fieldstone magazine april 2012

fieldstoneApril 2012 fieldstonemagazine.com

Got Our

Minds Set on

Spring

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4 fieldstonemagazine.com

The children of Fieldstone Farms

have their minds set on the longer

days, warmer weather and Easter delights of spring. Thanks to Gracie, Aubri, Logan, Dylan, Tommy and Anna Grace for posing for this month’s cover.

We’re Thinking Al l-Things-SpringWhile embracing the April showers that will certainly bring May flowers, we’re really loving the early taste of warm weather that’s getting us out and about around the community as we pull together another issue of Fieldstone.

Whether it’s the willingness (with maybe a little arm-twisting) of our neighborhood children to participate in a whimsical cover photo shoot, or the occasional visit of a fine, feathered friend in a number of our neighbor’s backyards, as investigated by one of our local cub reporters in this issue, there’s something about spring that tends to bring everyone out of hiding, and makes us eager to connect once more with the world and others around us. Heck, spring even makes work feel a little less like “work.”

Speaking of work, there’s been a lot of it put into this issue of Fieldstone, and it couldn’t have been possible without our growing array of neighborhood contributors and the dedication of our local advertisers. In fact, as you’ll see in this issue, we even have a contributor and an advertiser pairing up to offer a fun, family outing for charity on an upcoming Saturday afternoon. (See page 9 for more details.)

From the many interesting story ideas to the helpful suggestions on how to improve our developing magazine, we’re delighted to have the involvement of so many from the Fieldstone Farms community. Send your comments or suggestions to [email protected]. And don’t forget to check us out online at fieldstonemagazine.com. You can also “Like” us on Facebook to stay up-to-date on any information or events that arise between issues.

SPECIAL NOTE: We are now accepting your photos for our special Mother’s Day and Father’s Day spreads in our upcoming issues of Fieldstone. We’d love to have photos of children with their mother or father to represent all the different neighborhoods in Fieldstone Farms, so send yours in with your first names only and the name of your neighborhood. Photos can be e-mailed to [email protected].

About the Publisher

Suzanne Gallent is a native of Chattanooga and a graduate of the University of Tennessee in Knoxville. After an 18-year career as an account executive and project manager for a number of Nashville’s foremost marketing, advertising and public relations firms, she left it all behind to pursue her most challenging and rewarding job yet, full-time motherhood. She has lived happily ever after in Fieldstone Farms for seven years with her husband, Chip, and her two sons.

Oops...In our March issue, Fieldstone was remiss to publish the names of the three beauties featured on our cover. Madison, Gracie and Aubri, please accept our apologies for this oversight, and our sincere thanks for posing as our lovely cover girls.

On the C over

Suzanne and the Easter Bunny at last year’s Fieldstone Farms egg hunt at the Clubhouse. Photo by Dale Hart.

5April 2012

CreditsPublisher

Suzanne [email protected]

April Contributors

April Cover PhotoChristi Kline

(949) [email protected]

FieldstoneFranklin, Tennessee

(615) 390-6405FieldstoneMagazine.com

Facebook.com/FieldstoneMagazine

Additional copies available at the Fieldstone Clubhouse & Publix.

Peter AldermanBrian BachochinSusie Blackburn

Izzy BohnSusan Shifay Cheung

Dianne ChristianMaria DinoiaScott Fishkind

Thomas HallSara HammillJacob InmanChristi Kline

Carroll V. KroegerJack Sayles

Brandon SpiertoAlison Wolf

C ontentsDoes Fieldstone Farms Have a New Mascot? ....................... 6

4 D’s – It Could Only Mean Spring Cleaning ......................... 7

The Man, the Book, and the Dream.......................................... 8

The Fieldstone View ......................................................................10

Giving Back on the Court ............................................................11

Real Estate Facts .............................................................................12

Healthy Boundaries .......................................................................13

Tangled Secrets ...............................................................................14

The Perfect Pour .............................................................................15

Calendar.............................................................................................16

Around the Neighborhood ........................................................18

Kid’s Klassifieds ...............................................................................19

