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FINANCIAL AIDINTERNET RESOURCES

NEW YORK’S 100+ COLLEGESAND UNIVERSITIES

COMMISSION ON INDEPENDENT COLLEGES AND UNIVERSITIES

© 2011 Commission on Independent Colleges and Universities (cIcu), 17 Elk St., Albany, NY 12224. www.cicu.org, www.nycolleges.org. 518-436-4781

Financial Aid • Pages 2-10• Six Steps to Financial Aid

• Applying for Financial Aid

• Your Aid Packages

• Financial Aid Programs: Sources of Aid

Internet Resources • 0The most important financial aid forms are available online. Learn where to go on the Web for answers to your financial aid and college search questions.

Calendar • Page 11Now is the time to make an organized plan for your college search. Be sure you leave enough time to meet the deadlines for your admission and financial aid applications.

Campus Locator • Pages 12-15From phone numbers to Web addresses and degrees offered, this campus locator map and directory puts New York’s 100+ private colleges at your fingertips.

Choosing where to go to college is an important decision! There will be many optionsto weigh and choices to make. When you beginconsidering which colleges to attend, never let “sticker price” stop you from looking at colleges that may be right for you. The key topaying for college is knowing what is availableand how to apply for all possible help. Very fewstudents actually pay the full cost of attendance.If you need financial aid to help meet collegecosts, you are very likely to receive it.

This booklet will direct you to importantinformation to learn about how to pay for your college education.

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Visit www.nycolleges.org, New York’s 100+ private colleges and universities’ admissions and financial aid Web site.

Six Steps to Financial Aid

Step 1Check with each college’s financial aid office to determine which forms you need to file tobe considered for all types of financial aid.Every college is different. Get your PIN(Personal Identification Number): if you intendto file your Free Application for FederalStudent Aid (FAFSA) online (it’s quicker), youand your parent(s) (if you are a dependent student) must apply for your PIN, which serveas your electronic signature for the FAFSA onthe Web. For more information, visitwww.pin.ed.gov. Don’t wait to be accepted to a college before filing an application forfinancial aid. File as early as possible.

The most important financial aid applicationforms are:� FAFSA (Free Application for Federal

Student Aid) – Everyone applying for federal and most other financial aid mustcomplete this free form. File online atwww.fafsa.ed.gov or by mail. To request apaper FAFSA, call 1.800.4.FED.AID.

� NYS TAP Application – NYS residents attending a college in NYS use this free form with the FAFSA to apply for a NYSTAP grant and to request payment of NYS scholarship awards. Complete the onlineTAP application by linking to it directlyfrom your FAFSA Confirmation Page. Evenif you use a paper FAFSA, you can still doyour TAP application online. You will beprompted to get a NYSHESC PIN (PersonalIdentification Number) to “sign” your onlineTAP application. If you don’t apply for TAPonline you can request an Express TAPApplication (ETA) by contacting the

Step 2Complete and mail the FAFSA as soon aspossible after January 1 (of your senior year in high school) to ensure that you’re considered for all available funding. If yourfamily hasn’t yet completed its income taxreturns, estimate your family’s income as accurately as possible (from end-of-year paystubs or W-2 forms). You’ll have the opportunityto make corrections later in the process. Ifyou’re a NYS resident applying to colleges inthe state, make sure you include a New York college on your FAFSA to begin application for a NYS TAP grant. Complete any other financialaid forms required by the colleges. It is veryimportant to meet all deadlines and to keep a copy of all the forms you file.

By filing the FAFSA, you will be considered for:� Grants and scholarships from private

colleges and universities (some colleges mayrequire an additional form)

� Federal Pell Grant� Federal Supplemental Educational

Opportunity Grant (SEOG)� Federal Work-Study (FWS)� Job programs from private colleges and

universities� Federal Perkins Loan� Federal Stafford Loan

Step 5Review your financial aid award letters andcompare your net costs. Decide which collegeto attend and let the college know by thedeadline they have indicated - usually by May 1. Then, review your financial aid withyour chosen college. In particular:

� If federal student loans are part of your package, the college will send instructionsabout the loan application process. Youwill need to complete and sign a formcalled the Master Promissory Note (MPN) in order to receive federal student loans(e.g., Stafford Loan funds). Keep track ofhow much you are borrowing and the loan repayment terms and conditions.

� NYS students attending college in thestate: Follow up on your NYS Tuition Assistance Program (TAP) grant. Visitwww.hesc.org to review, and if necessary,correct the data on your TAP application.

Step 6Make sure you know what you need to do tokeep your financial aid, such as requiredgrades and coursework. And, you mustapply to renew your financial aid eachyear – on time – or risk losing it! Check yourcollege’s deadli nes.

Step 4In the spring (usually March or April), you’llreceive financial aid “awards” or “packages”from the colleges that have offered youadmission, each with a different combinationof grants, scholarships, work-study and loansto help you meet college expenses. Determineyour “net cost” by subtracting from tuition andfees and room and board (if you’re living oncampus) all grants and scholarships plus thetotal amount of your student loans.

Step 3You will receive your Federal Student AidReport (SAR) via e-mail after submitting yourFAFSA on the Web (recommended). If you filethe FAFSA by mail, you will receive your SARin approximately 30 days. A paper SARacknowledgment will be sent if a valid e-mailaddress is not provided. Review your SAR’sinformation carefully. Follow the directions to correct any errors.

New York State Higher Education ServicesCorporation (HESC) at www.hesc.org or by calling 1.888.NYSHESC. HESC is the stateagency that processes the TAP application.The ETA will be pre-filled with informationfrom your FAFSA. If you provide your e-mailaddress on your FAFSA, HESC will be able toprocess your TAP application faster. If no e-mail is provided you will be notified by letter.PROFILE – Some colleges may ask you to filethe CSS Financial Aid PROFILE form to be considered for college-funded aid (the college’s own grants and scholarships). Visithttps://profileonline.collegeboard.com.There is a fee for filing this form. College-specific financial aid application –Some colleges may ask you to complete the college’s own financial aid application tobe considered for their college-fundedgrants, scholarships and loans. Check witheach college for applications, requirementsand deadlines.


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Applying for Financial AidFile the FAFSAComplete and mail the Free Application for Federal Student Aid (FAFSA) as soon aspossible after January 1. If your family hasn’tyet completed its income tax returns, estimateyour family’s income as accurately as possible.You’ll have the opportunity to make corrections later in the process.

Some colleges may ask you to complete thecollege’s own financial aid application to beconsidered for their college-funded grants,scholarships and loans. Obtain the forms fromthe colleges, if required, and be sure to meetthe filing deadline.

When you file the FAFSA you will be considered for:� Grants and scholarships from private

colleges and universities (some colleges mayrequire an additional form)

� Federal Pell Grant� Federal Supplemental Educational

Opportunity Grant (SEOG)� Federal Work-Study (FWS)� Job programs from private colleges and

universities� Federal Perkins Loan� Federal Stafford LoanThe information you supply on your FAFSA isanalyzed using a federal formula, establishedby Congress, to assess your family’s financialsituation. The analysis considers your family’sincome and assets (about 5.6 percent), manyexpenses, the size of the family and parents’need to save for retirement. In addition toestablishing your eligibility for the programsbulleted above, the results of the analysis willestimate how much you (Student Contribution)and your parent(s) (Parent Contribution) can reasonably contribute toward collegecosts for the year, no matter the cost of college. This is known as the Expected FamilyContribution (EFC).

The federal formula used to determine yourEFC is complex. As every family is unique,use the chart at right as a general guide.

The colleges you list on your FAFSA will receiveyour EFC analysis and put together a “financialaid package” to help you meet your financialneed. See pages 6-7 for more about financialneed and financial aid packages.

Facts about the Expected FamilyContribution (EFC)• For federal financial aid, your EFC is

calculated in the same way at each collegeand will not change regardless of the priceof the education you choose.

• The Parent Contribution for federal financialaid is calculated using a national formulathat considers income, taxes paid, familysize, savings, certain assets, certain debts,number of children in college and the ageof parent(s).

