lampiran i tabel pengungkapan eksposur risiko dan ...€¦ · risiko dan penerapan manajemen risiko...
TRANSCRIPT
147Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
LAMPIRAN ITABEL PENGUNGKAPAN EKSPOSURRISIKO DAN PENERAPAN MANAJEMENRISIKO BANKATTACHMENT ITABLE OF DISCLOSURES OF RISK EXPOSURE AND RISK MANAGEMENT IMPLEMENTATION
147Laporan Tahunan 2018 Annual Report
148 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.1.a Pengungkapan Tagihan Bersih Berdasarkan Wilayah - Bank secara IndividualTable 2.1.a Individual Disclosure of Net Claims by Region - Individual Bank
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18)
1 Tagihan Kepada PemerintahClaim to The Government 2.283.973 - - - - - - 2.283.973 2.151.136 - - - - - - 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 1.045.925 - - - - - 865.041 1.910.966 513.469 - - - - - 870.173 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 235.761 5.000 26.799 - - - - 267.559 - - 263.831 - - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 6.166.589 1.117.003 3.514.781 214.823 1.346.752 277.221 - 12.637.169 63.325 8.878 10.120.769 308 2.466 127.360 - 10.323.106
10 Tagihan yang Telah Jatuh Tempo/Claim on past due 228.026 - - - - - - 228.026 - - 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset 269.724 - - - - - - 269.724 208.222 - - - - - - 208.222
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - - - - -
Total 10.229.998 1.122.003 3.541.579 214.823 1.346.752 277.221 865.041 17.597.418 2.936.152 8.878 10.441.684 308 2.466 127.360 870.173 14.387.022
149Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.1.a Pengungkapan Tagihan Bersih Berdasarkan Wilayah - Bank secara IndividualTable 2.1.a Individual Disclosure of Net Claims by Region - Individual Bank
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18)
1 Tagihan Kepada PemerintahClaim to The Government 2.283.973 - - - - - - 2.283.973 2.151.136 - - - - - - 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 1.045.925 - - - - - 865.041 1.910.966 513.469 - - - - - 870.173 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 235.761 5.000 26.799 - - - - 267.559 - - 263.831 - - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 6.166.589 1.117.003 3.514.781 214.823 1.346.752 277.221 - 12.637.169 63.325 8.878 10.120.769 308 2.466 127.360 - 10.323.106
10 Tagihan yang Telah Jatuh Tempo/Claim on past due 228.026 - - - - - - 228.026 - - 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset 269.724 - - - - - - 269.724 208.222 - - - - - - 208.222
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - - - - -
Total 10.229.998 1.122.003 3.541.579 214.823 1.346.752 277.221 865.041 17.597.418 2.936.152 8.878 10.441.684 308 2.466 127.360 870.173 14.387.022
dalam jutaan Rupiah/in million Rupiah
150 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.1.b Pengungkapan Tagihan Bersih Berdasarkan Wilayah - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.1.b Disclosure of Net Claims By Region - Bank Consolidated with Subsidiary
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18)
1 Tagihan Kepada PemerintahClaim to The Government 2.283.973 - - - - - - 2.283.973 2.151.136 - - - - - - 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 1.045.925 - - - - - 865.041 1.910.966 513.469 - - - - - 870.173 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 235.761 5.000 26.799 - - - - 267.559 - - 263.831 - - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 6.049.415 1.143.352 3.750.411 217.390 1.439.106 286.109 - 12.885.784 (21.773) 49.418 10.354.814 5.282 88.326 127.360 - 10.603.428
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 - - - - - - 228.026 - - 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset 301.119 - - - - - - 301.119 217.506 - - - - - - 217.506
12 Eksposur di Unit Usaha Syariah (apabila ada) Exposure in Units of Sharia (when available) - - - - - - - - - - - - - - - -
Total 10.144.220 1.148.352 3.777.210 217.390 1.439.106 286.109 865.041 17.877.428 2.860.339 49.418 10.675.729 5.282 88.326 127.360 870.173 14.676.628
151Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
Tabel 2.1.b Pengungkapan Tagihan Bersih Berdasarkan Wilayah - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.1.b Disclosure of Net Claims By Region - Bank Consolidated with Subsidiary
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
Tagihan Bersih Berdasarkan WilayahNet Claim by Region
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18)
1 Tagihan Kepada PemerintahClaim to The Government 2.283.973 - - - - - - 2.283.973 2.151.136 - - - - - - 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 1.045.925 - - - - - 865.041 1.910.966 513.469 - - - - - 870.173 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 235.761 5.000 26.799 - - - - 267.559 - - 263.831 - - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 6.049.415 1.143.352 3.750.411 217.390 1.439.106 286.109 - 12.885.784 (21.773) 49.418 10.354.814 5.282 88.326 127.360 - 10.603.428
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 - - - - - - 228.026 - - 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset 301.119 - - - - - - 301.119 217.506 - - - - - - 217.506
12 Eksposur di Unit Usaha Syariah (apabila ada) Exposure in Units of Sharia (when available) - - - - - - - - - - - - - - - -
Total 10.144.220 1.148.352 3.777.210 217.390 1.439.106 286.109 865.041 17.877.428 2.860.339 49.418 10.675.729 5.282 88.326 127.360 870.173 14.676.628
152 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
< 1 tahun/ < 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
< 1 tahun/ < 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
1 Tagihan Kepada PemerintahClaim to The Government 988.765 618.340 29.769 - 647.100 2.283.973 1.173.332 99.243 - - 878.561 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 909.192 1.001.774 - - - 1.910.966 44.197 334.014 - - 1.005.431 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 231.515 - 36.045 - - 267.559 225.098 - - 38.733 - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - -
8 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 10.764.315 922.938 594.271 350.562 467 12.632.552 8.592.518 742.496 824.775 159.979 - 10.319.768
10 Tagihan yang Telah Jatuh TempoClaim on past due 109.532 - - - 118.494 228.026 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset - - - - 269.724 269.724 - - - - 208.222 208.222
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - -
Total 13.003.318 2.543.052 660.084 350.562 1.035.786 17.592.801 10.092.229 1.175.753 824.775 198.712 2.092.214 14.383.684
Tabel 2.2.a. Pengungkapan Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak - Bank secara IndividualTable 2.2.a. Disclosure of Net Claims Based Remaining Contract Term - Individual Bank
153Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
< 1 tahun/ < 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
< 1 tahun/ < 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
1 Tagihan Kepada PemerintahClaim to The Government 988.765 618.340 29.769 - 647.100 2.283.973 1.173.332 99.243 - - 878.561 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 909.192 1.001.774 - - - 1.910.966 44.197 334.014 - - 1.005.431 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 231.515 - 36.045 - - 267.559 225.098 - - 38.733 - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - -
8 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 10.764.315 922.938 594.271 350.562 467 12.632.552 8.592.518 742.496 824.775 159.979 - 10.319.768
10 Tagihan yang Telah Jatuh TempoClaim on past due 109.532 - - - 118.494 228.026 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset - - - - 269.724 269.724 - - - - 208.222 208.222
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - -
Total 13.003.318 2.543.052 660.084 350.562 1.035.786 17.592.801 10.092.229 1.175.753 824.775 198.712 2.092.214 14.383.684
Tabel 2.2.a. Pengungkapan Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak - Bank secara IndividualTable 2.2.a. Disclosure of Net Claims Based Remaining Contract Term - Individual Bank dalam jutaan Rupiah/in million Rupiah
154 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
< 1 tahun < 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
< 1 tahun< 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
1 Tagihan Kepada PemerintahClaim to The Government 988.765 618.340 29.769 - 647.100 2.283.973 1.173.332 99.243 - - 878.561 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 909.192 1.001.774 - - - 1.910.966 44.197 334.014 - - 1.005.431 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 231.515 - 36.045 - - 267.559 225.098 - - 38.733 - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - -
8 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 10.425.636 1.236.230 879.463 350.562 467 12.892.359 8.319.654 1.024.670 1.130.005 159.979 - 10.634.307
10 Tagihan yang Telah Jatuh TempoClaim on past due 109.532 - - - 118.494 228.026 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset - - - 31.395 269.724 301.119 (326) - - 9.611 208.222 217.506
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - -
Total 12.664.640 2.856.344 945.276 381.957 1.035.786 17.884.002 9.819.039 1.457.927 1.130.005 208.323 2.092.214 14.707.507
Tabel 2.2.b. Pengungkapan Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.2.b Disclosure of Net Claims Based Remaining Contract Term - Bank Consolidated with Subsidiary
155Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
Tagihan bersih berdasarkan sisa jangka waktu kontrakNet Claims Based Remaining Contract Term
< 1 tahun < 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
< 1 tahun< 1 year
>1 thn s.d. 3 thn> 1 year until 3
years
>3 thn s.d. 5 thn> 3 year until 5
years> 5 thn
> 5 yearsNon-KontraktualNon-Contractual
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
1 Tagihan Kepada PemerintahClaim to The Government 988.765 618.340 29.769 - 647.100 2.283.973 1.173.332 99.243 - - 878.561 2.151.136
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 909.192 1.001.774 - - - 1.910.966 44.197 334.014 - - 1.005.431 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 231.515 - 36.045 - - 267.559 225.098 - - 38.733 - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - -
8 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 10.425.636 1.236.230 879.463 350.562 467 12.892.359 8.319.654 1.024.670 1.130.005 159.979 - 10.634.307
10 Tagihan yang Telah Jatuh TempoClaim on past due 109.532 - - - 118.494 228.026 57.084 - - - - 57.084
11 Aset LainnyaOthers Asset - - - 31.395 269.724 301.119 (326) - - 9.611 208.222 217.506
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - -
Total 12.664.640 2.856.344 945.276 381.957 1.035.786 17.884.002 9.819.039 1.457.927 1.130.005 208.323 2.092.214 14.707.507
Tabel 2.2.b. Pengungkapan Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.2.b Disclosure of Net Claims Based Remaining Contract Term - Bank Consolidated with Subsidiary dalam jutaan Rupiah/in million Rupiah
156 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.3.a. Pengungkapan Tagihan Bersih Berdasarkan Sektor Ekonomi - Bank secara IndividualTable 2.3.a. Disclosure of Net Claims by Economic Sector – Individual Bank
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada Pemerintah Claim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga InternasionalClaim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
KomersialCommercial
Property Mortgage Loans
Kredit Pegawai/Pensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio RitelClaim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset LainnyaOthers Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.628 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 85.000 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 6.270.593 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 105.340 - - -
6 Konstruksi/Construction - - - - - 26.799 - - 272.915 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 3.111.767 107.730 - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - 3.061 52.502 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 75.660 - - -
10 Perantara keuanganFinancial Brokers - - - 1.910.966 - - - - 1.368.613 67.795 269.724 -
11 Real estate, usaha persewaan dan jasa perusahaanReal estate, rental business, and corporate services - - - - - 240.761 - - 1.205.772 - - -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.283.973 - - - - - - - - - - -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - - - - 85 - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 2.476 - - -
17 Badan internasional dan badan ekstra internasional lainnya International and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - 71.666 - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - - - - -
Total 2.283.973 - - 1.910.966 - 267.559 - - 12.581.576 228.026 269.724 -
157Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.3.a. Pengungkapan Tagihan Bersih Berdasarkan Sektor Ekonomi - Bank secara IndividualTable 2.3.a. Disclosure of Net Claims by Economic Sector – Individual Bank
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada Pemerintah Claim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga InternasionalClaim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
KomersialCommercial
Property Mortgage Loans
Kredit Pegawai/Pensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio RitelClaim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset LainnyaOthers Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.628 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 85.000 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 6.270.593 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 105.340 - - -
6 Konstruksi/Construction - - - - - 26.799 - - 272.915 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 3.111.767 107.730 - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - 3.061 52.502 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 75.660 - - -
10 Perantara keuanganFinancial Brokers - - - 1.910.966 - - - - 1.368.613 67.795 269.724 -
11 Real estate, usaha persewaan dan jasa perusahaanReal estate, rental business, and corporate services - - - - - 240.761 - - 1.205.772 - - -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.283.973 - - - - - - - - - - -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - - - - 85 - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 2.476 - - -
17 Badan internasional dan badan ekstra internasional lainnya International and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - 71.666 - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - - - - -
Total 2.283.973 - - 1.910.966 - 267.559 - - 12.581.576 228.026 269.724 -
dalam jutaan Rupiah/in million Rupiah
158 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada PemerintahClaim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga InternasionalClaim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
KomersialCommercial
Property Mortgage Loans
Kredit PegawaiPensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio RitelClaim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset Lainnya Others Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.141 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 5.088 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 5.633.518 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 97.340 - - -
6 KonstruksiConstruction - - - - - 22.818 - - 156.284 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 2.385.863 - - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - - 48.348 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 48.655 - - -
10 Perantara keuanganFinancial Brokers - - - 1.383.643 - - - - 1.185.092 - 208.222 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services - - - - - 241.013 - - 777.489 8.736 - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security 2.151.136 - - - - - - - - - - -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - - - - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 25.635 - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - - - - -
Total 2.151.136 - - 1.383.643 - 263.831 - - 10.323.106 57.084 208.222 -
159Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada PemerintahClaim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga InternasionalClaim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
KomersialCommercial
Property Mortgage Loans
Kredit PegawaiPensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio RitelClaim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset Lainnya Others Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.141 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 5.088 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 5.633.518 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 97.340 - - -
6 KonstruksiConstruction - - - - - 22.818 - - 156.284 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 2.385.863 - - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - - 48.348 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 48.655 - - -
10 Perantara keuanganFinancial Brokers - - - 1.383.643 - - - - 1.185.092 - 208.222 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services - - - - - 241.013 - - 777.489 8.736 - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security 2.151.136 - - - - - - - - - - -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - - - - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 25.635 - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - - - - -
Total 2.151.136 - - 1.383.643 - 263.831 - - 10.323.106 57.084 208.222 -
dalam jutaan Rupiah/in million Rupiah
160 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.3.b. Pengungkapan Tagihan Bersih Berdasarkan Sektor Ekonomi - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.3.b. Disclosure of Net Claims by Economic Sector - Bank Consolidated with Subsidiary
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada PemerintahClaim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga Internasional Claim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
Komersial Commercial
Property Mortgage Loans
Kredit Pegawai/Pensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio Ritel Claim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset Lainnya Others Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.628 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 103.146 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 6.687.187 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 107.906 - - -
6 KonstruksiConstruction - - - - - 26.799 - - 287.915 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 3.165.138 107.730 - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - 13.288 52.502 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 115.893 - - -
10 Perantara keuanganFinancial Brokers - - - 1.910.966 - - - - 1.001.383 67.795 269.724 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services - - - - - 240.761 - - 1.264.213 - - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Public Administration, Defense and Compulsory Social Security 2.283.973 - - - - - - - - - 4.322 -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual - - - - - - - - 85 - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 2.476 - - -
17 Badan internasional dan badan ekstra internasional lainnya International and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - 71.666 - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - 12.458 - 27.073 -
Total 2.283.973 - - 1.910.966 - 267.559 - - 12.841.382 228.026 301.119 -
161Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.3.b. Pengungkapan Tagihan Bersih Berdasarkan Sektor Ekonomi - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.3.b. Disclosure of Net Claims by Economic Sector - Bank Consolidated with Subsidiary
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada PemerintahClaim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga Internasional Claim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
Komersial Commercial
Property Mortgage Loans
Kredit Pegawai/Pensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio Ritel Claim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset Lainnya Others Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.628 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 103.146 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 6.687.187 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 107.906 - - -
