life insurance policy & plans - individual fund …...mclr mechanism and rate cut by rbi will...

March 2016

Individual fund factsheet

Index

Market Outlook

Investment Performance

Assure Fund

Income Advantage Fund

Income Advantage Guaranteed Fund

Protector Fund

Builder Fund

Balancer Fund

Enhancer Fund

Creator Fund

Magnifier Fund

Maximiser Fund

Maximiser FundGuaranteed

Super 20 Fund

Platinum Plus I Fund

Platinum Plus II Fund

Platinum Plus III Fund

Platinum Plus IV Fund

Platinum Premier Fund

Platinum Advantage Fund

Foresight Single Pay

Foresight 5 Pay

Titanium I Fund

Titanium II Fund

Titanium III Fund

Pure Equity

Liquid Plus

Value & Momentum

Pension Growth Fund

Pension Nourish Fund

Pension Enrich Fund

as on 31st March 2016

Multiplier Fund

Asset Allocation Fund

Capped Nifty Index Fund

Pg 1

Pg 3

Pg 5

Pg 6

Pg 7

Pg 8

Pg 9

Pg 10

Pg 11

Pg 12

Pg 13

Pg 14

Pg 15

Pg 16

Pg 17

Pg 18

Pg 19

Pg 20

Pg 21

Pg 22

Pg 23

Pg 24

Pg 25

Pg 26

Pg 27

Pg 28

Pg 29

Pg 30

Pg 31

Pg 32

Pg 33

Pg 34

Pg 35

Pg 36

Market Update

1

Economy Review

Markets reacted positively to the union budget and gained in March. RBI in its policy meet on 5th April

2016 has cut repo rate by 25 basis points as 1) the government showed its commitment towards fiscal

consolidation in union budget and 2) lower inflation recorded in the month of February 2016. The new

marginal cost-based lending rate (MCLR) has replaced the base rate mechanism from 1st April 2016 for

determining the lending rates. The MCLR mechanism will result in better monetary transmission. The new

MCLR mechanism and rate cut by RBI will bring down the interest rates in India.

Source: Budget document, Macquaire

Both manufacturing and services PMI for the month of March 2016 have shown improvements. Services

PMI improved from 51.4 in February 2016 to 54.3 in March 2016. Manufacturing PMI improved from 51.1

in February 2016 to 52.4 in March 2016.

Source:Tradingeconomics.com

Lower inflation and lower interest rates will have positive impact on the Indian markets. The encouraging

manufacturing and services PMI reflects the strength in the economy.

Market Update

2

Outlook for Equities

Indian equity markets gained around 11 per cent in March 2016. FIIs bought $3.6bn in March after being

sellers in January and February. Cumulatively, they are net buyers of $752bn for the year 2016. Domestic

institutions were net sellers for the month. They sold $2.4bn in March. Cumulatively, they are net buyers of

$1.1bn for the year 2016.

Lower interest rates means capital will be available to companies at lower rates. Lower interest rate will

help revive the consumption cycle as individual borrowers will have to pay lower EMIs and will have more

money available to spend. Both these factors will lead to growth in corporate earnings.

At a 14.5 multiple of FY17 earnings, markets are trading below their 15 year average. With a high

corporate earnings growth, investors in equity funds can expect significant gains in long-term.

Outlook for Debt

The 10 year bond yield moved from 7.61 per cent to 7.47 per cent in the month, a reduction of 14 basis

points. Indian bonds markets reacted positively on the US Fed decision to leave the rates unchanged.

We expect the 10 year G-sec yield to be in the range of 7.3 per cent to 7.5 per cent in near term. The

corporate bond yields are expected to trail the G-sec market with a spread of 40-60 basis points.

Investors in bond funds will gain significantly with bond yields coming down further.

31-Mar-16 29-Feb-16 % ChangeINDEX

Nifty

Sensex

BSE 100

Dow Jones

Hang Seng

Nikkei

Nasdaq

7738.40 6987.05 10.75%

25341.86 23002.00 10.17%

7835.45 7075.44 10.74%

17685.09 16516.50 7.08%

16758.67 16026.76 4.57%

20776.70 19111.93 8.71%

4869.85 4557.95 6.84%

NSEBSE

4000

5000

6000

7000

8000

9000

10000

22000

23000

24000

25000

26000

27000

28000

29000

30000

Jan-

15

Feb-

15

Mar

-15

Aug-

15

Apr-

15

May

-15

Jun-

15

Jul-1

5

Sep-

15

Oct

-15

Nov

-15

Dec

-15

Jan-

16

Feb-

16

Mar

-16

bps

5 year AAA Corporate Bond Spread10 Yr G-Sec Yield

Perc

enta

ge(%

)

Key Indices

10 year G-Sec

5 Year G-Sec

91 Day T Bill

364 day T-Bill

Call Rates

31-Mar-16 29-Feb-16 % Change

7.47% 7.63% -2.14%

7.43% 7.64% -2.83%

7.13% 7.26% -1.82%

7.06% 7.25% -2.69%

6.76% 6.58% 2.66%15

40

65

90

115

140

4.0

5.0

6.0

7.0

8.0

9.0

Jan-

15

Feb

-15

Mar

-15

Aug

-15

Apr

-15

Ma

y-15

Jun-

15

Jul-

15

Sep

-15

Oct

-15

Nov

-15

Dec

-15

Jan-

16

Feb

-16

Mar

-16

Individual Funds

Performance at a Glance as on 31st March 2016

Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of the funds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale of any kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

3

CAGR

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Returns Period BMAssureIncome

