individual and pension factsheet - aditya birla sun life …...may-13 bse nse (500 ) 500 1500 2500...

Key Indices 31-May-13 30-Apr-13 % Change

Nifty 5985.95 5930.20 0.94%

Sensex 19760.3 19504.18 1.31%

BSE 100 5991.11 5941.35 0.84%

Dow Jones 15177.54 14839.80 2.28%

Nikkei 13499.26 13860.86 -2.61%

Hang Seng 22392.16 22737.01 -1.52%

Nasdaq 3455.91 3328.79 3.82%

Market Outlook

Economic indicators showed a mixed trend in May. The GDP print, for the 4th quarter, at 4.8%, was in line withexpectations. The full years GDP growth, for FY 13, at 5%, is at a decade low. India’s manufacturing PMI for May fellto 50.1 from 51.0 in April, the lowest in 50 months. Production fell for the first time since March’09 and new ordergrowth remained weak due to lower domestic orders and power outages.

News on the inflation front and export front was better. Declining global commodity and crude prices have helpedbring down core inflation significantly. The April composite CPI print at 9.4% was lower than the consensusexpectation. WPI inflation at 4.9% was the first sub-5% print in over three years. The fall in inflation was broadbased. RBI projects inflation to be at an average of 5.5% in 2013-2014. As inflationary pressure eases further,expectations of a repo cut in the June RBI policy will rise.

3000

3500

4000

4500

5000

5500

6000

6500

14000

15000

16000

17000

18000

19000

20000

21000

22000A

pr-

12

Ma

y-1

2

Ma

y-1

2

Ju

n-1

2

Ju

l-1

2

Au

g-1

2

Se

p-1

2

Oct-

12

No

v-1

2

De

c-1

2

Ja

n-1

3

Fe

b-1

3

Ma

r-1

3

Ap

r-1

3

Ma

y-1

3

BSE NSE

(500)

500

1500

2500

3500

4500

5500

In U

S $

MN

FII MF

46.00

48.00

50.00

52.00

54.00

56.00

58.00Rs v/s USD

Export growth picked up to its fastest pace since January. India's exports rose by 1.6% to $24.2 billion in April, whileimports rose by 10.9% to $42bn, leaving a trade deficit of $17.8bn. Unfortunately gold and silver imports were up by138% yoy, to $7.5bn, as retail consumers went on a buying spree after global prices fell. The rupee also weakenedto 11 month low as it traded in the $56-57 range. Thus expectations of a potential improvement in India’s currentaccount deficit, with decline in global commodities and gold prices were dashed with the recent rupee depreciationv/s the dollar and the spurt in gold demand.

The economy can be expected to perform better in 2013-14 as the investment cycle revives, election relatedspending kicks in and the base effect plays out. The fiscal situation has vastly improved and the immediate threat ofa sovereign credit rating downgrade by international rating agencies has receded.

(2500)

(1500)

(500)

500

1500

Ma

y 1

2

Ju

n 1

2

Ju

l 12

Au

g 1

2

Se

p 1

2

Oct 1

2

No

v 1

2

De

c 1

2

Ja

n 1

3

Fe

b 1

3

Ma

r 1

3

Ap

r 1

3

Ma

y 1

3

In U

S $

MN

42.00

44.00

46.00

48.00

50.00

Ap

r-12

May-1

2

Jun-1

2

Jul-12

Aug

-12

Sep

-12

Oct-

12

No

v-1

2

Dec-1

2

Jan-1

3

Feb

-13

Mar-

13

Ap

r-13

May-1

3

Key Indices 31-May-13 30-Apr-13 % Change

10 year G-Sec 7.25% 7.73% -6.62%

5 Year G-Sec 7.38% 7.55% -2.35%

91 Day T Bill 7.31% 7.56% -3.42%

364 day T-Bill 7.27% 7.47% -2.75%

MIBOR 8.11% 8.34% -2.84%

Call Rates 7.17% 7.55% -5.30%

Market Outlook

Equity Outlook:

The BSE Sensex touched a 24 month high of 20440 in May but ended the month with a meager 1.36% gain, to close at

19760. FIIs were net buyers to the extent of $3.8bn, as compared to USD 1.0bn in the previous month, taking their YTD

buying to $15.2bn. DIIs continued to be net sellers to the tune of $2.2bn taking their YTD sell figure to $9bn. However with

heightened worries that the US Fed could taper off quantitative easing (QE) and of the US dollar strengthening, FII flows

could slow down.

With SEBI deciding not to extend the 4th June 2013 deadline for meeting the 25% minimum public shareholding norm for all

listed companies, May saw a deluge of OFS issues which pushed up capital market deals to a total of $679mn. This also put

pressure on equity markets.

Equity valuations at 14xFY14e Sensex earnings are quite attractive for long term investors as the economy has already seen

its worst in terms of economic data. With the government’s continued focus on domestic policy reform and continuing FII

investment flows, equity markets would have a positive long term bias.

Debt Outlook:

25

50

75

100

125

150

5.0

6.0

7.0

8.0

9.0

Mar

-12

Apr

-12

May

-12

Jun-

12

Jul-1

2

Aug

-12

Sep

-12

Oct

-12

Nov

-12

Dec

-12

Jan-

13

Feb

-13

Mar

-13

Apr

-13

10 Yr G-Sec yield 5 year AAA Corporate Bond Spread

bps

perc

enta

ge (%

)

Government bond yields continued to rally in May. With the issuance of a new bench mark 10 year government bond, the

yield levels on the 10 year gsec fell to 7.16%. The old benchmark 10 year security, which is on one off the most actively

traded securities, traded at yields of 7.40%. Corporate bond yields mirrored the drop in gsec yields, with the spread

remaining at 55 bps to 65 bps. Liquidity in the system was still outside the comfort zone of RBI and for the week ended May

24, 2013, banks borrowed an average of Rs. 96,000 crores from the RBI under the daily LAF repo auctions.

Bond markets expect a rate cut of 25 bps and possibly some reduction in the cash reserve ratio (CRR), in the June RBI

policy. We still remain in a period of uncertainty and the rate cuts are expected to be asymmetrical. RBI can also be

expected to address the liquidity deficit, and it is likely that it will continue with its open market operations (OMOs), especially

as the advance tax period is just a fortnight away.

