SPONSORS INSTITUTIONSIABS 2021

PARTNER SPONSOR STRATEGIC SPONSOR

DIAMOND SPONSORS

OFFICIAL TECHNOLOGY PARTNER

AGENDA & TIMETABLE

Thursday, 24th of June 2021

08:00 - 09:00 Registration and welcome coffee

09:00 – 10:30 Official Inauguration of the Summit - IABS 2021:

Welcoming Speeches: - H.E. Sheikh Mohamed Jarrah AL-Sabah, Chairman of the Board, Union of Arab Banks - H.E. Dr. Abdulrahman Bin Abdullah Al Hamidy, Director General / Chairman of the Board, Arab Monetary Fund, UAE (online) - H.E. Dr. Joseph Torbey, Chairman, World Union of Arab Bankers

KEYNOTE SPEECHES: - Mr. Chris De Noose, Managing Director, World Savings and Retail Banking Institute (WSBI), Brussels - H.E Mr. Giulio Centemero, Member of the Italian Parliament and Co-Chair of the PAM Panel on Trade and Investments in the Mediterranean- Italy - H.E. Sheikh Ebrahim Bin Khalifa Al Khalifa, Chairman of Accounting & Auditing Organization for Islamic Financial Institutions (AAOIFI), Honorary Chairman of the Board of Trustees of the UNIDO Arab International Regional Centre for Entrepreneurship & Investment (AICEI), Bahrain - Dr. Pierfrancesco Gaggi, Head of Int’l Relations, Italian Banking Association - H.E. Dr. Mahmoud Mohieldin, Executive Director, IMF, USA - Speech of the Italian Under Secretary of State for Foreign Affairs - H.E. Mr. Manlio Di Stefano

Chair of the Official Inauguration of the Summit: - Mr. Wissam H. Fattouh, Secretary General, Union of Arab Banks

10:30 – 10:40 Signature of an MOU between: Union of Arab Banks (UAB) & International Network for SMEs (INSME)

10:40- 10:55 Coffee break & Networking

10:55 - 12:15 Panel 1: Banking Recovering Strategies Post Crisis & Debt Sustainability - Promoting European-Arab trade cooperation in the Post-COVID-19 Era. - Encouraging additional European investments in the Arab industries. - Compliance challenges posed by the crisis - Boosting SMEs financing through special schemes. Chair: Mr. Bachir Yakzan, Vice Governor, Banque Du Liban

IABS 2021

AGENDA & TIMETABLEIABS 2021

INTERVENTIONS: - Dr. Feras Milhem, Governor, Palestine Monetary Authority - Mr. Sebastien De Brouwer, Chief Policy Officer, European Banking Federation - Mr. Michele Carofiglio, Deputy Head of Financial Intermediaries Conduct Supervision Directorate/ Directorate General for Customer Protection & Financial Education, Banca d’Italia (Central Bank of Italy) - Mr. Omar Mustafa Ansari, Secretary General, AAOIFI, Bahrain - Dr. Elhadi Chaibainou, Director General, Groupement Professional Des Banques Du Maroc, Morocco

12:15 - 12:30 Coffee break & Networking

12:30 - 12:45 KEYNOTE SPEECH: - H.E. Dr. Ahmed Aboul Gheit, Secretary General, League of Arab States

12:45 - 14:00 Panel 2: The role of sustainable finance in achieving sustainable development and rebuilding a resilient economy in MENA & Europe. - Recovering sustainable development losses. - The Sustainable Financing role of the banking sector. - Action plan for financing the SDGS.

Chair: H.E. Dr. Sahar Nasr, Former Minister of Investment & International Cooperation, Former Executive Director /World Bank Group, Member of the Board of Directors/ Allianz, and Professor of Economics /American University of Cairo (AUC), Egypt

Speakers: - Mr. Chris De Noose, Managing Director, World Savings and Retail Banking Institute (WSBI), Brussels - Mr. Marco Carnelos, CEO of MC Geopolicy consulting, Former Italian Ambassador to Iraq and Special Envoy for the Middle East Peace Process and Syria, Former Adviser of Prime Ministers Romano Prodi and Silvio Berlusconi, Member of the Advisory Board of Tanto Capital Partners, London - Mr. Osama Ahmed Ben Saleh Bukhari, Member of the Board of Directors & Head of Banking Commission, International Chamber of Commerce (ICC), KSA - Mr. Ahmad Shams El Din, Managing Director & Head of Research, EFG Hermes - Mrs. Sarah Kemmit, Secretariat of the Net Zero Asset Owner Alliance and the Net Zero Banking Alliance, UNEP FI - Dr. Martin Pontzen, Director, Deutsche Bundesbank, Germany.

