how do living trusts work? - galloway asset management · among the event speakers are mesa fire...
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How Do Living Trusts Work?
It is never to early to start planning out your estate's assets. Understanding all your options and knowing how a trust and
will work is the key to developing the best plan for you and your family. Join us on August on 1st at 11AM for our Estate
Planning 101 & Refinance Options workshop and luncheon. Place yourself in control. Learn how to protect and distribute
your estate assets. To RSVP, email us at [email protected]
Estate Planning 101 & Refinance Options Workshop & Luncheon
August 1, 2018 (11AM-2PM)
1138 North Alma School Road, Suite 201
Mesa, AZ 85201
Click on video below to learn more about Trusts.
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PSF/Galloway sponsors AZWIN's "Leadership atEvery Level" Public Safety Conference For the second year in a row, PSF/Galloway is proud to support the Arizona's Women's Initiative Network (AZWIN) onSeptember 5-7, 2018 at the Tempe Mission Palms in Tempe, AZ. Among the event speakers are Mesa Fire & MedicalDepartment's Chief Mary Cameli and Tempe Police Department's Chief Sylvia Moir. Join us as we spend two amazingdays with these incredible women of public safety. For more information go to: AZWIN
Retiring in the Next Year? by Todd Thomas – Financial Advisor As a retired member of public safety, myself, I know how retirement sneaks up on you and ifyou are not prepared it can be overwhelming. As the date of your retirement quicklyapproaches, you may be wondering:
1.) Have I considered all my options before I retire?2.) Do I have all my financial needs covered for retirement?
3.) When should I move my DROP monies?
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4.) Am I contributing all I can towards my 401(a) and 457?5.) What are my next steps?
We know you have worked hard throughout your career and at Public Safety Financial/Galloway we want you receiving allyour eligible benefits and avoiding those unnecessary penalties! Give us a call at 877-778-2351 to schedule yourcomplimentary consultation/meeting with one of our financial advisors or log on to https://galloway911.com/seminars toRSVP for one of our retirement seminars. One complimentary meeting or one seminar could mean a financial differencefor you and your family’s future. Making the right decision!
The Economyby Pierre Brachet, CFA – Portfolio Manager Over the last few days, stock markets around the world have been rattled by the prospects of
a large-scale trade war between the United States and many of its trading partners. So far,
the US only imposed tariffs on imported solar panels and washing machines (in January) as
well as steel and aluminum (in June). In addition, tariffs on $50 billion’s worth of Chinese
high-tech products will go into effect in July.
These tariffs are usually passed on to consumers and are inflationary. For example, according to the Wall Street Journal
“the index for laundry equipment in the Labor Department’s consumer-price Index […] shot up by about 17% over the past
three months” (Tariffs Start to Ripple Their Way Through the U.S. Economy - Josh Zumbrun - June 19, 2018). Washing
machines are hardly an everyday purchase item however so US consumers have not yet felt the impact of the higher
prices. As taxes are applied to more imported products, consumers are likely to start feeling the pinch.
In return, China, Canada, Mexico, and several European countries have responded with the implementation or the threat of
retaliatory tariffs. Experts all agree that an expansion of the trade war could cost the US hundreds of thousands of jobs by
the end of 2019 and would cause a noticeable drag on our Gross Domestic Product.
However, what has been implemented so far remains fairly small when compared to the estimated $3 trillion annual US
imports and even smaller relative to our $19 trillion economy. In additions the jobs lost in the industries impacted by the
tariffs are likely to be offset by gains in other industries.
History has taught us that no one ever really wins trade wars. However, given the current scale of this one (without
speculating on the threats of further tariffs), the stock markets’ reaction may be a bit overdone. Specific industries and
publicly traded companies are likely to suffer more however and now may be the time to be a little bit more discriminant
when investing in stocks.
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Recent PSF/Galloway Client Retirements We congratulate those PSF/Galloway Clients who have recently retired. We thank you for your service and hope you enjoythe next chapter in your life!
Battalion Chief Mike Hyde – Mesa Fire and Medical Department – 33 yearsBattalion Chief Lance Trella – Chandler Fire and Medical Department – 32 yearsSergeant Kimberly Dominguez – Glendale Police Department – 25 yearsFire Fighter Guy Guyton – Phoenix Fire Department – 33+ years
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Copyright © 2018 Public Safety Financial/Galloway. All rights reserved.Galloway Asset Management, LLC DBA Public Safety Financial/Galloway l A Registered Investment Advisor
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1138 N Alma School RoadSuite 201Mesa, AZ 85201
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