Advantage BMProtector BMBuilderBMIncome

AdvantageGuaranteed

Absolute Return

CAGR

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Returns

Absolute Return

CAGR

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Absolute Return

Assure

Income Advantage

Protector

Builder

Balancer

Enhancer

Creator

Magnifier

Maximiser

Multiplier

Income Advantage Guaranteed

Maximiser Guaranteed

Super 20

Pure Equity

Liquid Plus

Value & Momentum

Asset Allocation

Capped Nifty Index

--

-

BSE 100

BSE 100

BSE 100

BSE 100

BSE 100

BSE 100

-

CNX Midcap

-

BSE 100

BSE Sensex

-

-

-

BSE 100

Crisil Short Term Bond Index

Crisil Composite Bond Index

-






-

-

-

-

-

-

-

-

-

-

Crisil Liquid Fund Index

-








-




-


-

-

ULIF01008/07/05BSLIASSURE109

ULIF01507/08/08BSLIINCADV109

ULIF03127/08/13BSLIINADGT109

ULIF00313/03/01BSLPROTECT109

ULIF00113/03/01BSLBUILDER109

ULIF00931/05/05BSLBALANCE109

ULIF00213/03/01BSLENHANCE109

ULIF00704/02/04BSLCREATOR109

ULIF00826/06/04BSLIIMAGNI109

ULIF01101/06/07BSLIINMAXI109

ULIF03027/08/13BSLIMAXGT109

ULIF01217/10/07BSLINMULTI109

ULIF02807/10/11BSLLIQPLUS109

ULIF02907/10/11BSLIVALUEM109

ULIF01723/06/09BSLSUPER20109

ULIF02707/10/11BSLIPUREEQ109

ULIF03430/10/14BSLIASTALC109

ULIF03530/10/14BSLICNFIDX109

Fund Name Benchmark Composition SFIN

1.01 1.08

2.01 1.92

3.78 3.32

7.95 7.25

8.56 8.16

8.67 7.97

9.05 8.15

9.06 8.09

9.17 7.09

2.48 1.52

2.47 2.09

2.77 3.18

6.71 6.99

10.61 9.54

8.50 7.77

9.16 8.11

8.92 8.00

10.51 7.68

2.13

2.33

3.17

6.95

10.26

-

-

-

10.19

2.73 2.48

1.88 1.60

2.67 2.54

5.36 5.39

10.84 9.36

9.02 8.06

9.30 8.27

8.48 7.80

8.50 7.45

3.55 3.36

1.25 1.05

2.52 1.90

4.76 3.80

11.89 9.17

10.38 8.33

10.47 8.40

9.07 7.59

10.27 8.35

BM BMMagnifier Maximiser

9.40 9.07

-3.08 -2.78

-1.99 -2.66

-6.73 -7.42

10.46 6.57

12.18 9.27

11.15 8.39

6.78 5.11

12.58 12.14

11.17 9.58

-4.66 -3.05

-4.76 -3.02

-11.16 -8.66

9.93 6.61

11.83 9.51

10.51 8.50

5.34 4.82

7.93 6.10

6.14 5.99

-0.96 -0.70

-0.62 -0.22

-1.73 -1.27

11.08 8.15

10.97 8.70

10.44 8.39

7.95 6.52

12.00 9.18

Balancer BMCreator

4.53 3.77

1.79 0.70

2.69 1.43

4.22 2.71

11.79 8.76

10.50 8.15

10.44 8.16

9.03 7.18

10.04 7.91

Enhancer

4.22 4.21

0.89 0.42

1.63 1.10

2.40 1.91

10.13 8.65

9.32 8.27

9.43 8.22

7.79 7.06

11.26 9.30

BMBM

9.40

-2.28

-3.65

-6.98

8.80

-

-

-

10.74

11.85 9.07

-3.67 -2.81

-3.16 -3.12

-8.81 -9.02

7.66 5.10

11.35 8.68

10.74 8.20

6.92 4.32

10.45 7.56

9.30 9.21

-6.69 -4.46

-2.72 -1.92

-1.02 -2.28

23.44 18.65

22.79 17.06

17.72 11.37

13.01 8.09

9.70 5.44

8.20

-3.38

-1.46

-3.16

20.38

20.57

17.95

-

17.80

0.58 0.74

1.76 1.70

3.60 3.26

7.52 6.85

7.94 7.30

8.14 7.62

8.06 7.67

- -

7.95 7.70

9.27 9.58

-4.81 -3.05

-2.71 -3.02

-6.68 -8.66

14.35 6.60

13.89 9.50

11.62 8.50

- -

11.56 9.00

7.91

0.39

0.40

-

-

-

-

-

3.56

10.32

-2.43

-2.86

-

-

-

-

-

-3.31

MaximiserGuaranteed

Super 20 Pure Equity

BM Multiplier BMLiquidPlus

BMValue

MomentumBM

AssetAllocation

Capped NiftyIndex

Guaranteed Nav Funds

Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of the funds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale of any kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Platinum Plus I

Platinum Plus II

Platinum Plus III

Platinum Plus IV

Platinum Premier

Platinum Advantage

Titanium I

Titanium II

Titanium III

Pension Nourish

Pension Growth

Pension Enrich

Foresight - Single Pay

Foresight - 5 Pay

--

-

-

-

-

-

-

-

BSE 100

BSE 100

BSE 100

-

-

-

-

-

-

-

-

-

-

-




-

-

-

-

-

-

-

-

-

-

-




-

-

4

Performance at a Glance as on 31st March 2016

Pension Funds

CAGR

Returns

Absolute Return

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Returns

Returns

Absolute Return

Absolute Return

CAGR

CAGR

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Period

1 month

3 months

6 months

1 Year

2 Years

3 Years

4 Years

5 Years

Since Inception

Benchmark Composition SFINFund Name

Platinum Plus Platinum Plus II Platinum PremierPlatinum Plus IVPlatinum Plus III

3.41

0.24

1.27

0.91

11.53

11.84

10.85

6.36

6.59

3.71

-0.16

0.64

-1.07

11.59

12.13

10.92

6.45

12.18

4.10

-0.25

0.50

-1.79

11.36

12.03

11.05

6.67

9.18

4.43

-0.39

0.24

-2.55

11.32

12.00

10.92

6.42

7.73

4.77

-0.84

-0.63

-3.89

11.19

12.09

11.09

6.71

8.13

4.42

-0.41

-0.02

-2.32

9.48

9.73

9.40

5.80

6.66

5.22

-1.02

-0.66

-4.50

11.74

13.41

12.08

8.02

6.60

5.32

-0.42

0.27

-2.95

11.69

12.21

11.13

7.49

8.06

5.09

-0.30

0.45

-2.02

12.19

12.57

11.46

7.45

8.23

6.29

0.13

0.87

-2.54

10.30

10.87

10.04

7.14

6.33

5.34

-1.13

-0.97

-5.53

9.64

11.99

11.14

7.28

8.10

Platinum Advantage Titanium II Titanium IIITitanium IForesight - 5 PayForesight - Single Pay

3.95 3.36

1.46 1.05

1.86 1.90

4.47 3.80

11.26 9.17

10.05 8.33

9.99 8.40

8.70 7.59

10.15 8.52

4.88 4.65

0.51 0.14

1.79 0.77

2.32 1.12

12.23 8.53

10.79 8.38

10.45 8.27

8.54 6.93

11.51 9.96

Pension Growth Pension - EnrichBM BM

2.97 2.48

2.07 1.60

2.80 2.54

5.96 5.39

11.23 9.36

9.08 8.06

9.30 8.27

8.45 7.80

8.34 7.41

Pension - Nourish BM

ULIF01325/02/08BSLIIPLAT1109ULIF01425/02/08BSLIIPLAT2109

ULIF01628/04/09BSLIIPLAT3109

ULIF01816/09/09BSLIIPLAT4109

ULIF02203/02/10BSLPLATPR1109

ULIF02408/09/10BSLPLATADV109

ULIF01911/12/09BSLITITAN1109



ULIF00604/03/03BSLNOURISH109

ULIF00504/03/03BSLIGROWTH109

ULIF00404/03/03BSLIENRICH109

ULIF02610/02/11BSLFSITSP1109

ULIF02510/02/11BSLFSIT5P1109

9.81% Power Finance Corpn. Ltd. 2018 5.49%

9.16% HDB Financial Services Ltd 2016 4.50%

8.6% Bharat Aluminium Company Limited 2016 3.40%


8.5% NHPC Ltd. 2019 2.88%

8.4% Power Grid Corpn. Of India Ltd. 2020 2.88%

8.4% Larsen & Toubro Ltd. 2020 2.86%

8.85% Axis Finance Limited 2019 2.85%

8.99% Tata Capital Financial Services Limited 2017 2.85%

8.97% Rural Electrification Corpn. Ltd. 2016 2.84%

Other Corporate Debt 28.78%

OBJECTIVE:

STRATEGY: Generate better return with low level of risk through investment into fixed interest securities having short-term maturity profile.

To provide Capital Protection, at a high level of safety and liquidity through judicious investments in high quality short-term debt.

About The Fund

CORPORATE DEBT

Asset Allocation Rating Profile

62.21%

37.79%

NAV as on 31st March 2016: 25.26 BENCHMARK: CRISIL Short Term Bond Index `

Assure FundSFIN No.ULIF01008/07/05BSLIASSURE109

SECURITIES Holding

5

MMI, Deposits, CBLO & Others

Asset held as on ` 175.92 Cr FUND MANAGER: Mr. Ajit Kumar PPB 31st March 2016:

Date of Inception: 12-Sep-05

8.62%

Fund Update:

. Assure fund continues to be predominantly invested in highest rated fixed income instruments.

The average maturity of the fund has slightly increased to 1.78 years from 1.59 years in the previous month

Maturity Profile

Yield to Maturity :

1.78Maturity (in years)

37.79%


NCD

62.21%

70.46%AAA

9.82%

A1+

A+4.41%

AA+8.18% 5.02%

AAA

2.12%

59.59% 40.41%

Less than 2 years 2 to 7 years

Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

BMAssure

OBJECTIVE: quality debt instruments.

STRATEGY: To actively manage the fund by building a portfolio of fixed income instruments with medium term duration. The fund will invest in government securities, high rated corporate bonds, high quality money market instruments and other fixed income securities. The quality of the assets purchased would aim to minimize the credit risk and liquidity risk of the portfolio. The fund will maintain reasonable level of liquidity.