14:00 Luncheon & End of day one Panel discussions & Free Networking

AGENDA & TIMETABLE

Friday 25th of June 2021

09:15 - 10:30 KEYNOTE SPEECHES: - Mr. Hubertus Väth, Managing Director, Frankfurt Main Finance (FMF) - Dr. Taha ElTayeb Ahmad, Chairman, Sudan Banks Union, Sudan - Mr. Sergio Arzeni, President, INSME, Italy

10:30 - 10:45 Coffee break & Networking

10:45 - 12:00 Panel 3: The comprehensive digital transformation and its role in recovery - Digital transformation for an inclusive and sustainable recovery post Covid-19. - The EU-Arab partnership to facilitate development in the digital era. - Enhancing the Role of Technology in sustainable development in the Arab region.

Moderator: Mr. Suleiman Barada, Sr. Advisor & Head of UABdigital, Union of Arab Banks

Speakers: - Mr. Tarek Fayed, Chairman, Banque du Caire, Egypt - Mr. Romano Stasi, Managing Director, ABI Lab, Italy - Mrs. Sabrina Del Prete, Founder and CEO of Kore Labs & Partner at Pacemakers, UK - Mr. Petko Karamotchev, CEO, INDUSTRIA, UK - Dr. Yassar Nasser, Regional Lead MENA-MED, Cambridge Centre for Alternative Finance/ University of Cambridge, UK - Mr. George Panou, Head of Innovation Center, Eurobank

12:00 - 12:30 General discussion / conclusion

12:30 END OF SUMMIT PROCEEDINGS

IABS 2021

QATAR NATIONAL BANK

Qatar National Bank (Q.P.S.C.) (QNB Group) was established in1964 as the country’s first Qatari-owned commercial bank, withan ownership structure split between the Qatar InvestmentAuthority (50%) and the remaining (50%) held by members ofthe public.

QNB Group has steadily grown to be one of the leading banks inthe Middle East, Africa and Southeast Asia (MEASEA) region.The Group’s presence through its subsidiaries and associatecompanies extends to more than 31 countries across threecontinents providing a comprehensive range of advanced productsand services. The total number of employees is more than 27,000operating through 1,000 locations, with an ATM network of morethan 4,400 machines.

QNB has maintained its position as one of the highest ratedregional banks from leading credit rating agencies includingStandard & Poor’s (A), Moody’s (Aa3), Fitch (A+), and CapitalIntelligence (AA-). The Bank has also been the recipient of manyawards from leading international specialised financialpublications.

Based on the Group’s consistent strong financial performance andits expanding international presence, QNB is currently ranked asthe most valuable bank brand in the Middle East and Africa,according to Brand Finance Magazine.

QNB Group has an active community support program andsponsors various social, educational and sporting events.

IABS 2021

Mr. Abdulla Mubarak Al-KhalifaGroup Chief Executive Officer

QATAR NATIONAL BANK

Qatar National Bank (Q.P.S.C.) (QNB Group) was established in1964 as the country’s first Qatari-owned commercial bank, withan ownership structure split between the Qatar InvestmentAuthority (50%) and the remaining (50%) held by members ofthe public.

QNB Group has steadily grown to be one of the leading banks inthe Middle East, Africa and Southeast Asia (MEASEA) region.The Group’s presence through its subsidiaries and associatecompanies extends to more than 31 countries across threecontinents providing a comprehensive range of advanced productsand services. The total number of employees is more than 27,000operating through 1,000 locations, with an ATM network of morethan 4,400 machines.

QNB has maintained its position as one of the highest ratedregional banks from leading credit rating agencies includingStandard & Poor’s (A), Moody’s (Aa3), Fitch (A+), and CapitalIntelligence (AA-). The Bank has also been the recipient of manyawards from leading international specialised financialpublications.

Based on the Group’s consistent strong financial performance andits expanding international presence, QNB is currently ranked asthe most valuable bank brand in the Middle East and Africa,according to Brand Finance Magazine.

QNB Group has an active community support program andsponsors various social, educational and sporting events.

IABS 2021

Mr. Abdulla Mubarak Al-KhalifaGroup Chief Executive Officer

BANQUE MISR

Banque Misr was established in 1920 by the pioneer economist andfinancial expert Mohamed Talaat Harb Pasha, who spearheaded theconcept of investing in national savings and directing them towardseconomic and social development. Thus, Banque Misr was establishedas the first wholly Egyptian - owned bank.

