how to invest in articles 06-11

8/3/2019 How to Invest in Articles 06-11

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2011 USGB

INVEST IN

GOLD

How to

Learn the secrets of the pros

Bullion or investment coins?

How to avoid gold coin scams


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Portolio Diversi ication: a Winning strategy

Diersiication is a strategy esigneto manage oerall risk. Assets are

iie into classes. Two assets thatrespon in the same way to economicchanges are sai to be correlate.

Two assets that respon ifferently toeconomic changes are sai to be non-correlate.

Stocks an Precious Metals are twoifferent asset classes. Each class has itsown aantages anisaantages, but aiersiie portfoliomakes you lessepenent on a single

asset class for oerallperformance. Whenstocks an preciousmetals are combineinto a single portfolio, a non-correlateasset is create. The non-correlaterelationships of these two classes are iealpartners! When gol is rising in alue,stocks are generally falling in alue, anice ersa.

I

n January of 2000, Bob, Mary, an Stee

each ha $50,000 to create a portfolio.Bob takes his $50,000 an acquiresie of the most wiely hel stocks,putting $10,000 in each of the following:AT&T, Coca-Cola, G.E., Microsoft, anMerck. Since all of Bobs assets are in asingle class (stocks), he has create acorrelate portfolio.

After seen years, Bob has experience a$6,343 LOSS! The alue of Bobs portfolio

is own 12.69% to $43,657.

Mary wante to iersify her portfolio byowning two classes of assets (stocks &gol coins). Mary acquire the same iemost wiely hel stocks: AT&T, Coca-Cola,G.E., Microsoft, an Merck.

Mary put $7,000 into each of these stocMary was left with $15,000 to put intogol coins. By oing this, Mary createnon-correlate portfolio.

Mary purchase 53.5 ounces of golin the form of Gol American Eag(non-certiie, bullion coins) in Januarof 2000 for $280 per ounce. By Januaryof 2007 bullion prices reache $610 pe

ounce.

Since Mary ha 53.5 ounces ofgol, she saw the alue of herbullion go from $15,000 to $32,

which offset the losses her stockexperience oer the same seeyear perio.

After seen years, Mary experience a$13,186 GAIN! The alue of her portfolha increase 26.37% to $63,186! Marcan creit the gain in her holings onher ecision to iersify a portion of heportfolio into gol. Ha she not onethis, she woul hae experience thesame 12.69% loss that Bob incurre. B

creating a Non-Correlate portfolio,Mary aoie the 12.69% losses Bobexperience an ha a 26.37% gain.

Another inestor, Stee, also ecie toiersify his portfolio by acquiring TwClasses of assets (stocks an CertiieGol Coins instea of bullion).

Stee also acquire the same ie mowiely hel stocks: AT&T, Citigroup

G.E., Microsoft, & Merck. Stee put $7,0into each of these stocks. He, like Mary,was left with $15,000 to put into precimetals an he also chose to create a NCorrelate portfolio.

Bob invested $50,000 into a

Correlated Portolio o 5 widely

held stocks in 2000. Ater 7 years,

he experienced a 12.69% loss, or

$6,343.

Mary invested $50,000 into a

Non-Correlated Portolio o

the same stocks and gold bul-

lion in 2000. Ater 7 years, Mary

achieved a 26.37% gain,

or $13,186.

Steve also invested $50,000 into

a Non-Correlated Portolio o 5

widely held stocks and CertiedGold Coins. Ater 7 years, Steve

saw the greatest return, as he

achieved a 51.12% gain,

or $25,560.

Bb, M & s

Hw Iv Gld: A S T Iv

For a free consultation with a Precious Metals Specialist, a price quote, or to place an order,, call our Gold Hotline at (800) 775-3504.Visit us online at www.usgoldbureau.com.


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Hw Iv Gld: A S T Iv

For a free consultation with a Precious Metals Specialist, a price quote, or to place an order, call our Gold Hotline at (800) 775-3504.Visit us online at www.usgoldbureau.com.

Howeer, Stee ineste in Certiie(Inestment Grae) Gol Coins.tee acquire 15 of the 1899-S $10

Liberty gol coins, certiie Mint State63 by PCGS. There are only 88 of theseoins in a Mint State 63 conition inhe entire worl.

This ixe, low supply was the key toncrease alue. As the eman for

gol an gol coins grew, the law ofupply an eman took oer.

The alue of these coins increase from$1,000 per coin in January of 2000 to$3,000 per coin by January of 2007.