To provide capital preservation and regular income, at a high level of safety over a medium term horizon by investing in high

About The Fund

Income Advantage FundSFIN No.ULIF01507/08/08BSLIINCADV109

BMIncome Advantage

7.59% Government Of India 2029 24.32%












8.72% Kotak Mahindra Bank Ltd. 2022 1.84%





9.6% Hindalco Industries Ltd. 2022 1.80%



GOVERNMENT SECURITIES

CORPORATE DEBT


SECURITIES


43.28%

Holding

53.31%

8.12%

3.41%

NAV as on 21.40 BENCHMARK: 31st March 2016: ` Crisil Composite Bond index & Crisil Liquid Fund Index


Fund Update: Exposure to G-secs has increased to 43.28% from 33.81% and MMI has decreased to 3.41% from 11.87% on a MOM basis.Income Advantage fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity (in years)

Yield to Maturity :

6

Date of Inception: 22-Aug-08

Income Advantage BM

11.52

Maturity Profile

3.41%


G-Secs

43.28%

53.31%

NCD

AA+

0.09%

SovereignAA

0.68%44.80%

AA-

3.26%A+

0.95%

50.23%

AAA

1.28% 20.03%

78.69%

Less than 2 years 2 to 7 years 7 years & above

Mar

-09

Sep-

09

Mar

-10

Sep-

10

Mar

-11

Sep-

11

Mar

-12

Sep-

12

Mar

-13

Sep-

13

Mar

-14

Sep-

14

Mar

-15

Sep-

15

Mar

-16

OBJECTIVE: quality debt instruments.

STRATEGY: To actively manage the fund by building a portfolio of fixed income instruments with medium term duration. The fund will invest in government securities, high rated corporate bonds, high quality money market instruments and other fixed income securities. The quality of the assets purchased would aim to minimize the credit risk and liquidity risk of the portfolio. The fund will maintain reasonable level of liquidity.

To provide capital preservation and regular income, at a high level of safety over a medium term horizon by investing in high

About The Fund

Income Advantage Guaranteed FundSFIN No.ULIF03127/08/13BSLIINADGT109

BMIncome Advantage










9.2% Cholamandalam Investment And Finance Co. Ltd. 2019 5.70%


8.5% NHPC Ltd. 2030 3.64%



10.5% AU Financiers (India) Limited 2019 2.87%

8.8% ICICI Home Finance Co. Ltd. 2017 2.85%



8.85% Axis Bank Ltd. 2024 1.47%



CORPORATE DEBT


SECURITIES Asset Allocation Rating Profile

42.35%

Holding

51.32%

8.17%

6.33%

NAV as on 12.4431st March 2016: `


Fund Update: Exposure to G-secs has increased to 42.35% from 31.08% and MMI has decreased to 6.33% from 18.67% on a MOM basis.Income Advantage fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity (in years)

Yield to Maturity :

7

Date of Inception: 01-Jan-14

9.14

Maturity Profile


51.32%

NCD

6.33%

G-Secs

42.35%

Sovereign

45.21%AA

6.08%

45.64%

AAA

A+

3.07%

6.86%

36.91%

56.23%












Other Government Securities 7.72%

2% Tata Steel Ltd. 2022 2.91%

9.57% Indian Railway Finance Corpn. Ltd. 2021 2.64%


8.9% Steel Authority Of India Ltd. 2019 1.97%

8.7% Sundaram Finance Ltd. 2017 1.55%







HDFC Bank Ltd. 0.81%

Infosys Ltd. 0.70%

Reliance Industries Ltd. 0.63%

ICICI Bank Ltd. 0.57%

Larsen & Toubro Ltd. 0.43%

ITC Ltd. 0.41%

Housing Development Finance Corpn. Ltd. 0.39%

State Bank Of India 0.29%

Tata Motors Ltd. 0.27%

Sun Pharmaceutical Inds. Ltd. 0.26%

Other Equity 5.14%

OBJECTIVE: portfolio, which will enhance yield of composite portfolio with minimum risk appetite.

STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for those who want to protect their capital and earn steady return on investment through higher exposure to debt securities

To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity

About The Fund

Protector FundSFIN No.ULIF00313/03/01BSLPROTECT109


CORPORATE DEBT

EQUITY


SECURITIES


37.49%

Holding

47.60%

8.06

9.88%

5.02%

NAV as on 34.10 BENCHMARK: 31st March 2016: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index

Asset held as on ` 405.10 Cr FUND MANAGER: Mr. 31st March 2016: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update: Exposure to G-secs has increased to 37.49% from 32.59% and MMI has decreased to 5.02% from 13.44% on a MOM basis.Protector fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity Profile

Maturity (in years)

Top 10 Sectoral Allocation

8

Maturity Profile

Date of Inception: 22-Mar-01

8.20%Yield to Maturity :

Protector BM


9.88%

Equities

5.02%

47.60%

G-Secs37.49%

NCD

AA+

9.01%2.37%

AAAA-

2.62%40.49%

1.45%A+

Sovereign

AAA

44.06%

2.44%

3.46%

5.96%

6.49%

6.62%

6.76%

9.17%

13.53%

14.78%

22.25%

MANUFACTURING

TELECOMMUNICATION

FMCG

AUTOMOBILE

FINANCIAL SERVICES

CAPITAL GOODS

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

15.02%

43.60% 41.38%


Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

















8.85% Axis Bank Ltd. 2024 1.84%

8.5% NHPC Ltd. 2022 1.81%

8.8% ICICI Home Finance Co. Ltd. 2017 1.79%

8.65% India Infradebt Ltd 2020 1.78%



Infosys Ltd. 1.57%


ITC Ltd. 1.04%





Manpasand Beverages Limited 0.68%



Other Equity 10.26%

OBJECTIVE: investment in equity and debt.

STRATEGY: To generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating long term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.

To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of

About The Fund

Builder FundSFIN No.ULIF00113/03/01BSLBUILDER109


CORPORATE DEBT

EQUITY


SECURITIES


30.51%

Holding

43.45%

7.10

19.68%

6.36%


Asset held as on ` 279.97 Cr FUND MANAGER: Mr. 31st March 2016: Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update: Exposure to NCD has creased to 43.45% from 45.37% and MMI has slightly increased to 6.36% from 6.30% on a MOM basis.

Builder fund continues to be predominantly invested in highest rated fixed income instruments.

de

Maturity Profile

Maturity (in years)


9

BMBuilder



MMI, Deposits, CBLO & OthersEquities

19.68%6.36%

43.45%NCD

30.51%G-Secs

Sovereign AA AA+

3.43%41.25% 4.16%

51.16%

AAA

3.85%

4.30%

5.01%

5.90%

5.96%

6.27%

8.20%

13.83%

17.50%

17.83%

AGRI RELATED

MANUFACTURING

FINANCIAL SERVICES

AUTOMOBILE

CAPITAL GOODS

FMCG

PHARMACEUTICALS

SOFTWARE / IT

OIL AND GAS

BANKING

19.48%

46.18% 34.34%


Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

OBJECTIVE:

STRATEGY: To invest predominantly in debt securities with an additional exposure to equity, maintaining medium term duration profile of the portfolio.

To achieve value creation of the policyholder at an average risk level over medium to long-term period.

About The Fund

Balancer FundSFIN No.ULIF00931/05/05BSLBALANCE109












9% Export Import Bank Of India 2019 4.59%







Infosys Ltd. 1.87%



ITC Ltd. 1.27%





Tata Communications Ltd. 0.77%

Tech Mahindra Ltd. 0.73%

Other Equity 12.92%


CORPORATE DEBT

Equity


SECURITIES

55.83%

Holding

16.17%

24.64%

3.36%

NAV as on 27.8531st March 2016: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index

Asset held as on ` 29.20 Cr FUND MANAGER: Mr. 31st March 2016: Sumit Poddar (Equity), Mr. Deven Sangoi (Debt)

Fund Update:

Exposure to equities has increased to 24.64% from 23.45% and MMI has increased to 3.36% from 1.45% on a MOM basis.


10


BMBalancer

Maturity Profile

Date of Inception: 18-Jul-05




55.83%

G-sec

24.64%

NCDEquities

16.17%3.36%

AAA

20.08%

77.54%

Sovereign

AA+

2.38%

3.23%

4.05%

4.21%

4.95%

7.01%

7.15%

8.16%

11.80%

17.09%

21.97%

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

TELECOMMUNICATION

FMCG

AUTOMOBILE

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

3.81%

46.41% 49.78%


Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16












2% Tata Steel Ltd. 2022 0.91%

10.75% Reliance Industries Ltd. 2018 0.86%

9.05% State Bank Of India 2020 0.72%

9.1% State Bank Of Mysore 2019 0.46%



10.85% Punjab National Bank 2023 0.42%





Infosys Ltd. 2.65%



ITC Ltd. 1.83%






Maruti Suzuki India Ltd. 0.85%

Other Equity 11.39%

OBJECTIVE: instruments, thereby providing a good balance between risk and return.

STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio by active management resulting in wealth creation for policyholders.

To grow your capital through enhanced returns over a medium to long term period through investments in equity and debt

About The Fund

Enhancer FundSFIN No.ULIF00213/03/01BSLENHANCE109


CORPORATE DEBT

Equity


SECURITIES

29.89%

Holding

35.65%

8.34

26.84%

7.63%


Asset held as on ` 6705.35 Cr FUND MANAGER: Mr. 31st March 2016: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update: Exposure to equities has increased to 26.84% from 25.55% and MMI has slightly increased to 7.63% from 7.15% on a MOM basis.

Enhancer fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity Profile

Maturity (in years)


11

Asset Allocation Rating ProfileBMEnhancer



35.65%

NCDG-Sec

29.89%

26.84%

Equities MMI, Deposits, CBLO & Others

7.63%

Sovereign

45.76%0.20%

1.07%AA-

AAA+

4.83%

AA2.13%

0.12%A+

45.88%

AAA

3.40%

3.60%

5.19%

5.28%

9.05%

9.08%

9.23%

11.68%

14.26%

22.57%

POWER

CEMENT

FINANCIAL SERVICES

CAPITAL GOODS

AUTOMOBILE

PHARMACEUTICALS

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

16.30%

39.83% 43.87%


Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16













11% Power Finance Corpn. Ltd. 2018 1.39%

8.85% Axis Bank Ltd. 2024 1.23%



8.5% NHPC Ltd. 2023 1.21%

8.85% Bajaj Finance Ltd. 2021 1.19%



8.95% HDFC Bank Ltd. 2022 0.72%



Infosys Ltd. 3.45%




ITC Ltd. 2.03%





Other Equity 25.30%

OBJECTIVE: investing in fixed income securities and high quality equity security.

STRATEGY: To ensure capital appreciation by simultaneously investing into fixed income securities and maintaining diversified equity portfolio. Active fund management is carried out to enhance policyholder’s wealth in long run.

To achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk by

About The Fund

Creator FundSFIN No.ULIF00704/02/04BSLCREATOR109


CORPORATE DEBT

EQUITY


SECURITIES

28.29%

Holding

18.61%

9.73

48.80%

4.29%


Asset held as on ` 419.90 Cr FUND MANAGER: Mr. 31st March 2016: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to equities has increased to 48.80% from 46.29% and MMI has decreased to 4.29% from 5.47% on a MOM basis.

Creator fund continues to be predominantly invested in highest rated fixed income instruments.

Maturity Profile

Maturity (in years)



12

Creator BM

Date of Inception: 23-Feb-04


28.29%G-Secs


4.29%18.61%NCD

48.80%

Equities

AA+

2.28%

AAA

36.19%AA

1.21%

60.31%

Sovereign

2.41%

3.39%

5.99%

6.51%

6.53%

6.68%

9.20%

13.60%

14.74%

22.44%

MANUFACTURING

TELECOMMUNICATION

FMCG

AUTOMOBILE

FINANCIAL SERVICES

CAPITAL GOODS

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

8.67%

37.92%

53.41%


Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

9.6% Housing Development Finance Corpn. Ltd. 2017 0.49%




9.4% National Bank For Agri. And Rural Development 2016 0.10%



Infosys Ltd. 7.81%



ITC Ltd. 4.97%






Maruti Suzuki India Ltd. 2.24%

Other Equity 35.24%

OBJECTIVE:

STRATEGY: To invest in high quality equity security to provide long-term capital appreciation with high level of risk. This fund is suitable for those who want to have wealth maximization over long-term period with equity market dynamics.

To maximize wealth by actively managing a diversified equity portfolio.

About The Fund

Magnifier FundSFIN No.ULIF00826/06/04BSLIIMAGNI109

CORPORATE DEBT

EQUITY


SECURITIES

Rating Profile

1.16%

Holding

78.48%

0.48

20.22%

NAV as on 39.74 BENCHMARK: 31st March 2016: ` BSE 100 & Crisil Liquid Fund Index

Asset held as on ` 1023.97 Cr FUND MANAGER: Mr. 31st March 2016: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to equities has decreased to 78.48% from 80.71% and MMI has increased to 20.22% from 16.84% on a MOM basis

Magnifier fund continues to be predominantly invested in large cap stocks and maintains a well diversified portfolio with investments made across various sectors.

Maturity Profile

Maturity (in years)


13

Date of Inception: 12-Aug-04

100.00%

Less than 2 years

Magnifier BM


7.49% Government of India 2017 0.14%

GOVERNMENT SECURITIES 0.14%

Asset Allocation

G-Secs0.14%


20.22%NCD

1.16%

78.48%

Equities

Sovereign

10.03%

AAA43.30%

46.67%

A1+

3.08%

3.19%

5.10%

6.33%

7.98%

8.31%

8.48%

11.58%

15.33%

22.67%

POWER

CEMENT

FINANCIAL SERVICES

CAPITAL GOODS

PHARMACEUTICALS

AUTOMOBILE

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

Infosys Ltd. 8.40%




ITC Ltd. 5.13%






Other Equity 45.34%

OBJECTIVE: chip companies. To provide a cushion against the volatility in the equities through investment in money market instruments.STRATEGY: Active Fund Management with potentially 100% equity exposure. Maintaining High Quality Diversified Portfolio with Dynamic blend of Growth and Value Stocks- so that portfolio does not suffer from style bias. Focus on large-caps and quality mid-caps to ensure liquidity and reduce risk.

To Provide long-term capital appreciation by actively managing a well diversified equity portfolio of fundamentally strong blue

About The Fund

Maximiser FundSFIN No.ULIF01101/06/07BSLIINMAXI109

EQUITY


SECURITIES

95.38%

Holding

4.62%


Asset held as on ` 1714.07 Cr FUND MANAGER: Mr. 31st March 2016: Sameer Mistry

Fund Update:


Maximiser fund is predominantly invested in large cap stocks and maintains a well diversified portfolio with investments made across various sectors.

Maturity Profile


14

Maximiser BM

Date of Inception: 12-Jun-07

100.00%

Less than 2 years

95.38%Equity

4.62%



Sovereign

100.00%


3.50%

3.53%

4.09%

7.47%

7.90%

8.17%

8.91%

12.22%

13.64%

21.29%

AGRI RELATED

CEMENT

FINANCIAL SERVICES

FMCG

AUTOMOBILE

CAPITAL GOODS

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

Infosys Ltd. 8.47%






ITC Ltd. 4.12%

Ultratech Cement Ltd. 4.11%


Tata Consultancy Services Ltd. 3.41%

Other Equity 36.41%

OBJECTIVE: chip companies. To provide a cushion against the volatility in the equities through investment in money market instruments.STRATEGY: Active Fund Management with potentially 100% equity exposure. Maintaining High Quality Diversified Portfolio with Dynamic blend of Growth and Value Stocks- so that portfolio does not suffer from style bias. Focus on large-caps and quality mid-caps to ensure liquidity and reduce risk.

To Provide long-term capital appreciation by actively managing a well diversified equity portfolio of fundamentally strong blue

About The Fund

Maximiser Guaranteed FundSFIN No.ULIF03027/08/13BSLIMAXGT109

EQUITY


SECURITIES

89.99%

Holding

9.95%



Fund Update:


Maximiser fund is predominantly invested in large cap stocks and maintains a well diversified portfolio with investments made across various sectors.