• In most cases, the majority of the EFCcomes from your income rather thanassets; if your familiy’s income is above$50,000, 5.6% of the family’s net worth is considered in the calculation.

Sample Expected Family Contribution (EFC) for College Costs Calculated from the FAFSA per ChildNet worth(assets minus what is owedagainst these assets; home Up to $43,900 $80,000equity is not considered)

Family size 4 5 4 5(both parents working)Number in college 1 1 1 1

Total incomebefore taxes EFC EFC EFC EFC

$0 - $25,000 $0 $0 $0 $0$30,000 $0 $0 $0 $0$40,000 $697 $0 $697 $0$50,000 $2,238 $1,364 $2,864 $1,989$60,000 $3,815 $2,868 $4,584 $3,532$70,000 $5,828 $4,588 $6,842 $5,443$80,000 $8,515 $6,849 $9,851 $7,987$90,000 $11,727 $9,858 $13,063 $11,195

$100,000 $14,723 $13,029 $16,060 $14,366$110,000 $17,465 $15,771 $18,802 $17,108$120,000 $20,208 $18,514 $21,545 $19,851

Based on 2012-13 federal methodology; parent age 45; two parents working.

NOTE: EFC is lower if family size is larger, if number in college is greater (with two in college roughly half the EFC per child), if two parents are working, or if parent is older than 45 years of age.

Always apply for aid Even if you think you’re not eligible for aidor did not receive ai d for a prior year, apply.Financial aid programs and family situationscan change. Don’t limit your choices now or in the future.

• The Parent Contribution is roughly dividedby the number of children attending college at least half time.

• Colleges may consider special financialhardships. Document extraordinary circumstances that affect your family’sability to contribute and submit a writtenexplanation directly to the financial aid office.


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Building a financial aid packageWhen the colleges you listed on your FAFSA receive your EFC (Expected FamilyContribution) analysis, each college willbuild a financial aid “package” or “award”for you. Each college’s financial aid packagewill be composed of different types of financial aid to help you cover all or part ofthe college’s cost of attendance (tuition, fees,room and board, books, transportation, personal expenses). What the financial aid packages you receive look like will dependprimarily on your calculated financial need(see explanation below) and the availabilityof funds at each college. Remember, everycollege is different. Your academic profile andother achievements may influence the sizeand composition of any non-need based aidin your package. Colleges have very littleflexibility in awarding need-based aid.

What is Cost of Attendance (COA)?A college’s published Cost of Attendance(COA) or Annual College Cost is the cost toattend the college for an academic year. The COA is the sum of the following directand indirect costs:

� tuition� estimated fees, such as an activities fee

and any mandatory insurance� room and board� estimate for books� estimate for transportation � an estimate for personal expenses

Your bill from the college you choose toattend will include the direct costs oftuition, required fees, housing and a mealplan (if applicable). The other costs in theCOA, the estimated indirect costs associatedwith attending the college for the academicyear (travel, books, and personal expenses),you will pay as needed. Be sure to includethese estimates in your college comparisons.

What is financial need?Financial need is the difference between acollege’s annual COA and your expectedfamily contribution (EFC). As every family isdifferent, with a different EFC (see page 3),each college will calculate a unique packagefor every student. Since college costs vary,the packages you receive from the collegesthat accept you for admission will all be different.

Families in the sample packages on the nextpage have one child in college. If, however,your family has two children in collegerather than one, your calculated EFC will bedivided roughly in half between the twochildren. Remember that for federal aid, theEFC is calculated in the same way and willnot change regardless of the college cost.Variations in the other factors that affect the EFC calculation (for example, if just one parent works, the age of the older parent, the size of your family) will affect the EFC differently, pushing the figure higher orlower.

In addition to the EFC, other variables thatmay come into play in the composition of acollege’s financial aid package:

� the amount of money available for aid atthe college – some colleges have greaterresources than others;

� a student’s special talent or academic ability – some colleges will award studentsaid for special strengths or talents;

� grants or scholarships from other sources(e.g., state grants or scholarships, private scholarships or awards).

Financial aid packages Private colleges with traditional deadlines willbegin mailing financial aid awards in the spring.Every financial aid award letter will be different. When you receive your award letters, evaluate them carefully, assessing the direct and indirect costs associated withattending each college, choose the collegeyou will attend, and accept its offer by thestated deadline. If you don’t, you may lose it.Notify all the colleges to which you applied ofyour final decision.

$ Annual College Costof Attendance (COA)

– $ Your Family’s Expected Contribution (EFC)

= $ Your Financial Need

Your College Aid Packages

Questions to ask the college� Which forms are required to be

considered for all forms of aid?� What are your requirements for

merit aid? For need-based aid?� What are the aid renewal

requirements?� What are the financial aid

application deadlines?� Are there state aid programs

I should know about?� When will you notify me of

my aid eligibility?� How will outside scholarships

affect my financial aid package?� Do you have a monthly

payment plan?

Since 1974, New York’s Tuition Assistance Program(TAP) has provided grants toNew Yorkers studying full timein an undergraduate programat a college or university inthe state helping more than 4 million students achieve a college education. Today,TAP helps nearly 310,000moderate-income studentsmeet college expenses.


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Elements of a collegefinancial aid package1. Consideration of Family’s Unique

InformationAnalysis of data from the student’s FAFSAresults in an Expected Family Contribution(EFC) – a calculated amount that the familycan reasonably contribute toward collegecosts. Income is just one of several variablesconsidered in the federal formula.

2. The Family’s Contribution (EFC)2a. The calculated EFC determined from the

family’s unique FAFSA data, plus+2b. A minimum Student Contribution from

the student’s summer earnings, savings,etc. (this will be specific to each college).

3. The College’s CostThe annual Cost of Attendance (COA) includescost of tuition, estimated fees such as an activities fee and any mandatory insurance,room and board, an estimate for books, anestimate for transportation, and an estimatefor personal expenses.

4. Putting a Package Together: Family’sNeed for AidThe college subtracts the family’s EFC from the COA and arrives at the family’s need (COA – EFC = NEED) for federal financial aidprograms, some state programs, and in somecases, for the college’s own aid.

Note: Colleges that request another financial aid form inaddition to the FAFSA do so to look more closely at the family’s financial situation before awarding institutional aid (aid from the college itself).5. Family’s Financial Aid Package from

the College Each college’s financial aid package mayinclude all or some of the types of aid below.See pages 6 -10 for more information aboutthese programs.a. Grant or Scholarship from the private

college or university (page 6)b. NYS TAP Grant* (page 6-7)c. Federal Pell & SEOG Grant (page 6-7)d. Federal Work-Study (page 8)e. Federal Stafford & Perkins Loans (page 8)f. Total Financial Aid Package: Depending on

the college and the amount available forgrants or scholarships from the college’sown funds, the total financial aid packagemay cover all of the family’s need or mayleave an amount not met by the aid programs listed above, called “unmet need.” If this occurs, there are other alternatives families may wish to consider such as thosedescribed on pages 8-10.

*For NYS resident students only

FRESHMAN LIVING ON CAMPUS Cost of Attendance (COA)Estimated Family Contribution (EFC)

Family of 4, 1 in college Family’s NeedNYS Resident Institutional Grant/Scholarship

Federal Grant (Pell and/or SEOG) Family Adjusted Gross Income (AGI) NYS TAP Grant$20,000 Work-Study

Federal Loans (Stafford and/or Perkins)Total Financial Aid Package



Federal Grant (Pell and/or SEOG)Family Adjusted Gross Income (AGI) NYS TAP Grant$60,000 Work-Study






FRESHMAN LIVING AT HOME Cost of Attendance (COA)(COMMUTER) Estimated Family Contribution (EFC)Family of 4, 1 in college Family’s NeedNYS Resident Institutional Grant/Scholarship



Note: Other state, federal or private grants, scholarships or loans may be available but are notreflected in the sample packages.