These amounts are actual prices pai

or these coins at auction. Steeaw the alue of his $15,000 worthf Inestment Grae Gol Coins

ncrease to $45,000, for an increasef 200% oer the seen-year perio.

After seen years an rising interestates, Stees iersiie portfoliof falling stocks an rising Certiie

Gol Coins experience a $25,560GAIN! The alue of Stees portfolioha increase by 51.12% to $75,560!

RAW COINS vS. INvESTMENTGRAdE COINSMary owns bullion gol, but Stee

wns Inestment Grae Gol Coins. Sowhy i Stee o so much better whenMary ha 53.5 ounces of gol an

tee ha only 15 ounces of gol? Thenswer is ue to the fact that all gols not create equal.

S

o, when is 1 ounce of gol worth

more than 1 ounce of gol?

n Marys portfolio, she purchase rawbullion coins. Since Mary purchasehe basic commoity, the alue of her

gol is base upon the aily spot price.

When Mary mae her initial purchasen January of 2000, the physical

eman for gol was own so she was

able to acquire 53.5 ounces for $280.00per ounce. After this purchase, theworlwie eman for gol increase.By January of 2007, bullion was priceat $610.00 per ounce.

steves KnoWleDge increaseDHis Wea ltHStee applie his knowlege of theimportance of iersiication to allof his inestments. He knew that aslong has an item has a FIXEd supplyan the dEMANd was steay, hewoul beneit. So when it came timeto iersify into gol, Stee lookefor 3 qualities: HISTORY, SUPPLY anCONdITION.

Stee knew that the worl supply ofgol was large an that gol mines

aroun the worl were still igging upmore gol an this woul increase thesupply.

Stee aske his gol ealer if therewas gol aailable that woul neer

increase in supply.

The ealer began to explain, that at onetime, the Unite States of America wason the Gol Stanar an our moneywas mae of actual gol. Since themoney was actual gol, this limite thegoernment to how much money theycoul prouce.

Stee replie, So there is a limitesupply. The ealer sai, Yes, ana bell went off in Stees min. Heremembere going to the museumas a young boy an hearing the guiexplaining what mae the items in tmuseum so aluable:

HISTORY, SUPPLY an CONdITIONStee knew he was on the right trac

Stee aske the ealer how he woknow if the gol coin was the act

gol from the goernment an not areprouction or copy.

The ealer began to explain that rargol coins shoul be Certiie by

a thir party to AUTHENTICATEan GRAdE the coin. Stee aske,what oes GRAdE mean? Theealer explaine that it was about tCONdITION, or state of preseratiof the coin.

The ealer remine Stee thatbecause these coins were real moneoler coins ten to be worn frombeing hanle. He then explainethat it is not enough to hae a coin oHISTORIC alue if it is amage orpoor CONdITION. True rarity comwhen all three elements are combin

When a Certiie (InestmentGrae) Rare Coin isHISTORICAL, RARE & IN PERFECTCONdITION, the price of gol risinor falling will hae little impact on ialue. This is when an ounce of gol(Certiie Rare Coin) is worth more

than an ounce of gol (bullion).

HoW Have rare coinsPerorMeD in tHe Past vs.

tHe DoWn jones inDustriainDex?As an asset class, rare coins haeoutperforme conentional assets sas stocks an bons. A broa rare-c


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Hw Iv Gld: A S T Iv


nex, the PCGS3000, is up 23.6% inhe past 10 years (see PCGS 3000 chartater in this ocument).

By comparison, the dow JonesInustrial Inex was at 11,723 athe beginning of January 2000 an haallen to about 10,000 by the summerf 2010. So, if you ha been a long-erm inestor in the stock market, your

nestment is actually lower toay thant was 10 years ago.

T

wo ery important factors thatare critical for iniiual an

nstitutional organizations consieringare coins are:

Unerstaningyour time frame

Working with aeputable ealer

KnoW your tiMeraMe:The population,

s it is calle, of anyparticular rare coin issue is essentiallytatic. The population of people,

howeer, grows. More people createhe potential for more coin buyers anollectors.

Ultimately, more buyers ancollectors competing for the

same limite number of coins leas tothe steay increases in alues weeescribe.

As with stocks, bons, real estate,an other inestment classes,while the long-term irection of therare coin market is up, there are peaksan alleys along the way. If you arean iniiual inestor planning on

retiring in 20 or more years, or youare builing a legacy for your chilrenor granchilren - an you can rely onother assets to take care of any neesfor cash that might arise - you are

ieally positione to beneit from thelong-term tenency of rarecoins to increase in alue.

