general banking manual (account opening)

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GENERAL BANKING USER MANUAL

FOR

FCUBS-11.2

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Table of Contents

SI No Topics Page

1. Customer Information Form (CIF) …………………………………...

2

2. Account Opening……………………………………………………….

9

3. Signature Linkage………………………………………………………

26

4. Cheque Book Maintenance…………………………………………….

30

5. Till &Vault Operation…………………………………………………..

45

6. Cash Remittance………………………………………………………..

51

7. Cash Deposit & Withdrawal……………………………………………

57

8. Fund Transfer…………………………………………………………..

70

9. Remittances……………………………………………………………

89

10. FX Transaction (Cash)…………………………………………………

162

11. Amount Block…………………………………………………………..

167

12 Account Close…………………………………………………………..

180

13. Standing Instruction……………………………………………………

194

14. Term Deposit…………………………………………………………..

207

15. Recurring Deposit……………………………………………………….

240

16. Miscellaneous Queries…………………………………………………...

249

17. Clearing………………………………………………………………….

257

18. Full and Short Path of Miscellaneous Transactions……………………..

267

19. Glossary of Icons in FCUBS-11.2………………………………………

294

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Concept & Disclaimer:

This user manual was prepared according to the functionalities of FCUBS-11.2 as of Sep 05,

2011 for introducing the operational procedures of the Core Banking Software to the End Users

of the Bank. The functionalities accommodated in this user manual are only the most common

daily GB related activities of a branch and reflects the operational procedure of those

transactions in FCUBS-11.2. Operational variances may found between this manual and post-

live situation which should be considered as the modification / customization done in the

system after Sep 05, 2011. It should be noted that this user manual must not be considered as

the General Banking Manual of the Bank and if any operational procedure of this manual is

contradictory with the GB Manual of the bank or any guidelines of the regulatory bodies, then

the procedures described here must not be practiced by the Bank/Branch users.

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Concept: Customer Information Files (CIF) is the basic of a customer creation. Opening an account we must have to create a CIF. The processes of creating CIF are given bellow: In the ‘Customer Maintenance’ screen, teller maintains various personal and business details of the customers of our bank. The CIF details are maintained at the branch level. These details can be accessed by all branches and therefore a duplicate customer record for a customer in two different branches need not be maintained.

1. CIF (STDCIF): To create a CIF teller has to go to Menu →Customers → Operation → Customer

Input.

2. Teller can invoke the ‘Customer Maintenance’ screen by typing ‘STDCIF’ in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button. The five parameters listed on top right are the five lines along which teller maintain customer details. These details have been classified into the following broad heads: I. Main Tab : You maintain the main attributes of all customers, individuals and

corporate houses

II. Auxiliary :This screen shows the other details pertaining to the customer.

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III. Personal :You maintain the attributes for individual customers. IV. Corporate :You maintain the attributes for all corporate customers. V. Director : Here teller can maintain director’s details in this tab. VI. Check List : Here teller can add document checklist.

3. To define the basic details of the customer click on the tab titled ‘Main’. The details that teller can specify for a customer depend on the type of customer whose details you are capturing. If a particular field is disabled, it means that the field is not relevant to the type of customer that you are creating.

a. Branch Code : The system defaults the branch code from the current branch. b. Customer No The customer code is the code system assign to identify a customer. It is

referred to as the customer CIF Number. This code is unique across the bank. It is 9-characters long.

c. IC : Along with the Customer Code you have to capture the customer’s abbreviated name. The description that you capture is unique for each customer. It helps in conducting a quick alpha search or generating queries regarding the customer. Enter the abbreviated name of the customer using a maximum of 20 characters, alphanumeric.

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Example I. Individual customer: Assign a code using a maximum of 21 characters, alphanumeric. For example, assume that customer is MIZANUR RAHMAN teller can assign the first 5 character of name of the customer and take day and month of his date of birth and put “M” for male and “F” for female. Such as date of birth of MIZANAUR RAHMAN IS 01/01/1975 then the IC will be “MIZAN0101M”. II. Corporate Customer : For corporate customer considering the name “YOUTH GROP OF

COM.” Here teller has to assign the first 5 characters of the company name and date of incorporation and at the end put “C” for Corporate customer.

d. Branch Code : the branch code will defaulted as home branch. e. Full Name : Here teller has to input customer full name, it is a mandatory field. f. Date to Birth : Teller will input customer date of birth here. Customer major or minor

will be decided according to customer date of birth. This is a mandatory field. g. District : Teller will input customer birth district here. h. Type : There are four type of customer teller can create such

1. Individual 2. Corporate 3. Bank 4. Private Customer Teller has to select the type of customer here.

i. Country code : Teller will select country code here such as for Bangladesh here code will be “BD”.

*. Main Tab: Teller has to fill-up most mandatory fields from this tab. Details given bellow

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A. Address for correspondents : Teller has to fill-up customer correspondents’ name, address, telephone number, mobile number, all the necessary data and most important fields are given bellow:

1. Name : If the full name and the correspondents name is same then no need to fill up , after save full name will be populated as correspondents name.

2. Address : According to CIB format we have arrange the address fields. Teller has to fill up the address.

3. Sector Code : Teller has to input sector code here. 4. Profession : Select customer profession here, 5. Mobile no. : Input mobile no.

B. Unique Identifier: Under this teller has to input what photo ID customer is supplying to the bank as a unique identifier. Such as national ID card, Driving License, Commissioner Certificate etc. Here teller also selects some other field as given bellow,

1. : language : Default “ENG” 2. :Nationality :Default “BD” 3. Sex : Teller will select the sex of a customer here 5. Marital status : Select the Marital status of the customer 6. Religion :Select customer’s Religion such as Muslim, Hindu etc. 7. Customer Category: Select Customer category here, such as Individual

Resident, Individual Foreign, Privet limited, Public limited etc. C. Status : Teller has to select the customer status under the status hiding, There a there are some other fields needs to be field up such as 1. KYC status : Select the KYC status here 2. Media : Select Mail, Fax, etc. what will the media to communicate with the customer. 3. SSN : input Social Security Number here *. Auxiliary Tab: Here teller will input auxiliary information. For utility bill provider teller has to

fill up the utility provider information such utility provider type and utility provider Id which was created earlier.

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*. Personal : Personal tab for customer personal information. But some of the personal

information teller has to input in the main tab that’s why teller need not input those information twice here the personal tab, What are the information tell has to capture here are given bellow:

1. Legal guardian information: If the customer is minor the teller has to input guardian information here. 2. Father’s Name: Input fathers name with prefix here and it is a mandatory field. 3. Mother’s name: Input Mothers Name with prefix here It is a mandatory field. 4. Spouse Name : Input spouse name if any. 5. Domicile Address: Customer domicile address will input here 6. Permanent Address: here is the option to input customer permanent address. 7

*. Corporate Tab: For corporate customer teller has to input corporate information in this tab,

Such as customer Registration address, Incorporation details. Business details, Factory details etc.

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*. Director Detail: In the Screen Teller can input Company directors details such as directors name,

Tax id, mobile no. and director’s mailing address and permanent address.

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*. Check list : Teller can select document check list for the customer in this screen.

Teller can also input some addition information here if teller wants to.

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Account Opening: For opening an account teller has to create a CIF. After creation of CIF teller has to Create Liability. Liability Creation: (GEDMLIAB) menu -> Limits & Collaterals-> Operations -> Liability Input

Teller has to click new button and write the Liability number as customer Id no. and tab out from liability number box then liability name will be automatically created teller has to click on the save button and it will be automatically authorized.

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Liability Linkage: (GEDCULIK) After creating liability teller has to link this liability with the CIF, to link liability teller has to go to menu->Limits & Collaterals -> Operations -> Customer Liability Linkage or write GEDCULIK in the fast path box.

\ Teller has to click on the new button to create new liability linkage with the CIF. Teller will input customer ID and select liability number and then have to click on the save button then liability will linked with the CIF. After completing these entire functionality teller can open an account with this CIF.

Customer Accounts Open Screen To open the „Customer Accounts Maintenance‟ screen teller has to type „STDCUSAC‟ in the fast path field at the top right corner of the Application tool bar and pressing enter button. Teller has to select account currency, Customer no. Account class after appearing the „Customer Accounts Maintenance‟ screen and then press the “P” button to populate the Account Number. Details maintained in this screen are classified into four broad heads:

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Main: Here teller has to select type of account - single or joint, account status, other statuses applicable, Cheque Book preferences etc. Auxiliary: Under Auxiliary teller can view other details like provisioning etc. Nominee: Nominee details are maintained under Nominee head. Check List: Teller can select what type of document required for this account. The „Customer Accounts Maintenance - Main‟ screen is displayed by default when teller invoke the „Customer Accounts Maintenance‟ screen. The Branch Code of the sign-on branch is on display. Branch Code The system displays the branch code of the sign on branch Account In our Bank account number is a combination of branch cod (101)+ Class Code(101)+ Account no(000001) + Check digit (1), This is called an account masking, Now All bank account number length will be 13 digit as per “BANGLADESH BANK circular.‟ In our system account no. generation policy is branch wide +account class + serial number combination. Account number will be generated after selecting account currency, customer no. and then pressing the “P” button.

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Customer No This is the ID No. of a customer. If teller wants to create an account no. in the system, has to create a customer CIF ID No. or has to write or select a customer no from LOV of „Customer account maintenance” screen. Customer Name The name of the customer is displayed based on the CIF ID that teller has mentioned in „Customer No‟ field. Currency Teller has to write/select the currency of the customer account. A list of all the currencies maintained in the system will be displayed in currencies LOV. Teller can select the currency of transaction for the respective account. Account Class In FCR we are used to use different type of product such as for “Saving account” „101‟ for “current account” „110‟. Here in UBS account class is nothing but product which we have used in FCR, Such as for savings account teller has to select „101‟ account class or for current account „110‟ account class. Here in UBS the Account Class name and the FCR product Name are same. While maintaining a specific account teller has to identify the class to which the particular account belongs. Teller can select the appropriate account class from the list of all the valid account classes maintained in the system. SD User Reference The system displays the SD user reference for the account. This is actually Txn reference no.

Main Tab Details

Description This is the description of the account. During account opening system automatically populated customer full name here. During transaction time system will display the account description. Account Type Teller has to indicate whether the account is to be opened only by the account holder or whether it can be jointly operated/ joint account. Country Code Specify the country of the customer. This adjoining option list displays all valid country codes maintained in the system. Teller can choose/write the appropriate one. Such as for Bangladesh teller will write “BD” only. The country information is captured to enable Mantas to analyses the transactions for possible money laundering activities. Account Open Date Teller has to capture the date on which the account was opened. If it is bank then system will take the system date. Alternate Account Number System will automatically set the populated account number in this field. Teller can define an alternate account number for the account teller is defining. The alternate account number that teller specify should

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be unique for each customer. Teller can capture the old account numbers used by your bank before installing the Oracle FLEXCUBE system. The old account numbers would be mapped with the new account numbers. This would facilitate quick tracking of the account and generating queries. In the Data Entry Module, you can input a transaction using the alternate account number instead of the actual account number. Clearing Account Number The clearing account number for the customer account is generated automatically. Account number and the clearing account no is the same. IBAN Account Number To capture the detail of the IBAN account for a specific customer, you have to enable the „IBAN Required‟ option by enabling it. Subsequently, click the „M‟ button. The IBAN details sub-screen will be displayed. In this screen, you can capture the IBAN Account Number as well as the bank code of the bank where the IBAN account resides. Location The address maintained here is always the primary or the default address. Each customer can have several addresses for a particular media. To distinguish between one address of a customer from another for a given media, it is essential for teller to specify a unique location for each address. Also, if teller is amending an address here, the same gets updated in the „Customer Account Address - Detailed‟ table after the validations are through. Media Indicate the media for which the charge should be levied. Select one of the following options from the option list: • Mail • Telex • SWIFT • Fax Status Details The account status reflects the status of the account. The account may have a No Credit or No Debit order issued against it or a Stop Payment order or it may have been frozen for some reason and therefore dormant. While posting transactions to the customer account, the system checks the status of the account before the entry is processed. If the status of the account is dormant, then the system will display an override message indicating the same. Example:

No Debits No debits can be posted to the account. For example, Mr. M.Rahman, a customer of our

bank, going abroad for a year instructs us not to debits his account till his return. Teller can execute this instruction by checking this box. No Credits

No credits can be posted to the customer account by checking No Credits check box. Frozen If teller has frozen a customer account in the „Customer Information Maintenance – Basic‟ screen

the accounts gets frozen. For instance, at the behest of a court order, the status of the account is reflected here in the „Customer Accounts Maintenance‟ screen. Status Change Automatic This option will be defaulted from the account class to which the account belongs. However, teller has the option of changing it at the customer account level. If teller check this option, the status of the account will

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be changed automatically by the system as per the conditions maintained in the „Status Rule Definition‟ Account Class Maintenance screen. If Teller dose not select this option, teller has to change the status manually through the „Manual Status Change‟ screen. Stop Payments If a stop payment instruction is issued (for a cheque or an amount) against the account number, the system will automatically check the „Stop Payment‟ box. When the stop payment instruction is withdrawn, the status gets updated accordingly. If a customer has requested for stop payment of multiple cheques, the „Stop Payment‟ option will continue to remain checked till the last request is also cancelled. After cancellation of the last stop payment instruction, the option gets updated (unchecked) immediately. Dormant The system updates this status for an account based on the dormancy days specified in the Account Class Maintenance screen Posting Allowed If checked, indicates that the account class being created is to be used while creating IRA monetary accounts. Monetary accounts used for IRA need to be distinguished from the other accounts in Oracle FLEXCUBE, so that these accounts do not come up for posting in the other Oracle FLEXCUBE screens.

Viewing Status Details Status At the time of maintaining a customer account for the first time, the account status will be „NORM‟ (Normal) by default. The „Status Since‟ field will display the current system date i.e. the date on which the account is maintained in the system. The system will update the status whenever a status change occurs. Therefore, at any point of time, this field will display the current status of the account. The „Since‟ field will reflect the date on which the account moves to the current status. Since The date on which the status of the account is changed to the current status is displayed here Propagate Reporting Details This field indicates whether the reporting lines defined for status movement, for the account class that this account reports to, must also be applicable to it. The GL‟s are defined in the Account Class Maintenance for posting account balances when a status movement occurs on any accounts belonging to the account class. Account Auto Closed The system checks this box to indicate that the account has been closed automatically through the auto account closure feature. Teller will not be allowed to modify this. Account Derived Status The system displays the current status of the account here. This is applicable for CASA accounts (current accounts and savings accounts) Track Receivable During liquidation of loan contracts as well as processing of retail teller contracts, if the system detects insufficient funds in the settlement account, then teller can choose to block the subsequent credit that happens to the settlement account. In other words, the system will track the account for receivables (credits). As and when a credit happens, the funds will be allocated to the loan or retail teller contract, for liquidation. If the track receivable option is checked for the account, the system will track the receivables for the account if sufficient funds are not available in the account. Referral Required

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Referral refers to the process of handling customer transactions, which force the accounts involved in such a transaction to exceed the overdraft limit. Examples of typical transactions, which force an account to move into overdraft, are Payment and Collections, Funds Transfers, Standing Instructions or Clearing transactions. Note that teller should have checked the box „Referral Required‟ in the product preferences screen of the aforesaid modules and the Clearing product applicable to them. The „Referral Required‟ option is defaulted from the account class linked to the account. Teller can change it for a specific account. If an account is marked for referral, the details of transactions resulting in the account moving into Overdraft will be sent to the referral queue. Note that charge, fee or interest debited to the customer account will not be referred to the Referral Queue. Teller can view referral transactions in the „Referral Queue Summary‟ screen Replicate Customer Signature The signature of the customer gets defaulted from the account class level to account level. This value is defaulted only if the customer type is individual with single mode of operation. Salary Account Check this box to indicate the salary account which should be selected for loan recovery on salary credit. By default this option is unchecked. Dormancy Parameters If Transaction Code associated with the account has the Consider for Account Activity option enabled, the dormant status of the account will be updated to Active. Apart from this, teller can specify the parameter that is required for re-activating the account. Choose from the following options to indicate the re-activation parameters for the dormant account. • Debit • Credit • Any • Manual In case of a transaction, the system will check for the parameter you have specified here and accordingly change the status of the account. The parameter you specify here will super cede the parameter we have maintained at the account class level.

Viewing Details of Amounts and Dates In the Customer Accounts Maintenance - Amounts and dates screen teller can view all financial details of this customer‟s account along with the details of the previous debit or credit activities. However, access to all financial information of an account can be restricted for any user. The financial details of an account include the account balance, the un-cleared debit and credit balances, the debit and credit turnover and the interest details. The turnover limit details of an account include the current financial period, currency, utilized and unutilized limit balances.

Auxiliary Details Click on the „Auxiliary‟ tab to invoke the following screen

Capturing Positive Pay Details Positive Pay For the account you are maintaining, you can specify whether you want positive pay facility for the account or not. When a check comes in for payment, the system validates for any unpaid record only for those accounts that are under positive pay. For all the other accounts that are not specified for positive pay, the system does not do any validation before making payments for the checks. Funding Mod 9 Validation Required Validation Digit Stale Days

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Branch Into Deferred Reconciliation

Capturing Provisioning Details An account inherits the provisioning parameters defined for the account class it uses. Teller can change the defaulted parameters and make the following specifications, as required, in the Provision Details section of the Customer Account Maintenance screen: Auto Provisioning Required Teller can indicate whether provisioning is applicable for the account. If teller indicate so, the provisioning batch, when executed, picks up the account for provisioning. Exposure Category Teller can specify the exposure category in the Customer Account Maintenance screen. Risk Free Exposure Amount Teller can indicate the risk-free collateral amount that would be used in computing the provisioning amount for the account. Provisioning Currency Provisioning Currency specification is defaulted from the preferences for the account class used by the account and teller can alter it if necessary.

Capturing Escrow Transfer Details Escrow transfer processing refers to transfer of certain percentage of credit amount that comes to project account (Trust account) to the designated account (Escrow account). This is based on defined transaction codes and cut-off time defined for the account currency. Transactions with the transaction code and credit account for which the box „Escrow Processing‟ is checked in the „Transaction Code Maintenance‟ screen are considered for the Escrow sweeps. The system computes percentage of credit amount and places an amount block on project account. Teller can view the details of such system generated Escrow amount blocks using the „Amount Block Maintenance‟ screen (CADAMBLK) wherein the field „Amount Block Type‟ will display „Escrow‟. Escrow Transfer Applicable This box is checked by default if the customer account belongs to an account class for which Escrow transfer is enabled. This box should be checked for Project/Trusted account(s) only. Branch Code Select the branch code in which the Escrow account has to be created from the adjoining option list. Escrow Account Select a valid account to be used as an Escrow account from the adjoining option-list. The list displays all valid accounts based on the selected Escrow branch and the currency of the project account. The system does not allow the circular linkage of Project account and Escrow accounts. Escrow Percentage Specify the percentage of the credited amount, which has to be transferred to the Escrow account.