Sample financial aid packagesThe tables below show examples of financial aid packages from different colleges for severaldifferent families. You will notice that each financial aid package contains different amountsof aid. The amount of aid awarded in a financial aid package will vary based on a family’sEFC, federal and state aid funding levels, and the resources available at each college.

Every package, however, typically includes most of these components: grants and/orscholaships from the college, from the federal government, and from the state; federal work-study; student loans; and other aid. Refer to the left column for explanations of the elements in these packages.

$40,000- 0

40,00024,450

5,5505,0001,5003,500

$40,000

$50,000- 3,81546,18539,665

01,0202,0003,500

$46,185

$35,000- 6,84928,15122,151

0500

2,0003,500

$28,151

$15,000- 697

14,3035,7834,1003,4201,000

0$14,303

© 2011 Commission on Independent Colleges and Universities (cIcu), 17 Elk St., Albany, NY 12224.www.cicu.org, www.nycolleges.org. 518-436-4781

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� Source: NAICU: Pell 2010-11 (most recent dataavailable). Higher Education Services Corporation:Estimated TAP 2010-11 awarded as of 10/31/11.

Grants and scholarships are fundsyou do not have to repay. They are available from colleges, your state, thefederal government, professional and service organizations, private foundationsand many employers. Some grants arebased on your financial need while othersare awarded for academic merit, a specific career goal, special talent orgroup affiliation.

Work-Study programs provide opportunities to earn money while you’re in college by working part time on campus or in the community.

Educational loans for college costs may be made to you and/or your parents.This aid must be repaid, usually with interest. Some loans are based on financial need. Federal education loan programs most often provide the lowestinterest rates. These include: federalStafford loans, federal Perkins loans, and federal PLUS loans.

Alternatives for parents and studentsmay include interest-free monthly tuitionpayment plans, federal PLUS loans, lines ofcredit, tuition tax deductions and credits.

According to the U.S.Department of Education, young adults with a bachelor’s degree earned50% more than youngadult high school completers in 2009.

Financial Aid Programs � Eligibility for Pell is based on financial need

determined by total income, net worth(excluding home and family farm equity),family size and the number of children incollege. To apply, file the FAFSA.

Federal Supplemental EducationalOpportunity Grants (FSEOG)� Funded jointly by the federal government

and the colleges, SEOG awards range from$100 up to $4,000 per year to full- or part-time enrolled undergraduate students withfinancial need who are Pell Grant recipientswith the lowest EFCs. Colleges select recipients and determine award amountsbased on the SEOG funds available at theircollege. To apply, file the FAFSA.

NYS Tuition Assistance Program (TAP) grants at private colleges anduniversities = $228 million�

� TAP is a grant program for NYS residentsattending a NYS college full time. In 2011-12, awards for first-time freshmen at private colleges and universities rangedup to $5,000 per year for up to four years(five years for certain programs).

� Eligibility for TAP is based on NYS taxable income plus state, federal or localgovernment pension income. The chartbelow shows TAP awards at selected federal adjusted gross incomes minus NYSexemptions and standard deductions. Notethat, if you itemize your deductions, yourestimated NYS taxable income will be lowerand your TAP award will be higher.

Major Sources of Aid

Grants and ScholarshipsGrants and scholarships from NYS private colleges and universities = $3.2 billion� Aid from a college may range up to

$40,000 and sometimes more per year,covering part or all of your tuition, feesand related costs. Eligibility is determinedprimarily by financial need as calculatedfrom the financial aid forms you completed(need-based awards). Colleges may alsotake into account academic achievement,or talent in athletics, music or other fields(merit awards).

� To be considered for grants and scholarships from many private collegesand universities, you’ll be asked to file the FAFSA. An additional college-specificfinancial aid application or the PROFILEmay also be required. Check with eachfinancial aid office to determine whichforms you need to complete to be considered for all need-based and merit-based aid. See pages 12-15 for collegecontact information. File the FAFSA assoon as possible after January 1. File all other financial aid forms by their specified deadlines.

Federal Pell Grants at NYS private colleges and universities = $427 million�

� Pell Grants are awarded to undergraduatestudents enrolled full or part time in adegree or approved certificate program. In 2011-12, Pell Grant awards ranged up to$5,550 per year. (See chart on page 7.)

Institutional Grants

Pell

TAP

1980 1990 2000 2011

NYS Tuition Assistance Program (TAP), Pell, and Institutional Grants in Independent Sector

$4.0

$3.0

$2.0

$1.0

$0

Notes: TAP andInstitutional Grant Aidinclude undergraduate and graduate students;only undergraduatesreceive Pell.Source: NAICU, 2010-11Federal Student AidPrograms, Control Report,New York (Pell); HESC2010-11 Annual Report[table 9]; (TAP) IPEDS2008-09, New York private, not-for-profitdegree-granting collegesand universities.

(billi

ons o

f doll

ars)

$427,770,930

$320,000,000,000*

$228,280,000

*2008-09 data


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Federal Pell Grant Program Awards 2012 – 2013

A family of 4 A family of 5 A family of 4 A family of 5one wage earner one wage earner two wage earners two wage earners

Number in college 1 2 1 2 1 2 1 2

Parent income before taxes

$0 – 25,000 $5,550 $5,550 $5,550 $5,550 $5,550 $5,550 $5,550 $5,55035,000 4,900 5,500 5,550 5,550 5,550 5,550 5,550 5,55040,000 4,100 4,500 5,000 5,000 4,900 4,900 5,550 5,40045,000 3,300 4,100 4,200 4,600 4,100 4,500 5,00 4,90050,000 1,200 3,000 2,200 3,500 2,100 3,500 3,000 4,00055,000 0 2,400 1,400 3,100 1,300 3,000 2,300 3,60060,000 0 1,700 555 2,500 0 2,400 1,400 3,10062,000 0 1,400 0 2,300 0 2,200 1,000 2,90065,000 0 1,000 0 1,800 0 1,800 555 2,50070,000 0 0 0 1,100 0 1,000 0 1,90075,000 0 0 0 555 0 0 0 1,10080,000 0 0 0 0 0 0 0 55583,000 0 0 0 0 0 0 0 085,000 0 0 0 0 0 0 0 0

NOTE: Based on 2012-13 federal methodology; award amounts based on 2012-13 schedule.

� The TAP application process begins withthe FAFSA. To apply for a TAP grant, youmust file a paper or online FAFSA and lista college in New York. Students completingthe FAFSA online may file the TAP application by linking to it directly fromyour FAFSA Confirmation Page. If you donot begin the online TAP applicationwhen you file the FAFSA online, or if youcomplete a paper FAFSA, you will receivenotification from HESC by e-mail or postcard inviting you to complete the online TAP application. You may alsorequest a paper ETA at this time by contacting HESC at www.hesc.org or calling 1.888.NYSHESC.

Part-time TAP � Part-time TAP is available to NYS students

in the 2011-12 academic year. Studentsenrolled in a NYS college part-time (6-11credits) who have completed 12 credits ineach of two preceding semesters with aminimum 2.0 GPA will be eligible toreceive Part-time TAP depending onneed. Visit www.hesc.org, or call1.888.NYSHESC for more information.

TEACH Grant (Teacher EducationAssistance for College and HigherEducation) � A federal grant providing up to $4,000

per year to eligible students attending aparticipating institution who intend toteach in a public or private elementaryor secondary school that serves studentsfrom low-income families. For more information, visit www.studentaid.ed.govand search for “TEACH Grant”.

NYS Tuition Assistance Program (TAP) Awards

Parent income Estimated NYS TAP awards at NYS privatebefore taxes (AGI) net taxable income colleges and universities

$0 - 23,600 $ 6,600 $5,00025,000 8,000 4,93035,000 18,000 4,02045,000 28,000 2,82055,000 38,000 1,62065,000 48,000 50075,000 58,000 50085,000 68,000 50096,200 79,200 500

NOTE: Based on 2012-13 dependent undergraduate TAP award schedule (2011 NYS standard deduction); family of 4 with 1 in college. TAP is based on total NYS taxable income; untaxed income is not a factor.