Banque Misr has funded many businesses spanning across multipledomestic sectors, such as: textiles, insurance, transportation, aviation,entertainment and filmmaking. Currently, BM owns shares in 157companies across different fields ranging from finance, tourism, housing,agriculture and food, and communication and information technology.

Banque Misr has also established major investment funds in Egypt, aspart of a diversified portfolio, Banque Misr was granted an award by theGlobal Finance as "Best Provider of Money Market Funds in Africa andthe Middle East" for the years 2009 and 2010; and the "Best Provider ofMoney Market Funds in Middle East" for the years 2008,2012,2013,2014and 2015. The Bank was also named the "Best Provider of Money MarketFunds and Short-Term Investments in the Middle East" in 2015, 2016,2017, 2018, 2020 and 2021; and in Africa and the Middle East in 2019.

A true pioneer in the region, Banque Misr became the first bank in Egyptand North Africa to become compliant with PCI data security standards,upon obtaining the latest version of the global Payment Card IndustryData Security Standard (PCI DSS 3.2.1) certification. Utilizing the latesttechnology in the banking sector, Banque Misr is constantly looking toexpand customer access to banking services. Today, Banque Misr isproud to offer one of Egypt’s largest ATM networks, located across allareas of Egypt.

Banque Misr’s role is visible in all economic fields due to its geographicoutreach. The bank has more than 20,000 employees, serving a large baseof more than 12 million clients in Egypt, with a total paid-up capitalamounting to EGP 15 billion.

The bank has more than 700 electronically integrated local brancheslocated nationwide to provide the best and most accessible services tocustomers. Banque Misr also values its regional and internationalpresence, which includes its five branches in the United Arab Emiratesand one in France. In addition, the bank’s international presence includessubsidiaries in Lebanon and Germany, as well as representative officesin China, Russia, South Korea and Italy and a global network ofcorrespondents.

IABS 2021

Mr. Mohamed Mahmoud EletrebyChairman

KUWAIT INTERNATIONAL BANK

KIB: More than just a bank, but a partner for life In today’s rapidly evolving world, change is necessary to ensure growth,development and sustainability – in individuals and organizations alike.For KIB, life has always been a journey of continuous evolution, and formore than forty years, the Bank has maintained a dynamic and alwaysforward-looking approach to its business and operations.

Starting off its journey as a niche-focused bank catering to Kuwait’semerging real estate sector, KIB has undergone many strategic evolutionsand transformations to stay ahead of the curve and remain a key playerin the banking industry.

Today, KIB is proud to be a Bank for Life for all of its customers – fromretail to corporate, young to old, families to small businesses. Through awide network of branches spread across the map in Kuwait, as well asits state-of-art alternative channels, KIB offers a full suite of IslamicBanking services and solutions, in addition to innovative bankingtechnology in line with the best international standards.

Becoming a Bank for LifeIn 2018, KIB took the next step in its journey and embarked on a strategictransformation: a comprehensive and long-term program, which aimedat transforming the way KIB engages with customers across every touchpoint and communication channel. This strategy focuses on offering anext-level customer experience that delivers much more than just“banking” in the traditional sense - but rather establishes KIB as a partnerin every aspect of its customers’ lives; a true “Bank for Life”.

A fintech evolution and a customer-focused omni-channel upgradeKIB has wholeheartedly embraced the fintech revolution taking thebanking world by storm and in 2018 embarked on a digital modernizationstrategy to redefine banking convenience for its clients, providing aneasy-to-use interface that simplifies everyday banking.

Currently, KIB is focused on rolling out a number of digital bankingsolutions that embed financial technology at their core. This strategicmove seeks to revolutionize the KIB customer experience and improveservice quality levels by integrating customer-focused omni-channelservices. The Bank offers services that enable customers to access theirbank account and perform banking transactions through interactive,digital interfaces.

In addition to re-launching its online and mobile banking services witha whole new look, the Bank’s newly-designed website offers customersa better and easier way to manage banking activities.

IABS 2021

Sheikh Mohammed Jarrah Al-SabahChairman

ARAB BANK

Established in 1930, Arab Bank headquartered in Amman, Jordan hasone of the largest global Arab banking networks with over 600 branchesspanning five continents. Arab Bank’s extensive network covers keyfinancial markets and centers such as London, Dubai, Singapore, Geneva,Paris, Frankfurt, Sydney and Bahrain.

