clowning, color and story. Tickets are available online at cirquedusoleil.com/kooza.

9 “Sherlock Holmes 2” showing outdoors in downtown Oldsmar on

State St. W. Free. Bring a chair. Con-cessions available. (813) 749-1152.

10 Cheech & Chong live at the Straz Center. (813) 229-7827.

10 1945 WWII American Victory Ship sails on a Veterans Day

Relive History Cruise. Registration 10 a.m.; ship departs 11a.m. Return 4 p.m. $110 adults; $50 ages 4-12. Live entertainment, maritime ceremonies, drills and presentations, reenactors, WWII airplane flyovers, food and drink vendors, more. Ticketweb.com or in person at the ship. (813) 228-8766.

13 “How to be prepared for the unexpected” symposium at Sun

City Center Community Hall, 1910 S. Pebble Beach Blvd., Sun City Center. 9 a.m. to 4 p.m. Speakers, lunch, ven-dors. RSVP for lunch. (813) 634-5111.

14 Master Gardener: The Why’s & Wherefore’s of Hydroponic

Gardening at SouthShore Library, Ruskin. 7 p.m. (813) 273-3652.

15 “Let Us Entertain You” Fall Concert Series by Eastern

Hillsborough Community Band at First United Methodist Church, 115 Knights Ave., Brandon. $5 suggested donation. 7 p.m. The band is accept-ing new members for its brass and woodwind sections. Information, call (813) 569-1771; email [email protected].

16 and 17 “Santa’s Slain,” murder mystery dinner presented by

The Murder Mystery Company at Empress Tea Room & Bistro, 12924 N. Dale Mabry Hwy. $60 dinner and show. Drinks and gratuity not includ-ed in price. Phone: (888) 643-2583.

17 Girl Scouts Alumnae Reception and Open House.

Girl Scouts of West Central Florida Leadership Center, 4610 Eisen-hower Blvd., Tampa. 1 – 5 p.m. Free. Visit gswcf.org/alumnae for info and to register. (813) 281-4475.

18 Concert by Tampa Bay Sym-phony Orchestra in Ferguson

Hall at Straz Center, Tampa. 4 p.m. Hear works by Dvorak, Copland, MacDowell and more. Tickets: $20/door. Info at TampaBaySym-phony.org or (727) 595-0345.

26 The Story Tour: Cast-ing Crowns at USF Sun

Dome. Buy tickets online; totals $35 to $60. castingcrowns.com.

Dec. 1 All Jazzed Up Art Festival, original art from emerging and

mid-career artists. Silent and live auc-tions, cigar rolling demos, live jazz, much more. Presented by Congrega-tion Beth Shalom to benefit A Kid’s Place. $25/person; $40/couple. Phone: (813) 681-6547. Winthrop Barn, 11349 Bloomingdale Ave., Riverview.

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 651-1989 or email [email protected] must be received by the 10th of the month prior to event (i.e. November 10 for December event.)

Around TownW H A T ’ S H A P P E N I N G N O V E M B E R 2 0 1 2

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Page 8: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 8

BY FRED CICETTI

It’s time for a flu shot.

You can get the flu vaccine from your doctor, and at pub-

lic health facilities, senior centers, pharmacies and supermarkets. The vaccine can be administered anytime during flu season. Adults over 50 are prime candidates for the vaccine because the flu can be fatal for older people. More than 200,000 flu victims are hospitalized annually in the United States; about 36,000 people die from it. As much as 20 percent of the U.S. population gets the flu each year. Flu season usually begins in October and can last through May. Flu is a contagious illness of the respiratory system caused by the influenza virus. Flu can lead to pneumonia, bronchitis, sinusitis, ear problems and dehydration. Droplets from coughing and sneezing spread the flu. An adult with flu can infect others beginning one day before symptoms develop and up to five days after becoming sick. Children may spread flu for more than seven days. The best way to combat the bug is to get the flu vaccine. You have to get inoculated annually because new vac-cines are prepared every year to com-bat new versions of the virus. When you battle the flu, you develop anti-bodies to the invading virus, but those antibodies don’t work on new strains. The vaccine does not prevent flu in all people. It works better in younger recipients than older ones. Contrary to rumor, you can’t catch the flu from the vaccine. The flu vaccine is not made from a live virus. There are three different flu shots available: a regular shot approved for people ages 6 months and older, a high-dose flu shot approved for people 65 and older, and an intradermal flu shot approved for people 18 to 64 years of age. The intradermal flu vaccine uses a very fine needle that is injected into the skin instead of muscle. This is designed for people who hate needles.

A nasal-spray flu vaccine is approved for healthy people 2 through 49 years of age who are not pregnant. The recovery time for the flu is about one to two weeks. However, in seniors, weakness may persist for a longer time. The common scenario for flu is a sudden onset of symptoms that include chills, fatigue, fever, cough, headache, sore throat, nasal conges-tion, muscle aches and appetite loss. While nausea, vomiting and diarrhea can be related to the flu, these are rarely the primary flu symptoms. The flu is not a stomach or intestinal disease. The term “stomach flu” is inaccurate. When symptoms strike, get to a doctor as soon as possible; the faster the better. There are prescrip-tion antiviral drugs to treat flu. ºOver-the-counter medicines can help relieve symptoms of the flu. You should also drink liquids to prevent dehydration, and sleep to bolster your immune system, If you would like to read more columns, you can order a copy of “How To Be A Healthy Geezer” at www.healthygeezer.com. All Rights Reserved © 2012 by Fred Cicetti.

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Page 9: Lifestyles After 50 Hillsborough Nov. 2012 edition

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PRO

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Page 10: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 10

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Page 11: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 11

Take Five! BY JANICE DOYLE

Louis Armstrong, Ella Fitzgerald, Miles Davis, Dizzy Gillespie.

Just a few of the names that made jazz an American household word. Jazz—the only original American art form—originated at the beginning of the 20th century in black communities in the southern U.S. From its birth in a mix of African and European music traditions, jazz is now being embraced by music lovers of all ages and from multiple cultures. And the record industry where jazz made its name might be dead, but jazz itself is very much alive. For many people, the word jazz evokes a singer in a bar, club, restaurant or hotel, reworking the old standards. It’s tied in memory to the cultures that gave it rise: its native New Orleans from the early 1920s, big band swing and Kansas City jazz. And there’s Harlem where the sounds of Duke Ellington, Benny Carter, Charlie Parker, Count Basie, John Coltrane and Billie Holiday reverberated through the streets. There were soul jazz, jazz fusion, smooth jazz and more. Electronics changed everything, and finally, in the seventies, jazz lost much of its popularity and “took a nose dive,” ac-cording to a jazz historian. It looked like jazz was destined to be a memory.

But, as jazz trombonist J.J. Johnson said in 1988, “Jazz is restless. It won’t stay put and it never will.” Jazz didn’t stay down for long.What it is The music form came back and entices younger generations to use their instru-ments for both Sousa marches and jazz because jazz lets them improvise. Older folks might say jazz has to be music you can tap your foot to and dance. Still others want their jazz “to have swing, be soulful,” feeling the blues of an African American church in it some-where—the notes that put a “moan” or “shiver” in John Coltrane’s solos. And free jazz, or improvised music, incorporates all kinds of electronics. West coast Florida jazz clubs are in full swing this month and jazz festivals will continue to draw crowds all season. What’s it all about? What is all that jazz anyway? In jazz, the skilled performer interprets a tune in very individual ways, never playing the same composition exactly the same way twice. Depending upon the performer’s mood and personal experi-ence, interactions with other musicians, or even members of the audience, a jazz musician/performer may alter melodies,

harmonies or time signature at will. Mark Feinman, president of the Al Downing Jazz Association in St. Pete, says jazz is a tradition, passed down from generation and that’s the way to learn it—just as generations learned from

the legendary Al Downing. Today, jazz can be found in both conventional and unconventional places. All the colleges and universities in area promote jazz programs. It’s found in jam sessions and concerts and in huge festivals which bring in big name jazz musicians. Listening to jazz Feinman educates both children (by going into schools) and adults in listen-ing to jazz. “There’s no wrong or right way to listen to jazz,” Feinman says. He says some listeners enjoy focusing on what a musician is doing, watching all his movements as he plays. Other people just listen because it feels right. They become a part of community as a whole with the artists who share their music on the stage and their passion for the people who are listening. If you go to a traditional, classical show, Feinman said, you appreciate that they’re getting it all right—the lights, the sounds—it’s all a part of the ticketed price. “But with jazz you’re involved in the experience.” Instruments in jazz vary from two players to a full 22-piece big band. There’s the stereotypical drum, piano, upright bass; the trumpet, sax and trom-bone. Jazz is now global, and there are strings, oboes, a French horn, baritone, and more, all of which are “widening the palate and colors of jazz.”