Specifying Other Options Consolidation for Inward Clearing

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Teller needs to indicate whether consolidation for inward clearing is required at the Customer Account level. This option gets defaulted from the Account Class Maintenance screen. Back Period Entry Allowed You can choose to allow the posting of back-valued entries into the account by enabling the Back Period Entry Allowed option. If you choose not to restrict back period entries, you will be allowed to post journal entry transactions to past periods as long as the account is open. This specification is defaulted from the account class linked to the account. You can choose to change it for a specific account. While posting back-valued transactions, the System verifies whether the Back Period Entry Allowed option has been enabled for the account. If the option has not been enabled an error message is displayed. This check is also performed while uploading journal entry transactions. MT210 Required Lodgment Book Euro Cheques Euro cheque book can be issued to a customer whose account has checked for „Euro cheques‟ option in the customer account maintenance screen the account should be a account with EUR currency only. Max No. of Cheque Rejections The system defaults the value of maximum number of cheque rejections that can be allowed for an account from the account class. However, you can modify it at the account level. If „Max No of Cheque Rejections‟ is not maintained at customer account maintenance, system will not mark the cheque facility to „N‟ for any number of cheque rejections. If the bank resets the check book facility to „Y‟ which was earlier updated to „N‟ by the system because of violation of max no of check rejections, the cheque rejection count will be taken by the system freshly.

Specifying Turnover Limit Preferences The account inherits the turnover limit code linked to the parent account class. Turnover Limit Code The system displays the turnover limit code applicable to the account.

Specifying Account Facilities As part of specifying the account facilities, teller can indicate whether the account holder can avail of the following facilities: • A cheque book facility • A passbook facility • An ATM facility Teller can indicate that the account holder can avail of a Cheque book, Passbook, ATM facility by checking the box positioned next to each of these fields. Cheque If checked, indicates that this account holder can avail of a check book facility. This shall be defaulted from the Account Class screen, where we had defined this facility for all accounts belonging to a class. The option specified at the account level will supersede that specified for the account class. Passbook If checked, indicates that this account number can avail of a passbook facility. This shall be defaulted from the account class screen, where we had defined this facility for all accounts belonging to a class. The option specified at the account level will supersede that specified for the account class. ATM If checked, indicates that this account number can avail of an ATM facility. This shall be defaulted from the Account Class screen, where we had defined this facility for all accounts belonging to a class. The option specified at the account level will supersede that specified for the account class.

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Specifying Nominees First Nominee Teller can nominate two persons who would have the right to the balances in your account after the account holder‟s demise Subsequent to the account holder, the first nominee is called to claim the balances in the account. If the first nominee is no more or is missing then the second nominee is called upon to claim the balances in the account. Second Nominee Teller can nominate two persons who would have the right to the balances in your account after the account holder‟s demise. Subsequent to the account holder, the first nominee is called to claim the balances in the account. If the first nominee is no more or is missing then the second nominee is called upon to claim the balances in the account.

Specifying Initial Funding Account Opening Amount Specify the amount being deposited to open a customer account. While saving the record, the system checks whether this amount is equal to or greater than the minimum limit maintained for the linked account class. If the amount is less than the applicable limit, the system will display an error message. If it is equal to or greater than the limit amount, the system will proceed with saving. Input to this field will be mandatory if limit amount has been maintained for the linked account class. Pay-In Option Indicate the method for initial funding during account creation. Choose one of the following options: • Pay In By Account • Pay In By GL Offset Account If teller has chosen „Pay In By Account‟, as the pay-in option, teller will has to specify the customer account that should be debited while posting accounting entries. The adjoining option list displays all valid customer accounts and customer GLs maintained in the system. Teller can choose the appropriate one. If teller chooses „Pay In By GL‟, the system will display the offset GL maintained for the branch in the „Term Deposit Pay-in Parameters Maintenance‟ screen. Waive Account Opening Charges Check this box to indicate that account opening charges should be waived for individual customer account.

Specifying Nominee Details Click „Nominee‟ tab in the „Customer Accounts Maintenance‟ screen in order to capture nominee details for the account. Specify the following details: Name Specify the name of the nominee of the account. Date of Birth Specify the date of birth of the account nominee. Relationship Specify the relationship that the nominee shares with the primary account holder. Address 1 to 4 Specify the address of the nominee. Minor Check this box to indicate that the nominee is a minor (less than 18 years old). Guardian Name

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In case the nominee is a minor, specify the name of the nominee‟s guardian. Relationship Specify the relationship that the nominee shares with the guardian. Address 1 to 4 Specify the guardian‟s address.

Additional Details Teller can capture additional details for the account by clicking the following buttons in the „Customer Accounts Maintenance‟ screen: Interest : This invokes the „IC Special Conditions Maintenance‟ screen. Teller can wave interest and charges from this screen and also can change interest and charge booking branch and account from this screen. Click the „Interest‟ button in the „Customer Accounts Maintenance‟ screen to invoke this screen. Specify the following details:

Interest Booking Branch By default, the customer‟s account in the current branch will be displayed in this screen Interest/Charge Booking Account and Interest/Charge Booking Branch fields. However, Teller has the option of booking interest/charge to a different account belonging to another branch also.

Interest Booking Account Teller can select the accounts for booking of interests. Interest will be liquidated into the Interest Booking account. By default, the customer‟s account in the current branch will be displayed in this screen (in the „Interest Booking Account‟ field). However, teller has the option of booking interest to a different account belonging to another branch also.

Charge Booking Branch By default, the customer‟s account in the current branch will be displayed in the Interest/Charge Booking Account and Interest/Charge Booking Branch fields. However, Teller has the option of booking interest/charge to a different account belonging to another branch also.

Charge Booking Account Teller can select the accounts for booking of charges. The charge will be liquidated into the Charge Booking account. By default, the customer‟s account in the current branch will be displayed in the „Charge Booking Account‟ field. However, Teller has the option of booking charge to a different account belonging to another branch also.

Interest Statement Teller can also indicate if we need to generate an interest statement for the account.

Consolidated Charge Branch By default it will be same as the current branch. However teller can select the branch of the consolidated charge account from the adjoining option list.

Consolidated Charge Account Select the account that is identified as the master account for collecting the consolidated Fall Below Fee. The Fall Below Fee is a kind of fee that is charged if sum of average monthly balance of all the accounts is less than the minimum required balance. Note the following: • The master account should be in the same currency as of the other account currencies. • For the master account, the field should be left blank. This master account is maintained as consolidated charge account on the other set of accounts. • All the accounts should be belonging to the same customer. • The Fall Below Fee is waived if the master account or any one of the account has overdraft facility.

Interest Start Date For the account for which teller is defining special conditions, teller must specify the date from which teller would like to apply interest. Interest for this account will be calculated according to the special conditions that are define subsequently.

Charge Start Date

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For the account for which teller is defining special conditions, teller must specify the date from which teller would like to apply charge. Charge for this account will be calculated according to the special conditions that are define subsequently.

Product For the account for which teller wants to defining special conditions, choose the product(s) that teller wish to apply. To recall, teller can define a Special Condition for an account only if the account class of the account has a General Condition defined for the product.

Waive Product Check this box if teller want to waive of a particular interest or charge product that has been specified.

Generate UDE Change Advice If teller wants to generate UDE Rate Change advice then has to check this option.

Open More than one product may be applicable on an account class at the same time. You can temporarily stop applying a product on an account class by „closing‟ it You can achieve this by un-checking the box „Open‟. The product will cease to be applied on the account class. You can make the product applicable again by checking the „Open‟ box.

Effective Date The „Effective Date‟ of a record is the date from which a record takes effect. You can maintain different values for a UDE, for different effective dates, for an account. When interest is calculated on a particular day for an account with special conditions applicable, the value of the UDE corresponding to the date will be picked up. Typically, you would want to open records with different Effective Dates if the values of UDEs vary within the same liquidation period. Charges: Teller can capture details of charges for the account, using the „Account level charges conditions‟ screen. To invoke this screen, click the „Charge‟ button in the „Customer Accounts Maintenance‟ screen.

Branch The Branch Code to which the account belongs (for which teller is defining special conditions) is displayed in this field.

Account The Account number of customer (for which teller is defining special conditions) is displayed in this field. Teller can click the „Default‟ button to default the Charge Products and the corresponding details applicable for the account. Teller can then modify these values to define the special conditions.

Product The system defaults a product when you click the „Default‟ button at the time of account creation. Teller must modify it to identify the Charge product using which the applicable charges would be collected.

Currency The charges would be collected in the currency defined for the selected charge product, and this currency is displayed on the screen.

Minimum and Maximum Teller must indicate the charge amount range, representing the minimum and maximum charge that can be applied for the account.

Free Items Teller must indicate the number of free items for which the customer will not be charged.

Open By default, each charge consolidation charge setup that teller set up is enabled and active. Teller can also disable the setup by un-checking the „Open‟ box.

Waive Charges You can choose to waive charges for an account.

Consolidated Charge

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Teller can capture details of consolidated charges for the account, using the „Account Level Consolidated Charges Conditions‟ screen. To invoke this screen, click the „Consolidated Charge‟ button in the „Customer Accounts Maintenance‟ screen.

Branch The Branch Code to which the account belongs (for which teller are defining special conditions) is displayed in this field.

Product Teller must identify the consolidated charge product using which the applicable charges would be consolidated. The charges would be consolidated in the currency defined for the selected consolidated charge product, and this currency is displayed on the screen.

Currency The charges would be consolidated in the currency defined for the selected consolidated charge product, and this currency is displayed on the screen.

Minimum Teller must indicate the minimum charge that can be applied for the account

Maximum Teller must indicate the maximum charge that can be applied for the account

Open By default, each charge consolidation charge setup that teller set up is enabled and active. Teller can also disable the setup by checking the Open box.

Waive Charges Teller can choose to waive consolidated charges for an account

Discount Amount In this field, teller can indicate the flat discount amount, if any, which would be applicable for the consolidated charge calculated for the account.

Discount Percentage Teller can indicate the discount percentage, if any, which would need to be applied to the calculated charge. After the discounting has been applied, the Maximum and Minimum validations are performed. The discount, if any, which is applicable, can also be specified as a flat discount amount

BIC Teller can capture details of all SWIFT BIC that should be allowed for a customer account, using the „Authorized SWIFT BICs for Customer Account‟ screen. To invoke this screen, click „BIC‟ button in the „Customer Accounts Maintenance‟ screen.

Account Number The system defaults the account number of the customer in this field

BIC Code Specify the BIC here. Teller can choose any valid BIC maintained in the „BIC Code Maintenance‟ screen

Description The system displays the description for the corresponding BIC that teller has specified. Instructions: This invokes the „Account Operating Instructions Maintenance‟ screen. Teller can view and modify the Account operating instruction from this screen. Standing Instruction Teller can capture details of standing instructions for the account, using the „Instruction Diary Summary‟ screen. To invoke this screen; click the „Standing Instructions‟ button in the „Customer Accounts Maintenance‟ screens. Linked Entities:

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This invokes the „Linked Entities‟ screen. Teller can capture details of linked entities for the account, using the „Linked Entities‟ screen. To invoke this screen; click the „Linked Entities‟ button in the „Customer Accounts Maintenance‟ screen.

Customer Select the customer from the option list with whom teller wants to establish the relationship with the customer account that teller are maintaining.

Description In this field, the system displays the name of customer that teller has selected in the previous field. teller cannot change the description.

Relationship Teller has to choose a relationship code to establish a relationship between the customer being selected and the customer account are maintaining. By default, the system will select the customer of the account as the Primary Holder. This is a pre-shipped relationship and teller will not be allowed to change the relationship. REG: This invokes the „REG Details‟ screen.

Account Status Teller can specify status details for the account, using the „Status Details‟ screen. To open the screen, click the „Account Status‟ button in the „Customer Accounts Maintenance‟ screen.

Branch The system defaults the code of the current branch

Account Number The system defaults the account number from the main screen

Status Teller can select the different status codes applicable to the account class, in this field. Use the Add icon to define each status and the attributes for the same. Teller can use the navigation icons to move from one status to the other. On selection of the status, the associated description will be displayed alongside

Dr and Cr GL Line Select the debit GL account, to which all debit balances within a specific account class will report to, when it moves to the status being defined. Teller can identify the debit GL from the list of existing GLs. Likewise, all credits within a particular account class will report to the GL account that teller has identified to track credits.

Dr Central Bank Line Specify the Central Bank line to which this account will report to, if it is in debit. This line is maintained in the „Reporting Lines Maintenance‟ screen.

Cr Central Bank Line Specify the Central Bank line to which this account will report to, if it is in credit. This central bank line is maintained in the „Reporting Lines Maintenance‟ screen.

Dr Head Office Line Specify the Debit Head Office GL to which the account will report, if they are in a debit

Cr Head Office Line Specify the Credit Head Office GL to which this account will report, if it is running in credit

Restriction Teller can specify restrictions for the account, using the „Products and Transaction Codes Restriction‟ screen. To invoke this screen, click the „Restriction‟ button in the „Customer Accounts Maintenance‟ screen.

Product/Transaction Restriction Teller can Restrict product or transaction through this restriction button though restriction maintained in the account class level. Teller can use Allowed or Disallowed option to block or unblock the product or transaction. To invoke the screen teller has to click the restriction button.

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Currency Limits: This invokes the „Limits‟ screen where teller can restrict different currency here. MIS : This invokes the „Management Information System‟ screen. Statement: Teller can specify restrictions for the account, using the „Statement Details‟ screen. To invoke this screen, click the „Statement‟ button in the „Customer Accounts Maintenance‟ screen.

Account Number The system displays the account number for which teller is setting the statement details

Primary A/c Statement This refers to the type of statement to be generated periodically by the system, for this account. Teller can specify whether teller want a detailed or summary statement or if teller does not want a statement for this account at all. Limits: This invokes the „Account Limits‟ screen. Joint Holders: This invokes the „Linked Entities‟ screen. Here teller can input the joint holder id, If the account is joint account teller has to link the joint holder ID here, and teller has to select the relation from the “Joint holder type” field that is “Joint and first” or “Joint and Other” or “Authorized signatory” etc. After selecting the relation teller has to input the “Start date” and “End date”. Fields: This invokes the „UDF‟ screen. Here teller has to select what type of debit card is required for the account from the “DEBIT_CARD_TYPE” field and teller can write the introducer account no in the “INTRODUCER_ACC_NO” field. Deposits Instructio0n: This invokes the „Deposits Instruction‟ screen. Billing Parameters This invokes the „Billing Parameters‟ screen. Account Signatory: Teller can capture details of signatories for the account, using the „Signatory Details‟ screen. To invoke this screen, click the „Account Signatory‟ button in the „Customer Accounts Maintenance‟ screen. Here teller can capture the following details:

Branch The system defaults the current branch here

Account Number This is the account number to which signatories are to being linked

Account Description The system displays the description for the account teller has selected

Customer Number Teller can link a customer signatory to an account either by: • Click on the option list next to the Signatory Number. A list of customer signatory numbers, whose details have been captured, will be displayed, along with their names. Pick up the signatory whom teller wants to make an account signatory for the account • Keying-in the customer Signatory Number and Name directly, if the signatory number has not been maintained through the Customer Signatory details screen If the signatory ID that teller specify has not been maintained, the System displays an override. On confirming the override, you will be allowed to save the signatory details. An error message is displayed if you enter a duplicate Signatory ID. Each time you capture a new Signatory ID at the account level you must identify the relationship of the signatory with the customer.

Customer Name The system displays the name of the corresponding customer

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Minimum Number of Signatories Specify the minimum number of signatories necessary to endorse an instrument involving the account

Account Message Teller can input account operating instruction here.

Signatory ID The system displays values maintained in CIF signatory for the customer number. Teller has to select the signatory id here.

Signatory Name The system displays the corresponding name of the signatory number specified in the signatory id field

Approval Limit Specify the amount up to which the account signatory can approve for debits. Signatory Message: Teller can write any kind of message related to the signatory. Solo sufficient: Teller can indicate whether the signatory is solo sufficient or not by checking the solo sufficient check box. Signature: Teller can view the signatory‟s signature here by clicking the signature button. Notice: This invokes the „Notice Preferences‟ screen Cards: This invokes the „Cards Summary‟ screen. Transaction Profile: This invokes the „Transaction Profile‟ screen. Here teller can input the transaction profile detail which is very much required for CASA and it is also requirement form the “Central Bank”. Transaction Code” Teller has to select the Transaction code from the transaction code field. Which transaction teller needs to consider for transaction profile has to select here. Transaction Description: Here transaction description will display. What transaction code teller will select in the transaction code field that description will show here. Change Log: This invokes the „Customer Address Change Log‟ screen.

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Customer signature and image upload ( STDCIFIS ): In the UBS we have more flexibility to link signature

and photo; one customer can use multiple signature for multiple account. To upload signature and

photo teller needs to click on Customers → details → customers signature and image upload

*. Adding customer signature and Image : To add a customer signature /photo in the customer

Id teller has to click on the add button on the menu tool bar, then teller has to input the following

information :

1. Customer Id : Teller has to input/select the customer id in the customer id in the

customer id text box,

2. Signature ID : Here teller has to input a signature ID which will be unique according

to customer ID.

3. Branch : Branch will be automatically selected according to the customer ID, It

means customer ID’s home branch will be selected here.

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4. Signature Name: Signature name will be automatically populated if not populated then

teller will have to write the customer name here.

5. Customer Title : Customer title will be automatically populated if not then teller will

input customer title here

6. Replicate to account: Teller has to click on this check box. If not checked then

signature/ image will not show in the account level.

7. Add row (+) : To add signature/image teller has to click on the Add row (+) button to

select signature/image here, after clicking on the button, one row will be created bellow

then teller will has to select

a. Image type : Teller has to select signature or photo image what

will be upload in this row that means signature or photo, if signature then select

signature or if photo then select image.

b. Sequence/Specimen Number: It will automatically populate according

to the number of specimen of signature, If customer have more than one specimen

then teller will input the number sequentially.

C. Record Status : Whether the record status Normal or Closed , it will

show here, teller dose not required to do any thing here.

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d. signature / Image : To upload signature/ image teller needs to click on this button, after

clicking this button signature/image screen will appear here, In the signature upload screen teller

has to click on the brows button to select the image of

Signature/ photo that is kept in a location of teller’s computer. After selecting the image of

signature /photo teller has to click upload button, then teller can see the image on the screen,

then teller will click on the ok button and then click on the save button to save the record. To

complete the signature/photo upload process supervisor has to authorize the signature/photo.

After authorization signature/photo will show in the account level.

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Cheque Book Issue : (CADCHBOO)

Teller>Common Maintenance> Cheque Book Detail>Cheque Book Maintenance

Step 1:

Kind of cheque is defaulted as Commercial.

The Branch code as well as the account number to be inputted initially to whom the cheque book to be

issued.

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Step 2:

Cheque leaves is defaulted as 20 but we can change this to 50 or other as per our requirement.

Order date is the system date and language is defaulted as English.

There are several request mode as :

i) Requested

ii) Generated

iii) Delivered &

iv) Destroyed

For issuing cheque we shall use select requested mode.

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Step 3:

Issue date defaulted from the system date. Include for cheque book printing is not required to be

checked.

There are two types of delivery mode available :

i) Post or Courier

ii) Branch

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Post or Courier : The Address will be picked from the CIF address of the account.

Branch : The branch name to be selected from the LOV of all branches.

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Step 4:

After completing all the formalities the first cheque number will be generated from the system.

Step 8:

After the cheque book has been issued, the cheque book need to be delivered by selecting the request

status as delivered. The cheque book becomes usable.

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Viewing Chque status :

By clicking the View Cheque Status Tab in the menu we can get menu as under.

Here cheque book number will be indicated by the first cheque number of the book issued.

Cheque number indicates the leaf belongs to the cheque book.

Status is the Leaf status of the cheque book.

The status of the cheque leaf can be one of the following :

Symbol Status Significance

N Not used This cheque has not been used

U Used This cheque has been used

R Rejected/Returned This cheque has been returned without clearance

S Stopped A stop payment has been issued for this cheque

C Cancelled This cheque has been cancelled

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Cheque book Summary : CASCHBOO

We can view the cheque book summary any time by using

Teller>View>Cheque Book Summary

Cheque book Summary details view :

This is not branch specific. Any cheque book issued from any branch can be viewed from this screen.

