Asphalt and Composition Shingle DamageThis includes hail divots that are black in color, or are soft to the touch, like the bruise on an apple. Also, look for any loss of granules, visible damage to the shingle, and asphalt and/or mat that appears shiny.

DID YOU KNOW…DAMAGE CAUSED BY HAIL TOTALS ABOUT $1 BILLION A YEAR

Roof hail damage can be random with no discernible pattern, while hail damage to asphalt and composition shingles can look very different than hail damage to wood shingles. Here’s what to look for.

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Wood Shingle Hail DamageLook for any splits in shingles that are brown/orange in color, have sharp corners and edges or that have little to no deterioration at the edges. Other issues include impact marks or dents along the splits.

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Roof Damage Not Caused by HailIt can be easy to mistake other roof issues for hail damage. Exposure to inclement weather and sun can make shingles brittle and appear aged. Normal wear and tear such as blistering, cracking, granule loss, flaking and algae, all can appear as shingles age.

Shingles also can have manufacturing defects and mechanical imperfections that might be mistaken for hail damage.

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Factors That Can Affect Damage Caused by Hail:3

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Changes in wind conditions and direction can affect the location and severity of hail impacts. Nearby barriers such as other homes and trees can reduce the ability of hail to cause damage.

Depending on what your home is constructed from, the type and condition of its building materials and the pitch of your roof will help determine if your property is damaged by hail. And the size, density and speed of hailstones will determine if your roof sustains hail damage.

HOW TO IDENTIFYHAIL DAMAGEON YOUR ROOF

The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183

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1 http://stormdamagecenter.org/hail-storm.php