INBIZ MOBILE The purpose of this document is to provide the users of the InBiz Mobile application (as part of the InBiz service) with the short and simple handbook for use and quick orientations in the InBiz Mobile application for smartphones.

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TABLE OF CONTENTS 1. GENERAL OVERVIEW .......................................................................................................................................................3

2. LOGIN ......................................................................................................................................................................................4

3. ACCOUNT STATEMENTS .................................................................................................................................................5

4. TRANSACTION HISTORY .............................................................................................................................................. 10

5. CARD REPORT .................................................................................................................................................................. 14

6. ORDERS TO BE AUTHORIZED / TO BE SENT ....................................................................................................... 19

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1. GENERAL OVERVIEW InBiz Mobile enables users with OTP token to access the application using mobile phones. InBiz Mobile provides the

user with a set of functionalities targeted to gain a general overview and perform basic operations. InBiz Mobile does

not provide full range of functionalities as InBiz Desktop.

There are following options for you in InBiz Mobile:

Read displayed Operative notices and Application memos with a possibility to open the archives for notices

and memos with all not expired messages. Operative notices and Application memos are displayed on the

introductory InBiz Mobile page,

Search for account statements, display details of statements as well as a list of transactions within each

statement with an option to display detail of selected transaction,

Search and display details of transactions within Transaction history, where the user has the option to search

either for intraday transactions or booked transactions,

Search and display details of authorized and booked card transactions as well as display respective card

details,

Search for orders to be authorized/ to be sent user is profiled to and has authorization rules set, display

details of the orders, as well as authorize and/or sent the orders for further processing to the bank.

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2. LOGIN Login screen of InBiz Mobile consists of following parts:

Login section to InBiz Mobile,

CONTACT section with phone numbers clicking on which the given number is dialed,

Language selection section with an option to choose from english or slovak language,

Link to InBiz Desktop version with full range of functionalities.

After login user has the option to click on the icon in the left top corner which opens the menu with offered products, user is profiled to, together with a logout option. Clicking on the icon in the top right corner a menu with a list of companies, user is profiled to, is opened. User can select one or all companies to work with.

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3. ACCOUNT STATEMENTS Product enables user to:

Search for current account statements of companies profiled to the user,

Display list and details of transactions of each searched account statement,

Display actual (real-time) balance on the account,

Monitor total available balance of the company.

Service Account statements is accessible for the user, if it is profiled on the company and at least on one current account. Account statements Clicking on the link Account statements in the left menu, an introductory screen Account statements is displayed, which contains:

List of companies user is profiled to,

Total number of current accounts for each company, for which a statement exists,

Currency and Total available balance of respective current accounts – Total available balance is calculated

from the last received statements for individual accounts. In case of accounts in different currencies, Total

available balance is expressed separately for each currency.

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There are following options within this screen:

New search – displays new search formular for entering the search criteria for account statements,

Show more – pushing the button further companies and their current accounts overview and available

balances linked to the last received statements are displayed.

List of account statements Clicking on the hylerlink in the field Company name, a screen List of account statements is displayed, which contains list of statements to individual current accounts of given company. A graphical indicator next to each statement will be displayed, in case there are at least 2 statements in currency EUR and only Last received statements were searched. This indicator expresses status of available balance on current account in comparison to maximum and minimum value of available balances within other current accounts of given comany. There are following options on this screen:

Back (arrow in the top left corner) – returns the user to the screen Account statements.

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Statement detail Clicking on the hyperlink in the field Account a new screen Statement detail is displayed, which contains following group of information:

General information – Company, Bank in which the account is established, Booking date,

Opening/Closing/Available balance on the account,

Information about real-time balance displayed on demand – Account balance, Available balance as of real-

time date,

List of transactions on given statement.

There are following options on this screen:

Back (arrow in the top left corner) – returns user to the screen List of account statements,

View real-time balance – displays actual value of account and available balance,

Return to List of account statements – returns user to the screen List of account statements.