Scholarships from private sources� Grants and scholarships are available

from many community and privateorganizations. Check with your school counselor, public library, employer,Chamber of Commerce, union, church,community and special-interest organizations.

© 2011 Commission on Independent Colleges andUniversities (cIcu), 17 Elk St., Albany, NY 12224.www.cicu.org, www.nycolleges.org. 518-436-4781

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Financial Aid Programs Major Sources of Aid

• Unsubsidized Stafford loans have afixed interest rate of 6.8% (for loansfirst disbursed after July 1, 2008) andare not based on financial need.Undergraduate students must exhausttheir subsidized Stafford loans (if eligible) prior to using unsubsidizedloans. The interest on UnsubsidizedStafford loans accrues while the student is enrolled in college,although payments can be deferreduntil after graduation.

� Undergraduate students may borrow upto $31,000 in Stafford loans, of which nomore than $23,000 may be subsidized.Graduate and professional students mayborrow up to $138,500, of which no more than $65,500 may be subsidizedfrom undergraduate Stafford loans.Borrowing limits for students in medicalschool are higher.

� Repayment begins six months after you’reno longer enrolled at least half-time. Seethe table on page 9 for both annual andaggregate (total for your academic career)Stafford loan limits for undergraduate andgraduate study.

� To apply for federal student loans, studentsmust first complete the FAFSA.

Federal Perkins loans� In 2011-12, undergraduates could borrow

up to $5,500 per year; up to $27,500 totalfor undergraduate study. Graduate/ professional students may borrow up to$8,000 per year. The maximum total for all years of study is $60,000. The federal government will pay the fixed 5% interestuntil you begin repayment. Repaymentbegins nine months after you are no longerenrolled at least half time (up to 10 yearsto repay). Exceptional financial need andthe availability of funds determine eligibility. To apply, file the FAFSA.

NYHELPs loan� The New York Higher Education Loan

Program (NYHELPs) is for full-time or part-time (at least half-time)undergraduate or graduate studentsattending a participating college, in anapproved program. Eligible students,parents or non-parent sponsors mayborrow as much as $20,000 annually up to the cost of attendance minus all

Work-StudyFederal Work-Study program (FWS)� Eligibility is based on financial need.

Students usually work 10 to 15 hours perweek during the academic year. To apply,file the FAFSA.

Job programs from private colleges and universities� Check with the college’s financial aid

office for on-campus job availability.� Community service jobs are also

available for work–study students.

Student LoansFederal Stafford loans � Depending on your financial need and

status as a dependent or independent student, there are two types of Staffordloans with varying interest rates and borrowing limits:

• Subsidized Stafford loans are availableonly for undergraduate study. Theseloans have a fixed interest rate of 6.8%.The interest on Subsidized Staffordloans is based on a student’s financialneed as calculated from the informationon the FAFSA. There is no income cutoffas long as you demonstrate need. The interest is paid by the governmentwhile the student is enrolled at leasthalf-time in college. Please see the tableand note on page 9 for more information.

other financial aid, excluding federalPLUS loans, whichever is less (borrowersmust meet citizenship and NYS residency requirements).

� Interest rate is fixed and is dependent onselected loan repayment terms. Borrowersrepaying immediately will receive a7.55% rate, interest-only repaymentyields an 8.25% interest rate, and borrowers opting for full defermentreceive an 8.75% interest rate.

� For more information, visit www.hesc.org

Alternatives forParents and StudentsFederal PLUS loans PLUS loans for parents of dependent undergraduate students

� PLUS is a federal loan program where parents and/or stepparents may borrowup to the cost of attendance, less other financial aid, each year for eachundergraduate dependent child enrolledat least half-time. Eligibility is not basedon need but parents must have acceptablecredit history or an eligible co-signer.PLUS loans can be used to meet the calculated family contribution.

� The interest rate is fixed at 7.9%.Repayment begins upon disbursement,and borrowers may have up to 10 years torepay. Interest may be tax deductible.

� Check with the college for applicationprocedures.

PLUS loans for graduate and professionaldegree students

� Graduate and professional degree students may borrow through the PLUS loan program up to their cost ofattendance minus other aid. Studentsmust have first applied for maximumloan eligibility under the Stafford loanprogram and must have acceptablecredit history.

� To apply, students complete the FAFSAand a Direct PLUS loan application.Check with the college for loan application procedures.

With grants, scholarships andother aid money, private colleges are often no moreexpensive – and sometimes less costly than state colleges.


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Interest-free monthly payment plans� Interest-free, insured, monthly installment

plans are available at many colleges forpayment of tuition, fees, room and boardand other expenses. Generally, 10- or 12-month payment options are available at no interest. Check with the college.

AmeriCorps� AmeriCorps is a federal volunteer

program; participants serve for 10 to 12months. At the completion of service, full-time participants receive an educationaward up to $5,350 (pro-rated for part-timeservice) for those enrolling after October 1,2009. The voucher may be used to pay offqualified student loans or pay for futureeducation expenses at qualified schools.For more information call 1.800.942.2677,or visit www.americorps.gov.

Federal Tax Incentives� The Federal government offers tax credits

and deductions to families and studentswith qualifying education expenses,including tuition and related fees, booksand other required course materials paidfor higher education. Interest paid onqualifying student loans may also bededucted to reduce the amount of yourincome subject to tax by up to $2,500. For more information, contact your taxadvisor.

New York State college tuition tax credit/deductions� New York State taxpayers may take either a:

1) tax credit or an itemized tax deductionfor college tuition expenses at an in-state or out-of-state institution fortheir dependent’s, spouse’s or their ownundergraduate study; or,

2) itemized deduction for qualified collegetuition expenses up to a maximum of$10,000 for each eligible student.

For more information consult your taxadvisor or go to: www.hesc.org and searchfor “tuition tax credit.”

New York’s College Savings Program� Start a college savings program with a

minimum $25 deposit. You need not be a NYS resident, although NYS taxpayerscan receive a NYS income tax deductionfor contributions up to $5,000 annually(up to $10,000 for married couples filingjointly). Qualified withdrawals are exemptfrom state and federal income taxes.Savings may be used to meet collegecosts at any eligible college or university.For details: 1.877.NYSAVES orwww.nysaves.org.

Ways Your Aid May ChangeFinancial aid counselors see it all the time: a student loses his or her financial aid andhas no idea why. Financial aid – whether it isloans, scholarships or grants – usually comeswith strings attached. It is important to keepon top of your grants, scholarships and loans– and understand what is required to keepyour awards. Here are the most commonways students lose or will see changes intheir aid from one year to the next.1 Not showing adequate progress toward

your degree.

2 Not maintaining at least a 2.0 GPA overall – not just in your major.

3 Not finishing at least 70 percent of theclasses you take.

4 Not knowing all of the conditions of your aid. Some aid goes beyond theseminimums.

5 Your family’s financial situation changedresulting in a higher Expected FamilyContribution.

6 Your sibling(s) graduated from an undergraduate program.

Source: Adapted from EduGuide.org

Dependent Students Total Annual Limit for Interest Rate(whose parents were Subsidized and Unsubsidized not denied a PLUS loan)** Stafford Loans

Freshmen $5,500 (no more than $3,500 subsidized) 6.8%** fixed Sophomores $6,500 (no more than $4,500 subsidized) for new loans Juniors and Seniors $7,500 (no more than $5,500 subsidized) July 1, 2012 - June 30, 2013

Graduate and Professional Students

Graduate and $20,500 6.8% fixedProfessional StudentsGraduate and professional students enrolled in certain health profession programs may receive additional unsubsidized Stafford loan amounts.

Source: Adapted from www.studentaid.ed.gov, September 2011. *Independent students and dependent students whoseparents were denied a PLUS loan are able to borrow an additional Unsubsidized Stafford loan. **As of July 1, 2012, subsidized Stafford loans are slated to return to their historic interest rate of 6.8%.

