khcb branches-tariff charges-final (english - arabic)...10.500. 10.500 ً 2.100 5.250 1.050 2.100...

1
10.500 10.500 . ً 2.100 5.250 1.050 2.100 10.500 15 26.250 10.500 ﻣﺠﺎﻧﺎ ﻣﺮﺗﻴﻦ ﻓﻲ ﺍﻟﺴﻨﺔ ﻣﺠﺎﻧﺎ ﻣﺮﺗﻴﻦ ﻓﻲ ﺍﻟﺴﻨﺔ10.500 1.050 ﻟﻠﺼﻔﺤﺔ21 2.100 ﻟﻠﺼﻔﺤﺔ ﻓﻠﺲ ﻟﻜﻞ315 ﻷﻛﺜﺮ ﻣﻦ ﻣﺮﺗﻴﻦ ﻓﻲ ﺍﻟﺴﻨﺔ ﺗﺤﺘﺴﺐ) ( ﺩﻳﻨﺎﺭ5.250 ﺻﻔﺤﺔ ﻛﺤﺪ ﺃﻗﺼﻰ ﻓﻠﺲ ﻟﻜﻞ525 ﻷﻛﺜﺮ ﻣﻦ ﻣﺮﺗﻴﻦ ﻓﻲ ﺍﻟﺴﻨﺔ ﺗﺤﺘﺴﺐ) ( ﺩﻳﻨﺎﺭ5.250 ﺻﻔﺤﺔ ﻛﺤﺪ ﺃﻗﺼﻰ3.150 RD, REP,NAF) 10 2.100 14 5.250 ﺷﻴﻜﺎﺕ4.200 2.100 5 5 5.250 10.500 5.250 (45% 5.250 20 10% 3% POS ً 35% 3% ﺃﻭ10 ً ً 6 105 ً 420 100 100 1000 105 ً +. . 5.250 5.250 5.250 2.100 3.150 3.150 1.050 10.500 2.100 3.150 4.200 5.250 3 105 7.350 10.500 ﺩ.ﺏ.31.500 ﺭﺳﻮﻡ ﺍﻟﻮﺳﺎﻃﺔ ﻣﺮﺍﺑﺤﺎﺕ ﺍﻟﻮﺩﺍﺋﻊ) ( ) ( Standing Order instructions Within KHCB Donation to Charity Funds account within Khaleeji Commercial Bank or within Bahrain Free Free Manager Cheques Issuance BD 3.150 Reissue of Manager Cheque BD 3.150 BD 1.050 Cancellation of Manager Cheque BD 10.500 BD 2.100 STOP of Manager Cheque Replacement/stop of pay order Demand Draft Issuance BD 3.150 Cancellation & re-issue BD 4.200 BD 3+ Currency buying rate Cancellation & refund BD 5.250 Stop payment of drafts via SWIFT Early exit Early exit fee for Murabaha deposit products (Thabet, Advance, Loyalty and Term Murabaha). BD 105 BD 7.350 Cancellation of Mudaraba Account before maturity BD 10.500 Closure of account within a month of opening REMITTANCE CHARGES for all other currencies All GCC currencies BD 5.250 BD 5.250 BD 2.100 BD 5.250 + Correspondent bank Charges if any Outside GCC currencies Amendment of outward remittance instructions via SWIFT SWIFT inquries SWIFT con rmation Free EFTS Transfer Charges Fawri Fawri + Fawateer Real Time Processing System (RTGS) Up to BD 100/- Free 6 fils per transaction for salaries 420 fils per transaction 105 fils per transaction for non-salary More than BD 100/- to BD 1,000/- Free 105 fils Credit Cards Charges