Florida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit Union 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter 2nd Quarter 2008 Newsletter

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WE WILL BE CLOSED:

Friday, July 4th

for Independence Day

Monday, September 1st

for Labor Day

Monday, October 13th

for Columbus Day

MARK YOUR

CALENDAR

ULTIMATE IMAGE AUTO SALE

July 17th, 18th & 19th

9:15 am to 6:45 pm

July 20th

10:15 am to 5:45 pm

AUTO REFINANCE PROMOTION

Special 4.99% APR

for a limited time only

We want to know, from you, our member-owners, how we are doing running yourcredit union. We have been actively soliciting feedback using a variety of methods

including focus groups, online blogs & polls and physical surveys.

Thank you to those who have taken the time to participate. We value your opinion andare eager to expand on the things you feel we are already doing well and improve on thethings you feel need some work.

One of the things that became quite apparant is that we offer products and services thatyou would use if you only knew they existed. What follows is a quick guide to get you inthe know fast.

Did You Know...When you sign into PCU (Personal Credit Union), then select “Preferences” on the lefthand side, you can change your password, change your email address, sign up fore-statements and set up to access multiple FSUCU accounts. There is also an “e-mailservices” option to sign-up for E-ELERTS. Selecting this option allows you to elect tohave an e-mail sent to you for specific criteria that you select. Some popular examplesare “Notify me when my account goes below $200” or “Notify me when my directdeposit is posted”. This is a free service for all PCU users.

Did You Know...FSU Credit Union members have access to over 45,000 surcharge-free ATMs nation-wide and over 50 in Tallahassee. The large ATM network consisting of CU HERE,CU24 and Allpoint ATMs is nearly three times the size of the largest bank-controlledATM network. To access ATMs near you, log onto www.fsucu.org, select Tools thenATM Locations.

Did You Know...We offer a variety of free financial resources on our website to include Home & FamilyFinance, anytime adviser and Googolplex. Googolplex is an online magazine written byyouth for youth, and deals with money matters and life issues through colorful stories andinteractive games. Home & Family Finance Resource Center provides valuable personalfinance information, answers to questions with online news articles, guides and calcula-tors. Anytime Adviser is a suite of online interactive financial coaches.

Did You Know...

CREDIT UNION

CORNER

WE OFFER GAP - FOR THE UNEXPECTED

Guaranteed Asset Protection (GAP) is a voluntary program that we offer for your

new or used vehicle loan. This financial protection covers the difference in the

balance on a car and its declared value, as determined by your primary insurance

carrier, in the event that it is damaged beyond repair or stolen and never recovered.

GAP is not an offer of insurance and does not replace your standard

comprehensive, Collision and Liability coverages, it only enhances them.

No matter how terrific a car is, the minute you drive it out of the show room it is worth less.

Depending on where you live, the established market value could be less than the actual balance

you owe on your car. With GAP, if your car is a loss, the deficiency will be covered. That includes

the difference between your primary carrier’s insurance settlement and the payoff of your loan, less

delinquent payments, late charges, refundable service warranties, and other insurance related charges. Included in the GAP payment is

your primary insurance deductible, which is covered up to $1,000 if a deficiency exists. In addition, you are eligible for an additional

$1,000 towards the financing of a replacement vehicle financed through L.C.E. Federal Credit Union. Contact a FSU Credit Union

representative for complete details on whether or not GAP is right for you.

NEW BRANCH COMING SOON!We are building a new branch on the Northeast side of Tallahassee in the new Evening Rose developement. Evening Rose is located

about a quarter mile north and northwest of the Capital Circle NE and Mahan Drive intersection. The Credit Union branch will be

seen from the west side of Capital Circle NE just north of Mahan and beside Pizza Hut. We are anticipating a January 2009 opening!

CAMPUS BRANCH GETTING A FACE LIFTFor those of you who utulize our Campus Branch, you will be glad to know that we are in the design process of a huge remodel. We

are moving back into the large two story building on the corner of the property and will have expanded drive-thru lanes, a secure ATM

and over 5,000 square feet of interior lobby space. The project is anticipated to be complete by first quarter, 2009.

