Motilal Oswal MOSt Focused Long Term Fund

(An open ended equity linked saving scheme with a 3 year lock-in)

Tax Saving and the essenceof ,'Buy Right : Sit Tight'

now in one product

Product Labeling

2

Name of the scheme This product is suitable for investors who are seeking*

Motilal Oswal MOSt Focused Long Term Fund (MOSt Focused Long Term)(An open ended equity linked saving Scheme with a 3 year lock-in)

Ÿ Long-term capital growth

Ÿ Investment predominantly in equity and equity related instruments;

Investors understand that their principal will beat Moderately High risk

Low

Modera

tely

Low

High

ModeratelyHigh

Moderate

HighLow

Riskometer

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Taxes grow without rains

It’s an open secret that...

Investments for Tax Saving

4

It's a well known fact that the Government of India provides tax rebate under sec 80C of the Income

Tax Act, 1961. Anybody inves�ng upto Rs. 1,50,000 per year into a specified list of investment

products is eligible for this amount to be reduced from their taxable income. The list of specified

products includes various items like bank deposits, small savings schemes, equity linked saving

schemes of mutual funds, bonds, etc. So basically the Government is telling you that it is important to

plan for future and make right investments in that direc�on. In the process of course the na�on

benefits from long term inves�ble surpluses which can then be ploughed into various long term

funding requirements. If you do this right investment with a plan for your future, they are happy to

forgo tax revenues to encourage you to do the right thing! There is only one catch, that such products

have a lock-in ranging from three years to seven or eight or ten years depending on what product you

pick; �me horizon may vary but lock in is a must! Now we all know that if one has to necessarily lock-

in money, we might as well lock it in to a product which has least lock-in with highest possible

poten�al for return to take us closer to our goals.

Mo�lal Oswal AMC as always encourages its investors to BUY RIGHT : SIT TIGHT. What be�er than to

get a tax benefit for doing just that – “BUY RIGHT : SIT TIGHT” with sec 80C tax benefits!

Saving Tax 80C? Under Section

*The rate of return(s) used above is assumed and excludes loads and taxes. The above investment representa�on is used for explaining the concept and for illustra�on purpose only and should not be construed as an assurance on minimum returns and safeguard of capital. It should not be used for development or implementa�on of an investment strategy. Investors are requested to note the fiscal laws may change from �me to �me and there can be no guarantee that the current tax posi�on may con�nue in future.

Commonly used Tax Saving Avenue

MinimumInvestment

Returns* Taxability

ELSS 500 3 years Market linked Tax Free

PPF 500 15 years 8.70% Tax Free

NSC 100 6 years 8.50%

Bank Deposits 100 5 years 9.75% (at best)Interest Income

Taxable

Pension ProductsProductSpecific

Product Specific Annuity Taxable

Source: Economic Times | Data as on Nov 30, 2014.

Lock - in Tenure

7-10%

5

Interest IncomeTaxable

*The rate of return(s) used above is assumed and excludes loads and taxes. The above investment representa�on is used for explaining the concept and for illustra�on purpose only and should not be construed as an assurance on minimum returns and safeguard of capital. It should not be used for development or implementa�on of an investment strategy. Investors are requested to note the fiscal laws may change from �me to �me and there can be no guarantee that the current tax posi�on may con�nue in future.

Commonly used Tax Saving Avenue

MinimumInvestment

Returns* Taxability

ELSS 500 3 years Market linked Tax Free

PPF 500 15 years 8.70% Tax Free

NSC 100 6 years 8.50%

Bank Deposits 100 5 years 9.75% (at best)Interest Income

Taxable

Pension ProductsProductSpecific

Product Specific Annuity Taxable

Source: Economic Times | Data as on Nov 30, 2014.

Lock - in Tenure

7-10%

Interest IncomeTaxable

What is ELSS?ELSS or Equity Linked Saving Schemes,

are the Mutual Fund offerings that allow you to while givingsave taxesyou an opportunity to by investing into equities.create wealth

If you have risk bearing capacity, then ELSS is an ideal op�on.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits. Further, Tax deduc�on(s) available u/s 80C of the Income Tax Act, 1961 is subject to condi�ons specified therein. Investors are requested to note that fiscal laws may change from �me to �me and there can be no guarantee that the current tax posi�on may con�nue in the future.

ELSS are similar to diversified equity mutual funds.

Wealth crea�on poten�al of equity markets cannot be denied. However equi�es are known to be

vola�le and thus many investors stay away for the fear of losing money during downturns in the market.