Free BD 4.200 BD 2.100 Supplementary Credit Card subscription fee Cash withdrawal fee Late payment fee - goes to charity BD 5 BD 5 Over limit fee Statement reprint fee BD 5.250 Card replacement fee Free BD 10.500 Foreign Transaction Commission Fees Minimum Monthly Payment of outstanding balance Temporary limit increase request fee BD 5.250 Pin reprint fee BD 5.250 Transaction copy request fee 20 Days Cash withdrawal limit (upto 45%) Grace period (from statement date) 3% 3% or BD 10 • 10% of credit limit • Plus 35% of POS outstanding Outstanding Brokerage Fees BD 31.500 Deposit Murabaha Foreign Currency Cash Deposit withdrawals Withdrawals in BHD from a foreign currency account Withdrawal in the same foreign currency of the account Deposit of BHD in foreign currency account Deposit foreign currency account to an account with same currency Deposit foreign currency account to an account with different currency Tasaruf Tasaruf Tasaruf Tasaruf Tasaruf Deposit of Demand Drafts Demand draft currency similar to the currency of account Demand draft currency DIFFERENT to the currency of account BD 10.500 Apply Exch. Rate + BD 10.500 ATM CARDS New Card Replacement in case of loss based on customer request ATM Card PIN Replacement in case forgotten based on customer request Cash withdrawal within Bahrain through" BENFIT " Cash withdrawal within GCC through" GCC NET" Free Free BD 1.050 per transaction + the respective currency exchange rate BD 2.100 per transaction + the respective currency exchange rate Cash withdrawal outside GCC through" VISA" Network BD 2.100 BD 5.250 Statement of accounts and Other Documents Free up to 2 times per year More than 2 times per year - 525 fils per page Subject to cap of BD 5.250 Free up to 2 times per year More than 2 times per year - 315 fils per page Subject to cap of BD 5.250 BD 10.500 Personal Statement of account within 1 year