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Cheque book Summary specific view :

We can also filter the search by branch or account wise.

Details of cheque leaf can be viewed by using

Teller>View>Cheque Summary (CASCHKDT)

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By selecting any of the leaf we can view the details of the leaf as under.

We can also view this menu by using CADCHKDT (Details of cheque leaf status) and using F7 query key

to put Account Number and Cheque Number and pressing F8 if complete.

Teller>View>Cheque Summary (CASCHKDT)

Details of specific cheque leaf can be viewed by using the cheque number only as under:

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The detailed view is as under:

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Stop Payment : CADSPMNT

Teller> Miscellaneous Transactions> Teller Stop Payment Input

Stop Payment Type : Amount

Account number to be given to which the amount to be stopped for payment. The branch name

populated from the account.

System generates a Stop payment number which can not be modifiable.

Related reference field to be inputted. 16 Alphanumeric characters can be inputted in this field.

In Cheque amount field the amount of the lost cheque to be inputted provided that the cheque number

is not known to the account holder.

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If the cheque number is known to customer :

Stop payment type field to be selected as Cheque

The Start as well as the end cheque number to be inputted

Effective and expiry date to be inputted.

In the remarks field we can write any additional remarks and comment and it is free of limit.

Stop Payment Summary : (CASSPMNT)

Teller>View>Stop Payments

We can also view the summarized format of the Stop Payment input under this screen. We can see the

details of the stop payment input by double clicking the entry.

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Advice Generation after stop payment :

After stop payment input is done an advice is generated as under :

Stop Payment report : (CARPSPMT)

Reports> Customer Accounts> Stop Payments We can generate a report of all accounts as well as account specific stop payment input.

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For viewing report it is convenient to select the format as HTML

Cheque Status : (CQIN)

Teller>View>Cheque Status

Mandatory field Branch, Account Number and Cheque Number to be inputted and after pressing the OK

button on the Left the detail status of the cheque comes.

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1. Branch Vault Operations :-

a. To do any cash Transaction first you have to open branch vault. Log in as a Vault Teller and

check your branch Vault position. Double click on the UBS Icon from your desktop then

UBS login Screen Will appear, then you login as a vault teller.

b. Open Vault Till (9001): - After login as a branch vault teller then you have to open vault till.

To open the vault till go to Teller then Till Vault Operation and then click on Open Teller

Batch menu then an Open Teller Batch Screen will appear . From the Open Teller Batch

Screen select the Vault till Id by Clicking on the Till Id LOV and Then Click on the Save Button.

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c. To Close the Vault Till (TVCL):

To Close the vault till go to Teller then Till Vault Operation and then click on Till

Balancing & Closure menu. Till Balancing and closure Screen will appear then just click on

the save Button.

d. Till Vault position query (TVQR) :-

To Query the Vault Position Go to teller then till vault operation then click on Till Vault

Position Query menu. Till vault position query screen will appear here you can see your

branch vault position.

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2. Open Chef Till as a chef teller (9001):

a. Login as a Chef Teller: → Login as chef teller → menu → Teller → Till Vault Operation

→ Open Teller Batch → Select Till ID as Chef Till from the Till ID → Click save button Or

write 9001 in the first path writing box and click on the save

button.

a. Open Other Till As a cash Teller (9001): - Login as a Cash Teller: → Login as cash teller

→ menu → Teller → Till Vault Operation → Open Teller Batch → Select Till ID according

to your user Till from the LOV→ Click save button Or write 9001 in the first path writing

box and click on the save button.

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3. To Close the Teller Batch/Till (TVCL): To Close the teller/till → Teller → Till Vault Operation →

Till Balancing & Closure menu. Till Balancing and closure Screen will appear then just click on the

save button.

4. Till/teller position query (TVQR) :- To Query the Till/Teller Position Go to teller → till vault

operation → Till Vault Position Query menu. Till vault position query screen will appear here you

can see your Till / Teller position.

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5. Cash Transfer :-

A. Cash transfer From Till (BCFT):- If teller wants to take cash from other till, teller has

to go to menu → teller → Till vault Operation → transfer cash from teller the cash

transfer screen will appear here teller will select

1. Till id : Teller has to select till Id from the LOV from which till he wants

to take cash.

2. Narrative : Teller will write meaning full narration here

3. Transaction currency : Which currency teller wants to transfer from

other till, has to select here.

4. Transaction Amount : How much cash teller wants to transfer from other

till, has to input here.

After inputting necessary field teller has to click on the save button, then

system will ask for authorization. After proper authorization cash will

transfer from the selective till.

According to the bank system cash teller will transfer cash only from the

chief teller.

B. Transfer cash from Vault (9007): Chef teller will transfer cash from vault to his till

by this menu. Teller has to click menu→ teller → Till vault Operation → transfer

cash from vault, the cash transfer from vault screen will appear here.

1. Transaction currency : Which currency teller wants to

transfer from Vault , has to select here.

2. Transaction Amount : How much cash teller wants to

transfer from vault till, has to input here.

After inputting necessary field Chef teller has to click on the save button, then

system will ask for authorization. After proper authorization cash will transfer from

vault to till.

C. Transfer cash to Vault (9008): Chef teller will transfer cash from his till to vault by

this menu. Teller has to click menu→ teller → Till vault Operation → transfer cash

to vault, the cash transfer from vault screen will appear here.

1. Transaction currency: Which currency teller wants to

transfer from Vault, has to select here.

2. Transaction Amount: How much cash teller wants to

transfer from vault till, has to input here.

After inputting necessary field Chef teller has to click on the save button, then

system will ask for authorization. After proper authorization cash will transfer to

vault from his till.

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To remit Cash to the Central Bank and bought required cash from the Central Bank is very much easy in

the UBS system. How to do the same is given bellow

I. Remit Cash to Central Bank (9010) :- If teller wants to Remit cash to the Central Bank then

teller has go to Manu → Teller → Cash Transaction → Remit cash to Local Office

The above screen will appear then teller has to fill up the following fields:

a. Transaction Currency: - Teller has to select / write currency, such as Bangladeshi Taka as

BDT, US Dollar as USD.

b. Narrative: - Teller has to write the meaningful narration in the narrative field.

c. Transaction Amount: - Teller has to input how much cash, wants to remit to the Central

Bank.

d. After Inputting all the necessary field teller has to click on the save button then another

denomination screen will appear

e. If every inputted field is ok then click the save button again then It will ask for authorization.

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1. Accounting entries to be passed by the system is given bellow:-

a. Cash in hand Lcy (101010101) Cr. 101 Branch

Remittance GL (111140401) Dr. 101 Branch

2. Adjustment of Remittance GL(111140401):- Teller has to pass another entries for adjusting

the cash remittance GL through Journal Entry.

a. Cash Remittance GL (111140401) Cr. 101 Branch

Remittance GL (111140401) Dr. 100 Branch.

3. Head office has to pass entries for adjusting the head office remittance GL :-

a. Cash Remittance GL (111140401) Cr. 100 Branch

Bangladesh Nostro Taka Account Dr. 100 Branch.

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II. Receive cash from Central Bank (9009) : - If teller wants to buy cash from Central Bank then

teller has go to Manu → Teller → Cash Transaction → Receive cash from Local Office

The above screen will appear then teller has to fill up the following fields:

a. Transaction Currency: - Teller has to select / write currency, such as Bangladeshi Taka as


b. Narrative: - - Teller has to write the meaningful narration In the narrative field.

c. Transaction Amount: - Teller has to input how much cash, wants to remit to the Central

Bank .

After inputting all the necessary field teller has to click on the save button then it will ask for

authorization.

III. Accounting entries are passed by the system is given bellow:-

b. Cash in hand Lcy (101010101) Dr. 101 Branch

Remittance GL (111140401) Cr. 101 Branch

IV. Adjustment of Remittance GL(111140401):- Teller has to pass another entries for adjusting the

cash remittance GL through Journal Entry.

b. Cash Remittance GL (111140401) Dr. 101 Branch

Remittance Gl (111140401) Cr. 100 Branch.

V. Head office has to pass entries for adjusting the head office remittance GL :-

b. Cash Remittance GL (111140401) Dr. 100 Branch

Bangladesh Nostro Taka Account Cr. 100 Branch.

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Cash Remittance to Feeding Branch

1. Remit Cash to Feeding Branch/ Local Office (9010) :- If Branch wants to Remit cash to the

feeding branch/ Local office then teller has go to Manu → Teller → Cash Transaction → Remit

cash to Feeding branch / Local Office

The above screen will appear then teller has to fill up the following fields :

a. Transaction Currency: - Teller has to select / write currency , such as Bangladeshi Taka as


c. Narrative: - Teller has to write the branch code from which branch the cash is remitted to

the Local / Feeding branch. Such as 103 Banani branch wants to remit cash to the local office

/ feeding branch, teller has to write “cash remit from 103 branch” In the narrative field.

d. Transaction Amount :- Teller has to input how much cash branch wants to remit to the

feeding / local office

e. After Inputting all the necessary fields, teller has to click on the save button after that

another denomination screen will appear

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f. If every inputted fields are ok teller has to click the save button again then It will ask for

authorization.

g. Authorizer will check all the inputted fields which teller inputted and if all the inputted fields

are ok then checker will authorize that transaction.

h. After authorization the transaction will be completed.

3. Receive cash from Feeding branch / Local Office (9009) : - If Branch wants to buy cash from

feeding branch/ Local office then teller has go to Manu → Teller → Cash Transaction → Receive

cash from Feeding branch / Local Office

The above screen will appear and teller has to fill up the following fields:

a. Transaction Currency: - Teller has to select / write currency , such as Bangladeshi Taka

as BDT, US Dollar as USD.

b. Narrative: - Teller has to write the branch code for which branch the cash is remitted

from the Local / Feeding branch. Such as 103 Banani branch wants to buy cash from

the local office / feeding branch, teller has to write “cash received for 103 branch”

In the narrative field.

c. Transaction Amount :- Teller has to input how much cash, branch wants to remit to the

feeding / local office

d. After Inputting all the necessary field teller has to click on the save button then it will

ask for authorization.

e. Authorizer will check all the inputted fields which teller inputted and if all the inputted

fields are ok then checker will authorize that transaction.

f. After authorization the transaction will be completed. It will show in the tellers

workflow completed list.

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Cash Deposit

Path : Teller→Cash Transaction→Cash Deposit (Short Path 1401)

Input Screen

Default Fields:

External Reference number

Account Branch : Defaulted from Transaction Branch

Product

Narrative

Input Fields

Account Number : Dot system and account branch will be changed from the branch

code

Account description : Name of account will be defaulted from Account Number

Transaction Currency

Saving of this input will bring the enrich screen

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Enrich Screen (Cash Deposit)

Currency Denominations and Charge Screen will Come

If everything is OK, press save button to complete the transcation.

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Authorization Screen (Cash Deposit)

Path: Workflow>>Assigned>>

If transaction is OK, then authorizer can authorize the input otherwise he can cancel the transaction

from this screen

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Cash Withdrawal (Short Path 1001)

Path : Teller→Cash Transaction→Cash Withdrawal

Input Screen

Default Fields:



Product

Narrative

Input Fields


code



Transaction Amount

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Cash Withdrawal

Enrich Screen


If everything is OK, press save button to complete the transaction.

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Cash Withdrawal

Authorization Screen

Authorization Screen (Cash Deposit)

Path : Workflow>>Assigned>>


from this screen

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Cheque Withdrawal (Short Path 1013)

Input Screen

Path : Teller→Cash Transaction→Cheque Withdrawal

Default Fields:



Product

Narrative

Check date

Input Fields


code


Cheque Number

Cheque Issue Date


Transaction Amount

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Cheque Withdrawal

Enrich Screen



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Cheque Withdrawal

Authorization Screen :

Path : Workflow>>Assigned


from this screen

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Miscellaneous GL Credit (Short Path 1460)

Path : Teller >>Cash Transaction>> Miscellaneous GL Credit

Input Screen

Default Fields:


Product

Input Fields

GL Account Number : GL no of the transaction branch

GL Description : Name of account will be defaulted from Account Number

GL Currency

Reference Number


Transaction Amount

Narrative

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Miscellaneous GL Credit

Enrich Screen



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from this screen

Miscellaneous GL Debit(Short Path 1060)

Path : Teller >>Cash Transaction>> Miscellaneous GL Debit

**** All screens and procedures are same as Miscellaneous GL Credit only the accounting entries are

different.

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Fund Transfer without Cheque Between Two CASA Account (Short Path – 1006).

Path : Teller>>Miscellaneous Transaction>>Account to Account Transfer

Input Screen…….

Default Fields:


From Account Branch: transaction branch will be defaulted but after inputting the

account number it will be changed to the account branch.

Product : FTRQ

From Account Currency : BDT is defaulted which will be changed as per the inputted

Account Number

Narrative: It will reflect the CASA Account Statement

Input Fields

From Account Number : Debit/ Source Account Number ( Dot or from LOV)

Account Description: Name of Source Account will be defaulted from the account

number.

From Account Amount: Amount to be debited from the Source Account.

To Account Number : Beneficiary/Destination Account Number.

To Account Branch : Will be defaulted from Inputted Beneficiary/Destination Account

Number

Account Description: Name of the Beneficiary Account ( Default from Acct. Number)

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Enrich Screen …..

After Saving the above data following screen will come

Applicable Online Charge Amount will Appear in this Screen which is Modifiable if required

After saving this Screen, System will require authorization where Applicable

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Selection of Authorizer

After saving the transaction teller can choose the desired authorizer from the screen below.

Select the Authorizer from the User ID Field.

Click on Assign Button.

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Authorizer Screen……

Path : Workflow>>Assigned>>Click>>Account to Account Transfer

Clicking on the transaction, above screen will appear and authorizer has to click on

Authorization Button.

After Clicking on the Authorization Button, system will bring the following Screen.

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From above screen, Authorizer can be aware that;

Memo is there or not.

He can read the override messages by clicking on the Override Message Option.

From above, Authorizer can take decision whether he will Allow or Reject the transaction.

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Fund Transfer with Cheque Between Two CASA Account (Short Path – LOCH).

Path : Teller>>Cheque Transaction>>In House Cheque Deposit

Input Screen…..

Default Fields:


From Account Branch: transaction branch will be defaulted but after inputting the

account number it will be changed to the account branch.

Product : LOCH

From Account Currency : BDT is defaulted which will be changed as per the inputted

Account Number

Narrative: It will reflect the CASA Account Statement

Input Fields

From Account Number : Debit/ Source Account Number ( Dot or from LOV)

Account Description: Name of Source Account will be defaulted from the account

number.

Amount: Amount to be debited from the Source Account.

To Account Number : Beneficiary/Destination Account Number

To Account Branch : Will be defaulted from Inputted Beneficiary/Destination Account

Number

Cheque Number : Cheque Leaf Number ( Mandatory)

Check date : System date.

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Cheque Issue Date: Date written on Cheque Leaf. Input is optional but Stale and

Advanced dated Cheque validation is present.

Account Description: Name of the Beneficiary Account ( Default from Acct. Number)

Enrich Screen…..

After Saving the above data following screen will come

Applicable Online Charge Amount will Appear in this Screen which is Modifiable if required

After saving this Screen, System will require authorization where Applicable

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Path : Workflow>>Assigned>>Click>>In House Cheque Deposit

Clicking on the transaction, above screen will appear and authorizer has to click on

Authorization Button.

After Clicking on the Authorization Button, system will bring the following Screen.

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From above screen, Authorizer can be aware that;

Memo is there or not.

He can read the override messages by clicking on the Override Message Option.

From above, Authorizer can take decision whether he will Allow or Reject the transaction.

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Miscellaneous Customer Debit(Short Path 1008)

Input Screen

Path: Teller >>Miscellaneous Transaction>> Miscellaneous Customer

Debit

Default Fields:


Account Branch: transaction branch will be defaulted but after inputting the account

number it will be changed to the account branch.

Product

GL Currency

Narrative

Input Fields

Account Number : Dot account no of the transaction branch

Account Description: Name of account will be defaulted from the account number.

Transaction Amount :

GL Number : Only the transaction branch GL can be inputted


Reference Number

Narrative

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Miscellaneous Customer Debit

Enrich Screen



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from this screen

Miscellaneous Customer Credit (Short Path 1408)

Input Screen

Path: Teller >> Miscellaneous Transaction>> Miscellaneous Customer

Credit

Default Fields:


Account Branch: transaction branch will be defaulted but after inputting the account

number it will be changed to the account branch.

Product

Account Currency

Narrative

Input Fields

Account Number : Dot account no of the transaction branch

Account Description: Name of account will be defaulted from the account number.

Transaction Amount :

GL Number : Only the transaction branch GL can be inputted


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Reference Number

Narrative

Miscellaneous Customer Credit

Enrich Screen



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Enrich Screen


from this screen

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Miscellaneous GL Transfer (Short Path 1005)

Path: Teller >> Miscellaneous Transaction>> Miscellaneous GL Transfer

Input Screen

Default Fields:


From Account Currency : BDT

To Account Currency : BDT

Narrative

Input Fields

From Amount: Transaction Amount to be debited from GL

Reference Number

From GL Account Number : Dr. GL Number

GL Description

To GL Account Number : Cr. GL Number

GL Description : Name of GL will be defaulted from inputed GL number

Narrative

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Miscellaneous GL Transfer

Enrich Screen



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from this screen

Go to Contents

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BC and DD Instrument Maintenance

Input Screen : ISDINSMS

Path : TellerCommon MaintenanceInstrument Types

Purpose:

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BC and DD Instrument number to be maintained in system for issuance of the same.

System will pick the last available instrument number at the time of BC and DD Issuance.

Input Field :

Instrument Type :

BCI : To be selected in case of Pay Order.

DDI: To be selected in case of Demand Draft.

Branch: Branch code from where the Instrument will be issued.

Account : Not required for BCI and DDI

Cheque Book Number : 1st leaf number of the Pay Order/ DD Book

No of Leaves : Number of total leaves conataining in the book

Account Branch: Not required.

saving this screen will initiate the transaction for authorization.

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Authorizer Screen

Path : Teller >>View>>Instrument - Cheque Book Summary

Short Path : ISSINSMS

Unauthorized records are searched here.

Clicking on the record the input screen will come and pressing the authorize button the

transaction will be completed.

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Search Screen:

Used for searching an instrument along with its status (Used / Unused)

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Authorization Status :

Authorized: Only the authorized instruments will come.

Un-authorized: Only the instruments having un-authorized will come if selected.

Instrument Type :

BCI : For searching Pay Order.

DDI: for searching demand draft.

Account: Not required.

No of Leaves : Search can be completed by inputing the no of leaves.

Record Status :

Closed : Closed instruments can be searched if selected

Open: Instruments that are open can be searched.

Branch: Branch wise search can be done by selecting the specific branch code.

Cheque Book Number : 1st leaf number of the PO / DD Book can be inputed for searching

Account Branch: Not required.

Search operation can be completed by selecting any one of the above option and clicking on the desired

data it will bring the maintenance screen.