ELSS offers long term inves�ng with one of the shortest lock-in period amongst Tax Savings

investment Avenues (mandatory 3 years of lock-in period).

The lock-in period ensures that short term market vola�lity is ignored and focus is only on the long

term wealth crea�on.

You can invest into ELSS and deduct upto Rs. 1,50,000 from your taxable income to effec�vely reduce

your tax liability under sec�on 80C of Income Tax Act, 1961.

Why ELSS?

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Why ELSS?

Over of the time, Nifty 500 Index has79%delivered on 3 years rolling basispositive returns

Ni�y 500 Index 3 Years Rolling Returns (daily frequency)

Source: Bloomberg | Data as on Nov 30, 2014.Past performance may or may not be sustained in the future.

Historically, the hit and miss ra�o has been 4:1 for genera�ng posi�ve returns considering 3 years of investments in Ni�y 500 Index at any given point in �me

-100%

-50%

0%

50%

100%

150%

200%

250%

300%

350%

400%

Ab

solu

te P

oin

t to

Po

int

Ret

urn

s

Feb 9

8

Sep 9

8

Apr

99

Nov

99

Jun 0

0

Jan 0

1

Aug 0

1

Mar

02

Oct

02

May

03

Dec

03

Jul 0

4

Feb 0

5

Sep 0

5

Apr

06

Nov

06

Jun 0

7

Jan 0

8

Aug 0

8

Mar

09

Oct

09

May

10

Dec

10

Jul 1

1

Feb 1

2

Sep 1

2

Apr

13

Nov

13

Jun 1

4

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MOSt Focused Long Term

Type of the Scheme

Ÿ An open ended equity linked saving scheme with a 3 year lock-in.

Investment Objec�ve

Ÿ To generate long term capital apprecia�on from a diversified por�olio of predominantly equity and equity related instruments.

Investment Strategy

Ÿ The Scheme will invest in securi�es across asset classes (debt and equity) and across sectors and capitaliza�on levels.

Asset Alloca�on

Ÿ 80%-100% - Equity and Equity Related Instruments

Ÿ 0%-20% - Debt Instruments, Money Market Instruments, G-Secs, Cash and Cash at call, etc.

Load Structure

Ÿ Entry & Exit Load: NilFor Whom ?

Ÿ For investors seeking poten�al growth of equi�es with the added advantage of tax savings under Sec�on 80C of the Income Tax Act,1961

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A philosophy dis�lled from over 25 years of wealth crea�on exper�se ofMo�lal Oswal Securi�es Ltd (Our Sponsor)

Buy Right Stock Characteristics

‘Q’uality denotes quality of the business and management

‘G’rowth denotes growth in earnings and sustained RoE

‘L’ongevity denotes longevity of the competitive advantage or economic moat of the business

‘P’rice denotes our approach of buying a good business for a fair price rather than buying a fair business for a good price

QGLP

Sit Tight Approach

Buy and Hold: We are strictly buy and hold investors and believe that picking the right business needs skill and holding onto these businesses to enable our investors to benefit from the entire growth cycle needs even more skill.

Focus: Our portfolios are high conviction portfolios with 20 to 25 stocks being our ideal number. We believe in adequate diversification but over-diversification results in diluting returns for our investors and adding market risk

Our Investment Philosophy - ‘BUY RIGHT : SIT TIGHT’

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Investment Process

Margin of“safety”

A business we“understand”

Favorable“long term economics”

Able and trustworthy“management”

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About the scheme

The investment objec�ve of the scheme is to generate long-term capital apprecia�on from a diversified por�olio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objec�ve of the Scheme would be achieved.

MOSt Focused Long Term would endeavour to construct such a por�olio that the product is best suited for medium and long term investment.

High convic�on ideas with improved risk-adjusted return characteris�cs.

‘360 degree view’ of company to iden�fy compe��ve advantages.

