POWER POINTPRESENTATION

PROTECT YOURPROTECT YOURFAMILY’SFAMILY’S

INHERITANCEINHERITANCE

NEW CLIENT PRESENTATION SEMINARNEW CLIENT PRESENTATION SEMINARFUNERAL TRUST FUNERAL TRUST

CAREY CHANDLERCAREY CHANDLERCAREYCHANDLER@GMAIL.COMCAREYCHANDLER@GMAIL.COM

(731) 394 2130(731) 394 2130

WELCOMEWELCOME

EDUCATIONAL COURSEEDUCATIONAL COURSE PRE-NEED PLANNING WITH THE PRE-NEED PLANNING WITH THE IRREVOCABLE FUNERAL TRUSTIRREVOCABLE FUNERAL TRUST

ESTATE PLANNING BENEFITSESTATE PLANNING BENEFITS

ByByCAREY CHANDLERCAREY CHANDLER

IF YOU SPEND-DOWN YOUR LIFE SAVINGS TO $2000.00 TO BECOMEIF YOU SPEND-DOWN YOUR LIFE SAVINGS TO $2000.00 TO BECOMEELIGIBLE FOR MEDICAID…THERE ARE NO FUNDS REMAINING TO PAYELIGIBLE FOR MEDICAID…THERE ARE NO FUNDS REMAINING TO PAY

FOR FUNERAL EXPENSES…PRE-PLANNING IS A MUST TODAY!FOR FUNERAL EXPENSES…PRE-PLANNING IS A MUST TODAY!

SINCE 93% OF ALL SENIOR CITIZENS OVER THE AGE OF 65 DO NOTSINCE 93% OF ALL SENIOR CITIZENS OVER THE AGE OF 65 DO NOTHAVE NURSING HOME INSURANCE…PROTECTING ASSETS IS VERYHAVE NURSING HOME INSURANCE…PROTECTING ASSETS IS VERY

IMPORTANT…SHELTER DOLLARS FROM THE NURSING HOMEIMPORTANT…SHELTER DOLLARS FROM THE NURSING HOMEUSING THE PRE-FUNDED FUNERAL TRUSTUSING THE PRE-FUNDED FUNERAL TRUST

Pre-Funded Funeral Trusts for Family Members can be a great way to spend-down assets

To become eligible for Medicaid. *MOST STATES ALLOW PARENTS TO FUND FUNERAL TRUSTS FOR THEIR*MOST STATES ALLOW PARENTS TO FUND FUNERAL TRUSTS FOR THEIR

CHILDREN AND NOT COUNT AS A DIVESTMENT. FUNDS USED TO FUND BURIAL SPACES MAY BE EXEMPT.*CHILDREN AND NOT COUNT AS A DIVESTMENT. FUNDS USED TO FUND BURIAL SPACES MAY BE EXEMPT.*

CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC RULES PERTAINING TO YOUR STATE. *Medicaid EligibilityCan vary from state to state. Some states may allow parents to fund “Burial Spaces” with the Funeral Trust for their children.

It is recommended that you consult an Elder Law Attorney for Specific rules for your state. Medicaid Eligibility varies from state to state.

PLAN TODAY!PLAN TODAY!

PLANNING IN ADVANCEPLANNING IN ADVANCE

IRREVOCABLE FUNERAL TRUSTIRREVOCABLE FUNERAL TRUST

YOU SHOULD ALWAYS CONSULT AN ELDER LAW ATTORNEY FOR ELIGIBILITYYOU SHOULD ALWAYS CONSULT AN ELDER LAW ATTORNEY FOR ELIGIBILITYISSUES FOR YOUR STATE OF RESIDENT. MEDICAID RULES VARY FROM STATE TO STATE. ISSUES FOR YOUR STATE OF RESIDENT. MEDICAID RULES VARY FROM STATE TO STATE.

THE IRREVOCABLE FUNERAL TRUST IS A PACKAGED PROGRAM WHERETHE IRREVOCABLE FUNERAL TRUST IS A PACKAGED PROGRAM WHEREAN INSURANCE POLICY WITH SIMPLE INTEREST GROWTHAN INSURANCE POLICY WITH SIMPLE INTEREST GROWTH

IS ASSIGNED TO THE IRREVOCABLE FUNERAL EXPENSE TRUSTIS ASSIGNED TO THE IRREVOCABLE FUNERAL EXPENSE TRUSTTO PROVIDE YOU WITH THE MOST PROTECTION FOR YOUR MONEYTO PROVIDE YOU WITH THE MOST PROTECTION FOR YOUR MONEY

This Program is specifically designed to set aside funds for your FuneralThis Program is specifically designed to set aside funds for your FuneralAnd relieve this burden from your family.And relieve this burden from your family.

FUNERALTRUST

COMPARISONCOMPARISON

THE IRREVOCABLE FUNERAL TRUST PROVIDES THE MOST THE IRREVOCABLE FUNERAL TRUST PROVIDES THE MOST PROTECTION AND PEACE OF MIND IN PRE-PLANNING!PROTECTION AND PEACE OF MIND IN PRE-PLANNING!

IT IS RECOMMENDED THAT YOU CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC MEDICAID RULES IN YOUR STATEIT IS RECOMMENDED THAT YOU CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC MEDICAID RULES IN YOUR STATE

PEACE OF MINDPEACE OF MIND

THANK YOU FOR VIEWINGTHANK YOU FOR VIEWING

• FREE CONSULTATION TO REVIEW FREE CONSULTATION TO REVIEW ESTATE PLANNING ISSUES.ESTATE PLANNING ISSUES.

• TAKE ADVANTAGE OF THIS TAKE ADVANTAGE OF THIS OPPORTUNITY.OPPORTUNITY.

• WE LOOK FORWARD TO SERVING YOU!WE LOOK FORWARD TO SERVING YOU!

DISCLAIMERDELCO BROKERAGE

• MEDICAID RULES VARY FROM STATE TO STATE. ELIGIBILITY RULES PERTAINING THE IRREVOCABLE FUNERAL TRUST AND FINAL EXPENSE PLANS CAN VARY.• MEDICAID RULES CAN CHANGE WITHOUT NOTICE.• This presentation is for illustrative purposes only and is not intended to convey specific rules on Medicaid or any other Government Program. • Prior to presenting this presentation to a client, it is recommended that the agent knows the rules pertaining the irrevocable

funeral trust by consulting an elder law attorney. Specific rules vary from state to state.• It is also recommended that the client consult an elder law attorney.• The Irrevocable Funeral Trust with the Final Expense Insurance plan is not meant to shelter additional assets. It is specifically

meant to provide for funeral expenses only. If there are excess funds remaining after the funeral home is paid at the time of death, the beneficiary should be the “Estate of the Insured” for ESTATE RECOVERY PURPOSES if the insured was on Medicaid or SSI.

• Agents marketing the funeral trust should never tell a client that the funeral trust is a method of sheltering additional assets. It is only meant to cover the costs of the actual funeral.