INDIVIDUAL

Inception Date

Fund Return BM Fund Return BM Fund Return BM Fund Return BM

Last 1 year 10.28% 9.13% 13.10% 12.35% 12.56% 13.09% 14.39% 13.81%

Last 2 years 9.88% 8.84% 11.61% 10.52% 9.59% 9.84% 9.41% 9.14%

Last 3 years 8.49% 7.41% 9.46% 8.29% 7.68% 7.96% 7.65% 7.60%

Last 4 years 8.54% 6.68% 9.28% - 7.87% 7.44% 8.69% 7.49%

Last 5 years 10.30% 7.34% - - 9.18% 7.43% 9.90% 7.19%

Since Inception 9.41% 7.35% 12.29% 7.37% 8.54% 6.25% 10.42% 7.21%

Asset Held (Rs. In

Crores)132 387 422 279

INDIVIDUAL

Inception Date


Last 1 year 14.13% 13.85% 14.34% 14.20% 15.44% 15.59% 18.67% 17.14%

Last 2 years 9.13% 8.50% 8.10% 8.14% 6.19% 6.64% 2.36% 2.87%

Last 3 years 7.70% 7.14% 6.89% 6.95% 5.98% 6.13% 3.85% 3.97%

Last 4 years 8.59% 7.23% 8.17% 7.24% 8.98% 7.20% 8.37% 6.47%

Last 5 years 10.58% 6.83% 8.58% 6.09% 10.70% 5.83% 4.60% 3.34%

Since Inception 10.13% 6.95% 11.91% 8.25% 12.52% 9.98% 12.89% 4.12%

Asset Held (Rs. In

Crores)35 6716 333 991

INDIVIDUAL

Inception Date

Fund Return BM Fund Return BM Fund Return BM

Last 1 year 17.84% 18.21% 13.08% 11.33% 21.47% 18.75%

Last 2 years -0.71% 2.25% 0.84% -1.86% 5.47% 2.48%

Last 3 years 1.48% 3.51% 1.38% -0.29% 7.02% 4.15%

Last 4 years 6.42% 6.39% 10.86% 8.17% #DIV/0! #DIV/0!

Last 5 years 4.90% 2.74% 7.77% 2.62% #DIV/0! #DIV/0!

Since Inception 6.35% 5.08% 3.37% 0.31% 10.47% 7.51%

Asset Held (Rs. In

Crores)2109 351 260

Fund Name

Assure -

Income Advantage -

Protector BSE 100

Builder BSE 100

Balancer BSE 100

Enhancer BSE 100

Creator BSE 100

Magnifier BSE 100

Maximiser BSE 100

Multiplier CNX Midcap

Super 20 Sensex

FUND PERFORMANCE AS ON 31ST May 2013

Assure Income Advantage Protector Builder

12-Sep-05 22-Aug-08 22-Mar-01 22-Mar-01

Balancer Enhancer Creator Magnifier

18-Jul-05 22-Mar-01 23-Feb-04 12-Aug-04

Maximiser Multipler Super 20

12-Jun-07 30-Oct-07 6-Jul-09

Benchmark Composition SFIN

Crisil Short Term Bond Index ULIF01008/07/05BSLIASSURE109

Crisil Composite Bond Index ULIF01507/08/08BSLIINCADV109

Crisil Composite Bond Index ULIF00313/03/01BSLPROTECT109

Crisil Composite Bond Index ULIF00113/03/01BSLBUILDER109

Crisil Composite Bond Index ULIF00931/05/05BSLBALANCE109

Crisil Composite Bond Index ULIF00213/03/01BSLENHANCE109

Crisil Composite Bond Index ULIF00704/02/04BSLCREATOR109

Crisil Liquid Fund Index ULIF00826/06/04BSLIIMAGNI109

Crisil Liquid Fund Index ULIF01101/06/07BSLIINMAXI109

Crisil Liquid Fund Index ULIF01217/10/07BSLINMULTI109

Crisil Liquid Fund Index ULIF01723/06/09BSLSUPER20109

Disclaimer:

This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed

herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment

strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so

far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor

any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein.

INDIVIDUAL

Inception Date


Last 1 year 16.79% - 17.31% - 18.26% - 17.93% -Last 2 years 2.47% - 2.23% - 2.82% - 2.18% -Last 3 years 5.07% - 5.41% - 5.60% - 5.79% -Last 4 years 7.89% - 8.41% - 7.48% - - -Last 5 years 3.22% - - - - - - -Since Inception 4.29% - 12.78% - 7.87% - 5.22% -

Asset Held (Rs. In Crores) 365 627 744 571

INDIVIDUAL

Inception Date


Last 1 year 18.89% - 20.31% - 19.58% - 21.15% -Last 2 years 2.78% - 4.45% - 4.04% - 4.78% -Last 3 years 5.45% - - - - - - -Last 4 years - - - - - - - -Last 5 years - - - - - - - -Since Inception 5.61% - 0.88% - 4.13% - 4.75% -

Asset Held (Rs. In Crores) 923 725 959 69

INDIVIDUAL

Inception Date


Last 1 year 15.93% - 15.77% - 13.99% -Last 2 years 3.31% - 3.65% - 4.39% -Last 3 years 5.64% - 5.17% - - -Last 4 years - - - - - -Last 5 years - - - - - -Since Inception 5.30% - 5.06% - 2.68% -

Asset Held (Rs. In Crores) 57 24 8

PENSION

Inception Date


Last 1 year 12.62% 13.09% 13.87% 13.81% 14.34% 14.56%Last 2 years 9.60% 9.84% 9.03% 9.14% 7.54% 7.77%Last 3 years 7.54% 7.96% 7.40% 7.60% 6.55% 6.75%Last 4 years 7.68% 7.44% 8.34% 7.49% 8.64% 7.24%Last 5 years 9.60% 7.43% 11.03% 7.19% 10.08% 6.50%Since Inception 8.35% 6.25% 10.42% 7.21% 11.91% 8.47%

Asset Held (Rs. In Crores) 14 38 171

Fund Name

Platinum Plus I -Platinum Plus II -Platinum Plus III -Platinum Plus IV -Platinum Premier -Platinum Advantage -Titanium I -Titanium II -Titanium III -Pension Nourish BSE 100Pension Growth BSE 100Pension Enrich BSE 100

FUND PERFORMANCE AS ON 31ST May 2013

Platinum Plus I Platinum Plus II Platinum Plus III Platinum Plus IV

17-Mar-08 8-Sep-08 15-May-09 15-Sep-09

Platinum Premier Platinum Advantage Foresight 5 Pay Foresight Single Pay

15-Feb-10 20-Sep-10 22-Feb-11 22-Feb-11

Titanium I Titanium II Titanium III

16-Dec-09 16-Mar-10 16-Jun-10

Nourish Growth Enrich

12-Mar-03 18-Mar-03 12-Mar-03

Benchmark Composition SFIN

- ULIF01325/02/08BSLIIPLAT1109- ULIF01425/02/08BSLIIPLAT2109- ULIF01628/04/09BSLIIPLAT3109- ULIF01816/09/09BSLIIPLAT4109- ULIF02203/02/10BSLPLATPR1109- ULIF02408/09/10BSLPLATADV109- ULIF01911/12/09BSLITITAN1109- ULIF02011/12/09BSLITITAN2109

Crisil Composite Bond Index ULIF00404/03/03BSLIENRICH109

Disclaimer:

This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for any opinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of future performance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannot be guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advised to make your own independent judgment with respect to any matter contained herein.