Federal Stafford Loan Limits, 2012-13 Academic Year*


Major Sources of Aid

Other ProgramsHigher Education OpportunityProgram (HEOP)

� HEOP is a comprehensive program for academically and economically disadvantaged NYS students. It providesfinancial aid to cover the majority of collegecosts, academic tutoring and educationalcounseling. Colleges and universities thatcurrently offer HEOP may be found at:www.nysed.gov (search “HEOP”).

Scholarships/Grants � Learn more at www.nycolleges.org or

www.hesc.org.

• Aid for Part-Time Study (APTS)†:contact your college.

• Flight 3407 Memorial Scholarship:1.888.NYSHESC

• Flight 587 Memorial Scholarship:1.888.NYSHESC

• Military Service Recognition Scholarship(MSRS): 1.888.NYSHESC

• NYS Aid to Native Americans†: 1.518.474.0537

• NYS Math and Science TeachingIncentive Scholarship: 1.888.NYSHESC

• NYS Memorial Scholarship for Families of Deceased Firefighters, VolunteerFirefighters, Police Officers, PeaceOfficers, and Emergency Medical ServiceWorkers: 1.888.NYSHESC

• NYS Recruitment Incentive andRetention Program (RIRP) - ArmyNational Guard†:www.dmna.state.ny.us/education

• NYS Regents Award for Children ofDeceased and Disabled Veterans†: 1.888.NYSHESC

• Robert C. Byrd Honors Scholarship: contact your guidance office.

• Scholarship for Academic Excellence†: contact your guidance office.

• Veterans Tuition Awards†: 1.888.NYSHESC

• World Trade Center MemorialScholarship: 1.888.NYSHESC

Veterans Education BenefitsFor veterans with active duty service, thereare a number of programs available to helpwith the costs of college. For example, thePost-9/11 GI Bill, provides students attendingprivate colleges and universities in New YorkState up to $17,500 per per academic year. Insome cases, this benefit can be transferred toother family members. For program overviews,visit www.gibill.va.gov/GI_ Bill_Info/CH33/step-by-step.htm.In addition, several private, not-for-profit colleges and universities in New York Stateare participating in the Yellow Ribbon Program,a matching program that will cover some orall of any tuition and fee charges not coveredby the Post-9/11 GI Bill. For additional information, visit http://gibill.va.gov/benefits/post_911_gibill/yellow_ribbon_program.html.

ROTC ProgramsThe Army, Marine Corps, Navy, and Air Forceoffer financial assistance to qualified students.Scholarships may range up to full tuition plusfees, books and uniform; a monthly stipendmay also be awarded. Students incur a serviceobligation (generally for a total of eight years)in return for a four-year scholarship (somethree-, two- and even one-year scholarshipsare available).

The application deadline is usually in December of the high school senior year. For a list of ROTCprograms at private colleges and universitiesin New York go to: www.nycolleges.org (search“ROTC”).† New York State programs for New York State residents.

10

InternetResources• College Navigator, a U.S. Department of

Education Web site, allows students tosearch colleges and universities:www.nces.ed.gov/collegenavigator

• Federal Student Aid Information Center: 1-800-4FED-AID, or www.studentaid.ed.gov

• FAFSA4caster provides students and families with an opportunity to estimate eligibility for federal student aid. Visit: www.fafsa4caster.ed.gov

• Funding Education Beyond High School –A Guide to Federal Student Aid: www.studentaid.ed.gov/pubs

• NYS Higher Education Services Corporation –For more information on the Express TAPApplication (ETA) and NYS grants and scholarships: 1-888-NYSHESC, or www.hesc.org

• Comprehensive information about financial aid with on line aid estimators:www.finaid.org

• HOPE Scholarship and Lifetime LearningCredits and other federal incentive programs: www.irs.gov/pub/irs-pdf/p970.pdf

• NYS college tuition tax credit/deductions:www.hesc.org (search “tax credit”)

• The Internal Revenue Service (IRS) site provides information about new tax laws(tax credits and deductions for collegeexpenses): www.irs.gov

• Hispanic College Fund, Inc.:www.hispanicfund.org

• Hispanic Scholarship Fund: www.hsf.net• United Negro College Fund, Inc.

scholarship database: www.uncf.org/forstudents/scholarship.asp

• Fastweb.com: A database of thousands ofprivate scholarships: www.fastweb.com

• New York’s 529 College Savings Programcan help families save for college with significant tax benefits: 1-877-NYSAVES, or www.nysaves.com

• The Upromise® Rewards Program is a savings-through-purchase program. When you shop at hundreds of companies, a percentage of the purchase price is deposited into a savings account. Upromise®can be tied to the New York 529 CollegeSavings Program: www.upromise.com

• The College Savings Plan Network Web sitehas information on state-sponsored prepaid tuition and college savings plans: www.collegesavings.org

Loan Forgiveness Programs• District Attorney and Indigent Legal Services

Attorneys Loan Forgiveness Program†:1.888.NYSHESC

• John R. Justice Student Loan RepaymentProgram: 518.457.8462

• Licensed Social Worker Loan ForgivenessProgram†: 1.888.NYSHESC

• Loan Forgiveness for Public Servants:1.800.4.FED.AID

• Perkins Loan Cancellation Programs:1.800.4.FED.AID

• Stafford Loan Forgiveness for Teachers: 1.888.NYSHESC

Financial Aid Programs


11

For students entering college in the 2012-2013 academic yearCalendar2011September and October� Colleges encourage visits from students and

their parents/guardians. It’s your chance to“try on” a campus. Use the map on pages 12-15to plan your trips. Find out about college fairsin your area. They offer good opportunities totalk with college representatives and start to build relationships.

� Collect admission applications from colleges.Contact the admission offices directly by phoneor e-mail.

� Ask your teachers and others for the letters ofrecommendation you need for your admissionapplications. Make a list of all admission andfinancial aid application deadlines!

Sep. 9: Registration deadline for Oct. 1 SAT & Subject Tests.

Sep. 10: ACT test date.Sep. 16: Registration deadline for

Oct. 22 ACT.Oct. 1: SAT & Subject Tests date.Oct. 7: Registration deadline for

Nov. 5 SAT & Subject Tests.Oct. 12: PSAT/NMSQT test date.Oct. 15: PSAT/NMSQT test date.Oct. 22: ACT test date.

November and December� Explore all financial aid sources, including

scholarships from local businesses, organizations, employers, churches, etc. Ask for help at your public library and guidance/college office. Attend financial aidworkshops and college fairs.

� Continue completing your college applications.Pay careful attention to the deadlines!

� If you plan on completing the FAFSA online (recommended), get a federal student aid PIN for you and your parents at www.pin.ed.gov. Obtain the FreeApplication for Federal Student Aid (FAFSA)worksheet from your school counselor oronline at www.fafsa.ed.gov. Check withall the colleges to which you are applyingto determine if there are other financial aidforms you must complete to qualify for alltypes of aid. Obtain all required forms.

April� Colleges with traditional admissions and

financial aid deadlines will notify you of college acceptance and financial aid packages. Evaluate the offers. Notify all the colleges of your decision or request anextension, usually by May 1. Pay attentionto those deadlines!

� If you still wish to expand your options, some colleges will accept admissions and financial aid applications at this time. Visit www.nycolleges.org/ profiles.php for collegecontact information.

Apr. 6: Registration deadline for May 5 SAT & Subject Tests.

Apr. 14: ACT test date.

May and June� May 1 is the traditional deadline for students

to notify colleges of their college choice. If you decline admission and have received anaid package, notify the college financial aidoffice so it can offer the award to anotherstudent.

� NYS residents applying for TAP: Check your e-mail for correspondence from HESC aboutyour TAP award. If you decide to attend a college in New York State, review, provideadditional information, or make correctionsto your TAP application information as necessary or if requested by HESC. If youapplied by mail, review, correct and returnyour Express TAP Application (ETA) to HESC.Be sure your TAP Award Certificate containsthe code for the college you will attend. Visitwww.hesc.org for more information, or call 1.888.NYSHESC.

� Follow up on the progress of your grants, scholarships, loans, work-study and otherforms of student aid.