Forty years ago popular jazz musicians like Bill Evans listened to Debussy and Chopin and incorporated jazz standards with the harmony of Debussy. On today’s jazz scene, South Ameri-can salsa melodies and rhythms are incorporated with jazz’s improvisation. Or, classic South Indian raga melodies mix with more modern instruments and harmonies. “It goes under the umbrella of jazz because they’re improvising with their rhythms and harmony.” Feinman has a student from China who incorporates his ancient Chinese music into America’s only original art form – jazz. If you take in a jazz festival in the area, Feinman says, “You’ll find ways to chal-lenge your ears. The festival planners will be presenting what they feel com-fortable with and what they have faith in offering as representing good jazz.” So, challenge your ears at one of the area’s many jazz opportunities. It’s the American way!

Jazz Is Alive and Well on the West Coast of Florida

“Take Five” is a jazz piece written by Paul Desmond and performed by

The Dave Brubeck Quartet on their 1959 album Time Out. It became famous for its catchy saxophone melody, a jolting drum solo and the use of the unusual quintuple (5/4) time, from which its name is derived. The song was first

played to a live audience by The Dave Brubeck Quartet at the Village Gate nightclub in New York City in 1959.

“Take Five” has been included in count-less movies and television soundtracks, and still receives significant radio play.

It was the theme music for the NBC “Today” program in the early 60s.

Al Downing (1940 - 2005):

Tuskeegee Airman, jazz musician, teacher, St. Petersburg resident

and founder of the Al Downing Florida Jazz Association.

The Dave Brubeck Quartet.

Page 12: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 12

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Page 13: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 13

Saluting the Troops the Old Fashioned Neighborhood WayBY JANICE DOYLE

Not every commu-nity today is pass-

ing on our country’s heritage by carrying out the decades-old tradi-tions of Veterans Day. We salute the Town n Coun-try area of Hillsborough County for making those traditions come alive every year. Over 70 parade units—floats, bands, school groups, business and civic groups—will line up on Saturday, November 10, to pay tribute to veterans of all wars as well as to honor active duty troops. Terry Fortino, parade organizer, says there will be over 2,500 participants this year for the 19th annual Veterans Day Parade. The parade is overseen by a group organized as a charitable non-profit, the Veterans Day Parade Group, which strives to promote patriotism in the community.

The 2012 parade will be from 10 a.m. to 12:30 p.m. starting at Hanley and Barry roads, then heading south to finish at Paula Drive. This year, the parade will honor Pfc. Paul O. Cuzzupe II, who died in August in Afghanistan. He was a member of the 3rd Squadron, 2nd Stryker Cavalry Regiment and was a graduate of Armwood High School and St. Leo University. Terry Fortino, full-time professional volunteer and administrator for the parade, works with chairman Gerald Jacobs to help the community honor and thank all military veterans. Fortino is a retiree who puts his background in

logistics and graphics to work in this annual event (as well as for Michelle’s Kids and other volunteer groups).

The more than 70 units in this year’s parade will include veterans of all past wars. Viewers can watch for Vietnam Veterans Chapter 787 (VVA787), JROTC groups from area high schools, American Legion groups, a Rough Riders float, four Cub Scout groups, several elementary schools and many more. Two middle school and three high school bands will play traditional patriotic music. Floats by neighborhood groups and businesses are always a highlight of the parade. Two trophies are awarded

to groups that enter floats, Fortino said. The President’s Trophy is awarded for “Best Salute to the Troops” (won by Town n Country garden Circle last year) and the Secretary of Defense Trophy for “Most Creative Show of Support.” Last year the T.J. Maxx store located at Hillsborough and Hanley Rd. won that award as their employees pushed patriotically decorated shopping carts. Winning float groups receive free entry for the following year and a banner and trophy to display. “They also get moved to a forward position for the next year’s parade,” said Fortino. Fortino said, “The parade is privately funded; no government money is involved. We welcome sponsors to help finance the parade. Our budget is very small, and we can always use contributions.” Here’s a chance to show your support of country, community and troops—and enjoy a real old fashioned community parade. Don’t miss it! More information at: veteransparade.net or (813) 995-7611.

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Page 14: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 14

Save your energyand focus on the important things in life.Let the energy experts at Tampa Electric show you how to save on energy costs.

When you participate in our free Home Energy Audit, one of our energy analysts will visit your home and identify areas where you can save valuable energy.

You’ll also learn about our other energy-saving programs including Energy Planner, Ductwork and more.

Visit tampaelectric.com/save to schedule your free Home Energy Audit today or call 813-275-3909.

Stop at our table on Dec. 5th at the Strawberry Festival Grounds in Plant City, 10:00 a.m. to 3:00 p.m. Bring this ad and receive a free energy-saving kit, made available through our Neighborhood Weatherization program.

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Celebrate the Holidays at the Fun Fest & JamboreeJoin us for the Fun Fest &

Jamboree, Dec 5, 2012 at the Strawberry Festival Grounds in Plant City. Free admission and parking! Entertainment will include the popular Denise Looney, the “DJ with a Twist,” Fritzy the “One Man Circus,” William “Duece” Hulett—“Best in Country Entertainment” and guest appearances from Richie Merritt of the Marcels and Ken Brady of the Casinos. Santa will also stop by to see who has been naughty and nice. Of course there will be free Bingo for prizes, as well as chances to win $100 cash with the all new Prize-A-Palooza and lots of giveaways. The Grand Prize includes round trip airline tickets to the Beau Rivage Resort in Biloxi. The Health and Wellness area sponsored by South Florida Baptist

Hospital will provide free health screenings includ-ing: balance screenings, blood pressure, blood sugar and body mass index checks. Health services will be available for online health risk

appraisals for different ailments and palm vein secure identity registrations. Other free health screenings include memory, bone density and video otoscope ear checks. Enjoy free coffee and goodies. Jamboree Lunch is $4.50, provided by Mr. Bill’s Fine Foods. Come on out...bring a friend and enjoy the day inside the Strawberry Festival Expo building located off Reynolds St. in Plant City. Doors open at 10 a.m. and close at 3 p.m. Call (813) 653-1988 for info; for direc-tions, (813) 752-9194. See you there!

Page 15: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 15

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Page 16: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 16

“There are no such thing as stable dentures,” stated Jim

when he came in for his consultation. “These things have a mind of their own.” Jim had all of his remaining teeth extracted a year ago. He didn’t expect to lose a bunch of weight, too. “I can’t eat anything without tasting the goop,” he complained to me. “And then they still move all around. I can’t even consider most items on any res-taurant menu. Forget eating steak. I just want to bite into a sandwich again!” Luckily, we have a solution to Jim’s problems, and it is an affordable one as well! With the use of small diameter dental implants, loose dentures can be stabilized in one short treatment visit and the recovery time is fast. At the Tampa Dental Implant Center, we see patients like Jim on a daily basis, and here is what we did for him. Since he liked his smile and since his dentures were well-made, he opted to use his existing set. We scheduled his treatment for the following week. In one visit, he received six upper and four lower small diameter dental implants (“minis”). He was profoundly numb but awake and able to give feedback during the procedure. His dentures were then retrofitted to snap onto the implants. “It’s like Legos!” he commented. We removed the palate from his upper denture, which allows Jim to taste his food again the way he used to. I saw Jim the next day and he stated that he was sore yesterday, but woke up much improved today. This is very common. We see Jim every six months for a checkup and cleaning of his implants and he is happy to report that he eats steak and sandwiches. He also smiles a lot more, since he doesn’t have to be worried about keeping his teeth in his mouth! And that makes us smile too. Dr. Sarah Jockin practices in Tampa, FL. To read more articles, please visit ImplantDentistTampa.com. To schedule a free consultation, please contact her at (813) 960-9500.