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Instrument Type Maintenance Screen

Clicking on the status button, detail screen will come which will consists of the status of each leaf

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Status

Status of each leaf of a book can be viewed here

Go to Contents

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Type of Operation

Instrument Maintenance (System)

Instrument Issue against Customer

Instrument Liquidation

Payment

Refund

Cancel


Screens :

Input Screen

Enrich Screen

Authorizer Screen

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BC Issue Against GL (Short Path 8302):

Path : Teller→→Banker’s Cheque →→BC Issue Against GL

Input Screen

Default Value :

External Reference Number : 16 Digit ( 3 digit Br. Code+5digit Julian date +

8digit Serial Number)

Instrument Type : BCG ( Bankers Cheque against GL)

Bank Code : 059

BC Date : System date and uneditable

GL Currency : BDT

Narrative :

Payable Branch : Issue Branch

Input Items :

BC Amount : Instrument Amount (Mandatory)

General Ledger no. : Debit GL number (Mandatory)

GL Description : Defaulted from the GL number

MICR Number : Any user reference number through which teller can track,

search the instrument in future (Optional)

Passport /IC Number : Identification Number (Optional)

Beneficiary Name : Name of the Beneficiary ( Mandatory)

Beneficiary address : Address of the beneficiary (optional)

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Enrich Screen

New Fields :

Transaction Currency Rate : Default from system

Charges : Sum of Charge and VAT

Instrument Number : System generated but editable. Number will be picked up as next

available number in the system. If that number does not match with the leaf number present at

the tellers end, teller can input the desired number.

Validate : If Instrument numberis inputed by the teller ,( s)he can validate the number whether

the inputed number is maintained in the system or not/ genuineness of the instrument.

Recalculate : Associated with the charge Tab

Charge Tab : Charge components associated with BC issue will be defaulted here with Waiver

option. If we waive charges here, then the button Recalculate will be pressed by the teller and

system will give the new amount.

MOST IMPORTANT

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Authorizer Screen

Path : Workflow →→Assigned →→Click→→BC Issue against GL→→Search and Click on

Desired Transaction.

If the transaction is OK, Authorizer can authorize the same by clicking on the Authorize (√)

button at the top of the screen

If the transaction is not OK or found wrong at supervisor’s end , Authorizer may cancel the

same by clicking on the Cancel button at the bottom of the screen

Remarks screen will come then, where Supervisors can write any remarks for this particular

transaction.

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BC Issue Against Walk In (Short Path 8301):

Path : Teller→→Banker’s Cheque →→BC Issue Against Walk-in (Cash)

Input Screen

Default Value :



Instrument Type : BCW ( Bankers Cheque against Walk- In)

Instrument Status : INIT

Bank Code : 059

BC Currency : BDT


Narrative :


Input Items :


Transaction Currency : BDT ( Mandatory)






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Enrich Screen

New Fields :

Transaction Currency Rate : Default from system











MOST IMPORTANT

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Authorizer Screen

Path : Workflow →→Assigned →→Click→→BC Issue against Walk In→→Search and Click on







transaction.

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BC Sale Against Account (Short Path 8309):

Path : Teller→→Banker’s Cheque →→BC Sale Against Account

Input Screen :

Default Value :



Instrument Type : BCA ( Bankers Cheque Against Account)

Bank Code : 059

Account Branch : Transaction branch (default value but changeable for other

branch account)

BC Currency : BDT as default



Input Items :

Account : Customer account Number from which BC will be issued.(Mandatory)

Account title : Will be defaulted from account number

Account Currency : Defaulted from account number.







Delivery Mode : Branch, Post / Courier--- customer address/branch address

will come automatically come in address fields.

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Enrich Screen

New Fields :

Exchange Rate : Default from system











MOST IMPORTANT

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Authorizer Screen

Path : Workflow →→Assigned →→Click→→BC Issue Against Account→→Search and Click on







transaction.

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BC Sale Against Cheque ( Short path 8335):

Path : Teller→→Banker’s Cheque →→BC Sale Against Cheque

Input Screen :

Default Value :



Instrument Type : BCC ( Bankers Cheque Against Cheque)

Bank Code : 059

Account Branch : Transaction branch (default value but changeable for other

branch account)

BC Currency : BDT as default



Input Items :

Account : Customer account Number from which BC will be issued.(mandatory)

Account title : Will be defaulted from account number

Account Currency : Defaulted from account number.

Cheque number : Mandatory

Cheque Date : Valid date of cheque. Validation present







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Enrich Screen

New Fields :

Exchange Rate : Default from system











MOST IMPORTANT

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Path : Workflow →→Assigned →→Click→→BC Sale against Cheque→→Search and Click on







transaction.

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Input Screen

Enrich Screen


BC Liquidation Against Account(Short Path 8309)

Path : Teller→→Banker’s Cheque →→BC Liquidation Against Account

Input Screen(Payment)

Default Value:

External reference No. : Transaction reference number of the transaction

Input:

Issue Branch : BC issue branch Code

Instrument No. : The instrument no. that is going to be liquidated.

Then press save button to initiate the transaction. The main screen will come.

Input Screen Continues……..

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Default Value:


Issue Branch

Payable Branch

Payable Bank

Issue Date

Beneficiary Name

Beneficiary Address

Instrument Type

Liquidation Mode:

Payment

Refund

Cancel

Instrument Number


Account Branch

BC Currency

BC Amount

MICR Number

Payable Branch

Passport /IC number

Input Value:

Dot System Account Number

Account Title: will be defaulted automatically.

MOST IMPORTANT

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Press Save Button……….

Enrich Screen

Charge Screen with Recalculate button will come. If liquidation charge was applicable /

maintained for this function, from here we can amend, modify the charge.

Saving This Screen Will Initiate The Transaction Completely.

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Path : Workflow →→Assigned →→Click→→BC Liquidation Against Account→→Search and Click

on Desired Transaction.






transaction.

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BC Liquidation Against Account (Short Path 8309)

Path : Teller→→Banker’s Cheque →→BC Liquidation Against Account

Enrich Screen (Refund)

Default Value:


Issue Branch

Payable Branch

Payable Bank

Issue Date

Beneficiary Name

Beneficiary Address

Instrument Type

Liquidation Mode:

Payment

Refund

Cancel

Instrument Number


Account Branch

BC Currency

BC Amount

MOST IMPORTANT

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MICR Number

Payable Branch

Passport /IC number

Input Value:

Dot System Account Number

Account Title: will be defaulted automatically.


Authorization Screen (Refund)








transaction.

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Enrich Screen (Cancel)

Charge Screen with Recalculate button will come. If Cancellation charge was applicable /



MOST IMPORTANT

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Authorization Screen (Cancel)








transaction.

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BC Liquidation Against GL(Short Path 8308)

Path : Teller→→Banker’s Cheque →→BC Liquidation Against GL


Default Value:


Input:




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Input Screen

Continues……..

Default Value:


Liquidation Type (BCW)

Clearing Bank Code

General Ledger Currency

Payable Branch

Issue Date

Liquidation date

BC Number

BC Status

Beneficiary Name

Beneficiary Address

Instrument Type

Liquidation Mode:

Payment

Refund

Cancel

Instrument Number

BC Currency

BC Amount

Input Value:

General Ledger Number

GL Description

MOST IMPORTANT

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Enrich Screen



Saving This Screen Will Initiate the Transaction Completely.

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Path : Workflow →→Assigned →→Click→→BC Liquidation Against GL→→Search and Click on







transaction.

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BC Liquidation Against GL

Path : Teller→→Banker’s Cheque →→BC Liquidation Against GL

Input Screen(Refund)

Default Value:



Clearing Bank Code

General Ledger Currency

Payable Branch

Issue Date

Liquidation date

BC Number

BC Status

Beneficiary Name

Beneficiary Address

Instrument Type

Liquidation Mode:

Payment

Refund

Cancel

Instrument Number

BC Currency

BC Amount

Input Value:


GL Description

MOST IMPORTANT

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Enrich Screen (Refund)




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transaction.

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Enrich Screen (Cancel)




MOST IMPORTANT

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Authorization Screen (Cancel)






transaction.

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BC Liquidation Against Walk In

Path : Teller→→Banker’s Cheque →→BC Liquidation Walk In


Default Value:


Input:




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Input Screen Continues……..

Default Value:



Bank Code


Branch

BC Date

Drawee Account Number : Transaction Branch Code

Narrative

Payable Branch

MICR No.

BC Status

Passport/IC number

Issue Date

Liquidation date

Beneficiary Name

Beneficiary Address

Liquidation Mode:

Payment

Refund

Cancel

Instrument Number

BC Currency

BC Amount

Input Value:


GL Description

MOST IMPORTANT

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Enrich Screen




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transaction.


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BC Liquidation Against Walk In (Refund)

Enrich Screen




MOST IMPORTANT

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transaction.

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BC Liquidation Against Walk In (Cancel)

Enrich Screen




Most Important

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transaction.

Go to Contents

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Type of Operation

Instrument Maintenance (System)



Payment

Refund

Cancel


Screens :

Input Screen

Enrich Screen

Authorizer Screen

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DD Issue Against GL (Short Path 8306):

Path : Teller→→Demand Draft →→DD Issue Against GL

Input Screen

Default Value :



Instrument Type : DDG ( Bankers Cheque against GL)

Bank Code : 059

Demand Draft Currency : BDT

DD Date : System date and uneditable

GL Currency : BDT

Narrative :

Payable Branch : Transaction Branch is Defaulting which has to be edited for the

desired branch.

Input Items :

Demand Draft Amount : Instrument Amount (Mandatory)

General Ledger no. : Debit GL number (Mandatory)






BE CAREFUL TO

CHANGE THE DESIRED

PAYABLE BRANCH

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After Saving the inputed data, system will bring the Enrich Screen with Instrument Number and Charge which can

be Modified (Same as Pay Order). After Saving that Enrich Screen , System will ask for authorization where

applicable.

DD Issue against Walk In (Short Path 8305)

Path : Teller→→Demand Draft →→DD Issue Against Walk In

Input Screen

Default Value :



Instrument Type : DDW( DD Issue Against Walk In)

Bank Code : 059



Narrative :


desired branch.

Input Items :







BE CAREFUL TO

CHANGE THE DESIRED

PAYABLE BRANCH

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After Saving the inputed data, system will bring the Enrich Screen with Instrument Number

and Charge which can be Modified (Same as Pay Order). After Saving that Enrich Screen ,

System will ask for authorization where applicable.

DD Sale Against Account (Short Path 1014):

Path : Teller→→Demand Draft →→DD Sale Against Account

Input Screen

Default Value :



Instrument Type : DDA( DD Issue Against Account)

Bank Code : 059



Narrative : DD sale Against account


desired branch.

Account Branch : Transaction Branch

Input Items :







Account Number : Debit Account Number( Mandatory)

BE CAREFUL TO

CHANGE THE

DESIRED PAYABLE

BRANCH

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Delivery Mode : Branch / Courier

Delivery Address : Branch/ Customer Address After Saving the inputed data, system will bring the Enrich Screen with Instrument Number and Charge which can


applicable.

DD Sale Against Cheque (Short Path 8330):

Path : Teller→→Demand Draft →→DD Sale Against Cheque

Input Screen

Default Value :



Instrument Type : DDC( DD Sale Against Cheque)

Bank Code : 059



Narrative :


desired branch.

Account Branch : Transaction Branch. Branch of the account number to be

inputed.

Input Items :







Account Number : Debit Account Number( Mandatory)

Cheque Number: ( Mandatory)

BE CAREFUL AND

CHANGE TO DESIRED

PAYABLE BRANCH

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Cheque Date : Optional but Validation present if date is inpted

Delivery Mode : Branch / Courier

Delivery Address : Branch/ Customer Address After Saving the inputed data, system will bring the Enrich Screen with Instrument Number and Charge which can


applicable.

DD Liquidation Against Account (Short Path 8312)

Path : Teller→→Demand Draft →→ DD Liquidation Against Account

Input Screen---1

Input Items :

Issuing Branch : Select/Input the branch code from where the

instrument was issued.

Instrument Number: Select/Input the instrument number .

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Press Save Button at the top of the screen or press Ctrl+S from key board.

Input Screen---2

Input Items :

Account Number : The beneficiary Account Number.

Account Title : Will be defaulted from Account Number.

Account Currency : Will be defaulted from Account Number.

Liquidation Mode: Payment/Refund/ Cancel ---- any one mode can be

selected from the drop down menu depending on

the type of the transaction.

MOST IMPORTANT

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After saving, system will bring the Enrich Screen with Charge and ask for authorization where

applicable. After authorization, the transcation will be completed and all accounting entries will be

passed.

DD Liquidation Against GL (Short Path 8311)

Path : Teller→→Demand Draft →→ DD Liquidation Against GL

Input Screen---1

Input Items :





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Input Screen---2

Input Items :

GL Number : Desired GL number where the instrument is going to

be liquidated.

GL Currency : Will be defaulted as BDT and can be changed if required.





MOST IMPORTANT MOST IMPORTANT MOST IMPORTANT

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applicable. After authorization, the transaction will be completed and all accounting entries will be

passed.

DD Liquidation Against Walk In(Short Path 8305)

Path : Teller→→Demand Draft →→ DD Liquidation Against Walk In

Input Screen---1

Input Items :



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Input Screen---2

Input Items :





MOST IMPORTANT

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applicable. After authorization, the transaction will be completed and all accounting entries will be

passed.

Instrument Query:

Path: Teller >>View>>Instrument Transaction (DDSQUERY)

Search Criteria:

Authorization Status Reference Number Product Instrument Currency Instrument Date Payable Branch Expiry Date Contract Status Process Status User Reference Remitter Insurance Amount Transaction Date Instrument Type

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Issue Branch Demand Draft MICR Number

Along with the above, Advanced Search option will provide the following options .

Instrument Number Account Branch Account Number Beneficiary Name

Selecting any one of the above, search can be completed

For Example, if instrument number is selected as 100 from the Advanced Search option, the

following screen will come.

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If we want to see more details, we are required to click the mouse doubly on the contract which will

bring the following screens

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The above screen will show the details of a BC / DD

For viewing the details of the accounting entries related with the respective BC or DD we need to click

on Accounting Entries which will bring the following screen

If we click on the charge tab, the charges associated with the BC/DD will be shown separately.

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From the above screen the details of the accounting entries of a BC /DD can be viewed.

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From the above screen the details of the Charge associated with a BC /DD can be viewed.

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Stop Instruments

Stop of Used instruments :

Stop after the issuance against the customer

Stop of Un-used Instruments:

Stop before the issuance against the customer

Stop of Used Instruments:

Input Screen

Path : Teller>> Miscellaneous Transaction>>Stop Instruments (CADSTINS)

For marking Stop/Lost /Damage we need to click on new button which will bring the following screen.

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Default Field:

Branch Code: Transaction branch is defaulted.

Reference Number: System generated.

Input Field:

Instrument Number: The instrument that is going to be marked as stopped/lost.

Related Reference: Transaction reference will be picked up by system.

Remarks: Reason for marking Stop/Lost.

Type: Instrument type (BC/DD to be selected)

Status :

Lost >> to mark an instrument as LOST

Damaged>>to mark an instrument as damaged

Revalidate>> to clear the status LOST/Damaged.

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After input teller has to save the screen by pressing Ctrl+S or the Save Button

To ease the process, this operation will not require authorization.

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Revalidation of a Stopped/ Lost instrument

By selecting the instrument number from search screen CASSTINS , we can bring that instrument in

query mode as follows;

Double click on the query data will bring the main operation screen

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Stop Instrument Revalidation Screen

For Revalidation we need to unlock the screen by pressing the lock button

and screen will be as follows

The status button will be live from where we can select the Re-validate option

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After pressing the Save Button, the selected instrument will be enabled for transaction

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Stop of Un-used Instruments:

Steps:

Maintain the Instrument in System.

Mark the Instrument as Closed.

Screen :

Path : Teller>>Common Maintenance>>Instrument Types (ISDINSMS)

Or

Teller>>View>>Instrument Types (ISSINSMS)

Search the PO/ DD Book by selecting any option which is available to you.

Click on the Searched Row which will populate the Detail Screen

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Detail Screen (ISDINSMS)

Click on Close Button to Deactivate the Whole Book.

This operation will require Authorization through Same Path

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Reactivation of Closed Instrument

Teller>>View>>Instrument Types (ISSINSMS)

Search the PO/ DD Book by selecting any option which is available to you.

Click on the Searched Row which will Populate the Detail Screen

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Detail Screen

Click on Re-open Button to Reactivate the Whole Book for Future Use.

This operation will require Authorization through Same Path

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1. FX Purchase (walk-in) :- Buy Foreign Currency from the walk-in customer, teller has to follow

the steps given bellow,

a. From Manu → Teller → Cash Transaction → FX Purchase (Walk-in ) then the following screen

will appear, Teller has to entry the necessary data

b. Currency Bought :- Teller has to select / input which currency he / she wants to buy from the

walk in customer, such as USD, EURO etc.

c. Amount Bough :- Teller has to input how much amount buying from the walk in customer.

d. Beneficiary Name:- In this field teller has to input the beneficiary name.

e. Beneficiary Address :- Teller has to input beneficiary address here.

f. Currency Paid:- Currency paid means which currency is given to the walk in customer against the

Foreign currency . The currency rate will pick up by the system automatically.

g. Passport Number:- Teller has to input the Passport number of walk in customer in the passport

number field.

h. After inputting all the necessary field teller has to click the save button.

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i. After clicking the save button first time then the above screen will appear, Teller has to

check all the inputted data and if necessary to change the exchange rate then teller will

modify the same.

j. After checking all the data teller has to click the save button again. Then the transaction will

ask for authorization.

k. Authorizer will check all the inputted fields which teller inputted and if all the inputted fields

are ok then checker will authorize that transaction.

l. After authorization the transaction will be completed.

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2. FX Sale (walk-in) :- Sale Foreign Currency to the walk-in customer, teller has to follow the steps

given bellow,

From Manu → Teller → Cash Transaction → FX sale (Walk-in ) then the following screen will

appear, Teller has to entry the necessary data

a. Currency Sold :- Teller has to select / input which currency he / she wants to sale ti the walk

in customer, such as USD, EURO etc.

b. Amount sold :- Teller has to input how much amount wants to sale to the walk in customer.

c. Beneficiary Name:- In this field teller has to input the beneficiary name.

d. Beneficiary Address :- Teller has to input beneficiary address here.

e. Currency Received:- Currency received means which currency is taking from the walk in

customer against the Foreign currency . The currency rate will pick up by the system

automatically.

f. Passport Number:- Teller has to input the Passport number of walk in customer in the

passport number field.

g. After inputting all the necessary field teller has to click the save button.

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h. After clicking the save button first time then the above screen will appear, Teller has to check all

the inputted data and if necessary to change the exchange rate then teller will modify the same.

i. After checking all the data teller has to click the save button again. Then the transaction will ask

for authorization.

j. Authorizer will check all the inputted fields which teller inputted and if all the inputted fields are

ok then checker will authorize that transaction.

k. After authorization the transaction will be completed.

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Amount Block : (CADAMBLK)

Customer Accounts> Customer Accounts Operations> Amount Block Input

For blocking or holding any amount of an account we need to input the account number to which the

operation to be assigned.

Amount block number comes automatically from the system which cannot be modified.

Hold code is predefined reasons for holding the fund which have to be selected at the time of amount

blocking. The description of the hold code is automatically displayed in the hold description field.

Effective and Expiry date to be inputted as per our requirement.

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Effective date can be advanced dated.

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We can view the summery of amount blocked in the following screen: CASAMBLK

Customer Accounts>Customer Accounts View>Amount Block Summary

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CADAMBLC (Consolidated Amount Block Input )

This is an exclusive feature with which all accounts belonging to a CIF can be blocked partially or fully.

Customer Accounts> Customer Accounts Operations> Consolidated Amount Block Input

Step 1 Select new from the menu

Step 2 Select CIF number from the LOV

Step 3 By selecting Fetch list of accounts associated with the CIF will be displayed

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Step 4: Select any one of the account. A raw will be displayed under amount details screen where we

get the option to entry values with effective date, expiry date and remarks.