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Sector Allocation

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Industry classification as recommended by AMFI

Bank, Auto and Finance are the top 3 sector exposures

Portfolio is well represented across a wide range of sectors

Data as on Nov 30, 20151.98%

0.87%

7.93%

8.68%

8.81%

10.10%

11.75%

12.20%

16.13%

21.55%

Cash & Equivalent

Industrial Products

Pharmaceu�cals

Consumer Non Durables

Petroleum Products

Transporta�on

So�ware

Finance

Auto

Banks

Portfolio Holdings

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TOP 10 Holdings

Name of Instrument % to Net Assets

Interglobe Aviation

IndusInd Bank

HDFC Bank

Maruti Suzuki India

Eicher Motors

Infosys

Britannia Industries

Hindustan Petroleum Corporation

Max India

Lupin

9.50

8.86

8.78

8.34

7.80

7.26

6.55

5.94

5.63

4.83

TOP 5 Stocks % to NAV= 43.28%

TOP 10 Stocks % to NAV= 73.48%

Currently we Hold 19 Stocks

Data as on Nov 30, 2015

Fund Manager Profile

For Equity Component:

Mr Gautam Sinha Roy is the Fund Manager for investments in equity and equity related instruments of the Scheme.

Mr. Roy has completed his B.E. (Honors) from Jadavpur University, Kolkata and PGDM from IIM-Calcu�a. He has close to 11 years of rich experience largely in investment management and research. He had worked with Mo�lal Oswal Securi�es Ltd. immediately prior to joining Mo�lal Oswal AMC. Prior to that, he has worked with IIFL Capital Pte. Ltd., Mirae Asset Global Investment Pvt. Ltd., Edelweiss Capital Ltd. and Genpact Ltd in Research and Investment analysis/ management roles.

Mr. Roy is also the Fund Manager for Mo�lal Oswal MOSt Focused Mul�cap 35 Fund

Mr. Gautam Sinha RoyVice President

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For Debt Component:

Mr. Abhiroop Mukherjee He is B.com (H), MBA with 4 years of experience in Trading Fixed Income Securities viz. G-sec, T-bills, Corporate Bonds CP, CD etc. He has earlier worked with PNB GILTS LTD. as a WDM Dealer for the period 2007-2011

Other Funds Managed by Mr. Abhiroop Mukherjee: Motilal Oswal MOSt Ultra Short Term Bond Fund. He is also the Fund manager for the debt component of Motilal Oswal MOSt Focused 25, Motilal Oswal MOSt Focused Midcap 30 Fund and Motilal Oswal MOSt Focused Long Term Fund

Disclaimer

DISCLAIMER: This presenta�on has been prepared and issued on the basis of internal data, publicly available informa�on and other sources believed to be reliable. The informa�on contained in this document is for general purposes only and not a complete disclosure of every material fact and terms and condi�ons and features of Mo�lal Oswal MOSt Focused Long Term Fund. The informa�on / data herein alone is not sufficient and shouldn’t be used for the development or implementa�on of an investment strategy. It should not be construed as investment advice to any party. All opinions, figures, charts/graphs, es�mates and data included in this presenta�on are as on date and are subject to change without no�ce. While utmost care has been exercised while preparing this document, Mo�lal Oswal Asset Management Company Limited does not warrant the completeness or accuracy of the informa�on and disclaims all liabili�es, losses and damages arising out of the use of this informa�on. The statements contained herein may include statements of future expecta�ons and other forward-looking statements that are based on our current views and assump�ons and involve known and unknown risks and uncertain�es that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Readers shall be fully responsible/liable for any decision taken on the basis of this presenta�on. No part of this document may be duplicated in whole or in part in any form and/or redistributed without prior wri�en consent of the Mo�lal Oswal Mutual Fund/Mo�lal Oswal Asset Management Company Limited. Readers should before inves�ng in the Scheme make their own inves�ga�on and seek appropriate professional advice. Investors are advised to consult their tax advisor in view of individual nature of tax benefits. Further, Tax deduc�on(s) available u/s 80C of the Income Tax Act, 1961 is subject to condi�ons specified therein. Investors are requested to note that fiscal laws may change from �me to �me and there can be no guarantee that the current tax posi�on may con�nue in the future. Past performance of the Sponsor / AMC / Mutual Fund and its affiliates does not indicate the future performance of the scheme and may not provide a basis of comparison with other investments. Please read Scheme Informa�on Document (SID) and Statement of Addi�onal Informa�on (SAI) carefully before inves�ng.

Statutory Details: Cons�tu�on: Mo�lal Oswal Mutual Fund has been set up as a trust under the Indian Trust Act, 1882. Trustee: Mo�lal Oswal Trustee Company Limited. Investment Manager: Mo�lal Oswal Asset Management Company Ltd. Sponsor: Mo�lal Oswal Securi�es Ltd.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Call: 1800-200-6626

SMS: FOCUS to 575753

Website: www.motilaloswalmf.com

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