- ULIF02111/12/09BSLITITAN3109Crisil Composite Bond Index ULIF00604/03/03BSLNOURISH109Crisil Composite Bond Index ULIF00504/03/03BSLIGROWTH109

ULIF01008/07/05BSLIASSURE109

SECURITIES HOLDING

CORPORATE DEBT 52.73%

8.83% NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20156.88%

9.62% L I C HOUSING FINANCE LTD. 2015 6.07%

10.8% EXPORT IMPORT BANK OF INDIA 2013 4.57%

9.7% SUNDARAM FINANCE LTD. 2014 3.85%

9.72% IDFC LTD 2013 3.82%

8.97% E I D-PARRY (INDIA) LTD. 2016 3.79%

8% MAHINDRA VEHICLE MANUFACTURERS LIMITED 2015 3.19%

9.18% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2018 3.16%

11.3% A C C LTD. 2013 3.08%

10.4% I C I C I SECURITIES PRIMARY DEALERSHIP LTD. 2013 3.04%

OTHER CORPORATE DEBT 11.29%

MMI, Deposits, CBLO & Others 47.27%

SECURITISED DEBT 0.00%

ASSURE FUNDPortfolio as on Friday, May 31, 2013

About the Fund

Objective: The primary objective of the fund is to provideCapital Protection, at a high level of safety and liquidity throughjudicious investments in high quality short-term debt.

Strategy: Generate better return with low level of risk throughinvestment into fixed interest securities having short-termmaturity profile.

MMI, Deposits, CBLO & Others

47.27%

CORPORATE DEBT

52.73%

Asset Allocation

Rating Profile

74.06%

24.33%

1.61%

Less than 2 years 2 to 7years 7years & above

SOVEREIGN0.17%

AA5.13% AA-

6.10%

AA+9.93%

PR1+/A1+14.94%

AAA63.74%

Maturity Profile

ULIF01507/08/08BSLIINCADV110

SECURITIES HOLDING

GOVERNMENT SECURITIES 37.13%

8.33% GOVERNMENT OF INDIA 2026 11.38%










OTHER GOVERNMENT SECURITIES 2.22%


9.75% TATA MOTORS LTD. 2020 2.26%



2% TATA STEEL LTD. 2022 1.68%





9.62% POWER FINANCE CORPN. LTD. 2016 1.34%




INCOME ADVANTAGE FUNDPortfolio as on Friday, May 31, 2013

About the Fund

Objective:To provide capital preservation and regular income, at a high level ofsafety over a medium term horizon by investing in high quality debt instruments

Strategy: To actively manage the fund by building a portfolio of fixed incomeinstruments with medium term duration. The fund will invest in governmentsecurities, high rated corporate bonds, high quality money market instrumentsand other fixed income securities. The quality of the assets purchased would aimto minimize the credit risk and liquidity risk of the portfolio. The fund willmaintain reasonable level of liquidity.


22.85%

GOVERNMENT SECURITIES

37.13%

CORPORATE DEBT

40.02%

Asset Allocation

Rating Profile

24.51% 25.33%

50.16%


AA2.48%

AA+4.73%

AA-5.25%

AAA39.34%

SOVEREIGN48.20%

Maturity Profile

SECURITIES HOLDING















10.85% RURAL ELECTRIFICATION CORPN. LTD. 2018 2.90%

8.9% STEEL AUTHORITY OF INDIA LTD. 2019 1.90%

8.64% POWER GRID CORPN. OF INDIA LTD. 2014 1.90%

9.55% MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD. 20141.80%




8.85% TATA SONS LTD. 2016 1.43%



EQUITY 8.96%

I T C LTD. 0.66%

RELIANCE INDUSTRIES LTD. 0.58%

I C I C I BANK LTD. 0.55%

INFOSYS LTD. 0.48%

H D F C BANK LTD. 0.46%

LARSEN AND TOUBRO LTD. 0.39%

TATA CONSULTANCY SERVICES LTD. 0.32%

HOUSING DEVELOPMENT FINANCE CORPN. LTD. 0.31%

STATE BANK OF INDIA 0.30%

PROTECTOR FUNDPortfolio as on Friday, May 31, 2013

ULIF00313/03/01BSLPROTECT109

About the Fund

Objective: To generate persistent return through active management of fixed income portfolioand focus on creating long-term equity portfolio, which will enhance yield of compositeportfolio with minimum risk appetite.

Strategy: To invest in fixed income securities with marginal exposure to equity up to 10% at lowlevel of risk. This fund is suitable for those who want to protect their capital and earn steadyreturn on investment through higher exposure to debt securities.

AA-1.19%

AA2.46%

PR1+/A1+3.69%

AA+6.55%

AAA45.37%

EQUITY8.96%


11.69%


33.56%

CORPORATE DEBT

45.79%

Asset Allocation

Rating Profile


OIL AND NATURAL GAS CORPN. LTD. 0.30%

OTHER EQUITY 4.61%


1.05%

1.08%

1.39%

1.80%

1.98%

2.54%

4.15%

4.31%

4.67%

6.34%

6.98%

7.09%

10.56%

11.91%

12.64%

21.50%

MEDIA AND ENTERTAINMENT

AUTO ANCILLIARY

CEMENT

TELECOMMUNICATION

OTHERS

DIVERSIFIED

POWER GENERATION AND SUPPLY

METAL

PHARMACEUTICALS

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

OIL AND GAS

FMCG

BANKING

40.77%

24.36%

34.86%


SOVEREIGN40.74%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING















11.45% RELIANCE INDUSTRIES LTD. 2013 3.34%


8.85% TATA SONS LTD. 2016 2.33%

10.25% TECH MAHINDRA LTD. 2014 2.18%

8.5% INDIAN RAILWAY FINANCE CORPN. LTD. 2020 1.95%






EQUITY 18.95%


I T C LTD. 1.36%

INFOSYS LTD. 1.11%



IDFC LTD 0.71%

DIVIS LABORATORIES LTD. 0.67%


MARUTI SUZUKI INDIA LTD. 0.66%

BUILDER FUNDPortfolio as on Friday, May 31, 2013

ULIF00113/03/01BSLBUILDER109

About the Fund

Objective: To build your capital and generate better returns at moderate level of risk, over amedium or long-term period through a balance of investment in equity and debt.

Strategy: Generate better return with moderate level of risk through active management of fixedincome portfolio and focus on creating long term equity portfolio which will enhance yield ofcomposite portfolio with low level of risk appetite.