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Similarly for other records

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We can also give no debit instruction to block the full amount of the account.

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We can also block different amounts of an account with different effective and expiry date.

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After saving, the consolidated amount is displayed against the account.

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In every cases sequence number is auto generated from the system.

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Closing of Account When we close an account, the system will check whether an IC product linked to the account is pending

liquidation. If an IC Product is pending liquidation, we will be prompted to perform the liquidation

before closing the account.

We can click on the ‘Liquidate’ button to imitate the process whereby the system will calculate all

outstanding amounts for all products involving the account and display the same. On confirming the

details that are displayed the system liquidates the products.

If any provisioning has been done in respect of the account, the relevant amount is written back to the

GL as specified in the maintenance, on Closure. If the account does not have any IC products pending

liquidation the system will display list of ‘Close Out’ modes in the Account Closure Details screen.

In this screen we can select the Close Mode, which is to be used to close the account. The option list

positioned next to this field contains a list of all the Close Modes maintained in the Customer Account

Closing Modes screen. The product linked to the close mode will be defaulted.

Some of the close out modes may require additional details to complete the transaction. These

additional details can pertain to either of the following:

• The Offset Account

• The Instrument (when the Close Out is through an Instrument) with which we payoff the balance in

the account

Thus, based on the mode selected the withdrawal entries are booked against the appropriate product.

The balance of the account will drop down to zero. Subsequently, the account is marked as closed.

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PROCEDURE OF CLOSING AN ACCOUNT:

Step 1: Interest and Charge Calculation (ICDCALAC)

Customer Accounts>Interest & Charge Operations>Single Account Online Calculation

Account number to be put here for calculation of Interest and charges

This option is not required for CASA Calculate from date and Calculate to date to be given as per our requirement.

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After giving the input, ok or Save button to be clicked for getting the output.

Step 2: Interest and Charge Liquidation (ICDLIQAC)

Customer Accounts>Interest & Charge Operations> Single Account Online Liquidation

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By pressing New button Reference number to be generated automatically by the system and the branch

number to be generated as home branch.

In the list, a list of value account number is displayed from where we have to select the home branch

account numbers only.

By clicking the button, we get a list of values of account numbers from where we can select the desired

account for running liquidation.

Date of liquidation to be selected just one day before the current system date.

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After inputting all the information, save button to be clicked for sending to authorization.

CLOSEOUT WITHDRAWAL:

FCUBS provides several types of Closeout withdrawals as under :

1. Close out withdrawal by Fund Transfer

2. Closeout withdrawal by Bankers Cheque

3. Closeout withdrawal by Cash

4. Closeout withdrawal by Multimode

These are described in brief below :

1. Close out withdrawal by Fund Transfer (1320)

Teller> Miscellaneous Transactions> Account Close Out Withdrawal

The menu come as under :

The branch is always defaulted as the home branch and the external reference number is system

generated.

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The account number is selected from LOV by clicking the button or we can simply type the account

number. The name of the account number appears as soon as the account number is selected.

After the selection of account number and clicking on the SAVE button on the menu, the following

screen appears:

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The offset branch and account number to be selected from for making the close out balance transfer to

that account.

When all the information inputted, the SAVE button to be clicked to complete the transaction.

At the end of the transaction, an Information Message comes as ‘Transaction Completed Successfully’.

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2. Close Out Withdrawal by BC (1300)

Teller> Miscellaneous Transactions> Account Close Out Withdrawal by BC

The menu comes as under:

The account number is selected or typed for initiating the transaction of issuing BC

After clicking the SAVE button, we get the following screen :

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The issue screen is as under:

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The associated charge related with BC issue comes after clicking the SAVE button and user have option

to waive the charge.

At the end of the transaction, an Information Message comes as ‘Transaction Completed Successfully’.

3. Closeout withdrawal by Cash (1301)

Teller> Cash Transactions> Close Out Withdrawal


We may type the account number or select that number from the LOV.

After clicking the SAVE button, the following screen appears:

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After clicking the SAVE button, the following screen appears:

At the end of the transaction, an Information Message comes as ‘ Transaction Completed Successfully’.

4. Closeout withdrawal by Multimode (1350)

Teller> CASA account closure> Close Out Withdrawal by Multimode


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After selection of account number and pressing the SAVE button, the following screen appears :

Here we get the multimodal pawet type in one screen. Here we can select either Banker cheque or FT

pawet mode for close out payment. Certainly, Cash is restricted to Cash teller only. But for operational

convenience we have provided another screen for cash users.

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If we select the FT for example, percentage of payment to be selected requirement

or it can be split as per our requirement :

At the end of the transaction, an Information Message comes as ‘Transaction completed successfully’.

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Standing Instruction

A Standing Instruction (SI) is a service offered to customers of a bank, wherein regular transactions that

the customer wants to make are processed as a matter of course instead of initiating specific

transactions each time. Once initiated, a standing instruction may go on for many months, or even

years, with each cycle being processed automatically.

SI module processes the following types of standing instructions:

Standing Payment Order

Account Sweep (Sweep in and Sweep out)

Variable Payment

Which will be discussed one by one below.

Inputting a Standing Instruction : (SIDCONON)

Standing Instructions>Operations>Instruction Input

Fig : Standing instruction input screen

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Basic steps of inputting Standing Instruction :

i ) In Standing Instruction Online Detailed screen select New for a making new SI

ii) In the product code box select which type of product we want to select.

iii) After selection press P to populate the auto instruction number.

iv) Instruction number, source instruction, user instruction number all are by default are same but we

can change the user instruction number if required.

v) First Execution and Next Execution date are the defaulted from the system date.

vi) Execution periodicity to be inputted as per our requirement. e.g. If we put 2 in Days field, the SI will

be generated after each 2nd day from inception of SI. Usually we shall keep 1 in the field as required. If

we want the SI to be enabled in month end, the Month End button to be ticked.

vii) In SI details we have to put the SI currency, SI expiry date and SI amount.

viii) In Debit details and Credit details we need to put the Debit and Credit account details.

ix) Charge realization from remitter or beneficiary to be selected from charge information.

x) Priority can be given if there is several SI.

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Processing Standing Payment Orders

A payment order is perhaps the most commonly used service. Under this service, one or more accounts of your customer are debited and one or more credited. This is called a payment order because the service would mostly be used for making a payment, like regular insurance payments.

SI Payment product one to one

This SI is used to give payment from one account to another account. This SI is usually applicable for RD

installment payment.

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SI Payment product one to many

When it is required to pay from one account to few more accounts, this type of SI is applicable.

The debit account remains the same but the credit account can be added with

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SI Payment product one to many for 2nd account

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SI Payment product one to many for 3rd account

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Processing Sweep Out Transactions

A sweep out instruction will be used to move funds out of an account whenever the balance reaches a certain minimum. This is typically used to sweep funds out of a low interest earning account into a high interest earning one.

Sweep Out One to One

The product code to be selected for initiating the Sweep out input process and populating the button

the Instruction number generated from the system.

Like earlier, the debit and credit account number to be inputted. After that the enrich field to be clicked

for enriching the record and after saving the record the process is completed.

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Processing Sweep In Transactions

A sweep in instruction will be used when the balance in a customer account should constantly be maintained at a certain balance. A sweep in instruction ensures that whenever the balance in the customer account goes below a certain amount, money is swept in from another account.

Sweep in one to One

This type of Sweep in is used especially for those accounts in Credit side which have Over draft facility

such as CC, OD etc.

This facility is also available for Many account to one account as Sweep in Many to one.

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COVER ACCOUNT: (CADSTRUC)

Customer Accounts>Customer Accounts Operations>Account Structures

Cover account is created to cover a transaction account if the transaction account has not enough

balance to complete the required transaction. Practically in UBS this concept has widely replaced the

concept of Sweep in process in FCR.

Structure group is a system generated number of the contract. We can also write the description of the

contract below.

Here we can select the primary account with it’s branch. The primary account is the one in which the

transaction will take place.

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We will also input the cover account with branch. The cover account is the one which will cover if the

Primary account has no sufficient balance. Both the account might be other branch account.

ACCOUNT STRUCTURE MAINTENANCE SUMMARY : (CASSTRUC)

Customer Accounts>Customer Accounts View>Account Structures

We can view the details of Cover account with the help of summary screen as under :

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This view screen is not branch specific. So we can view any record globally. For operational convenience,

it is better to keep Primary account number in the Description field for finding out it’s cover account. At

the time of transaction, if primary account has not sufficient balance but cover account has the required

balance, the transaction is done by allowing the primary account being negative. The transferred

amounts remain as hold in the cover account. At the time of EOD, the hold amount of the cover account

released and transferred to the primary account.

Processing Variable Payment Transactions

A variable payment is a variation of the payment type of instruction. In a payment instruction you would

fix the amount to be debited, when the instruction is initiated this would be the amount for each cycle.

In a variable payment type of instruction, the amount to be debited for each cycle would be different.

Examples of variable payments would be the payment of electricity or telephone bills where the amount

would be different each time. Thus, for a variable payment type of instruction, you would specify the

amount every time a cycle has to be executed.

SI Variable payment

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Summary View : (SISCONON)

Standing Instructions>View>Instruction Input

Standing instruction of a branch can be viewed with the help of this screen.

Reports

Information on the SIs defined and processed in Oracle FLEXCUBE can be retrieved in many

forms. These reports can either be printed or displayed on the screen. The following are the

reports for the SI module:

• Successful SIs for the day

• Unsuccessful SIs for the day

• Pending collections

• Standing instructions by customer

• Report by SI product type

• Standing Instructions Due for Execution

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TERM DEPOSIT PRODUCT (AVAILABLE IN FCUBS 11.2)

Account Class Code (Product

Code)

Title of the Account Class (Product Title)

501 Monthly Term Deposit

502 Term Deposit for 03 Months





507 Term Deposit 12 Months Payout



510 Term Deposit 24 Months 1 year Payout

511 Term Deposit 36 Months 1 year Payout

512 Term Deposit Above 36 Months

513 Periodic Benefit Scheme 3 years MPO

514 Periodic Benefit Scheme 3 years QPO

515 Periodic Benefit Scheme 5 years MPO

516 Periodic Benefit Scheme 5 years QPO

541 Monthly Term Deposit Banks

542 Term Deposit 3 Months Banks

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561 1 Months TD NFCD USD




571 1 Months TD NFCD GBP




581 1 Months TD NFCD EURO




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Creating a Term Deposit Account

Create a term deposit account using the ‘Deposit Account Booking’ screen. To invoke this screen type

‘STDCUSTD’ in the field at the top right corner of the Application tool bar and click the adjoining arrow

button

(Flow : Term Deposits> Operations> Deposit Input ( STDCUSTD)

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Here you can capture the following details

Branch Code The system displays the branch code of the sign on branch (Home Branch – Default Value) Customer No. Specify the customer identification (CIF) for whom you are creating a TD. The adjoining option list displays all valid CIF maintained in the system. You can choose the appropriate one.

Customer Name The system displays the name of the customer based on the CIF specified. Account Class Specify the account class to which the particular account belongs. You can select the appropriate account class from the option list that displays all ‘deposit’ type of account classes maintained in the system. Currency The system displays the currency from account class. Term Deposit A/C Number System will create a unique reference number to identify the TD account and display it here, on pressing the ‘P’ (populate) button. Main Tab On invoking the ‘Deposit Account Booking’ screen, this tab is displayed by default. You can specify the following details

Description The system displays the name of the customer based on the CIF specified. If the account is Joint A/C then teller can type the second name in this field.

Account Type

You have to indicate whether the account is to be opened only by the account holder or whether it can

be jointly operated.

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Mode of Operation

Indicate the mode of operation. Choose one of the following options from the drop-down list

Single

Jointly

Either-Anyone or Survivor

Former or Survivor

Mandate Holder

Account Open Date

The date on which the account has to be opened is defaulted based on the account class selected here.

You can however change the opening date of account. Note that this date cannot be greater than the

current system date (i.e. the date cannot be in future)

Address

If you specify the address in account level, this address will come only for one account. (For account

statement address will defaulted from CIF)

Replicate Customer Signature

Check this box to indicate that customer signature should be replicated to the account.

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Nominee Tab

Click ‘Nominee’ tab on the ‘Deposit Account Booking’ screen. The following tab will be displayed

Specify the following details

Name - Name of the nominee

Date of Birth - Date of birth of the nominee

Relationship - Relationship of the nominee with the customer

Address - You can enter the address of nominee in four lines.

Guardian Name - Specify the name of the guardian

Relationship - Relationship of the guardian with the minor

Address - You can enter the address of guardian in four lines.

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Deposit Tab

Click ‘Deposit’ tab on the ‘Deposit Account Booking’ screen. The following tab will be displayed

Maturity Date

The system defaults the maturity dates from the default tenor from the account class. On this date the

term deposit account gets liquidated.

Auto Rollover

Check this box to automatically rollover the deposit account.

Close on Maturity

Check this box to close the term deposit account on maturity date and transfer the amount as per the

TD pay-out details.

For a Term Deposit account, only one of the options – Close on Maturity or Auto Rollover – can be

checked.

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Term Deposit Amount

Specify the amount, which is paid for the time deposit creation, in the account currency.

Rollover Type

Indicate the components that should be rolled over by choosing one of the following options:

Principal - If you select this option, then the system will roll over the principal amount alone on

TD maturity date. If interest amount goes to interest booking account i.e. CASA account and Tax

amount will be deducted from CASA A/C.

Principal + Interest – If you select this option, then the system will roll over the principal and interest amount on TD maturity date.

Special Amount - If you choose this option, the system will roll over the amount specified in ‘Rollover Amount’ field. Upon maturity of the rolled over TD, the system will roll over the same amount of special amount and settle the interest amount as per TD pay-out details maintained.

If a special amount is to be rolled over, you have to specify the amount (less than the original deposit amount) in this field.

Pay-in Details

The TD module allows you to fund a TD using multiple pay-in modes viz:

Pay in by transfer from Savings Account

Pay in by transfer from GL

You can also have a combination of the aforesaid modes while funding a single TD. Once the TD account is created, the system considers each of the pay-in options entered in this screen and processes it accordingly. You can specify the TD funding amount as a percentage or as an absolute value.

Offset Account

Specify the account number/GL from which the fund is transferred to TD account. This field returns the branch code if the account is selected and NULL is returned if GL is selected. If the pay-in mode is GL then the system will display only GLs and if the pay-in mode is account then only accounts will be displayed in the option list.

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Offset branch code of the account from which fund is transferred to TD account.

Term Deposit Pay-in Option

Indicate the method for initial funding during account creation. Choose one of the following options

Account

GL

You can have multiple sets of amount being taken from different accounts to fund the same TD.

You can fund a Term Deposit by cash too. This option is only for cash teller (Path - TDMM)

Term Deposit Pay-in by cash (Path – TDMM)

Percentage/Amount

Indicate the percentage of the amount / or the amount to be deposited using the specified pay-in-

mode.

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Term Deposit Payout Details

The TD module allows you to close a TD using multiple pay-out modes viz

Pay-out by transfer to own bank Savings Account

Pay-out by transfer to GL

Pay-out by Bankers Cheque (Payment Order)

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Interest Details

Click ‘Interest’ button on the ‘Deposit Account Booking’ screen and invoke the IC special Conditions

Maintenance screen

You can specify the following details

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Interest Booking Account

At the time of creating a TD account, if the maturity instruction is given in such a way that the interest

will be paid out automatically to a CASA account, you can specify the customer CASA account to the field

of ‘Interest Booking Account’. Interest will then be liquidated into the CASA account at the time of

Rollover.

By default, the customer’s TD account will be displayed in this screen (In the ‘Interest Booking Account’

field). However, you have the option of booking interest to a different account belonging to another

branch also.

TD Rate Modification/ Input Special Rate

UDE Values – User Defined Element ID

The adjoining option lists displays all UDEs maintained for the Interest Rule. You can select the

appropriate one for modification and modified rate will be effective for the account.

Linked Entities

Click ‘Linked Entities’ button on the ‘Deposit Account Booking’ screen and invoke the ‘Linked Entities’

screen.

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Customer

Select the customer from the option list with whom you want to establish the relationship with the

Term Deposit Account.

Description

In this field, the system displays the name of customer that you have selected in the Customer ID. You

cannot change the description.

Relations

From the dropdown list select the appropriate relations with the customer of the account.

Include Relationship

Check this box to indicate that relationship should be inherited for all transactions.

Joint Holder Details

Click ‘Joint Holders’ button on the ‘Deposit Account Booking’ screen and invoke the ‘Joint Holders’

screen.

Joint Holder Code

Specify the customer number assigned to each of the joint holders of this account.

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Description

Name of the joint holder defaulted from customer number

Joint Holder Type

Indicate the type of authority. Select the appropriate one from the drop-down menu.

Account Signatory Details

Click ‘Account Signatory’ button on the ‘Deposit Account Booking’ screen and invoke the ‘Signatory

Details’ screen

Minimum Number of Signatories

Specify the minimum number of signatories necessary to endorse an instrument involving the account.

Account Message

You can capture information about particular signatories. For instance you can capture a message like –

“this signatory is a joint account holder with rights to sign instruments with another one signatory’.

Signature ID – Specify the signatory identification number

Signatory Name – The system displays the corresponding name of the signatory ID specified.

Signatory Type – Specify the signatory type

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Authorization of TD Account

Authorizer will move to the following path: Term Deposit> View> Deposit Input ( STSCUSTD)

1. Authorization status to be selected as “ Unauthorized” and then “Search” should be pressed to get the unauthorized DATA’s. ( A teller can put “Term Deposit Account Number” and will be able to get account details of that TD Account.

2. Pressing unauthorized field authorizer will get the account details in the following way:

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3. Authorizer will click on yellow check box on menu bar and will get the following screen :

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4. Authorizer will click on accept button and the account will be authorized.

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Term Deposit Redemption

The ‘Term Deposits Redemption Input’ screen enables you to redeem a term deposit. Using this screen,

you can do a premature redemption, either in full or in part and also complete redemption on maturity

of the deposit. You can invoke the ‘Term Deposit Redemption Input’ screen by typing “ICDREDMN’

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Term Deposit Account Number

Specify the TD Account Number. You can also choose the appropriate one from the option list. The

option list displays the deposit type of accounts maintained in the system.

Account Currency + Account Description + Account Balance

Displayed based on the TD account number

Redemption Mode

Select the mode of redemption from the following options.

Full Redemption – In this case, you can redeem the complete deposit balance of the account. On

Save, the redemption amount will be equal to the account balance. Full redemption will update

the status of the deposit amount as closed. On complete redemption interest along with

principal is redeemed. The redemption amount is equal to the total of principle and interest

amounts excluding penalty and tax amounts.

Partial Redemption – In this case, you have to specify the redemption amount. Ensure that the

redemption amount is less than the account balance. On partial redemption only the principal

amount is withdrawn where as the interest amount is liquidated only on liquidation cycle.

Waive Penalty - Not required

Interest Waive - Not functioning in ICDREDMN (Work Around)

Term Deposit Redemption Pay Out Details

Select the pay-out type from the drop-down list. The options available are

Account

General Ledger (GL)

Banker’s Cheque

Term Deposit

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TD Redemption by cash is possible from Multimode Deposit Redemption screen which is

applicable for Cash Teller (Short path - 1317)

Percentage/Redemption Amount

The percentage and redemption amount are conditionally mandatory. You should specify either the

percentage or the redemption amount.