6 KonstruksiConstruction - - - - - 26.799 - - 287.915 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 3.165.138 107.730 - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - 13.288 52.502 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 115.893 - - -
10 Perantara keuanganFinancial Brokers - - - 1.910.966 - - - - 1.001.383 67.795 269.724 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services - - - - - 240.761 - - 1.264.213 - - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib Public Administration, Defense and Compulsory Social Security 2.283.973 - - - - - - - - - 4.322 -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual - - - - - - - - 85 - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 2.476 - - -
17 Badan internasional dan badan ekstra internasional lainnya International and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - 71.666 - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - 12.458 - 27.073 -
Total 2.283.973 - - 1.910.966 - 267.559 - - 12.841.382 228.026 301.119 -
dalam jutaan Rupiah/in million Rupiah
162 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.141 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 27.108 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 5.998.202 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 97.340 - - -
6 KonstruksiConstruction - - - - - 22.818 - - 156.905 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 2.463.069 - - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - 13.826 48.348 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 128.621 - - -
10 Perantara keuanganFinancial Brokers - - - 1.383.643 - - - - 885.470 - 208.222 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services - - - - - 241.013 - - 826.445 8.736 - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security 2.151.136 - - - - - - - - - 5.399 -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual - - - - - - - - 5 - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 25.635 - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - 6.879 - 3.885 -
Total 2.151.136 - - 1.383.643 - 263.831 - - 10.637.645 57.084 217.506 -
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada PemerintahClaim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga Internasional Claim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
KomersialCommercial
Property Mortgage Loans
Kredit Pegawai/Pensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio RitelClaim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset LainnyaOthers Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
163Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry - - - - - - - - 8.141 - - -
2 PerikananFisheries - - - - - - - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - - - - 27.108 - - -
4 Industri pengolahanManufacturing Industry - - - - - - - - 5.998.202 - - -
5 Listrik, Gas dan AirElectricity, Gas and Water - - - - - - - - 97.340 - - -
6 KonstruksiConstruction - - - - - 22.818 - - 156.905 - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade - - - - - - - - 2.463.069 - - -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - - - - - - - 13.826 48.348 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication - - - - - - - - 128.621 - - -
10 Perantara keuanganFinancial Brokers - - - 1.383.643 - - - - 885.470 - 208.222 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services - - - - - 241.013 - - 826.445 8.736 - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security 2.151.136 - - - - - - - - - 5.399 -
13 Jasa pendidikanEducation Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - - - - - - - -
15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual - - - - - - - - 5 - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services - - - - - - - - 25.635 - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - - - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - - - - - - - -
20 LainnyaOthers - - - - - - - - 6.879 - 3.885 -
Total 2.151.136 - - 1.383.643 - 263.831 - - 10.637.645 57.084 217.506 -
No. Sektor EkonomiEconomic Sectors
Tagihan Kepada PemerintahClaim to TheGovernment
Tagihan Kepada Entitas Sektor
PublikClaim to Public Sector Entities
Tagihan Kepada Bank
Pembangunan Multilateral
dan Lembaga Internasional Claim to The Multilateral
Development Banks and
International Institutions
Tagihan Kepada Bank
Claim to The Bank
Kredit Beragun Rumah Tinggal
Residential Mortgage Loans
Kredit Beragun Properti
KomersialCommercial
Property Mortgage Loans
Kredit Pegawai/Pensiunan
Retired Employee Credit
Tagihan Kepada Usaha Mikro,
Usaha Kecil dan Portofolio RitelClaim to Micro,
Smalldan Retail Portfolio
Tagihan kepada Korporasi
Claim to Corporate
Tagihan yang Telah Jatuh
TempoClaim on past due
Aset LainnyaOthers Asset
Eksposur di Unit Usaha Syariah (apabila ada)
Exposure in Units of Sharia (when
available)
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
dalam jutaan Rupiah/in million Rupiah
164 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. KeteranganInformation
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
WilayahRegion
WilayahRegion
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18)
1 TagihanClaims 9.701.024 1.064.642 3.488.887 214.553 1.331.886 273.255 860.158 16.934.405 2.918.598 8.173 10.294.866 (11) (156) 119.727 868.644 14.209.840
2 Tagihan yang mengalami penurunan nilai (impaired)Impaired Claims 310.713 - - - - - - 310.713 - - 133.191 - - - - 133.191
a. Belum jatuh tempoNot Past Due Yet - - - - - - - - - - - - - - - -
b. Telah jatuh tempoPast Due 310.713 - - - - - - 310.713 - - 133.191 - - - - 133.191
3 Cadangan kerugian penurunan nilai (CKPN) - Individual Provision for Possible Losses – Individual 82.687 - - - - - - 82.687 - - 76.108 - - - - 76.108
4 Cadangan kerugian penurunan nilai (CKPN) - KolektifProvision for Possible Losses - Collective 9.755 - 3.026 - 571 - - 13.352 - - 41.197 - - - - 41.197
5 Tagihan yang dihapus bukuWritten-Off Claims 357.446 - - - - - 357.446 - - - - - - -
No. KeteranganInformation
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
WilayahRegion
WilayahRegion
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (12)
1 TagihanClaims 9.615.246 1.090.991 3.734.097 217.120 1.424.240 282.144 860.158 17.223.995 2.842.784 48.713 10.550.198 4.962 85.705 119.727 868.644 14.520.733
2 Tagihan yang mengalami penurunan nilai (impaired )Impaired Claims 328.379 - 6.455 - 383 - - 335.217 27.869 76 133.191 - - - - 161.137
a. Belum jatuh tempoNot Past Due Yet 17.666 - 6.455 - 383 - - 24.504 27.869 76 - - - - - 27.945
b. Telah jatuh tempoPast Due 310.713 - - - - - - 310.713 - - 133.191 - - - - 133.191
3 Cadangan kerugian penurunan nilai (CKPN) - IndividualProvision for Possible Losses – Individual 100.353 - 6.455 - 383 - - 107.191 27.869 76 76.108 - - - - 104.053
4 Cadangan kerugian penurunan nilai (CKPN) - KolektifProvision for Possible Losses - Collective 19.510 - 6.052 - 1.142 - - 26.703 - - 82.393 - - - - 82.393
5 Tagihan yang dihapus bukuWritten-Off Claims 357.446 - - - - - - 357.446 - - - - - - - -
Tabel 2.4.a. Pengungkapan Tagihan dan Pencadangan Berdasarkan Wilayah - Bank secara IndividualTable 2.4.a. Disclosure of Bills and Allowance By Region - Individual Bank
Tabel 2.4.b. Pengungkapan Tagihan dan Pencadangan Berdasarkan Wilayah - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.4.b. Disclosure of Bills and Allowance By Region - Bank Consolidated with Subsidiary
165Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. KeteranganInformation
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
WilayahRegion
WilayahRegion
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18)
1 TagihanClaims 9.701.024 1.064.642 3.488.887 214.553 1.331.886 273.255 860.158 16.934.405 2.918.598 8.173 10.294.866 (11) (156) 119.727 868.644 14.209.840
2 Tagihan yang mengalami penurunan nilai (impaired)Impaired Claims 310.713 - - - - - - 310.713 - - 133.191 - - - - 133.191
a. Belum jatuh tempoNot Past Due Yet - - - - - - - - - - - - - - - -
b. Telah jatuh tempoPast Due 310.713 - - - - - - 310.713 - - 133.191 - - - - 133.191
3 Cadangan kerugian penurunan nilai (CKPN) - Individual Provision for Possible Losses – Individual 82.687 - - - - - - 82.687 - - 76.108 - - - - 76.108
4 Cadangan kerugian penurunan nilai (CKPN) - KolektifProvision for Possible Losses - Collective 9.755 - 3.026 - 571 - - 13.352 - - 41.197 - - - - 41.197
5 Tagihan yang dihapus bukuWritten-Off Claims 357.446 - - - - - 357.446 - - - - - - -
dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
No. KeteranganInformation
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
WilayahRegion
WilayahRegion
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
JakartaJakarta
BantenBanten
Jawa BaratWest Java
Jawa TengahCentral Java
Jawa TimurEast Java
Luar JawaOutside Java
Luar NegeriOverseas
TotalTotal
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (12)
1 TagihanClaims 9.615.246 1.090.991 3.734.097 217.120 1.424.240 282.144 860.158 17.223.995 2.842.784 48.713 10.550.198 4.962 85.705 119.727 868.644 14.520.733
2 Tagihan yang mengalami penurunan nilai (impaired )Impaired Claims 328.379 - 6.455 - 383 - - 335.217 27.869 76 133.191 - - - - 161.137
a. Belum jatuh tempoNot Past Due Yet 17.666 - 6.455 - 383 - - 24.504 27.869 76 - - - - - 27.945
b. Telah jatuh tempoPast Due 310.713 - - - - - - 310.713 - - 133.191 - - - - 133.191
3 Cadangan kerugian penurunan nilai (CKPN) - IndividualProvision for Possible Losses – Individual 100.353 - 6.455 - 383 - - 107.191 27.869 76 76.108 - - - - 104.053
4 Cadangan kerugian penurunan nilai (CKPN) - KolektifProvision for Possible Losses - Collective 19.510 - 6.052 - 1.142 - - 26.703 - - 82.393 - - - - 82.393
5 Tagihan yang dihapus bukuWritten-Off Claims 357.446 - - - - - - 357.446 - - - - - - - -
Tabel 2.4.a. Pengungkapan Tagihan dan Pencadangan Berdasarkan Wilayah - Bank secara IndividualTable 2.4.a. Disclosure of Bills and Allowance By Region - Individual Bank
Tabel 2.4.b. Pengungkapan Tagihan dan Pencadangan Berdasarkan Wilayah - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.4.b. Disclosure of Bills and Allowance By Region - Bank Consolidated with Subsidiary
166 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor Ekonomi Economic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims Cadangan kerugian penurunan
nilai (CKPN) - IndividualProvision for Possible Losses –
Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off Claims
Belum Jatuh TempoNot Past Due Yet
Telah Jatuh TempoPast Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.628 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying 83.334 - - - - -
4 Industri pengolahanManufacturing Industry 6.104.961 - - - 7.998 357.446
5 Listrik, Gas dan AirElectricity, Gas and Water 105.340 - - - - -
6 KonstruksiConstruction 148.416 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 3.038.358 - 164.600 56.870 1.185 -
8Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers andfood and Beverage Providers
3.061 - 70.113 17.611 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication 75.660 - - - - -
10 Perantara keuanganFinancial Brokers 3.548.587 - 76.000 8.205 4.168 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.404.350 - - - - -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.283.973 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 2.476 - - - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities 71.666 - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers - - - - - -
Total 16.878.812 - 310.713 82.687 13.352 357.446
Tabel 2.5.a. Pengungkapan Tagihan dan Pencadangan Berdasarkan Sektor Ekonomi - Bank secara IndividualTable 2.5.a. Disclosure of Claims and Allowance by Economic Sector – Individual Bank
167Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor Ekonomi Economic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims Cadangan kerugian penurunan
nilai (CKPN) - IndividualProvision for Possible Losses –
Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off Claims
Belum Jatuh TempoNot Past Due Yet
Telah Jatuh TempoPast Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.628 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying 83.334 - - - - -
4 Industri pengolahanManufacturing Industry 6.104.961 - - - 7.998 357.446
5 Listrik, Gas dan AirElectricity, Gas and Water 105.340 - - - - -
6 KonstruksiConstruction 148.416 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 3.038.358 - 164.600 56.870 1.185 -
8Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers andfood and Beverage Providers
3.061 - 70.113 17.611 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication 75.660 - - - - -
10 Perantara keuanganFinancial Brokers 3.548.587 - 76.000 8.205 4.168 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.404.350 - - - - -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.283.973 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 2.476 - - - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities 71.666 - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers - - - - - -
Total 16.878.812 - 310.713 82.687 13.352 357.446
Tabel 2.5.a. Pengungkapan Tagihan dan Pencadangan Berdasarkan Sektor Ekonomi - Bank secara IndividualTable 2.5.a. Disclosure of Claims and Allowance by Economic Sector – Individual Bank
dalam jutaan Rupiah/in million Rupiah
168 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor Ekonomi Economic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims
Cadangan kerugian penurunan nilai (CKPN) - Individual
Provision for Possible Losses – Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off ClaimsBelum Jatuh Tempo
Not Past Due YetTelah Jatuh Tempo
Past Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.141 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - -
4 Industri pengolahanManufacturing Industry 5.576.268 - - - 1.922 -
5 Listrik, Gas dan AirElectricity, Gas and Water 97.340 - - - - -
6 KonstruksiConstruction 170.805 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 2.312.666 - - - 413 -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - 76.040 27.692 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication 48.655 - - - - -
10 Perantara keuanganFinancial Brokers 2.775.491 - - - 3.733 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.043.553 - 57.151 48.416 35.130 -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.151.285 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 25.635 - - - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers - - - - - -
Total 14.209.840 - 133.191 76.108 41.197 -
169Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor Ekonomi Economic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims
Cadangan kerugian penurunan nilai (CKPN) - Individual
Provision for Possible Losses – Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off ClaimsBelum Jatuh Tempo
Not Past Due YetTelah Jatuh Tempo
Past Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.141 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying - - - - - -
4 Industri pengolahanManufacturing Industry 5.576.268 - - - 1.922 -
5 Listrik, Gas dan AirElectricity, Gas and Water 97.340 - - - - -
6 KonstruksiConstruction 170.805 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 2.312.666 - - - 413 -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers - - 76.040 27.692 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication 48.655 - - - - -
10 Perantara keuanganFinancial Brokers 2.775.491 - - - 3.733 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.043.553 - 57.151 48.416 35.130 -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.151.285 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
- - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 25.635 - - - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers - - - - - -
Total 14.209.840 - 133.191 76.108 41.197 -
dalam jutaan Rupiah/in million Rupiah
170 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor EkonomiEconomic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims Cadangan kerugian penurunan
nilai (CKPN) - IndividualProvision for Possible Losses –
Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off ClaimsBelum Jatuh Tempo
Not Past Due YetTelah Jatuh Tempo
Past Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.628 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying 101.480 - - - - -
4 Industri pengolahanManufacturing Industry 6.522.201 17.401 - 17.401 15.996 357.446
5 Listrik, Gas dan AirElectricity, Gas and Water 107.906 - - - - -
6 KonstruksiConstruction 163.416 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 3.092.933 383 164.600 57.253 2.371 -
8Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers andfood and Beverage Providers
21.019 - 70.113 17.611 - -
9Transportasi, pergudangan dan komunikasi/Transportation, Storage andCommunication
115.893 - - - - -
10 Perantara keuanganFinancial Brokers 3.181.358 - 76.000 8.205 8.336 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.462.792 - - - - -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.288.296 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya/ Social Services, Socio-Cultural, Entertainment and Other Individual
- - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 2.476 - - - - -
17 Badan internasional dan badan ekstra internasional lainnya International and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities 71.666 - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers 39.530 6.720 - 6.720 - -
Total 17.179.593 24.504 310.713 107.191 26.703 357.446
Tabel 2.5.b. Pengungkapan Tagihan dan Pencadangan Berdasarkan Sektor Ekonomi - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.5.b Disclosure of Claims and Allowance by Economic Sector - Bank Consolidated with Subsidiary
171Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
No. Sektor EkonomiEconomic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims Cadangan kerugian penurunan
nilai (CKPN) - IndividualProvision for Possible Losses –
Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off ClaimsBelum Jatuh Tempo
Not Past Due YetTelah Jatuh Tempo
Past Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.628 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying 101.480 - - - - -
4 Industri pengolahanManufacturing Industry 6.522.201 17.401 - 17.401 15.996 357.446
5 Listrik, Gas dan AirElectricity, Gas and Water 107.906 - - - - -
6 KonstruksiConstruction 163.416 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 3.092.933 383 164.600 57.253 2.371 -
8Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers andfood and Beverage Providers
21.019 - 70.113 17.611 - -
9Transportasi, pergudangan dan komunikasi/Transportation, Storage andCommunication
115.893 - - - - -
10 Perantara keuanganFinancial Brokers 3.181.358 - 76.000 8.205 8.336 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.462.792 - - - - -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.288.296 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya/ Social Services, Socio-Cultural, Entertainment and Other Individual
- - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 2.476 - - - - -
17 Badan internasional dan badan ekstra internasional lainnya International and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities 71.666 - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers 39.530 6.720 - 6.720 - -
Total 17.179.593 24.504 310.713 107.191 26.703 357.446
Tabel 2.5.b. Pengungkapan Tagihan dan Pencadangan Berdasarkan Sektor Ekonomi - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.5.b Disclosure of Claims and Allowance by Economic Sector - Bank Consolidated with Subsidiary
172 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor EkonomiEconomic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims Cadangan kerugian penurunan
nilai (CKPN) - IndividualProvision for Possible Losses –
Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off ClaimsBelum Jatuh Tempo
Not Past Due YetTelah Jatuh Tempo
Past Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.141 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying 22.020 - - - - -
4 Industri pengolahanManufacturing Industry 5.952.477 76 - 76 3.843 -
5 Listrik, Gas dan AirElectricity, Gas and Water 97.340 - - - - -
