MIGRATING DOWN UNDER?FOR EXPERT PENSION AND TAX ADVICE

For more information about our service or to book a free initial assessment please contact us at

Global QROPS is authorised and regulated by the Financial Conduct Authority.

Email info@globalqrops.com

or call +44 (0) 1372 724249

Global QROPS Ltd Capitol Square 4-6 Church Street Epsom Surrey KT17 4NR

Visit our website at www.globalqrops.com

With offices in the UK and Australia, we understand that if you’re looking to make a life-changing move down under, you need complete confidence that your finances are well looked after.

Our straight-talking team of advisers have many years of experience in advising people who are emigrating on the best course of action for their financial assets and the interaction of the Australian, New Zealand and UK tax systems.

We provide

• Pre migration advice for those unable to sell their UK property

• Pension transfer strategies

• Tax planning solutions for all financial assets

PLANNING MAKES PERFECT

The UK, Australian and New Zealand tax systems are not always compatible. What works in one jurisdiction does not necessarily work in another and failing to plan ahead can result in expensive mistakes.

We advise clients on how to structure their assets in the most tax efficient manner and how to take advantage of the tax planning windows that arise when migrating.

For example, we can advise on

• The disposal of assets without any liability to UK or Australian Capital Gains Tax

• Receiving your pension fund tax free

• Calculating the tax free element of pensions already in payment

• Whether benefits should be taken from your UK pension scheme

• Structuring your UK mortgage so you receive tax deductible interest

• Minimising tax on rental income

• Mitigating UK inheritance tax exposure

• Avoiding Australian tax on any currency gains when transferring cash to Australia

PENSION TRANSFERS

Transferring your pension fund overseas can provide significant tax benefits but it is not always the best option.

We undertake a full analysis of our clients’ UK pension benefits before providing any advice.

Our pension report will tell you

• What to transfer

• When to transfer and how to minimise tax

• How to have control over when your funds are converted into your new local currency, protecting you from adverse currency movements

• What the options are for individuals with UK pension funds in excess of the Australian cap on transfers in

• What jurisdiction you should transfer your funds to (it is not always best advice to transfer to your new country of residence)

• When you can access your benefits and what limits will apply

• How to mitigate Australian tax on pension funds left in the UK

• How to gain more flexible death benefits for your dependants

WORKING TOGETHER

We provide a personalised financial planning service to suit your requirements.

We offer

• A free initial assessment to establish the issues you will face and the opportunities that may arise as a result of your migration (at our offices or at a location to suit you)

• A comprehensive financial plan or pension report covering your personal situation

• Follow up meetings to go through your report to ensure that you understand it fully and deal with any queries you may have

• Implementation of our recommendations

• An introduction to one of our associate advisers in your new country of residence

Global QROPS has a highly experienced team of authorised UK Financial Advisers who are experts in dealing with overseas pension transfers.

www.globalqrops.com www.globalqrops.com

Starting the process at the earliest possible opportunity allows us time to examine your personal situation and objectives before determining the best course of action for you.