G.R.O.W. – Glass Recycling of Williamson .............................19

Run Like a Mother .........................................................................20

“Balance” Part III – The Importance of a Balanced Exercise Program ..............21

A Message of Gratitude from your Neighbors ...................22

New Life .............................................................................................23

Secrets to Retirement Success ..................................................24

It’s Spring, Kinda .............................................................................25

Help Me, Rhonda!!! .......................................................................26

Homebuying 101... How Much Capital Do You Need? ...........................................28

The Fieldstone Farms Flippers Swim Team ...........................29

Seen Around Fieldstone Farms .................................................30

13 Facts About Easter ...................................................................31

Hey Kids!!!Want some extra money in your pocket this spring? Then join the Fieldstone distribution team and deliver magazines to all your neighbors at the beginning of each month. Email [email protected] for more info.


Have you seen this bird?Chances are, if you live on the side of Fieldstone behind Publix, you’ve either seen or heard about the gorgeous peacock strutting through backyards, perched on roofs, and snacking on flowers. You may have even had the honor of having him spend the day on your deck! His picture is on Facebook, and he’s become the talk of the neighborhood.He was first spotted about five weeks ago by Cindy Chamberlain, a resident of Carphilly Circle in Northridge. Her reaction? “I thought I was seeing things!” she exclaimed. At first, her dogs would go crazy when the peacock sat on her front porch or in her flower boxes, but now they are pretty familiar with it and don’t even bark. Chamberlain says, “We nicknamed him Oscar and put out apples for him to eat. He didn’t like them, but munched on our flower beds like a salad bar!”Apparently “Oscar” moved on when the flowers were gone and was soon spotted in the Reserve, even spending the afternoon on somebody’s roof. Stafford Close resident Alaine Calvani says she looked out the window two weeks ago and thought, “Why is there a peacock in my backyard?!” She and her daughters named him Pete the Peacock.So who is this beautiful mystery bird? And how did he get here? Turns out his name is George, and he

belongs to the Triggs family on Spencer Creek Road. He was purchased from a farmer in Kentucky and was a Christmas gift for their daughter, Autumn. The farmer told Heidi Triggs to keep George in an enclosed space for several weeks to get him used to his new surroundings. They did, but it didn’t work because this curious George left home soon after he was allowed to walk around on his own.Even the dog catcher knows George because a few surprised Fieldstone residents have called the animal shelter to report peacock sightings! A representative from the Williamson County Animal Control Department said, “We have had several calls about the peacock, and we’ve been trying to catch him, but he’s just too quick. They are faster than you think. We’re equipped to handle domesticated animals, not wild birds.”If you see George, Triggs says that she’d love to have him back. She also said that he likes to eat raisins and Cheerios. “And pansies!” says Chamberlain.Photos courtesy of Cindy Chamberlain.

Does Fieldstone Farms Have a New Mascot? By Izzy Bohn

Help George Get HomeIf you see George, please contact: Heidi Triggs 124 Spencer Creek Rd (h) 794-7711 (c) 476-0855

Izzy Bohn is a fifth grader at Walnut Grove Elementary School. She lives on Carphilly Circle, enjoys writing, and playing the guitar.