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Transaction detail Clicking on the arrow in the field Transaction detail, a new screen Transaction detail is displayed, which contains detail information regarding individual transaction of the statement. There are following options within this screen:

Back (arrow in the top left corner) – returns user to the screen Statement detail,

New search – a search section for account statements search is displayed,

Return to Statement detail – returns the user to the screen Statement detail.

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Search functionality The user is enabled to search for either all account statements for the last 13 months without filling any search criteria just by pushing the button SEARCH or he can narrow his search to limited number of statement group filling the following search criteria:

Account – selecting of a single current account a section Booking date is displayed, within which the user can

narrow his search to:

o Last received statements – selecting this option only one last received statement will be displayed for

each searched current account,

o Booking date from/to – selection of a time interval for statement search. Maximum allowed date

range is 31 days.

CCY – selection of accounts and statements in a specific currency.

There are following options on this screen:

Back (arrow in the top left corner) – returns user to the introductory Inbiz screen,

Search – displays screen Account statements (in case requested were only Last received statements) or List

of account statements (in case requested was Booking date from/to),

Return to Account statements – returns user to the screen Account statements.

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4. TRANSACTION HISTORY Service enables user to:

Search for transaction history with the latest possible booking date previous banking day,

Search for intraday transactions,

Display detail of each searched transaction.

Transaction history is enabled for the user, in case the user is granted an access to the service Account statements. Intraday transactions is enabled, in case the user is granted and access to the service Intraday transactions. Search functionality – Transaction history The user is enabled to search for transactions filling following search criteria:

Search type – selection of item „EOD Transactions“,

Bank – selection of bank, to which the available current accounts are linked,

Account – selection of a single account number, on which the transactions will be searched,

CCY – selection of the current account currency,

Booking date – the user may select one of the options below:

o Last X days – selecting this option only transactions for last X days will be searched and displayed. Maximum allowed number of days is 31,

o Booking date from/to – entering a time interval for transaction search. Maximum allowed date range is 31 days.

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Clicking on the arrow within the field Advanced search a section for additional search criteria is displayed:

Transaction purpose – selection of a specific transaction code,

Amount from/to – entering an amount interval for transaction search,

Transaction description – transaction search based on its description entering part of string (word),

Booking date From/To – date interval for settlement date of searched transactions.

Transactions in transaction history can be searched for maximum 13 months back to the history.

Search functionality – Intraday transactions User is enabled to search transactions filling following search criteria:

Search type – selection of item „Intraday Transactions“,

Account – selection of a single account number, on which the transactions will be searched for. This field is

mandatory for search.

Clicking on the arrow next to the field Advanced search a section for additional search criteria is pulled down:

Transaction purpose - selection of a specific transaction code,

Amount from/to – entering an amount interval for transaction search,

Transaction description – transaction search based on its description entering part of string (word).

There are following options on the screen Transaction history:

Search – displays the screen List of transactions with a list of searched transactions.

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List of transactions

Pushing the button SEARCH on the screen Transaction history, a new screen List of transactions is displayed. It contains list of transactions fulfilling search criteria, accounts they are linked to, booking date and description.

There are following options on the screen List of transactions:

Back (arrow in the top left corner) - returns the user to the search screen Transaction history,

New search – returns user to the search screen Transaction history,

Show more – displays next set of searched transactions.

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Transaction detail

Clicking the arrow in the field Amount a new screen Transaction detail is displayed, which contains detail information regarding given transaction.

There are following options within this screen:

Back (arrow in the top left corner) – returns the user to the screen List of transactions,

New search – returns the user to the search screen Transaction history,

Return to Search outcome – returns the user to the screen List of transactions.

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5. CARD REPORT Product enables the user to:

Search for the list of booked transactions on credit and debit payment cards,

Search for the list of authorized transactions on credit and debit payment cards,

Display details of credit and debit payment cards, on which the transactions were searched.