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Page 17: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 17

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Coping Skills for the Times Life Turns In An Instant

Every day in Iraq, military doctors treat

people “who would have to redefine themselves because their lives had turned on a dime, in one blank instant,” thought Lee Woodruff. She was flying home after learn-ing her husband TV anchorman Bob Wood-ruff had been critically wounded in Iraq. In An Instant is Bob and Lee Woodruff’s story of love and hope as Bob received treatment and rehabilitation and Lee gained insight into what it means to be a caregiver.Some of what she learned: • Friends who made a difference refrained from calling repeatedly. In-stead, they made Costco runs for toilet paper, dropped off food and then left, drove kids to things. They brought what they had, dropped it off and left. They were the ones who knew how to let her know they were there without the expectation of a response.

• As reality sank in of what was ahead of her, Woodruff wrote: “I would join the legions of spouses who have sat by bedsides through countless accidents, cancers and wartime injuries, nursing their loved ones, learning new vocabularies and making decisions as daylight evaporated and time took on a new meaning by a loved one’s bedside.”

• When the situation is so black, so dark that grief or fear threatens to overwhelm, there is nothing like a good joke or two to resuscitate hope.

• On a morning walk, Woodruff saw people going about their daily routines, getting out of the house for the day. She remembers how many of those ordinary days she took for granted: “If I had only known then how wonderful it was, that

simplicity of life’s everyday routine.”• It doesn’t help to stay overly long in a fog of optimism, refusing to hear bad news. At some point, it’s necessary to step into the zone of reality .• With a serious illness or injury comes the caregiver’s realization: I will need to walk ev-ery step of the way with my loved one. There will be no shortcuts.

• The caregiver divorce rate is 70 percent for brain-injured spouses. Caregivers feel isolated and trapped, neither married nor single; their needs are unfulfilled and brain-injured spouses are often selfish, demanding and dependent.

• As Bob Woodruff’s healing of mind and body progressed, he was moved closer to his family for rehabilitation. When Lee tried to become a part of the normal fabric of her community again, she saw that her friends wanted to pity her and dwell on the circumstances. All she wanted was for them to acknowledge her pain and move on. “I wanted to become one of them again.”

The difficulty for the caregiver, Lee Woodruff learned, is that the world shrinks vastly. “Our misfortunes set us apart.” The book she and Bob wrote—In An Instant—is the story of how they dealt with the misfortunes of cat-astrophic injury and what came of it. Lee Woodruff is also the author of Perfectly Imperfect and Those We Love Most. She and Bob created the Bob Woodruff Foundation to give the more than 320,000 service members who have sustained traumatic brain injuries the supportand resources they need.

Page 18: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 18

Eenie, Meenie, Miney Mo…Get Your Weight Nice and Low!Low fat, low carb or Mediterra-

nean: which diet is right for you? Losing weight sometimes takes experimentation. Genes, family, your environment—even your friends—influence how, why, what and how much you eat, so don’t get too dis-couraged or beat yourself up because a diet that “worked for everybody” didn’t pay off for you. Try another. Here’s a look at three com-mon diet approaches:

Low fat: Doesn’t taste great …and is less filling Low-fat diets were shoved aside by the low-carb frenzy. But healthy fats can actually promote weight loss, and some fats are good for the heart; eliminating them from the diet can cause problems. Since fat contains nine calories per gram while carbohydrates contain four, you could theoretically eat more without taking in more calories by cutting back on fatty foods

and eating more that are full of carbohydrates, especially water-rich fruits and vegetables. Still, such a diet tends to be less filling and flavorful than other diets, which lessens its long-term appeal and may lead to eating highly processed carbs which sabotages your weight-loss plan.

Low carbohydrate: Quick weight loss but long-term safety questions Eating carbohydrates boosts blood sugar, triggering an outpouring of insulin from the pancreas. The surge of insulin can rapidly drop blood sugar, causing hunger. Limiting carbs in favor of protein and fat is supposed to prevent the insulin surge and make you feel full longer. To make up for the lack of carbohy-drates in the diet, the body mobilizes its own carbohydrate stores from liver and muscle tissue. In the process, the body also mobilizes water, meaning that the pounds shed are water weight which tends to slow and reverse after a while.

The American Heart Association cautions people against following the Atkins diet because it is too high in saturated fat and protein, which can be hard on the heart, kidneys and bones. Most experts believe that the South Beach and other less restrictive low-carbohydrate diets offer a more reasonable approach.

Mediterranean style: Healthy fats and carbs with a big side of fruits and vegetables Good fats are the monounsaturated fats found in olive oil and other oils, and the polyunsaturated fats found in fish, canola oil, walnuts, and other foods. Saturated fat and trans fat are the bad guys. Mediterranean diets tend to have a moderate amount of fat, but most of it comes from healthy fats.

The carbs in Mediterranean-style diets tend to come from unrefined, fiber-rich sources like whole wheat and beans. These diets are also rich in fruits and vegetables, nuts, seeds, and fish, with little meat and cheese. People living in Mediterranean countries have a lifestyle that includes lots of physical activ-

ity, regular meal patterns, wine and good social support, which is believed to help reduce cardiovascular risk and the development of diabetes.

Make your own A good diet should be as good for your heart, bones, brain and colon as it is for your waistline. Such a diet won’t give you a quick fix but offers a lifetime of choices that will be good for all of you, not just parts of you. Successful weight loss depends largely on becoming more aware of your behaviors and starting to change them through learning new skills.

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Page 19: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 19

*You must continue to pay the Medicare Part B premium. If it is determined that you owe a late enrollment penalty, you will still have to continue to pay this amount. **In select counties. Limitations, copayments and restrictions may apply. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year. Florida Blue is a Medicare Advantage organization with a Medicare contract. A Medicare-approved Part D sponsor. Health insurance is offered by Blue Cross and Blue Shield of Florida, D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc., D/B/A Florida Blue HMO, an HMO subsidiary of Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.

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Page 20: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 20

“The Veteran” Teaches Lesson in CourageBY NAN ROCHE

Wars have always resulted in stories of heroism and cour-

age. Old soldiers are known for sitting around telling stories, but often their real heroism comes from lessons learned on the battlefield. Set in the aftermath of the Civil War, Stephen Crane’s short story “The Veteran” tells the heroic tale of an old soldier and his grandson. Although, this tale is simple in its form and plot, it expresses a deep and powerful message concerning courage. The tales begins with the grandfather, Old Henry, retelling the story of his first encounter with war. Rather than telling a tall tale about his first battle experi-ence, he tells the truth. “Why, in my

first battle I thought the sky was falling down. I thought the world was coming to an end. You bet I was scared.” The crowd he tells his story to is amazed that a grown man and former soldier would acknowledge his fear. Old Henry goes on to explain what happened because of his fear: he ran away from the fighting. Even though the crowd accepted the Old Henry’s words with a bit of humor, Old Henry’s grandson Jim did not. He was “visibly horror-stricken. His hands were clasped nervously, and his eyes were wide with astonish-ment at this terrible scandal of his most magnificent grandfather telling such a thing. His grandfather had just openly admitted to cowardice in front of the townspeople.

Confused by his grandfather’s admission, young Jim inquires into his grandfather’s actions. Old Henry’s response to his grandson was, “I had to get used to it.” Crane’s lesson is that courage does not come naturally to everyone; sometimes it has to be learned through experience. Jim continues to be perplexed by his grandfather’s words and actions. The story continues with a tragic barn burning. Old Henry realizes the livestock in the barn are trapped there. Instead of sitting back and watching the barn burn like the rest of the crowd, Old Henry jumps into action. He runs into the barn to set the animals free. Inspired by the old soldier, others join in to save the barn and together they manage to free all but one cow and two colts.

Old Henry even saves the life of the man who caused the fire. Even though badly singed by flames, Henry still at-tempts a final rescue, the little colts in the back stall. Tragically, Old Henry never returns from the fiery barn. Although Crane leaves the story with this ending, the moral of his tale is not lessened but rather increased by Old Henry’s death. Through his selfless actions, Old Henry was able to demonstrate a powerful lesson for his grandson. A coward can learn courage, courage can inspire others and courage when practiced makes a hero, even in death. Many veterans have learned lessons of courage from those who fought in battles, especially those who died there.

The American Legion

join in saluting our military veterans of all wars this November 11th - and every day. Thank you for serving

America with honor, courage and commitment.

and

Veterans Day 2012The American Legion - Veterans Still Serving America

This Publicationand

Page 21: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 21

Veterans Corner

Q. Which is the correct spelling of Veterans Day?

a. Veterans Dayb. Veteran’s Dayc. Veterans’ DayA. Veterans Day (choice a, above). Veterans Day does not include an apostrophe but does include an “s” at the end of “veterans” because it is not a day that “belongs” to veterans, it is a day for honoring all veterans.