6 KonstruksiConstruction 171.425 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 2.392.834 211 - 211 825 -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers 20.626 - 76.040 27.692 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication 128.621 27.233 - 27.233 - -
10 Perantara keuanganFinancial Brokers 2.475.869 - - - 7.466 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.092.509 425 57.151 48.841 70.260 -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.156.684 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
5 - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 25.635 - - - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers 10.764 - - - - -
Total 14.554.950 27.945 133.191 104.053 82.393 -
173Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Sektor EkonomiEconomic Sector
TagihanClaim
Tagihan yang Mengalami Penurunan NilaiImpaired Claims Cadangan kerugian penurunan
nilai (CKPN) - IndividualProvision for Possible Losses –
Individual
Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Provision for Possible Losses - Collective
Tagihan yang hapus bukuWritten-Off ClaimsBelum Jatuh Tempo
Not Past Due YetTelah Jatuh Tempo
Past Due
(1) (2) (3) (4) (5) (6) (7) (8)
31 Desember 2017December 31, 2017
31 Desember 2017December 31, 2017
1 Pertanian, perburuan dan KehutananAgriculture, Hunting and Forestry 8.141 - - - - -
2 PerikananFisheries - - - - - -
3 Pertambangan dan PenggalianMining and Quarrying 22.020 - - - - -
4 Industri pengolahanManufacturing Industry 5.952.477 76 - 76 3.843 -
5 Listrik, Gas dan AirElectricity, Gas and Water 97.340 - - - - -
6 KonstruksiConstruction 171.425 - - - - -
7 Perdagangan besar dan eceranWholesale and Retail Trade 2.392.834 211 - 211 825 -
8 Penyediaan akomodasi dan penyediaan makan minumAccommodation Providers and food and Beverage Providers 20.626 - 76.040 27.692 - -
9 Transportasi, pergudangan dan komunikasiTransportation, Storage and Communication 128.621 27.233 - 27.233 - -
10 Perantara keuanganFinancial Brokers 2.475.869 - - - 7.466 -
11 Real estate, usaha persewaan dan jasa perusahaanReal Estate, Rental Business, and corporate Services 1.092.509 425 57.151 48.841 70.260 -
12Administrasi Pemerintahan, pertahanan dan jaminan sosial wajibPublic Administration, Defense and Compulsory Social Security
2.156.684 - - - - -
13 Jasa pendidikanEducation Services - - - - - -
14 Jasa kesehatan dan kegiatan sosialHealth Services and Social Activities - - - - - -
15Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnyaSocial Services, Socio-Cultural, Entertainment and Other Individual
5 - - - - -
16 Jasa perorangan yang melayani rumah tanggaHouseholds Personal Services 25.635 - - - - -
17 Badan internasional dan badan ekstra internasional lainnyaInternational and Extra International Agencies - - - - - -
18 Kegiatan yang belum jelas batasannyaUndefined activities - - - - - -
19 Bukan Lapangan UsahaNot a Business Field - - - - - -
20 LainnyaOthers 10.764 - - - - -
Total 14.554.950 27.945 133.191 104.053 82.393 -
dalam jutaan Rupiah/in million Rupiah
174 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. KeteranganInformation
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
CKPN IndividualProvision of Possible
Losses - Individual
CKPN KolektifProvision of Possible
Losses - Collective
CKPN IndividualProvision of Possible
Losses - Individual
CKPN KolektifProvision of Possible
Losses - Collective
(1) (2) (3) (4) (5) (6)
1 Saldo awal CKPNProvision of Possible Losses Beginning Balance
125.622 25.381 929 607.881
2 Pembentukan (pemulihan) CKPN pada periode berjalan (Net)Provisions (Reversal of Provisions) of Possible Losses in Current Year
302.113 36.595 124.694 (582.499)
2.a. Pembentukan CKPN pada periode berjalanProvisions of Possible Losses in Current Year
46.183 36.595 83.543 (582.499)
2.b. Pemulihan CKPN pada periode berjalanReversal of Provisions of Possible Losses in Current Year
255.930 - 41.150 -
3 CKPN yang digunakan untuk melakukan hapus buku atas tagihan pada periode berjalanProvisions of Possible Losses that used for Write-off in Current Year
134.729 - - -
4 CKPN yang digunakan untuk melakukan hapus buku atas transaksi penjualan kredit secara diskonProvisions of Possible Losses that used for selling loan with discount
222.718 - - -
5 Pembentukan (pemulihan) lainnya pada periode berjalanOther Provisions (Other Reversal of Provisions) in Current Year
5.000 647 - -
Saldo akhir CKPNProvision of Possible Losses Ending Balance 75.289 62.623 125.622 25.381
Tabel 2.6.a. Pengungkapan Rincian Mutasi Cadangan Kerugian Penurunan Nilai - Bank secara IndividualTable 2.6.a. Disclosure of Provision of Possible Losses Mutation Details – Individual Bank
dalam jutaan Rupiah/in million Rupiah
175Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 2.6.b. Pengungkapan Rincian Mutasi Cadangan Kerugian Penurunan Nilai - Bank secara Konsolidasi dengan Perusahaan AnakTable 2.6.b. Disclosure of Provision of Possible Losses Mutation Details - Bank Consolidated with Subsidiary
No. Keterangan/ Information
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
CKPN IndividualProvision of Possible
Losses - Individual
CKPN KolektifProvision of Possible
Losses - Collective
CKPN IndividualProvision of Possible
Losses - Individual
CKPN KolektifProvision of Possible
Losses - Collective
(1) (2) (3) (4) (5) (6)
1 Saldo awal CKPNProvision of Possible Losses Beginning Balance
125.622 26.059 929 608.558
2 Pembentukan (pemulihan) CKPN pada periode berjalan (Net)Provisions (Reversal of Provisions) of Possible Losses in Current Year
304.882 36.389 127.462 (582.705)
2.a. Pembentukan CKPN pada periode berjalanProvisions of Possible Losses in Current Year
48.952 36.709 86.312 (582.385)
2.b. Pemulihan CKPN pada periode berjalanReversal of Provisions of Possible Losses in Current Year
255.930 (320) 41.150 (320)
3 CKPN yang digunakan untuk melakukan hapus buku atas tagihan pada periode berjalanProvisions of Possible Losses that used for Write-off in Current Year
134.729 - - -
4 CKPN yang digunakan dalam rangka transaksi penjualan kredit secara diskonProvisions of Possible Losses that used for selling loan with discount
222.718 - - -
5 Pembentukan (pemulihan) lainnya pada periode berjalanOther Provisions (Other Reversal of Provisions) in Current Year
5.019 648 20 1
Saldo akhir CKPNProvision of Possible Losses Ending Balance 78.077 63.096 128.411 25.854
dalam jutaan Rupiah/in million Rupiah
176 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 402.035 670.759 481.310 - - - - - - - 356.861 1.910.966
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalldan Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - 144.593 - - - - - - - - 12.492.576 12.637.169
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
Total - 402.035 815.353 481.310 - - - - - - - 12.849.437 14.548.135
Tabel 3.1.a. Pengungkapan Tagihan Bersih Berdasarkan Kategori Portofolio dan Skala Peringkat - Bank secara IndividualTable 3.1.a. Disclosure of Net Claims by Portfolio Category and Rating Scale - Individual Bank
177Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 402.035 670.759 481.310 - - - - - - - 356.861 1.910.966
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalldan Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - 144.593 - - - - - - - - 12.492.576 12.637.169
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
Total - 402.035 815.353 481.310 - - - - - - - 12.849.437 14.548.135
dalam jutaan Rupiah/in million RupiahTabel 3.1.a. Pengungkapan Tagihan Bersih Berdasarkan Kategori Portofolio dan Skala Peringkat - Bank secara IndividualTable 3.1.a. Disclosure of Net Claims by Portfolio Category and Rating Scale - Individual Bank
178 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 17 336.904 920.245 101.551 - - - - - - - 24.926 1.377.526
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - - - - - - - - - - 10.285.970 9.517.533
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
TOTAL 17 336.904 920.245 101.551 - - - - - - - 10.310.896 10.895.059
179Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 17 336.904 920.245 101.551 - - - - - - - 24.926 1.377.526
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - - - - - - - - - - 10.285.970 9.517.533
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
TOTAL 17 336.904 920.245 101.551 - - - - - - - 10.310.896 10.895.059
dalam jutaan Rupiah/in million Rupiah
180 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 402.035 670.759 481.310 - - - - - - - 356.861 1.910.966
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - 144.593 - - - - - - - - 12.752.382 12.896.975
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
TOTAL - 402.035 815.353 481.310 - - - - - - - 13.109.244 14.807.941
Tabel 3.1.b. Pengungkapan Tagihan Bersih Berdasarkan Kategori Portofolio dan Skala Peringkat - Bank secara Konsolidasi denganPerusahaan AnakTable 3.1.b Disclosure of Net Claims by Portfolio Category and Rating Scale - Bank Consolidated with Subsidiary
181Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2018December 31, 2018
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 402.035 670.759 481.310 - - - - - - - 356.861 1.910.966
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - 144.593 - - - - - - - - 12.752.382 12.896.975
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
TOTAL - 402.035 815.353 481.310 - - - - - - - 13.109.244 14.807.941
Tabel 3.1.b. Pengungkapan Tagihan Bersih Berdasarkan Kategori Portofolio dan Skala Peringkat - Bank secara Konsolidasi denganPerusahaan AnakTable 3.1.b Disclosure of Net Claims by Portfolio Category and Rating Scale - Bank Consolidated with Subsidiary dalam jutaan Rupiah/in million Rupiah
182 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2017December 31, 2017
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 17 336.904 920.245 101.551 - - - - - - - 24.926 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - - - - - - - - - - 10.600.509 10.600.509
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
TOTAL 17 336.904 920.245 101.551 - - - - - - - 10.625.435 11.984.152
183Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2017December 31, 2017
No. Kategori PortofolioPortfolio Categories
Lembaga PemeringkatRating Agencies
Tagihan BersihNet Claim
Peringkat Jangka panjangLong Term Rating
Peringkat Jangka PendekLong Term Rating
Tanpa PeringkatNon rated
Total
Standard and Poor's AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- A-1 A-2 A-3 Kurang dari A-3Less than A-3
Fitch Rating AAA AA+ s.d AA- A+ s.d A- BBB+ s.d BBB- BB+ s.d BB- B+ s.d B- Kurang dari B- F1+ s.d F1 F2 F3 Kurang dari F3Less than F3
Moody's Aaa Aa1 s.d Aa3 A1 s.d A3 Baa1 s.d Baa3 Ba1 s.d Ba3 B1 s.d B3 Kurang dari B3 P-1 P-2 P-3 Kurang dari P-3Less than P-3
PT. Fitch Ratings Indonesia AAA (idn) AA+(idn) s.d AA-(idn)
A+(idn) s.d. A-(idn)
BBB+(idn) s.d BBB-(idn)
BB+(idn) s.d BB-(idn)
B+(idn) s.d B-(idn)
Kurang dari B-(idn)
F1+(idn) s.d F1(idn) F2(idn) F3(idn)
Kurang dari F3(idn)
Less than F3(idn)
PT ICRA Indonesia [Idr]AAA [Idr]AA+ s.d [Idr]AA-
[Idr]A+ s.d [Idr]A-
[Idr]BBB+ s.d [Idr]BBB-
[Idr]BB+ s.d [Idr]BB-
[Idr]B+ s.d [Idr]B-
Kurang dari [Idr]B-
[Idr]A1+ s.d [Idr]A1
[Idr]A2+ s.d [Idr]A2
[Idr]A3+ s.d [Idr] A3
Kurang dari [Idr]A3
Less than [Idr]A3
PT Pemeringkat Efek Indonesia idAAA idAA+ s.d idAA- idA+ s.d id A- id BBB+ s.d id BBB-
id BB+ s.d id BB- id B+ s.d id B- Kurang dari
idB- idA1 idA2 idA3 s.d id A4Kurang dari
idA4Less than idA4
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16)
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - - - - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 17 336.904 920.245 101.551 - - - - - - - 24.926 1.383.643
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
7 Kredit Pegawai/PensiunanRetired Employee Credit
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
9 Tagihan kepada KorporasiClaim to Corporate - - - - - - - - - - - 10.600.509 10.600.509
10 Tagihan yang Telah Jatuh TempoClaim on past due
11 Aset LainnyaOthers Asset
12 Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available) - - - - - - - - - - - - -
TOTAL 17 336.904 920.245 101.551 - - - - - - - 10.625.435 11.984.152
dalam jutaan Rupiah/in million Rupiah
184 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No Variabel yang MendasariUnderlying Variables
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Notional Amount
Tagihan Derivatif
DerivativeClaim
Kewajiban Derivatif
DerivativeLiabilties
Tagihan Bersih sebelum MRK
Net Claimbefore CRM
MRKCRM
Tagihan Bersih setelah MRK
Net Claimafter CRM
Notional Amount
Tagihan Derivatif
DerivativeClaim
Kewajiban Derivatif/ DerivativeLiabilties
Tagihan Bersih sebelum MRK
Net Claimbefore CRM
MRKCRM
Tagihan Bersih setelah MRK
Net Claimafter CRM< 1 Tahun
< 1 Year
> 1 Tahun - < 5 Tahun
> 1 Year - < 5 Years
> 5 Tahun> 5 Years
< 1 Tahun< 1 Year
> 1 Tahun - < 5 Tahun
> 1 Year - < 5 Years
> 5 Tahun> 5 Years
BANK SECARA INDIVIDUALINDIVIDUAL BANK
1 Suku BungaInterest Rate - - - - - - - - - - - - - - - -
2 Nilai TukarExchange Rate 1.094.211 - - 5.157 (3.156) 16.099 - 16.099 1.049.602 - - 4.514 (3.157) 15.010 - 15.010
3 Lainnya - - - - - - - - - - - - - - - -
TOTAL 1.094.211 - - 5.157 (3.156) 16.099 - 16.099 1.049.602 - - 4.514 (3.157) 15.010 - 15.010
BANK SECARA KONSOLIDASICONSOLIDATED BANK
1 Suku BungaInterest Rate - - - - - - - - - - - - - - - -
2 Nilai TukarExchange Rate 1.012.681 - - 5.157 (3.156) 15.063 - 15.063 968.072 - - 4.514 (3.157) 15.063 - 15.063
3 SahamShares - - - - - - - - - - - - - - - -
4 EmasGold - - - - - - - - - - - - - - - -
5 Logam selain EmasMetal Except Gold - - - - - - - - - - - - - - - -
6 LainnyaOthers - - - - - - - - - - - - - - - -
TOTAL 1.012.681 - - 5.157 (3.156) 15.063 - 15.063 968.072 - - 4.514 (3.157) 15.063 - 15.063
Tabel 3.2.a. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi DerivatifTable 3.2.a. Disclosure of Counterparty Credit Risk: Derivative Transactions
Tabel 3.2.b.1. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Repo - Bank secara IndividualTable 3.2.b.1 Disclosure of Counterparty Credit Risk: Repo Transaction - Individual Bank
Tabel 3.2.b.2. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Repo - Bank secara Konsolidasi dengan Perusahaan AnakTable 3.2.b.2. Disclosure of Counterparty Credit Risk: Repo Transaction - Bank Consolidated with Subsidiary
Tabel 3.2.c.1. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Reverse Repo - Bank secara IndividualTable 3.2.c.1 Disclosure of Counterparty Credit Risk: Reverse Repo Transactions - individual Bank
Tabel 3.2.c.2. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Reverse Repo - Bank secara Konsolidasi dengan Perusahaan AnakTable 3.2.c.2 Disclosure of Counterparty Credit Risk: Reverse Repo Transactions - Bank Consolidated with Subsidiary
Bank tidak memiliki eksposur Transaksi RepoBank has no exposure of Repo Transaction
Bank tidak memiliki eksposur Transaksi repo secara Konsolidasi dengan perusahaan AnakBank has no exposure of Repo Transaction in Consolidated with Subsidiary
Bank tidak memiliki eksposur Transaksi Reverse RepoBank has no exposure of Reverse Repo Transaction
Bank tidak memiliki eksposur Transaksi Reverse Repo secara Konsolidasi dengan perusahaan AnakBank has no exposure of Reverse Repo Transaction in Consolidated with Subsidiary
185Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No Variabel yang MendasariUnderlying Variables
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Notional Amount
Tagihan Derivatif
DerivativeClaim
Kewajiban Derivatif
DerivativeLiabilties
Tagihan Bersih sebelum MRK
Net Claimbefore CRM
MRKCRM
Tagihan Bersih setelah MRK
Net Claimafter CRM
Notional Amount
Tagihan Derivatif
DerivativeClaim
Kewajiban Derivatif/ DerivativeLiabilties
Tagihan Bersih sebelum MRK
Net Claimbefore CRM
MRKCRM
Tagihan Bersih setelah MRK
Net Claimafter CRM< 1 Tahun
< 1 Year
> 1 Tahun - < 5 Tahun
> 1 Year - < 5 Years
> 5 Tahun> 5 Years
< 1 Tahun< 1 Year
> 1 Tahun - < 5 Tahun
> 1 Year - < 5 Years
> 5 Tahun> 5 Years
BANK SECARA INDIVIDUALINDIVIDUAL BANK
1 Suku BungaInterest Rate - - - - - - - - - - - - - - - -
2 Nilai TukarExchange Rate 1.094.211 - - 5.157 (3.156) 16.099 - 16.099 1.049.602 - - 4.514 (3.157) 15.010 - 15.010
3 Lainnya - - - - - - - - - - - - - - - -
TOTAL 1.094.211 - - 5.157 (3.156) 16.099 - 16.099 1.049.602 - - 4.514 (3.157) 15.010 - 15.010
BANK SECARA KONSOLIDASICONSOLIDATED BANK
1 Suku BungaInterest Rate - - - - - - - - - - - - - - - -
2 Nilai TukarExchange Rate 1.012.681 - - 5.157 (3.156) 15.063 - 15.063 968.072 - - 4.514 (3.157) 15.063 - 15.063
3 SahamShares - - - - - - - - - - - - - - - -
4 EmasGold - - - - - - - - - - - - - - - -
5 Logam selain EmasMetal Except Gold - - - - - - - - - - - - - - - -
6 LainnyaOthers - - - - - - - - - - - - - - - -
TOTAL 1.012.681 - - 5.157 (3.156) 15.063 - 15.063 968.072 - - 4.514 (3.157) 15.063 - 15.063
Tabel 3.2.a. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi DerivatifTable 3.2.a. Disclosure of Counterparty Credit Risk: Derivative Transactions
Tabel 3.2.b.1. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Repo - Bank secara IndividualTable 3.2.b.1 Disclosure of Counterparty Credit Risk: Repo Transaction - Individual Bank
Tabel 3.2.b.2. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Repo - Bank secara Konsolidasi dengan Perusahaan AnakTable 3.2.b.2. Disclosure of Counterparty Credit Risk: Repo Transaction - Bank Consolidated with Subsidiary
Tabel 3.2.c.1. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Reverse Repo - Bank secara IndividualTable 3.2.c.1 Disclosure of Counterparty Credit Risk: Reverse Repo Transactions - individual Bank
Tabel 3.2.c.2. Pengungkapan Risiko Kredit Pihak Lawan: Transaksi Reverse Repo - Bank secara Konsolidasi dengan Perusahaan AnakTable 3.2.c.2 Disclosure of Counterparty Credit Risk: Reverse Repo Transactions - Bank Consolidated with Subsidiary
Bank tidak memiliki eksposur Transaksi RepoBank has no exposure of Repo Transaction
Bank tidak memiliki eksposur Transaksi repo secara Konsolidasi dengan perusahaan AnakBank has no exposure of Repo Transaction in Consolidated with Subsidiary
Bank tidak memiliki eksposur Transaksi Reverse RepoBank has no exposure of Reverse Repo Transaction
Bank tidak memiliki eksposur Transaksi Reverse Repo secara Konsolidasi dengan perusahaan AnakBank has no exposure of Reverse Repo Transaction in Consolidated with Subsidiary
dalam jutaan Rupiah/in million Rupiah
186 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya Others 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
A Eksposur NeracaExposure on Balance Sheet
1Tagihan Kepada PemerintahClaim to The Government
2.323.265 - - - - - - - - - - 2.151.285 - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 1.221.048 - - - 682.019 - - - 585.219 46.818 - 1.353.533 - - - 21.820 - - - 281.617 22.529
5Kredit Beragun Rumah TinggalResidential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - 267.559 - 267.559 21.405 - - - - - - - 263.831 - 263.831 21.106
7Kredit Pegawai/PensiunanRetired Employee Credit
- - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
9Tagihan kepada KorporasiClaim to Corporate
- - - - - 71.093 - 12.140.490 - 11.378.987 910.319 412.819 34.564 - - - 360.535 - 9.077.848 - 9.548.312 763.865
10Tagihan yang Telah Jatuh TempoClaim on past due
- - - - - - - - 228.026 342.040 27.363 - - - - - - - - 57.084 85.625 6.850
11 Aset LainnyaOthers Asset 17.533 - - - - - - 252.191 - 252.191 20.175 - - - - - - - 208.222 - 186.138 14.891
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur NeracaTotal Exposure on Balance Sheet
2.340.798 1.221.048 - - - 753.112 - 12.660.240 228.026 - 12.825.995 1.026.080 2.564.104 1.388.097 - - - 382.356 - 9.549.901 57.084 - 10.365.522 829.242
Tabel 4.1.a. Pengungkapan Tagihan Bersih Berdasarkan Bobot Risiko Setelah Memperhitungkan Dampak Mitigasi Risiko KreditBank secara IndividualTable 4.1.a. Disclosure of Net Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation - Individual Bank
187Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya Others 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
A Eksposur NeracaExposure on Balance Sheet
1Tagihan Kepada PemerintahClaim to The Government
2.323.265 - - - - - - - - - - 2.151.285 - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 1.221.048 - - - 682.019 - - - 585.219 46.818 - 1.353.533 - - - 21.820 - - - 281.617 22.529