On the screen Card transaction overview the user is enabled to search for booked and authorized transactions on credit and debit payment cards owned by companies user is profiled to. The product Card transaction overview is enabled for the user, in case it is profiled on the level of company without any additional qualifications on the level of user. Search functionality

The user has an option to search either for booked transactions or authorized transactions on all payment cards without filling search criteria just by pushing the button SEARCH or he can narrow his search on limited group of booked/authorized transactions filling one or more search criteria:

Company – selection of a single company. Company can be chosen by pushing the icon in the top right corner, what displays the list of available comapnies on the right menu,

Card type – selection of transactions on only credit or debit cards,

Card number – selection of transactions on a single payment card based on last 4 digits on the card. This criterium is enabled only in case a specific company was chosen on the right bar,

Reference account (only for debit cards) – selection of transactions on cards issued to a specific account. This criterium is enabled only in case a specific company was chosen on the right bar and given company owns at least one debit card,

Amount from/Amount to – setting minimal or maximum amount of transaction or interval for transaction amount. For debit card transactions, it is neccesary to enter the amount with a minus sign „-„,

Transaction from/Transaction to – time interval, whereas maximum date range is 31 days.

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Concurrent search for booked and authorized transactions is not possible.

Search result

Pushing the button SEARCH a list of booked/authorized transactions on payment cards fulfilling given search criteria is displayed.

Amount of each booked transaction is expressed in the following way:

CCY – represents original currency of the transaction,

Amount – represents amount in the original currency of the transaction,

Card CCY – currency of the card in case of credit cards/currency of the account in case of debit cards.

Amount of each authorized transaction on credit cards is expressed in the following way:

CCY – represents original currency of the transaction,

Amount – represents amount in the original currency of the transaction,

Card CCY – currency of the card (always EUR).

Amount of each authorized transaction on debit cards is expressed in the following way:

CCY – always EUR,

Amount – represents transaction amount converted to the currency EUR,

Card CCY – currency of the account, to which the card is issued.

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There are following options on the screen Search result:

New search – returns user back to the search screen Card transactions overview,

Show more – pushing the button next set of searched transactions will be displayed,

Return to Card report – returns user back to the search screen Card transactions overview.

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Card detail

Clicking on the link within the field Card number, detail of payment card is displayed.

Credit card detail contains following data:

Basic card attributes – Credit card type, Card number (expressed by last 4 digits), Currency, Card status, Card holder,

Limits on the card – Internet limit,

Information about actual accounting cycle – Current accounting period from/Current accounting period to.

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Debit card detail contains following data:

Basic card attributes – Debit card type, Card number (expressed by last 4 digits), Account number, to which the card is issued, Account owner, Currency, Card status, Card holder,

Limits on the card – Maximum daily limit, POS daily limit, Internet limit.

There are following options on the screen Card detail:

Back (arrow in the top left corner) – returns user back to the list of searched transactions.

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6. ORDERS TO BE AUTHORIZED / TO BE SENT

Product Orders to be authorized/to be sent provides user with following options:

Search for orders to be authorized and/or to be sent,

Display details of orders to be authorized and/ or to be sent,

Authorize and/or send selected orders.

Accessing this product, user is displayed the full list of orders from all payment products for which is the user qualified to authorize and/or send. Search functionality The user has an option to search either for all orders to be authorized and/or to be sent without filling search criteria just by pushing the button SEARCH or he can narrow his search on limited group of orders to be authorized and/or to be sent filling one or more search criteria:

Product – selection of a product with order transactions. When selecting a single product, there are only transactions of this particular product within the order, e.g. SEPA payment, Non SEPA credit transfer or SDD creditor,

Account – selection of a single account number for order transactions. User is offered a list of acocunts for which he is profiled to,

Order reference – order ID, it is possible to perform search based on the entered part of the string (part of the ID),

Amount from/to – minimal order value or maximum order value or order value interval,

Creation date from/to – time interval of order creation,

Order status – status of the orders to be searched with possible values „To be authorized / Partially authorized and To be sent.

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Search result

Pushing the button SEARCH a list of orders to be authorized and/or to be sent fulfilling entered search criteria is displayed.

There are following options within the search result screen:

Option Select all located above the list of orders. Choosing this option all orders and available activities on the orders will be selected,

Options Authorize and Send located under each order. In case the order has status To be authorized or Partially authorized, selecting the option Send selects also the option Authorize. Pushing the button CONTINUE, the user is transferred to the screen Confirm authorizations/sendings,

Pushing the link within Order reference a new screen Order detail with the list of transactions is displayed.