A goo strategy is to buy anhol. You coul purchase allthe coins you inten to ownnow, or plan to inest a gienamount each year.

With a perspectie of two,

three, or more ecaes,the irection an leel of the currentmarket woul be of little concernto you. Nor woul it be criticallyimportant to select hot coins that arelikely to appreciate the most within thenext year or two. No one knows whatthe hot coin issues will be seeralecaes out, so you woul be well-

sere to assemble a broa range oquality rare coins. Reiew the 10 yPCGS3000 chart, a thir-party alueinex of 3,000 certiie (inestmengrae) coins. If you ha bought youcoins in 2000, you be 10 years intyour hol perio, an you woul beery please with the increase in aof your coins toay. Conersely, if yoha ineste in the stock market, yoinestment woul not hae gaine apenny - in fact, you woul hae lostmoney.

WorK WitH a rePutaBle

Dealer:With inestment grae coins, as witother asset classes, you shoul know

your goal, incluing your time framAitionally, a reputable ealer willassist you with your speciic goals.How o you know if you are ealingwith a reputable ealer? Well, oneway to tell immeiately whether ornot the ealer is concerne with yogoals is whether or not they ask yquestions, before they tell you whyou nee to know.

At the Unite States Gol Bureau, ou

experts hae ecaes of experiencethe inustry, an were in this businfor the long-term. Expect that you wbe treate well an your speciic gowill be listene to carefully. Tell uswhat youre trying to accomplish inprecious metals market, an well hyou get there.

Gol, by natures esign, isinestructible. If you apply heatgol, it turns to liqui an is still goOnce coole, it becomes the familiasoli form we all recognize. If you taa hammer an beat it, you still haegol. If you rop gol into the oceanan let the salt water attack it forcenturies, when you pull it up, it is sgol!

Pcgs3000 - j 2000 j 2010

Mary owns bullion gold,

but Steve owns Certified

(Investment Grade) Gold

Coins. So why did Steve

do so much better when

Mary had 55 ounces of

gold and Steve had only

15 ounces of gold?


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Hw Iv Gld: A S T Iv

For a free consultation with a Precious Metals Specialist, a price quote, or to place an order,, call our Gold Hotline at (800) 775-3504.Visit us online at www.usgoldbureau.com.

This was one of themain reasons whygol became money,because of itsability to maintain

ts integrity withoutbreaking own.Before gol wasuse as moneypeople barterewith other commoities such as corn, wheat,iestock, etc.

The problem with this system is two-fol.First, the equal alue problem; what ismore aluable a bushel of corn or a cow?Since each commoity ha a ifferent alue,

t was har to set a stanar alue.

For instance, how o you alue a cowrelatie to other commoities - is itworth one bushel of corn, two, or three?Well, it epene upon which commoityyou owne. If you owne the cow, of courseyou woul consier the milk an the meato be the most aluable. But if you ownehe corn, you woul say, that without corno fee your cow, it will stare, so the corn is

more aluable an the battle continue.

The secon problem with this systemwas the store of alue problem. Ifyou were a corn farmer an ha a recorcrop proucing more corn than you couluse, you woul store your corn an sae it.Howeer, oer time if you i not use thecorn it woul go ba an its alue woul

iminish to zero.

So, the commoities use inbarter all ha a shelf life anonly ha alue for a limite

amount of time. Aitionally,all commoities hae ifferentalues to ifferent users so therewas no stanar for all people.

If you were poor, corn woul be eryimportant an hae a high alue, howeer

if you were rich, corn may not be as aluableto you after a certain amount. This is why asystem was neee so that all people woulhae a stanar measure of alues.

Gol ha all the answers! It is a commoity

an is limite in supply. It is inestructible,so it will last foreer. If you were rich orpoor, you wante it. Mankin ha createthe Gol Stanar, a stanar of alue forall. Gol is money an recognize all oerthe worl as aluable.

The Numismatic Specialists at The U.S.Gol Bureau will work irectly with you tounerstan your nees.

Our experience staff will help to inspeciic coins to help you meet yourobjecties, protect your assets an growyour wealth.

i Di tm

During the 1920s, Germany

orced to borrow a lot o mo

to pay or war-related expen

and other public initiatives.

In 1923, this borrowing led t

ination that soon turned in

hyper-ination the astest

the world has ever seen. Pric

doubled in a matter o hour

months, and it became chea

to use the countrys paper

money as uel or a re, rath

than use it to buy wood.

