How to Check Land Titles in the Philippines and Spot Fake Ones in 30 SecondsPosted by:Joanne AlmadeninHouses and Lots,Real Estate DocumentationOn:May 27, 2015Despite allthe regulationsput in place to fight scammers and con men in the Philippine real estate industry, there are still a lot of cases being reported where unsuspecting victims fall for fake land titles. For example, just recently (March 22, 2015),Inquirer reportedon a land scam syndicate which already has a number of victims who lost their money by buying properties with fake titles.To avoid getting yourself into a similar problem, your first line of defense is a short and quick check of the land title that is presented to you. There are very specific characteristics of authentic Philippine land titles. If one or more of these are missing on the title that is presented to you, then you know right away that youre dealing with scammers.Ms. Ruby Valdez, one of the land registration examiners from theLand Registration Authority of the Philippines, shares with us these items which you can check for in 30 seconds or less.PHYSICAL QUALITIESThe papers used for authentic land titles in the Philippines are supplied by theBanko Sentral ng Pilipinas. These papers are physically unique from all other kinds of papers that you can buy from stores. Here are the things you should look for:1. The texture is similar to that of a bank check2. It has a faint watermark that says LRA3. If its an old title (before the newere-Titlesbeing used today), the color of the paper is light yellow.4. If its ane-Title, the color should bepale straw.5. Tiny fibers and dots should be noticeable6. And if you could use a UV light, these fibers should fluoresce or shine slightly when subjected to UV light.CONTENTBelow are the items you should look for in the contents of the title you are checking:1. If its an Original Certificate of Title (OCT), it should indicate Judicial Form No. 108-D at the top.2. If its a Transfer Certificate of Title (TCT), it should indicate Judicial Form No. 109-D3. The serial number label (SN No.) should be in red color, while the digits should be in black for the owners duplicate.4. The last two digits of the page number in the upper right hand side should correspond to the last two digits of the TCT number.5. The red/blue border should be slightly embossed and not flatly printed.6. Fore-Titles, all entries should be computer encoded and printed, unlike the old versions which were manually type-written7. The seal on the lower left hand side should be dark red and does not blot when a litle water check is done.8. Signatures:for Judicial OCT, it should have 2 signatures present the Administrator and the Registrar; while for TCT, only the signature of the Registrar is present.For Administrative Titles: one signature from aPENROorCENROofficer and another from the registrar.KEY TAKEAWAYSWhen it comes to transactions involving any kind ofreal estate, the money involved is usually considerable, if not a serious amount. So youll have to be careful, especially when youre dealing with strangers. Keep in mind the above items and look for them in a land title that is presented to you.If the title does not pass this simple test, then you have saved yourself a lot of trouble, time and money; You dont have to do further verification anymore since you already know its fake.However,please also note that even if the title passes this first and immediate test, you still cant be 100% sure that it is authentic, until you verify it with the LRA, the Registry of Deeds and the concerned local offices of the Municipality where the property is located.