Q. On what day of the week will Veterans Day be observed?A. Veterans Day is always observed officially on November 11, regardless of the day of the week on which it falls. The Veterans Day National Ceremony, like most ceremonies around the nation, is held on Veterans Day itself. However, when Veterans Day falls on a weekday, many com-munities choose to hold Veterans Day parades or other celebrations on the weekend before or after November 11 so that more people can participate.

Q. Who decides if a governmentoffice or business closes or staysopen on Veterans Day?A. Federal government closings are established by the U.S. Office of Personnel Management (OPM). State and local governments, including schools, are not required to follow OPM closure policies. Likewise, non-government businesses are free to make their own decisions to close or remain open for business, regardless of federal, state or local government closings.

Q. Why do some schools close and oth-ers remain in session on Veterans Day?A. Because there is no legal require-ment that schools close on Veterans Day, individual states or school districts are free to establish their own policies on school closings.

Q. What is the difference between Veterans Day and Memorial Day?

Questions and Answers about Veterans Day

A. Memorial Day is a day for remembering and honoring military personnel who died in the service of their country, particularly those who died in battle or as a result of wounds sustained in battle. While those who died are also remembered, Veterans Day is the day set aside to thank and honor ALL those who served honorably in the military—in wartime or peacetime. In fact, Veterans Day is largely intended to thank LIVING veterans for their service, to acknowl-edge that their contributions to our national security are appreciated, and to underscore the fact that all those who served—not only those who died —have sacrificed and done their duty.Q. Why are red poppies worn on Veterans Day, and where can I obtain them?A. The wearing of poppies in honor of America’s war dead is traditionally done on Memorial Day, not Veterans Day. The practice of wearing of pop-pies takes its origin from the poem “In Flanders Fields,” written in 1915 by John McCrae. For information on how to obtain poppies for use on Memorial Day, contact a veterans service organization, such as the Veterans of Foreign Wars of the United States (VFW) or The American Legion. Q. Is Veterans Day celebrated in other countries?A. Yes, a number of countries honor their veterans each year on November 11, although the name and types of commemorations differ somewhat from Veterans Day celebrations in the United States. For example, Canada and Australia observe “Remembrance Day” on November 11, and Great Britain observes “Remembrance Day” on the Sunday nearest to November 11. If you’re a veteran, we say “Thanks for your service.” Veteran or not, if at all possible, find a way to honor veterans this November 11.

We Salute america’S VeteranS

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Page 22: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 22

Shake Up the Holiday Table with More SaladsMaybe it’s time to shake things

up a bit at the holiday table by adding make-ahead cold vegetable salads instead of hot veggie casseroles to the turkey dinner. These could mean the start of new traditions.

Sweet Potato Salad4 small sweet potatoes (Peel, cook

to fork tender and cut up.)4 stalks celery, cut up1 small red pepper, chopped1 cup fresh pineapple chunks

(or canned, drained)2 scallions, chopped

Recipe

Corn salad can be made a day ahead and stored in the fridge. Remove from fridge 30 minutes before serving.

Broccoli and Peanut Salad

1 large or 2 small bunches fresh broc-coli, cleaned and chopped, head only

1 cup mayonnaise3 Tbsp. vinegar3 Tbsp. sugar3 Tbsp. minced onion1/2 cup raisins3/4 cup dry roasted peanuts

Chop broccoli. Mix all other ingre-dients except peanuts and mix with broccoli. Marinate overnight in fridge. Just before serving, stir in peanuts.

Dressing: 1/4 cup mayonnaise1 Tbsp. mustard Mix and chill. Add 1/2 cup toasted pecans just before serving.

Martha Stewart’s Corn Salad6 ears corn or 3 cups frozen corn2 medium tomatoes, chopped3 scallions, thinly sliced crosswise2 sprigs fresh basil1 lime, juiced1/4 cup extra-virgin olive oilSalt & pepper Remove corn kernels from cobs and place in a large bowl. Scrape corn milk from cobs into the bowl. Add remain-ing ingredients and stir to combine.

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Page 23: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 23

How Can I Help My Itchy Dog?BY MICHELLE FERRERA, DVM

When I see a dog that is scratching itself, I first check for mite infes-

tation, and bacterial or fungal infection. If these are not present, then the pet is likely allergic, which means that its im-mune system is overreacting to a nor-mal substance in the environment. This medical condition cannot be cured, but is typically managed with medica-tion and environmental management.

Allergic dogs are often allergic in one or more of three categories—fleas, environment (pollens, mites, molds) or dietary meat/plant proteins (beef, soy, wheat etc...). Blood allergy tests and intradermal skin tests can help identify your pet’s environmental allergens, and you may even administer hypo-sensitization injections to make your pet less reactive. Food allergy testing

involves feeding a unique protein that your pet has never eaten and therefore is unlikely to cause a reac-tion. Your veterinarian can advise you on how to conduct a food trial. Owners can help aller-gic dogs by using monthly flea control. One flea can cause uncontrollable scratching in an allergic pet, usually in the rump region. Dogs that have environmental triggers usually have itchy face, feet, armpits and groin. These pets can sometimes be helped with over the counter antihistamines and/or omega 3 fatty acid supplements. Your veterinar-ian can help you with dosing. Oatmeal baths in tepid water can temporarily soothe an itchy dog. Don’t use hot water as it causes blood vessel dila-tion, and makes the itch worse. If your pet is allergic to dust mites, washing your pet’s bed in water over 120 degrees can kill the mites that feed on

shed skin cells. Invest in a high quality air conditioner filter to help remove pollens from your

home, and change it monthly. Avoid grain mite contamination of dry food

by buying smaller bags that are used more quickly, storing

food in a chest freezer and thaw-ing it before feeding, or feeding canned food. Not sanitizing food

storage containers before refilling will result in grain mite contamination. Finally, use unscented baby wipes to wipe your dog down after a trip outside. Dogs absorb allergens by inhalation, licking them off their bodies, and skin absorption. Giving the face, feet and body a quick wipe when coming indoors can help limit the amount of allergens they absorb. If you have a pet that is suffering from allergies, you will no doubt need your veterinarian’s help. However, there are steps you can take to keep your dog more comfort-able between veterinary visits.

Caring For Your Pet

Happy Birthday, Magnolia Manor!

Here’s to Magnolia Manor’s first birthday!

In 2008, Barbara Keithly had a dream: to create an assisted living facility that had an open, airy feel in a wonderful natural setting surrounded by mother nature. In 2011, that dream became a reality. A 42-suite assisted living facility housed in 21,500 square feet, complete with three screened porches; an open deck overlooking the conservation area; a boardwalk along the conservation area; patio tables with umbrellas and swings

was created. Their official opening was November 15, 2011 and from that day until now they are at 85 percent occupancy. What caused such amazing results? A fantastic Magnolia Manor Team consisting of administrative staff members who have worked together for years (did I mention it is family owned and oper-

ated?); resident aids that love their job; chefs to prepare wholesome, home-cooked meals three times a day; and support staff who look forward to going to work every day. Our residents have had Christmas parties, birthday parties, a 4th of July parade, a luau for the whole family in the summer; happy hours every Friday with live entertain-ment, and did I mention the snacks and cocktails served as well? Learn more or take a tour; call Magnolia Manor at (813) 918-0588.

Barbara Keithly, Chris Keithly, & Robbin Lozano.What’s to love about our assisted living facility?

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• Friday Happy Hour with entertainment• In-house medical care• Great social opportunities

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We are off Van Dyke Road, a short distance east of the Veterans Expressway and 2 miles west of Dale Mabry Highway. Turn south on Old Tobacco Road and we are on the right side of the street. Easliy accessible.

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Page 24: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 24

Survive (and Enjoy!) the Holidays With Home Care HelpInstead of heading to the

mall to check a few items off your holiday shopping list, you’re taking mom to a doctor’s appointment and then heading out to the pharmacy to pick up her meds. Instead of looking forward to spend-ing time with the relatives at your annual holiday gathering, you’re dreading the extra housework you’ll have to do on top of making sure Dad gets bathed each morning. Yet, it’s possible to survive and enjoy the holidays if you ask for help. Get in touch with an in-home senior care agency to find out more about how the following five home care services can help to save your sanity during the holiday season and throughout the year—services such as transportation, light housekeeping, companionship and personal care.