Wh cd Hp-i

Public debt was rising fast

The government printed

more and more money to

overcome debt.

The economy started to

collapse as the currency

became worth less and les

Unemployment soared as

companies could not sell t

products.

The money people had

became essentially worthl

It took the creation of a to

new currency to halt runaw

ination.

Hw Dd im

Bonds & savings accounts

Suered serious depreciat

until they had essentially n

value.

Stocks Paid little or no

dividends. Many companie

went bankrupt.

Real estate Oered a sto

of value, but many proper

were lost due to lack of

income. Cash Paper currency

become essentially worthl

Foreign currency Capital

was preserved if held in

foreign currency or gold.

Rare coins Collectibles,

including certied coins,

jewelry, art and other item

retained or increased in va

Dw j id idj 2000 nmb 2010


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Cg d Pvg Lg Wl w Iv Gd C


rare coin Basics

There are three types of rare coins:

1. Rare

2. Key Date/Semi-Rare

3. Common Date

What etermines rare coin type? The answer is two-fol: original mintage igures certiie population igures.Original mintage igures tell you how many of that speciic types of coin were minte. Certpopulation igures tell you how many of those speciic type of coins hae been certiie certain grae leel.

Most people feel that if a coin is 100 years ol, it must be rare. Howeer, age alone has notto o with rarity. Rarity is etermine by supply. Here is an example where supply, not

etermine rarity. Lets take a closer look.

As you can see, age oes not etermine rarity. It is the supply or mintage/prouction iguthat etermine rarity. This is why it is important to know the numbers on the coins you b

Most people will look at only the price of a coin an say I can get that same coin cheaper! may be true for common date coins, but when it comes to true rarities, it is simply not the cThe reason is supply.

KnoWing tHe nuMBersYou must become familiar with the series of coins that you are buying to etermine raHaing a ealer that will take time to explain all the numbers is extremely aluable.

When it comes to pre-1933 gol, we know that our country was on the Gol Stanar, so, wyou went to the bank to cash a check, you receie a gol coin.

The Unite States Mint was responsible for minting or proucing our money. As our cougrew, so i our nee for money. More an more gol coins were prouce to relectgrowing wealth of our country. So, some gol coins that were prouce year-to-year mintage igures in the millions.

Year Mint Original

Mintage

Grade Face

Value

Description Value

1909 D (Denver) 3,423,560 MS60 $5 Half Eagle $600

1909 O (New

Orleans)

34,200 MS60 $5 Half Eagle $29,100

spp, n a, Dm v

*MS60 = Mint State 60 (See the next section on Grading Scale.)

he 1849 California Gold Rush

ested the capacity of the U.S.

Mint at Philadelphia with the

ask of converting miners gold

nto coins.

he U.S. Congress realized that

he Philadelphia Mint was not

oing to be able to handle the

ncrease in demand, so they

pproved the establishment o

ranch Mints in New Orleans,

ouisiana; Charlotte, North

Carolina; Dahlonega, Georgia;

nd Carson City, Nevada.

hese facilities were tasked with

ccepting and coining the silver

nd gold from various strikes

round the nation. Although

hese facilities are closed today,

heir functions were quite

milar to those of the United

tates Mint at the Philadelphia

Mint between the years of 1838

nd 1893.

resident Andrew Jackson

uthorized The Act of

835, creating three of the

forementioned U.S. Mint

roduction facilities in theouth. When the Civil War

egan, each of these facilities

was seized, temporarily

losed, reopened to produce

onfederate money, and then

nally closed for good. All three

f the newly established United

tates Mint facilities were

roducing coins by 1838.

ecause all three were in

peration at the same time,

here was a need or mint-markso identiy which acility was

roducing which coins. Those

minted at the New Orleans

acility carried the distinct O

mint-mark, while the Charlotte

nd Dahlonega production

acilities eatured the C and

D mint-marks, respectively.

ource: United States Mint

m ud

s M


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In 2004, the Forbes amily

auctioned of a piece o th

amilys wealth in the orm

Faberge eggs that Malcol

S. Forbes acquired rom th

1960s until his death in 19

Although no inormation

is available on how muchhe spent to acquire these

eggs, experts believe that

was a small raction o th

$110,000,000 that the sal

brought to the Forbes am

There are only 50 Imperia

Easter Eggs in the world,

including the nine owned

the Forbes amily.

