Know About Bank Details

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<p>Banks Details upto the year 2010 Axis Bank Axis Bank, previously known as UTI Bank, is one of the Big Four Banks of India along with State Bank of India, HDFC Bank and ICICI Bank. Established in 1994, it's the first of the new private sector banks in India to start its operations, when Government of India opened the gate for the private banks to flock into the Indian financial market. Though the bank started its operation with the name UTI Bank, but later, in order to avoid ambiguities and confusion with other discrete entities carrying the same name, it changed its name to its current form (Axis Bank) in April 2007. Axis Bank Limited recorded a total income of Rs. 13,745.04 crore as on the year ended March 31, 2009. It also made a net profit of Rs. 1,812.93 crore in the same financial year. Joint Promotion Axis Bank was jointly promoted by the following: Unit Trust of India (UTI-I) Life Insurance Corporation of India (LIC) General Insurance Corporation Ltd. National Insurance Company Ltd. The New India Assurance Company The Oriental Insurance Corporation United Insurance Company Ltd. Axis Bank has its registered office at Ahmedabad, while its central office is located at Mumbai. Currently it has an extensive network of over 905 branches across the nation. It also has a network of more than 3894 ATMs. Axis Bank branches Axis Bank loans Axis Bank Internet Banking Offerings Axis Bank offers a range of financial products and services to its clients throughout the country. It also has special strength in retail and corporate banking. Axis Bank offers following services: Personal Banking Corporate Banking NRI Priority Banking Personal Banking The Personal Banking of Axis Bank includes following services: Accounts o Zero Balance Savings Account o Krishi Savings Account o EasyAccess Savings Account o Prime Savings Account o Corporate Salary Account o Women's Savings Account o Demat Account o Senior Citizen's Account o Defence salary Account o Trust/NGO Savings Account o RFC(D) Account o Azzadi - No Frills o Pension Savings Account Deposits o Fixed Deposits o Recurring Deposits o Encash 24 o Tax Saver Fixed Deposit Loans</p> <p>o Home Loan o Car Loan o Personal Loan o Loan Against Shares o Loan Against Property o Loan Against Security o Study Loan o Consumer Loan Cards o Credit Cards o Debit Cards o Prepaid Cards Investments o Mohur Gold o Online Trading o Mutual Funds o Demat Account o A Smile Solution o Kal Bhi, Aaj Bhi Insurance o Life Insurance Life Insurance Products 5 For Life o Health Insurance Family Health Silver Health o Motor Insurance o Jewellery Insurance o Personal Accident Safe Guard o Home Safe Home Safe Home Plus o Travel Companion o Critical Illness o Business advantage Payments o Bill Pay o Electronic Clearing Service o Tax Payments Tax e-Payments Direct Tax Payments Pension Disbursement Other Services o Mobile Refill o Locker o Online Shopping o IPOSmart o E-Statement Corporate Banking Following services are offered by Axis Bank under Corporate Banking: Accounts o Normal Current Account o Business Advantage Account o Business Select Account o Business Classic Account o Business Privilege Account o Channel One Account</p> <p>o Current Account for Govt. Organizations o Current Account for Banks o Current Account for Builders &amp; Real Estate o Capital Market Current Account o Krishi Current Account o Business Global Current Account o Club 50 Current Account o Shipping and Maritime Current Account o Inland Road Transport Current Account o Travel, Tourism and Hospitality Current Account o Local Current Account o Current Account for Pharma o Cash Management Current Account o Current Account for Chartered Accountants Credit o Large Corporates Working Capital Finance Term Loans Trade Services Structured Finance Supply Chain Management Overseas Transactions o Agri Business Kisan Power Powertrac Commodity Power Contract Farming Arthia Power o SME Standard o SME Fast Track o Microfinance Capital Market o Debt Solutions o Equity Solutions o Private Equity, Mergers &amp; Acquisitions o Advisory Services o Trusteeship Services o Depository Services o eDepository Services o Capital Market Funding o Custodial Services o e-Broking Treasury o Forex o International Business o Money Market o Constituent SGL Facilities o Retailing of Government Securities Cash Management Services o Payment Solutions o Collection Solutions Govt. Business o Authorisation o Direct Tax Payment o Indirect Tax Payment o State Tax Payment o Pension Disbursement o Other Services</p> <p>o o o o</p> <p>e-Payments e-Governance Tie-ups Online Tax Payment New Pension System (NPS)</p> <p>NRI Axis Bank offers following services for the NRIs: Accounts o NRE Savings Account o NRO Savings Account o NRI Prime Account o NRI Priority o PIS Account o NRE Salary Account o RFC Account Deposits o NRE Rupee Deposit o NRO Rupee Deposit o FCNR Deposit o RFC Term Deposit Remittances o AxisRemit o SWIFT o Partner