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Grain Insurance & Guarantee Loss Prevention Your Key to Tomorrow Paul Urish

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Page 1: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Grain Insurance & Guarantee

Loss Prevention Your Key to Tomorrow

Paul Urish

Page 2: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Company Snapshot

Grain Insurance & Guarantee Company:• Founded in 1920• By 40 grain companies• Currently 4 stakeholders• Commercial Property Portfolio• National Company in Canada• Offices Winnipeg, Halifax, London, Regina• Loss Control Inspection Division

Page 3: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

•Field Inspectors (6)• Office Staff

• Coordinator• Manager

GIG Loss Prevention Group

Page 4: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Group Expertise

• Mechanical Aptitude • Most have elevator equipment experience.• One Licensed Electrician and Gas Fitter• Continual Training and Upgrades• Licensed Extinguisher Technicians• Licensed extinguisher shop in Regina• All AWSA & FSSC Licensing Auditors

Page 5: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Resources

Page 6: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •
Page 7: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Commercial Grain, Feed, Seed Fertilizer Facilities

Page 8: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Churches

Page 9: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Wood Carpentry Shops

Page 10: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Apartment Buildings,Condos, Seniors Complexes

Page 11: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Carnivals, Amusement Parks and Campgrounds

Page 12: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Medical Offices

Page 13: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Stores and Strip Malls

Page 14: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Restaurants

Page 15: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Fairgrounds and Exhibition Grounds

Page 16: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Loss Prevention

Loss Prevention involves the systematic evaluation of hazards in a Facility with strategies to reduce or eliminate loss events.

Page 17: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Loss Prevention Your Key to Tomorrow

Examples of Loss Events:

Fire/Explosion Potential

Property Damage

Natural Occurrences

Product Loss

Business Interruption

Human Injury

Page 18: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Some Loss Prevention Strategies•Maintain a Fire Safe Facility•Electrical Power- Follow Code rules in Classified Areas•Hot Work- Follow Strict Protocols•Dust Levels- maintain Aspiration equipment in good working order.•House Keeping- Follow Good Clean-up Practices•Preventive Maintenance Drives and Bearings- Regular Alignment & Lubrication•Critical Safety Devices- Keep Them in Place and Working•Lightning Protection- A storm of controversy.•Nightly Inspections- Let’s end the day the right way.•Predictive Maintenance- A step up in sophistication.

Page 19: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Your Staff can be Loss Control Inspectors

Our inspectors work with your staff to improve awareness of risk control strategies to reduce or eliminate loss events:•Establish Preventive Maintenance Programs

•Reduce Potential for Fire

•Eliminate Property Damage

•Anticipate Natural Occurrences

•Prevent Product Loss

•Minimize Business Interruption

•Prevent Human Injury

Page 20: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Regular Equipment Maintenance

Page 21: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Class II Grp G Rated Electrical Equipment

Page 22: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Beware of Temporary Portable Electric Construction Heaters

Page 23: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Electrical Switch Gear Room (MCC)

•Clean•Dust Free•No Combustibles

Page 24: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Maintenance Workshop??

Page 25: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Fire Doors Properly Closed and Sealed

Page 26: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Critical Safety Device- Heat Detector

Page 27: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Intrinsically Safe Junction Box

Page 28: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Keep Belts in Correct Alignment

Page 29: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •
Page 30: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Grinders, Pulverizers, and Hammer Mills

100 hp MotorHeat sensors

Vibration sensors

Sensors tied to shutdown

Page 31: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Grinders, Pulverizers, and Hammer Mills

Magnet Housing

Clean Daily

Page 32: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Regular Checks of Hydraulic Pump

Page 33: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Grain Vacuum & Hose Properly Grounded

Page 34: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Rotary Cleaner Over Travel Switch

Page 35: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Check Oil Levels in Gear Reducers

Page 36: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Leak Back- Oil Dripping off the Junction Box

Page 37: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Motor Cooling Fan Damaged

Page 38: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

House keeping- Dust on Beams and Ledges

Page 39: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Fire Extinguishers Maintened

Page 40: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Unguarded Belts & Chains

Page 41: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Open Spouts and Chutes

Dust House Keeping

Page 42: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Electricity- the spark that ignites

Household wiring in a classified area

Page 43: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Stored Product is Stored Energy

Page 44: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Flat Bottom Steel Bin Collapse

Page 45: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Bin Collapse Weather Related

Page 46: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Poorly Supported Unanchored Bin

Page 47: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Fertilizer Bin

Special Considerations for Fertilizer Bins

Page 48: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Bearings and Seals- Grain Covering Bearing

Page 49: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Keep Things Clean

What we would like to see.