AA-1.53%

AA2.58% AA+

2.84%

PR1+/A1+4.24%

AAA50.23%


11.55%EQUITY18.95%


28.00%

CORPORATE DEBT

41.50%

Asset Allocation

Rating Profile



OTHER EQUITY 9.91%


1.05%

1.07%

1.18%

2.09%

2.23%

3.05%

3.45%

4.34%

6.52%

7.10%

9.04%

11.77%

13.13%

14.10%

19.88%


CEMENT

TELECOMMUNICATION


DIVERSIFIED

METAL

CAPITAL GOODS

AUTO ANCILLIARY

PHARMACEUTICALS

FINANCIAL SERVICES

AUTOMOBILE

OIL AND GAS

SOFTWARE / IT

FMCG

BANKING

34.43%

24.35%

41.22%


SOVEREIGN38.58%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING










7% GOVERNMENT OF INDIA 2022 1.35%




9% EXPORT IMPORT BANK OF INDIA 2019 3.84%




7.05% CANARA BANK 2014 2.80%





11.3% A C C LTD. 2013 1.43%


EQUITY 23.53%


I T C LTD. 1.45%


INFOSYS LTD. 1.23%





HINDUSTAN UNILEVER LTD. 0.84%

BALANCER FUNDPortfolio as on Friday, May 31, 2013

ULIF00931/05/05BSLBALANCE109

About the Fund

Objective: The objective of this fund is to achieve value creation of the policyholder at anaverage risk level over medium to long-term period.

Strategy: The strategy is to invest predominantly in debt securities with an additional exposureto equity, maintaining medium term duration profile of the portfolio.

AAA49.70%SOVEREIGN

50.30%


16.83%

EQUITY23.53%


28.52%

CORPORATE DEBT

31.12%

Asset Allocation

Rating Profile



OTHER EQUITY 12.51%


1.01%

1.48%

1.54%

1.87%

1.87%

2.11%

2.88%

2.93%

3.28%

3.82%

6.19%

7.59%

8.44%

11.59%

12.21%

13.24%

17.97%

REAL ESTATE

TELECOMMUNICATION

CEMENT


OTHERS

AUTO ANCILLIARY


METAL

DIVERSIFIED

PHARMACEUTICALS

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

OIL AND GAS

FMCG

BANKING

39.78%

25.59%

34.63%


Sectoral Allocation

Maturity Profile

SECURITIES HOLDING















10.2% TATA STEEL LTD. 2015 0.76%

9.05% STATE BANK OF INDIA 2020 0.74%

9.25% DR. REDDYS LABORATORIES LTD. 2014 0.62%


2% INDIAN HOTELS CO. LTD. 2014 0.51%



9.1% STATE BANK OF MYSORE 2019 0.47%




INDIAN RAILWAY FINANCE CORPN. LTD. 2015 0.42%

ENHANCER FUNDPortfolio as on Friday, May 31, 2013

ULIF00213/03/01BSLENHANCE109

About the Fund

Objective: Helps you to grow your capital through enhanced returns over a medium to longterm period through investments in equity and debt instruments, thereby providing a goodbalance between risk and return.

Strategy: To earn capital appreciation by maintaining diversified equity portfolio and seek toearn regular return on fixed income portfolio by active management resulting in wealth creationfor policyholders.

AA2.83%

PR1+/A1+2.83% AA-

3.56%

AA+4.79%AAA

48.09%

SECURITISED DEBT0.42%


8.70%


25.56%

EQUITY25.67%

CORPORATE DEBT

39.65%

Asset Allocation

Rating Profile

EQUITY 25.67%

I T C LTD. 1.90%




INFOSYS LTD. 1.41%






OTHER EQUITY 12.27%


1.19%

1.66%

1.83%

1.95%

2.05%

2.10%

3.49%

3.70%

4.52%

5.46%

6.80%

8.87%

10.82%

11.90%

12.09%

21.58%

AUTO ANCILLIARY


DIVERSIFIED

OTHERS

TELECOMMUNICATION

CEMENT


PHARMACEUTICALS

METAL

CAPITAL GOODS

AUTOMOBILE

FINANCIAL SERVICES

SOFTWARE / IT

FMCG

OIL AND GAS

BANKING

27.61%

39.23%33.16%


SOVEREIGN37.90%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING
















9.7% SUNDARAM FINANCE LTD. 2014 1.52%





9.55% HINDALCO INDUSTRIES LTD. 2022 0.96%

8.95% H D F C BANK LTD. 2022 0.93%

9.7% CADILA HEALTHCARE LTD. 2016 0.91%


EQUITY 45.66%

I T C LTD. 3.33%



INFOSYS LTD. 2.40%






CREATOR FUNDPortfolio as on Friday, May 31, 2013

ULIF00704/02/04BSLCREATOR109

About the Fund

Objective: To achieve optimum balance between growth and stability to provide long-termcapital appreciation with balanced level of risk by investing in fixed income securities and highquality equity security.

Strategy: To ensure capital appreciation by simultaneously investing into fixed income securitiesand maintaining diversified equity portfolio. Active fund management is carried out to enhancepolicyholder’s wealth in long run.

AA1.32%

AA-4.45% AA+

7.44%

PR1+/A1+7.63%

SOVEREIGN43.49%


12.30%


19.74%

CORPORATE DEBT

22.29%

EQUITY45.66%

Asset Allocation

Rating Profile



OTHER EQUITY 23.37%


1.00%

1.09%

1.36%

1.79%

2.41%

2.49%

3.83%

4.19%

4.85%

6.31%

6.94%

7.15%

10.49%

12.19%

12.49%

21.41%

CONSTRUCTION

AUTO ANCILLIARY

CEMENT

TELECOMMUNICATION

OTHERS

DIVERSIFIED


METAL

PHARMACEUTICALS

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

OIL AND GAS

FMCG

BANKING

44.39%

19.17%

36.44%


AAA35.66%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING



10.48% ULTRATECH CEMENT LTD. 2013 0.56%

11.3% A C C LTD. 2013 0.36%

8.2% ASHOK LEYLAND LTD. 2014 0.30%

HOUSING DEVELOPMENT FINANCE CORPN. LTD. 2013 0.24%

10.4% I C I C I SECURITIES PRIMARY DEALERSHIP LTD. 2013 0.20%

9.25% I C I C I HOME FINANCE CO. LTD. 2014 0.15%


EQUITY 81.73%

I T C LTD. 5.74%





INFOSYS LTD. 4.29%





OTHER EQUITY 39.82%


MAGNIFIER FUNDPortfolio as on Friday, May 31, 2013

ULIF00826/06/04BSLIIMAGNI109

About the Fund

Objective: To maximize wealth by actively managing a diversified equity portfolio.

Strategy: To invest in high quality equity security to provide long-term capital appreciation withhigh level of risk. This fund is suitable for those who want to have wealth maximization overlong-term period with equity market dynamics.

SOVEREIGN5.65% AA-

7.71%

CORPORATE DEBT2.53%


15.74%

EQUITY81.73%

Asset Allocation

Rating Profile

1.16%

1.33%

1.92%

1.99%

2.13%

2.68%

3.09%

3.76%

5.38%

5.88%

6.68%

9.10%

9.85%

11.29%

11.71%

22.06%

AUTO ANCILLIARY


DIVERSIFIED

TELECOMMUNICATION

CEMENT

OTHERS


PHARMACEUTICALS

METAL

CAPITAL GOODS

AUTOMOBILE

FINANCIAL SERVICES

SOFTWARE / IT

FMCG

OIL AND GAS

BANKING

PR1+/A1+29.28%

AAA57.36%

Sectoral Allocation

Maturity Profile

91.38%

8.62%

Less than 2 years 2 to 7years

SECURITIES HOLDING

EQUITY 98.65%

I T C LTD. 7.49%




INFOSYS LTD. 4.64%






OTHER EQUITY 51.46%



MAXIMISER FUNDPortfolio as on Friday, May 31, 2013

ULIF01101/06/07BSLIINMAXI109

About the Fund

Objective: To Provide long-term capital appreciation by actively managing a well diversifiedequity portfolio of fundamentally strong blue chip companies. To provide a cushion against thevolatility in the equities through investment in money market instruments.