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Order detail

Clicking on the hyperlink in the field Order reference, a new screen with order detail and its list of transactions is displayed:

Order detail displays following data:

Order reference – order ID,

Order status – actual status of the order. Possible values are To be authorized, Partially authorized and To be sent,

Debtor account – account of the payer in the following format: „account number – account currency – account nickname“,

Company – name of the owner of the account. In case of orders from SEPA credit transfer product, there are following data in the order detail:

Transaction type – possible values are Credit transfer or Salary payment,

Import type – possible values are IM, IN and M,

Number of transactions,

Total amount – total amount of the order,

Currency – currency of the transactions within the order,

Value date,

Creation date.

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In case of orders from Non SEPA credit transfer product, there are following data in the order detail:

Import type – possible values are IM, IN and M,

Number of transactions,

Total amount – total amount of the order,

Currency - currency of the transactions in the order,

Total amount in EUR (informative) – amount converted to EUR currency for applying authorization rules,

Payment method – possible values are TRF – credit transfer or CHK – cheque,

Value date,

Creation date.

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In case of orders from SDD Creditor product, there are following data in the order detail:

SDD type – possible values are CORE or B2B,

Import type – possible values are IM, IN and M,

Number of transactions,

Total amount – total amount of the order,

Currency - currency of the transactions in the order,

Collection date,

Creation date.

Order detail contains also list of transactions wrapped within this order.

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In case of SEPA credit transfer product or Non SEPA credit transfer product, there are following data in the transaction detail:

Amount – transaction amount with graphical indicator which expresses credit or debit transaction,

Account – creditor account,

Creditor – name of the creditor,

Creditor BIC,

E2E reference – reference of the transaction,

Remittance information,

S/U – option S (standard transfer) or U (urgent transfer).

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In case of SDD creditor, there are following data in the transaction detail:

Amount – transaction amount with graphical indicator which expresses credit or debit transaction,

Debtor account,

Debtor – name of the debtor,

Debtor BIC,

E2E reference – reference of the transaction,

Remittance information,

Mandate reference.

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In case of Standing order and Automatic transfer, there are following data in transaction detail:

Operation status,

Amount – transaction amount with graphical indicator which expresses credit or debit transaction,

First execution date,

Valid until,

Interval of transfer,

Creditor IBAN,

Creditor name,

Creditor BIC,

E2E reference,

Remittance information.

Order detail contains also section Order history with following information:

Date/Time – date and time of the activity,

Activity – activity type such as creation, authorization and so on,

Username – name of the user in the format First name and Last name, who performed the activity.

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Confirm authorizations/sendings Selecting option Authorize and/or Send next to one or multiple orders and pushing the button CONTINUE, the user si redirected to the screen Confirm authorizations/sendings with overview of orders divided according to selected orders into groups:

to be authorized,

to be sent,

to be authorized and sent.

Orders containing errors which prevent them from sending are highlighed in red colour. Example of such an error is value date older than 10 days or more than 100 days in the future. Orders containing warnings which do not prevent orders from being sent are highlighted in orange colour. Example of such warning is value date older than today but not older than 10 days. Pushing the button CANCEL, the user is redirected back to the screen with overview of orders to be authorized and/or to be sent. Pushing the link CONFIRM the user is displayed the message regarding elimination of orders with errors. If user clicks on YES, he is redirected to the authorization screen with PIN code and OTP code, if user clicks on NO, user remains on the screen with selected orders. After entering security elements and confirmation, the user is redirected to the screen with summary of sent and authorized orders structured to the groups defined above.

In case you need more information it is available on https://www.vub.sk/inbiz. You also have the option to fill out the contact form on the same website https://www.vub.sk/inbiz or to visit any of the VÚB Bank branches and ask for advice or help. In case you are in need of, or you are interested in more information, the basic telephone contacts 0850 11 17 17 (local call price) or +421 2 48 555 973 (worldwide), where our operators will gladly help you, are available in the left menu. We wish you many successful transactions via our InBiz service.