5Kredit Beragun Rumah TinggalResidential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - 267.559 - 267.559 21.405 - - - - - - - 263.831 - 263.831 21.106
7Kredit Pegawai/PensiunanRetired Employee Credit
- - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
9Tagihan kepada KorporasiClaim to Corporate
- - - - - 71.093 - 12.140.490 - 11.378.987 910.319 412.819 34.564 - - - 360.535 - 9.077.848 - 9.548.312 763.865
10Tagihan yang Telah Jatuh TempoClaim on past due
- - - - - - - - 228.026 342.040 27.363 - - - - - - - - 57.084 85.625 6.850
11 Aset LainnyaOthers Asset 17.533 - - - - - - 252.191 - 252.191 20.175 - - - - - - - 208.222 - 186.138 14.891
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur NeracaTotal Exposure on Balance Sheet
2.340.798 1.221.048 - - - 753.112 - 12.660.240 228.026 - 12.825.995 1.026.080 2.564.104 1.388.097 - - - 382.356 - 9.549.901 57.084 - 10.365.522 829.242
Tabel 4.1.a. Pengungkapan Tagihan Bersih Berdasarkan Bobot Risiko Setelah Memperhitungkan Dampak Mitigasi Risiko KreditBank secara IndividualTable 4.1.a. Disclosure of Net Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation - Individual Bank dalam jutaan Rupiah/in million Rupiah
188 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1Tagihan Kepada PemerintahClaim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - - - - - - - - - - - - - - - - - - - - - -
5Kredit Beragun Rumah TinggalResidential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate - - - - - - - 277.543 - 262.606 21.008 - - - - - - - 147.336 - 111.534 8.923
10Tagihan yang Telah Jatuh TempoClaim on past due
- - - - - - - - - - - - - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)/ Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur TRATotal Exposure on OffBalance Transactions
- - - - - - - 277.543 - - 262.606 21.008 - - - - - - - 147.336 - - 111.534 8.923
189Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1Tagihan Kepada PemerintahClaim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - - - - - - - - - - - - - - - - - - - - - -
5Kredit Beragun Rumah TinggalResidential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate - - - - - - - 277.543 - 262.606 21.008 - - - - - - - 147.336 - 111.534 8.923
10Tagihan yang Telah Jatuh TempoClaim on past due
- - - - - - - - - - - - - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)/ Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur TRATotal Exposure on OffBalance Transactions
- - - - - - - 277.543 - - 262.606 21.008 - - - - - - - 147.336 - - 111.534 8.923
dalam jutaan Rupiah/in million Rupiah
190 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
C Eksposur akibat Kegagalan Pihak Lawan Counterparty Credit RiskExposure on Counterparty Credit Risk
1Tagihan Kepada PemerintahClaim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 6.851 - - - 9.942 - - - 6.399 512 - 2.759 - - - 5.532 - - - 3.193 255
5
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
6Tagihan kepada KorporasiClaim to Corporate
- - - - - - - 20.590 - 20.590 1.647 - - - - - - - 6.720 - 6.720 538
7Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur Counterparty Credit RiskTotal Exposure on Counterparty Credit Risk
- 6.851 - - - 9.942 - 20.590 - - 26.989 2.159 - 2.759 - - - 5.532 - 6.720 - - 9.913 793
191Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
C Eksposur akibat Kegagalan Pihak Lawan Counterparty Credit RiskExposure on Counterparty Credit Risk
1Tagihan Kepada PemerintahClaim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 6.851 - - - 9.942 - - - 6.399 512 - 2.759 - - - 5.532 - - - 3.193 255
5
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
6Tagihan kepada KorporasiClaim to Corporate
- - - - - - - 20.590 - 20.590 1.647 - - - - - - - 6.720 - 6.720 538
7Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur Counterparty Credit RiskTotal Exposure on Counterparty Credit Risk
- 6.851 - - - 9.942 - 20.590 - - 26.989 2.159 - 2.759 - - - 5.532 - 6.720 - - 9.913 793
dalam jutaan Rupiah/in million Rupiah
192 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
A Eksposur NeracaExposure on Balance Sheet
1Tagihan Kepada PemerintahClaim to TheGovernment
2.323.265 - - - - - - - - - - 2.151.285 - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 1.221.048 - - - 682.019 - - - 585.219 46.818 - 1.353.533 - - - 21.820 - - - 281.617 22.529
5Kredit Beragun Rumah TinggalResidential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - 267.559 - 267.559 21.405 - - - - - - - 263.831 - 263.831 21.106
7Kredit Pegawai/PensiunanRetired Employee Credit
- - - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
9Tagihan kepada KorporasiClaim to Corporate
- - - - - 71.093 - 12.410.555 - 11.649.052 931.924 412.819 34.564 - - - 360.535 - 9.392.387 - 9.862.850 813.028
10Tagihan yang Telah Jatuh TempoClaim on past due
- - - - - - - - 228.026 342.039 27.363 - - - - - - - - 57.084 85.625 6.850
11 Aset LainnyaOthers Asset 17.540 - - - - - - 284.402 - 284.402 22.752 - - - - - - - 217.506 - 195.422 15.660
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur Neraca Total Exposure onBalance Sheet
2.340.805 1.221.048 - - - 753.112 - 12.962.516 228.026 - 13.128.271 1.050.262 2.564.104 1.388.097 - - - 382.356 - 9.873.724 57.084 - 10.689.345 879.174
Tabel 4.1.b. Pengungkapan Tagihan Bersih Berdasarkan Bobot Risiko Setelah Memperhitungkan Dampak MitigasiRisiko Kredit - Bank secara Konsolidasi dengan Perusahaan AnakTable 4.1.b. Disclosure Net Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation - Bank Consolidated with Subsidiary
193Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
A Eksposur NeracaExposure on Balance Sheet
1Tagihan Kepada PemerintahClaim to TheGovernment
2.323.265 - - - - - - - - - - 2.151.285 - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - 1.221.048 - - - 682.019 - - - 585.219 46.818 - 1.353.533 - - - 21.820 - - - 281.617 22.529
5Kredit Beragun Rumah TinggalResidential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - 267.559 - 267.559 21.405 - - - - - - - 263.831 - 263.831 21.106
7Kredit Pegawai/PensiunanRetired Employee Credit
- - - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
9Tagihan kepada KorporasiClaim to Corporate
- - - - - 71.093 - 12.410.555 - 11.649.052 931.924 412.819 34.564 - - - 360.535 - 9.392.387 - 9.862.850 813.028
10Tagihan yang Telah Jatuh TempoClaim on past due
- - - - - - - - 228.026 342.039 27.363 - - - - - - - - 57.084 85.625 6.850
11 Aset LainnyaOthers Asset 17.540 - - - - - - 284.402 - 284.402 22.752 - - - - - - - 217.506 - 195.422 15.660
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur Neraca Total Exposure onBalance Sheet
2.340.805 1.221.048 - - - 753.112 - 12.962.516 228.026 - 13.128.271 1.050.262 2.564.104 1.388.097 - - - 382.356 - 9.873.724 57.084 - 10.689.345 879.174
dalam jutaan Rupiah/in million Rupiah
194 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1Tagihan Kepada Pemerintah/ Claim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor Publik/ Claim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional/ Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada Bank/ Claim to The Bank - - - - - - - - - - - - - - - - - - - - - -
5Kredit Beragun Rumah Tinggal/ Residential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti Komersial/ Commercial Property Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
7Kredit Pegawai/Pensiunan/ Retired Employee Credit
- - - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel/ Claim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
9Tagihan kepada Korporasi/ Claim to Corporate
- - - - - - - 277.543 - 262.605 21.008 - - - - - - - 147.336 - 111.534 8.923
10Tagihan yang Telah Jatuh Tempo/ Claim on past due
- - - - - - - - - - - - - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)/ Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur TRA/ Total Exposure on OffBalance Transactions
- - - - - - - 277.543 - - 262.605 21.008 - - - - - - - 147.336 - - 111.534 8.923
195Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1Tagihan Kepada Pemerintah/ Claim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor Publik/ Claim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional/ Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada Bank/ Claim to The Bank - - - - - - - - - - - - - - - - - - - - - -
5Kredit Beragun Rumah Tinggal/ Residential Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
6Kredit Beragun Properti Komersial/ Commercial Property Mortgage Loans
- - - - - - - - - - - - - - - - - - - - - -
7Kredit Pegawai/Pensiunan/ Retired Employee Credit
- - - - - - - - - - - - - - - - - - - - - -
8
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel/ Claim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
9Tagihan kepada Korporasi/ Claim to Corporate
- - - - - - - 277.543 - 262.605 21.008 - - - - - - - 147.336 - 111.534 8.923
10Tagihan yang Telah Jatuh Tempo/ Claim on past due
- - - - - - - - - - - - - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)/ Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur TRA/ Total Exposure on OffBalance Transactions
- - - - - - - 277.543 - - 262.605 21.008 - - - - - - - 147.336 - - 111.534 8.923
dalam jutaan Rupiah/in million Rupiah
196 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
C Eksposur akibat Kegagalan Pihak Lawan (Counterparty Credit Risk)Exposure on Counterparty Credit Risk
1Tagihan Kepada Pemerintah/ Claim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor Publik/ Claim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional/ Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada Bank/ Claim to The Bank - 7.141 - - - 9.942 - - - 6.399 512 - 2.759 - - - 5.532 - - - 3.193 255
5
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel/ Claim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
6Tagihan kepada Korporasi/ Claim to Corporate
- - - - - - - 20.590 - 20.590 1.647 - - - - - - - 6.720 - 6.310 538
7Eksposur di Unit Usaha Syariah (apabila ada)/ Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur Counterparty Credit Risk/ Total Exposure on Counterparty Credit Risk
- 7.141 - - - 9.942 - 20.590 - - 26.989 2.159 - 2.759 - - - 5.532 - 6.720 - - 9.503 793
197Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
ATMRRWA
Beban ModalCapital Charge
31 Desember 2017December 31, 2017
ATMRRWA
Beban ModalCapital Charge
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
Tagihan Bersih Setelah Memperhitungkan Dampak Mitigasi Risiko KreditNet Claims Based on Risk Weighted After Impact Calculation of Credit Risk Mitigation
0% 20% 35% 40% 45% 50% 75% 100% 150% LainnyaOthers 0% 20% 35% 40% 45% 50% 75% 100% 150% Lainnya
Others
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15) (16) (17) (18) (19) (20) (21) (22) (23) (24) (25) (26)
C Eksposur akibat Kegagalan Pihak Lawan (Counterparty Credit Risk)Exposure on Counterparty Credit Risk
1Tagihan Kepada Pemerintah/ Claim to TheGovernment
- - - - - - - - - - - - - - - - - - - - - -
2Tagihan Kepada Entitas Sektor Publik/ Claim to Public Sector Entities
- - - - - - - - - - - - - - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional/ Claim to The Multilateral Development Banks and International Institutions
- - - - - - - - - - - - - - - - - - - - - -
4 Tagihan Kepada Bank/ Claim to The Bank - 7.141 - - - 9.942 - - - 6.399 512 - 2.759 - - - 5.532 - - - 3.193 255
5
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel/ Claim to Micro, Smalland Retail Portfolio
- - - - - - - - - - - - - - - - - - - - - -
6Tagihan kepada Korporasi/ Claim to Corporate
- - - - - - - 20.590 - 20.590 1.647 - - - - - - - 6.720 - 6.310 538
7Eksposur di Unit Usaha Syariah (apabila ada)/ Exposure in Units of Sharia (when available)
- - - - - - - - - - - - - - - - - - - - - - - -
Total Eksposur Counterparty Credit Risk/ Total Exposure on Counterparty Credit Risk
- 7.141 - - - 9.942 - 20.590 - - 26.989 2.159 - 2.759 - - - 5.532 - 6.720 - - 9.503 793
dalam jutaan Rupiah/in million Rupiah
198 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
No. Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
A Eksposur NeracaExposure on Balance Sheet
1 Tagihan Kepada PemerintahClaim to The Government 2.283.973 - - - 2.283.973 2.151.136 - - - 2.151.136
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank 1.903.067 - - - 1.903.067 1.375.353 - - - 1.375.353
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
267.559 - - - 267.559 263.831 - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 12.195.797 - - - 12.195.797 10.169.050 412.819 - - 9.756.231
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 - - - 228.026 57.084 - - - 57.084
11 Aset LainnyaOthers Asset 269.724 - - - 269.724 208.222 - - - 208.222
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur NeracaTotal Exposure on Balance Sheet 17.148.147 - - - - 17.148.147 14.224.675 412.819 - - - 13.811.856
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1 Tagihan Kepada PemerintahClaim to the Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to the Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank - - - - - - - - - -
Tabel 4.2.a. Pengungkapan Tagihan Bersih dan Teknik Mitigasi Risiko Kredit - Bank secara IndividualTable 4.2.a Disclosure of Net Claims and Credit Risk Mitigation Techniques - Individual Bank
199Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
No. Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
A Eksposur NeracaExposure on Balance Sheet
1 Tagihan Kepada PemerintahClaim to The Government 2.283.973 - - - 2.283.973 2.151.136 - - - 2.151.136
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank 1.903.067 - - - 1.903.067 1.375.353 - - - 1.375.353
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
267.559 - - - 267.559 263.831 - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 12.195.797 - - - 12.195.797 10.169.050 412.819 - - 9.756.231
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 - - - 228.026 57.084 - - - 57.084
11 Aset LainnyaOthers Asset 269.724 - - - 269.724 208.222 - - - 208.222
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur NeracaTotal Exposure on Balance Sheet 17.148.147 - - - - 17.148.147 14.224.675 412.819 - - - 13.811.856
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1 Tagihan Kepada PemerintahClaim to the Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to the Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank - - - - - - - - - -
dalam jutaan Rupiah/in million Rupiah
200 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
No. Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 433.171 - - - 433.171 147.336 - - - 147.336
10 Tagihan yang Telah Jatuh TempoClaim on past due - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur TRATotal Exposure on Off Balance Transactions
433.171 - - - - 433.171 147.336 - - - - 147.336
C Eksposur akibat Kegagalan Pihak Lawan (Counterparty Credit Risk)Exposure on Counterparty Credit Risk
1 Tagihan Kepada PemerintahClaim to the Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank 7.899 - - - 7.899 8.290 - - - 8.290
5Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
6 Tagihan kepada KorporasiClaim to Corporate 8.201 - - - 8.201 6.720 - - - 6.720
7Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur Counterparty Credit RiskTotal Exposure on Counterparty Credit Risk
16.099 - - - - 16.099 15.010 - - - - 15.010
201Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
No. Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 433.171 - - - 433.171 147.336 - - - 147.336
10 Tagihan yang Telah Jatuh TempoClaim on past due - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur TRATotal Exposure on Off Balance Transactions
433.171 - - - - 433.171 147.336 - - - - 147.336
C Eksposur akibat Kegagalan Pihak Lawan (Counterparty Credit Risk)Exposure on Counterparty Credit Risk
1 Tagihan Kepada PemerintahClaim to the Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank 7.899 - - - 7.899 8.290 - - - 8.290
5Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
6 Tagihan kepada KorporasiClaim to Corporate 8.201 - - - 8.201 6.720 - - - 6.720
7Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur Counterparty Credit RiskTotal Exposure on Counterparty Credit Risk
16.099 - - - - 16.099 15.010 - - - - 15.010
dalam jutaan Rupiah/in million Rupiah
202 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No.
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
A Eksposur NeracaExposure on Balance Sheet
1 Tagihan Kepada PemerintahClaim to the Government 2.283.973 - - - 2.283.973 2.151.136 - - - 2.151.136
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank 1.903.067 - - - 1.903.067 1.375.353 - - - 1.375.353
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
267.559 - - - 267.559 263.831 - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 12.455.603 - - - 12.455.603 10.483.589 412.819 - - 10.070.770
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 - - - 228.026 57.084 - - - 57.084
11 Aset LainnyaOthers Asset 301.119 - - - 301.119 217.506 - - - 217.506
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur NeracaTotal Exposure on Balance Sheet 17.439.348 - - - - 17.439.348 14.548.498 412.819 - - - 14.135.680
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - - - - - - - - - -
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
Tabel 4.2.b. Pengungkapan Tagihan Bersih dan Teknik Mitigasi Risiko Kredit - Bank secara Konsolidasi dengan Perusahaan AnakTable 4.2.b Disclosure of Net Claims and Credit Risk Mitigation Techniques - Bank Consolidated with Subsidiary
203Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No.
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
A Eksposur NeracaExposure on Balance Sheet
1 Tagihan Kepada PemerintahClaim to the Government 2.283.973 - - - 2.283.973 2.151.136 - - - 2.151.136
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to the Bank 1.903.067 - - - 1.903.067 1.375.353 - - - 1.375.353
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
267.559 - - - 267.559 263.831 - - - 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 12.455.603 - - - 12.455.603 10.483.589 412.819 - - 10.070.770
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 - - - 228.026 57.084 - - - 57.084
11 Aset LainnyaOthers Asset 301.119 - - - 301.119 217.506 - - - 217.506
12Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur NeracaTotal Exposure on Balance Sheet 17.439.348 - - - - 17.439.348 14.548.498 412.819 - - - 14.135.680
B Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifExposure on Commitments/ Contingencies for off Balance Sheet Transactions
1 Tagihan Kepada PemerintahClaim to The Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank - - - - - - - - - -
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - - - - - -
6Kredit Beragun Properti KomersialCommercial Property Mortgage Loans
- - - - - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - - - - - -
dalam jutaan Rupiah/in million Rupiah
204 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No.
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 433.171 - - - 433.171 147.336 - - - 147.336
10 Tagihan yang Telah Jatuh TempoClaim on past due - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur TRATotal Exposure on Off Balance Transactions
433.171 - - - - 433.171 147.336 - - - - 147.336
C Eksposur akibat Kegagalan Pihak Lawan (Counterparty Credit Risk)Exposure on Counterparty Credit Risk
1 Tagihan Kepada PemerintahClaim to the Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 7.899 - - - 7.899 8.290 - - - 8.290
5Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
6 Tagihan kepada KorporasiClaim to Corporate 8.201 - - - 8.201 6.720 - - - 6.720
7Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur Counterparty Credit RiskTotal Exposure on Counterparty Credit Risk
16.099 - - - - 16.099 15.010 - - - - 15.010
Tabel 5.1.a. Pengungkapan Transaksi Sekuritisasi - Bank secara IndividualTable 5.1.a Disclosure of Securitization Transactions - Individual Bank
Tabel 5.1.b. Pengungkapan Transaksi Sekuritisasi - Bank secara Konsolidasi dengan Perusahaan AnakTable 5.1.b Disclosure of Securitization Transactions - Bank Consolidated with Subsidiary
Bank tidak memiliki eksposur Transaksi SekuritisasiBank has no exposure on Securitization Transaction
Bank tidak memiliki eksposur Transaksi Sekuritisasi secara Konsolidasi dengan perusahaan AnakBank has no exposure on Securitization Transaction as a Consolidated with Subsidiary
205Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No.