7April 2012

I love the feel of new life in April. Rain showers, baby lambs, the sounds of lawn mowers cutting through green grass, and the awakening brilliance of flowers and plants. It’s spring and time to open wide the windows. But, hold it… I can see…Argh! I’ve been invaded by dust bunnies! The brighter spring sunlight reveals dusty nooks and crannies previously obscured by the veil of winter grey and camouflaged by sparkling holiday decorations. You know what this means? Yes, you’ve guessed it, spring cleaning.I have my sights set on several mounds of my children’s artwork—their masterpieces from school, snow days and sick days, play dates and other events piled under the coffee table.Like most parents, I’m enthralled by my children’s imagination and creativity (of course those blobs look like elephants!) I’m loath to throw away anything. From time to time, in a half-hearted effort to recycle, I’ve shared their artistic talents with grandparents and other relatives and friends. Yet, still, there are piles. Cleaning isn’t the only thing I have to do this month. I pause here, as my mommy brain battles with my rational brain. I have to keep the artwork, right? They are important expressions of my children’s development.Will they hate me one day because I shredded their finger paintings? How about those homemade Birthday, Christmas, Chinese New Year and Valentine’s cards? Will they sit before a counselor and blame me because I destroyed their outpourings of love?Why stop at artwork and cards? What about clothes and shoes they’ve outgrown or toys they don’t use? Will they hold me responsible for disposing of Barbie or Thomas, even though they’d be too embarrassed to even admit they’d ever owned one?Maybe I’m worrying about nothing. My children won’t care. They are part of the “i Touch Generation.” Their art books and crayons are apps on laser-thin laptops, iPads and iPhones and stored on tiny chips. They won’t be sentimental about splashes of paint on construction paper stored in large plastic bins. My rational brain wins. The paper mountains have got to go. How many years of utility bills, banks statements and check stubs do I need to keep? I think five years is too much, don’t you?Recently, with the spate of tornado watches and warnings, we’ve had to shelter in our safe spot, a.k.a. the downstairs cozy coat closet/den. It amused me to see

what my kids considered to be their precious must-have items. Among other things, they insisted on having their piggy banks with them because, of course, we’ll need money if anything happens. That got me thinking. Do I have a single file of essential paperwork that can be grabbed in an emergency? The honest truth is I have the makings of four such files. After the 2010 floods, I set about having said emergency file ready and got as far as separating my documents into some key folders. Then, the main task was forgotten in the mayhem of everyday life. First on my “to-do” list for my big spring clean: weeding out extraneous paperwork and scanning the important ones, so I have an electronic record.Clearly, I’ve forgotten the good practices I used when I worked in the corporate sector because they can equally be applied at home.

The 4 Ds of De-C luttering:Do – Make your “to-do” list and put a priority timeframe next to the task, such as A) has to be done now, B) has to be done in the next two weeks, and C) has to be done by the end of the month.

Delay – While you can have a few Cs on your list, don’t make them all Cs, else all will be forgotten as life takes over.

Delegate – You may think you’re the only person who can do all of this, but you do have other people on hand to help. You only have to ask. So what if they don’t do it exactly as you would, but the task will be done.

Dump – There are treasured things I’ll never throw away, like old family photos, but all else can be replaced. This is the most important D. The rule of thumb is to be ruthless in dumping.My challenge to you: how ruthless can you be?

4D’s - It C ould Only Mean Spring C leaning by Susan Shifay Cheung

Susan Shifay Cheung has turned her hand to many forms of writing in her various roles as corporate trainer, management consultant, journalist and freelance writer. You can contact her at [email protected].


The Man, the Book, and the Dream by Jacob Inman

When most people think of a children’s book, they think of whimsical rhymes, cats in hats, and good locations for eating green breakfast food. While those books are entertaining and create lasting impressions on readers for years to come, many of these stories are written simply to put food on the author’s table. Wouldn’t it be wonderful if a book was written that not only entertained and educated children, but also helped other children in need; perhaps children who live in impoverished communities? This is what author Al Andrews has set out to do.

A private practice counselor, father of two and founder of Franklin-based Porter’s Call, a ministry of counsel and support for recording artists and their families, Mr. Andrews never intended to become a children’s book author. Then one day, someone asked him a question that started it all.

“A good friend asked me, ‘What do you dream?’ I told him that I’m living the dream; I’ve got a great job, a wonderful family and I live in a fantastic town.”

The friend pressed further and asked him, “But what do you really dream?”

“So, I began to think about all the amazing and generous people that have impacted me throughout my life,” Mr. Andrews said, “and realized that if I really thought about what I wanted to be one day, it would be a philanthropist.” While being a philanthropist is a very admirable aspiration, many would say that it is not realistic. But that didn’t stop Al Andrews.