For the past 16 years, this

wonderful collection has

been shared with the pubin the Forbes Galleries an

shows around the world.

You can decrease the valu

of a RARE item by damag

the item and lowering its

condition. If you have a ra

item you want to keep, it

important to protect it fro

harm. When you preserve

condition of your rare item

you are increasing its futu

value.

The Key: History, Low Sup

and Best Condition...plus

TIME is the ormula or we

creation! Start building yo

wealth today. You can sta

with $10,000, $50,000, or

$1,000,000.

legacy PrograMWe are all familiar with the wealthy familiesn America -- the Rockefellers, vanerbilts,

Hiltons, Fors, Forbes, du Ponts an others.These families all ha one thing in common

- their wealth was create generations ago.The amazing thing is, een though theirwealth was create long ago, the families aretill beneiting from it. Toay we realize thathe accumulation of wealth is only the irst

part. Another challenge is how to retain youriches an create generational, or legacy

wealth.

It took Malcolm Forbes 30 years toacquire this unique collection of nine

ggs an an aitional 14 years to bring

he $110,000,000 in alue to his family.o why is TIME so important? It is easy to

unerstan the alue of something that is00 or more years ol. The real question

becomes, How o you know an item will beare in the future? Quite simply, supply.

UPPLY: An item can be rare or commonhe ay it is prouce. In the case of the

Faberge eggs, there are only 50 of these inhe worl! The ery ay they were create,hey were rare. Now, 200 years later they arextremely rare!

HISTORY PLUS TIME: Age can make anytem historical; howeer, some items can be

historical the ay of creation. The irst Coca-Cola bottles were create aroun 1900. Eenhough these bottles were a ery commontem in their time, toay they are consiere

RARE.

Acommon or high supply item can

become rare after 100 years. In the timet takes a common item to become rare (100r more years), a rare item can become

priceless. Great wealth takes time an theonger you wait to start, the longer it willake.

Take a look at a moern ay example thatcan change your inancial position.In 1999, the Unite States Mint prouce1,505,026 one-ounce Gol Eagle coins. In2001, the Unite States Mint prouce only

143,605 one-ounce Gol Eagles.

You might think that if you own a oneounce Gol Eagle from 1999, you haesomething special. Howeer, when yourealize that the goernment prouce1,505,026 of them, you unerstan that youmight hae to wait 100 or more years beforethe coin will reach rarity status. In that sameamount of time, the 2001 one ounce coincoul become priceless! Heres why.

First, the supply of the coin; only 143,605erses 1,505,026. In the 20-year history ofthe Gol Eagle program, the 2001 mintage isthe lowest minte coin to ate so it will bemore aluable than any other ates.

In 1907, the Unite States goernmentprouce 1,451,786 one-ounce Liberty

Hea coins. Knowing that your granparentscoul hae secure this coin for only $20,it is exciting to know that toay you canacquire this same coin for $800. That meansthe alue of that coin has increase 4,000%.

In 1915, the Unite States goernmentprouce 152,000 one-ounce coins. Again,your granmother coul hae purchasethis coin for $20. Toay you are looking ata minimum of $2,500. Thats an increiblereturn on her money of 12,500% or a 125times return on her inestment.

So putting $10,000 into one ounce RARE

Gol Liberty coins woul hae turne into$1,250,000 toay.


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Deinition

o graDing scale

rom the moment coins areminted, coins get marks and

lemishes from contact withther coins and from being

n circulation. Grading givesollectors a common languagey which they can describe theiroins to others.

oday, numismatists and allhird-party grading services inhe United States use a 70 pointumerical scale that was adapted

rom an old method of gradingarge Cents.

s called the Sheldon Scale afters originator, William Sheldon.his scale uses the rst 59umbers to deal with circulatedoins and the last 11 numbersor uncirculated coins. Everyumber is not used.

tHe 3 tiers o

graDing services

oin grading and encapsulationervices are generally regarded aselonging to one of 3 tiers:

Top Tier - PCGS and NGC

Second Tier - ANACS and ICG

Third Tier - All others,

including ACG, INB, NTC,PCI, SEGS, SGS.

graDing scaleIn the circulategraes, one to 10 pointsseparate each grae.In the uncirculategraes, eery number

represents a grae. Eachof the following numberscorrespons to a worescription:

In the uncirculate graes, the numbersare precee with the esignation MS

for Mint State. The graes use are MS60through MS70, with MS60 representinga coin that is uncirculate but may haeheay marks an ull luster. An MS65coin will hae few marks an none of the

remaining marks can be istracting. AnMS65 coin will be ery pleasing to look at.