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Kategori PortofolioPortfolio Categories
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by Bagian Yang Tidak
DijaminPortion which not
Secured
Tagihan BersihNet Claims
Bagian Yang Dijamin DenganPortion which Secured by
Bagian Yang Tidak DijaminPortion which not SecuredAgunan
CollateralGaransi
GuaranteeAsuransi KreditCredit Insurance
LainnyaOthers
AgunanCollateral
GaransiGuarantee
Asuransi KreditCredit Insurance
LainnyaOthers
(1) (2) (3) (4) (5) (6) (7) (8)=(3)-[(4)+(5)+(6)+(7)] (9) (10) (11) (12) (13) (8)=(3)-[(4)+(5)+(6)+(7)]
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 433.171 - - - 433.171 147.336 - - - 147.336
10 Tagihan yang Telah Jatuh TempoClaim on past due - - - - - - - - - -
11Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur TRATotal Exposure on Off Balance Transactions
433.171 - - - - 433.171 147.336 - - - - 147.336
C Eksposur akibat Kegagalan Pihak Lawan (Counterparty Credit Risk)Exposure on Counterparty Credit Risk
1 Tagihan Kepada PemerintahClaim to the Government - - - - - - - - - -
2Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities
- - - - - - - - - -
3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - - - - - -
4 Tagihan Kepada BankClaim to The Bank 7.899 - - - 7.899 8.290 - - - 8.290
5Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - - - - - -
6 Tagihan kepada KorporasiClaim to Corporate 8.201 - - - 8.201 6.720 - - - 6.720
7Eksposur di Unit Usaha Syariah (apabila ada)Exposure in Units of Sharia (when available)
- - - - - - - - - - - -
Total Eksposur Counterparty Credit RiskTotal Exposure on Counterparty Credit Risk
16.099 - - - - 16.099 15.010 - - - - 15.010
Tabel 5.1.a. Pengungkapan Transaksi Sekuritisasi - Bank secara IndividualTable 5.1.a Disclosure of Securitization Transactions - Individual Bank
Tabel 5.2.a. Pengungkapan Ringkasan Aktivitas Transaksi Sekuritisasi Bank Bertindak Sebagai Kreditur Asal - Bank secara IndividualTable 5.2.a Disclosure of Summary Securitization Transaction Activity Bank as Creditor – Individual Bank
Tabel 5.2.b. Pengungkapan Ringkasan Aktivitas Transaksi Sekuritisasi Bank Bertindak Sebagai Kreditur Asal - Bank secara Konsolidasi dengan Perusahaan AnakTable 5.2.b Disclosure of Summary Securitization Transaction Activity Bank as Creditor Bank Consolidated with Subsidiary
Tabel 5.1.b. Pengungkapan Transaksi Sekuritisasi - Bank secara Konsolidasi dengan Perusahaan AnakTable 5.1.b Disclosure of Securitization Transactions - Bank Consolidated with Subsidiary
Bank tidak memiliki eksposur Transaksi SekuritisasiBank has no exposure on Securitization Transaction
Bank tidak memiliki eksposur Transaksi Sekuritisasi Bank bertindak sebagai Kreditur AsalBank has no exposure on Securitization Transaction Bank act as a Creditor
Bank tidak memiliki eksposur Transaksi Sekuritisasi secara Konsolidasi dengan perusahaan AnakBank has no exposure on Securitization Transaction as a Consolidated with Subsidiary Bank tidak memiliki eksposur Transaksi Sekuritisasi Bank bertindak sebagai Kreditur Asal secara Konsolidasi dengan perusahaan Anak
Bank has no exposure on Securitization Transaction Bank act as a Creditor as Consolidated with Subsidiary
dalam jutaan Rupiah/in million Rupiah
206 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan BersihClaim Net
ATMR Sebelum MRK
RWA before CRM
ATMR Setelah MRK
RWA after CRMTagihan Bersih
Claim NetATMR Sebelum
MRKRWA before CRM
ATMR Setelah MRK
RWA after CRM
(1) (2) (3) (4) (5) (6) (7) (8)
1 Tagihan Kepada PemerintahClaim to The Government 2.323.265 - - 2.153.647 - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - -
4 Tagihan Kepada BankClaim to The Bank 1.903.067 585.219 585.219 1.375.353 281.617 281.617
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 267.559 267.559 267.559 263.831 263.831 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 12.211.583 12.176.036 11.378.987 10.169.050 10.169.050 9.518.279
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 342.040 342.040 57.084 85.625 85.625
11 Aset LainnyaOthers Asset 269.724 252.191 225.952 204.807
TOTAL 17.203.224 13.370.854 12.825.995 14.244.916 10.800.122 10.354.159
Tabel 6.1.1. Pengungkapan Eksposur Aset di NeracaTable 6.1.1 Disclosure of Assets Exposures in Balance Sheet
Tabel 6.1.2. Pengungkapan Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening AdministratifTable 6.1.2 Disclosure of Commitments/Contingent Exposure on Balance Sheet
No Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan BersihClaim Net
ATMR Sebelum MRK
RWA before CRM
ATMR Setelah MRK
RWA after CRMTagihan Bersih
Claim NetATMR Sebelum
MRKRWA before CRM
ATMR Setelah MRK
RWA after CRM
(1) (2) (3) (4) (5) (6) (7) (8)
1 Tagihan Kepada PemerintahClaim to the Government - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - -
4 Tagihan Kepada BankClaim to the Bank - - - - - -
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 277.543 277.543 262.606 147.336 147.336 111.534
10 Tagihan yang Telah Jatuh TempoClaim on Past Due - - - - - -
TOTAL 277.543 277.543 262.606 147.336 147.336 111.534
dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
207Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 6.1.3. Pengungkapan Eksposur yang Menimbulkan Risiko Kredit akibat Kegagalan Pihak Lawan (Counterparty Credit Risk)Table 6.1.3 Disclosure of Potential Credit Risk Exposure due to Failure of Competitor (Counterparty Credit Risk)
No Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan BersihClaim Net
ATMR Sebelum MRK
RWA before CRMATMR Setelah MRK
RWA after CRMTagihan Bersih
Claim NetATMR Sebelum
MRKRWA before CRM
ATMR Setelah MRKRWA after CRM
(1) (2) (3) (4) (5) (6) (7) (8)
1 Tagihan Kepada PemerintahClaim to the Government - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - -
4 Tagihan Kepada BankClaim to The Bank 17.083 6.399 6.399 8.290 3.193 3.193
5Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - -
6 Tagihan kepada KorporasiClaim to Corporate 20.590 20.590 20.590 6.720 6.720 6.720
TOTAL 37.674 26.989 26.989 15.010 9.913 9.913
Tabel 6.1.4. Pengungkapan Eksposur yang Menimbulkan Risiko Kredit akibat Kegagalan Setelmen (Settlement Risk)Table 6.1.4 Disclosure of Potential Credit Risk Exposure due to Failure of Settlement (Settlement Risk)
Tabel 6.1.6. Pengungkapan Eksposur di Unit Usaha Syariah (apabila ada)Table 6.1.6 Disclosure of Exposures in Sharia Business Unit (if any)
Tabel 6.1.7. Pengungkapan Total Pengukuran Risiko KreditTable 6.1.7 Disclosure of Total Credit Risk Measurement
Tabel 6.1.5. Pengungkapan Eksposur SekuritisasiTable 6.1.5 Disclosure of Securitization Exposures
Bank tidak memiliki eksposur yang menimbulkan Risiko Kredit akibat kegagalan setelmenBank has no exposure of potential Credit Risk due to failure of settlement
Bank tidak memiliki eksposur di Unit Usaha SyariahBank has no exposure on Units of Sharia
Bank tidak memiliki eksposur yang sekuritisasiBank has no exposure on Securitization
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Total ATMR Risiko KreditTotal of Risk Weighted Assets Credit Risk 13.115.591 10.475.606
Total Faktor Pengurang ModalTotal of Deduction From Capital Factor - -
dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
208 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan BersihClaim Net
ATMR Sebelum MRK
RWA before CRM
ATMR Setelah MRK
RWA after CRMTagihan Bersih
Claim NetATMR Sebelum
MRKRWA before CRM
ATMR Setelah MRK
RWA after CRM
(1) (2) (3) (4) (5) (6) (7) (8)
1 Tagihan Kepada Pemerintah Claim to the Government 2.323.265 - - 2.153.648 - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - -
4 Tagihan Kepada BankClaim to The Bank 1.903.067 585.219 585.219 1.375.354 281.617 281.617
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans 267.559 267.559 267.559 263.831 263.831 263.831
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 12.481.648 12.446.102 11.649.052 10.704.875 10.704.876 10.054.106
10 Tagihan yang Telah Jatuh TempoClaim on past due 228.026 342.039 342.039 57.083 85.625 85.625
11 Aset LainnyaOthers Asset 301.942 284.402 235.235 214.086
TOTAL 17.505.507 13.640.919 13.128.271 14.790.026 11.335.948 10.899.264
Tabel 6.2.1. Pengungkapan Eksposur Aset di Neraca Secara KonsolidasiTable 6.2.1 Disclosure of Assets Exposures in the Consolidated Balance Sheet
Tabel 6.2.2. Pengungkapan Eksposur Kewajiban Komitmen/Kontinjensi pada Transaksi Rekening Administratif Secara KonsolidasiTable 6.2.2. Disclosure of Commitments/Contingent Exposure in the Consolidated Balance Sheet
dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
No Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan BersihClaim Net
ATMR Sebelum MRK
RWA before CRM
ATMR Setelah MRK
RWA after CRMTagihan Bersih
Claim NetATMR Sebelum
MRKRWA before CRM
ATMR Setelah MRK
RWA after CRM
(1) (2) (3) (4) (5) (6) (7) (8)
1 Tagihan Kepada Pemerintah Claim to the Government - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - -
4 Tagihan Kepada BankClaim to The Bank - - - - - -
5 Kredit Beragun Rumah TinggalResidential Mortgage Loans - - - - - -
6 Kredit Beragun Properti KomersialCommercial Property Mortgage Loans - - - - - -
7 Kredit Pegawai/PensiunanRetired Employee Credit - - - - - -
8Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - -
9 Tagihan kepada KorporasiClaim to Corporate 277.544 277.543 262.605 147.336 147.336 111.534
10 Tagihan yang Telah Jatuh TempoClaim on past due - - - - - -
TOTAL 277.544 277.543 262.605 147.336 147.336 111.534
209Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 6.2.3. Pengungkapan Eksposur yang Menimbulkan Risiko Kredit akibat Kegagalan Pihak Lawan (Counterparty Credit Risk) Secara KonsolidasiDisclosure of Potential Credit Risk Exposure due to Failure of Competitor (Counterparty Credit Risk) consolidated dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
No Kategori PortofolioPortfolio Categories
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Tagihan BersihClaim Net
ATMR Sebelum MRK
RWA before CRMATMR Setelah MRK
RWA after CRMTagihan Bersih
Claim NetATMR Sebelum
MRKRWA before CRM
ATMR Setelah MRKRWA after CRM
(1) (2) (3) (4) (5) (6) (7) (8)
1 Tagihan Kepada Pemerintah Claim to the Government - - - - - -
2 Tagihan Kepada Entitas Sektor PublikClaim to Public Sector Entities - - - - - -
3Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga InternasionalClaim to The Multilateral Development Banks and International Institutions
- - - - - -
4 Tagihan Kepada BankClaim to The Bank 17.083 6.399 6.399 8.290 3.193 3.193
5Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio RitelClaim to Micro, Small and Retail Portfolio
- - - - - -
6 Tagihan kepada KorporasiClaim to Corporate 20.591 20.590 20.590 6.721 6.720 6.720
TOTAL 37.674 26.989 26.989 15.011 9.913 9.913
Tabel 6.2.4. Pengungkapan Eksposur yang Menimbulkan Risiko Kredit akibat Kegagalan Setelmen (Settlement Risk) Secara KonsolidasiTable 6.2.4. Disclosure of Potential Credit Risk Exposure due to Failure of Settlement (Settlement Risk) Consolidated
Tabel 6.2.6. Pengungkapan Eksposur di Unit Usaha Syariah dan/atau Perusahaan Anak yang Melakukan Kegiatan Usaha Berdasarkan Prinsip Syariah (apabila ada) Secara KonsolidasiTable 6.2.6. Disclosure of Exposures in Sharia Business Unit and/or its Subsidiaries Based on Sharia Business Principles (if any) Consolidated
Tabel 6.2.5. Pengungkapan Eksposur Sekuritisasi Secara KonsolidasiTable 6.2.5. Disclosure of Securitization Exposures Consolidated
Tabel 6.2.7. Pengungkapan Total Pengukuran Risiko Kredit Secara KonsolidasiTable 6.2.7. Disclosure of Total Credit Risk Measurement Consolidated
Bank tidak memiliki eksposur yang menimbulkan Risiko Kredit akibat kegagalan setelmen secara Konsolidasi dengan perusahaan AnakBank has no exposure of Potential Credit Risk due to failure of settlement as Consolidated with Subsidiary
Bank tidak memiliki eksposur sekuritisasi secara Konsolidasi dengan perusahaan AnakBank has no exposure on Securitization as Consolidated with Subsidiary
Bank tidak memiliki eksposur di Unit Usaha Syariah dan/ atau Perusahaan Anak yang Melakukan Kegiatan Usaha Berdasarkan Prinsip SyariahBank has no exposure in Sharia Business Unit and/or its Subsidiary based on Sharia Business Principles
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Total ATMR Risiko KreditTotal of Risk Weighted Assets Credit Risk 13.417.866 11.020.711
Total Faktor Pengurang ModalTotal of Deduction From Capital Factor - -
210 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 7.1. Pengungkapan Risiko Pasar Dengan Menggunakan Metode StandarTable 7.1. Market Risk Disclosure Based on Standards Method
Tabel 7.2.a Pengungkapan Risiko Pasar Dengan Menggunakan Model Internal (Value at Risk/VaR) - Bank secara IndividualTable 7.2.a. Disclosure of Market Risk Based on Internal Model (Value at Risk / VaR) – Individual Bank
dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
No. Jenis RisikoRisk Types
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
BankBank
KonsolidasiConsolidated
BankBank
KonsolidasiConsolidated
Beban ModalCapital Charge
ATMRRWA
Beban ModalCapital Charge
ATMRRWA
Beban ModalCapital Charge
ATMRRWA
Beban ModalCapital Charge
ATMRRWA
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
1 Risiko Suku BungaInterest Rate Risk 1.184 14.796 1.116 13.955 276 3.449 276 3.449
a. Risiko SpesifikSpecific Risk - - - - - - - -
b. Risiko UmumGeneral Risk 1.184 14.796 1.116 13.955 276 3.449 276 3.449
2 Risiko Nilai TukarExchange Rate Risk 1.171 14.632 1.045 13.067 416 5.201 445 5.569
3 Risiko Ekuitas *)Equity Risk *)
4 Risiko Komoditas *)Commodity Risk *)
5 Risiko OptionOption Risk - - - - - - - -
Total 2.354 29.428 2.162 27.022 692 8.650 721 9.018
*) Untuk bank yang memiliki perusahaan anak yang memiliki eksposur risiko dimaksud*) For bank's that have subsidiaries which have a risk exposure referred
No Jenis RisikoRisk Type
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
VaR Rata-RataAverage VaR
VaR MaksimumMaximum VaR
VaR MinimumMinimum VaR
VaR Akhir PeriodeEnd of Period VaR
VaR Rata-RataAverage VaR
VaR MaksimumMaximum VaR
VaR MinimumMinimum VaR
VaR Akhir PeriodeEnd of Period VaR
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
1 Risiko Suku BungaInterest Rate Risk 124 351 24 240 334 707 83 166
2 Risiko Nilai TukarExchange Rate Risk 572 2.665 53 350 6.304 11.133 232 4.136
3 Risiko OptionOption Risk
Total 696 3.016 78 589 6.638 11.840 314 4.302
Tabel 7.2.b Pengungkapan Risiko Pasar dengan Menggunakan Model Internal (Value at Risk/VaR) - Bank secara Konsolidasi dengan Perusahaan AnakTable 7.2.b. Disclosure of Market Risk Based on Internal Model (Value at Risk/VaR) – Bank Consolidated with SubsidiariesBank tidak menggunakan Model Internal untuk menghitung VaR secara Konsolidasi dengan perusahaan anak dikarenakan exposure risiko pasar dari perusahaan anak dianggap tidak signifikan.Bank has not use Internal Model in calculate VaR as Consolidated with Subsidiary due to market risk exposure from Subsidiary consider not significant.
211Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
No. Jenis RisikoRisk Types
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
BankBank
KonsolidasiConsolidated
BankBank
KonsolidasiConsolidated
Beban ModalCapital Charge
ATMRRWA
Beban ModalCapital Charge
ATMRRWA
Beban ModalCapital Charge
ATMRRWA
Beban ModalCapital Charge
ATMRRWA
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
1 Risiko Suku BungaInterest Rate Risk 1.184 14.796 1.116 13.955 276 3.449 276 3.449
a. Risiko SpesifikSpecific Risk - - - - - - - -
b. Risiko UmumGeneral Risk 1.184 14.796 1.116 13.955 276 3.449 276 3.449
2 Risiko Nilai TukarExchange Rate Risk 1.171 14.632 1.045 13.067 416 5.201 445 5.569
3 Risiko Ekuitas *)Equity Risk *)
4 Risiko Komoditas *)Commodity Risk *)
5 Risiko OptionOption Risk - - - - - - - -
Total 2.354 29.428 2.162 27.022 692 8.650 721 9.018
*) Untuk bank yang memiliki perusahaan anak yang memiliki eksposur risiko dimaksud*) For bank's that have subsidiaries which have a risk exposure referred
No Jenis RisikoRisk Type
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
VaR Rata-RataAverage VaR
VaR MaksimumMaximum VaR
VaR MinimumMinimum VaR
VaR Akhir PeriodeEnd of Period VaR
VaR Rata-RataAverage VaR
VaR MaksimumMaximum VaR
VaR MinimumMinimum VaR
VaR Akhir PeriodeEnd of Period VaR
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)
1 Risiko Suku BungaInterest Rate Risk 124 351 24 240 334 707 83 166
2 Risiko Nilai TukarExchange Rate Risk 572 2.665 53 350 6.304 11.133 232 4.136
3 Risiko OptionOption Risk
Total 696 3.016 78 589 6.638 11.840 314 4.302
Tabel 7.2.b Pengungkapan Risiko Pasar dengan Menggunakan Model Internal (Value at Risk/VaR) - Bank secara Konsolidasi dengan Perusahaan AnakTable 7.2.b. Disclosure of Market Risk Based on Internal Model (Value at Risk/VaR) – Bank Consolidated with SubsidiariesBank tidak menggunakan Model Internal untuk menghitung VaR secara Konsolidasi dengan perusahaan anak dikarenakan exposure risiko pasar dari perusahaan anak dianggap tidak signifikan.Bank has not use Internal Model in calculate VaR as Consolidated with Subsidiary due to market risk exposure from Subsidiary consider not significant.