Receiving extra help for even just a few hours a week can free you up to spend the holidays with your loved one how you would like to, not how you have to. For more information about how a professional caregiver can meet your loved one’s specific needs and to discuss scheduling and pricing information, call Home Instead Senior Care at (813) 684-1972.

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Page 25: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 25

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Page 26: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 26

Veterans’ Benefits DelayedLong term care is expensive and

growing more expensive every year. For veterans and their spouses, who have served their country during a war-time period, there’s a lifeline to help defray the cost of long term care. It is known as the Aid & Attendance pension. This tax-free income payment provides as much as $2000 per month for the veteran and almost $1100 per month for the veteran’s spouse for care. Unfortunately, the U.S. Senate is currently considering proposed legislation (known as the Wyden-Burr bill) which imposes a disqualifica-tion period for veterans and their spouses. The proposed disqualification period makes the veteran and/or the spouse wait for up to three years before receiving this assistance. Why would our congressional rep-resentatives seek to prevent veterans from accessing this benefit when they need it most? The Government Ac-counting Office (GAO) found from a year-long study that many companies

have been abusing the pension programs. So, Congress is considering the adoption of similar rules as seen in Medicaid nursing home programs by imposing a penalty period if a veteran and/or veteran spouse “transfers” (gives away) assets in the three year time period before applying. There are no exemptions for the types or value of the gifts made by the veteran and/or spouse. If the proposed law is not rewritten, gifts to charity, or to a grandchild’s college tuition, or tithing to church, will have terrible impacts upon unsuspecting veterans. Because the law has yet to pass, technical changes can still be made. Meanwhile, veterans and/or spouses considering the Aid & Attendance pension as an option to pay for long term care should consult with a VA-accredited attorney who is knowledgeable about these changes coming in VA pension benefits. For more information, call Emma Hemness, P.A. at (813) 661-5297.

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Bachelor of Medicine and Surgery (MBBS) - July 1988-June 1994 Gujarat University, IndiaMaster of Surgery (MS) (Ophthalmology) - July 1994-Dec. 1997 Gujarat University, India International College of Ophthalmology (ICO) - March 1998 Edinburgh, UBoard Certified Family Medicine - December 2006 HONORS/AWARDS: Gold Medal in Forensic Medicine, Gujarat University, India 1992-93Gold Medal and scholarship in subject of Internal Medicine in Final MBBS. Ranked 1st, Master of Surgery (Ophthalmology) Board Exam, Gujarat University, Ahmedabad, India 1997. Best Resident Award in EKG reading, Chestnut Hill Hospital, Dept of Family Medicine, Philadelphia, PA April 2005

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Page 27: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 27

BY BILL LOSEY, CFP®, CSA

Classic financial missteps that plague retirees may come as a

result of many factors. Boomers can be aware of their potential difficul-ties as they plan for retirement.1. Leaving work too early. The full retirement age for many baby boomers is 66. As Social Security benefits rise about 8 percent for every year you delay receiving them, waiting a few years to apply for benefits can position you for greater retirement income. Any way you can postpone applying for benefits will leave you with more SSI.2. Underestimating medical expenses. Fidelity Investments says that the typical couple retiring at 65 today will need $240,000 to pay

for their future health care costs (assuming one spouse lives to 82 and the other to 85). Prudent retirees explore ways to cover these costs.

3. Taking the potential for longevity too lightly. At age 65, a man has a 40 percent chance of living to age 85; a woman has a 53 percent chance, according to the Social Security Administration. About half of those aged 45 – 60 underestimated their projected life expectancy. We still have a lingering cultural assumption that our retirements might duplicate the relatively brief ones of our parents.

4. Withdrawing too much each year. You may have heard of the “4 percent rule,” a popular guideline stating that you should withdraw only about 4 percent of your retirement savings annually. The “4 percent rule” isn’t a rule, but many cautious retirees do try to abide by it. So why do some retirees withdraw 7 or 8 percent a year? In the first phase

of retirement, people tend to live it up; more free time naturally promotes new ventures and adventures, and an inclination to live a bit more lavishly.5. Ignoring tax efficiency and fees. It can be a good idea to have both taxable and tax-advantaged accounts in retirement. Get good advice. Account fees must also be watched. The Department of Labor notes that a 401(k) plan with a 1.5 percent annual account fee would leave a plan participant with 28 percent less money than a 401(k) with a 0.5 percent annual fee.6. Avoiding market risk. The return on many fixed-rate investments might seem pitiful in comparison to other options these days. Equity investment does invite risk, but the reward may be worth it.7. Retiring with big debts. It is pretty hard to preserve (or accumu-late) wealth when you are handing chunks of it to assorted creditors.

8. Putting college costs before retirement costs. There is no “financial aid” program for retirement and no “retirement loans.” Try to refrain from touching your home equity or your IRA to pay for your children’s education expenses.9. Retiring with no plan or invest-ment strategy. Many people do this—too many. An unplanned retirement may bring terrible financial surprises; retiring without an investment strat-egy leaves some people prone to market timing and day trading. Plan now to avoid these classic mistakes. Take a little time to review and refine your retirement strat-egy in the company of the financial professional you know and trust. Bill Losey, CFP® is author of “Retire in a Weekend! The Baby Boomer’s Guide to Making Work Optional” and he also publishes a free newsletter. Learn more at MyRetirementSuccess.com.

9 Major Retirement Planning Mistakes To Avoid

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Make a gift and receive guaranteed, fixed income for life.Fund a Charitable Gift Annuity with a gift of $10,000 (cash or appreciated securities) and enjoy the following benefits:

• Guaranteed, fixed payments for life to you and/or a loved one• Partially tax-free income• Immediate charitable deduction for a portion of the gift• Favorable treatment of capital gains, if donated asset is appreciated securities• Satisfaction of making a lasting contribution to All Children’s Hospital Foundation

Tired of the Financial Roller Coaster?Consider the All Children’s Hospital Foundation Charitable Gift Annuity Program.

Calculate your benefits at allkidsgifts.org.

To request a personalized illustration or to learn more, please contact:

Lydia E. Bailey, CFREAll Children’s Hospital [email protected] advice from a tax professional

before entering into a gift annuity agreement. All Children’s Hospital Foundation gift annuities are not

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as of 1/1/2012 Age 908580757065

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Make a gift and receive guaranteed, fixed income for life.Fund a Charitable Gift Annuity with a gift of $10,000 (cash or appreciated securities) and enjoy the following benefits:

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Tired of the Financial Roller Coaster?Consider the All Children’s Hospital Foundation Charitable Gift Annuity Program.

Calculate your benefits at allkidsgifts.org.

To request a personalized illustration or to learn more, please contact:

Lydia E. Bailey, CFREAll Children’s Hospital [email protected] advice from a tax professional

before entering into a gift annuity agreement. All Children’s Hospital Foundation gift annuities are not

available in all states.

Charitable Gift Annuity Rates

as of 1/1/2012 Age 908580757065

Rate9.0%7.8%6.8%5.8%5.1%4.7%

Make a gift and receive guaranteed, fixed income for life.Fund a Charitable Gift Annuity with a gift of $10,000 (cash or appreciated securities) and enjoy the following benefits:

• Guaranteed, fixed payments for life to you and/or a loved one• Partially tax-free income• Immediate charitable deduction for a portion of the gift• Favorable treatment of capital gains, if donated asset is appreciated securities• Satisfaction of making a lasting contribution to All Children’s Hospital Foundation

Tired of the Financial Roller Coaster?Consider the All Children’s Hospital Foundation Charitable Gift Annuity Program.

Calculate your benefits at allkidsgifts.org.

To request a personalized illustration or to learn more, please contact:

Lydia E. Bailey, CFREAll Children’s Hospital [email protected] advice from a tax professional

before entering into a gift annuity agreement. All Children’s Hospital Foundation gift annuities are not

available in all states.

Charitable Gift Annuity Rates

as of 1/1/2012 Age 908580757065

Rate9.0%7.8%6.8%5.8%5.1%4.7%

Page 28: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 28

Municipal Bond Basics, Part TwoTax-Exempt Income

The interest income earned on municipal bonds is generally

exempt from regular federal income taxes and, in most cases, exempt from state and local income taxes as well.Maturity Flexibility Maturity dates on municipal bonds range from a few weeks to 30 years or more, allowing you to customize your portfolio to meet your specific investment needs.Wide Selection of Issues The municipal bond market is one of the most diverse fixed income markets in terms of investment quality, maturity, type of bond and geographical location.Liquidity Municipal bonds are traded in the over-the-counter (OTC) market rather than on an exchange. As a general rule, liquidity is related to credit quality. The highest quality bonds—those rated “AAA”—are the most easily traded in the secondary market. Morgan Stanley Smith Barney provides access to the secondary market in municipal bonds, enabling investors

to sell their bonds prior to maturity. However, the price you receive may be more or less than your original investment, depending on interest rates and other factors at the time of sale.