Free Copy of cheques/ Other documents within one year COPY OF cheques/ Other documents/ Statements of Accounts older than one year Corporate/ Business A/C within 1 year Release Letter Under formation Letter BD 10.500 Obligation Letter (Indebtedness Letter) Free Letter of Credit Reference BD 15 BD 26.250 BD 1.050 per page (MAX BD 10.500) BD 2.100 per page (MAX BD 21) Cheques 2nd Cheque book issuance BD 3.150 Customized special cheque book issuance As per the printing company quotation Returned cheques (RD, REP,NAF) BD 14 per cheque Stop payment of cheques BD 5.250 per cheque Returned cheques (Closed Accounts) BD 10 per cheque Mailing Cheque Book BD 2.100 Type of T rges ranch) ransaction/ Service Normal Banking Cha (Applicable to both Corporate and B Type of Transaction/ Service Normal Banking Charges (Applicable to both Corporate and Branch) Minimum Balance to Open an Account Saving Account BD 20 BD 300 BD 1,000 BD 5,000 BD 25 BD 5 BD 1 Free Current Account Mudaraba Account Deposit Murabaha Account (Thabet, Term Murabaha) Mudaraba and Murabaha) Below Balance charges (current account) Below Balance charges (Saving account) ﺩ.ﺏ. ﻟﻠﺘﻤﻮﻳﻞ ﺍﻟﺸﺨﺼﻲ ﻭﺗﻤﻮﻳﻞ ﺍﻟﺴﻴﺎﺭﺍﺕ210 ﺩ.ﺏ.262.500 ﻟﻠﺘﻤﻮﻳﻞ ﺍﻟﺴﻜﻨﻲ ﺃﻭ ﻛﺤﺪ ﺃﺩﻧﻰ( ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ+%1) ﺭﺳﻮﻡ ﺍﺩﺍﺭﻳﺔ ﺭﺳﻮﻡ ﺍﻟﺴﺪﺍﺩ ﺍﻟﻤﺒﻜﺮﺓ ﻭ / ﺃﻭ ﺍﻟﺴﺪﺍﺩ ﺍﻟﺠﺰﺋﻲ ﻟﻠﺘﺴﻬﻴﻼﺕ ﺍﻻﺋﺘﻤﺎﻧﻴﺔ ﻟﻠﺘﻤﻮﻳﻞ ﺍﻟﺸﺨﺼﻲ ﻣﻦ ﺍﻟﻤﺒﻠﻎ ﺍﻟﻤﺘﺒﻘﻲ( ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ+ %1) ﺩ.ﺏ ﺃﻳﻬﻤﺎ ﺃﻗﻞ105 ﻣﻦ ﻗﻴﻤﺔ ﺍﻟﺘﺴﻬﻴﻞ ﺍﻻﺋﺘﻤﺎﻧﻲ ﺃﻭ ﻟﻠﺘﻤﻮﻳﻞ ﺍﻟﺴﻜﻨﻲ ﻣﻦ ﺍﻟﻤﺒﻠﻎ ﺍﻟﻤﺘﺒﻘﻲ( ﺿﺮﻳﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ+ % 0.75) ﺩ.ﺏ ﺃﻳﻬﻤﺎ ﺃﻗﻞ210 ﻣﻦ ﻗﻴﻤﺔ ﺍﻟﺘﺴﻬﻴﻞ ﺍﻻﺋﺘﻤﺎﻧﻲ ﺃﻭ ﺩ.ﺏ ﻟﻠﻨﺴﺨﺔ ﺍﻹﺿﺎﻓﻴﺔ10.500 ﻣﺠﺎﻧﺎ ﻟﻤﺮﺓ ﻭﺍﺣﺪﺓ ﻓﻲ ﺍﻟﺴﻨﺔ ﻣﺠﺎﻧﺎ- ﺭﺳﺎﻟﺔ ﻣﻮﺟﻬﺔ ﺇﻟﻰ ﺍﻟﻤﺠﻠﺲ ﺍﻷﻋﻠﻰ ﻟﻠﻤﺮﺃﺓ ﺃﻭ ﺍﻟﻮﺯﺍﺭﺍﺕ ﺃﻭ ﻟﻠﺴﻜﻦ ﺍﻻﺟﺘﻤﺎﻋﻲ ﺷﻬﺎﺩﺓ ﺑﺎﻟﻤﺪﻳﻮﻳﻨﺔ ﺍﻟﻤﺘﺒﻘﻴﺔ ﺃﺷﻬﺮ ﻣﻦ ﺗﺴﺪﻳﺪ ﺍﻟﺘﻤﻮﻳﻞ / ﺍﻟﺘﺴﻬﻴﻞ ﺍﻻﺋﺘﻤﺎﻧﻲ ﻣﺠﺎﻧﺎ6 ﺧﻼﻝ ﺩ.ﺏ.5.250 ﺃﺷﻬﺮ ﻣﻦ ﺗﺴﺪﻳﺪ ﺍﻟﺘﻤﻮﻳﻞ / ﺍﻟﺘﺴﻬﻴﻞ ﺍﻻﺋﺘﻤﺎﻧﻲ6 ﺑﻌﺪ ﺭﺳﺎﻟﺔ ﺑﺮﺍءﺓ ﺫﻣﺔ ﺩ.