“I created a six-point plan to get me started on this journey,” said Mr. Andrews. “First, write a children’s book; second, find an illustrator; third, self-publish; fourth, get on a talk show; fifth, sell as many books as possible; and sixth, give all the money away.” The result is a beautiful children’s book entitled The Boy, the Kite, and the Wind, with amazing illustrations by Jonathan Bouw. While Mr. Andrews has not yet gotten an interview on Ellen, the book has sold more than 2,000 copies, and he has been able to give $10,000 to Compassion International, along with other local and national charitable organizations aimed at helping children in need. One of the best parts of the plan is just how good the book is. Anyone could start a fund that donates money to children’s charities, but with Mr. Andrews’ plan, you get a fantastic

Focus on Fieldstone

Author and Philanthropist Al Andrews– The Parks

9April 2012

children’s book and the knowledge that you have helped a needy child. There is a website for the book, www.theboythekiteandthewind.com, where it is available for purchase, and a video about the project. The website also features a very touching version of the book being read by children in Africa. The second website, www.improbablephilanthropy.com, contains more information about the project and also a blog that Mr. Andrews updates as his project moves along. This book is one that I will be keeping on my shelf for a long time, and I hope to one day read it to my children.

Jacob Inman is a junior at Franklin High School and a staff writer for the Rebel Review. In addition, he is actively involved in the FHS Media Concepts department and plays on the Rebel Lacrosse team.

Please join Al Andrews for a book signing of The Boy, the Kite, and the Wind, on April 21 at 2:00 pm, hosted by Tasti D-Lite, 2020 Fieldstone Parkway, in Fieldstone

Farms next to Publix. You may purchase a copy during the signing with a credit card or check; 100 percent of the profits go to local and national charitable organizations aimed at helping children in need.

Also, beginning April 1, stop by Tasti D-Lite to register to win a free copy of The Boy, the Kite, and the Wind and a $10 gift certificate from Tasti D-Lite. The drawing will take place during the book signing event on the 21st.

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The Fieldstone V iew with Maria Dinoia

What are your plans for spring break??We’re heading to San Diego for a few days. Jesse (7) has never been to California and he’s excited to dip his toes into the Pacific Ocean, is practicing his California talk (essentially adding “dude” to his sentences) and we are looking forward to the San Diego Zoo, Seaworld and Legoland. If we can manage it, we may even rent a jeep and drive along the ocean highway one day. – Simon Hartland

This spring break the boys and I, along with my parents, are going to Asheville, NC to visit The Biltmore Estate. We are looking so forward to getting away for a few days and seeing this magnificent home!

– Tiffany Green

We might go see grandparents during the first part of spring break, but the main thing is we will be bringing home our brand new puppy. We have already named her Piper. We are so excited for spring break to get here! – Rebecca Walters

We hope to travel to Knoxville to see family. – Scott Black

Maria Dinoia is a freelance writer who currently writes for Country Weekly magazine and whose word eloquence has appeared in dozens of newspapers, magazines and websites. She happily resides in Fieldstone Farms with her hard-working husband and three adoring children.

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11April 2012

Giving Back on the C ourt By Brandon Spierto

Growing up, some of my fondest memories have come while playing youth sports. In fact, just last week some of my friends and I were reminiscing about the championship we won in the local rec basketball league back in fifth grade. So last year, when I heard that the same league was in need of coaches for their team of seven and eight year olds, I was eager to give it a try.

I was playing basketball as a junior for Franklin High School (FHS), and I thought coaching would be a great opportunity to give back to the community after all the help I received from so many people along the way. After enlisting my buddy, Khari, as my assistant coach, we submitted our names and were chosen as coaches for the upcoming season.

Not really knowing what to expect, we went into our first practice only knowing one kid on the team, my little brother, and that we wanted every practice and game to be fun and rewarding for the kids. Our goal was to have all of our players enjoy the experience so much by the end of the season that they’d be excited about playing basketball in the future. After all, basketball is just a game, especially at this age.

“Win or lose, you play to have fun.” This was the philosophy we wanted to teach the kids, so before the first practice, we told them our two rules for the team that year:

1. P lay Hard 2. Have FunWe repeated these rules at the start and the end of every practice and game. We constantly reminded them that no matter what the scoreboard said, we would always be proud of them for their effort.