Banks o Exchange House Tie-ups o NRI Connect Services o PAN Assistance o Locker o NRI Local Post Box Priority Banking Following services are offered under this category: Accounts o Resident o NRI Deposits o Fixed Deposits o Recurring Deposits o Encash 24 Loans o Home Loan o Personal Loan o Loan Against Property o Loan Against Security o Car Loan o Study Power o Consumer Power Cards o Priority Debit Card o Credit Cards Platinum Credit Card Gold Plus Credit Card Gold Credit Card Silver Credit Card Secured Credit Card eShop Card o Travel Currency Card o Remittance Card o Gift Card</p> <p>Investments o Resident Indians Mohur Gold Online Trading Mutual Funds Depository Services eDepository Services o NRI PIS Account PAN Assistance Payments o Bill Pay o Electronic Clearing Service o Tax Payments Direct Tax Payments Pension Disbursement Remittances o SWIFT o Partner Banks Other Services o Mobile Refill o Locker o Online Shopping 24 x 7 Banking Following services are offered under 24 x 7 Banking: Internet Banking Mobile Banking o Savings Account o NRI Account o Current Account Phone Banking Visa Money Transfer Power Transfer ATM Address Axis Bank Limited 131, Maker Tower - F, Cuffe Parade, Colaba, Mumbai - 400 005 Tel: +91-22-6707-4407 Fax: +91-22-2218-1429 Web: www.axisbank.com </p> <p> Allahabad Bank Allahabad Bank is one of the leading banks in India. Established on April 24, 1865 in Allahabad by a group of European, Allahabad Bank is also the oldest Joint Stock Bank of India. In the year 1969, the Government of India nationalized 13 commercial banks. Allahabad Bank was one of those. Currently it offers a whole range of financial services to thousands of customers across the nation through its 2260 branches, besides its Internet banking services. Allahabad Bank has its headquarter located in Kolkata. Brief History After its establishment in 1865, Allahabad Bank became a part of P &amp; O Banking Corporation in 1920 with a bid price of Rs. 436 per share. In 1923, considering the business opportunities, the headquarter of the bank was shifted to Kolkata. On July 19, 1969, when the Government of India nationalized Allahabad Bank along with 13 other banks, it had 151 branches across the nation with deposits of Rs. 119 crore and advances of Rs. 82 crore. In 1989, United Industrial Bank Ltd. merged with nationalized Indian bank. Allahabad Bank also instituted a wholly owned subsidiary for Merchant Banking, called "AllBank Finance Ltd.". Allahabad Bank released its first Initial Public Offer (IPO) of 10 crore (face value Rs. 10 per share) in October, 2002. It reduced the Government shareholding to 71.16%. It again released Follow on Public Offer (FPO) in April, 2005 of 10 crore equity shares (face value Rs. 10 each with a premium of Rs. 72). It again reduced the Government shareholding to 55.23%. It was June, 2006 when the Allahabad Bank went international to open up its first Representative Office at Shenzen in China. In October, 2006, Allahabad Bank went high-tech for roll out its first branch under Core Banking Service (CBS). It opened up its first overseas branch at Hong Kong in February 2007. In March 2007, the business of Allahabad Bank crossed Rs. 1,00,000 crore mark. Products Allahabad Bank offers a range of products to its customers across the nation and overseas. Following are the list of products offered by Allahabad Bank to its customers: 1. Deposit Products o Flexi-Fix Deposit o Rs. 5 Banking o All Bank Tax Benefit Term Deposit Scheme o AlBank Premium SB Account o AllBank Mahila Sanchay Account o AllBank Vikash SB Account o AllBank Premium Current Account o Current Plus Deposit Scheme o Sishu Mangal Deposit Scheme 2. Retail Credit Products o Housing Loan o Education Loan o Car Loan o Personal Loan for Pensioners o Personal Loan for Doctors o Loan Against NSC/KVP o AllBank Rent Loan o AllBank Property Scheme o AllBank Furnishing Loan o Gold Loan Scheme o AllBank Mobile Scheme o Overdraft Facility in SB Accounts o AllBank Abhushan Scheme o AllBank Trade Scheme o AllBank Gyan Dipika Scheme o AllBank Reverse Mortgage Scheme</p> <p>3. Other Credit Products o Kisan Credit Card o Kisan Shakti Yojana o AllBank-Expo Other Services The other services offered by Allahabad Bank are as below: All Ayshman Bima Yojana Cash Management Services Depository Services Depository Services Visa Debit Cum ATM Card Real Time Gross Settlement (RTGS) National Electronic Funds Transfer (NEFT) Gold Card Scheme for Exporters Charter for MSMEs Government Business Regional MSME Care Centres MSME Care Centre in Jharkhand State for All Banks Address Allahabad Bank 2, N. S. Road Kolkata- 700 001 Tel: +91-33-2231-9144 Fax: +91-33-2210-7425 Email: gmpd@allahabadbank.in Web: www.allahabadbank.com </p> <p> American Express Bank Ltd merican Express Bank boasts of more than 150 years of experience. At present, American Express is known to be a global payments company. Values of American Express Bank Ltd Trust Integrity Security Quality Customer service All these factors