May 4: Registration deadline for Jun. 9 ACT.

May 5: SAT & SAT Subject Tests date.May7 - 11 Advanced Placement & 14 -18: Program® Exams.May 8: Registration deadline for

Jun. 2 SAT & Subject Tests.Jun. 2: SAT & SAT Subject Tests date.Jun. 9: ACT test date.

� Don’t forget to send thank-you notes to all whohelped you through the college search.

Nov. 4: Registration deadline for Dec. 10 ACT.

Nov. 5: SAT & Subject Tests date.Nov. 8: Registration deadline for

Dec. 3 SAT & Subject Tests.Dec. 3: SAT & Subject Tests date.Dec. 10: ACT test date.Dec. 30: Registration deadline for

Jan. 28 SAT & Subject Tests.

2012January� Attend local college financial aid awareness

activities and workshops.

� As soon as posible after January 1, completeand mail your FAFSA, or complete it online atwww.fafsa.ed.gov. Estimate your income if youhave not yet completed your tax returns. Keep a copy of all the forms you file. Complete andsubmit all other required financial aid forms.Watch your deadlines! You’ll receive yourStudent Aid Report (SAR) within four weeksafter filing your FAFSA by mail; sooner if youcomplete it online. Review your SAR carefully.Follow directions to correct errors.

Jan. 13: Registration deadline for Feb. 11 ACT - Outside NYS only.

Jan. 28: SAT & Subject Tests date.

February and March� If you have not already done so, visit the

colleges.

� Start to look for a summer job.� In March, many colleges will begin to notify

students of college acceptance. See April formore information.

� New York State students who file the FAFSA online may apply for TAP online by linking toit directly from your FAFSA confirmation page.For more information call 1.888.NYSHESC.

Feb. 10 Registration deadline for Mar. 10 SAT only.

Feb. 11: ACT test date - Outside NYS only.

Mar. 9: Registration deadline for Apr. 14 ACT.

Mar. 10: SAT only test date.

NOTE: Register for the SAT® exams on line at www.collegeboard.org.Register for ACT Assessment® exams on line at www.act.org.Registration deadlines listed here refer to regular U.S. postmarkdates. Visit above Web sites for international deadlines and U.S. late registration deadlines.


Campus Locator

12

Central1. Cazenovia College 800.654.3210

Cazenovia (A,B) www.cazenovia.edu

2. Colgate University 315.228.7401Hamilton (B,G) www.colgate.edu

3. Cornell University 607.255.5241Ithaca (B,G) http://admissions.cornell.edu

4. Crouse Hospital School of Nursing 315.470.7481Syracuse (A) www.crouse.org/nursing

5. Elmira College 800.935.6472Elmira (A,B,G) www.elmira.edu

6. Hamilton College 800.843.2655Clinton (B) www.hamilton.edu/admission

7. Hartwick College 888.HARTWICKOneonta (B) www.hartwick.edu/x10296.xml

8. Ithaca College 800.429.4274Ithaca (B,G) www.ithaca.edu/admission

9. Le Moyne College 800.333.4733Syracuse (B,G) www.lemoyne.edu

10. New York Chiropractic College 800.234.6922Seneca Falls (G) * www.nycc.edu

11. St. Elizabeth College of Nursing 315.798.8189Utica (A) www.secon.edu

12. St. Joseph’s College of Nursing at 315.448.5040St. Joseph’s Hospital Health Center www.sjhcon.orgSyracuse (A)

13. Syracuse University 315.443.3611Syracuse (A,B,G) http://syr.edu/futurestudents

/undergraduate/

14. Utica College 800.782.8884Utica (B,G) www.utica.edu

15. Wells College 800.952.9355Aurora (B) www.wells.edu/admissions

Northern1. Clarkson University 800.527.6577

Potsdam (B,G) www.clarkson.edu/admission/

2. Paul Smith’s College 800.421.2605Paul Smiths (A,B) www.paulsmiths.edu

3. St. Lawrence University 800.285.1856Canton (B,G) www.stlawu.edu

Western1. Alfred University 800.541.9229

Alfred (B,G) www.alfred.edu/admissions

2. Canisius College 800.843.1517Buffalo (B,G) www.canisius.edu/admissions

3. D’Youville College 800.777.3921Buffalo (B,G) www.dyc.edu/admissions/

index.asp

4. Daemen College 800.462.7652Amherst (B,G) www.daemen.edu/admissions

5. Hilbert College 800.649.8003Hamburg (A,B) www.hilbert.edu

6. Houghton College 800.777.2556Houghton (A,B,G) www.houghton.edu

7. Medaille College 800.292.1582Buffalo (A,B,G) www.medaille.edu

8. Medaille College/Amherst Campus 716.631.1061Amherst (A,B,G) www.medaille.edu

9. Niagara University 800.462.2111Niagara Falls (A,B,G) www.niagara.edu

10. St. Bonaventure University 800.462.5050St. Bonaventure (B,G) www.sbu.edu/admissions

11. Trocaire College 716.827.2545Buffalo (A,B) www.trocaire.edu

12. Villa Maria College of Buffalo 716.961.1805Buffalo (A,B) www.villa.edu

Greater Rochester1. Finger Lakes Health College of 315.787.4005

Nursing Geneva (A) www.flhealth.org/nursingeducation

2. Hobart and William Smith Colleges 800.852.2256Geneva (B,G) www.hws.edu

3. Keuka College 800.33.KEUKAKeuka Park (B,G) www.keuka.edu

4. Medaille College/Rochester Campus 585.272.0030Rochester (A,B,G) www.medaille.edu

5. Nazareth College 800.462.3944Rochester (B,G) http://admissions.naz.edu

6. Roberts Wesleyan College 800.777.4RWCRochester (A,B,G) www.roberts.edu

7. Rochester Institute of Technology 585.475.6631Rochester (A,B,G) www.admissions.rit.edu

8. St. John Fisher College 800.444.4640Rochester (B,G) www.sjfc.edu/admissions/freshman/

9. University of Rochester and 888.822.2256Eastman School of Music http://enrollment.rochester.Rochester (B,G) edu/admissions/

Colleges are listed alphabetically in each region of the state by Name ofCollege, with the City in which it is located in italics. Degrees offered appear in parentheses with bachelor’s degrees indicated by (B) and associate degreesindicated by (A). Campuses that offer graduate degrees (master’s, doctorate, or first professional) are indicated by (G).

* Graduate-only campus.