Khari and I looked forward to going to practice every week. We would talk about the team and the kids all the time at school. During the five practices before our first game, we developed a different contest for each week, each one focusing on teaching the players various basketball skills. A common coaching tactic is to have the losers of practice competitions run laps. However, we soon learned that this wasn’t a very effective

consequence, because it turns out that seven and eight year olds actually enjoy running! Luckily, we had a great group of kids that were very well behaved (most of the time) and were all great listeners.

We had a lot of success on the court that first season. We won all 10 games in the regular season and ended up finishing second in the county tournament at the end of the year. We couldn’t have been more proud of the kids, not because of their success, but because they all gave everything they had each time they were out on the court and always kept a positive attitude.

Khari and I had such a great time coaching that year, we did it again as seniors and it was just as incredible as the first year. With only two returning players from the previous year, we were lucky again to get another amazing group of kids for our second season. We went

undefeated again, but this time captured the league championship at the end-of-the-year tournament.

When Khari and I got a chance to reflect at the end of the season, we realized what an amazing experience coaching the team had been for us. Interacting with the kids at practice each Thursday was the highlight of our week, and building relationships with each player was the best part

of the whole experience. We hoped that each of our players could see us as a friend and someone they could look up to. Now, running into former players around the community always brightens my day, and I can’t help but smile when I see them in the stands of one of my high school games.

I wholeheartedly recommend coaching to anyone who is considering it. I can tell you that there is no better feeling than watching a kid, who has worked hard at every practice and always maintained a great attitude, score his first basket of the year. Seeing the joy on that player’s face when the entire gym stands and cheers is truly an incredible moment. Coaching these kids over the past two years has been one of the most enjoyable and rewarding experiences of my life, and one that I know I will never forget.

Brandon Spierto is a senior at Franklin High School where he is a member of the football, basketball, and baseball teams. He also participates in organizations such as National Honor Society and Habitat for Humanity, and is the leader of the school’s chapter of Fellowship of Christian Athletes.

13April 2012

Anyone who lives in Fieldstone knows something about boundaries. We have our fences, property lines, homeowner’s association rules, speed limits, and pedestrian crossings. These are all restrictions put on us as part of our agreement to live here. Deep down, we understand they are in place to help protect our rights and create good relationships while we live together in such close proximity. Even if we might occasionally “buck the system” and deem a rule unnecessary in our eyes, we know without them, we might experience some less than stellar consequences.

When someone violates our physical limits in the neighborhood, we are acutely aware of it. If we receive an unexpected gift left by a mystery neighborhood dog in our yard, find trash that is not ours on our property, or have something stolen, our natural reaction is to be annoyed or dismayed because someone has violated our territory without asking. We react because it’s not only a breach of our physical boundaries, but also touches our emotional boundary having to do with respect. Physical boundaries are often easier to navigate; they are almost instinctual, but when we start to wade into the relationship boundaries in our lives, things become a bit cloudier.

We must navigate emotional boundaries, all day, in every aspect of our lives: home, work, church, with extended family, friends, kids, etc., and it is in the emotional realm that we vacillate. The book, Boundaries, by Dr. Henry Cloud and Dr. John Townsend, uses the example of emotional “fences” to describe our love/hate relationship with boundaries. Relationally, some of us are open fields as far as the eye can see. Perhaps there are too many people and things hanging out on our “property”, creating chaos and confusion. And some of us live at the other end of the spectrum with a fortress of emotional boundaries that won’t let much in or out. We are very protective of ourselves, but consequently don’t let much good into our lives either: the possibility for new relationships, charitable giving, or even help for our own needs. Cloud and Townsend suggest getting to a place

where we have a proper fence that protects our hearts and minds, but has a gate that knows what to let in and out and when.

Easier said than done! The truth is our view of boundaries was established long ago, probably in our childhoods. If we learned healthy boundaries, then we are able to say “no”, “I don’t agree”, or “that’s wrong” with compassionate honesty, free of guilt or aggression.