ﺏ.10.500 ﺭﺳﺎﻟﺔ ﺑﺮﺍءﺓ ﺍﻟﺬﻣﺔ ﺍﻟﺜﺎﻧﻴﺔ ﺇﻥ ﻗﺪﻣﻪ ﺍﻟﻤﺼﺮﻑ ﻣﺠﺎﻧﺎ ﺩ.ﺏ ﻟﻜﻞ ﺗﺄﺟﻴﻞ10.500 ، ﺑﻄﻠﺐ ﻣﻦ ﺍﻟﻌﻤﻴﻞ(ﺑﺤﺪ ﺃﻗﺼﻰ ﺷﻬﺮﻳﻦ ﻓﻲ ﺍﻟﺴﻨﺔ) ﺭﺳﻮﻡ ﺗﺄﺟﻴﻞ ﺍﻷﻗﺴﺎﻁ ﺩ.ﺏ.10.500 (ﺧﻄﺎﺏ ﻣﺪﻳﻮﻧﻴﺔ) ﺧﻄﺎﺏ ﺇﻟﺘﺰﺍﻡ ﺍﻟﺨﺪﻣﺎﺕ ﺍﻟﻤﺼﺮﻓﻴﺔ ﻟﻸﻓﺮﺍﺩRetail Banking BD 210 For Personal & Auto Finance (1% + VAT) for Home Finance or min of BD 262.500 Administrative Fees If offered by the Bank, for Free If requested by the client, BD 10.500 per postponement (Max 2 months per year) Postponement fees BD 10.500 Obligation Letter(Indebtedness Letter) BD 10.500 2nd Release letter Once a year for Free. BD 10.500 per additional copy Letter addressed to Supreme Council for Women or Ministries or for social housing purpose- Free Outstanding letter Within 6 months of the financing / credit facility’s closure, Free After 6 months of the financing / credit facility’s closure, BD 5.250 Release Letter Personal Finance Home Finance (1% + VAT) of the outstanding credit facility or BD 105 whichever is lower (0.75% + VAT) of the outstanding credit facility or BD 210 whichever is lower Early settlement fees and/or partial settlement of a credit facility www.khcbonline.com 17 54 00 54 Service Charges Licensed by the Central Bank of Bahrain as a Retail Islamic Bank (ﻗﻄﺎع اﻟﺘﺠﺰﺋﺔ) ﻣﺮﺧﺺ ﻣﻦ ﻗﺒﻞ ﻣﺼﺮف اﻟﺒﺤﺮﻳﻦ اﻟﻤﺮﻛﺰي ﻛﻤﺼﺮف إﺳﻼﻣﻲ رﺳﻮم اﻟﺨﺪﻣﺎت ﻳﺴﺘﺜﻨﻰ ﻣﻦ ﺍﻟﺮﺳﻮﻡ ﻛﻞ ﻣﻦ ﺍﻷﻳﺘﺎﻡ ﻭﺍﻷﺭﺍﻣﻞ ﻭﺍﻟﻤﺘﻘﺎﻋﺪﻳﻦ ﻭﺍﻟﻤﺴﺘﻔﻴﺪﻳﻦ ﻣﻦ ﻣﺴﺎﻋﺪﺍﺕ ﻭﺯﺍﺭﺓ ﺍﻟﺘﻨﻤﻴﺔ ﺍﻻﺟﺘﻤﺎﻋﻴﺔ ﻭﺍﻟﻄﻠﺒﺔ ﺘﻢ ﺗﻀﻤﻴﻦ ﻗﻴﻤﺔ ﺍﻟﻀﺮﻳﺒﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻋﻠﻰ ﺍﻟﺮﺳﻮﻡ ﺍﻟﺨﺎﺿﻌﺔ ﻟﺬﻟﻚ. ﺩﻳﻨﺎﺭ ﺑﺤﺮﻳﻨﻲ ﺇﻥ ﻭﺟﺪﺕ.(250) ﻭﺍﻟﻤﻮﺍﻃﻨﻴﻦ ﺍﻟﺒﺤﺮﻳﻨﻴﻴﻦ ﺍﻟﺬﻳﻦ ﺗﻘﻞ ﺭﻭﺍﺗﺒﻬﻢ ﻋﻦ2019 ، ﻳﻨﺎﻳﺮ1 Orphans, widows, pensioners, individuals receiving social subsidies from the Ministry of Labour & Social Affairs, students and Bahraini nationals with a monthly salary below BD 250, if any, are exempt. Vat is included were applicable. January 1 2019. st @khcb_bh @khcbonline Khcbonline khcbonline