Page 50: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Housekeeping- Dust Storm

Dust Bomb Waiting for Ignition

Page 51: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

House KeepingPotential for Dust Explosion

Enclosed/ Confined Space Oxygen (Air)

Ignition Trigger•Electrical•Mechanical•Outside/ Man Made

BOOM!

Dust in Suspension

Page 52: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Ignition Triggers

• Heated Grain/ Spontaneous Combustion• Electrical Short/ Spark• Static Electric Spark• Lightning Strike• Friction Heat• Open Flame• Hot Work

Page 53: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Hot Work

• Hot Work is any operation that involves heat or flame. These operations are a considerable risk in a dust ignition sensitive environment.

Cutting Welding Brazing Grinding/Drilling

Page 54: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Hot Work Protocol

•Done under strict precautions in dust ignition classified areas

•Employees have a true understanding how to conduct a hot work event

•Each event should be done under Hot Work Permit Restrictions

•Fire Watch- done for an adequate amount of time after the job is completed. Live embers can lay dormant for up to 8 hours.

Page 55: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Considerations:

• Alternative- Can the job be done any other way?– Saw Cut– Bolt– Rivet– Crimp– Tie/Strap– Remove and weld away

Page 56: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Hot Work Precautions

• CLOSE DOWN ALL ADJACENT OPERATIONS

• VENTILATE AREA OF AIRBORNE PARTICLES AND VAPORS

• CLEAN AREA OF DUST AND RUBBLE

• DAMPEN FLOORS

• PLUG/ CLOSE SPOUTING, ELEVATOR LEGS, OPENINGS

• KEEP A WATCHPERSON ON THE JOB

• AFTER OPERATION IS FINISHED INSPECT AREA

• CONTINUE FIRE WATCH, MIN 4 HOURS FOR INSIDE WORK

Page 57: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Fire Watch Orientation

• Thoroughly clean area of slag, dust, rubble• Check lower and upper levels for errant sparks• Clean check ledges and catch areas• Monitor temperature of work piece• Continue to wet down work area if necessary• Maintain firewatch until the work area is cool to

the touch and all evidence of hotwork is cleaned up

• Minimum fire watch(indoors) is 4 hours• Train the watch person!!

Page 58: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Don’t Forget the Warehouse Products in this warehouse were ignited when heat from the lighting caught the packaging on fire

30,000 liters of various pesticides, herbicides, and fungicides.

103 nearby residents were evacuated

Emergency responders had not updated their ER plan for 10 years

Responders initially tried to let the fire burn, but eventually put about 25,000 liters of water on it.

Page 59: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Other Facilities

Maintenance Shops

Dry Fertilizer Blending Facilities

Liquid Fertilizer Facilities

Anhydrous Ammonia Facilities

Trackmobile Garages

Fuel Storage Tanks- Diesel, Gas, Propane

Page 60: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Lightning Protection??

Clamped securely to withstand a 10# pull

Page 61: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Lightning Strikes Can Be AnywhereKeep All Lightning Protection Intact

Lightning Strike- Electrical Dispersion

Page 62: Grain Insurance & Guarantee · Grain Insurance & Guarantee Company: • Founded in 1920 • By 40 grain companies • Currently 4 stakeholders • Commercial Property Portfolio •

Final Notes

• Follow fire safe procedures at your facilities.

• Promote best practices in safety and loss control with all location staff.

• Keep a positive attitude relating to safety and loss control practices.

• Nominate a staff member to “champion” safety and loss control efforts.

• Prepare for the worst, hope for the best.• Strive to be a “Best in Class” Facility.