Strategy: Active Fund Management with potentially 100% equity exposure. Maintaining HighQuality Diversified Portfolio with Dynamic blend of Growth and Value Stocks- so that portfoliodoesnot suffer from style bias. Focus on large-caps and quality mid-caps to ensure liquidity andreduce risk.


1.35%

EQUITY98.65%

Asset Allocation

Rating Profile

1.08%

1.33%

1.79%

1.84%

1.92%

2.21%

4.06%

4.81%

5.45%

6.63%

7.73%

8.28%

9.84%

10.87%

12.31%

19.85%

AGRI RELATED

AUTO ANCILLIARY

DIVERSIFIED

TELECOMMUNICATION

CEMENT


OTHERS

PHARMACEUTICALS

METAL

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

FMCG

OIL AND GAS

BANKING

SOVEREIGN100.00%

Sectoral Allocation

Maturity Profile

100.00%

Less than 2 years

SECURITIES HOLDING

EQUITY 95.79%

I T C LTD. 9.65%



INFOSYS LTD. 6.44%





AXIS BANK LTD. 4.34%


OTHER EQUITY 30.75%



SUPER 20 FUNDPortfolio as on Friday, May 31, 2013

ULIF01723/06/09BSLSUPER20109

About the Fund

Objective: To generate long-term capital appreciation for policyholders by making investmentsin fundamentally strong and liquid large cap companies.

Strategy: To build and manage a concentrated equity portfolio of 20 fundamentally strong largecap stocks in terms of market capitalization by following an in-depth research-focusedinvestment approach. The fund will attempt diversify across sectors and will invest in companieshaving financial strength, robust, efficient & visionary management & adequate market liquidity.It will adopt a disciplined and flexible approach towards investing with a focus on generatinglong-term capital appreciation. The non-equity portion of the fund will be invested in highlyrated money market instruments and fixed deposits.


4.21%

EQUITY95.79%

Asset Allocation

Rating Profile

2.27%

2.54%

5.51%

5.99%

10.07%

10.48%

11.30%

13.01%

14.04%

24.79%

METAL


PHARMACEUTICALS

CAPITAL GOODS

FMCG

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

OIL AND GAS

BANKING

100.00%

Less than 2 years

SOVEREIGN100.00%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING

EQUITY 83.24%

VOLTAS LTD. 5.64%

FEDERAL BANK LTD. 5.16%

GUJARAT MINERAL DEVELPMENMT CORPORTAION 4.46%

EXIDE INDUSTRIES LTD. 3.66%

DIVIS LABORATORIES LTD. 3.15%

N T P C LTD. 3.03%

L I C HOUSING FINANCE LTD. 2.77%

BHARAT PETROLEUM CORPN. LTD. 2.55%

OIL INDIA LTD. 2.21%


OTHER EQUITY 48.63%



MULTIPLIER FUNDPortfolio as on Friday, May 31, 2013

ULIF01217/10/07BSLINMULTI109

About the Fund

Objective: The provide long-term wealth maximisation by actively managing a well-diversifiedequity portfolio, predominantly comprising of companies whose market capitalization is betweenRs. 10 billion to Rs.250 billion. Further, the fund would also seek to provide a cushion againstthe sudden volatility in the equities through some investments in short-term money marketinstruments

Strategy: Active Fund Management with potentially 100% equity Exposure Research basedinvestment approach with a dedicated & experienced in-house research team. Identifyundervalued Stocks in the growth phase. Focus on niche players with competitive advantage, inthe sunrise industry & potential of being tomorrow’s large cap. Emphasis on early identificationof stocks.

SOVEREIGN28.08%


16.76%

EQUITY83.24%

Asset Allocation

Rating Profile

0.83%

1.02%

1.07%

1.55%

1.59%

1.72%

2.40%

2.67%

3.45%

3.86%

4.73%

6.32%

7.02%

7.40%

7.82%

8.26%

10.95%

11.59%

15.76%

OTHERS

FERTILISERS

REAL ESTATE

TEXTILES

DIVERSIFIED

CONSTRUCTION

AUTOMOBILE

CEMENT


FMCG


FINANCIAL SERVICES

AUTO ANCILLIARY

SOFTWARE / IT

PHARMACEUTICALS

METAL

OIL AND GAS

CAPITAL GOODS

BANKING

PR1+/A1+71.92%

Sectoral Allocation

Maturity Profile

100.00%

Less than 2 years

SECURITIES HOLDING







NATIONAL BANK FOR AGRI. AND RURAL DEVELOPMENT 20173.73%







8.85% N H P C LTD. 2018 1.40%




EQUITY 63.83%



I T C LTD. 4.03%

INFOSYS LTD. 3.94%






PLATINUM PLUS 1 FUNDPortfolio as on Friday, May 31, 2013

ULIF01325/02/08BSLIIPLAT1109

About the Fund

Objective:To optimize the participation in an actively managed well diversified equity portfolioof fundamentally strong blue chip companies while using debt instruments & derivatives to lock-in capital appreciations

Strategy:: The strategy of the fund is to have an optimum mix of equities & fixed incomeinstruments, with up to 100% exposure in both equities & fixed income assets & up to 40% inMoney Market instruments.

SOVEREIGN34.64%


2.81%GOVERNMENT

SECURITIES11.56%

CORPORATE DEBT

21.81%

EQUITY63.83%

Asset Allocation

Rating Profile



OTHER EQUITY 30.57%


1.04%

1.28%

1.86%

2.95%

4.20%

4.66%

4.93%

5.77%

8.55%

9.72%

9.91%

11.27%

13.08%

20.78%

OTHERS

AUTO ANCILLIARY

TELECOMMUNICATION

CEMENT


CAPITAL GOODS

METAL

PHARMACEUTICALS

AUTOMOBILE

FMCG

FINANCIAL SERVICES

SOFTWARE / IT

OIL AND GAS

BANKING

0.70%

99.30%


AAA65.36%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING










NATIONAL HOUSING BANK 2018 2.17%






EQUITY 70.93%



I T C LTD. 4.50%

INFOSYS LTD. 4.38%








About the Fund

ObjectiveTo optimize the participation in an actively managed well diversified equity portfolioof fundamentally strong blue chip companies while using debt instruments & derivatives to lock-in capital appreciations:

Strategy: The strategy of the fund is to have an optimum mix of equities & fixed incomeinstruments, with up to 100% exposure in both equities & fixed income assets & up to 40% inMoney Market instruments.

