Download LIC

Post on 22-Oct-2014




0 download

Embed Size (px)


LIC 300Use this form if you are taking an Insurance policy on your own lifeLIFE INSURANCE CORPORATION OF INDIA (Established by the Life Insurance Corporation Act, 1956) Proposal/ Policy No. Branch Agent Code / DO Code Inward No. PROPOSAL FOR INSURANCE ON OWN LIFE (Not to be used for Insurance on the Lives of Minors) DIVISIONAL OFFICE: (All answers to be filled in legibly; Answers must be given in words, Stroke of the pen or dots or dashes will not be accepted as replies) Date Is licence of Agent in force? Initials

F.No:300 (Rev-98)


1Full Name (Surname First) and Address to which communications are to be sent Object of Insurance

Place of Birth Nationality Sex

.Pin Code Telephone No. Permanent Residential address, if different from above

.Nature of Age-proof submitted Age (Nearer Birthday) Date of Birth


.Pin Code Telephone No. Short Name

. .Father's Full Name (Surname First)

. .

2(a) Nominee's Full Name (Surname First) and Address Age Relationship to yourself

. . .(b) If Nominee is a Minor, Appointee's Full Name, Address, Relationship to Nominee Age

. . .

. . . .

. . . .

. . . .3Plan & Term Sum Proposed (Rs.) Is Accident Benefit required

. . .

. . .

. . .


Signature of Appointee as token of consent

If Policy is to be dated back, indicate date

Amount deposited Rs.



Paying Authority Code

Dept. No.

Badge or S.R.No.

FOR OFFICE USE ONLYRid Policy Number Risk Date Plan Term PPT Sum Assured


Inst. Premium

No. of Dues

Next Due

DAB Prem Extra PremAge

Age Proof Sex Code M/NMG/NMS Code


Acceptance Imp Code Indn

EMR Code


Income Occ Code Code

Bill Type Title





Final Underwriting Decision with Underwriter's Full Signature

Date of Completion

Date of last Payment

Date of Maturity

N.B. Rebate of premiums shall be allowed only in accordance with the details given in the prospectus or table of premium rates or, as the case may be, the relevant document, and that an offer or acceptance of any other rebates shall be an offence under Section 41 of the Insurance Act, 1938.

4(a)Present Occupation Exact Nature of Duties

(b) Name of present employer

Length of service with him

5Educational Qualification Annual Income Rs. Source of Income Are you an Income-Tax Assessee?


If you are employed in the Armed Forces, please state : Wing to which Rank therein you belong Date of last medical examination Medical category after medical examination Were you ever below A-1 category? If so, when?

7. Is your life now being proposed for another assurance

or an application for revival of a policy on your life under consideration in any office of the corporation? If yes, give details

8Has a proposal (or an application for revival of a policy) on your life made to any office of the Corporation ever been : (a) withdrawn, deferred, dropped or declined? (b) Accepted with extra premium or lien? (c) Accepted on terms otherwise than those proposed?

9Please give details of your previous insurance:(including Policies Surrendered / lapsed during last 3 years) Policy No. Office of Sum the assured Corporation Table & Term Mode Year of (Yly Issue /Hly MM/YY /qly /Mly SSS) Whether With Medical or Accepted accident nonat benefit medical ordinary rates Whether in If not give force for full due date of Sum lost premium Assured date (MM/YY)

N.B.: Corporation does not entertain any fresh proposal for insurance where a Policy has lapsed or has been converted into paid-up policy within the last 3 years.

1Family History: Present Age Father Mother Brothers: Living No. Dead No. Sisters: Living No. Dead No. Wife/Husband Children: Living No. Dead No. State of Health If dead, age & year of Cause of death death


Personal History:

(a) During the last five years did you consult a Medical Practitioner for any ailment requiring treatment for more than a week? b) Have you ever been admitted to any hospital or nursing home for general check-up, observation, treatment or operation? (c) Have you remained absent from place of work on grounds of health during the last five years? (d) Are you suffering from or have you ever suffered from ailments pertaining to Liver, Stomach, Heart, Lungs, Kidney, Brain or Nervous system? (e) Are you suffering or have you ever suffered from Diabetes, Tuberculosis, High Blood Pressure, Low Blood Pressure, Cancer, Epilepsy, Hernia, Hydrocele, Leprosy or any other disease? (f) Do you have any bodily defect or deformity? (g) Did you ever have any accident or injury? (h) Do you use or have you ever used: i) Alcoholic drinks Reply

ii) Narcotics iii) Any other Drugs iv) Tobacco in any form (i) What has been your usual state of health? (j) Have you ever received or at present ailing/ undergoing Medical advice, treatment or tests in connection with Hepatitis 'B' or an AIDS-related condition?