New York’s 100+ Private Colleges and Universities

KEY: College Name PhoneCity (Degrees Offered) Web


Upper Hudson Valley 1. Bard College 845.758.7472

Annandale-on-Hudson (A,B,G) www.bard.edu/admissions

2. The Culinary Institute of America 800.CULINARYHyde Park (A,B) www.ciachef.edu

3. Fei Tian College 845.672.0550Cuddebackville (B) http://feitiancollege.org

4. Marist College 800.436.5483Poughkeepsie (B,G) www.marist.edu/admission

5. Mercy College/Yorktown Campus 877.MERCY.GOYorktown Heights (B,G) www.mercy.edu/admissions

6. Mount Saint Mary College 888.YES.MSMCNewburgh (B,G) www.msmc.edu/admissions

7. Vassar College 800.827.7270Poughkeepsie (B,G) www.admissions.vassar.edu

13

Capital District1. Albany College of Pharmacy 888.203.8010

and Health Sciences, Albany (B,G) www.acphs.edu/admissions.aspx

2. Albany Law School 518.445.2326Albany (G) * www.albanylaw.edu

3. Albany Medical College 518.262.5521Albany (G) * www.amc.edu

4. The College of Saint Rose 800.637.8556Albany (B,G) www.strose.edu/apply

5. Excelsior College 888.647.2388Albany (A,B,G) www.excelsior.edu

6. Maria College 518.438.3111 x217Albany (A) www.mariacollege.edu

7. Memorial Hospital School 518.471.3215of Nursing, Albany (A) www.nehealth.com

8. Rensselaer Polytechnic Institute 518.276.6216Troy (B,G) http://admissions.rpi.edu

9. The Sage Colleges/Russell Sage 888.VERY.SAGECollege (B), Sage Graduate School www.sage.eduTroy (G) *

10. The Sage Colleges/Sage College 888.VERY.SAGEof Albany, Albany (A,B) www.sage.edu

11. Samaritan Hospital School 518.271.3734of Nursing, Troy (A) www.nehealth.com

12. Siena College 888.AT.SIENALoudonville (B,G) www.siena.edu/admissions

13. Skidmore College 800.867.6007Saratoga Springs (B,G) http://cms.skidmore.edu/admissions/

14. Union College 888.843.6688Schenectady (B) www.union.edu/admissions

15. Union Graduate College 518.631.9831Schenectady (G) * www.uniongraduatecollege.edu

New YorkCity

Long Island

Northern

Western

CentralBuffalo

RochesterSyracuse

Utica

Albany

Northern

Potsdam

Poughkeepsie

GreaterRochester

UpperHudsonValley

CapitalDistrict

110

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11

Ithaca

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9 1312

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14

21. Polytechnic Institute of NYU/ 914.323.2000Westchester Graduate Center www.poly.edu/westHawthorne (G) *

22. Sarah Lawrence College 800.888.2858Bronxville (B,G) www.slc.edu/admission

23. St. Thomas Aquinas College 800.999.STACSparkill (A,B,G) www.stac.edu

New York City(The 5 Boroughs)

Bronx1. Albert Einstein College of Medicine 718.430.2000

of Yeshiva University (G) www.einstein.yu.edu

2. Boricua College/Bronx Campus 347.964.8600(A,B,G) www.boricuacollege.edu

3. College of Mount Saint Vincent 800.665.CMSVRiverdale (A,B,G) www.mountsaintvincent.edu

4. The College of New Rochelle/School 800.288.4767of New Resources/Co-op City (B) www.cnr.edu

5. The College of New Rochelle/School 800.288.4767of New Resources/John Cardinal www.cnr.eduO’Connor Campus (B)

6. Fordham University (B,G) 800.FORDHAMwww.fordham.edu

7. Manhattan College 800.MC2.XCELRiverdale (B,G) www.manhattan.edu

8. Mercy College/Bronx 877.MERCY.GOCampus (A,B,G) www.mercy.edu/admissions

Brooklyn1. Boricua College/Brooklyn www.boricuacollege.edu

Campus (A,B,G) Northside Center 718.782.2200Graham Center 718.963.4112

2. Bramson ORT College/ 718.259.5300Extension Center (A) www.bramsonort.edu

3. The College of New Rochelle/School 800.288.4767of New Resources/Brooklyn www.cnr.eduCampus (B)

4. Institute of Design and 718.855.3661Construction (A) www.idc.edu

5. Long Island University/Brooklyn 800.LIU.PLANCampus (A,B,G) www. liu.edu/brooklyn/admissions.aspx

6. Polytechnic Institute of NYU 800.POLYTEC(B,G) www.poly.edu/admissions

7. Pratt Institute (B,G) 800.331.0834www.pratt.edu/admissions

8. St. Francis College, 718.489.5200Brooklyn Heights (A,B,G) www.stfranciscollege.edu/

admissions

9. St. Joseph’s College/ 718.940.5800Brooklyn Campus (B,G) www.sjcny.edu

10. Touro College (A,B,G) www.touro.eduLander College/Flatbush 718.252.7800Other sites: See www.touro.edu

Lower Hudson Valley1. Cochran School of Nursing 914.964.4296

Yonkers (A) www.cochranschoolofnursing.us

2. The College of New Rochelle 800.933.5923New Rochelle (B,G) www.cnr.edu

3. The College of New Rochelle/School of 800.288.4767New Resources, New Rochelle (B) www.cnr.edu

4. Concordia College 800.937.2655Bronxville (A,B,G) www.concordia-ny.edu

5. Dominican College 866.432.4636Orangeburg (A,B,G) www.dc.edu

6. Dorothea Hopfer School of Nursing 914.361.6221Mount Vernon (A) www.hopfer.org

7. Fordham University Graduate Center 800.825.4422Tarrytown (G) * www.fordham.edu/admiss/

index.html

8. Iona College 800.231.IONANew Rochelle (B,G) www.iona.edu/admissions

9. Iona College Rockland Graduate Center 866.850.IONAPearl River (G) * www.iona.edu/rockland

10. Long Island University/Rockland 845.359.7200Graduate Campus, Orangeburg (G) * www.liu.edu

11. Long Island University/Westchester 800.GRAD.LIUGraduate Campus, Purchase (G) * www.liu.edu/cwis/west

12. Manhattanville College 800.328.4553Purchase (B,G) www.mville.edu/admissions

13. Mercy College/Dobbs Ferry Campus 877.MERCY.GO(main campus), Dobbs Ferry (A,B,G) www.mercy.edu/admissions

14. Mercy College/White Plains Campus 877.MERCY.GOWhite Plains (A,B) www.mercy.edu/admissions

15. New York Medical College 914.594.4000Valhalla (G) * www.nymc.edu

16. New York University/Silver 212-998-5910School of Social Work at St. Thomas www.nyu.edu/socialwork/admissionsAquinas College, Sparkill (G) *

17. Nyack College and Alliance 800.33NYACKTheological Seminary, Nyack (A,B,G) www.nyack.edu/admissions

18. Pace University/Lubin Graduate 914.422.4283Center, White Plains (G) * www.pace.edu

19. Pace University/Pleasantville- 800.874.PACEBriarcliff Campus, Pleasantville (A,B,G) www.pace.edu

20. Pace University/White Plains Campus 914.422.4205School of Law, White Plains (G) * www.pace.edu

* Graduate-only campus.Bronx8 campuses

Manhattan34 campuses

Brooklyn10 campuses

Staten Island2 campuses

Queens4 campuses

12

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7

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16

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LongIsland

Lower Hudson Valley

New York City 3

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15

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1410

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28. Teachers College, 212.678.3710Columbia University (G) * www.tc.columbia.edu

29. Touro College (A,B,G) 212.436.0400 x5500www.touro.edu

30. Touro College/Harlem 212.463.0400site (A,B,G) www.touro.edu

31. Touro College of Osteopathic 646.981.4500Medicine (G) * www.touro.edu/med

32. Weill Cornell Graduate School 212.746.6565of Medical Sciences (G) * http://weill.cornell.edu/

gradschool/

33. Weill Cornell Medical College (G) * 212.746.1067www.med.cornell.edu/education/admissions

34. Yeshiva University (A,B,G) 212.960.5277www.yu.edu/admissions

Queens1. Bramson ORT College 718.261.5800 x640

Forest Hills (A) www.bramsonort.edu

2. St. John’s University/Queens 888.9STJOHNSCampus (main campus) (A,B,G) www.stjohns.edu/admission

3. Touro College www.touro.eduThe Lander College for Men (B) 718.820.4800Other sites: See www.touro.edu

4. Vaughn College of Aeronautics 866.6VAUGHNand Technology, Flushing (A,B,G) www.vaughn.edu

Staten Island1. St. John’s University/Staten Island 888.9STJOHNS

Campus (A,B,G) www.stjohns.edu/admission

2. Wagner College (B,G) 718.390.3411www.wagner.edu/

admissions

Long Island1. Adelphi University 800.ADELPHI

Garden City (A,B,G) http://admissions.adelphi.edu

2. Dowling College 800.DOWLINGOakdale (B,G) www.dowling.edu

3. Hofstra University 800.HOFSTRAHempstead (B,G) www.hofstra.edu/admissions

4. Long Island University/Brentwood 631.273.5112Campus, Brentwood (B,G) www2.liu.edu/cwis/brent/admissions

5. Long Island University/C.W. Post 800.LIU.PLANCampus, Brookville (B,G) www.liu.edu/cwpost/admissions.aspx

6. Long Island University/Riverhead 631.287.8010Campus (B,G) www2.southhampton.liu.edu/

admiss/index.php

7. Molloy College 888.4MOLLOYRockville Centre (A,B,G) www.molloy.edu

8. New York Institute of Technology/ 800.345.NYITOld Westbury Campus www.edu/admissions/Old Westbury (A,B,G)

9. Polytechnic Institute of NYU/ 631.755.4300Long Island Graduate Center www.poly.edu/li/admissionsMelville (G) *

10. St. John’s University/ 800.9STJOHNSOakdale Campus, Oakdale (G) * www.stjohns.edu

11. St. Joseph’s College/Long Island 631.687.4500Campus, Patchogue (B,G) www.sjcny.edu/Long-Island-info

12. Touro College/Jacob D. Fuchsberg 631.761.7000Law Center, Central Islip (G) * www.tourolaw.edu

13. Touro College/School of Health 866.TOURO.4.USciences, Bay Shore (G) * www.touro.edu/shs

14. Watson School of Biological Sciences 516.367.6890at Cold Spring Harbor Laboratory, www.cshl.org/gradschoolCold Spring Harbor (G) *