SOVEREIGN40.71%


1.44%


11.21%

CORPORATE DEBT

16.41%

EQUITY70.93%

Asset Allocation

Rating Profile



OTHER EQUITY 33.85%


1.02%

1.25%

1.83%

2.95%

4.17%

4.65%

4.95%

5.77%

8.49%

9.73%

9.88%

11.27%

13.07%

20.96%

OTHERS

AUTO ANCILLIARY

TELECOMMUNICATION

CEMENT


CAPITAL GOODS

METAL

PHARMACEUTICALS

AUTOMOBILE

FMCG

FINANCIAL SERVICES

SOFTWARE / IT

OIL AND GAS

BANKING

1.31%

98.69%


AAA59.29%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING


















EQUITY 78.42%


I T C LTD. 5.21%



INFOSYS LTD. 4.22%






About the Fund

Objective: To optimize the participation in an actively managed well-diversified equity portfolioof fundamentally strong blue chip companies while using debt instruments and derivatives tolock-in capital appreciations. The use of derivatives will be for hedging purposes & and asapproved by the IRDA.

Strategy: To have an optimum mix of equities & fixed income instruments, with up to 100%exposure in both equities & fixed income assets & up to 40% in Money Market instruments.

SOVEREIGN40.22%


2.59%


7.64%

CORPORATE DEBT

11.36%

EQUITY78.42%

Asset Allocation

Rating Profile




OTHER EQUITY 38.34%


1.07%

1.26%

2.42%

3.91%

4.37%

4.50%

5.02%

5.57%

8.48%

9.33%

10.66%

10.71%

11.92%

20.77%

AUTO ANCILLIARY

OTHERS

TELECOMMUNICATION

CAPITAL GOODS


METAL

CEMENT

PHARMACEUTICALS

AUTOMOBILE

FMCG

SOFTWARE / IT

FINANCIAL SERVICES

OIL AND GAS

BANKING

0.83%

99.10%

0.07%


AAA59.78%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING








8.85% N H P C LTD. 2019 0.90%



EQUITY 81.91%

I T C LTD. 5.40%





INFOSYS LTD. 4.40%





AAA45.81%


4.87%

CORPORATE DEBT6.06%


7.17%

EQUITY81.91%

Asset Allocation

Rating Profile

About the Fund

Objective: To optimize the participation in an actively managed well-diversified equity portfolioof fundamentally strong blue chip companies while using debt instruments and derivatives tolock-in capital appreciations. The use of derivatives will be for hedging purposes & and asapproved by the IRDA.

Strategy: To have an optimum mix of equities & fixed income instruments, with up to 100%exposure in both equities & fixed income assets & up to 40% in Money Market instruments.




OTHER EQUITY 39.96%


1.09%

1.25%

2.40%

3.89%

4.36%

4.50%

4.89%

5.43%

8.47%

9.27%

10.62%

10.68%

11.83%

21.32%

AUTO ANCILLIARY

OTHERS

TELECOMMUNICATION

CAPITAL GOODS


METAL

CEMENT

PHARMACEUTICALS

AUTOMOBILE

FMCG

SOFTWARE / IT

FINANCIAL SERVICES

OIL AND GAS

BANKING

16.59%

83.41%


SOVEREIGN54.19%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING








8.85% N H P C LTD. 2020 0.56%





EQUITY 83.04%


I T C LTD. 5.57%



INFOSYS LTD. 4.54%




PLATINUM PREMIER FUNDPortfolio as on Friday, May 31, 2013

ULIF02203/02/10BSLPLATPR1109

About the Fund

Objective: To optimise the participation in an actively managed well-diversified equity portfolioof fundamentally strong blue chip companies while using debt instruments and derivatives tolock-in capital appreciations. The use of derivatives will be for hedging purposes only and asapproved by the IRDA

Strategy: To dynamically manage the allocation between equities and fixed income instruments,while using derivatives when necessary and for hedging purposes only. The equity investmentstrategy will revolve around building and actively managing a well-diversified equity portfolio ofvalue & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On the fixed income side, investments will be made ingovernment securities, high rated corporate bonds and money market instruments.

AAA45.02%


4.65%

CORPORATE DEBT5.54%


6.77%

EQUITY83.04%

Asset Allocation

Rating Profile




OTHER EQUITY 39.58%


2.22%

2.46%

3.93%

4.22%

4.37%

5.00%

5.19%

8.46%

9.42%

10.79%

10.94%

12.01%

20.98%

OTHERS

TELECOMMUNICATION

CAPITAL GOODS


METAL

CEMENT

PHARMACEUTICALS

AUTOMOBILE

FMCG

SOFTWARE / IT

FINANCIAL SERVICES

OIL AND GAS

BANKING

23.15%

52.64%

24.21%


SOVEREIGN54.98%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING






RURAL ELECTRIFICATION CORPN. LTD. 2020 0.92%


EQUITY 89.98%

I T C LTD. 6.75%



INFOSYS LTD. 5.29%





PLATINUM ADVANTAGE FUNDPortfolio as on Friday, May 31, 2013

ULIF02408/09/10BSLPLATADV109

About the Fund

Objective: To optimize the participation in an actively managed well-diversified equity portfolioof fundamentally strong blue chip companies while using debt instruments and derivatives tolock-in capital appreciations. The use of derivatives will be for hedging purposes only and asapproved by the IRDA.

Strategy: To dynamically manage the allocation between equities and fixed income instruments,while using derivatives when necessary and for hedging purposes only. The equity investmentstrategy will revolve around building and actively managing a well-diversified equity portfolio ofvalue & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side, investments will be made ingovernment securities, high rated corporate bonds and money market instruments.

SOVEREIGN17.71%


0.65%

CORPORATE DEBT4.44%


4.93%

EQUITY89.98%

Asset Allocation

Rating Profile




OTHER EQUITY 41.79%


1.02%

1.07%

1.13%

2.07%

2.25%

4.02%

4.35%

4.49%

6.03%

8.29%

10.06%

10.98%

11.43%

12.92%

19.89%

OTHERS

DIVERSIFIED

AUTO ANCILLIARY

TELECOMMUNICATION

CEMENT


METAL

CAPITAL GOODS

PHARMACEUTICALS

AUTOMOBILE

FINANCIAL SERVICES

SOFTWARE / IT

FMCG

OIL AND GAS

BANKING

54.12%

21.80% 24.08%


AAA82.29%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING





9.2% IDFC LTD 2015 5.36%


9.37% NATIONAL HOUSING BANK 2015 3.58%





EQUITY 66.62%

I T C LTD. 4.71%




INFOSYS LTD. 3.42%




TITANIUM 1 FUNDPortfolio as on Friday, May 31, 2013

ULIF01911/12/09BSLITITAN1109

SOVEREIGN25.87%


2.72%


7.92%

CORPORATE DEBT

22.73%

EQUITY66.62%

Asset Allocation

Rating Profile

About the Fund

Objective: The primary objective of the fund is to provide Capital Protection, at a high level ofsafety and liquidity through judicious investments in high quality short-term debt.