212 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 8.1.a. Pengungkapan Kuantitatif Risiko Operasional - Bank secara IndividualTable 8.1.a Quantitative Disclosures of Operational Risk – Individual Bank
Tabel 8.1.b. Pengungkapan Kuantitatif Risiko Operasional - Bank secara Konsolidasi dengan Perusahaan AnakTable 8.1.b. Quantitative Disclosures of Operational Risk – Bank Consolidated with Subsidiaries
No. Pendekatan Yang DigunakanApproach Method
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Pendapatan Bruto (Rata-rata 3 tahun terakhir)
Gross Income(Average Last 3 years)
Beban ModalCapital Charge
ATMRRWA
Pendapatan Bruto (Rata-rata 3 tahun terakhir)Gross Income (Average Last 3 years)
Beban ModalCapital Charge
ATMRRWA
(1) (2) (3) (4) (5) (6) (7) (8)
1 Pendekatan Indikator DasarBasic Indicator Approach 541.076 81.161 1.014.517 579.724 86.959 1.086.983
Total 541.076 81.161 1.014.517 579.724 86.959 1.086.983
No. Pendekatan Yang DigunakanApproach Method
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Pendapatan Bruto (Rata-rata 3 tahun terakhir)
Gross Income (Average Last 3 years)Beban Modal
Capital ChargeATMRRWA
Pendapatan Bruto (Rata-rata 3 tahun terakhir)Gross Income (Average Last 3 years)
Beban ModalCapital Charge
ATMRRWA
(1) (2) (3) (4) (5) (6) (7) (8)
1 Pendekatan Indikator DasarBasic Indicator Approach 565.027 84.754 1.059.425 601.782 90.267 1.128.340
Total 565.027 84.754 1.059.425 601.782 90.267 1.128.340
213Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
dalam jutaan Rupiah/in million Rupiah
No. Pendekatan Yang DigunakanApproach Method
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Pendapatan Bruto (Rata-rata 3 tahun terakhir)
Gross Income(Average Last 3 years)
Beban ModalCapital Charge
ATMRRWA
Pendapatan Bruto (Rata-rata 3 tahun terakhir)Gross Income (Average Last 3 years)
Beban ModalCapital Charge
ATMRRWA
(1) (2) (3) (4) (5) (6) (7) (8)
1 Pendekatan Indikator DasarBasic Indicator Approach 541.076 81.161 1.014.517 579.724 86.959 1.086.983
Total 541.076 81.161 1.014.517 579.724 86.959 1.086.983
No. Pendekatan Yang DigunakanApproach Method
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Pendapatan Bruto (Rata-rata 3 tahun terakhir)
Gross Income (Average Last 3 years)Beban Modal
Capital ChargeATMRRWA
Pendapatan Bruto (Rata-rata 3 tahun terakhir)Gross Income (Average Last 3 years)
Beban ModalCapital Charge
ATMRRWA
(1) (2) (3) (4) (5) (6) (7) (8)
1 Pendekatan Indikator DasarBasic Indicator Approach 565.027 84.754 1.059.425 601.782 90.267 1.128.340
Total 565.027 84.754 1.059.425 601.782 90.267 1.128.340
214 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 9.1.a. Pengungkapan Profil Maturitas Rupiah - Bank secara IndividualTable 9.1.a. Disclosure of Maturity Profile for Rupiah - Individual Bank
No. Pos-posPosts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
SaldoBalance
Jatuh TempoDue Date
SaldoBalance
Jatuh TempoDue Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Month until 3 Months
> 3 bln s.d. 6 bln> 3 Months until 6
Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months< 1 bulan
< 1 Months> 1 bln s.d. 3 bln
> 1 Month until 3 Months> 3 bln s.d. 6 bln
> 3 Months until 6 Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 15.285 15.285 - - - - 16.531 16.531 - - - -
2Penempatan pada Bank IndonesiaPlacement on Bank Indonesia
1.575.542 1.437.281 98.969 39.292 - - 1.140.950 1.071.631 49.748 19.571 - -
3Penempatan pada bank lainPlacements on other banks
541 541 - - - - 681 681 - - - -
4 Surat BerhargaSecurities 149.637 - - 119.868 - 29.769 184.671 - 15.552 49.703 - 119.416
5 Kredit yang diberikanLoans 7.846.632 937.225 1.422.107 1.348.978 2.667.097 1.471.225 6.131.586 742.037 731.369 900.899 2.294.261 1.463.020
6 Tagihan lainnyaOthers bills 145.369 78.788 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 17.183 17.183 - - - - 8.477 8.477 - - - -
Total AsetTotal Assets 9.750.189 2.486.303 1.580.616 1.513.672 2.668.604 1.500.994 7.534.723 1.847.619 836.488 973.919 2.294.261 1.582.436
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.287.942 3.479.530 1.645.128 102.375 45.600 15.309 4.220.927 3.497.312 539.579 115.313 68.388 335
2Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia
- - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks 283.164 283.164 - - - - 4.508 4.508 - - - -
4Surat Berharga yang diterbitkanSecurities Issued
500.000 - 500.000 - - - 500.000 - - - - 500.000
5 Pinjaman yang diterimaBorrowing 1.400.000 - 300.000 - 200.000 900.000 700.000 - 400.000 - - 300.000
6 Kewajiban lainnyaOther liabilities 133.501 66.920 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 92.812 92.812 - - - - 144.404 144.404 - - - -
Total KewajibanTotal Liabillities 7.697.419 3.922.426 2.504.668 107.909 247.107 915.309 5.621.666 3.654.486 979.398 119.059 68.388 800.335
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet
2.052.770 (1.436.123) (924.052) 1.405.763 2.421.497 585.685 1.913.057 (1.806.867) (142.910) 854.860 2.225.873 782.101
215Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
No. Pos-posPosts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
SaldoBalance
Jatuh TempoDue Date
SaldoBalance
Jatuh TempoDue Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Month until 3 Months
> 3 bln s.d. 6 bln> 3 Months until 6
Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months< 1 bulan
< 1 Months> 1 bln s.d. 3 bln
> 1 Month until 3 Months> 3 bln s.d. 6 bln
> 3 Months until 6 Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 15.285 15.285 - - - - 16.531 16.531 - - - -
2Penempatan pada Bank IndonesiaPlacement on Bank Indonesia
1.575.542 1.437.281 98.969 39.292 - - 1.140.950 1.071.631 49.748 19.571 - -
3Penempatan pada bank lainPlacements on other banks
541 541 - - - - 681 681 - - - -
4 Surat BerhargaSecurities 149.637 - - 119.868 - 29.769 184.671 - 15.552 49.703 - 119.416
5 Kredit yang diberikanLoans 7.846.632 937.225 1.422.107 1.348.978 2.667.097 1.471.225 6.131.586 742.037 731.369 900.899 2.294.261 1.463.020
6 Tagihan lainnyaOthers bills 145.369 78.788 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 17.183 17.183 - - - - 8.477 8.477 - - - -
Total AsetTotal Assets 9.750.189 2.486.303 1.580.616 1.513.672 2.668.604 1.500.994 7.534.723 1.847.619 836.488 973.919 2.294.261 1.582.436
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.287.942 3.479.530 1.645.128 102.375 45.600 15.309 4.220.927 3.497.312 539.579 115.313 68.388 335
2Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia
- - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks 283.164 283.164 - - - - 4.508 4.508 - - - -
4Surat Berharga yang diterbitkanSecurities Issued
500.000 - 500.000 - - - 500.000 - - - - 500.000
5 Pinjaman yang diterimaBorrowing 1.400.000 - 300.000 - 200.000 900.000 700.000 - 400.000 - - 300.000
6 Kewajiban lainnyaOther liabilities 133.501 66.920 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 92.812 92.812 - - - - 144.404 144.404 - - - -
Total KewajibanTotal Liabillities 7.697.419 3.922.426 2.504.668 107.909 247.107 915.309 5.621.666 3.654.486 979.398 119.059 68.388 800.335
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet
2.052.770 (1.436.123) (924.052) 1.405.763 2.421.497 585.685 1.913.057 (1.806.867) (142.910) 854.860 2.225.873 782.101
216 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-posPosts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
SaldoBalance
Jatuh TempoDue Date
SaldoBalance
Jatuh TempoDue Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Month until 3 Months
> 3 bln s.d. 6 bln> 3 Months until 6
Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months< 1 bulan
< 1 Months> 1 bln s.d. 3 bln
> 1 Month until 3 Months> 3 bln s.d. 6 bln
> 3 Months until 6 Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
2 KontijensiContingency - - - - - - - - - - - -
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities
829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet
(173.820) (324.775) 144.689 5.189 1.077 - 395.816 355.108 48.615 (12.358) 4.451 -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 1.878.950 (1.760.898) (779.363) 1.410.952 2.422.574 585.685 2.308.873 (1.451.759) (94.295) 842.502 2.230.324 782.101
Selisih KumulatifCummulative Difference (1.760.898) (2.540.261) (1.129.309) 1.293.265 1.878.950 (1.451.759) (1.546.054) (703.552) 1.526.772 2.308.873
217Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-posPosts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
SaldoBalance
Jatuh TempoDue Date
SaldoBalance
Jatuh TempoDue Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Month until 3 Months
> 3 bln s.d. 6 bln> 3 Months until 6
Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months< 1 bulan
< 1 Months> 1 bln s.d. 3 bln
> 1 Month until 3 Months> 3 bln s.d. 6 bln
> 3 Months until 6 Months
> 6 bln s.d. 12 bln> 6 Months until 12
Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
2 KontijensiContingency - - - - - - - - - - - -
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities
829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet
(173.820) (324.775) 144.689 5.189 1.077 - 395.816 355.108 48.615 (12.358) 4.451 -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 1.878.950 (1.760.898) (779.363) 1.410.952 2.422.574 585.685 2.308.873 (1.451.759) (94.295) 842.502 2.230.324 782.101
Selisih KumulatifCummulative Difference (1.760.898) (2.540.261) (1.129.309) 1.293.265 1.878.950 (1.451.759) (1.546.054) (703.552) 1.526.772 2.308.873
dalam jutaan Rupiah/in million Rupiah
218 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 9.1.b. Pengungkapan Profil Maturitas Rupiah - Bank secara Konsolidasi dengan Perusahaan AnakTable 9.1.b. Disclosure of Maturity Profile for Rupiah – Bank Consolidated with Subsidiaries
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln
> 6 Months until 12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 16.040 16.040 - - - - 16.534 16.534 - - - -
2 Penempatan pada Bank IndonesiaPlacement on Bank Indonesia 1.575.542 1.437.281 98.969 39.292 - - 1.140.950 1.071.631 49.748 19.571 - -
3 Penempatan pada bank lainPlacements on other banks 2.041 2.041 - - - - 10.650 10.650 - - - -
4 Surat BerhargaSecurities 149.637 - - 119.868 - 29.769 184.671 - 15.552 49.703 - 119.416
5 Kredit yang diberikanLoans 8.355.421 937.225 1.422.754 1.349.757 2.685.042 1.960.643 6.564.168 742.887 732.552 902.328 2.299.567 1.886.833
6 Tagihan lainnyaOthers bills 151.044 84.463 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 18.697 18.697 - - - - 8.477 8.477 - - - -
Total AsetTotal Assets 10.268.422 2.495.747 1.581.263 1.514.451 2.686.549 1.990.412 7.977.277 1.858.441 837.671 975.348 2.299.567 2.006.249
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.288.358 3.479.946 1.645.128 102.375 45.600 15.309 4.220.927 3.497.312 539.579 115.313 68.388 335
2 Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia - - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks 650.664 283.164 - - 367.500 - 304.508 4.508 - - 300.000 -
4 Surat berharga yang diterbitkanSecurities Issued 500.000 - 500.000 - - - 500.000 - - - - 500.000
5 Pinjaman yang diterimaBorrowing 1.400.000 - 300.000 - 200.000 900.000 700.000 - 400.000 - - 300.000
6 Kewajiban lainnyaOther liabilities 138.023 71.442 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 91.259 91.259 - - - - 144.404 144.404 - - - -
Total KewajibanTotal Liabillities 8.068.303 3.925.810 2.504.668 107.909 614.607 915.309 5.921.666 3.654.486 979.398 119.059 368.388 800.335
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet 2.200.119 (1.430.063) (923.405) 1.406.542 2.071.942 1.075.103 2.055.611 (1.796.045) (141.727) 856.289 1.931.179 1.205.914
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
2 KontijensiContingency - - - - - - - - - - - -
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
219Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln
> 6 Months until 12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 16.040 16.040 - - - - 16.534 16.534 - - - -
2 Penempatan pada Bank IndonesiaPlacement on Bank Indonesia 1.575.542 1.437.281 98.969 39.292 - - 1.140.950 1.071.631 49.748 19.571 - -
3 Penempatan pada bank lainPlacements on other banks 2.041 2.041 - - - - 10.650 10.650 - - - -
4 Surat BerhargaSecurities 149.637 - - 119.868 - 29.769 184.671 - 15.552 49.703 - 119.416
5 Kredit yang diberikanLoans 8.355.421 937.225 1.422.754 1.349.757 2.685.042 1.960.643 6.564.168 742.887 732.552 902.328 2.299.567 1.886.833
6 Tagihan lainnyaOthers bills 151.044 84.463 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 18.697 18.697 - - - - 8.477 8.477 - - - -
Total AsetTotal Assets 10.268.422 2.495.747 1.581.263 1.514.451 2.686.549 1.990.412 7.977.277 1.858.441 837.671 975.348 2.299.567 2.006.249
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.288.358 3.479.946 1.645.128 102.375 45.600 15.309 4.220.927 3.497.312 539.579 115.313 68.388 335
2 Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia - - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks 650.664 283.164 - - 367.500 - 304.508 4.508 - - 300.000 -
4 Surat berharga yang diterbitkanSecurities Issued 500.000 - 500.000 - - - 500.000 - - - - 500.000
5 Pinjaman yang diterimaBorrowing 1.400.000 - 300.000 - 200.000 900.000 700.000 - 400.000 - - 300.000
6 Kewajiban lainnyaOther liabilities 138.023 71.442 59.540 5.534 1.507 - 51.827 8.262 39.819 3.746 - -
7 Lain-lainOthers 91.259 91.259 - - - - 144.404 144.404 - - - -
Total KewajibanTotal Liabillities 8.068.303 3.925.810 2.504.668 107.909 614.607 915.309 5.921.666 3.654.486 979.398 119.059 368.388 800.335
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet 2.200.119 (1.430.063) (923.405) 1.406.542 2.071.942 1.075.103 2.055.611 (1.796.045) (141.727) 856.289 1.931.179 1.205.914
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
2 KontijensiContingency - - - - - - - - - - - -
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 655.891 163.485 415.765 48.576 28.065 - 800.755 535.286 198.168 688 66.613 -
220 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln
> 6 Months until 12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities 829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet (173.820) (324.775) 144.689 5.189 1.077 - 395.816 355.108 48.615 (12.358) 4.451 -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 2.026.299 (1.754.838) (778.716) 1.411.731 2.073.019 1.075.103 2.451.427 (1.440.937) (93.112) 843.931 1.935.630 1.205.914
Selisih KumulatifCummulative Difference (1.754.838) (2.533.555) (1.121.823) 951.195 2.026.299 (1.440.937) (1.534.049) (690.118) 1.245.513 2.451.427
221Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln
> 6 Months until 12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities 829.711 488.260 271.076 43.387 26.988 - 404.939 180.178 149.553 13.046 62.162 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet (173.820) (324.775) 144.689 5.189 1.077 - 395.816 355.108 48.615 (12.358) 4.451 -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 2.026.299 (1.754.838) (778.716) 1.411.731 2.073.019 1.075.103 2.451.427 (1.440.937) (93.112) 843.931 1.935.630 1.205.914
Selisih KumulatifCummulative Difference (1.754.838) (2.533.555) (1.121.823) 951.195 2.026.299 (1.440.937) (1.534.049) (690.118) 1.245.513 2.451.427
dalam jutaan Rupiah/in million Rupiah
222 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 9.2.a. Pengungkapan Profil Maturitas Valas - Bank secara IndividualTable 9.2.a. Disclosure of Maturity Profile for Foreign Currency - Individual Bank
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 6.115 6.115 - - - - 4.614 4.614 - - - -
2 Penempatan pada Bank IndonesiaPlacement on Bank Indonesia 1.265.440 1.265.440 - - - - 841.216 841.216 - - - -
3 Penempatan pada bank lainPlacements on other banks 1.891.755 889.981 - - - 1.001.774 1.337.985 1.004.750 - - - 333.235
4 Surat BerhargaSecurities - - - - - - - - - - - -
5 Kredit yang diberikanLoans 3.043.607 326.935 1.057.605 945.148 - 713.919 2.982.958 379.131 1.081.131 769.427 - 753.269
6 Tagihan lainnyaOthers bills 422.235 109.702 69.662 103.597 139.274 - 254.961 33.943 82.101 95.491 43.426 -
7 Lain-lainOthers 4.974 4.974 - - - - 3.509 3.509 - - - -
Total AsetTotal Assets 6.634.126 2.603.147 1.127.267 1.048.745 139.274 1.715.693 5.425.243 2.267.163 1.163.232 864.918 43.426 1.086.504
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.069.877 3.936.556 978.254 45.607 109.460 - 4.094.009 3.560.466 421.768 49.259 62.516 -
2 Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia - - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks - - - - - - - - - - - -
4 Surat berharga yang diterbitkanSecurities Issued - - - - - - - - - - - -
5 Pinjaman yang diterimaBorrowing 2.452.674 213.708 10.066 - 1.222.300 1.006.600 2.057.567 90.207 610.560 - 542.720 814.080
6 Kewajiban lainnyaOther liabilities 417.191 106.497 67.823 103.597 139.274 - 239.526 20.844 79.765 95.491 43.426 -
7 Lain-lainOthers 13.468 450 13.018 - - - 3.795 347 3.448 - - -
Total KewajibanTotal Liabillities 7.953.210 4.257.211 1.069.161 149.204 1.471.034 1.006.600 6.394.897 3.671.864 1.115.541 144.750 648.662 814.080
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet (1.319.084) (1.654.064) 58.106 899.541 (1.331.760) 709.093 (969.654) (1.404.701) 47.691 720.168 (605.236) 272.424
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
2 KontijensiContingency - - - - - - - - - - - -
223Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 6.115 6.115 - - - - 4.614 4.614 - - - -
2 Penempatan pada Bank IndonesiaPlacement on Bank Indonesia 1.265.440 1.265.440 - - - - 841.216 841.216 - - - -
3 Penempatan pada bank lainPlacements on other banks 1.891.755 889.981 - - - 1.001.774 1.337.985 1.004.750 - - - 333.235
4 Surat BerhargaSecurities - - - - - - - - - - - -
5 Kredit yang diberikanLoans 3.043.607 326.935 1.057.605 945.148 - 713.919 2.982.958 379.131 1.081.131 769.427 - 753.269
6 Tagihan lainnyaOthers bills 422.235 109.702 69.662 103.597 139.274 - 254.961 33.943 82.101 95.491 43.426 -
7 Lain-lainOthers 4.974 4.974 - - - - 3.509 3.509 - - - -
Total AsetTotal Assets 6.634.126 2.603.147 1.127.267 1.048.745 139.274 1.715.693 5.425.243 2.267.163 1.163.232 864.918 43.426 1.086.504
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.069.877 3.936.556 978.254 45.607 109.460 - 4.094.009 3.560.466 421.768 49.259 62.516 -
2 Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia - - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks - - - - - - - - - - - -
4 Surat berharga yang diterbitkanSecurities Issued - - - - - - - - - - - -
5 Pinjaman yang diterimaBorrowing 2.452.674 213.708 10.066 - 1.222.300 1.006.600 2.057.567 90.207 610.560 - 542.720 814.080
6 Kewajiban lainnyaOther liabilities 417.191 106.497 67.823 103.597 139.274 - 239.526 20.844 79.765 95.491 43.426 -
7 Lain-lainOthers 13.468 450 13.018 - - - 3.795 347 3.448 - - -
Total KewajibanTotal Liabillities 7.953.210 4.257.211 1.069.161 149.204 1.471.034 1.006.600 6.394.897 3.671.864 1.115.541 144.750 648.662 814.080