Grade Description

Poor-1 A coin so worn that it is almost unidentiable. It is not considered collectible except forextremely rare issues.

About Good-3 This coin is at with little detail remaining and with the rims worn down into the lettering

Good-4 A heavily worn coin with at details, but with intact rims.

Very Good-8 A well-worn coin with the main features clear and bold.

Fine-12 This coin will have moderate to heavy wear, but will have bold design features.

Very Fine-20 You will nd moderate wear on the high points of the design. All the major details are preent.

Choice VeryFine-30

This coin shows light wear on the surface and on the highest parts of the design. All the letering and features are sharp and clear.

ExtremelyFine-40

The coins design is lightly worn. Traces of luster may show.

Choice Ex-tremely

Fine-45

The coin has wear on all the high points of the design, but all of the design elements aresharp. The coin must have some mint luster to qualify for this grade.

About

Uncirculated(AU50)

The coin will have traces of wear on most of the high points but it must have at least half t

original mint luster.

Choice About

Uncirculated-(AU55)

Only the smallest amount of wear will be found on only the highest points of the design.

Most of the mint luster must be evident.

Grading is a system by

which one can describe the

resent condition o a coin

n comparison to its original

ondition at the time omanuacture.

At the top of the scale is theMS70, which woul represenan outstaning looking coin withabsolutely no marks. This perfectgrae is almost neer use. Coinsthat fall into the near-perfect

category are gien the graes MS6

MS68 or MS69.

Proof coins are enote with PF anare not release for general circulatioFor these coins, the Proof refers tothe metho of manufacture an notconition.

Proof coins are struck more than oncespecially mae planchets an ies. Th

gies Proof coins a eep, mirrore surwith razor-sharp eges an imagery.


9/12



For example, the $2.50 Inian Hea Quarter Eagle wasprouce from 1908-1915 an again from 1925-1929 at boththe Philaelphia an dener Mints. Total prouction of this coinwas 7,250,261. If you own one of these coins, which type o youown - Rare, Key date or Common date? To answer that question,

iew the mintage charts on this page.

As you will see, 7,250,261 total coins were prouce, 12 ifferentates from 2 mints proucing 14 unique coins. The aerage

mintage igure for the 14 unique coins is 483,350. Any ate of this coin that has a mintageigure aboe the aerage of 483,350 is a Common date.

Any ate of this coin that has a mintage that is at or below the aerage of 483,350 is a Keydate. Any ate of this coin that has a mintage igure of 25% of the aerage, or 120,837 oress, is a Rare date.

certiication Has Many BeneitsCertiication is a process of registering coins with an oficial certifying organizationto ensure their authenticity an grae the conition. Certiie coins are mounte in atamper-proof holer to protect their conition.

All certiie (inestment grae) coins are gien a uniqueregistration number, just like a serial number, so they can beeasily an precisely ientiie by collectors an inestors, eenif they ont hae physical possession of the actual coin.

First an foremost, it authenticates your coin as being a true

Unite States goernment issue an NOT a copy, fake, replicaor counterfeit.

Secon, once the conition of the coin is etermine, it isseale in a protectie holer to presere its rarity from amage.

Thir, your coin is assigne a bar coe/serial number. If yourcoin is eer lost or stolen, you can proe ownership with thisnumber.

Finally, each time PCGS or NGC graes a coin they recor it in the Population Reportsso you will know how many other coins are like yours. These Population Reports arecritical in etermining if your coin is a Common, Semi-Rare, or Rare coin. You will alsoknow if there is a Finer (higher quality) example of a coin that you own on the market.

Due to the Gol Recall Act by Presient Rooseelt in 1933, the gol coins that werereturne to the goernment were beliee to hae been melte own an turne

back into bars. Since no recors were kept of which coins, an how many of each weremelte, population reports help us know how many coins are still aroun. This is criticaln knowing if you hae a truly rare coin.

cmm D

M nmb:

$2.50 id Hd

Q e

Year Original

Mintage

1908 564,821

1911 704,000

1912 616,000

1913 722,000

1915 606,000

1925D 578,000

1929 532,000

K D / sm-r D

Year Origina

Mintage

1909 441,760

1910 492,000

1914D 448,000

1926 446,000

1927 388,000

1928 416,000

r D

Year Original

Mintage

1911D 55,680

At The United States Gold

Bureau, we believe that it isvery important to have all oyour rare coins certied bythird party.