Strategy: Generate better return with low level of risk through investment into fixed interestsecurities having short-term maturity profile.


MAHINDRA AND MAHINDRA LTD. 2.29%


OTHER EQUITY 33.20%


1.49%

2.16%

2.50%

2.53%

3.26%

4.11%

4.78%

4.92%

10.45%

10.47%

10.49%

10.65%

14.16%

18.03%

OTHERS

TELECOMMUNICATION

CEMENT

DIVERSIFIED

METAL

CAPITAL GOODS

PHARMACEUTICALS


AUTOMOBILE

FINANCIAL SERVICES

SOFTWARE / IT

FMCG

OIL AND GAS

BANKING

77.63%

22.37%


AAA74.13%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING





9.2% IDFC LTD 2015 6.26%






EQUITY 65.04%

I T C LTD. 4.69%



INFOSYS LTD. 3.44%







SOVEREIGN36.68%

AAA63.32%


4.36%GOVERNMENT

SECURITIES10.21%

CORPORATE DEBT

20.39%

EQUITY65.04%

Asset Allocation

Rating Profile

About the Fund






OTHER EQUITY 32.46%


1.48%

2.16%

2.47%

2.50%

3.25%

4.07%

4.72%

4.94%

10.41%

10.46%

10.62%

10.84%

14.27%

17.80%

OTHERS

TELECOMMUNICATION

CEMENT

DIVERSIFIED

METAL

CAPITAL GOODS

PHARMACEUTICALS


AUTOMOBILE

FINANCIAL SERVICES

SOFTWARE / IT

FMCG

OIL AND GAS

BANKING

53.19%

46.81%


Sectoral Allocation

Maturity Profile

SECURITIES HOLDING




9.2% IDFC LTD 2015 6.72%






EQUITY 48.80%

I T C LTD. 3.58%




INFOSYS LTD. 2.42%






SOVEREIGN40.79%

AAA59.21%


7.78% GOVERNMENT SECURITIES

13.90%

CORPORATE DEBT

29.52%

EQUITY48.80%

Asset Allocation

Rating Profile

About the Fund





COAL INDIA LTD 1.61%

OTHER EQUITY 24.23%


1.50%

2.14%

2.50%

2.52%

3.30%

4.15%

4.57%

4.82%

10.21%

10.34%

10.47%

11.07%

14.17%

18.22%

OTHERS

TELECOMMUNICATION

CEMENT

DIVERSIFIED

METAL

CAPITAL GOODS

PHARMACEUTICALS


SOFTWARE / IT

FINANCIAL SERVICES

AUTOMOBILE

FMCG

OIL AND GAS

BANKING

47.96%

52.04%


Sectoral Allocation

Maturity Profile

SECURITIES HOLDING






EQUITY 93.50%


I T C LTD. 6.20%

INFOSYS LTD. 5.91%






FORESIGHT FUND - SPPortfolio as on Friday, May 31, 2013

ULIF02610/02/11BSLFSITSP1109

AAA48.08%

CORPORATE DEBT1.54%


1.66%


3.30%

EQUITY93.50%

Asset Allocation

Rating Profile

About the Fund






OTHER EQUITY 44.45%


2.21%

2.34%

3.22%

4.12%

4.17%

4.55%

5.74%

8.29%

9.77%

10.17%

11.94%

12.38%

21.10%

OTHERS

TELECOMMUNICATION

CEMENT

CAPITAL GOODS

METAL


PHARMACEUTICALS

AUTOMOBILE

FMCG

FINANCIAL SERVICES

SOFTWARE / IT

OIL AND GAS

BANKING

50.82%

49.18%

Less than 2 years 7years & above

SOVEREIGN51.92%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING





















8.85% TATA SONS LTD. 2023 0.93%

RURAL ELECTRIFICATION CORPN. LTD. 2020 0.87%



EQUITY 54.33%

I T C LTD. 3.61%



INFOSYS LTD. 3.19%





FORESIGHT FUND - FPPortfolio as on Friday, May 31, 2013

ULIF02510/02/11BSLFSIT5P1109

About the Fund



A10.99% SOVEREIGN

42.27%


6.65% GOVERNMENT SECURITIES

16.65%

CORPORATE DEBT

22.37%

EQUITY54.33%

Asset Allocation

Rating Profile




OTHER EQUITY 26.13%


2.08%

2.34%

3.29%

3.98%

4.38%

4.59%

5.50%

8.41%

9.63%

10.50%

11.30%

11.97%

22.01%

OTHERS

TELECOMMUNICATION

CEMENT

CAPITAL GOODS

METAL


PHARMACEUTICALS

AUTOMOBILE

FMCG

FINANCIAL SERVICES

SOFTWARE / IT

OIL AND GAS

BANKING

11.30% 13.65%

75.05%


AAA56.74%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING
















11.95% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 20182.51%



11.3% A C C LTD. 2013 2.19%


EQUITY 9.00%

I T C LTD. 0.68%



INFOSYS LTD. 0.47%






PENSION NOURISH FUNDPortfolio as on Friday, May 31, 2013

ULIF00604/03/03BSLNOURISH109

About the FundObjective: To generate persistent return through active management of fixed income portfolioand focus on creating long-term equity portfolio, which will enhance yield of compositeportfolio with minimum risk appetite.

Strategy: To invest in fixed income securities with marginal exposure to equity up to 10% at lowlevel of risk. This fund is suitable for those who want to protect their capital and earn steadyreturn on investment through higher exposure to debt securities.

AA1.15%

AA-1.87%

AA+2.68%

AAA50.51%

EQUITY9.00%


10.09%


35.39%

CORPORATE DEBT

45.52%

Asset Allocation

Rating Profile



OTHER EQUITY 4.62%


1.04%

1.08%

1.44%

1.80%

1.98%

2.60%

4.20%

4.28%

4.79%

5.82%

6.97%

7.34%

10.45%

11.86%

12.78%

21.55%


AUTO ANCILLIARY

CEMENT

TELECOMMUNICATION

OTHERS

DIVERSIFIED


METAL

PHARMACEUTICALS

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

OIL AND GAS

FMCG

BANKING

38.99%

16.97%

44.04%


SOVEREIGN43.79%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING














2% TATA STEEL LTD. 2022 6.63%




11.95% HOUSING DEVELOPMENT FINANCE CORPN. LTD. 20183.03%



9.65% CHOLAMANDALAM INVESTMENT AND FINANCE CO. LTD. 20182.69%




EQUITY 18.23%

I T C LTD. 1.32%




INFOSYS LTD. 0.96%





PENSION GROWTH FUNDPortfolio as on Friday, May 31, 2013

ULIF00504/03/03BSLIGROWTH109

About the FundObjective: This fund option helps build your capital and generate better returns at moderatelevel of risk, over a medium or long-term period through a balance of investment in equity anddebt.