15. Webb Institute 866.708.WEBBGlen Cove (B) www.webb-institute.edu

Manhattan1. American Academy McAllister 866.932.2264

Institute of Funeral Service (A) www.funeraleducation.org

2. Bank Street College of 212.875.4404Education (G) * www.bankstreet.edu

3. Barnard College (B) 212.854.2014www.barnard.edu/admiss/

4. Boricua College (A,B,G) 212.694.1000www.boricuacollege.edu

5. The College of New Rochelle/ 800.288.4767School of New Resources/ www.cnr.eduDistrict Council 37 (B)

6. The College of New Rochelle/ 800.288.4767School of New Resources/ www.cnr.eduRosa Parks Campus (B)

7. Columbia University (B,G) 212.854.2522www.studentaffairs.columbia.

edu/admissions

8. Cooper Union (B,G) 212.353.4120www.cooper.edu

9. Fordham University/Lincoln Center 800.FORDHAMCampus (B,G) www.fordham.edu

10. Helene Fuld College of Nursing (A) 212.616.7268www.helenefuld.edu

11. The King’s College (B) 888.969.7200www.tkc.edu/admissions

12. Manhattan School of Music (B,G) 917.493.4436www.msmnyc.edu

13. Marymount Manhattan 800.MARYMOUNTCollege (B) www.mmm.edu/become/index.html

14. Mercy College/Manhattan 877.MERCY.GOCampus (B,G) www.mercy.edu/admissions

15. Metropolitan College of 800.33THINK x5001New York (A,B,G) www.metropolitan.edu

16. The New School:Eugene Lang College The New 877.528.3321

School for Liberal Arts (B) www.newschool.edu/lang

Mannes College The New School 800.292.3040for Music (B,G) www.newschool.edu/mannes

Parsons The New School for 877.528.3321Design (A,B,G) www.newschool.edu/parsons/admission

The New School for Public 800.862.5039Engagement (B,G) www.newschool.edu/public-

engagement/admission

The New School for Jazz and 877.528.3321Contemporary Music (B) www.newschool.edu/jazz/admission

17. New York College of 800.526.6966Podiatric Medicine (G) * www.nycpm.edu

18. New York Institute of Technology/ 800.345.NYITManhattan Campus (A,B,G) www.nyit.edu/admissions/

19. New York School of Interior 800.33.NYSIDDesign (A,B,G) www.nysid.edu

20. New York University (A,B,G) 212.998.4500http://admissions.nyu.edu

21. Nyack College/Manhattan 646.378.6101Campus and Alliance Theological www.nyack.edu/admissionsSeminary (A,B,G)

22. Pace University/ 800.874.PACENew York City Campus (A,B,G) www.pace.edu/prospectivestudents/

undergraduate

23. Phillips Beth Israel School 212.614.6114of Nursing (A) www.futurenursebi.org

24. Pratt Institute/Manhattan 800.331.0834Campus (A,B,G) www.pratt.edu/admiss

25. Richard Gilder Graduate School 212.769.5055 at the American Museum of http://rggs.amnh.orgNatural History (G) *

26. The Rockefeller University (G) * 212.327.8086www.rockefeller.edu/graduate

27. St. John’s University/ 888.9STJOHNSManhattan Campus (B,G) www.stjohns.edu/admission


Commission on Independent Colleges and Universities17 Elk Street, PO Box 7289Albany, NY 12224-0289E-mail: [email protected]: (518) 436.4781Fax: (518) 433.8825

New York’s 100+ Private Colleges and UniversitiesAdelphi UniversityAlbany College of Pharmacy and

Health SciencesAlbany Law SchoolAlbany Medical CollegeAlfred UniversityAmerican Academy McAllister

InstituteBank Street College of EducationBard CollegeBarnard CollegeBoricua CollegeBramson ORT CollegeCanisius CollegeCazenovia CollegeClarkson UniversityCochran School of NursingColgate UniversityCollege of Mount Saint VincentThe College of New RochelleThe College of Saint RoseColumbia UniversityConcordia CollegeCooper UnionCornell UniversityCrouse Hospital School of NursingThe Culinary Institute of AmericaD’Youville CollegeDaemen CollegeDominican CollegeDorothea Hopfer School of NursingDowling CollegeElmira CollegeExcelsior CollegeFei Tian CollegeFinger Lakes Health College of

NursingFordham UniversityHamilton CollegeHartwick CollegeHelene Fuld College of Nursing

Hilbert CollegeHobart and William Smith CollegesHofstra UniversityHoughton CollegeInstitute of Design and ConstructionIona CollegeIthaca CollegeKeuka CollegeThe King’s CollegeLe Moyne CollegeLong Island UniversityManhattan CollegeManhattan School of MusicManhattanville CollegeMaria CollegeMarist CollegeMarymount Manhattan CollegeMedaille CollegeMemorial Hospital School of NursingMercy CollegeMetropolitan College of New YorkMolloy CollegeMount Saint Mary CollegeNazareth CollegeThe New SchoolNew York Chiropractic CollegeNew York College of Podiatric

MedicineNew York Institute of TechnologyNew York Medical CollegeNew York School of Interior Design New York UniversityNiagara UniversityNyack CollegePace UniversityPaul Smith’s CollegePhillips Beth Israel School of NursingPolytechnic Institute of NYUPratt InstituteRensselaer Polytechnic Institute

Richard Gilder Graduate School at the American Museum ofNatural History

Roberts Wesleyan CollegeRochester Institute of TechnologyThe Rockefeller UniversityThe Sage CollegesSamaritan Hospital School of

NursingSarah Lawrence CollegeSiena CollegeSkidmore CollegeSt. Bonaventure UniversitySt. Elizabeth College of NursingSt. Francis CollegeSt. John Fisher CollegeSt. John’s UniversitySt. Joseph’s CollegeSt. Joseph’s College of Nursing at

St. Joseph’s Hospital Health Center St. Lawrence UniversitySt. Thomas Aquinas CollegeSyracuse UniversityTeachers College, Columbia

UniversityTouro CollegeTrocaire CollegeUnion CollegeUnion Graduate CollegeUniversity of RochesterUtica CollegeVassar CollegeVaughn College of Aeronautics

and TechnologyVilla Maria College of BuffaloWagner CollegeWatson School of Biological Sciences

at Cold Spring Harbor Laboratory Webb InstituteWells CollegeYeshiva University

Affording College

Affording College is published annually by the Commission on IndependentColleges and Universities (cIcu), a not-for-profit organization, 17 Elk Street, PO Box 7289, Albany, NY 12224-0289. Vol. 14, November 2011.Design: Ambrosino Design, Inc., Saratoga Springs, NY

NOTE: While we make every effort to ensure accuracy, always verify informationwith the colleges directly.

©2011 by the Commission on Independent Colleges and Universities (cIcu). All rights reserved. No part of this publication may be copied (photocopied,reproduced, translated, or reduced to any electronic medium or machine-readable form) without prior written consent.

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