for those who are retired or may be retiring in 10 – 15 years presented by nmin alliance working...

RETIREMENT & ASSET PROTECTION EDUCATIONAL WORKSHOP*

For Those Who Are Retired

Or May Be Retiring in 10 – 15 years

Presented by NMIN Alliance Working with public and private groups and individuals for over 40 years

*All products that are recommended are from A+ or A rated insurance companies.

Retirement & Asset Protection

Educational WorkshopThere are many things to think about when retirement comes to mind:

Taxes

Income

Legal, Life and ID Protection

And the most important – Living too Long!

Retirement & Asset Protection Educational Workshop

Let us first discuss the Accumulation of Funds

…… will you have enough,

…… will it last and

…… Do you have the right products that will meet your needs

Here’s something to think about …


…. How did your 401(k) do in the last 5 years? Sure, the market has done well in that last few

years, but if you are the average person you lost about 40% and hopefully you’re just catching up!

The U.S. Government is propping up the stock market to the tune of billions of dollars a month! What do you think the economy and the market will do when they stop? And they will!


PLUS – Congress has had meetings over the course of the last two years about taking over your 401(k), paying you a penitence, make you take a pension and thus, losing control of your money.

If you are about to retire in the next 5, 10 or 15 years, how much money will you have in your 401(k), if you still have it, when you do?


And, if you’re retired or not, you can’t afford to lose your hard earned money either by the market or by government intervention and you don’t know what to do – Right?

We have the answer …


What if you could reposition any portion of your 401(k) into a plan and … Pay no penalties or taxes on transfers Get a 100% guarantee of your principle and

5% immediate interest credit on every contribution paid in the first 7 years

PLUS – when the market rises, you enjoy a return, if it drops the account stays level, but you’re still earning the 5% on new monies.


Premiums paid and interest credited are not subject to market risk

Never outlive your savings! The Guaranteed Lifetime Income Rider (GLIR) can give you the paycheck for life that you need for a secure retirement.

So what is the Guaranteed Lifetime Income Rider?


By having the GLIR you can receive specified withdrawal payments for your life or for the joint (your spouse) lifetime even if the withdrawal payments completely deplete the values in the annuity!

You can receive a monthly, quarterly, semi-annually or annual installment.

You can stop, re-start or change the size of the payment at any time.


You can begin taking payments when the you have attained age 60 and the policy has been in force for at least one year and when all policy loans, if any, have been paid.

For further information on this excellent and very flexible product, select the Click Here button at the end of this workshop.


Split AnnuityOr maybe you have a lump sum in a CD (Certificate of Deposit) or other type product and you want to use it more to your advantage.

You can use your money to your advantage using a product(s) called a Split Annuity.

The Split Annuity is a combination of two different annuities – a Fixed and a Immediate, and used together can provide you income and at the end of a period of time, restoring your original amount.


Immediate Annuity$41,457 $100,000

Deferred Annuity$58,453At 5.50%

Monthly Income$427.98

For 10 years, for which

Will grow in 10 years to

81%Is not taxed

Total Income, before taxes

$51,357.60

Original Amount

$100,000


But, what if you took the $427.98 per month and purchased a Medicare Supplement with drug card for you and your spouse. (just an example you may use the funds for anything)

The premium for both Medicare Supplements with drug card would be about $300/month.

At the end of 10 years you would have your original $100,000 back. So what did it cost you for your Medicare Supplement Plans? …..

Nothing!


Single Premium Whole LifeDo you have an amount of money maybe in a CD that’s ear marked for a relative like a niece or a grandchild? Money that you don’t touch, money that will go to them at your passing.

Let’s say that amount is $10,000 and you have it in a CD earning 1.5%.

You can turn that $10,000 into $25,000 (± depending on product and age) and now when you pass you can give that relative $25,000± - Tax Free and earn more money!

Again, use the Click Here link at the end.


Life InsuranceEveryone needs life insurance and it plays a very important part of Retirement Planning.

There is Whole Life, Universal and Term Life to name a few – but which is best for you and how much do you need?

One of our Retirement Planners will consult with you and together, will determine the need, type and amount of coverage.

Of course …. no obligation, no pressure.


Medicare CoverageAdvantage or Medicare Supplement Plan, which one is the best for you?

Some plans have more coverage than others, some have higher premiums, some have no premium at all!

One of our Retirement Planners will consult with you and together, will determine the need, type and amount of coverage.

Of course …. no obligation, no pressure.


Sure Card Benefits

Sure Card Benefits plays a definite part of Retirement Planning as Sure Card provides protection for yourself and your hard earned money.

When you use just one or two of the benefits, you can more than pay for the cost.

Coverage includes:


ID Theft – the complete package, monitoring, insurance, keylogging defense, restoration and legal services.

Legal Plan – Free Will and Trust , free and discounted professional services.

Tax Plan – FREE 1040, 1040A and 1040EZ returns plus valuable tax advice.

Financial Education & Credit Counseling – Professional assistance and solutions from trained counselors to help you strengthen your credit


Points of Care – Access to substantial discounts on medical related products such as Prescription Drugs, Mail Order Rx, Over the Counter Products, Durable Medical Equipment and Diabetes Supplies.

The Savings Outlet – Provides links to a growing number of approved money-saving websites, everything from computers and clothing to auto parts with everything in between!

Family Coverage is only $10.95 a month!


There are so many things to think about and plan for –

Will you have to much time left after the end of your money?

Are your funds safe and do you have access to them when you want or need to?

Are you protected if you die too soon?

Do you have adequate medical coverage?

And the list goes on and on

So, what do you do?


Talk to one of our Retirement Planners, they will advise you and guide you through the maze of products and services the make up Retirement Planning.

For a no obligation, no pressure appointment please Click Here and one of our planners will contact you.

If we can answer any questions for you please call 888-277-4456 x204 or email William Fjeran at [email protected]

No Pressure, No Obligation – Just Peace of Mind

http://nminalliance.com/schedule_an_appointment.php

mailto:[email protected]

for those who are retired or may be retiring in 10 – 15 years presented by nmin alliance working...

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