We recommend PCGS(Proessional Coin GradingService) & NGC (NumismatGuarantee Corp.) orcertication and populatiocount inormation.

Wh ab cf

Pp nmb?


10/12

A B H Gld


Since the awn of ciilization, gol hasbeen prize by eery major culture

n nation state. The uniersal appeal anntrinsic alue of gol has surie the

ise an fall of the Egyptian, Greek, Roman,panish an English empires. By the timeesus was born, gol ha been in wiesprea

use for 4,000 years.

Gols irst historically ocumenteppearance as ornamentation ates as far

back as 4000 B.C. in Central an EasternEurope. By 3000 B.C., the Egyptians werebeating gol into leaf an creating metal

lloys to improe its color an harness.

during this same era, the Sumerians, in what is nowmoern ay Iraq, began creating gol jewelry.

By 1500 B.C., gols uniersal popularity was so prealenthroughout the ciilize worl that it was the stanarxchange of alue for settling trae imbalances among

nations.

During this same era, the shekel became the irst coincirculate using 2/3 gol an 1/3 siler content. By

60 B.C., the irst coin minte from pure gol irst went into

irculation in Asia Minor an gol coins hae been minteer since.

Throughout all of ciilize history, nations hae fought warso gain it an hae spent fortunes to protect it. In toays

moern worl, irtually eery major nation state continueso hae some form of gol coin in circulation, although theiregal tener alues are largely symbolic.

Aroun the worl, such gol coins hae become highlyprize collectibles with alues that are, in many cases,

xponentially higher than the alue of the base gol bullion

ontent alue. Think about it! After more than 6,000 yearshae ticke off, gol remains the most stable, portable

n uniersally recognize store of alue eer known. Itspopularity an eman are at an all-time high, an yet,many people still o not unerstan why some gol is worthmore than its own weight in gol.

WortH More tHan its oWn Weigin golDSo, when is gol worth more than its ownweight? Like irtually eery other kin o

collectible known, it all epens on theconition, supply an historical signiicaof the gol object.

Perhaps the most extreme example of woul be the gol recoere from KiTuts tomb. After more than 3,200 years being entombe, the treasures saw the liof ay again in the 20th century.

While the ultimate alue of King Tuts gois irtually inestimable, there is no oubt

anyones min that it is worth exponentially more than intrinsic gol weight alue. Why?

Primarily, the historical signiicance an its rarity arewhat make it so aluable, but also the generally excellenconition of the treasure is a consierable factor ue togols remarkable urability.

The same three principles of rarity, conition an historsigniicance affect the future alue of any type of collect

For another example, consier how much the bat thatBabe Ruth use to hit the last of his historic 714homeruns woul be worth toay? Or, the bat Hank Aarouse to hit his 715th homerun the one that broke Babrecor?

There is little oubt that each of these bats is worth morthan the actual alue of the woo from which they aremae. Why? Once again, primarily because of the rarity each of these iniiual bats an its respectie historicasigniicance. Conition in these cases is only a minor fac

Like King Tuts gol an these legenary baseball bats,the future alue of any gol coin epens on its supply,conition an historical signiicance.


11/12

Avd T C Bug Mk


MistaKe 1: Buying only raW golD insteaDo creating a BalanceD Portolio WitH

nvestMent graDe coins

Diersiication is the key to safety in all inesting. Gol

bullion can be beneicial for short-termgoals, but the goernments an central banksroun the worl that own gol can hae a

major effect on your gols alue.

Gol can be use to manipulate the aluef worl currencies an, therefore, can be

use for political purposes, causing the aluef gol bullion to rise an fall oernight,

wreaking haoc on your portfolio.

When moing assets into precious metals,

be smart an iersify. This will proie you with themost safety an growth possible an protect you from theownsie risk of bullion while giing you the security anong-term growth potential that only rareoins can proie.

MistaKe 2: oWning golD stocKs

or ets insteaD o PHysicalMetal

Haing possession of gol, the physicalmetal, offers the most protectionhat precious metals can offer. When

you purchase gol stocks, exchangerae funs (ETFs), or bank storage

programs, you o not own gol an you are at the mercy ofcompanys management to protect your inestment.

MistaKe 3: investing tHe Wrong aMount

Just like any inestment, you shoul not put all your eggsin one basket. Financial experts recommen that youhoul hae between 5%-20% of your assetsn gol an other precious metals. There areimes when haing een more of your assets

presere in metals can preent major losseshat can occur from oerexposure to stocks.