Federal law requires each of the three nationwide consumer

reporting companies to provide you with a free copy of

your credit report, at your request, once every 12 months.

A credit report is used by a variety of companies to evaluate

your application for credit. It is up to you to make sure your

credit report is correct.

You may check your credit report immediately online, by

phone or by mail. Allow 15 days for phone or mail

requests.

The three nationwide consumer reporting companies have

set up one central website, a toll-free number, and a mailing

address through which you can order your “Free Annual

Report.”

Do not respond to any questions by email or phone about

your credit report. Such requests are probably a scam.

www.annualcreditreport.com

or

call: 877-322-8228

or

Mail to: Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

FREE CREDIT REPORT

HELPFUL TIP: Need help repairing your credit score? Ask about our Credit Rebuilder Program.

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as of 05/31/08Bottom LineBottom Line

Florida State University Credit Union’s 1st Quarter, 2008

Employee of the Quarter honors were awarded to Kevin

Lee. Kevin has been employed at the credit union for three

years and currently serves as the Assistant Branch Super-

visor at our Main Office. Kevin embodies the qualities and

characteristics of the FSUCU mission which is top maxi-

mize members’ financial well-being. Congratlations Kevin!

Employee of the quarter is selected by the management team

of the Credit Union. Members are encouraged to submit

nominations via email to kadcock@fsucu.org.

Employee of the Quarter

Assets

$86,621,445

Loans

$65,878,400

Members

10,957

Campus Branch: 832 W. St. Augustine Street, Tallahassee, FL 32304 850.224.4960, Telephone 850.224.3479, Fax

Crawfordville Branch: 2655-C Crawfordville Highway, Crawfordville, FL 32327 850.224.4960, Telephone 850.926.3701, Fax

Maclay Branch: 3534-B Thomasville Road, Tallahassee, FL 32308 850.224.4960, Telephone 850.205.9939, Fax

Main Office: 2806 Sharer Road, Tallahassee, FL 32312 850.224.4960, Telephone 850.224.2754, Fax

Tomahawk Branch: 3000 School House Road, Tallahassee, FL 32311 850.224.4960, Telephone 850.224.2754, Fax

MAILING ADDRESS: P.O. Box 182499, Tallahassee, FL 32318 1.877.GO.FSUCU, Toll Free www.fsucu.org

CAMPUS BRANCH

Lobby Hours:

Monday through Thursday

8:00 am to 2:00 pm

Friday

8:00 am to 4:00 pm

Drive-Thru Hours:

Monday through Friday

8:00 am to 4:00 pm

CRAWFORDVILLE BRANCH

Lobby Hours:

Monday through Friday

10:00 am to 6:00 pm

MACLAY BRANCH

Lobby Hours:

Monday through Friday

10:00 am to 6:00 pm

Saturday

9:00 am to 12 am

Drive-Thru Hours:

Monday through Friday

7:30 am to 6:00 pm

Saturday

9:00 am to 12:00 am

MAIN OFFICE

Lobby & Drive-Thru Hours:

Monday through Friday

10:00 am to 6:00 pm

TOMAHAWK BRANCH

Lobby Hours:

Tuesday through Friday

10:00 am to 2:00 pm

Virtual BRANCH:

www.fsucu.org

SHARED SERVICE FACILITIES:

www.creditunion.net

ATM LOCATOR:

www.cu24.com

NOTABLE ‘NOLESNew Employees:

Please welcome the newest member of our management team, Keith Hay who has re-

cently accepted the position of IT Director. Jon Cole has also recently joined the credit

union family as a Call Center Representative along with Joana Botchway and Ryan Sirak

who are filling the roles of Recruitment Specialists this Summer.

Employee Awards:

Congratulations to Meagan Wammack

for winning the IMPACT Award and

Katardra Sheffield for winning the

Community Involvement Award for the 1st

Quarter, 2008.

Employee Milestones:

Jennifer Durden, Vice President of

Finance, celebrated her 10 year anniver-

sary with the credit union on May 19th.

4.99% APR

Finance or refinance yourvehicle and get a special rate!

Call 850.224.4960 for eligibility requirements.

Limited Time Offer.