Denominations The majority of municipal bonds are issued with a face (“par”) value of $5,000. However, some municipal bonds may be offered with $100,000 minimums and increments. Daniel Edmondson is a Financial Advisor with Morgan Stanley Smith Barney in Tampa, FL. Although Daniel Edmondson has helped to underwrite the production cost of the maga-zine to feature this article in its publication, it is not a solicitation nor is it intended to provide individually tailored investment advice. The strategies and/or investments referenced may not be suitable for all investors. The views expressed herein are those of the author and may not necessarily reflect the views of Morgan Stanley Smith Barney LLC, member SIPC. Daniel Edmondson may only transact business in states where he is registered or excluded or exempted from registration http://brokercheck.finra.org/Search/Search.aspx]. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of per-sonalized investment advice for compensation, will not be made to persons in states where Daniel Edmondson is not registered or excluded or exempt from registration. Interest on municipal bonds is generally exempt from federal income tax; however, some bonds may be subject to the alternative minimum tax (AMT). Typically, state tax-exemption applies if securities are issued within one’s state of residence and, if applicable, local tax-exemption applies if securities are issued within one’s city of residence. Insur-ance does not pertain to market values, which will fluctuate over the life of the bonds; FAs/PWAs should inform clients that insurance covers only the timely payment of interest and principal when due. Credit ratings shown may be the higher of the ‘underlying’ rating of the issuer or the rating of any insurer providing credit enhancement to the bonds. It is important that you obtain the underlying credit rating of the issuer and consider it as a factor in any investment decision. Information on the underlying credit rating of the issuer can be obtained from your FA/PWA. The tax-exempt status of municipal securities may be changed by legislative process, which could affect their value and marketability. The value of fixed income securities will fluctuate and, upon a sale, may be worth more or less than their original cost or maturity value. Morgan Stanley Smith Barney is not acting as a municipal advisor and the opinions or views contained herein are not intended to be, and do not constitute, advice within the mean-ing of Section 975 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Morgan Stanley Smith Barney and its Financial Advisors do not provide tax advice. Individuals are urged to consult their tax advisor regarding their own tax or financial situation before implementing any strategies.

The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. © 2011 Morgan Stanley Smith Barney LLC. Member SIPC.CRC396079 6814815 FAS001 10/11

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Page 29: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 29

Be Safe—Guard Your Social Security NumberBY WILLIAM R. MUMBAUER, Attorneywww.fl willstrustsprobate.com

By now everyone should realize the importance of keeping personal

information out of the hands of potential identity thieves. An easy yet effective step everyone can take to reduce the chances of becoming an identity theft victim is to safeguard your Social Security number. I hope by now everyone knows not to keep their Social Security card in their purse or wallet. Losing or having stolen a purse or wallet containing your Social Security card is an invitation for financial disaster. But many otherwise conscientious folks forget that their Medicare card also contains their Social Security number. Because it may prove difficult to remember to always put away your Medicare card when you return home after visiting the doctor or pharmacy, I recommend this little trick. Cover all but the last five digits of the Social Security number found on your Medicare card with opaque tape and then photocopy the card. You can now keep the photocopied Medicare card with the partially redacted

Social Security number in your purse or wallet in place of your original card. Your doctor or pharmacy only requires the last five digits of your Social Security number, but redacting the other numbers will foil any would-be identity thief who may find or steal your purse or wallet. Finally, another way identity thieves can obtain an unlucky victim’s Social Security number comes from quite an unexpected source. The victim’s own at-torney. Unfortunately, it is not uncommon to find attorneys who actually recite their client’s Power of Attorney. This is stun-ning negligence when one considers that, in many cases, a Power of Attorney must first be recorded to be effective. One can only imagine the mischief that could result if an individual’s Social Security Number, which was unwittingly included in their Power of Attorney, becomes a permanent public record for all the world to see. A simple and easy way to avoid the potential disaster described above, but which still allows your Power of Attor-ney to be effective in those rare instances in which it must include your Social Security number, is to create a blank

space in the original Power of Attorney with instructions to the agent to photo-copy the original Power of Attorney and, if required, write in the maker’s Social Security number in the space provided. The instructions to the agent are con-tained in the Power of Attorney. The altered photocopy of the original Power of Attorney would only be used when dealing with those rare specific third parties, such as the IRS, which require that the maker’s Social Security number appear in his or her Power of Attorney. Mr. Mumbauer, a fifth generation Floridian, has main-tained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. He takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. He is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Services Network. He is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating for Legal Ability is 4.4 out of 5 Distinguished and his Martindale-Hubbell Client Review Rating is 5 out of 5 Preeminent. His articles are based on general principles of law and are not intended to apply to individual circumstances.

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Page 30: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 30

Participants must be at least 55 years young. Only solo & duet acts, no groups please. Please bring your own instruments and your own tape/cd or accompanist to the audition. A piano will be available. Audition on first-come first-serve basis. No Entry Fee to audition. Ten Acts will be chosen from the auditions to perform at the show!

For Information call: Pinellas: 727-329-2618 – Susan Juhl and Nicole Woodring

Hillsborough: 813-436-2296/813-436-2114 – Andrea White and Chrissy Crumpton

SENIOR IDOL SHOW - April 1, 2013 at 7 p.m. Ruth Eckerd Hall

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Largo Cultural Center105 Central Park Drive • Largo, FL 33779

Hillsborough Auditions: January 23 - 9:00 a.m. to 2:00 p.m.

Brandon Community Center503 East Sadie Street • Brandon, FL 33510

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8538 Eagle Palm Drive • Riverview, FL 33578

Senior Talent ShowFebruary 16, 2013 - 3:00 p.m.

Spoto High School8538 Eagle Palm Drive Riverview, FL 33578

A F T E R 50

Page 31: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 31

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Page 32: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 32

Don’t despair. Even if Disney World and the greater Orlando

area isn’t high on your radar screen for places to spend a holiday, that doesn’t mean well-meaning friends and relatives (think grandchildren here) won’t pick the time to head for Florida. Take a deep breath and enjoy it! Thanksgiving? Head on over to the Magic Kingdom with the family and fi nd your turkey there. Think of it this way—you’ll have plenty of time to walk off a turkey dinner. And you can be sure you’ll fi nd turkey at all the theme parks. Here are some tips to help plan a Thanksgiving Weekend Disney-Style: 1. All Disney World restaurants will

be open on Thanksgiving Day. Most of the restaurants serve turkey dinner in one way or another, Disney staff told me. Book dining reservations in advance as soon as possible. You can fi nd details and book dining online on Disney’s website or by calling 407-WDW-DINE (407) 939-3463.

Want to go authentic Colonial style? Make reservations at the Liberty Tree Tavern in Liberty Square in Epcot. It’s a true Colonial-themed setting and meal. Make it a history

tour by catching “The American Adventure” next door, a 45-minute program of animatronics and visual effects which takes you through the history of our country. Arrive early and hear the Voices of Liberty sing in the lobby. They are some of Disney World’s top vocal talent. If all else fails for Thanksgiving turkey, grab a smoked turkey leg. You’ll fi nd them near the Lunching Pad in Magic Kingdom near Space

Mountain. Even the German Biergarten adds turkey to their menu. Everyone can dance and sing and enjoy a non-traditional holiday. Reservations? Maybe try reserving

for lunch instead of dinner, and remember that all the Disney resorts also have dining places.

2. If you can say “I Love a Parade” in the band sense of the words, consider that you can see the Parade of Bands on Thanksgiving Day at the Disney World Resort. Bands from around the U.S prepare and join a mass band per-formance for thousands of park guests at the iconic Walt Disney World® performance venue at 10 a.m. Nov. 22.