When inesting in precious metals, knowing how muto inest comes own to one question: Can I put thmoney asie an not touch it for at least 10-15 years?

If the answer is yes, then you shoul trusgol to maintain your purchasing power buil wealth. If you will nee that moneylie on in the short term, then you shoulseriously reconsier entering the golmarket.

Its also important to note that the U.S.goernment now allows you to hol golan precious metals in your iniiualretirement account (IRA). Your U.S. GolBureau representatie can tell you how.

MistaKe 4: not unDerstanDing PreMiuMsover golD sPot Prices

Haing a relationship with a ealerwho has eicate his life tounerstaning the precious metalsmarket is a tremenous alue.

Most people ont hae the time it takto unerstan how to wisely inest inmarket.

When you are sick an you nee aoctor that specializes in your particu

conition, you hae no problem paying the premium heasks for his knowlege an expertise.

The same is true in the inancial worl. Fin a ealer yocan trust, ask questions an work together to create a pto achiee your objecties.

Inesting in precious metals an certiie(inestment grae) coins can protect you

assets an grow your wealth if you eelopiersiie portfolio, an hae the patiencesee your strategy through.


12/12

All investments involve risk, and coins, currency and bullion are no exception. The

precious metals, rare coin, modern rare coins, and rare currency markets are speculative,

unregulated and volatile and prices for these items may rise or fall over time. The United

States Gold Bureau (USGB) does not guarantee that any client buying for investment

purposes will be able to sell for a proit in the future.

The value of raw bullion and raw bullion coins (e.g., PAMP Suisse gold bar, raw Gold

American Eagle, raw Silver American Eagle, Canadian Maple Leaf, South African

Krugerrand, etc.) is largely determined by the current spot or market price of bullion. This

price luctuates throughout the trading day.

The value of a numismatic or rare coin is determined by multiple factors which can and do

luctuate independently from bullion prices. These factors include: the perceived scarcity of

he coin, its quality, current demand, market sentiment, and economic factors.

Bullion, rare coins and rare currency can go down as well as up in value. These items may

not be suitable for everyone. USGB does not determine the suitability of any speciic person

o purchase rare coins, bullion or rare currency.

You should consult with your independent inancial advisor regarding whether an

nvestment in rare coins, modern rare coins, bullion or rare currency is right for you. You

hould not acquire any products from USGB if you are not qualiied to make your own

inancial decisions. You should obtain a thorough understanding of the coin and bullion

products before you acquire these products as a collector or investor.

The investment value of a rare coin depends in large part on the price you pay. If you are

acquiring any of USGBs products as an investment, you should evaluate its current market

value, potential for appreciation and liquidity and consult independent sources regarding

hese factors.

Since rare coins, modern rare coins, bullion and rare currency can decline in value, youhould have adequate cash reserves and disposable income before considering acquiring a

coin, currency or precious metals product.

We do not recommend early withdrawal from accounts or securities which may result in

ubstantial penalties or fees. You should consult with your independent inancial advisor

before disposing of any security, annuity, Certiicate of Deposit, or other investment to

acquire rare coins, modern rare coins, currency or bullion.

USGB is not responsible for any changes in tax laws or other statutes which may affect any

proit or salability of your coins or currency.

The United States Gold Bureau is th

leading authority on all things rela

to precious metals.

Our clients from around the world

look to the United States Gold Bure

for their investment needs in rare a

modern U.S. and foreign coins and

currency.

Our professionals have more than

100 years combined experience anare ready to assist you with all of y

precious metals investing and coin

collecting needs. When speaking w

United States Gold Bureau profess

you should expect to be treated fa

and to receive the most accurate

information available to us.

a h ud s gd B

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. th dd

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b b.

More than 80% o our clients are re

buyers!

Headquartered in Austin, Texas, th

United States Gold Bureau maintai

a technologically advanced facility

helping to ensure that each orde

is processed and treated with

tremendous care. Were condent

once you do business with us, you

become a client for a lifetime.

Wed enjoy the opportunity to speawith you, even if you are just intere

in learning about how to invest in

precious metals.

Call us anytime at (800) 775-3504 o

visit us online at usgoldbureau.com

or current news and inormation,

tips on how to invest, FAQs, current

recommendations, and much more

Abu Ud S Gld Buu

F f lt ti ith P i M t l S i li t i t t l d ll G ld H tli t (800) 775 3504

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