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Authorization of TD Redemption

Term Deposit>View>TD Redemptions (ICSREDMN):

- Select Un Authorized, and press search button, you will get all the unauthorized record

- Select the record and you will get the screen like as next page where you will be able to see the details of the whole record.

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- Click on Tick button and press ok for authorize the record.

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New feature for Term Deposit

TD redemption by creating another TD account with new class (new tenor) as desired by the customer

and this is possible any point of time of the TD lifecycle. Also by partial redemption we can create

another TD account with new class 9new tenor).

This solution is very helpful for us where our demand is TD renews with new tenor. For this facility, teller

will redeem existing TD account and open new TD account with new class (new tenor) wherein reporting

GL changed at the time of redemption, rate changed accordingly (which is applicable for new class/new

tenor). Finally after authorization system will provide new TD number for the new tenor.

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Interest & Charges Single Account Online Calculation

You can view the interest calculation from Interest & Charges Single Account Online Calculation screen

(ICDCALAC)

VIEW ONLINE CALCULATION: Interest and charges of any account is viewable from this screen. Path: Term Deposit>View>Interest and charges online calculation ( ICDCALAC) Formula 2 : Interest accrual for the period. Formula 3: Interest reversal for that period. Formula 4: Tax On interest

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Account Number

Specify the TD Account Number. You can also choose the appropriate one from the option list. The

option list displays the deposit type of accounts maintained in the system.

Name

The system displays the name of the customer based on the Account Number.

Status

The system displays the status of the account.

Maturity Date

The system displays the next maturity date based on the Account Number

Close Out Today

Select close out and then Save, system will provide the interest calculation up to the currency date (this

is required for pre-matured redemption)

Maturity Date

Select Maturity and then Save, system will provide the maturity balance of the Term Deposit.

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TD Amount Block Input

You can block the Term Deposit from TD Amount Block Input screen

(STDAMBLK)

Branch

Please select the Branch Code

Account

Specify the TD Account Number. You can also choose the appropriate one from the option list. The option list displays the deposit type of accounts maintained in the system.

Amount

Specify the TD Block Amount and block amount will be the equal or less than the TD principal amount.

Hold Code

Specify the hold code. The adjoining option list displays all Hold Code (Reason) maintained in the system. You can choose the appropriate one. Amount Block Number

System will provide amount block number and for further reference you can write-down the amount block number. Effective Date & Expiry Date

Specify the effective date & expiry date.

Remarks

For any comments you can note here for future reference

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Customer Account TD Audit Trail

TD Audit Trail (ACDAUDTR) screen is for viewing accounting entries & transaction of a Term Deposit

including monthly accrual.

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Account Statement Report

Account statement report (ACDOPTN) is for generation of customer account statement

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Customer Account Balance Query

Customer Account Balance Quety (ACDCBIRD) is for generation of customer account different

information which is required to meet up customer query

How to go *Queries->Customer Accounts-> Balances ( ACDCBIRD) *In the account number field input 13 digit account number and press query * In this screen you can scroll and see current balance, available balance, amount blocked, Accrued interest credit, Accrued interest debit etc. * For more detail information about interest calculation check the left side box and press account statistics

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SHORTPATH

Customer Account Creation Related Shortpath

Customer Maintenance - STDCIF

Liability Maintenance - GEDMLIAB

Customer Liability Maintenance - GEDCULIK

Customer Accounts Maintenance - STDCUSAC

Term Deposit Operation Related Shortpath

Creating a Deposit Account - STDCUSTD

Multimode TD Account Opening - TDMM (For cash pay-in of TD)

Term Deposit Redemption - ICDREDMN

Multimode Deposit Redemption - 1317 (For cash redemption of TD)

Interest & Charges Single Account Online Calculation - - ICDCALAC

TD Amount Block Input - STDAMBLK

Customer Account TD Audit Trail - ACDAUDTR

Account Statement Report - ACDOPTN

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PRODUCTS:

201: DBBL PENSION PLUS SCHEME (PP)

202: DBBL DEPOSIT PLUS SCHEME (DPS)

203: DBBL CHILDREN EDUCATION SCHEME ( CHESS)

205: BOCHORE DERGUN SCHEME ( BDS)

FEATURES:

1. A customer having a DBBL CASA account can open an RD account at any time of the month from any branch.

2. Customer need not to come branch Installment will be deduct monthly from the CASA account at anniversary date ( account opening date) of each month.

3. System will consider the holidays in case of realization of installment, that is interest calculation starts from value dated entry.

4. Customer has to pay penalty if he does not maintain sufficient money on the installment date. The penalty will be realized on interest liquidation date. At present interest accrual happens monthly and liquidate half yearly (Six month from the start date of the account).

5. The account will be dormant if the customer fails to pay installment for consecutive three month and account will be close if such account remains inactive for next three months (6+3=9 month). An exception report will be generated and accounts inactive for last 9 months need to close manually.

6. Customer will not get any interest if he closes the account before 6 month. He will get interest at the savings rate if the closes the account before 3 years , but more than 6 month. In all the cases customer has to pay premature closing charge along with vat.

PROCEDURE IN UBS 11.2 TO OPEN A RECURRING DEPOSIT ACCOUNT:

1. Open a Customer Information (CIF) Number for a new customer. ( Please follow CIF manual) 2. Open CASA account for the customer. ( Please follw CASA account opening manual) 3. Open RD account using the CIF and link to that CASA account as installment account.

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OPEN RD ACCOUNT:

Step 1: Input Stage:

Term Deposits> Operations> Deposit Input ( STDCUSTD):

Operation Procedure: ( All the Red Star * is used as mandatory field)

1. Click on new button- the following screen will come.

2. Branch code will be defaulted as the RD account opening branch. 3. Term deposit currency ( RD currency) will be defaulted as BDT

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4. Input 9 digit customer number in customer no field and press tab. 5. Type Account Class code* and Press Tab 6. Click on P (Populate) button and account number will be populated immediately.

*Account Class Code ( Product Code) Description

201 Class Code for Pension Plus

202_3 Class Code for DPS of 3 years tenor




203_3 Class Code for CHESS of 3 years tenor




205 Class Code for BDS

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7. Click on deposit screen. ( You can see the maturity date of the RD )

Scroll Down

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Percentage tab put 100% if you want to move total close out balance to a single account. You have the liberty to chose multiple account or GL to redeem the RD account. Such cases you need to percentage portion which you want to transfer to that account.( It is suggested to put 100 in this filed)

Offset account tab put the account number. ( It is suggested to input the same account number from which the installment amount is taken)

In narrative field write whatever you want to write.

Input Payment Branch

Input 13 digit account number ( This account no is modifiable at later point of time)

Input Installment amount. ( Take extra care about the installment correctness)

Press save button and account will be saved.

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Authorization of the Account: Authorizer will move to the following path: Term Deposit> View> Deposit Input ( STSCUSTD)

5. Authorization status to be selected as “ Unauthorized” and then “Search” should be pressed

to get the unauthorized DATA’s. ( A teller can put “Term Deposit Account Number” and will be able to get account details of that RD.

6. Pressing unauthorized field authorizer will get the account details in the following way:

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7. Authorizer will click on yellow check box on menu bar and will get the following screen :

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8. Authorizer will click on accept button and the account will be authorized.

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INQUIRIES: Current balance along with Accrual Interest: *Queries->Customer Accounts-> Balances ( ACDCBIRD) *In the account number field input 13 digit account number and press query * In this screen you can scroll and see current balance and accrual interest. * For more detail information check the left side box and press account details * In account details a teller can see all the installment that is credited to this RD account. *For more detail transaction a teller can visit ADCBIRAC ( Queries->Customer Accounts->Transactions) .

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You will be able to see the below screen from Account details, here Dr. account, Cr. Account, Transaction Code, User and Authorizer ID along with time and date will display.

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Installment collection history and due days calculation in case of delay payment of installment :

Term Deposit>View>Recurring Deposit Payment Input (ICSPMNTS)

The installment schedule date and its collection date is viewable from that screen .

Due date indicates the date for which the installment was due to collect.

Payment date is the date when actually the installment has been collected.

Due Days indicate no of days which is due for installment to collect. If it is more than “0” then the customer has to pay the penalty charge for delay installment. System will consider holidays here, if the installment date is a holiday, it will not charge penalty.

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VIEW ONLINE CALCULATION: Interest and charges of any account is viewable from this screen. Path: Term Deposit>View>Interest and charges online calculation ( ICDCALAC) Formula 1 : Interest accrual for the period. Formula 2: Interest reversal for that period. Formula 3: Tax On interest Formula 4: Late Payment charge Formula 5: Vat on Late payment charge Formula 6 : Pre mature closing charge Formula 7: Vat on closing charge

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ACCOUNT CLOSING:

Term Deposit > Operation> : (ICDREDMN)

1.Put account number in Term Deposit Account Number Field ( An LOV of RD account numbers will be displayed)

2. In the Redemption mode select “ Full Redemption”

3. In the “Term Deposit Redemption Payout Details” Table press “+” to add row .

4.Pay out type select “Account” or “GL”

5.In percentage field put percentage portion that you want to transfer, generally it will be 100% in case of full redemption to a single account ( if no manual rectification required to expense/ excise duty/tax/income GL). Or you can put the amount in redemption amount field.

6. In “Offset Account” Field put respective account or GL number where you want to transfer the amount. ( Generally it will be the source account of the customer from whrere the installment has been realized.

7. Press Save button, the transaction will be saved and pending for authorization.

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Authorization of RD Redemption:

Term Deposit>View>TD Redemptions (ICSREDMN):

1.Select Un Autorized, and press search button, you will get all the unauthorized record ( For both RD and TD).

2. Select the record and you will get the screen like as next page where you will be able to see the details of the whole record.

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3 . Click on Authorize button and press ok for authorize the record.

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Pension Plus and Bochore Dergun Scehme ( BDS):

1. Open an CASA account using Class code 201 pension plus and 205 for BDS ( Please see CASA

account open manual)

2. Deposit initial installment through Journal Entry Online (DEDJNLON)

3. Put an Standing Instruction for installment ( SIDCONON-See SI manual for details)

4. SI failure Charge will be deduct automatically.

5. System will calculate interest , tax and excise duty as per existing rate.

6. For Pre-mature encashment interest amount need to calculate manually

7. For Pre-Mature or matured PP or BDS , account need to close manually following the same

procedure of CASA ( Please see CASA manual for closing the account.)

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Clearing activities:

1. Outward Clearing: a) Normal (CGOD) & High Value (CGHV).

2. Inward Return (Return from Outward Instruments) (6560, IFSCLGDT)

3. Inward Clearing: a) Regular Cheque (CGIN), b) Bankers Cheque (BCLG) & c) Demand Draft

(DDLG).

4. Outward Return (Return from Inward Instruments) (6560, IFSCLGDT)

****** Outward Clearing: a) Normal (CGOD) & High Value (CGHV)

1. Cheque deposit on CASA - Single (6501)

Menu: Teller > Cheque Transaction > Cheque Deposit

Default Input

a) External Reference, b) Transaction Currency (BDT), c) Narrative, d) Cheque Date.

User Input

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a) Transaction amount, b) Account Br., c) Account Number, d) Clearing Type, e) Cheque

Number, f) Routing Number, g) Drawer Account Number & h) Cheque Issue Date.

Then save.

After click on SAVE icon on menu bar showing all information at a glance

For saving the entry finally click again on SAVE icon on menu bar

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Click OK on the Pop-UP

And get an advice which can print.

2. Cheque deposit on GL - Single (6520)

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Menu: Teller > Cheque Transaction > Cheque Deposit to GL

This workflow is same as Cheque deposit on CASA - Single (6501)

3. Outward Clearing Data Entry-Multi Accountants, Multi Entries (6514).

Menu: Teller > Cheque Transaction > Outward Clearing Data Entry.

Default Input

a) External Reference, b) Transaction Currency (BDT), c) Instruments Currency (BDT), d)

Branch code.

User Input

a) Account Number (if accounts no same) b) Instruments type Cheque, c) Routing Number (if

Cheques are belongs to same bank- same branch d) Clearing Type (For High Value-CGHV &

for Regular Value-CGOD), d) No of Row.

Click on Add Rows icon

Then enter a) Drawee (Deposit) Account Number, b) Instrument Number, c) Instrument Amount, d)

Routing Number, e) Drawer Account Number

After completing to enter the cheque particulars at this field, one can increase or decrease the no of

rows if needed. Then click on SAVE icon on menu bar showing all information at a glance.

For authorizing the batch click on SAVE icon on menu bar again.

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One can authorize local or remote.

Reports:

Menu: Reports>Clearing

1. Outward Clearing All Entries

2. Immediate Credit Given Today(CGRICRTD)

3. Outward Clearing Failed Entries (CGROCFTN)

4. Outward Clearing Summery (CGROCSAR)

5. Returned Outward Cheque (CGROCHRT)

*** Batch Status Inquiry (IFSCLGDT, CGDCLGDT)

Menu: Interface>Clearing>Clearing Log Summary.

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***Cheque Return (6560)

Menu: Teller > Cheque Transaction > Cheque Return

User Input

a) Drawee (Deposit) Account Number, b) Instrument Number, c) Routing Number,

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Then click on SAVE icon on menu bar and authorized the operation.

***Fund Release (ACDMUNCL)

Menu: Customer Account Customer Accounts Operations> Uncollected Funds Release.

In this screen teller will select on Fund selection: Release, Option always: Manual

Product Code writes on CAPITAL letter:

For Regular Clearing: CGOD

For High value Clearing: CGHV.

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Then click on QUERY.

For RELEASE or DELETE select the entry.

***Authorization for Fund Release (ACDMUNCL)

Menu: Customer Account Customer Accounts Operations> Uncollected Funds Release.

In this screen authorizer will select on Fund selection: Authorize, Option always: Manual

Product Code writes on CAPITAL letter:

For Regular Clearing: CGOD

For High value Clearing: CGHV.

Then click on QUERY.

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For RELEASE or DELETE select the entry.

***Inward Clearing: a) Regular Cheque (CGIN), b) Bankers Cheque (BCLG) & c) Demand Draft (DDLG)

4. Inward Clearing Data Entry-Multi Accountants, Multi Entries (5555).

Menu: Teller > Cheque Transaction > Inward Clearing Data Entry.

Default Input

a) Batch Reference, b) Transaction Currency (BDT),

User Input

a) End Point b) Clearing type: For Regular Cheque-CGIN, Bankers Cheque-BCLG, Demand Draft-

DDLG c) Routing Number (if Cheques are belongs to DBBL’s same branch d) Instruments

Type (Regular Cheque-CGIN, Bankers Cheque-BCLG, Demand Draft-DDLG), d) No of Row.

Click on Add Rows icon

Then enter a) Account Number or GL Number (BC-204010101& Issue Br, DD-204010301 & Issue Br) b)

Instrument Number, c) Instrument Amount, d) Routing Number,

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After completing to enter the instruments particulars at this field, one can increase or decrease the no

of rows if needed. Then click on SAVE icon on menu bar showing all information at a glance.

For authorizing the batch click on SAVE icon on menu bar again.

One can authorize local or remote.

***Batch Status Inquiry (CGDCLGDT, IFSCLGDT)

In this screen one can see all status of a batch both inward and outward.

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***Cheque Return (Return from Success) (6560)

Menu: Teller > Cheque Transaction > Cheque Return

User Input

a) Drawee Account Number, b) Instrument Number, c) Routing Number,

Then click on SAVE icon on menu bar for authorization the operation.

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***Cheque Status change (Success/Error) (IFSCLGDT)

In this screen teller input instrument details and click on search. Double click on the respective row.

After Unlock the screen one can change the status (Success/Error) via authorization.

Go to Contents

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Path/ Short Path For Daily Activities in Branch Level

1. Data Entry/ Journal Entry

SI No.

Short Path Main

Menue Sub Menue_1 Sub Menue _2 DESCRIPTION

1 ADDUPLD Accounting & MIS

Journal Operations

Accounting Entry File Upload

Accounting Entry File Upload

2 DEDBTAUT Accounting & MIS

Journal Operations

Batch Authorization Journal Batch Authorization

3 DEDBATOT Accounting & MIS

Journal Operations

Batch Browser Journal Batch Browser

4 CSSIBLOG Accounting & MIS

Journal Operations

Batch Log Journal Batch Log

5 DEDBTASN Accounting & MIS

Journal Operations

Batch Reassign Journal Batch Reassign

6 DEDBTRES Accounting & MIS

Journal Operations

Batch Reservation Journal Batch Reservation Maintenance

7 DESBTULK Accounting & MIS

Journal Operations

Batch Unlock Journal Batch Unlock

8 DEDJRMLT Accounting & MIS

Journal Operations

Multi Offset Entries Journal Multi Offset Input

9 DEDTEMPL Accounting & MIS

Journal Operations

Multi Offset Entry Template

Journal Multi Offset Template Maintenance

10 DEDJRONL Accounting & MIS

Journal Operations

Single Entry Journal Single Entry Input

11 DEDUPLMA Accounting & MIS

Journal Operations

Upload Master Journal Upload Master Maintenance

12 DEDUPLPR Accounting & MIS

Journal Operations

Upload Preferences Journal Upload Preferences Maintenance

13 DEBATULK Accounting & MIS

Journal Posting Operation

Batch -Unlock Journal Batch Unlock

14 DEDJNLON Accounting & MIS


Journal Entry Online Journal Entry Input

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15 DEDJNLPR Accounting & MIS


Multi Accounts Dr/Cr Template

Journal Template Maintenance

SI No.

Short Path Main

Menue Sub Menue_1 Sub Menue _2 Description

16 DESBTRES Accounting & MIS

Journal View Batch Reservation Journal Batch Reservation Summary

17 DESJNLON Accounting & MIS

Journal View Journal Entry Online Journal Entry Input

18 DESJNLPR Accounting & MIS

Journal View Multi Accounts Dr/Cr Template

Journal Template Maintenance

19 DESJRMLT Accounting & MIS

Journal View Multi Offset Entries Journal Multi Offset Summary

20 DESTEMPL Accounting & MIS

Journal View Multi Offset Entry Template

Journal Multi Offset Template Summary

21 DESJRONL Accounting & MIS

Journal View Single Entry Journal Single Entry Summary

22 DESUPLMA Accounting & MIS

Journal View Upload Master Journal Upload Master Summary

23 DESUPLPR Accounting & MIS

Journal View Upload Preferences Journal Upload Preferences Summary

2. Clearing 1 CGUPLOAD Clearing Clearing

Truncation System upload

Batch Based

2 CGDCLGDT Clearing Clearing Upload

Detailed Query Clearing Upload

3 CASPOSDT Clearing Inward Clearing

Positive Pay Summary

4 CADSTPDT Clearing Inward Clearing

Stop Pay Details

5 CASSTPDT Clearing Inward Clearing

Stop Pay Summary

3. Customer Details Position View 1 STDCUSVW Customer View 360 Degree

Corporate Customer View

360 Degree Corporate Customer View

2 STRCUSRP Customer View 360 Degree Customer Report

360 Degree Customer Report

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3 STDRETVW Customer View 360 Degree Retail Customer View

360 Degree Retail Customer View

SI No.

