Jonathan’s Financial Services, Inc.Jonathan’s Financial Services, Inc.

John GhalyJohn Ghaly&&

Tiffany GliosciTiffany Gliosci

Our Target MarketOur Target Market

Small Business Retirement PlansSmall Business Retirement Plans

Retirement ProgramsRetirement Programs

New Legislations liberalized the Rule New Legislations liberalized the Rule for Small Business Plans.for Small Business Plans.

We offer FREE LOOK at what a We offer FREE LOOK at what a Plan can do for youPlan can do for you

Not having a Plan Not having a Plan maybe costing you Moneymaybe costing you Money

Retirement ProgramsRetirement Programs

Opportunities in the Small Opportunities in the Small Business Pension MarketplaceBusiness Pension Marketplace

Every business entity Every business entity can have can have

every type of planevery type of plan

FREE REVIEWFREE REVIEW

1.1. Free review of current planFree review of current plan

2.2. Free Look at how Tax Deductibility Free Look at how Tax Deductibility would effect your specific businesswould effect your specific business

Plan FundingPlan Funding

Plan Investment MUST be in Plan Investment MUST be in Guaranteed Insurance company Guaranteed Insurance company

Contract:Contract:

3.3. 100% Fixed Annuity, or100% Fixed Annuity, or

4.4. Combination of Fixed Annuity and Combination of Fixed Annuity and Whole Life InsuranceWhole Life Insurance

BENEFITS MUST BE BENEFITS MUST BE GUARANTEEDGUARANTEED

Maximum ContributionsMaximum Contributions

$367,559$266,313$163,65960

$315,738$246,669$139,98655

$189,020$152,040$ 79,27250

$128,685$105,238$ 50,15945

$ 93,991$ 77,560$ 30,63140

MAX LIFE & ANNUITY

ANNUITY ONLYTRADITIONAL DEFINED BENEFIT

AGE

PLAN FEESPLAN FEES

$200 Installation Fee$200 Installation Fee

Annual Administration:Annual Administration:- $600 One Person Plan- $600 One Person Plan- $700 25 lives or less- $700 25 lives or less

Who Qualifies?Who Qualifies?

Small Business Owner (usually Small Business Owner (usually 45+)45+)

Individual earning a Lot of MoneyIndividual earning a Lot of Money

Individual seeking Large Individual seeking Large DeductionDeduction

Small business with few Small business with few employeesemployees

What Happens at Retirement?What Happens at Retirement?

Cash Option is ChosenCash Option is Chosen

Assets are rolled to IRA RolloverAssets are rolled to IRA Rollover

If Immediate Annuity is desired, the market can If Immediate Annuity is desired, the market can be shopped for the best possible rate to Annuitize be shopped for the best possible rate to Annuitize with the desired cashwith the desired cash

If Minimum Distribution is desired, If Minimum Distribution is desired, intergenerational IRA possibilities can be exploredintergenerational IRA possibilities can be explored

Why should you be interested?Why should you be interested?

More favorable plan More favorable plan designdesign

Lower administrative feesLower administrative fees

More investment optionsMore investment options

Active management of Active management of participant’s assetsparticipant’s assets

Manage your MoneyManage your Money

1 OptionCash

5 OptionsBond

2 OptionsHigh Yield Bond

11 OptionsInc. & Growth/Balanced

14 OptionsGrowth

8 optionsAggressive Growth

BEST TIME EVER FOR BEST TIME EVER FOR SMALL BUSINESS OWNER SMALL BUSINESS OWNER

TO START YOUR TO START YOUR RETIREMENT PLANRETIREMENT PLAN

CALLCALL

Jonathan’s Financial Services, Jonathan’s Financial Services, Inc.Inc.

(714) 952-0943(714) 952-0943

ONE STOP Financial ServicesONE STOP Financial Services