A Disney World Don’t-Miss: Epcot’s Candle-light Processional begins Nov. 23, the day after Thanks-giving—the same time the Christmas lights are up in the resorts—through Dec. 30. A mass

choir, joined by a 50-piece live orchestra and a celebrity narrator, tell the story of Christmas in words and music in a very moving performance. Performances are held at Epcot’s open-air America Gardens Theatre at 5, 6:45 and 8:15 p.m. each evening. Look for special pricing packages that include dinner reservations. Around Orlando…locals and their visitors can enjoy these holiday events:

Universal Orlando Resort will host Mannheim Steamroller in live performances on select Saturday and Sunday nights in December. Throughout the season there’s Grinchmas! live, musical stage

Celebrate the Holidays Orlando Style

show and a daily Macy’s Holiday Parade (with fl oats direct from Macy’s Thanksgiving Day Parade). ICE! At the Gaylord Palms Resort: Nov. 10 – Jan. 1 has ice slides and hand-carved sculptures in a 100-acre walk-through ice park. Prices begin at $22/adults. Christmas Celebration at SeaWorld Orlando includes an ice skating show, a special night-time Shamu show, live theatrical performances and fi reworks. LEGOLAND Florida hosts Christmas Bricktacular that includes a 30-foot tall Christmas tree made of LEGO bricks. And enjoy the botanical gardens (which were once Cypress Gardens). “Festival of Trees” at Orlando Museum of Art: Nov. 12 – 20 shows off trees, wreaths and gingerbread houses to ignite the holiday spirit. Admission: $10. Orlando Bowl Week: Dec. 26 – Jan. 1. Florida Citrus Sports presents the Russell Athletic Bowl and the Capital One Bowl plus the Fresh From Florida Parade and a concert in Lake Eola Park. Learn more at visitorlando.com.

Travel

Thanksgiving dinner is a festive affair at Liberty Tree Tavern or the Biergarten.

Epcot’s Candlelight Processional

“Grinchmas” at Universal Orlando

Gaylord Palms brings a winter wonderland to Florida with ICE!

Page 33: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 33

Toy Run Volunteers NeededAll are invited to at-

tend the “Cookson Hills Toy Run” to be held at Evans Park, 1104 N. Kingsway Rd., Seffner, from 11 a.m. to 5 p.m. on December 2. Bring a gift to give a child, special need individual, senior or veteran and fill your heart with joy and add a new spirit to your Christmas season.

Volunteers are needed, and donations are ex-tremely appreciated. If you know of—or are—a senior or veteran with no family, please contact them at (813) 643-5758 for more information about

their Merry Christmas memories. To learn more, or to offer support, visit www.cooksontoyrun.com.

Jazz in the AreaMany venues offer jazz. Here’s a

start: Jazz With Jim is a monthly concert hosted by local musician and former Hillsborough Community Col-lege instructor and Director of Music, Jim Burge and The Jazz Directions. The concert fuses personal stories by the musicians with popular jazz tunes suited for that month’s theme. Carroll-wood Cultural Center, 4537 Lowell Rd., Tampa. (Concert Nov. 16).

The Fox Jazz Café, 5401 W. Kennedy Blvd. Live music Thurs, Fri., Sat. thefoxjazzclub.com. Skipper’s Smokehouse. Music nightly. Open jam times. skippersmokehouse.com. Online: 98.7 smoothjazztampabay.com. Find performances: The Tampa Jazz Club, Mainstage Theater, HCC Perform-ing Arts Bldg., Palm Ave. & N. Avenida Republica de Cuba. tampajazzclub.com.

Shopping, Food, Fun & Holiday Splendor on Gulfport’s Beach Blvd.“Artisans & Craftsmen, Unique Shops & Galleries, Restaurants, Pubs & Cafes”

Page 34: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 34

Last Month’s Answers October Sudoku

Ruth Cobes is last month’s winner!

Congratulations!

Nov. Sudoku Sudoku requires no arithmetic

skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must

include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from

the drawing on Nov. 21 will win.Send your answers along

with your name, address and telephone number to:

NEWS CONNECTION USA, INC.P.O. BOX 638,

SEFFNER, FL 33583

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Word Search NovemberIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally,

vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

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Cirque Italia at MOSICirque Italia will be next to MOSI

on Fowler Ave. Nov. 1 – Dec. 2 to perform ACT XII, its 2012 opening show. ACT XII features aerial acts, hand-balancing acts, contortionists, hula hoops and more. Cirque Italia is an Italian enter-tainment company with shows that are “…not an average or traditional circus—it’s more of a Soleil meets Age of Aquarius.”

See performers use a moveable water stage and colorful dancing fountains. Adult tickets are $25 to $40. Special rates available for senior groups of 15 or more, advance registration. One free admission for group leader for every 15 paid admissions. Call (813) 987-6320 or email [email protected]. For tickets or more information, please call (813) 987-6000 or visit mosi.org.

Go and Join InTuesdays “The Goldbergs and a

Nosh.” Seniors gather to watch TV show The Goldbergs. Snacks, laughs, fun. 2 p.m. Five-part series/ $10 for members, $12 non members. Jewish Center Towers: 3001 W. De Leon St. or 13009 Community Campus Dr. Info and register: (813) 769-2809 or [email protected]. Joseph’s John Knox VillageSupport Groups.

7 Parkinson’s Support Group, (813) 632-2443.

20 Grief Support Group, (813) 632-2443.

28 Caregiver Support Group, (813) 632-2306

John Knox Village is located at 4100 E. Fletcher Ave., Tampa.

Page 35: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 35

Page 36: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 36

Seniors Getting TogetherTO RESPOND TO AN AD

Write a letter to the person you want to contact. Place that letter in a stamped en-

velope and write the ad number on the bot-tom left hand side of the envelope. Place

your stamped, numbered envelope(s), along with $2 for each letter enclosed, into

another envelope and address it to:News Connection USA, Inc.

Seniors Getting Together1602 S. Parsons Ave.,Seffner, FL. 33584

TO PLACE AN ADSend your ad, stating what category you

would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received

by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for

space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

food, shows, going out + one cat. Recent relocation to Sun City.4192 SEEKING NICE GENTLEMAN H, NS, W, C, 70 YY. Exercises, likes travel, music, cooking, dining out, etc. Loving and honest. Recent photo, please.4194 ISO EASYGOING, FIT BILINGUAL, financially able to take me dancing, traveling and many other things we may like to do together. I’m tall, slender, older than 60 but young at heart. Very active.

MEN SEEKING WOMEN

4179 SEEKING MY LAST LOVE Financially secure, in-shape 68 year old widower seeking my last love. Slim lady to share my life. Photo and bio appreciated. Will answer all. Leesburg.4185 EAST INDIAN MALE, TALL 65 years young seeking a white-petite-female, a soulmate, blonde, blue eyes between 55 to 64 years. (If you have a disabled child, that is fine for me) LTR in St. Petersburg.4187 LETS TALK W, M, D, 70, 6’, 190, healthy, exercise, NS, ND,

WOMEN SEEKING MEN

4119 SEEKING CHRISTIAN GENTLEMAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida.4174 W F ISO HEALTHY, FUN-LOVING FRIEND companion for dining, movies, beaches, cruise travel, loves to cook, SOH, ND, M or F. St. Petersburg.4176 LADY SEEKS SAVVY GENT active—swims, hikes, day trips, concerts. WW, W, C, F, NS, ND, R, 5’2”, HWP, 70s—holistic, Palm Harbor.4178 SEEKING COMPATIBLE GENTLEMAN 55+ I’m 5’4”, 120, ISO sincere, NS, ND, understanding, FF and companion. I walk, read, sight-see, relax, music. HWP, picture. Looking for romance. Pasco County.4180 W, WW, HEALTHY, BLONDE attractive 70’s lady ISO 70 – 80 gentleman who enjoys travel, home,

RUN YOUR AD FOR ONLY $6 A MONTHSENIORS GETTING TOGETHER

Personal Ad PlacementDeadline for ads is the 15th of the month prior to placement.

Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties

Southwest/Charlotte (Fort Myers/Port Charlotte)Ad Copy • Please Print Neatly • 30 Word Limit

If more room is needed, please use separate sheet. Mail this form along with$6 for each ad per month (add $4 for each additional edition/market in the same month).

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Name:

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MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583

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NDrg. You are attractive, slender or petite lady, W, S, NS, ND, NDrg.4189 SWM, 56, BLONDE, BLUE EYES, 5’9”, 160 lbs., excellent health. Loving, attentive. Want nice female for lasting relationship. Travel/I own a small organic orchard for sales at farmers market.4191 I WOULD LIKE TO MEET a woman in her late fifties or early sixties to go dancing, out to eat, go for walks and stay home to watch TV. Pasco county only.4193 GENTLEMAN, W, D, ISO LADIES who do not have children and are D, WW, S, W, NS, ND, NDrg, to start a group for people without children.