Across its global network, the bank provides a wide range of financialsolutions through its main business lines which entail ConsumerBanking, Corporate and Institutional Banking and Treasury, servingindividuals, corporations and other financial institutions. As one of theleading banks in the MENA region, Arab Bank plays an integral role infinancing vital infrastructure projects and strategic industries throughoutthe region. In the first half of 2020, Arab Bank Group reported netincome after tax of USD 152.1 million. Total assets amounted to USD51.6 billion and owners’ equity reached USD 9.2 billion.

Arab Bank received several international awards and recognitions fromreputable international parties, most notably the award for Best Bank inthe Middle East 2020 from Global Finance magazine - New York (forfive consecutive years) and the Middle East’s Best Bank 2019 fromEuromoney magazine - London.

The list of awards Arab Bank received during 2020 and 2019 alsoincluded Best Bank in Jordan from Global Finance, Euromoney,Asiamoney and EMEA Finance magazines and Bank of the Year fromThe Banker magazine. Arab Bank also received several awards fromGlobal Finance magazine including: Best Trade Finance Provider in theMiddle East, Jordan and Morocco, Best Bank for Cash Management inthe Middle East, Jordan, Bahrain, Lebanon and Qatar, Best ForeignExchange Provider in Jordan, Best Private Bank in Jordan, Best Treasuryand Cash Management Provider in Jordan, Morocco and Bahrain,Lebanon and Qatar, The Safest Bank in Jordan, and Best Bank in Yemen.The Bank was also awarded Cash Manager of the Year in the MiddleEast from Global Investor and Best Trade Finance Bank in Jordan fromGlobal Trade Review magazine and Palestine’s Best Bank fromEuromoney magazine.

Furthermore, the bank was awarded, Middle East’s Best Corporate SocialResponsibility and Best Trade Finance Services in the Middle East fromEMEA Finance, as well as Best Digital Bank in the Middle East fromUnion of Arab Banks and Best Bank for Banking Services Quality in theMiddle East from World Union of Arab Bankers. The bank was alsoawarded 12 global awards from Global Finance in recognition of itsconsumer and corporate digital banking services in Jordan, Palestine andEgypt in 2019 and 2020.

For more information, please visit: www.arabbank.com

IABS 2021

Mr. Sabih Masri Chairman

Mr. Nemeh SabbaghChief Executive Officer

JUMHOURIYA BANK

On April 10th, 2008 the Central Bank of Libya issued its decisionto merge the two banks of Umma and Jumhouriya into one Bankunder the name “Jumhouriya Bank”.

Umma Bank was established on April 15, 1907 as Banco DiRoma and Jumhouriya Bank was established on April 15th, 1943as Barclays Bank. The merger aimed at revamping, promotingand modernizing the Libyan Banking Sector by issuing higherinternational banking standards. Jumhouriya Bank nowadays isone of the leading retail and commercial banks in Libya and NorthAfrica, the Bank has a long and proud history of financialsupporting for individuals and local firms and assisting them withthe things that matter most to them. Committed to people andbusinesses Jumhouriya bank offers a comprehensive range offinancial products and services- including current accounts,savings, mortgages, loans, credit cards, L/Cs, foreign exchange,internal/ external transfers and Islamic Banking products.Jumhouriya Bank is focused on assisting people, businesses andcommunities of Libya to achieve financial prosperity.

Our mission and aimsThroughout our history we have been where the growth is,connecting customers to opportunities and helping people andcompanies fulfil their hopes, achieving their missions andreleasing their ambitions. Our mission, is continue and rise up asthe desired bank for all Libyan/international individuals andcorporates willing to provide a wide range of services, specializedand focused on Trade Finance such as letter of credits, bills ofcollection and international transfers. Jumhouriya bank aims tocreate added value to our correspondents and clients in all regions,we have created a trading finance center equipped and facilitatedwith experts and professional staff committed to meet all therequirements of our clients.

IABS 2021

Mr. AbdulRazzak BeleidEl-Tarhouni

General Manager

BANQUE DU CAIRE

Founded in 1952, Banque du Caire is one of Egypt’s oldest andlargest banks. Banque du Caire is a multi-award winning, full-service bank that provides a complete array of products andservices to the corporate and retail markets. Offering clients a full-suite of personalized corporate and retail banking products andservices, the bank has been able to leverage its extensivedistribution network spanning the entirety of Egypt, its deepunderstanding of local and regional market dynamics, and atalented pool of industry professionals to become a leader in themarket.