Short Path Main


4

STSCUSVW Customer View 360Degree Customer View

360Degree Customer View Entry Point

4. CASA Account Maintenance 1 MSDCACAD Customer

Accounts Customer Accounts Operations

Account Addresses Account Address Maintenance

2 STDACTFR Customer Accounts

Customer Accounts Operations

Account Class Transfer


3 STDACINS Customer Accounts


Account Instructions Account Instruction Maintenance

4 CADAMBLK Customer Accounts


Amount Block Input Amount Block Input

5 CADAMBLC Customer Accounts


Consolidated Amount Blocks

Consolidated Amount Block Input

6 STDCUSAC Customer Accounts


Customer Account Input

Customer Accounts Maintenance

7 STDEXLIN Customer Accounts


External Deal Linkages

External Deal Linkage Detail

8 IFDXTACC Customer Accounts


Replicated Accounts Replicated Account Maintenance

9 STDSTMNT Customer Accounts


Status Change Manual Status Change Input

10 ACDMUNCL Customer Accounts


Uncollected Funds Release

Uncollected Funds Release

11 STSACLOC Customer Accounts

Customer Accounts View

Account Address Locations

Account Address Location Summary

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12 MSSCACAD Customer Accounts


Account Addresses Account Address Summary

SI No.

Short Path Main


13 STSACTFR Customer Accounts




14 STSACCLS Customer Accounts


Account Classes Account Class Summary

15 STSACINS Customer Accounts


Account Instructions Account Instruction Summary

16 CASAMBLK Customer Accounts


Amount Block Input Amount Block Summary

17 STSCUSAC Customer Accounts


Customer Account Input

Customer Accounts Summary

18 STSACLIN Customer Accounts


OD Limit View OD Limit Maintainance View

19 STSAPRUL Customer Accounts


Provisioning Rules Account Provisioning Summary

20 STSSTMNT Customer Accounts


Status Change Manual Status Change Summary

21 STDACLIN Customer Accounts

Interest Maintenance

OD Limit Maintenance

OD Limit Maintenance

22 STDQACDT Customer Accounts

Interest View OD Limit History OD Limit History

23 STDQACLN Customer Accounts

Interest View OD Limit History Master

OD Limit History Master

24 ICDOCALC Customer Accounts

Interest & Charge Operations

Multiple Account Online Calculation

Interest & Charges Multiple Account Online Calculation

25 ICDOLIQ Customer Accounts


Multiple Account Online Liquidation

Interest & Charges Multiple Account Online Liquidation

26 ICDCALAC Customer Accounts


Single Account Online Calculation

Interest & Charges Single Account Online Calculation

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27 ICDLIQAC Customer Accounts


Single Account Online Liquidation

Interest & Charges Single Account Online Liquidation

SI No.

Short Path Main


28 ICSOLIQ Customer Accounts

Interest & Charges View

Online Liquidation-Multiple Accounts

Online Liquidation - Multiple Accounts Summary

29 ICSLIQAC Customer Accounts

Interest & Charges View

Online Liquidation-Single Accounts

Online Liquidation - Single Accounts Summary

30 MSDCUSAD Customers Operations Customer Addresses Customer Address Maintenance

5. CIF Operation 1 STDCIF Customers Operations Customer Input Customer Maintenance

2 STDCUREL Customers Operations Customer Linkages Customer Linkage Maintenance

3 STDCIFNM Customers Operations Customer Names Customer Name Maintenance

4 STDCIFX Customers Operations Customer Photo Upload

Customer Photo Upload

5 STDCUSSH Customers Operations Customer Search Detail

Customer Party Summary

6 SVDCIFOL Customers Operations Customer Signature Offline Verification

Signature Verifications

7 SVDCIFSG Customers Operations Customer Signature Upload

Signature Upload

8 STDCULMT Customers Operations Customer Tax Allowance

Customer Tax Allowance Maintenance

9 CSDINSTR Customers Operations Instructions Instructions Maintenance

10 UPDAUINS Customers Operations Utility Bill Instructions

Utility Bill Instruction Capture

11 STDCUSBL Customers View Customer Account balance

Customer Account Balance

12 MSSCUSAD Customers View Customer Addresses Customer Address Summary

13 STSCSCAT Customers View Customer Categories

Customer Categories Summary

14 STSCCMNT Customers View Customer Classifications

Customer Classification Summary

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15 CYSCUSPR Customers View Customer Currency Spreads

Customer Spread Summary

16 STSCIF Customers View Customer Input Customer Summary

SI No.

Short Path Main


17 STSCUREL Customers View Customer Linkages Customer Linkage Summary

18 STSCIFNM Customers View Customer Names Customer Name Summary

19

STSCIFX Customers View Customer Photo Upload

Customer Image Maintenance

20 STSCUSPR Customers View Customer Prefixes Customer Prefix Summary

21

SVSCIFSG Customers View Customer Signature Upload

Signature Upload

22 CFSCUMRG Customers View Customer Spreads Customer Spread Summary

23

STSCULMT Customers View Customer Tax Allowance

Customer Tax Allowance Summary

24

STDTXNPR Customers View Customer Transaction Profile

Customer Transaction Profile

25 STSCUSSH Customers View Customers Search Customer Party Summary

26 STSCUMEM Customers View Memo View Customer/Account Memo View

6. Branch Batch Closing Operation 1 EODM EOC

Operations Maintenance EOD Maintenance EOD Maintenance

2 EISVWPEN EOC Operations

View Pending Transactions

Pending Transactions

7. Adhoc Queries 1 CYDACPOS Queries Accounting &

MIS Accrual Position Accrual Position Details

2 GLDVWAVG Queries Accounting & MIS

Average Balance General Ledger Average Balance

3 GLDVWBAL Queries Accounting & MIS

Average Balance Query

General Ledger Average Balance

4 GLDWBAL Queries Accounting & MIS

Balances GL Balances Query

5 CYDCHPOS Queries Accounting & MIS

Currency Change Position

Currency Change Position

6 CYDCCYPO Queries Accounting & MIS

Currency Position Currency Position Query

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7 CYDFWPOS Queries Accounting & MIS

Forward Position Forward Position

8 GLDWAVBL Queries Accounting & MIS

Internal GL Statistics Internal GL Statistics

SI No.

Short Path Main


9 GLDVWMBA Queries Accounting & MIS

MIS Balances General Ledger MIS Balances

10 ACDRECON Queries Accounting & MIS

Reconciliation Accounting Reconciliation Query

11 CYDSPPOS Queries Accounting & MIS

Spot Position Spot Position Details

12 GAQDRILL Queries Allocation

13 BLSINTDT Queries Billing Billing Details Invoice Details Query

14 GExCCONV Queries Collateral Covenant

Collateral Covenant

15 LDDRPNLT Queries Corporate Deposits

Overdue Component Report

Corporate Deposits Overdue Components Report

16 LDDPENLT Queries Corporate Deposits

Overdue Components

Loans & Deposits Overdue Component Query

17 ACCBIR Queries Customer Summary Customer Summary Query

18 ACCBIRDT Queries Customer Accounts

Balances Customer Account Balance Query

19 ACDCBIRD Queries Customer Accounts

Balances Customer Account Balance Query

20 ACCASHFL Queries Customer Accounts

Cash Flow Customer Account Cash Flow Query

21 ACDCASHF Queries Customer Accounts

Cash Flow Customer Account Cash Flow Query

22 ICQRATES Queries Customer Accounts

Interest Rates Interest & Charges Interest Rates Query

23 ICSRATEQ Queries Customer Accounts

Interest Rates Interest & Charges Interest Rates Query

24 ACDLNDET Queries Customer Accounts

Line Details Customer Account Line Details

25 ACSCODQR Queries Customer Accounts

Overdrawn Accounts

Overdrawn Accounts Query

26 ACDCODQS Queries Customer Accounts

Overdrawn Accounts1

Overdrawn Accounts Query

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27 ACDSTQRY Queries Customer Accounts

Statistics Customer Account Statistics Query

28 ACDAUDTR Queries Customer Accounts

TD Audit Trail Customer Account TD Audit Trail

SI No.

Short Path Main


29 ACCBIRAC Queries Customer Accounts

Transactions Customer Account Transaction Query

30 ACDBIRAC Queries Customer Accounts

Transactions Customer Account Transaction Query

31 ACDFUNCO Queries Customer Accounts

Uncollected Funds Uncollected Funds Query

32 ACDSQASL Queries Customers Asset & Liability Customer Asset & Liability Query

33 GLDBRK Queries Customers Customer GL Break Up

Customer General Ledger Breakup

34 MIDCUSTO Queries Customers Customer MIS MIS Query

35 ACDCBIR Queries Customers Customer Summary Customer Summary Query

36 ACDSCPQR Queries Customers Information Query Customer Information Query

37 ACDSQPRO Queries Customers Projections Query Customer Projections Query

38 GExFCONV Queries Facility Covenant

Collateral Covenant

39 GLDMISBA Queries General Ledger

MIS Balance General Ledger MIS Balance

40 CSDOPTN Queries Interest & Charges

Interest Statement Customer Interest Statement

41 TDSQUERY Queries Interest & Charges

TDS Interest & Charges TDS Query

42 IVDBALIN Queries Inventory Balance On Hand Inquiry

Balance On Hand Inquiry

43 IVDSTKIN Queries Inventory Stock Transactions Inquiry

Stock Transactions Inquiry

44 IVDUSPIN Queries Inventory Usage Pattern Analysis

Usage Pattern Analysis

45 GESQCCNV Queries Limits & Collaterals

Collateral Covenants Collateral Covenants Query

46 GESQFACL Queries Limits & Collaterals

Facilities Facility Query

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47 GESQFCNV Queries Limits & Collaterals

Facility Covenants Facility Covenants Query

48 GESQLIAB Queries Limits & Collaterals

Liabilities Liability Query

SI No.

Short Path Main


49 GESQHLIA Queries Limits & Collaterals

Liability History Liability History Query

50 GESQUTLG Queries Limits & Collaterals

Utilization Log Utilization Log Summary

51 GESQSLIA Queries Limits & Collaterals

Utilization Transactions

Utilization Transactions Query

52 GESQUTIL Queries Limits & Collaterals

Utilizations Utilization Query

53 LDSPENLT Queries Loans & Deposits

Overdue Components

Loans & Deposits Overdue Component Query

54 MSDQUERY Queries Messages Errors Message Error Query

55 MBDCUBAL Queries Millionaire Cert

Customer Balance Inquiry

Customer Balance Inquiry

56 STDNETQY Queries Netting Netting Batch Netting Batch Query

57 REDMANMQ Queries Reconciliation Manual Matching Reconciliation Manual Matching Query

58 SESPFBAL Queries Securities Portfolio Balances Portfolio Balances Summary

59 SESPFMOV Queries Securities Portfolio Sec Movements

Portfolio Securities Movements Summary

60 SEPOEVIR Queries Securities Positions & Events

61 SESSKBAL Queries Securities SK Location Balances

Safe Keeping Location Balances Summary

62 SESSKPFB Queries Securities SK Location Portfolio Balances

Safe Keeping Location Portfolio Balances

63 SESSKMOV Queries Securities SK Location Security Movements

Safe Keeping Movements Summary

64 IASQACC1 Queries View Mudarabah Fund Management

Child Accounts Query

65 IASQACC Queries View Mudarabah Fund Management

8. Adhoc Reports

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1 ACRREVAL Reports Accounting & MIS

Account Revaluation Account Revaluation Report

2 ACDOPTN Reports Accounting & MIS

Account Statement Account Statement Report

SI No.

Short Path Main


3 ACRJRNAL Reports Accounting & MIS

Accounting Journal Accounting Journal

4 CSRPACTJ Reports Accounting & MIS

Activity Journal Core Activity Journal

5 GLRPBDTN Reports Accounting & MIS

Back Dated Transactions

Back Dated Transactions Report

6 GLRPBASH Reports Accounting & MIS

Balance sheet Balance sheet

7 GLRPCFLO Reports Accounting & MIS

Cash Flow Cash Flow Report

8

9 GLRPCCY Reports Accounting & MIS

Currency Position Currency Position Report

10 GLRPNFLO Reports Accounting & MIS

Currency wise Cash Flow

Currency wise Cash Flow Report

11 GLRPGLCY Reports Accounting & MIS

Currency wise Profit/Loss

Profit & Loss Currency wise

12 GLRDLEXP Reports Accounting & MIS

Daily Expense Tracking

Daily Expense Tracking Report

13 ACRDLTXN Reports Accounting & MIS

Deleted Transactions

Deleted Transactions Listing

14 MIRRRRPT Reports Accounting & MIS

Error Report Error Report

15 ACRPFVBL Reports Accounting & MIS

Future Dated Account Balances

Future Dated Account Balances Report

16 GLRISAVG Reports Accounting & MIS

GL MIS Daily Average Balance

GL MIS System Daily Average Balance

17 GLRPBAL Reports Accounting & MIS

General ledger Report

General ledger Report

18 GLRPINEX Reports Accounting & MIS

Income Expense Income Expense Report

19 CORINTBR Reports Accounting & MIS

Inter Branch Reconciliation

Inter Branch Recon Report

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20 GLRPLTXN Reports Accounting & MIS

Internal Transaction Profit & Loss Internal Transactions Report

21 CSRCRDR Reports Accounting & MIS

Large Credits Report Large Credits Report

SI No.

Short Path Main


22 CSRDEBR Reports Accounting & MIS

Large Debits Report Large Debits Report

23 MIRPRLO Reports Accounting & MIS

MIS Profit / Loss Management Information System Profit & Loss Report

23 CORMTPRF Reports Accounting & MIS

Maturity Profile for Next Day

Maturity Profile for Next Day (Including Contingents)

24 CORMNPRF Reports Accounting & MIS

Maturity Profile for Next Week

Maturity Profile for Next Week (Including Contingents)

25 GLRPMABR Reports Accounting & MIS

Monthly Average Balance for Entire GL

Monthly Average Balance for Entire GL Report

26 GLRPAVG Reports Accounting & MIS

Period Average Balances

General Ledger Periodical Average Balance

27 MIRREFRT Reports Accounting & MIS

Pool Codes Report Pool Codes Report

28 GLRPPNL Reports Accounting & MIS

Profit & Loss Currency wise Profit & Loss

29 GLRPPLST Reports Accounting & MIS

Profit & Loss Statement

Profit & Loss statement

30 GLRPTBAL Reports Accounting & MIS

Trial Balance Trial Balance Report

31 GLRPUNC Reports Accounting & MIS

Uncollected Funds Uncollected Funds Report

32 AMRFUNBL Reports Asset Management

Fund Balance Sheet Fund Balance Report

33 AMRFNDHD Reports Asset Management

Fund Holdings Fund Security Holding Report

34 AMRNAVMV Reports Asset Management

NAV Movements NAV Movements Report

35 BCROBUNP Reports Bills & Collections

Bills under Protest Bills Under Protest

36 BCRODAPP Reports Bills & Collections

Bills under Reserve Under Reserve Report

37 BCRONACT Reports Bills & Collections

Contract Activity Bills & Collections Contract Activity Report

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38 BCRONOVD Reports Bills & Collections

Contract Overrides Bills & Collections Contract Overrides Report

39 BCRUEXCP Reports Bills & Collections

Exceptions Bills & Collections Automatic Exceptions Report

SI No.

Short Path Main


40 BCRODFIN Reports Bills & Collections

Finalization Overdue Finalization Overdue Days Report

41 BCRODMAT Reports Bills & Collections

Maturing Bills Bills & Collections Contract Maturing Bills Report

42 BCRODACC Reports Bills & Collections

Overdue Acceptances

Overdue Acceptances

43 BCRODPAY Reports Bills & Collections

Overdue Payments Overdue Payments

44 BCRENDOC Reports Bills & Collections

Pending Documents List of Bills with Pending Documents Report

45 BCROBEFR Reports Bills & Collections

Rediscountable Bills List of Bills Eligible for Rediscounting

46 BCROBTBP Reports Bills & Collections

To be Protested Bills to be Protested

47 BCROBUDS Reports Bills & Collections

User Defined Status Bills in User Defined Statuses

48 CARPDCRD Reports Cards Debit Card Issued Report

Debit Card Issued Report

49 CGRPECLG Reports Clearing Cheques Pending Clearing

Cheques Pending Clearing

50 CGRCMTOD Reports Clearing Cheques matured today

Cheques matured today Report

51 CGRBLSUM Reports Clearing Clearing balances summary

Clearing balances summary Report

52 CGRICRTD Reports Clearing Immediate Credits Given Today

Immediate Credits Given Today Report

53 CGRINSTR Reports Clearing Instruments Issued Today

Instruments Issued Today

54 CGRINCLR Reports Clearing Inward Clearing Entries

Inward Clearing Extract Report

55 CGRCLREF Reports Clearing Inward Clearing Failed Entries

Inward Clearing Failed Entries

56 CGRCLFPS Reports Clearing Inward Clearing Forcefully Passed

Inward Clearing Forcefully Passed Entries

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57 CGRCLGPS Reports Clearing Inward Clearing Passed Entries

Inward Clearing Passed Entries

58 CGRICLRS Reports Clearing Inward Clearing Reject

Inward Clearing Reject Reports

SI No.

Short Path Main


59 CGRCHREV Reports Clearing Inward Clearing Rejected Entries

Inward Clearing Rejected Entries

60 CGRINCLG Reports Clearing Inward Clearing Summary

Inward Clearing Summary

61 CGRCHRET Reports Clearing Inward Return Cheques

Inward Returned Cheques Report

62 CGRLQINT Reports Clearing Liquidated Instrument report

Liquidated Instrument report

63 CGRPOUTN Reports Clearing On Us Transactions On Us Transaction Report

64 CGROCFTN Reports Clearing Outward Clearing Failed Txns

Outward Clearing Failed Txns

65 CGROCGHR Reports Clearing Outward Clearing Handoff Report

Outward Clearing Handoff Report

66 CGROCSAR Reports Clearing Outward Clearing Summary

Outward Clearing Summary

67 CGROCHRT Reports Clearing Returned Outward Cheques

Returned Outward Cheques Report

68 CGRSTPMT Reports Clearing Stop Payments Report

Stop Payments Report

69 CNRINTDT Reports Collections Collection Interaction Details

Collection Interaction Details

70 BRRASSOC Reports Common Entity

Brokerage Association

Brokerage Association Report

71 CSRPEXCP Reports Common Entity

Common Core Exception

72 CSRPBLCB Reports Compliance Checks

Black Listed During Contract Booking

Black Listed During Contract Booking

73 CORRJDD Reports Core Cancelled or Rejected Report

Cancelled or Rejected Report

74 CORDLPRT Reports Core Daily Processed Transactions Report

Daily Processed Transactions Report

75 STRTXPRO Reports Core Transaction Profile Details

Transaction Profile Details

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76 LDRPACCR Reports Corporate Deposits

Accrual Control Accrual Control Report

77 LDRPSTAT Reports Corporate Deposits

Adverse Status Adverse Status Report

SI No.

Short Path Main


78 LDRPEVNT Reports Corporate Deposits

Contract Event Contract Event Details Report

79 LDRPRETR Reports Corporate Deposits

Contract Retrieval Contract Retrieval

80 LDRPCALC Reports Corporate Deposits

Interest Calculation Accrual Analysis Report

81 LDRPLICU Reports Corporate Deposits

Linked Contract Utilization

Corporate Deposits Linked Contracts Utilization Report

82 LDRPFWCH Reports Corporate Deposits

Loans & Deposit Forward Changes Report - Options

Corporate Deposits Forward Changes Report

83 LDRPFRWD Reports Corporate Deposits

Loans & Deposits Forward Contracts Report

Corporate Deposits Forward Contracts Report

84 LDRPMATR Reports Corporate Deposits

Maturity Maturity Report

85 LDRPOSCH Reports Corporate Deposits

Overdue Schedules Overdue Schedule Report

86 LDRPREVN Reports Corporate Deposits

Rate Revision Rate Revision

87 CARPBALC Reports Customer Accounts

Account Balance List Account Balance List Report

88 CARPACCB Reports Customer Accounts

Account Block Account Block & Reason Report

89 CARPACCL Reports Customer Accounts

Account Closure Account Closure & Reason Report

90 ACRPMOVE Reports Customer Accounts

Account Movements Report

Accounts Movement Report

91 CARPAOCR Reports Customer Accounts

Account Open or Close Report

Account Open or Close Report

92 CSRPACCO Reports Customer Accounts

Account Opening Customer Account Opening Confirmation

93 CARPAACC Reports Customer Accounts

Active Account Account Opened & Activated Report

94 ACRPCASH Reports Customer Accounts

Cash Flows Cash Flow Report

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95 CARPCKDT Reports Customer Accounts

Cheque Details CASA Cheque Details Report

96 STRCUSAC Reports Customer Accounts

Customer Accounts Customer Accounts

SI No.