imbibed together have made the American Express Bank story a success. The desire to become the worlds most respected service brand seems to be working fine. About American Express Bank India American Express Bank India, established in 1921, has created a brand name for themselves in the field of world-class travel and financial services. The role of American Express Bank Ltd. comprises of issuing a wide range of cards and travelers cheques to suit the needs of the elite clients. They happen to be the largest company with a widespread network of traveling points across India. American Express Travels has signed a Memorandum of Understanding (MoU) with the postal department, enabling few specified speed post offices to distribute and encash American Express Travellers Cheques. Activities of American Express Bank India The American Express Bank India has cards which meet all the client requirements. The card division of the American Express Bank enjoys the top most rank. American Express Credit Cards in India are of two types: International Gold Amex Card International Green Amex Card The American Express India Card members can avail different types of discounts of 3% to 7% on airline tickets. They can also enjoy special facilities to book tickets over the phone and 40% discounts on overseas hotel rates. Different American Express Bank India cards American Express E-Credit Card American Express Gold Credit Card American Express Card American Express Gold Card American Express Platinum Card MTNL American Express Credit Card India Today Group American Express Credit Card Indian Airlines American Express Green Card Indian Airlines American Express Gold Card Indian Medical Association (IMA) American Express Credit Card (medical professionals) The Institute of Cost and Works Accountants of India (ICWAI) American Express Credit Card (for Cost and Work accountants). The other remarkable service offered by the American Express Bank India is the issue of the American Express Travelers Cheques, having global recognition. American Express Travelers Cheques can be reinstated with the customer globally within a day in case of lost or theft. The different currencies in which they are available are the Australian Dollar, Canadian Dollar, Euro, Japanese Yen, Saudi Riyal, South African Rand, Swiss Franc, Pound Sterling and US Dollar. Personal banking services of American Express Bank Savings, Current and Term Deposit Accounts Personal Loans Investment Services Quick facts of American Express Bank Ltd Headquarters American Express Company World Financial Center 200 Vesey St</p> <p>New York, NY 10285 212-640-2000 Stock Symbol NYSE: AXP Index Memberships Dow Jones Industrials; S&amp;P 500 Industry Consumer Financial Services Contact details of American Express Bank Ltd, India Corporate Office: American Express Bank Ltd. A,A1,A2 Enkay Centre Udyog Vihar Phase V Gurgaon Haryana - 122016 Website: www.americanexpress.com/india</p> <p> Andhra Bank The founder of Andhra Bank was the eminent freedom fighter and a versatile genius, Dr. Bhogaraju Pattabhi Sitaramayya. Andhra Bank was registered on 20th November 1923 with the business commencing from 28th November 1923. The paid up capital with which the operations were started were Rs 1.00 lakh and the authorized capital was Rs 10.00 lakh. Financial performance of Andhra Bank as on September (Q2) 2009 1. Net profit surges up to Rs.274 Crore, growing by 70%. This was over Rs. 162 Crore in the corresponding period in 2008. 2. The gross business improved to Rs.1,10,460 Crore, up by 27%. 3. Operating Profit was up by 63% and touched Rs.453 Crore 4. Gross advances surged up by 32% to touch Rs.48,182 Crore 5. CASA Deposits was 32.34% of total deposits 6. Total Deposits went up to Rs.62,279 Crore, growing at 23% 7. Credit Deposit Ratio saw an improved performance to 77.70% from 72.28% 8. Interest Income amplified to Rs.1,558 Crore in Q2 growing by 17.32% 9. Other Income surged up by 84.92% to Rs. 233 Crore, when compare with the figure of Q2 of 2008 10. Net Interest Income augmented to Rs. 515 Crore, up by 18.94% . 11. Total income grew by 23%, whereas total expenditure was measured at 14% 12. A Net Interest Margin (NIM) of 3.14% in Q2 was achieved 13. Return on Assets (ROA) improved appreciably to 1.53% in Q2 compared to 1.12% in Q2 of previous year. 14. Cost to Income ratio was bettered to 39.45% from 50.27%. 15. Gross NPA to Gross Advances condensed to 0.83% from 1.03% 16. Percentage of Net NPAs to Net advances improved to 0.16% from 0.24% 17. Coverage Ratio is 83.66% 18. CRAR improved to 14.03% (as per Basel-II norms) Brief performance of Andhra Bank Bank has been following the Basel II norms The percentage of Standard Assets to Gross Advances went up to 99.17% as on 30.09.09 as compared to 98.97% of the previous year. Gross NPA was Rs.398.36 Crore Gross NPAs as a percentage to Gross Advances was 0.83% (30.09.2009) against 1.03% of 30.09.2008 Net NPAs are valued at...</p>

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