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Page 1: KHCB Branches-TARIFF charges-Final (English - Arabic)...10.500. 10.500 ً 2.100 5.250 1.050 2.100 10.500 15 26.250 10.500 ﺔﻨﺴﻟﺍ ﻲﻓ ﻦﻴﺗﺮﻣ ﺎﻧﺎﺠﻣ ﺔﻨﺴﻟﺍ

10.500

10.500.

2.1005.250

1.050

2.100

10.500

15

26.250

10.500

مجانا مرتين في السنة

مجانا مرتين في السنة

10.500 للصفحة1.050

21 للصفحة2.100

(لأكثر من مرتين في السنة تحتسب 315 فلس لكلصفحة كحد أقصى 5.250 دينار)

(لأكثر من مرتين في السنة تحتسب 525 فلس لكلصفحة كحد أقصى 5.250 دينار)

3.150

RD, REP,NAF)

102.100

145.250

شيكات

4.200

2.100

55

5.250

10.5005.250

(45%

5.250

20

10%

3%

•POS

35%

10 أو 3%

6

105

420

100

1001000

105

+ . . 5.2505.250

5.2502.100

3.150

3.1501.050

10.500

2.100

3.1504.200

5.2503

105

7.35010.500

31.500 د.ب. رسوم الوساطة

مرابحات الودائع

)( )(

Standing Order instructionsWithin KHCBDonation to Charity Funds account withinKhaleeji Commercial Bank or within Bahrain

Free

Free

Manager ChequesIssuance BD 3.150Reissue of Manager Cheque BD 3.150

BD 1.050Cancellation of Manager Cheque

BD 10.500BD 2.100

STOP of Manager ChequeReplacement/stop of pay order

Demand DraftIssuance BD 3.150Cancellation & re-issue BD 4.200

BD 3+ Currency buying rateCancellation & refund

BD 5.250Stop payment of drafts via SWIFT

Early exit

Early exit fee for Murabaha deposit products (Thabet, Advance, Loyalty and Term Murabaha).

BD 105

BD 7.350Cancellation of Mudaraba Account before maturity

BD 10.500Closure of account within a month of opening

REMITTANCE CHARGES for all other currenciesAll GCC currencies BD 5.250

BD 5.250

BD 2.100

BD 5.250 + Correspondent bank Charges if any

Outside GCC currenciesAmendment of outward remittance instructions via SWIFTSWIFT inquriesSWIFT con rmation Free

EFTS Transfer Charges

Fawri

Fawri +

FawateerReal Time Processing System (RTGS)

Up to BD 100/-

Free

6 �ls per transaction for salaries

420 �ls per transaction

105 �ls per transaction for non-salary

More than BD 100/-to BD 1,000/-

Free

105 �ls

Credit Cards ChargesFree

BD 4.200

BD 2.100

Supplementary Credit Card subscription fee

Cash withdrawal fee

Late payment fee - goes to charity BD 5

BD 5Over limit feeStatement reprint fee

BD 5.250Card replacement fee

Free

BD 10.500

Foreign Transaction Commission Fees Minimum Monthly Payment of outstanding balance

Temporary limit increase request fee

BD 5.250Pin reprint feeBD 5.250Transaction copy request fee

20 Days

Cash withdrawal limit (upto 45%)

Grace period (from statement date)

3%

3% or BD 10

• 10% of credit limit• Plus 35% of POS outstanding

Outstanding

Brokerage FeesBD 31.500Deposit Murabaha

Foreign Currency Cash Deposit withdrawals

Withdrawals in BHD from a foreign currency account Withdrawal in the same foreign currency of the account

Deposit of BHD in foreign currency accountDeposit foreign currency account to an account with same currencyDeposit foreign currency account to an account with di�erent currency

Tasaruf

Tasaruf

Tasaruf

Tasaruf

Tasaruf

Deposit of Demand DraftsDemand draft currency similar to the currency of account

Demand draft currency DIFFERENT to the currency of account

BD 10.500

Apply Exch. Rate + BD 10.500

ATM CARDSNew Card Replacement in case of lossbased on customer request

ATM Card

PIN Replacement in case forgotten based on customer request

Cash withdrawal within Bahrain through" BENFIT "Cash withdrawal within GCC through" GCC NET"

Free

Free

BD 1.050 per transaction + the respectivecurrency exchange rate

BD 2.100 per transaction + the respectivecurrency exchange rate

Cash withdrawal outside GCC through" VISA" Network

BD 2.100

BD 5.250

Statement of accounts and Other Documents

Free up to 2 times per yearMore than 2 times per year - 525 �ls per page

Subject to cap of BD 5.250

Free up to 2 times per yearMore than 2 times per year - 315 �ls per page

Subject to cap of BD 5.250

BD 10.500

Personal Statement of account within 1 year

Free

Copy of cheques/ Other documents within one year

COPY OF cheques/ Other documents/ Statements of Accounts older than one year

Corporate/ Business A/C within 1 year

Release Letter

Under formation Letter BD 10.500

Obligation Letter (Indebtedness Letter) FreeLetter of Credit Reference BD 15

BD 26.250

BD 1.050 per page (MAX BD 10.500)

BD 2.100 per page (MAX BD 21)

Cheques2nd Cheque book issuance BD 3.150Customized special cheque book issuance As per the printing company quotation