Maturity Profile


15

Date of Inception: 01-Jan-14



9.95%


0.06%

NCD

89.99%

Equity

8.49% NTPC Ltd. 2025 0.06%

CORPORATE DEBT 0.06%


AAA

1.32%

Sovereign

98.68%

2.87%

4.98%

6.26%

6.70%

6.73%

8.08%

11.00%

13.20%

14.42%

23.73%

AGRI RELATED

CAPITAL GOODS

TELECOMMUNICATION

AUTOMOBILE

CEMENT

FMCG

OIL AND GAS

SOFTWARE / IT

PHARMACEUTICALS

BANKING

99.35%

0.65%

Less than 2 years 7 years & above



Infosys Ltd. 9.02%






Ultratech Cement Ltd. 4.43%

UPL Limited 4.32%

Other Equity 30.85%

OBJECTIVE: companies.

STRATEGY: To build and manage a concentrated equity portfolio of 20 fundamentally strong large cap stocks in terms of market capitalization by following an in-depth research-focused investment approach. The fund will attempt diversify across sectors and will invest in companies having financial strength, robust, efficient & visionary management & adequate market liquidity. The non-equity portion of the fund will be invested in highly rated money market instruments and fixed deposits.

To generate long-term capital appreciation for policyholders by making investments in fundamentally strong and liquid large cap

About The Fund

Super 20 FundSFIN No.ULIF01723/06/09BSLSUPER20109

Equity


SECURITIES

98.58%

Holding

1.42%

NAV as on 19.54 BENCHMARK: Sensex & 31st March 2016: ` Crisil Liquid Fund Index


Fund Update:

Exposure to equities has slightly decreased to 98.58% from 98.70% and MMI has increased to 1.42% from 1.30% on a MOM basis.

Super 20 fund is predominantly invested in large cap stocks and maintains a concentrated portfolio.

Top Sectoral Allocation

16

100.00%

Less than 2 years

Asset Allocation

Maturity Profile

Date of Inception: 06-Jul-09

Super 20 BM


1.42%

98.58%

Equities

4.38%

5.33%

6.52%

7.00%

7.70%

9.15%

10.45%

11.81%

13.06%

21.94%

AGRI RELATED

TELECOMMUNICATION

FMCG

CAPITAL GOODS

CEMENT

SOFTWARE / IT

PHARMACEUTICALS

OIL AND GAS

AUTOMOBILE

BANKING

Sovereign

100.00%

Rating Profile



Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16


AIA Engineering Ltd. 5.16%

Alstom India Limited 4.92%

Indian Oil Corpn. Ltd. 4.35%

Jagran Prakashan Ltd. 3.72%

Divis Laboratories Ltd. 3.69%

Petronet LNG Ltd. 3.27%

UPL Limited 3.23%

Engineers India Ltd. 3.16%

Indraprastha Gas Ltd. 3.07%

Other Equity 50.65%

OBJECTIVE: companies whose market capitalization is between Rs. 10 billion to Rs. 250 billion. Further, the fund would also seek to provide a cushion against the sudden volatility in the equities through some investments in short-term money market instruments.

STRATEGY: Active Fund Management with potentially 100% equity exposure. Research based investment approach with a dedicated & experienced in-house research team. Identify undervalued stocks in the growth phase. Focus on niche players with competitive advantage, in the sunrise industry & potential of being tomorrow’s large cap. Emphasize on early identification of stocks.

The provide long-term wealth maximisation by actively managing a well-diversified equity portfolio, predominantly comprising of

About The Fund

Multiplier FundSFIN No.ULIF01217/10/07BSLINMULTI109

Equity


SECURITIES


92.81%

Holding

6.64%

NAV as on 21.81 BENCHMARK: CNX Midcap & 31st March 2016: ` Crisil Liquid Fund Index

Asset held as on ` 456.54 Cr FUND MANAGER: 31st March 2016: Mr. Dhrumil Shah

Fund Update:

Exposure to equities has increased to 92.81% from 84.92% and MMI has decreased to 6.64% from 14.50% on MOM basis.

Multiplier fund is predominantly invested in high quality mid cap stocks and maintains a well diversified portfolio with investments made across various sectors.

Maturity Profile


Multiplier BM

17

100.00%

Less than 2 years

Date of Inception: 30-Oct-07

Government of India 2016 0.54%

GOVERNMENT SECURITIES 0.54%



A1+

31.14%

Sovereign

68.86%


6.64% G-Secs0.54%

92.81%

Equities

2.84%

2.94%

3.93%

4.01%

4.58%

9.48%

11.80%

16.21%

17.42%

18.71%

SOFTWARE / IT

FINANCIAL SERVICES

AUTO ANCILLIARY

MEDIA

AGRI RELATED

MANUFACTURING

PHARMACEUTICALS

OIL AND GAS

BANKING

CAPITAL GOODS

Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

OBJECTIVE: The objective of the fund is to provide long-term wealth creation by actively managing portfolio through investment in selective businesses. Fund will not invest in businesses that provide goods or services in gambling, lottery /contests, animal produce, liquor, tobacco, entertainment like films or hotels, banks and financial institutions

STRATEGY: The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong companies by following a research-focused investment approach

About The Fund

Pure EquitySFIN No.ULIF02707/10/11BSLIPUREEQ109


Asset held as on ` 37.41 Cr FUND MANAGER: Mr. 31st March 2016: Trilok Agarwal

Fund Update:


SECURITIES Holding

Reliance Industries Ltd. 5.82%Larsen & Toubro Ltd. 4.28%Cipla Ltd. 3.78%Ambuja Cements Ltd. 3.66%Crisil Ltd. 3.63%UPL Limited 3.63%Ultratech Cement Ltd. 3.57%AIA Engineering Ltd. 3.42%Indian Oil Corpn. Ltd. 3.39%Tata Consultancy Services Ltd. 3.38%Other Equity 58.58%

Equity 97.13%

MMI, Deposits, CBLO & Others 2.87%

Asset Allocation


18


2.87%


97.13%

Equity

3.33%

3.74%

5.96%

7.71%

8.85%

9.43%

10.48%

13.69%

13.76%

13.90%

MANUFACTURING

BUSINESS CONSULTANCY

AUTOMOBILE

AGRI RELATED

SOFTWARE / IT

CEMENT

FMCG

CAPITAL GOODS

PHARMACEUTICALS

OIL AND GAS

OBJECTIVE: To provide reasonable & stable returns, at a high level of safety and liquidity for capital conservation for the Policyholder by investing in low maturity debt & money market instruments

STRATEGY: The strategy of this BSLI Fund Option is to make judicious investments in high quality debt and money market instruments to protect capital of the policyholder & generate steady returns at very low level of risk

About The Fund

Liquid PlusSFIN No.ULIF02807/10/11BSLLIQPLUS109


SECURITIES Holding

100.00%

NAV as on 13.65 BENCHMARK: 31st March 2016: ` Crisil Liquid Index

Asset held as on ` 72.10 Cr FUND MANAGER : Mr. 31st March 2016: Ajit Kumar PPB

Fund Update:

The average maturity of the fund has slightly increased to 0.68 years from 0.34 years in the previous month.

Asset Allocation

Maturity Profile

19


100.00%

Less than 2 years


100.00%



Liquid Plus BM

A1+

100.00%

Rating Profile

Jun

-12

Sep

-12

Dec

-12

Mar

-13

Jun

-13

Sep

-13

Dec

-13

Mar

-14

Jun

-14

Sep

-14

Dec

-14

Mar

-15

Jun

-15

Sep

-15

Dec

-15

Mar

-16

OBJECTIVE: The objective of the fund is to provide long-term wealth maximization by managing a well diversified equity portfolio predominantly comprising of deep value stocks with strong momentum

STRATEGY: To build & manage a diversified equity portfolio of value and momentum driven stocks by following a prudent mix of qualitative & quantitative investment factors. This strategy has outperformed the broader market indices over long-term. The fund would seek to identify companies which have attractive business fundamentals, competent management and prospects of robust future growth and are yet available at a discount to their intrinsic value and display good momentum. The fund will also maintain reasonable level of liquidity

About The Fund

Value & MomentumSFIN No.ULIF02907/10/11BSLIVALUEM109


Asset held as on ` 78.75 Cr FUND MANAGER: Mr. 31st March 2016: Sunil Kumar

Fund Update:


SECURITIES Holding

Infosys Ltd. 5.75%Coal India Ltd 5.36%Bajaj Corp Ltd. 3.69%Gateway Distriparks Ltd. 3.64%Tata Chemicals Ltd. 3.57%Engineers India Ltd. 3.54%Oracle Financial Services Software Ltd. 3.35%ACC Ltd. 3.10%Hindustan Petroleum Corpn. Ltd. 3.10%State Bank Of India 2.90%Other Equity 50.50%

Equity 88.51%


Corporate Debt

4.97%

0.18%



20

Maturity Profile



8.49% NTPC Ltd. 2025 0.18%


Value & Momentum BM

AAA21.03%

A1+

1.52%

Sovereign

77.45%

Government Securities 6.34%Government Of India 2016 6.34%

MMI, Deposits,

CBLO & Others6.34% 4.97%

G-Sec

0.18%NCD

88.51%

Equities

4.17%

5.05%

5.60%

5.85%

6.27%

7.52%

7.93%

9.91%

12.15%

15.76%

FMCG

POWER

FERTILISERS

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

METAL

OIL AND GAS

SOFTWARE / IT

BANKING

98.56%

1.44%


Jun-1

2

Sep-1

2

Dec

-12

Mar

-13

Jun-1

3

Sep-1

3

Dec

-13

Mar

-14

Jun-1

4

Sep-1

4

Dec

-14

Mar

-15

Jun-1

5

Sep-1

5

Dec

-15

Mar

-16

OBJECTIVE: To provide capital appreciation by investing in a suitable mix of cash, debt and equities. The investment strategy will involve a flexible policy for allocating assets among equities, bonds and cash.

STRATEGY: To appropriately allocate money between equity, debt and money market instruments, to take advantage of the movement of asset prices resulting from changing financial and economic conditions.

About The Fund

Asset Allocation FundSFIN No.ULIF03430/10/14BSLIASTALC109

NAV as on 10.18 31st March 2016: `

Asset held as on ` 14.04 Cr FUND MANAGER: 31st March 2016: Mr. Trilok Agarwal

Fund Update:

Exposure to equities has increased to 70.68% from 67.69% and MMI has increased to 13.40% from 9.96% on a MOM basis.



21

Maturity Profile

Date of Inception: 24-Sept-15









Infosys Ltd. 5.44%

ITC Ltd. 4.68%








Other Equity 33.32%


CORPORATE DEBT

EQUITY


SECURITIES

12.34%

Holding

3.58%

70.68%

13.40%

Sovereign

86.47%

AAA13.53%

70.68%

Equities


12.34%3.58%

NCDG-Sec

13.40%

2.13%

2.98%

4.11%

4.14%

7.69%

10.55%

10.55%

12.49%

13.12%

26.40%

AGRI RELATED

CEMENT

FINANCIAL SERVICES

CAPITAL GOODS

AUTOMOBILE

OIL AND GAS

PHARMACEUTICALS

SOFTWARE / IT

FMCG

BANKING

53.05%

46.95%


OBJECTIVE: To provide capital appreciation by investing in a portfolio of equity shares that form part of a Capped NIFTY Index

STRATEGY: To invest in all the equity shares that form part of the Capped Nifty in the same proportion as Capped Nifty. The Capped Nifty Index will have all 50 companies that form part of Nifty index and will be rebalanced on a quarterly basis. The index composition will change with

every change in the price of Nifty constituents. Rebalancing to meet the capping requirements will be done on a quarterly basis

About The Fund

Capped Nifty Index FundSFIN No.ULIF03530/10/14BSLICNFIDX109

NAV as on 9.83 31st March 2016: `

Asset held as on ` 10.48 Cr FUND MANAGER: 31st March 2016: Mr. Deven Sangoi

Fund Update:


SECURITIES Holding

ITC Ltd. 7.82%Infosys Ltd. 7.28%Reliance Industries Ltd. 7.24%HDFC Bank Ltd. 5.91%Housing Development Finance Corpn. Ltd. 4.86%Larsen & Toubro Ltd. 4.18%Tata Consultancy Services Ltd. 3.88%ICICI Bank Ltd. 3.85%Sun Pharmaceutical Inds. Ltd. 3.75%Tata Motors Ltd. 3.13%Other Equity 46.29%

Equity 98.18%


Asset Allocation


22

Maturity Profile


98.18%

Equities


1.82%

100.00%

Less than 2 years

3.42%

3.64%

4.70%

4.95%

8.04%

10.50%

11.08%

12.26%

14.71%

18.45%

METAL

OTHERS

CAPITAL GOODS

FINANCIAL SERVICES

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

FMCG

SOFTWARE / IT

BANKING

Sovereign

100.00%

Rating Profile



OBJECTIVE: while using debt instruments & derivatives to lock-in capital appreciations.

STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets & up to 40% in Money Market.

To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companies

About The Fund

Platinum Plus I FundSFIN No.ULIF01325/02/08BSLIIPLAT1109




National Bank For Agri. And Rural Development 2017 6.43%

9.05% Sundaram Finance Ltd. 2018 5.68%






8.96% Hero Fincorp Ltd 2018 1.89%


8.34% LIC Housing Finance Ltd. 2018 1.88%


Infosys Ltd. 2.65%



ITC Ltd. 1.96%



Kotak Mahindra Bank Ltd. 1.33%



Tech Mahindra Ltd. 0.99%

Other Equity 12.31%


CORPORATE DEBT

Equity


SECURITIES

6.50%

Holding

48.82%

29.24%

15.44%


Asset held as on ` 265.16 Cr FUND MANAGER: Mr. 31st March 2016: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Platinum Plus I fund continues to be predominantly invested in large cap stocks and maintains a well diversified portfolio.



Maturity Profile

23




73.56%

AAA

13.50%

AA+ Sovereign

12.95%

48.82%

NCD


G-Secs15.44%

6.50%

Equities

29.24%

2.92%

3.27%

3.33%

5.72%

6.80%

9.51%

10.19%

12.31%

14.90%

25.59%

DIVERSIFIED

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

FMCG

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

38.22%

61.78%





About The Fund

Platinum Plus II FundSFIN No.ULIF01425/02/08BSLIIPLAT2109







National Housing Bank 2018 5.27%











Infosys Ltd. 2.63%


ITC Ltd. 1.79%




Power Grid Corpn. Of India Ltd. 1.17%



Other Equity 11.62%


CORPORATE DEBT

Equity


SECURITIES

8.87%

Holding

51.16%

29.28%

10.69%


Asset held as on ` 505.06 Cr FUND MANAGER: Mr. 31st March 2016: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Platinum Plus II fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



24




Sovereign

15.51%

84.49%

AAA


29.28%

Equities G-Secs10.69%8.87%

NCD

51.16%

4.35%

4.54%

5.29%

6.11%

6.20%

6.51%

9.17%

12.79%

15.39%

23.95%

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

FMCG

POWER

PHARMACEUTICALS

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

8.48%

91.52%





About The Fund

Platinum Plus III FundSFIN No. ULIF01628/04/09BSLIIPLAT3109







National Housing Bank 2019 3.44%


8.65% NTPC Ltd. 2019 2.63%

8.2% Small Industries Development Bank Of India 2018 2.60%








Infosys Ltd. 2.97%


ITC Ltd. 2.02%







Other Equity 13.70%


CORPORATE DEBT

Equity


SECURITIES

11.81%

Holding

42.97%

33.51%

11.71%



Fund Update:

Exposure to equities has increased to 33.51% from 29.87% and MMI has been decreased to 11.71% from 19.21% on a MOM basis.

Platinum Plus III fund continues to be predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



25


Date of Inception: 15-May-09


11.71%

G-Secs

11.81%


33.51%

EquitiesNCD

42.97%

Sovereign

21.56%AA+

3.33%

75.10%

AAA

4.26%

4.38%

5.22%

6.01%

6.36%

8.07%

8.90%

12.50%

15.14%

23.53%

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

POWER

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

5.69%

93.69%

0.61%





About The Fund

Platinum Plus IV FundSFIN No.ULIF01816/09/09BSLIIPLAT4109






9.05% Petronet LNG Ltd. 2019 4.39%


8.68% Aditya Birla Nuvo Ltd. 2020 3.71%








Infosys Ltd. 3.17%


ITC Ltd. 2.16%







Other Equity 14.75%


CORPORATE DEBT

Equity


SECURITIES

4.90%

Holding

51.06%

35.78%

8.25%



Fund Update:


Platinum Plus IV fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



26




Sovereign16.62%

AA+

9.00%

74.37%

AAA


G-Secs

4.90%35.78%8.25%Equities

NCD51.06%

4.29%

4.45%

5.23%

5.45%

6.39%

8.12%

8.97%

12.57%

15.17%

23.63%

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

POWE

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

5.24%

93.95%

0.81%


OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and as approved by the IRDA.

STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.

To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies

About The Fund

Platinum Premier FundSFIN No.ULIF02203/02/10BSLPLATPR1109






Housing Development Finance Corpn. Ltd. 2020 3.51%






8.97% Tata Sons Ltd. 2020 2.39%




Infosys Ltd. 3.46%




Axis Bank Ltd. 2.13%

ITC Ltd. 2.12%


Tata Consultancy Services Ltd. 1.59%


Other Equity 16.24%


CORPORATE DEBT

Equity


SECURITIES

7.88%

Holding

47.25%

40.21%

4.67%


Asset held as on ` 636.04 Cr FUND MANAGER: Mr. 31st March 2016: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Platinum Premier fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



27




Sovereign

14.31%AA+

13.86%

71.83%

AAA

G-Secs

40.21% 4.67%


7.88%Equities

NCD

47.25%

2.73%

4.47%

4.87%

5.77%

8.21%

8.22%

8.47%

10.32%

17.02%

24.50%

METAL

FINANCIAL SERVICES

CEMENT

CAPITAL GOODS

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

0.03%

99.79%

0.18%


OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and as approved by the IRDA.

STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies

About The Fund

Platinum Advantage FundSFIN No.ULIF02408/09/10BSLPLATADV109



8.43% State Government Of Kerala 2020 0.50%

8.42% State Government Of Andhra Pradesh 2020 0.50%

8.35% LIC Housing Finance Ltd. 2020 3.40%8.93% Power Grid Corpn. Of India Ltd. 2020 2.52%8.85% Power Grid Corpn. Of India Ltd. 2020 2.52%8.78% Power Finance Corpn. Ltd. 2020 2.50%8.67% LIC Housing Finance Ltd. 2020 2.45%8.49% NHPC Ltd. 2020 1.89%Rural Electrification Corpn. Ltd. 2020 1.84%9.81% Power Finance Corpn. Ltd. 2018 1.57%8.88% LIC Housing Finance Ltd. 2020 1.48%8.4% Larsen & Toubro Ltd. 2020 1.48%Other Corporate Debt 10.90%

HDFC Bank Ltd. 4.29%Infosys Ltd. 3.88%Reliance Industries Ltd. 3.55%Larsen & Toubro Ltd. 2.65%ICICI Bank Ltd. 2.48%ITC Ltd. 2.45%Axis Bank Ltd. 2.11%Housing Development Finance Corpn. Ltd. 2.05%Tata Consultancy Services Ltd. 1.82%Tata Motors Ltd. 1.67%Other Equity 18.56%


CORPORATE DEBT

Equity


SECURITIES

20.26%

Holding

32.55%

45.51%

1.68%


Asset held as on ` 1022.63 Cr FUND MANAGER: Mr. 31st March 2016: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Maturity Profile



28




Sovereign

38.38%

61.62%

AAA

G-Secs

20.26%


1.68%

NCD

32.55% 45.51%

Equities

2.80%

4.51%

5.31%

5.81%

8.18%

8.26%

8.28%

10.46%

17.30%

23.88%

METAL

FINANCIAL SERVICES

CEMENT

CAPITAL GOODS

PHARMACEUTICALS

AUTOMOBILE

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

0.11%

99.73%

0.16%


OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and as approved by IRDA.



About The Fund

Foresight Single PaySFIN No.ULIF02610/02/11BSLFSITSP1109





8.54% NHPC Ltd. 2021 6.48%




8.6% India Infradebt Ltd 2021 5.28%

9.15% Export Import Bank Of India 2021 2.21%


8.33% NTPC Ltd. 2021 2.14%


8.5% NHPC Ltd. 2022 1.07%



Infosys Ltd. 4.05%


ITC Ltd. 3.06%







Other Equity 18.24%


CORPORATE DEBT

Equity


SECURITIES

13.37%

Holding

36.96%

45.46%

4.21%


Asset held as on ` 94.18 Cr FUND MANAGER: Mr. 31st March 2016: Dhrumil Shah (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Maturity Profile



29




73.43%AAA

Sovereign

26.57%MMI, Deposits, CBLO & Others

4.21%13.37%G-Secs

45.46%EquitiesNCD

36.96%

4.09%

4.11%

5.26%

5.53%

6.37%

8.13%

8.78%

12.22%

15.22%

24.32%

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

POWER

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

4.41%

95.45%

0.14%


OBJECTIVE: while using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and as approved by IRDA.



About The Fund

Foresight 5 PaySFIN No.ULIF02510/02/11BSLFSIT5P1109















8.54% NHPC Ltd. 2021 1.45%

9% Export Import Bank Of India 2019 1.36%



8.33% NTPC Ltd. 2021 0.97%




HDFC Bank Ltd. 3.45%Infosys Ltd. 3.32%Reliance Industries Ltd. 2.99%ITC Ltd. 2.37%ICICI Bank Ltd. 2.22%Housing Development Finance Corpn. Ltd. 1.85%State Bank Of India 1.73%Larsen & Toubro Ltd. 1.49%Tata Motors Ltd. 1.49%Power Grid Corpn. Of India Ltd. 1.17%Other Equity 13.94%


CORPORATE DEBT

Equity


SECURITIES

22.96%

Holding

36.16%

36.03%

4.85%



Fund Update:


Maturity Profile



30





22.96%G-Secs

4.85%

NCD36.03% 36.16%Equities

Sovereign

38.87%AA+

0.02%

AAA61.11%

4.06%

4.15%

5.13%

5.38%

6.16%

7.91%

8.97%

12.38%

15.33%

25.19%

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

POWER

PHARMACEUTICALS

FMCG

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

BANKING

6.80%

87.70%

5.50%


OBJECTIVE: using debt instruments and derivatives to ensure capital protection after five years.

STRATEGY: To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.

To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies while

About The Fund

Titanium I FundSFIN No.ULIF01911/12/09BSLITITAN1109





8.55% Tata Sons Ltd. 2020 5.02%






Infosys Ltd. 3.89%HDFC Bank Ltd. 3.51%Reliance Industries Ltd. 3.21%ITC Ltd. 2.89%ICICI Bank Ltd. 2.73%Housing Development Finance Corpn. Ltd. 2.06%Kotak Mahindra Bank Ltd. 1.99%State Bank Of India 1.89%Tata Motors Ltd. 1.70%Tech Mahindra Ltd. 1.49%Other Equity 18.45%

CORPORATE DEBT

Equity

SECURITIES Holding

48.03%

43.80%


Asset held as on ` 31.85 Cr FUND MANAGER: Mr. 31st March 2016: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:

Exposure to equities has increased to 43.80% from 37.00%

Titanium I fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



31



Date of Inception: 16-Dec-09



GOVERNMENT SECURITIES 6.34% Equities

43.80%1.83%


G-Sec

6.34%

48.03%

NCD

11.66%

AA+

20.31%

Sovereign

AAA

68.03%

2.87%

3.25%

3.39%

5.81%

6.69%

9.34%

10.25%

12.31%

14.68%

25.82%

DIVERSIFIED

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

FMCG

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

0.38%

99.62%


OBJECTIVE: while using debt instruments and derivatives to ensure capital protection after five years.