Banque du Caire is renowned in the market for pioneeringinstitutionalized microfinance operations, spearheading a push forfinancial inclusion, community development, and entrepreneurialempowerment long before others in the industry. Its long-standingpresence in the Egyptian market has seen it back economicgrowth for decades, with the bank having extended financing tocorporations across numerous key sectors of the Egyptianeconomy. Today, the bank continues to grow and evolve as partand parcel of its strategy to adapt dynamically to evolving marketsand customer needs by adding new products and services to itsalready vast array of financial solutions in the corporate and retailsegments. In 2018, to complement its corporate banking activitiesand benefit from synergies across its activities and lines ofbusiness, Banque du Caire launched a corporate leasing venture,Cairo Leasing Corporation (CLC), which has already positioneditself as a leader in the Egyptian leasing sector. Banque du Cairealso offers exclusive access to COMESA markets through itsUgandan subsidiary, Cairo International Bank, Uganda.

IABS 2021

Mr. Tarek FayedChairman & Chief Executive

Officer

NATIONAL COMMERCIAL BANK

What does progress mean? It means moving toward a destination, a goal improvingthe human condition. National Commercial Bank (NCB) passionately believes inrealizing progress to help improve the lives and businesses of our clients.

Our top priority is to responsibly meet all our clients’ banking needs. Whether acorporate giant or an individual, NCB will help our clients to reach their goals becausewhen they succeed, we succeed. In our 69 branches spread throughout the countryand with our staff of over 3,000 dedicated and knowledgeable employees, we endeavorto foster progress at every turn. NCB has long been an impetus for progress. We wereestablished in 1970 with a capital of 500 million Libyan dinars. Since then, NCB hasexpanded in the Libyan market and is now ranked one of the top two in severalbanking areas. NCB has steadily improved its position in the market along with itsprofits and assets and looks forward to expand and develop into new business sectors.

Key Facts: - Established: 1970 - Starting Capital: 500 million Libyan Dinars- Central bank of Libya Ownership: 86 %- Private Sector Ownership: 14 %- Individual Accounts: 1 Million- Corporate & Governance Accounts: 25.000- 2017 Net Profit: Around 100 million Libya dinars - Value of Assets: 22.5 billion Libyan Dinars

Our products and services are designed to advance change and champion progress.From large corporations to small business enterprises, NCB will provide creativesolutions for corporate banking and financial institutions.

Retail Banking Services- Personal finance - Debit and credit cards - Deposit & Saving accounts - Small business banking

NCB offers a wide array of products and services for our clients. We provide regularsavings and checking accounts with flexible balance requirements supported by ATMdebit cards. Visa and prepaid cards are also available for our clients’ conveniencealong with the newly added Mastercard. There is also the Murabaha InstallmentService, which is an Islamic banking system that allows our customers to buy a rangeof products without interest.

NCB has a wide variety of choices for banking that is safe, quick, and convenient.From widespread branches and ATMS throughout the country to the more moderntechnological services provided on the internet, by SMS, or on a mobile, clients cankeep informed or get their banking done anywhere anytime.

Electronic services- Mobile and SMS services- Electronic transaction system- Interactive website

For our corporate and small business clients we have especially created a newadvanced electronic system to automate business-banking transactions, such asapplying for letters of credit online, to save businesses time and money.

IABS 2021

Mr. Abed El Wahab El- MoukhtarChairman

Mr. El-Seddiq Mohamed Abdullah KhanfarGeneral Manager

Our ServicesCorporate Banking Services - Letters of credit - Documents for collections - Stand By LCs - Letter of Guarantee - Performance Bond - Syndications - Project finance

QATAR NATIONAL BANK

Qatar National Bank (Q.P.S.C.) (QNB Group) was established in1964 as the country’s first Qatari-owned commercial bank, withan ownership structure split between the Qatar InvestmentAuthority (50%) and the remaining (50%) held by members ofthe public.

QNB Group has steadily grown to be one of the leading banks inthe Middle East, Africa and Southeast Asia (MEASEA) region.The Group’s presence through its subsidiaries and associatecompanies extends to more than 31 countries across threecontinents providing a comprehensive range of advanced productsand services. The total number of employees is more than 27,000operating through 1,000 locations, with an ATM network of morethan 4,400 machines.

QNB has maintained its position as one of the highest ratedregional banks from leading credit rating agencies includingStandard & Poor’s (A), Moody’s (Aa3), Fitch (A+), and CapitalIntelligence (AA-). The Bank has also been the recipient of manyawards from leading international specialised financialpublications.

Based on the Group’s consistent strong financial performance andits expanding international presence, QNB is currently ranked asthe most valuable bank brand in the Middle East and Africa,according to Brand Finance Magazine.

QNB Group has an active community support program andsponsors various social, educational and sporting events.

IABS 2021

Mr. Abdulla Mubarak Al-KhalifaGroup Chief Executive Officer