Returned cheques (RD, REP,NAF) BD 14 per chequeStop payment of cheques BD 5.250 per chequeReturned cheques (Closed Accounts) BD 10 per chequeMailing Cheque Book BD 2.100

Type of T rges ranch)

ransaction/Service

Normal Banking Cha(Applicable to both Corporate and B

Type of Transaction/Service

Normal Banking Charges (Applicable to both Corporate and Branch)

Minimum Balance to Open an AccountSaving Account BD 20

BD 300

BD 1,000

BD 5,000

BD 25

BD 5

BD 1

Free

Current Account

Mudaraba AccountDeposit Murabaha Account (Thabet, Term Murabaha)

Mudaraba and Murabaha)

Below Balance charges (current account)

Below Balance charges (Saving account)

210 د.ب. للتمويل الشخصي وتمويل السيارات(1%+ ضريبة القيمة المضافة) للتمويل السكني أو كحد أدنى 262.500 د.ب.

رسوم ادارية

رسوم السداد المبكرة و / أو السداد الجزئي للتسهيلات الائتمانية

للتمويل الشخصي(1% + ضريبة القيمة المضافة) من المبلغ المتبقي من قيمة التسهيل الائتماني أو 105 د.ب أيهما أقل

للتمويل السكني(0.75 % + ضريبة القيمة المضافة) من المبلغ المتبقي

من قيمة التسهيل الائتماني أو 210 د.ب أيهما أقل

مجانا لمرة واحدة في السنة 10.500 د.ب للنسخة الإضافية

رسالة موجهة إلى المجلس الأعلى للمرأة أو الوزارات أو للسكن الاجتماعي - مجانا

شهادة بالمديوينة المتبقية

خلال 6 أشهر من تسديد التمويل / التسهيل الائتماني مجانابعد 6 أشهر من تسديد التمويل / التسهيل الائتماني 5.250 د.ب.

رسالة براءة ذمة

10.500 د.ب.رسالة براءة الذمة الثانية

إن قدمه المصرف مجانابطلب من العميل، 10.500 د.ب لكل تأجيل

(بحد أقصى شهرين في السنة)

رسوم تأجيل الأقساط

10.500 د.ب. خطاب إلتزام (خطاب مديونية)

Retail Bankingالخدمات المصرفية للأفراد

BD 210 For Personal & Auto Finance

(1% + VAT) for Home Finance or min of BD 262.500

Administrative Fees

If offered by the Bank, for FreeIf requested by the client, BD 10.500 per postponement (Max 2 months per year)

Postponement fees

BD 10.500Obligation Letter(Indebtedness Letter)

BD 10.5002nd Release letter

Once a year for Free. BD 10.500 per additional copy

Letter addressed to Supreme Council for Women or Ministries or for social housing purpose- Free

Outstanding letter

Within 6 months of the financing / credit facility’s closure, Free

After 6 months of the financing / credit facility’s closure, BD 5.250

Release Letter

Personal Finance

Home Finance

(1% + VAT) of the outstanding creditfacility or BD 105 whichever is lower(0.75% + VAT) of the outstanding creditfacility or BD 210 whichever is lower

Early settlement fees and/or partial settlement of a credit facility

www.khcbonline.com17 54 00 54

Service Charges

Licensed by the Central Bank of Bahrain as a Retail Islamic Bank

مرخص من قبل مصرف البحرين المركزي كمصرف إسلامي (قطاع التجزئة)

رسوم الخدمات

يستثنى من الرسوم كل من الأيتام والأرامل والمتقاعدين والمستفيدين من مساعدات وزارة التنمية الاجتماعية والطلبة

تم تضمين قيمة الضريبة المضافة على الرسوم الخاضعة لذلك.

والمواطنين البحرينيين الذين تقل رواتبهم عن (250) دينار بحريني إن وجدت. 1 يناير، 2019م

Orphans, widows, pensioners, individuals receiving social subsidies from the Ministry of Labour & Social Affairs, students and Bahraini nationals with a monthly salary below BD 250, if any, are exempt.

Vat is included were applicable.January 1 2019.st

@khcb_bh

@khcbonlineKhcbonline

khcbonline