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet (1.319.084) (1.654.064) 58.106 899.541 (1.331.760) 709.093 (969.654) (1.404.701) 47.691 720.168 (605.236) 272.424
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
2 KontijensiContingency - - - - - - - - - - - -
224 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet 1.923.325 2.246.068 (283.908) (9.123) (29.712) - 1.691.563 1.869.252 (181.045) 12.223 (8.867) -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 604.241 592.004 (225.802) 890.418 (1.361.472) 709.093 721.909 464.551 (133.354) 732.391 (614.103) 272.424
Selisih KumulatifCummulative Difference 592.004 366.202 1.256.620 (104.852) 604.241 464.551 331.197 1.063.588 449.485 721.909
225Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet 1.923.325 2.246.068 (283.908) (9.123) (29.712) - 1.691.563 1.869.252 (181.045) 12.223 (8.867) -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 604.241 592.004 (225.802) 890.418 (1.361.472) 709.093 721.909 464.551 (133.354) 732.391 (614.103) 272.424
Selisih KumulatifCummulative Difference 592.004 366.202 1.256.620 (104.852) 604.241 464.551 331.197 1.063.588 449.485 721.909
dalam jutaan Rupiah/in million Rupiah
226 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
Tabel 9.2.b. Pengungkapan Profil Maturitas Valas - Bank secara Konsolidasi dengan Perusahaan AnakTable 9.2.b. Disclosure of Maturity Profile for Foreign Currency – Bank Consolidated with Subsidiaries
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln
> 3 Months until6 Months
> 6 bln s.d. 12 bln
> 6 Months until12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 6.115 6.115 - - - - 4.614 4.614 - - - -
2 Penempatan pada Bank IndonesiaPlacement on Bank Indonesia 1.265.440 1.265.440 - - - - 841.216 841.216 - - - -
3 Penempatan pada bank lainPlacements on other banks 2.135.388 1.133.614 - - - 1.001.774 1.467.611 1.134.376 - - - 333.235
4 Surat BerhargaSecurities - - - - - - - - - - - -
5 Kredit yang diberikanLoans 3.162.388 326.935 1.058.248 950.974 2.736 823.495 3.182.942 379.131 1.081.702 778.206 9.522 934.381
6 Tagihan lainnyaOthers bills 422.238 109.705 69.662 103.597 139.274 - 254.961 33.943 82.101 95.491 43.426 -
7 Lain-lainOthers 29.993 29.993 - - - - 3.509 3.509 - - - -
Total AsetTotal Assets 7.021.562 2.871.802 1.127.910 1.054.571 142.010 1.825.269 5.754.853 2.396.789 1.163.803 873.697 52.948 1.267.616
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.070.037 3.936.716 978.254 45.607 109.460 - 4.094.009 3.560.466 421.768 49.259 62.516 -
2 Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia - - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks 385.651 - - - - 385.651 328.698 - 328.698 - - -
4 Surat berharga yang diterbitkanSecurities Issued - - - - - - - - - - - -
5 Pinjaman yang diterimaBorrowing 2.452.674 213.708 10.066 - 1.222.300 1.006.600 2.057.567 90.207 610.560 - 542.720 814.080
6 Kewajiban lainnyaOther liabilities 417.263 106.569 67.823 103.597 139.274 - 239.526 20.844 79.765 95.491 43.426 -
7 Lain-lainOthers 15.021 2.003 13.018 - - - 3.795 347 3.448 - - -
Total KewajibanTotal Liabillities 8.340.646 4.258.996 1.069.161 149.204 1.471.034 1.392.251 6.723.595 3.671.864 1.444.239 144.750 648.662 814.080
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet (1.319.084) (1.387.194) 58.749 905.367 (1.329.024) 433.018 (968.742) (1.275.075) (280.436) 728.947 (595.714) 453.536
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
2 KontijensiContingency - - - - - - - - - - - -
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
227Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
dalam jutaan Rupiah/in million Rupiah
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln
> 3 Months until6 Months
> 6 bln s.d. 12 bln
> 6 Months until12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
I NERACAON BALANCE
A AsetAssets
1 KasCash 6.115 6.115 - - - - 4.614 4.614 - - - -
2 Penempatan pada Bank IndonesiaPlacement on Bank Indonesia 1.265.440 1.265.440 - - - - 841.216 841.216 - - - -
3 Penempatan pada bank lainPlacements on other banks 2.135.388 1.133.614 - - - 1.001.774 1.467.611 1.134.376 - - - 333.235
4 Surat BerhargaSecurities - - - - - - - - - - - -
5 Kredit yang diberikanLoans 3.162.388 326.935 1.058.248 950.974 2.736 823.495 3.182.942 379.131 1.081.702 778.206 9.522 934.381
6 Tagihan lainnyaOthers bills 422.238 109.705 69.662 103.597 139.274 - 254.961 33.943 82.101 95.491 43.426 -
7 Lain-lainOthers 29.993 29.993 - - - - 3.509 3.509 - - - -
Total AsetTotal Assets 7.021.562 2.871.802 1.127.910 1.054.571 142.010 1.825.269 5.754.853 2.396.789 1.163.803 873.697 52.948 1.267.616
B. KewajibanLiabilities
1 Dana Pihak KetigaThird Party Funds 5.070.037 3.936.716 978.254 45.607 109.460 - 4.094.009 3.560.466 421.768 49.259 62.516 -
2 Kewajiban pada Bank IndonesiaLiabilities on Bank Indonesia - - - - - - - - - - - -
3 Kewajiban pada bank lainLiabilities on other banks 385.651 - - - - 385.651 328.698 - 328.698 - - -
4 Surat berharga yang diterbitkanSecurities Issued - - - - - - - - - - - -
5 Pinjaman yang diterimaBorrowing 2.452.674 213.708 10.066 - 1.222.300 1.006.600 2.057.567 90.207 610.560 - 542.720 814.080
6 Kewajiban lainnyaOther liabilities 417.263 106.569 67.823 103.597 139.274 - 239.526 20.844 79.765 95.491 43.426 -
7 Lain-lainOthers 15.021 2.003 13.018 - - - 3.795 347 3.448 - - -
Total KewajibanTotal Liabillities 8.340.646 4.258.996 1.069.161 149.204 1.471.034 1.392.251 6.723.595 3.671.864 1.444.239 144.750 648.662 814.080
Selisih Aset dengan Kewajiban dalam NeracaDifference Between Assets with Liabilities in the Balance Sheet (1.319.084) (1.387.194) 58.749 905.367 (1.329.024) 433.018 (968.742) (1.275.075) (280.436) 728.947 (595.714) 453.536
II REKENING ADMINISTRATIFADMINISTRATIVE ACCOUNT
A. Tagihan Rekening AdministratifAdministrative Account
1 KomitmenCommitment 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
2 KontijensiContingency - - - - - - - - - - - -
Total Tagihan Rekening AdministratifTotal Administrative Account Claims 3.242.664 2.630.549 542.505 43.726 25.884 - 2.649.489 2.294.711 268.126 25.596 61.056 -
228 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln
> 3 Months until6 Months
> 6 bln s.d. 12 bln
> 6 Months until12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet 1.923.325 2.246.068 (283.908) (9.123) (29.712) - 1.691.563 1.869.252 (181.045) 12.223 (8.867) -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 604.241 858.874 (225.159) 896.244 (1.358.736) 433.018 722.821 594.177 (461.481) 741.170 (604.581) 453.536
Selisih KumulatifCummulative Difference 858.874 633.715 1.529.959 171.223 604.241 594.177 132.696 873.866 269.285 722.821
229Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. Pos-pos/ Posts
31 Desember 2018December 31, 2018
31 Desember 2017December 31, 2017
Saldo/ Balance
Jatuh Tempo/ Due Date
Saldo/ Balance
Jatuh Tempo/ Due Date
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln
> 3 Months until6 Months
> 6 bln s.d. 12 bln
> 6 Months until12 Months
> 12 bulan> 12 Months
< 1 bulan< 1 Month
> 1 bln s.d. 3 bln> 1 Months until
3 Months
> 3 bln s.d. 6 bln> 3 Months until
6 Months
> 6 bln s.d. 12 bln> 6 Months until
12 Months> 12 bulan
> 12 Months
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14)
B. Kewajiban Rekening AdministratifAdministrative Account Liabilities
1 KomitmenCommitment 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
2 KontijensiContingency - - - - - - - - - - - -
Total Kewajiban Rekening AdministratifTotal Administrative Account Liabilities 1.319.339 384.481 826.413 52.849 55.596 - 957.926 425.459 449.171 13.373 69.923 -
Selisih Tagihan dan Kewajiban dalam Rekening AdministratifDifference Between Charges with Liabilities in the Balance Sheet 1.923.325 2.246.068 (283.908) (9.123) (29.712) - 1.691.563 1.869.252 (181.045) 12.223 (8.867) -
Selisih [(IA-IB)+(IIA-IIB)]Difference [(IA-IB)+(IIA-IIB)] 604.241 858.874 (225.159) 896.244 (1.358.736) 433.018 722.821 594.177 (461.481) 741.170 (604.581) 453.536
Selisih KumulatifCummulative Difference 858.874 633.715 1.529.959 171.223 604.241 594.177 132.696 873.866 269.285 722.821
dalam jutaan Rupiah/in million Rupiah
230 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
230 Laporan Tahunan 2018 Annual Report
231Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
LAMPIRAN IIINFORMASI KINERJA KEUANGANATTACHMENT IIINFORMATION OF FINANCIAL PERFOMANCE
231Laporan Tahunan 2018 Annual Report
232 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
LAPORAN KUALITAS ASET PRODUKTIF DAN INFORMASI LAINNYAQUALITY OF EARNING ASSETS REPORT AND OTHER INFORMATIONS
PT BANK RESONA PERDANIA31 DESEMBER 2018 DAN 2017/DECEMBER 31, 2018 AND 2017
No. POS-POS/POSTS
BANK
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
I. PIHAK TERKAIT/RELATED PARTIES
1. Penempatan pada bank lain/Interbank Placement 7,301 - - - - 7,301 16,071 - - - - 16,071
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency 7,301 - - - - 7,301 16,071 - - - - 16,071
2. Tagihan spot dan derivatif/Spot and derivative claim 1,652 - - - - 1,652 - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency 1,652 - - - - 1,652 - - - - - -
3. Surat berharga/Marketable securities - - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
4. Surat berharga yang dijual dengan janji dibeli kembali/Repo - - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali/Reverse Repo
- - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
6. Tagihan akseptasi/Acceptance receivable - - - - - - - - - - - -
7. Kredit/Loans 367,500 - - - - 367,500 300,000 - - - - 300,000
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM)/Micro & SME - - - - - - - - - - - -
i. Rupiah/IDR - - - - - - - - - - - -
ii. Valuta asing/Foreign currency - - - - - - - - - - - -
b. Bukan debitur UMKM/Non Micro & SME 367,500 - - - - 367,500 300,000 - - - - 300,000
i. Rupiah/IDR 367,500 - - - - 367,500 300,000 - - - - 300,000
ii. Valuta asing/Foreign currency - - - - - - - - - - - -
c. Kredit yang direstrukturisasi/Restructured loans - - - - - - - - - - - -
i. Rupiah/IDR - - - - - - - - - - - -
ii. Valuta asing/Foreign currency - - - - - - - - - - - -
d. Kredit properti/Property loans - - - - - - - - - - - -
8. Penyertaan/Investment 42,228 - - - - 42,228 42,228 - - - - 42,228
9. Penyertaan modal sementara/Temporary equity investment - - - - - - - - - - - -
10. Tagihan lainnya/Other claim - - - - - - - - - - - -
11. Komitmen dan kontinjensi/Commitment and contingencies 32,500 - - - - 32,500 100,000 - - - - 100,000
a. Rupiah/IDR 32,500 - - - - 32,500 100,000 - - - - 100,000
b. Valuta asing/Foreign currency - - - - - - - - - - - -
12. Aset yang diambil alih/Foreclosed asset - - - - - - - - - - - -
233Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
LAPORAN KUALITAS ASET PRODUKTIF DAN INFORMASI LAINNYAQUALITY OF EARNING ASSETS REPORT AND OTHER INFORMATIONS
PT BANK RESONA PERDANIA31 DESEMBER 2018 DAN 2017/DECEMBER 31, 2018 AND 2017
No. POS-POS/POSTS
BANK
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
I. PIHAK TERKAIT/RELATED PARTIES
1. Penempatan pada bank lain/Interbank Placement 7,301 - - - - 7,301 16,071 - - - - 16,071
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency 7,301 - - - - 7,301 16,071 - - - - 16,071
2. Tagihan spot dan derivatif/Spot and derivative claim 1,652 - - - - 1,652 - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency 1,652 - - - - 1,652 - - - - - -
3. Surat berharga/Marketable securities - - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
4. Surat berharga yang dijual dengan janji dibeli kembali/Repo - - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali/Reverse Repo
- - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
6. Tagihan akseptasi/Acceptance receivable - - - - - - - - - - - -
7. Kredit/Loans 367,500 - - - - 367,500 300,000 - - - - 300,000
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM)/Micro & SME - - - - - - - - - - - -
i. Rupiah/IDR - - - - - - - - - - - -
ii. Valuta asing/Foreign currency - - - - - - - - - - - -
b. Bukan debitur UMKM/Non Micro & SME 367,500 - - - - 367,500 300,000 - - - - 300,000
i. Rupiah/IDR 367,500 - - - - 367,500 300,000 - - - - 300,000
ii. Valuta asing/Foreign currency - - - - - - - - - - - -
c. Kredit yang direstrukturisasi/Restructured loans - - - - - - - - - - - -
i. Rupiah/IDR - - - - - - - - - - - -
ii. Valuta asing/Foreign currency - - - - - - - - - - - -
d. Kredit properti/Property loans - - - - - - - - - - - -
8. Penyertaan/Investment 42,228 - - - - 42,228 42,228 - - - - 42,228
9. Penyertaan modal sementara/Temporary equity investment - - - - - - - - - - - -
10. Tagihan lainnya/Other claim - - - - - - - - - - - -
11. Komitmen dan kontinjensi/Commitment and contingencies 32,500 - - - - 32,500 100,000 - - - - 100,000
a. Rupiah/IDR 32,500 - - - - 32,500 100,000 - - - - 100,000
b. Valuta asing/Foreign currency - - - - - - - - - - - -
12. Aset yang diambil alih/Foreclosed asset - - - - - - - - - - - -
234 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. POS-POS/POSTS
BANK
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
II PIHAK TIDAK TERKAIT/NON RELATED PARTIES
1. Penempatan pada bank lain/Interbank Placement 1,884,995 - - - - 1,884,995 1,322,595 - - - - 1,322,595
a. Rupiah/IDR 541 - - - - 541 681 - - - - 681
b. Valuta asing/Foreign currency 1,884,454 - - - - 1,884,454 1,321,914 - - - - 1,321,914
2. Tagihan spot dan derivatif/Spot and derivative claim 18,545 182 - - - 18,727 4,507 7 - - - 4,514
a. Rupiah/IDR 13,194 182 - - - 13,376 2,761 7 - - - 2,768
b. Valuta asing/Foreign currency 5,351 - - - - 5,351 1,746 - - - - 1,746
3. Surat berharga/Marketable securities 333,611 - - - - 333,611 253,990 - - - - 253,990
a. Rupiah/IDR 333,611 - - - - 333,611 253,990 - - - - 253,990
b. Valuta asing/Foreign currency - - - - - - - - - - - -
4. Surat berharga yang dijual dengan janji dibeli kembali/Repo - - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali/Reverse Repo
- - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
6. Tagihan akseptasi/Acceptance receivable 528,064 16,409 - - - 544,473 287,701 9,745 - - - 297,446
7. Kredit/Loans 11,014,821 527,574 - 48,213 262,500 11,853,108 9,037,467 770,205 - - 198,284 10,005,138
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM)/Micro & SME 136,852 - - - - 136,852 89,930 - - - - 89,930
i. Rupiah/IDR 111,563 - - - - 111,563 67,579 - - - - 67,579
ii. Valuta asing/Foreign currency 25,289 - - - - 25,289 22,351 - - - - 22,351
b. Bukan debitur UMKM/Non Micro & SME 10,877,969 527,574 - 48,213 262,500 11,716,256 8,947,537 769,387 - - 198,284 9,915,208
i. Rupiah/IDR 6,710,498 346,358 - 48,213 262,500 7,367,569 5,254,252 432,528 - - 71,163 5,757,943
ii. Valuta asing/Foreign currency 4,167,471 181,216 - - - 4,348,687 3,693,285 336,859 - - 127,121 4,157,265
c. Kredit yang direstrukturisasi/Restructured loans - 19,210 - - - 19,210 - 19,839 - - 127,121 146,960
i. Rupiah/IDR - 19,210 - - - 19,210 - 19,839 - - - 19,839
ii. Valuta asing/Foreign currency - - - - - - - - - - 127,121 127,121
d. Kredit properti/Property loans 505,188 - - - - 505,188 447,257 - - - - 447,257
8. Penyertaan/Investment - - - - - - - - - - - -
9. Penyertaan modal sementara/Temporary equity investment - - - - - - - - - - - -
10. Tagihan lainnya/Other claim 16,225 - - - - 16,225 9,342 - - - - 9,342
11. Komitmen dan kontinjensi/Commitment and contingencies 7,105,944 260,603 - - - 7,366,547 6,449,560 111,921 - - - 6,561,481
a. Rupiah/IDR 3,044,165 114,726 - - - 3,158,891 2,617,493 13,057 - - - 2,630,550
b. Valuta asing/Foreign currency 4,061,779 145,877 - - - 4,207,656 3,832,067 98,864 - - - 3,930,931
12. Aset yang diambil alih/Foreclosed asset - - - - - - - - - - - -
235Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. POS-POS/POSTS
BANK
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
Lancar/ Current
DPK/ Special Mention
Kurang Lancar/ Substandard
Diragukan/ Doubtful
Macet/ Loss
Jumlah/ Total
II PIHAK TIDAK TERKAIT/NON RELATED PARTIES
1. Penempatan pada bank lain/Interbank Placement 1,884,995 - - - - 1,884,995 1,322,595 - - - - 1,322,595
a. Rupiah/IDR 541 - - - - 541 681 - - - - 681
b. Valuta asing/Foreign currency 1,884,454 - - - - 1,884,454 1,321,914 - - - - 1,321,914
2. Tagihan spot dan derivatif/Spot and derivative claim 18,545 182 - - - 18,727 4,507 7 - - - 4,514
a. Rupiah/IDR 13,194 182 - - - 13,376 2,761 7 - - - 2,768
b. Valuta asing/Foreign currency 5,351 - - - - 5,351 1,746 - - - - 1,746
3. Surat berharga/Marketable securities 333,611 - - - - 333,611 253,990 - - - - 253,990
a. Rupiah/IDR 333,611 - - - - 333,611 253,990 - - - - 253,990
b. Valuta asing/Foreign currency - - - - - - - - - - - -
4. Surat berharga yang dijual dengan janji dibeli kembali/Repo - - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali/Reverse Repo
- - - - - - - - - - - -
a. Rupiah/IDR - - - - - - - - - - - -
b. Valuta asing/Foreign currency - - - - - - - - - - - -
6. Tagihan akseptasi/Acceptance receivable 528,064 16,409 - - - 544,473 287,701 9,745 - - - 297,446
7. Kredit/Loans 11,014,821 527,574 - 48,213 262,500 11,853,108 9,037,467 770,205 - - 198,284 10,005,138
a. Debitur Usaha Mikro, Kecil dan Menengah (UMKM)/Micro & SME 136,852 - - - - 136,852 89,930 - - - - 89,930
i. Rupiah/IDR 111,563 - - - - 111,563 67,579 - - - - 67,579
ii. Valuta asing/Foreign currency 25,289 - - - - 25,289 22,351 - - - - 22,351
b. Bukan debitur UMKM/Non Micro & SME 10,877,969 527,574 - 48,213 262,500 11,716,256 8,947,537 769,387 - - 198,284 9,915,208
i. Rupiah/IDR 6,710,498 346,358 - 48,213 262,500 7,367,569 5,254,252 432,528 - - 71,163 5,757,943
ii. Valuta asing/Foreign currency 4,167,471 181,216 - - - 4,348,687 3,693,285 336,859 - - 127,121 4,157,265
c. Kredit yang direstrukturisasi/Restructured loans - 19,210 - - - 19,210 - 19,839 - - 127,121 146,960
i. Rupiah/IDR - 19,210 - - - 19,210 - 19,839 - - - 19,839
ii. Valuta asing/Foreign currency - - - - - - - - - - 127,121 127,121
d. Kredit properti/Property loans 505,188 - - - - 505,188 447,257 - - - - 447,257
8. Penyertaan/Investment - - - - - - - - - - - -
9. Penyertaan modal sementara/Temporary equity investment - - - - - - - - - - - -
10. Tagihan lainnya/Other claim 16,225 - - - - 16,225 9,342 - - - - 9,342
11. Komitmen dan kontinjensi/Commitment and contingencies 7,105,944 260,603 - - - 7,366,547 6,449,560 111,921 - - - 6,561,481
a. Rupiah/IDR 3,044,165 114,726 - - - 3,158,891 2,617,493 13,057 - - - 2,630,550
b. Valuta asing/Foreign currency 4,061,779 145,877 - - - 4,207,656 3,832,067 98,864 - - - 3,930,931
12. Aset yang diambil alih/Foreclosed asset - - - - - - - - - - - -
236 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. POS-POS/POSTS
BANK
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
Jumlah/ Total
Jumlah/ Total
III INFORMASI LAIN/OTHER INFOMATION
1. Total aset bank yang dijaminkan/Total Bank's pledged assets: - -
a. Pada Bank Indonesia/With Bank Indonesia - -
b. Pada pihak lain/With other parties - -
2. Total CKPN aset keuangan atas aset produktif/Provision for impair-ment losses on earning assets
137,939 144,531
3. Total PPA yang wajib dibentuk atas aset produktif/Required regulatory provision on earning assets