12In Non-Medical cases, please state exact Height in Cms., and Weight in Kgs. (without shoes): Height Weight

13: Additional Questions in the case of Female Lives(a) Are you pregnant now? Date of last delivery mm/dd/yy (b) Husband's Full Name His occupation Have you had any abortion or miscarriage or Caesarian Date of last Menstruation Section? If so, give details. mm/dd/yy His Annual Income (Rs.)

(c) Details of Husband's insurance Policy Number Office of Corporation Sum Assured Table & Term Present status of the Policy


I, (name of the proposer) do hereby declare that the statements and answers under headings 1 to 7 of the proposal form have been given by me after fully understanding the questions and the same are true and complete in every particular and agree and declare that these statements and this declaration along with the statements made by the life to be assured under headings 8 to 25 of the proposal form and declaration relative thereto shall be the basis of the contract of assurance between me and the Life Insurance Corporation of India and that if any untrue averment be contained therein the said contract shall be absolutely null and void and all moneys which shall have been paid in respect thereof shall stand forfeited to the Corporation. Notwithstanding the provision of any law, usage, custom or convention for the time being in force prohibiting any doctor, hospital and / or employer from divulging any knowledge or information about me concerning my health or employment on the grounds of secrecy, I, my heirs, executors, administrators and assignees or any other person or persons, having interest of any kind whatsoever in the policy contract issued to me, hereby agree that such authority, having such acknowledge or information, shall at any time be at liberty to divulge any such knowledge or information, to the Corporation. And I further declare that if after the date of submission of the Proposal but before the issue of First Premium Receipt (I) any change in the occupation of the life to be assured or any adverse circumstances connected with the financial position or general health of the life to be assured or that of any member of his family occurs or (II) a proposal for assurance or an application for revival of a policy on the life of the life to be assured made to any office of the Corporation has been withdrawn or dropped, deferred, or declined or accepted with an increased premium or subject to a lien or on terms other than as proposed, I shall forthwith intimate the same to the Corporation in writing to reconsider the terms of acceptance. Any omission on my part to do so shall render this Assurance invalid and all moneys which shall have been paid in respect thereof shall stand forfeited to the Corporation. Dated at : on the : day of :

Signature of witness Name Occupation Address

Signature or thumb impression of the person whose life is proposed to be assured If in this form the answers to the questions and/or signature(s) of the Proposer/Life to be Assured are/is in Hindi or any other Indian Language then proposer/Life to be Assured should declare in his own handwriting above his own signature(s) that all questions were explained to him and that his replies were given after fully and properly understanding the same. 1. This declaration should be made by the person filling the form: Declarant's Name Address

I hereby declare that I have fully explained the above questions to the proposer/Life to be assured and I have truthfully recorded the answers given by the proposer/ Life to be Assured


2. IN CASE THE PROPOSER IS ILLITERATE: The thumb impression of the proposer/Life to be Assured should be attested by a person of standing whose identity can easily be established but unconnected with the Corporation and this declaration should be made by him. Declarant's Name Address

I hereby declare that I have explained the contents of the proposal form to the proposer/life to be Assured in language and that I have read out to the Proposer/Life to be Assured the answers to the questions dictated by the Proposer/ Life to be Assured and that Proposer/Life to be Assured has affixed his thumb impression on the proposal form after fully understanding the contents thereof.


FOR MEDICAL CASES ONLYI certify that the proposer has signed in my presence after admitting that all the answers to Question Nos. 10 onwards of this form have been correctly recorded.

Signature or thumb impression of the Life Proposed

Signature of the M


View more >