Commonly Used Abbreviations:F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old,

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Page 37: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 37

Last Month’s Answers

Enter To Win!

FILL IN ANSWERS & WIN MONEY!

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Sendto:News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583

I want information on: Travel / Cruises Recreation / Leisure Entertainment / Events

Insurance Elder Law / Financial Housing Options Reverse Mortgages

Personal Health & Fitness Home Improvements Automobiles

Senior Connection • June 2005 • page 36

LEARN HOW TO PLAN FOR YOUR PETS IN AN EMERGENCY

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This month’s

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Our Exclusive savings for AARP members

Our Prescriptions Savings Club - Members get special discounts off the cash price of thousands of brand-name and generic medications as well as numerous other benefits when they use their card throughout the store.

Our “Go 90” Program - 3 prescription refills in one and for 3 months you’re done!

Walgreens now offers the Zostavax vaccine for shingles at all of its locations!

Our Pharmacies Offer Services and Programs that Save You Time and Money! Inquire About:

Walgreens accepts most major prescription plans, including: CVS Caremark, United Healthcare and Blue

Cross Blue Shield Florida!

For the Walgreens Store Nearest You Call

1-800-WALGREENS

or visit us on-line at: www.walgreens.com(1-800-925-4733)

Our Durable Goods Product Lines - Such As Lift Chairs, Wheelchairs, Walkers and more…

If you’ve ever had Chicken Pox, ask your Walgreens Pharmacist about the Zostavax vaccine recommended for those 50 years and

older to help prevent shingles.

u212

At Last, An Explanation:Ever walk into a room with some

purpose in mind, only to forget what it was? Psychologists at the University of Notre Dame have discovered that passing through a

doorway triggers causes your brain to file away the thoughts you had in the previous room, preparing a blank slate for the new locale. It’s not aging, it’s the door!

Page 38: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 38

Page 39: Lifestyles After 50 Hillsborough Nov. 2012 edition

Lifestyles After 50 • November 2012 • page 39

Veterans Tribute Events

10 Tampa Bay Parade from Barry Rd. up Hanley Rd. to Paula

Drive. Begins 10 a.m. Includes floats and fly-overs from planes out of Mac-Dill to honor the armed forces units that local citizens served with. After the parade, festivities continue with a commemoration ceremony and street fair. For details, call (813) 995-7611 or email [email protected].

10 Veterans Day Parade, 11 a.m. in downtown Ruskin. Ruskin

VFW Post 6287. Call (813) 645-2935.

11 Veterans recognition at Balloon Launch, 2 p.m. at American

Legion Alafia Post 148 - 7240 U.S. Hwy. 301. Call (813) 677-6529.

11 Veterans Day Tribute to honor all veterans from all wars at

Veterans Memorial Park and Veterans Museum, 3602 U.S. Highway 301 N. Tampa, (1/2 mile south of the Florida Fairgrounds). 11 a.m. MacDill personnel joined by over 100 JROTC Cadets. Demonstrations, POW/MIA empty chair ceremony, Wreath Tribute by Gold Star groups. Keynote speaker Colonel Scott DeThomas, USAF, Commander, 6th Air Mobility Wing, MacDill AFB. Open to the public, tent-ed seating available. (813) 653-4924.

12 Veterans Day Program with the Carrollwood Winds Com-

munity Concert Band. 1 p.m. to 2:30 p.m., Carrollwood Cultural Center, 4537 Lowell Rd., Tampa. Free/tickets limited. Call (813) 269-1310.

FREE INFORMATION SERVICELifestyles After 50

for information please return completed form to:News Connection USA, Inc. • P.O. Box 278 • Laurel FL 34272-0278

Name:

Address:

City:

Phone:

o Single o Married o Are you a Group Leader?Please contact me by: o Mail o Phone o E-mail

SEND INFORMATION ON AREA(S) CHECKED BELOWAUTOMOBILES:o Automobile Saleso Maintenance and Repairso Recreational VehiclesRESIDENTIAL LIVING:o Mfd/FactoryBuilt Homeso RV Resorto Senior Apartmentso Villa/Condo/Single Familyo Golf Community

HOUSING OPTIONSo Independento Assisted Livingo Continuing Care/LifeCare

CAREGIVER RESOURCESo Family Counselingo Caregiver Supporto Dementia Care

PERSONAL HEALTH:o Physicianso Dentistso Eye Careo Skin Careo Weight Losso Supplementso Home Healtho Prescription Drugso Hearingo Spas/Gym

INSURANCE:o Medicareo Health o Lifeo Long-term care

FINANCIAL/ LAW:o Retirement planningo Trustso Estate planningo Guardianshipso Elder Lawo Funeral Planning

LEISURE TIME:o Golfo Gamblingo Boatingo Theatero Dining In/Out

HOME IMPROVEMENTS:o Sunroomso Pools/spaso Home Modifications

HILLSOTHER:

State: Zip:

E-mail:

Age: Date:

Win a $25 Gift Certificate to Home Depot!When you complete this form and mail it back, your name will be entered to win a $25 gift certficate to Home Depot.

(Drawing held the 20th of each month.)P Last Month’s Winner Was: P

P Mary E. Dodge — Congratulations! P

Entries will be collected by News Connection U.S.A. for future promotions, special offers, and marketing.

TRAVEL:o Cruises o Land Tourso Hotels/ Resortso Local Attractions

✦ Featured on Nationwide TV✦ Reasonable rates✦ Huge windows on

tropical gardens✦ Vet on call✦ Soft music, lots of

loving & petting

15501 Boyette Rd.Riverview

Unique Vacation Hotel for Cats Only!

Kings Point Chorus presents “Holiday Joyful Sounds,”

Dec. 5 at 6 p.m. in Borini Theatre in Kings Point. Water, ice and cookies on each table. Doors open 5:30 p.m. Tickets/$6: purchase from Kings Point Box Office, North Clubhouse, or at the door. (813) 447-0388.

Joyful Sounds

• Pre-Planning Available• Cremation• Local Burial• Out-of-State Burial/Transfer• Anatomical Donation• Grief Counseling/Grief Support• Spacious Chapel and Family Rooms• Children’s Play Room• Conveniently Located in Sun City Center• Hearing Impaired Service Available• Golf Cart and Wheelchair Accessible• Sponsor of Toys for Tots Program• Member of Apollo Beach, Riverview,

Ruskin and Sun City Center Chambers of Commerce

• We Accept all Insurance Funded Pre-Arrangement

1851 Rickenbacker DriveSun City Center, FL

(813) 634-9900 or 1 (877) 346-5600

Page 40: Lifestyles After 50 Hillsborough Nov. 2012 edition

Humana is a Medicare Advantage organization with a Medicare contract. You must continue to pay your Medicare Part B premium. Limitations, copayments, and restrictions may apply. If you are a member of a qualified State Pharmaceutical Assistance Program, please contact the Program to verify that the mail-order pharmacy will coordinate with that program. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. A sales person will be present with information and applications. For accommodation of persons with special needs at sales meetings, call 1-877-868-0796 (TTY: 711), 8 a.m. to 8 p.m., seven days a week. Applicable to Humana Gold Plus® (HMO) plans: H1036-025, 040, 052, 054, 067, 164. *Medicare beneficiaries may enroll in the plan only during specific times of the year. Contact Humana for more information. **Transportation to plan-approved locations, some limitations and restrictions may apply.H1036_GHHHD2RHH CMS Accepted TMP 11/12

To find out if a Humana plan is right for you, call to schedule an in-home appointment or to find a neighborhood meeting.

monthly plan premium

$0The smart health plan for today’s economy

n $0 monthly Plan Premiumn Doctor’s office visits and hospital coveragen Prescription drug coveragen Convenient mail-order delivery of prescriptionsn Fitness program - gym membership at

no additional costn Unlimited rides to your doctors and gym**n Dental, Vision and Hearing coverage

Humana Gold Plus® (HMO) stretches your healthcare dollar to give you the benefits you want, at a price that’s easy on your wallet.

n Over-the-counter medication benefitn Preventive coveragen24-hour nurse advice linenWellness programnEmergency coverage at home and

when you traveln And more we haven’t listed!

1-877-868-0796 (TTY: 711) 8 a.m. - 8 p.m., 7 days a week

DON’T FORGET! The Medicare Advantage annual enrollment dates are Oct. 15 – Dec. 7.*