About The Fund

Titanium II FundSFIN No.ULIF02011/12/09BSLITITAN2109

8.49% NHPC Ltd. 2020 11.51%


8.75% Reliance Industries Ltd. 2020 4.62%

8.55% Tata Sons Ltd. 2020 4.52%


Infosys Ltd. 4.10%HDFC Bank Ltd. 3.73%Reliance Industries Ltd. 3.42%ITC Ltd. 3.06%ICICI Bank Ltd. 2.90%Housing Development Finance Corpn. Ltd. 2.18%Kotak Mahindra Bank Ltd. 2.18%State Bank Of India 2.01%Tata Motors Ltd. 1.78%Larsen & Toubro Ltd. 1.58%Other Equity 19.65%

CORPORATE DEBT

Equity


SECURITIES Holding

31.02%

46.61%

2.13%


Asset held as on ` 8.83 Cr FUND MANAGER: 31st March 2016: Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Titanium II fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



32




8.27% Government Of India 2020 11.66%7.8% Government Of India 2020 8.58%

20.24%GOVERNMENT SECURITIES 20.24%


2.13%

G-Secs

46.61%Equities

31.02%

NCD

Sovereign

39.62%

AAA

60.38%

2.90%

3.29%

3.40%

5.81%

6.68%

9.28%

10.23%

12.35%

14.60%

25.94%

DIVERSIFIED

CEMENT

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

FMCG

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

0.35%

99.65%


OBJECTIVE: while using debt instruments and derivatives to ensure capital protection after five years.



About The Fund

Titanium III FundSFIN No.ULIF02111/12/09BSLITITAN3109

8.95% LIC Housing Finance Ltd. 2020 9.15%8.37% National Bank For Agri. And Rural Development 2020 6.85%8.75% Reliance Industries Ltd. 2020 4.60%8.55% Tata Sons Ltd. 2020 4.51%

Infosys Ltd. 4.84%HDFC Bank Ltd. 4.05%Reliance Industries Ltd. 3.93%ITC Ltd. 3.53%ICICI Bank Ltd. 3.26%Housing Development Finance Corpn. Ltd. 2.57%Kotak Mahindra Bank Ltd. 2.36%State Bank Of India 2.25%Tata Motors Ltd. 1.93%Tech Mahindra Ltd. 1.78%Other Equity 22.89%

CORPORATE DEBT

Equity


SECURITIES Holding

25.12%

53.38%

7.60%


Asset held as on ` Cr FUND MANAGER: 31st March 2016: 4.43 Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)

Fund Update:


Titanium III fund is predominantly invested in large cap stocks and maintains a well diversified portfolio.

Maturity Profile



33


Date of Inception: 16-Jun-10


8.27% Government Of India 2020 11.62%7.8% Government Of India 2020 2.28%

13.90%GOVERNMENT SECURITIES

60.53%AAA

Sovereign

39.47%

53.38%EquitiesNCD

25.12%

13.90%

G-SecsMMI, Deposits, CBLO & Others

7.60%

3.13%

3.14%

3.25%

4.81%

6.14%

9.81%

10.61%

13.21%

15.08%

24.97%

CEMENT

TELECOMMUNICATION

DIVERSIFIED

FINANCIAL SERVICES

AUTOMOBILE

FMCG

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

12.99%

87.01%


OBJECTIVE: portfolio, which will enhance yield of composite portfolio with minimum risk appetite.

STRATEGY: To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for those who want to protect their capital and earn steady return on investment through higher exposure to debt securities.

To generate persistent return through active management of fixed income portfolio and focus on creating long-term equity

About The Fund

Pension Nourish FundSFIN No.ULIF00604/03/03BSLNOURISH109







8.4% Nuclear Power Corpn. Of India Ltd. 2028 8.89%


9.95% Food Corporation Of India 2022 4.67%

9.6% L&T Finance Ltd. 2016 4.35%




9.74% Tata Sons Ltd. 2024 1.85%



Infosys Ltd. 0.88%




ITC Ltd. 0.58%




Hindustan Unilever Ltd. 0.32%


Other Equity 4.35%


CORPORATE DEBT

Equity


SECURITIES

38.08%

Holding

47.03%

9.58%


Asset held as on ` 11.52 Cr FUND MANAGER: Mr. 31st March 2016: Sumit Poddar (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:

Exposure to equities has slightly increased to 9.58% from 9.44% and MMI has increased to 5.31% from 4.03% on a MOM basis.

Maturity Profile



34


Nourish BM


5.31%


Sovereign

44.74%

AA+

47.09%

8.17%

AAANCD47.03%

38.08%G-sec

Equities9.58%


5.31%

3.66%

4.17%

5.22%

6.21%

9.16%

9.42%

10.34%

12.24%

14.52%

20.85%

OTHERS

CEMENT

FINANCIAL SERVICES

CAPITAL GOODS

AUTOMOBILE

PHARMACEUTICALS

FMCG

OIL AND GAS

SOFTWARE / IT

BANKING

7.69%

33.93%

58.38%


Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

OBJECTIVE: investment in equity and debt.

STRATEGY: Generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating long term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.

To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of

About The Fund

Pension Growth FundSFIN No.ULIF00504/03/03BSLIGROWTH109












8.4% Nuclear Power Corpn. Of India Ltd. 2026 3.73%



9.7% L&T Infra Debt Fund Limited 2024 0.97%

Infosys Ltd. 1.96%


ITC Ltd. 1.23%





Divis Laboratories Ltd. 0.72%


Indusind Bank Ltd. 0.63%

Other Equity 9.66%


CORPORATE DEBT

Equity


SECURITIES

27.39%

Holding

38.03%

19.86%

14.72%


Asset held as on ` 27.44 Cr FUND MANAGER: Mr. 31st March 2016: Devendra Singhvi

Fund Update:

Exposure to equities has creased to 19.86% from 18.44% and MMI has increased to 14.72% from 13.44% on a MOM basis.

in

Maturity Profile



35


Pension Growth BM



MMI, Deposits, CBLO & OthersEquities

19.86% 14.72%

27.39% 38.03%

NCDG-sec

41.87%AA-

5.53%

Sovereign

AAA52.60%

1.75%

2.78%

4.53%

7.44%

8.36%

10.34%

10.54%

13.18%

13.86%

21.98%

OTHERS

POWER

FINANCIAL SERVICES

AUTOMOBILE

FMCG

CAPITAL GOODS

PHARMACEUTICALS

OIL AND GAS

SOFTWARE / IT

BANKING

0.29% 19.82%

79.89%


Mar

-09

Sep-0

9

Mar

-10

Sep-1

0

Mar

-11

Sep-1

1

Mar

-12

Sep-1

2

Mar

-13

Sep-1

3

Mar

-14

Sep-1

4

Mar

-15

Sep-1

5

Mar

-16

OBJECTIVE: instruments, thereby providing a good balance between risk and return.

STRATEGY: To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio by active management resulting in wealth creation for policyholders.

To grow your capital through enhanced returns over a medium to long term period through investments in equity and debt

About The Fund

Pension Enrich FundSFIN No.ULIF00404/03/03BSLIENRICH109







9.2% Cholamandalam Investment And Finance Co. Ltd. 2019 4.98%


9.95% Food Corporation Of India 2022 2.14%






10.15% Kotak Mahindra Prime Ltd. 2017 1.34%


Infosys Ltd. 2.91%


ITC Ltd. 1.94%




Manpasand Beverages Limited 1.25%




Other Equity 17.39%


CORPORATE DEBT

Equity


SECURITIES

22.93%

Holding

35.02%

34.74%

7.31%


Asset held as on ` 150.85 Cr FUND MANAGER: 31st March 2016: Mr. Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)

Fund Update:


Maturity Profile



36



Enrich BM


G-sec

22.93%


7.31%

34.74%

Equities

35.02%

NCD

Sovereign

AA-39.56% 10.88%

AA+3.43%

42.72%

AAA

AA

3.41%

3.80%

4.07%

4.99%

5.24%

6.13%

6.69%

8.70%

14.19%

17.47%

18.48%

AGRI RELATED

MANUFACTURING

FINANCIAL SERVICES

CAPITAL GOODS

AUTOMOBILE

FMCG

PHARMACEUTICALS

SOFTWARE / IT

OIL AND GAS

BANKING

17.80% 29.11%

53.09%


Mar

-09

Sep

-09

Mar

-10

Sep

-10

Mar

-11

Sep

-11

Mar

-12

Sep

-12

Mar

-13

Sep

-13

Mar

-14

Sep

-14

Mar

-15

Sep

-15

Mar

-16

life insurance policy & plans - individual fund …...mclr mechanism and rate cut by rbi will...

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