Short Path Main


97 CARPCSLM Reports Customer Accounts

Customer Limit Position Tracking

Customer Limit Position Tracking Report

98 CSRDLACC Reports Customer Accounts

Daily Account Opening Statistics

Daily Account Opening Statistics

99 ACRPCSHD Reports Customer Accounts

Detailed Cash Flows

Cash Flow Report

100 CSRDRMAC Reports Customer Accounts

Dormant Account re-activated

Dormant Account Reactivated Report

101 CARPDACC Reports Customer Accounts

Dormant Accounts All Dormant Account Report

102 CARPMACC Reports Customer Accounts

Minor Accounts New Minor Account Report

104 CARPNRAC Reports Customer Accounts

Non Resident Account

Non Resident Account Report

105 CARPSPMT Reports Customer Accounts

Stop Payments CASA Stop Payment Report

106 CSRTEMOD Reports Customer Accounts

Temporary Overdraft

Temporary Overdraft Report

107 ACRUNCOL Reports Customer Accounts

Uncollected Funds Uncollected Funds Print

108 CIRCSTAD Reports Customer Report

Combined Statement Generation

Combined Statement Generation

109 CIRSNREP Reports Customer Report

Signatures not captured

Signatures not captured

110 CSRPBLUP Reports Customers Black List Report During File Upload

Black List Report During File Upload

111 STRCIF Reports Customers Customer Details Customer Details

112 ELRCNDLG Reports Customers Customer Details Customer Details

113 SVROV Reports Customers Daily Overrides Exception Report

114 SVRSIG Reports Customers Signatory Details Signatory Details

115 FTRCON Reports Funds Contract Report Funds Transfer Contract Report

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Transfer

116 CSRPDDRP Reports Funds Transfer

DD Issued DD Issued Report

117 FTRACTD Reports Funds Transfer

Detailed Activity Journal

Funds Transfer Daily Activity Report

SI No.

Short Path Main


118 FTRPREMR Reports Funds Transfer

Non Resident Account

Remittance Received Report

119 ICRACCR Reports Interest & Charges

Accrual Control List Accrual Control List

120 ICRIP Reports Interest & Charges

Interest Calculation Interest Calculation Details

121 ICRISFM Reports Interest & Charges

Interest Statement Interest Statement Maintenance Report

122 RTRPBJRN Reports Retail Teller Batch Journal Report

Batch Journal Report

123 RTRPCCY Reports Retail Teller Cash Position Branch Wise

Cash Position Branch Wise

124 CSRPCHB Reports Retail Teller Cheque Book Issued Cheque Book Issued Report

125 RTRPCHQD Reports Retail Teller Cheque Issued on Daily Basis

Cheque Issued on Daily Basis Report

126 TPROSREP Reports Retail Teller Overage Shortage report

Overage shortage report

127 CSRPPDC Reports Retail Teller PDC Input PDC Input Report

128 RTRPPCHQ Reports Retail Teller Paid Out Cheque Paid Out Cheque Report

129 RTRPFCYC Reports Retail Teller Processed FCY Collection

Processed FCY Collection Transaction Report

130 RTRPSTAL Reports Retail Teller Stale Cheque Stale Cheque Report

131 RTRPSMNG Reports Retail Teller Stationary Management

Stationary Management Report

132 RTRPTRN Reports Retail Teller Teller Transaction Branch Wise

Teller Transaction Branch Wise

133 SVRBACCL Reports Savings Blocked Accounts report

Blocked Accounts report

134 SVRCABLI Reports Savings CASA Balance Listing CASA Balance Listing report

135 SVRIBACC Reports Savings Savings Insignificant Balance Accounts

Savings Insignificant Balance Accounts

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136 SIRPAMND Reports Standing Instructions

Amendment of Standing Orders

Amendment of Standing Orders Report Stale Cheque Report

137 SIRPDELT Reports Standing Instructions

Closed Standing Orders

Closed Standing Orders Report

SI No.

Short Path Main


138 SIRPDUE Reports Standing Instructions

Due / Pending Standing Instruction Due/Pending Report

139 SIRPREJT Reports Standing Instructions

Penalty on Rejected Standing Orders

Penalty on Rejected Standing Orders Report

140 SIRPCOLL Reports Standing Instructions

Pending Collections Standing Instruction Pending Collections Report

141 SIRPCUST Reports Standing Instructions

Standing Instruction by Customer

Standing Instruction by Customer Report

142 SIRPTYPE Reports Standing Instructions

Standing Instruction by Product Type

Standing Instruction By Product Type Report

143 SIRPSUXS Reports Standing Instructions

Successful Standing Instructions

Successful Standing Instructions

144 SIRPUNSC Reports Standing Instructions

Unsuccessful Standing Instructions

Unsuccessful Standing Instructions

145 TARAYABL Reports Tax Tax Payable Tax Payable Report

147 TDRFIDEP Reports Term Deposits

Customers Fixed Deposit Report

Customers Fixed Deposit Report

148 TDRDDSUM Reports Term Deposits

Deposit Detail summary by total amount

Deposit detail summary

149 TDRINREP Reports Term Deposits

Interest paid report Interest paid report

150 TDRFDREP Reports Term Deposits

Large FD Report Large FD report

151 TDRCLOSE Reports Term Deposits

TD Closed TD Account Closed Report

152 TDRFULBL Reports Term Deposits

TD Full balance Listing

TD Full balance Listing

153 TDRMATR Reports Term Deposits

TD Maturity TD Account Maturity Report

154 TDROPEN Reports Term Deposits

TD Opened TD Account Opened Report

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155 TDRRENEW Reports Term Deposits

TD Renewed TD Account Renewed Report

156 TDRSOACC Reports Term Deposits

TD statement of accounts

TD statement of accounts

SI No.

Short Path Main


157 SVRDOREP Reports Accounts Dormant Next Month Report

Accounts Dormant Next Month Report

158 SVRREPRT Reports Flat file cheque book reqested

Flat file cheque book reqested

159 GLRSUREP Reports GL Summary report GL Summary report

160 SVRAOREP Reports Saving accounts opend today

Saving accounts opend today

161 SVRACREP Reports Savings Accounts Closed Today Report

Savings Accounts Closed Today Report

162

SVRADREP Reports Savings account dormant today

Savings account dormant today report

163

SVRLBALM Reports Savings large balance movements

Savings large balance movements

164

TDRPRSUM Reports TD Account class summary

TD Account class summary

10. Standing Instructions 1 SIDCYCLE Standing

Instructions Operations Cycle Due /

Expected Standing Instruction Cycle Detail

2

3 SIDDIARY Standing Instructions

Operations Dairy Input Standing Instruction Diary

4 SIDCONAU Standing Instructions

Operations Instruction Authorization

Standing Instruction Contract Authorization

5 SIDCONON Standing Instructions

Operations Instruction Input Standing Instruction Online Detailed

6 SISCYCLE Standing Instructions

View Cycle Due / Expected

Standing Instruction Cycle Summary

7 SISDIARY Standing Instructions

View Dairy Input Standing Instruction Diary Summary

8 SICDIARY Standing Instructions

View Diary Summary Instruction Diary Summary

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9 SISCONON Standing Instructions

View Instruction Input Standing Instruction Contract Summary

10 SISINSTR Standing Instructions

View Instruction Types Instruction Type Summary

SI No.

Short Path Main


11 SISPRMNT Standing Instructions

View Products Standing Instruction Product Summary

11. Teller Tarnsactions 1 8302 Teller Bankers

Cheque Transactions

BC Issue against GL BC Issue against GL

2 8301 Teller Bankers Cheque Transactions

BC Issue against Walk-in

BC Issue against Walk-in


BC Liquidation against Account

BC Liquidation against Account


BC Liquidation against GL

BC Liquidation against GL


BC Liquidation against Walk-in

BC Liquidation against Walk-in

6 BCRP Teller Bankers Cheque Transactions

BC Reprint BC Reprint


BC Sale against Account

BC Sale against Account


BC Sale against Cheque

BC Sale against Cheque

9 1350 Teller CASA Account Closure

Close Out Withdrawal by Multi Mode

10 DETILMAP Teller Cash Dispenser

Dispenser Till Mapping

11 DEDAPPOR Teller Cash Dispenser

Give Change

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12 7552 Teller Cash Transactions

Book Overage Book Overage


Book Shortage Book Shortage

SI No.

Short Path Main



Cash Deposit Cash Deposit


Cash Transfer Cash Transfer


Cash Withdrawal Cash Withdrawal


Cheque Withdrawal Cheque Withdrawal


Close Out Withdrawal

Close Out Withdrawal

19 DENM Teller Cash Transactions

Denomination Exchange

Denomination Exchange


FX Purchase (Walk-in)

FX Purchase (Walk-in)


FX Sale (Walk-in) FX Sale (Walk-in)


Loan Disbursement By Cash

Loan Disbursement By Cash


Loan Repayment By Cash

Loan Repayment By Cash





Miscellaneous GL Debit

Miscellaneous GL Debit


Receive Cash from Local Office

Receive Cash from Local Office


Remit Cash to Local Office

Remit Cash to Local Office

28 DEDQUERY Teller Cash Transactions

Retail Teller Transactions

Retail Teller Transaction Query


Safe Deposit Rental By Cash

Safe Deposit Rental By Cash

30 CADCHQPR Teller Cheque Transactions

Cheque Books Print Cheque Book Print

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31 6501 Teller Cheque Transactions

Cheque Deposit Cheque Deposit


Cheque Deposit to GL

Cheque Deposit to GL

SI No.

Short Path Main



Cheque return Cheque return

34 CGDQUERY Teller Cheque Transactions

Clearing Transactions

Clearing Transaction Query


Consolidated Outward Cheques Data Entry

Consolidated Outward Cheques Data Entry

36 LOCH Teller Cheque Transactions

In-House Chq Deposit

In-House Chq Deposit


Inward Clearing Cheque Data Entry

Inward Clearing Cheque Data Entry


Inward Clearing Data Entry

Inward Clearing Data Entry


Outward Clearing Data Entry

Outward Clearing Data Entry

40 IFDATMMN Teller Common Maintenance

ARC Maintenance ARC Maintenance

41 PCDNKTYP Teller Common Maintenance

Bank Code Types Bank Code Type Maintenance

42 DEDBNKCD Teller Common Maintenance

Bank Codes Bank Code Maintenance

43 PCDBNKMT Teller Common Maintenance

Bank Directories Bank Directory Maintenance

44 STDBRFUN Teller Common Maintenance

Branch Functions Branch Function Definition Detail

45 CADCHBOO Teller Common Maintenance

Cheque Book Detail Cheque Book Maintenance

46 CADCHKDT Teller Common Maintenance

Cheque Details Cheque Details Maintenance

47 STDCLHOL Teller Common Maintenance

Clearing House Holidays

Clearing House Holiday Maintenance

48 STDCLMNT Teller Common Maintenance

Clearing Houses Clearing House Maintenance

49 PCDCLRNT Teller Common Maintenance

Clearing Networks Clearing Network Maintenance

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50 CLDFNPRD Teller Common Maintenance

Clearing Products Clearing Product Definition

51 STDDEFAU Teller Common Maintenance

Default Authorizers Default Authorizer Detail

SI No.

Short Path Main


52 DEDDRISB Teller Common Maintenance

Draft Issuing Banks Bankers Checks / Demand Drafts Issuer Banks Details

53 STDENDPT Teller Common Maintenance

End Points Clearing House End Point Maintenance

54 STDFNGRP Teller Common Maintenance

Function Groups Function Group Detail

55 DDDPRMNT Teller Common Maintenance

Instrument Products Instrument Product Maintenance

56 ISDINSMS Teller Common Maintenance

Instrument Types Instrument Type Maintenance

57 STDLTCLG Teller Common Maintenance

Late Clearing Late Clearing Maintenance

58 CGDREMNT Teller Common Maintenance

Reject Codes Clearing Rejection Code Maintenance

59 IFDAWTFR Teller Common Maintenance

Route Defaults Retail Teller Route Default Maintenance

60 STDSECMT Teller Common Maintenance

Sector Codes Clearing Sector Code Maintenance

61 FTDRCST Teller Common Maintenance

Settlement Details Retail Teller Settlement Details Maintenance

62 DEDRTPRM Teller Common Maintenance

Teller Products Retail Teller Product Maintenance

63 CGDUNHOL Teller Common Maintenance

Unexpected Branch Holidays

Unexpected Branch Holiday Maintenance

64 CGDCLHOL Teller Common Maintenance

Unexpected Clearing House Holidays

Unexpected Clearing House Holiday Maintenance

65 UPDPRDMN Teller Common Maintenance

Utility Payment Products

Utility Payment Product Definition

66 STDWFDEF Teller Common Maintenance

Workflows Function Workflow Definition Detail

67 CRAP Teller Credit Card Transactions

Payment by Account Credit Card Payment By Account

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68 CRCP Teller Credit Card Transactions

Payment by Cash Credit Card Payment By Cash

69 CRCN Teller Credit Card Transactions

Payment by Cheque Credit Card Payment By Cheque

SI No.

Short Path Main


70 CRCM Teller Credit Card Transactions

Payment by In House Cheque

Credit Card Payment By In-House cheque

71 8306 Teller Demand Draft Transactions

DD Issue Against GL DD Issue Against GL


DD Issue against Walk-in

DD Issue against Walk-in


DD Liquidation against Account

DD Liquidation against Account


DD Liquidation against GL

DD Liquidation against GL


DD Liquidation against Walk-in

DD Liquidation against Walk-in

76 DDRP Teller Demand Draft Transactions

DD Reprint DD Reprint


DD Sale Against account

DD Sale Against account


DD Sale against Cheque

DD Sale against Cheque

79 DDDQUERY Teller Demand Draft Transactions

DD Transactions Instruments Transaction Query

80 PCDCLNTQ Teller Maintenance - Clearing

Clearing Networks Qualifier

Clearing Networks Qualifier Maintenance

81 PCDNWHOL Teller Maintenance - Clearing

Network Holidays Network Holiday Maintenance

82 8304 Teller Misc. Transactions

Reversal of BC/DD Liquidation

Reversal of BC/DD Liquidation

83 1320 Teller Miscellaneous Transactions

Account Close Out Withdrawal

Account Close Out Withdrawal


Account Close Out Withdrawal by BC

Account Close Out Withdrawal by BC


Account to Account Transfer

Account to Account Transfer


Host Stop Payment Input

Host Stop Payment Input

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SI No.

Short Path Main






Miscellaneous Transfer

Miscellaneous Transfer

91 CADSTINS Teller Miscellaneous Transactions

Stop Instrument Stop Instrument payment Input

92 STDOFUPL Teller Miscellaneous Transactions

Tanked Transaction Host Upload

Tanked Transaction Host Upload

93 OFDL Teller Miscellaneous Transactions

Tanked Transactions File Download

Tanked Transactions File Download

94 CADSPMNT Teller Miscellaneous Transactions

Teller Stop Payment Input

Stop Payment Input

95 DETILBAL Teller Teller Options Till Balancing

96 DETILOPN Teller Teller Options Till Opening

97 9001 Teller Till - Vault Operations

Open Teller Batch Open Teller Batch

98 TVCL Teller Till - Vault Operations

Till Balancing & Closure

Till Balancing & Closure

99 TVQR Teller Till - Vault Operations

Till Vault Position Query

Till Vault Position Query

100 BCFT Teller Till - Vault Operations

Transfer Cash from Teller

Transfer Cash from Teller


Transfer Cash from Vault

Transfer Cash from Vault


Transfer Cash to Vault

Transfer Cash to Vault

103 CASCHBOO Teller View Cheque Book Summary

Cheque Book Summary

104 CQIN Teller View Cheque Status Cheque Status

105 CASCHKDT Teller View Cheque Summary Cheque Details Summary

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106 STSCLHOL Teller View Clearing House Holidays

Clearing House Holiday Summary

107 STSCLMNT Teller View Clearing Houses Clearing House Summary

108 PCSCLRNT Teller View Clearing Networks Clearing Network Summary

SI No.

Short Path Main


109 PCSCLNTQ Teller View Clearing Networks Qualifier

Clearing Networks Qualifier Maintenance - Summary

110 CGSQUERY Teller View Clearing Transaction Clearing Transaction Query Summary

111 7789 Teller View DD Transaction Instrument Transactions

112 STSDEFAU Teller View Default Authorizers Default Authorizer Summary

113 ISSINSMS Teller View Instrument - Cheque Book Summary

Instrument Type Maintenance Summary

114 ISSINSDT Teller View Instrument - Cheque Summary

Instrument Leaf Type Maintenance Summary

115 ISSRPDET Teller View Instrument Reprint Summary

Instrument Reprint Summary

116 DDSQUERY Teller View Instrument Transactions

Instruments Transaction Query Summary

117 DESQUERY Teller View Retail Teller Transactions

Retail Teller Transaction Query Summary

118 IFSAWTFR Teller View Route Defaults Retail Teller Route Default Summary

119

CASSTINS Teller View Stop Instrument Stop Instrument payment Summary

120 CASSPMNT Teller View Stop Payments Stop Payment Summary

12. TD / RD Opeartion

1

STDAMBLK Term Deposits

Operations Amount Block TD Amount Block Input

2

ICDBADHC Term Deposits

Operations Deposit Advice Term Deposit Advice

3

STDCUSTD Term Deposits

Operations Deposit Input Deposit Account Booking

4

DESWACDT Term Deposits

Operations Manual Account Booking

Manual Account Booking

of 304

5

1317 Term Deposits

Operations Multimode Deposit Redemption

Multimode Deposit Redemption

6

TDMM Term Deposits

Operations Multimode TD Account Opening

TD Account Opening by Multi Mode

7

ICDPMNTS Term Deposits

Operations Recurring Deposit Payment Input

Recurring Deposit Payment Input

SI No.

Short Path Main


8

ICDPMREV Term Deposits

Operations Recurring Deposit Payment Reversal

Recurring Deposit Payments Reversal

9

ICDREDMN Term Deposits

Operations Redemption Input Term Deposits Redemption Input

10

STSAMBLK Term Deposits

View Amount Block TD Account block summary

11

STSCLOSE Term Deposits

View Closing Modes Term Deposit Closing Mode Maintenance

12

STSCUSTD Term Deposits

View Deposit Input Deposit Account Summary

13

ICSEXELG Term Deposits

View Execution Log Term Deposits Execution Log Summary

14

ICSINSTR Term Deposits

View Instructions Term Deposits Instruction Summary

15

STSTDPAY Term Deposits

View Pay In Parameters Term Deposit Pay In Parameters Summary

16

ICSPMNTS Term Deposits

View Recurring Deposit Payment Input

Recurring Deposit Payment Summary

17

ICSREDMN Term Deposits

View TD Redemptions Term Deposits Redemption Input - Summary

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Glossary of Icons in FCUBS-11.2

of 304

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