461,832 349,419
4. Persentase kredit kepada UMKM terhadap total kredit/Percentage of loans to micro & SME to total loans
1.12 0.87
5. Persentase kredit kepada Usaha Mikro Kecil (UMK) terhadap total kredit/Percentage of loans to micro & small enterprises to total loans
- -
6. Persentase jumlah debitur UMKM terhadap total debitur/Percentage of total micro & SME debtor to total debtor
1.22 2.20
7. Persentase jumlah debitur Usaha Mikro Kecil (UMK) terhadap total debitur/Percentage of total micro & small enterprises debtor to total debtor
- -
8. Lainnya/Others - -
a. Penerusan kredit/Chanelling - -
b. Penyaluran dana Mudharabah Muqayyadah/Mudharabah Muqa-yyadah fund distribution
- -
c. Aset produktif yang dihapus buku/Written off earning assets 819,662 679,884
d. Aset produktif dihapusbuku yang dipulihkan/berhasil ditagih/Written off earning assets that been recovered
49,468 27,017
e. Aset produktif yang dihapus tagih/Claim off earning assets 144,743 136,586
Cadangan Penyisihan KerugianAllowance For Impairment Losses
No. POS-POS/POSTS
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
CKPN/ Allowance for impairment losses
PPA wajib dibentuk/ Required regulatory provision
CKPN/ Allowance for impairment losses
PPA wajib dibentuk/ Required regulatory provision
Individual Kolektif/ Collective
Umum/ General
Khusus/ Special Individual Kolektif/
CollectiveUmum/ General
Khusus/ Special
1. Penempatan pada bank lain/Interbank placement - - 18,922 - - - 13,387 -
2. Tagihan spot dan derivatif/Spot and derivative claim - - 202 9 - - 45 -
3. Surat berharga/Marketable securities - - 158 - - - 156 -
4. Surat berharga yang dijual dengan janji dibeli kembali/Repo - - - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali/Reverse Repo - - - - - - - -
6. Tagihan akseptasi/Acceptable receivable - - 4,816 820 - - 2,629 487
7. Kredit/Loan 75,289 62,649 105,461 313,003 119,138 25,393 86,667 236,756
8. Penyertaan/Investment - - 422 - - - 422 -
9. Penyertaan modal sementara/Temporary equity investment - - - - - - - -
10. Tagihan lainnya/Other claim - - 162 - - - 94 -
11. Komitmen dan kontinjensi/Commitment and contingencies - - 4,681 13,029 - - 3,181 5,594
237Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
No. POS-POS/POSTS
BANK
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
Jumlah/ Total
Jumlah/ Total
III INFORMASI LAIN/OTHER INFOMATION
1. Total aset bank yang dijaminkan/Total Bank's pledged assets: - -
a. Pada Bank Indonesia/With Bank Indonesia - -
b. Pada pihak lain/With other parties - -
2. Total CKPN aset keuangan atas aset produktif/Provision for impair-ment losses on earning assets
137,939 144,531
3. Total PPA yang wajib dibentuk atas aset produktif/Required regulatory provision on earning assets
461,832 349,419
4. Persentase kredit kepada UMKM terhadap total kredit/Percentage of loans to micro & SME to total loans
1.12 0.87
5. Persentase kredit kepada Usaha Mikro Kecil (UMK) terhadap total kredit/Percentage of loans to micro & small enterprises to total loans
- -
6. Persentase jumlah debitur UMKM terhadap total debitur/Percentage of total micro & SME debtor to total debtor
1.22 2.20
7. Persentase jumlah debitur Usaha Mikro Kecil (UMK) terhadap total debitur/Percentage of total micro & small enterprises debtor to total debtor
- -
8. Lainnya/Others - -
a. Penerusan kredit/Chanelling - -
b. Penyaluran dana Mudharabah Muqayyadah/Mudharabah Muqa-yyadah fund distribution
- -
c. Aset produktif yang dihapus buku/Written off earning assets 819,662 679,884
d. Aset produktif dihapusbuku yang dipulihkan/berhasil ditagih/Written off earning assets that been recovered
49,468 27,017
e. Aset produktif yang dihapus tagih/Claim off earning assets 144,743 136,586
dalam jutaan Rupiahin million IDR
No. POS-POS/POSTS
31 Desember 2018/December 31, 2018 31 Desember 2017/December 31, 2017
CKPN/ Allowance for impairment losses
PPA wajib dibentuk/ Required regulatory provision
CKPN/ Allowance for impairment losses
PPA wajib dibentuk/ Required regulatory provision
Individual Kolektif/ Collective
Umum/ General
Khusus/ Special Individual Kolektif/
CollectiveUmum/ General
Khusus/ Special
1. Penempatan pada bank lain/Interbank placement - - 18,922 - - - 13,387 -
2. Tagihan spot dan derivatif/Spot and derivative claim - - 202 9 - - 45 -
3. Surat berharga/Marketable securities - - 158 - - - 156 -
4. Surat berharga yang dijual dengan janji dibeli kembali/Repo - - - - - - - -
5. Tagihan atas surat berharga yang dibeli dengan janji dijual kembali/Reverse Repo - - - - - - - -
6. Tagihan akseptasi/Acceptable receivable - - 4,816 820 - - 2,629 487
7. Kredit/Loan 75,289 62,649 105,461 313,003 119,138 25,393 86,667 236,756
8. Penyertaan/Investment - - 422 - - - 422 -
9. Penyertaan modal sementara/Temporary equity investment - - - - - - - -
10. Tagihan lainnya/Other claim - - 162 - - - 94 -
11. Komitmen dan kontinjensi/Commitment and contingencies - - 4,681 13,029 - - 3,181 5,594
238 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
NO. Transaksi/Transaction
BANK
Nilai Notional/Notional Amount
Tujuan/PurposeTagihan dan Liabilitas Derivatif/
Derivative Receivable and Derivative Payable
Trading HedgingTagihan/ Derivative Receivable
Liabilitas/ Derivative Payable
A. Terkait dengan Nilai Tukar/Exchange Rate Related
1 Spot 121,211 121,211 - 59 942
2 Forward 1,337,387 1,337,387 - 17,339 10,654
3 Option - - - - -
a. Jual/Sell - - - - -
b. Beli/Buy - - - - -
4 Future - - - - -
5 Swap 225,499 225,499 - 2,981 1,259
6 Lainnya/Other - - - - -
B. Terkait dengan Suku Bunga/Interest Rate Related
1 Forward - - - - -
2 Option - - - - -
a. Jual/Sell - - - - -
b. Beli/Buy - - - - -
3 Future - - - - -
4 Swap - - - - -
5 Lainnya/Other - - - - -
C. Lainnya/Other
TOTAL 1,684,097 1,684,097 - 20,379 12,855
LAPORAN TRANSAKSI SPOT DAN DERIVATIFSPOT AND DERIVATIVE TRANSACTIONS REPORT
PT BANK RESONA PERDANIA31 DESEMBER 2018/DECEMBER 31, 2018
dalam jutaan Rupiahin million IDR
239Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
LAPORAN KEUANGAN KONSOLIDASIANDAN INFORMASI TAMBAHANCONSOLIDATED FINANCIAL STATEMENT ANDSUPPLEMENTARY INFORMATION
239Laporan Tahunan 2018 Annual Report
240 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
241Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
242 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
243Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
244 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
245Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
246 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
247Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
248 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
249Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
250 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
251Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
252 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
253Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
254 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
255Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
256 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
257Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
258 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
259Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
260 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
261Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
262 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
263Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
264 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
265Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
266 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
267Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
268 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
269Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
270 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
271Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
272 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
273Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
274 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
275Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
276 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
277Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
278 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
279Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
280 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
281Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
282 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
283Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
284 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
285Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
286 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
287Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
288 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
289Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
290 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
291Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
292 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
293Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
294 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
295Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
296 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
297Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
298 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
299Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
300 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
301Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
302 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
303Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
304 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
305Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
306 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
307Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
308 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
309Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
310 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
311Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
312 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
313Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
314 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
315Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
316 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
317Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
318 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
319Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
320 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
321Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
322 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
323Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
324 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
325Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
326 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
327Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
328 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
329Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
330 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
331Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
332 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
333Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
334 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
335Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
336 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
337Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
338 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
339Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
340 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
341Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
342 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
343Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
344 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
345Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
346 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
347Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
348 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
349Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
350 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
351Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
352 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
353Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
354 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
355Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
356 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
357Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
358 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
359Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
360 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
361Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
362 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
363Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
364 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
365Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
366 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
367Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
368 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
369Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
370 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
371Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
372 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
372 Laporan Tahunan 2018 Annual Report
373Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
LAPORAN KEUANGAN KONSOLIDASIANPERUSAHAAN INDUKPARENT COMPANY CONSOLIDATEDFINANCIAL STATEMENT
373Laporan Tahunan 2018 Annual Report
374 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
[Consolidated Balance Sheets] (Millions of yen)31-Dec-18 31-Mar-18
AssetsCash and due from banks ¥14,801,736 ¥13,419,003Call loans and bills bought 101,477 308,806Monetary claims bought 293,123 337,705Trading assets 373,164 270,639Securities 5,719,030 5,278,544Loans and bills discounted 35,706,924 28,755,172Foreign exchange assets 125,312 160,226Leasing receivables and investment assets 41,650 -Other assets 1,063,969 1,110,787Tangible fixed assets 380,398 303,088Intangible fixed assets 39,735 30,329Net defined benefit asset 29,370 18,496Deferred tax assets 29,827 1,692Customers’ liabilities for acceptances and guarantees 403,893 389,011Reserve for possible loan losses (149,586) (139,668)Reserve for possible losses on investments (34) (47)Total assets ¥58,959,994 ¥50,243,789
Liabilities and Net AssetsLiabilities
Deposits ¥50,217,612 ¥42,744,541Negotiable certificates of deposit 1,182,670 1,060,650Call money and bills sold 608,300 155,975Payables under repurchase agreements 5,000 5,000Payables under securities lending transactions 1,075,609 624,703Trading liabilities 108,938 101,709Borrowed money 767,278 675,975Foreign exchange liabilities 4,098 4,071Bonds 459,797 385,142Due to trust account 981,668 1,056,058Other liabilities 716,405 824,467Reserve for employees’ bonuses 10,884 15,634Net defined benefit liability 14,745 10,120 Other reserves 44,193 44,312Deferred tax liabilities 20,922 23,501 Deferred tax liabilities for land revaluation 19,392 19,976Acceptances and guarantees 403,893 389,011Total liabilities ¥56,641,371 ¥48,140,853
Net AssetsCapital stock 50,472 50,472Retained earnings 1,580,701 1,522,075Treasury stock (4,447) (5,250)
Total stockholders’ equity 1,626,726 1,567,297
Net unrealized gains on available-for-sale securities 412,566 486,665Net deferred gains on hedges 28,458 33,462
Revaluation reserve for land 42,371 43,699
Foreign currency translation adjustments (4,309) (3,021)Remeasurement of defined benefit plans (31,304) (42,956) Total accumulated other comprehensive income 447,783 517,849Stock acquisition rights 312 -
Minority interests in consolidated subsidiaries 243,800 17,789
Total Net Assets 2,318,623 2,102,936Total Liabilities and Net Assets ¥58,959,994 ¥50,243,789
375Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
[Consolidated Statements of Income] (Millions of yen)Third Quarter of FY2018 Third Quarter of FY2017
From April 1, 2018 From April 1, 2017to December 31, 2018 to December 31, 2017
Ordinary Income ¥640,025 ¥546,601Interest income 360,248 298,449 Interest on loans and bills discounted 286,025 230,601 Interest and dividends on securities 47,339 43,108Trust fees 14,413 13,700Fees and commissions 177,012 148,037Trading income 3,997 4,479Other operating income 32,140 18,320Other ordinary income 52,213 63,613
Ordinary Expenses 485,817 378,567Interest expenses 35,044 23,443 Interest on deposits 14,662 9,864Fees and commissions 49,511 41,675Trading expenses - 50Other operating expenses 33,804 9,691General and administrative expenses 328,459 269,472Other Ordinary expenses 38,998 34,234
Ordinary Profit 154,207 168,034Extraordinary gains 39,900 1,278 Gains on disposal of fixed assets 1 1,278 Gains on negative goodwill 29,055 - Gain on step acquisitions 10,843 -Extraordinary losses 2,945 2,267 Losses on disposal of fixed assets 696 579 Impairment losses on fixed assets 2,248 1,688Income before income taxes 191,162 167,045Income taxes – current 27,324 28,105Income taxes – deferred 15,215 (64,208)Total income taxes 42,539 (36,102)Net income 148,623 203,147Net income attributable to non-controlling interest 7,497 387Net income attributable to owners of the parent ¥141,125 ¥202,760
Third Quarter of FY2018 Third Quarter of FY2017From April 1, 2018 From April 1, 2017
to December 31, 2018 to December 31, 2017
Net Income ¥148,623 ¥203,147Other comprehensive income (73,648) 114,072
Net unrealized gains (losses) on available-for-sale securities (74,541) 111,480
Net deferred gains (losses) on hedges (5,015) (5,387)Revaluation reserve for land - (6)
Foreign currency translation adjustments (3,018) (1,670)
Remeasurements of defined benefit plans 8,926 9,697Share of other comprehensive income of affiliates accounted for using equity method - (40)
Total comprehensive income ¥74,974 ¥317,219
Comprehensive income attributable to:Shares of the parent 72,386 317,885 Non-controlling interests ¥2,588 (¥665)
[Consolidated Statements of Comprehensive Income]
376 Laporan Tahunan 2018 Annual Report
Bank Resona Perdania
PRIMED FORHIGHER IMPROVEMENTS
PR
IMED
FOR
HIG
HER
IMP
RO
VEM
ENTS
Laporan Tahunan 2018 Annual Report
Laporan Tahunan 2018 Annual Report
Kantor Pusat - Head Offi ceMenara Mulia, Lantai 5 & 6, Suites 501 & 601
Jl. Jend. Gatot Subroto Kav. 9-11, Karet Semanggi, Setiabudi, Jakarta 12930
Telp: +62 21 570 1958Faks: +62 21 570 1936
www.perdania.co.id
Laporan Tahunan 2
018
Annual R
eport
Bank Resona Perdania
Bank Resona Perdania
Bank Resona Perdania