great auto insurance advice you should follow

Download great auto insurance advice you should follow

Post on 15-Aug-2015

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<ol><li> 1. great auto insurance advice you should follow Great Auto Insurance Advice You Should Follow There are some ways that you can reduce your insurance premium. Choosing a high deductible over a low one can mean paying less money if you're lucky enough to not make a claim. Use the advice in this article to find ways to get the best deal on your auto insurance. Be careful to always maintain a clean driving record. Your insurance will be very expensive if you have a lot of traffic citations and accidents on your driving record. If you cannot avoid an accident or a driving citation, look into going to traffic school to clean up your record and lower your insurance. When considering the purchase of aftermarket additions for your car, be sure to check how much your insurance company will cover if your car is stolen or damaged. It is most common for the insurance company not to want to cover the individual parts, but will likely cover the value of the total vehicle. People think that the cost of insurance always goes down after people turn 25, but this is not always the case. If you have a good driver record, your premiums will go down as you age, even if you are still under 25. You have options when it comes to insurance policies that are beyond the legal requirements for your state. You will have more coverage, but your premium may be more. Uninsured motorist protection covers accidents that involve the other person leaving the scene or the other person not having insurance. Utilize public transportation or ride to the office with co-workers. Lowering your mileage means less chances of an accident, which means your insurance company will be willing to lower your rates. By telling your agent about the times you've been carpooling, he can then consider incorporating a discount to lower your premium. Do not pay the monthly payments for insurance; do it quarterly. Your insurance company could be adding an additional three to five dollars to your bill. This may seem insignificant, but this can drain your wallet. It is also a time consuming task when taking into account your other bills. Pay off your car insurance in as few payments as possible to avoid incurring unnecessary fees. Do not choose cheap car insurance on price alone. Such quotes may exclude extra charges or full coverage. Research the company first and examine the policy closely for any hidden details, before purchasing a policy. </li><li> 2. When reviewing a car insurance, check to see if it covers "uninsured" drivers. This can really increase the price you pay, so think twice. If an uninsured driver causes an accident, it is too late to discover that this act is not covered by your policy. You should be able to obtain a substantial discount from your insurance company, if your total miles driven is less than 7500 each year. Driving your car less is one good way for a person to lower the cost of their auto insurance. If you feel like the impact your driving record is having on your insurance rates is too severe, you might be able to have your rate lowered. In exchange for taking driving lessons and courses after driving infraction your insurance company may give you a lower insurance rate. Some companies, including Progressive, let you install a chip into your car so your habits can be monitored and your rate can be reduced accordingly. You can alter a few of the factors that influence your insurance costs. You can change all sorts of things about your situation to lower your rates. By educating yourself on these factors, you can bring your insurance down to a price that you can happily live with. </li></ol>