Strategy: Generate better return with moderate level of risk through active management of fixedincome portfolio and focus on creating long term equity portfolio which will enhance yield ofcomposite portfolio with low level of risk appetite.

AA3.44% AA+

8.49%AAA

48.00%


5.00%EQUITY18.23%


29.95%

CORPORATE DEBT

46.82%

Asset Allocation

Rating Profile



OTHER EQUITY 9.17%


1.00%

1.00%

1.02%

1.33%

1.56%

1.77%

1.92%

2.51%

4.42%

4.76%

4.94%

5.42%

5.87%

8.05%

10.51%

10.78%

11.63%

21.52%

CEMENT

CONSTRUCTION

BUSINESS CONSULTANCY

AUTO ANCILLIARY


TELECOMMUNICATION

OTHERS

DIVERSIFIED

PHARMACEUTICALS


METAL

CAPITAL GOODS

AUTOMOBILE

FINANCIAL SERVICES

SOFTWARE / IT

FMCG

OIL AND GAS

BANKING

23.97% 22.53%

53.50%


SOVEREIGN40.07%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING

























EQUITY 32.61%

I T C LTD. 2.37%



INFOSYS LTD. 1.71%






PENSION ENRICH FUNDPortfolio as on Friday, May 31, 2013

ULIF00404/03/03BSLIENRICH109

About the FundObjective: Helps you grow your capital through enhanced returns over a medium to long termperiod through investments in equity and debt instruments, thereby providing a good balancebetween risk and return.

Strategy: To earn capital appreciation by maintaining diversified equity portfolio and seek toearn regular return on fixed income portfolio by active management resulting in wealth creationfor policyholders.

AA+1.49%

AA1.96% PR1+/A1+

2.81%

AAA39.67%

SOVEREIGN54.06%


9.54%CORPORATE

DEBT25.77%


32.08%

EQUITY32.61%

Asset Allocation

Rating Profile



OTHER EQUITY 17.00%


1.02%

1.02%

1.06%

1.37%

1.78%

2.42%

2.51%

4.18%

4.23%

4.68%

6.24%

6.88%

6.95%

10.39%

11.74%

12.41%

21.12%

CONSTRUCTION

BUSINESS CONSULTANCY

AUTO ANCILLIARY

CEMENT

TELECOMMUNICATION

OTHERS

DIVERSIFIED


METAL

PHARMACEUTICALS

CAPITAL GOODS

FINANCIAL SERVICES

AUTOMOBILE

SOFTWARE / IT

OIL AND GAS

FMCG

BANKING

32.53%

17.55%

49.91%


Sectoral Allocation

Maturity Profile

SECURITIES HOLDING




LIQUID PLUS FUNDPortfolio as on Friday, May 31, 2013

ULIF02807/10/11BSLLIQPLUS109

About the Fund

Objective: To provide superior risk-adjusted returns with low volatility at a high level of safetyand liquidity through investments in high quality short term fixed income instruments - upto1year maturity

Strategy: The fund will invest in high quality short-term fixed income instruments – upto 1-yearmaturity. The endeavor will be to optimize returns while providing liquidity and safety with verylow risk profile.

SOVEREIGN4.77% A1

10.18%


100.00%

Asset Allocation

Rating Profile

EQUITY 0.00%

100.00%

Less than 2 years

PR1+/A1+85.05%

Maturity Profile

SECURITIES HOLDING

EQUITY 85.58%


COAL INDIA LTD 4.73%

PUNJAB NATIONAL BANK 4.47%

N T P C LTD. 4.10%

HINDUSTAN PETROLEUM CORPN. LTD. 4.01%

JAGRAN PRAKASHAN LTD. 3.82%

ORIENTAL BANK OF COMMERCE 3.71%

CUMMINS INDIA LTD. 3.64%

BAJAJ HOLDINGS N INVST. LTD. 3.39%

A C C LTD. 3.11%

OTHER EQUITY 44.65%




VALUE & MOMENTUM FUNDPortfolio as on Friday, May 31, 2013

ULIF02907/10/11BSLIVALUEM109

About the Fund

Objective: The objective of the fund is to provide long-term wealth maximization by managinga well diversified equity portfolio predominantly comprising of deep value stocks with strongmomentum.

Strategy: To build & manage a diversified equity portfolio of value and momentum drivenstocks by following a prudent mix of qualitative & quantitative investment factors. This strategyhas outperformed the broader market indices over long-term. The fund would seek to identifycompanies which have attractive business fundamentals, competent management and prospectsof robust future growth and are yet available at a discount to their intrinsic value and displaygood momentum. The fund will also maintain reasonable level of liquidity.


14.42%

EQUITY85.58%

Asset Allocation

Rating Profile

1.34%

1.61%

1.74%

2.18%

3.55%

3.61%

3.96%

4.05%

4.46%

6.30%

7.26%

7.36%

8.08%

8.48%

16.97%

19.06%

SHIPPING

FERTILISERS

PAPER

CONSTRUCTION

FMCG

DIVERSIFIED

INVESTMENT AND HOLDING

FINANCIAL SERVICES


CAPITAL GOODS

CEMENT

AUTOMOBILE

METAL


OIL AND GAS

BANKING

100.00%

Less than 2 years

SOVEREIGN100.00%

Sectoral Allocation

Maturity Profile

SECURITIES HOLDING

EQUITY 96.86%

ASIAN PAINTS LTD. 7.01%



LUPIN LTD. 5.84%


CUMMINS INDIA LTD. 5.02%

A C C LTD. 4.58%

AMBUJA CEMENTS LTD. 4.38%

H C L TECHNOLOGIES LTD. 4.13%

GRASIM INDUSTRIES LTD. 4.05%

OTHER EQUITY 43.03%




PURE EQUITY FUNDPortfolio as on Friday, May 31, 2013

ULIF02707/10/11BSLIPUREEQ109

About the Fund

Objective: The objective of the fund is to provide long-term wealth creation by actively managing portfolio through investment in selective businesses. Fund will not invest in businesses that provide goods or services in gambling, lottery/contests, animal produce, liquor, tobacco, entertainment like films or hotels, banks and financial institutions

Strategy: The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value & growth driven fundamentally strong companies by following a research-focused investment approach. Equity investments will be made based on the following criteria: Investment in companies will be made in strict compliance with the objective of the fund, Fund will not invest in banks and financial institutions and companies whose interest income exceeds 3% of total revenues, Investing in leveraged-firms is restrained on the provision that heavily indebted companies ought to serve a considerable amount of their revenue in interest payments.


3.14%

EQUITY96.86%

Asset Allocation

1.49%

4.18%

5.13%

5.22%

8.30%

9.25%

10.55%

11.70%

13.07%

15.05%

16.04%

METAL

DIVERSIFIED

AGRI RELATED

AUTOMOBILE

AUTO ANCILLIARY

CEMENT

PHARMACEUTICALS

OIL AND GAS

CAPITAL GOODS

SOFTWARE / IT

FMCG

Sectoral Allocation

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