If we did not learn them, we may either give into others needs due to feeling obligation, guilt, sadness, fear, shame, or a misguided religious belief that we are being selfish. Or, we may never have learned to hear “no” from others, listen to others needs or find compromise. We may think control is the only way to keep our boundaries, and find that “no” is just a challenge to us to try and get someone to comply. As adults, we have to learn to evaluate our behavior and decide what needs to be changed so we can live responsibly, compassionately, and most importantly, honestly!

Learning to know, understand, and respect ours and others boundaries is essential to living a healthy life. In truth, it is a lifelong endeavor. If this is something unexplored in our lives, the first steps to healthy boundaries can feel overwhelming at times. Honestly, we can’t possibly fix every arena of our lives at once anyway! Boundaries can and should be addressed in baby steps. Even one small victory is still a victory! It is never too late to start building the proper “fence” in our lives, and when we do, we will experience more peace of mind, more compassion, and a fuller life.

Sara Hamill, a native Nashvillian, has been a Fieldstone Farm resident since 2003. She currently works as Restore Ministries Program Director, coordinating support groups for the Maryland Farms, Christ Church, and Brentwood YMCAs as well as church partners.

Healthy Boundaries by Sara Hammill


Tangled SecretsTricks to keeping your hair looking its best.

Q: Why all the Hoopla about Sulfate-Free

Shampoo?

A:In the past two years, there has been a huge transition in hair care product development

and marketing towards sulfate-free products. This is happening not only within professional product lines, but with many standard store brands as well. Why? Is it the latest fad or marketing maneuver? The answer is yes, and yes…but with good reason.Look at almost any label around your house that is attached to any kind of soap, cleaning agent, shampoo, degreasers or bubble baths and you will find the ingredient Sodium Laurel Sulfate (SLS) or Sodium Lauryl Ether (SLES), or a combination of both. These cleaning agents have been the most relied upon ingredients in household cleansers for decades. These agents are responsible for the pile of lovely, sudsy, foamy, wonderfully comforting bubbles and lather that we crave as confirmation that our clothes, dishes, cars, babies and even yes, our hair - are all being cleaned thoroughly. The problem is that bubbles and lather have nothing to do with cleansing, and everything to do with SLS and SLES, which in layman’s terms means SALT…one of the most drying, caustic things on Earth.Sodium Laurel Sulfates and Ethers are often used in clinical allergy testing as an irritant, and are used to degrade protein down into smaller parts during DNA testing. The bottom line is, salt denatures, degrades and dissolves proteins…but it sure makes pretty bubbles.So how does this affect your hair color? The pigments that you pay to have your colorist put into your lovely locks are made up of protein too, so while you are shampooing away what you think is dirt and grime, you are also washing away your beautiful hair color. If you are a daily shampooer, and are using a sulfate-based shampoo, you are doing significant harm to your hair. If your hair feels like matted dog fur when you rinse your shampoo out, and the thought of no cream rinse gives you a panic attack, you should go sulfate-free today…and just because it’s a professional shampoo from a salon doesn’t necessarily mean it’s the correct choice for your hair. Always ask your hairdresser or a professional at the salon what is the best choice for you, and be honest about what treatments you have had on your hair.Sulfates also can affect scalp and skin conditions. Many people using shampoos loaded with sulfates will only aggravate their condition by using these products. Sulfates are found in almost all soaps and facial products that are not all-natural, so you may want to consider

Alison Wolf has 24 years of experience in the beauty industry as a master stylist/colorist, salon owner, hair extension artist, teacher and mentor. She is part of the talented team at TrendZ Salon in Franklin. Alison and her husband, Clint, live in Fieldstone Farms with their two sons.

this if your skin is consistently irritated…it could be your favorite foamy friend.Like so many things in life, experts are finding out what’s not good for us after all, and sodium sulfates are definitely not the ideal product for your hair or skin…but the kitchen floor is a great place for them. If you or your children are not particularly sensitive, and you have untreated hair, a commonly produced shampoo or bubble bath may be just fine, but for the other half, who like to highlight, color, and otherwise process our hair, or those suffering from acne, psoriasis, eczema or itchy, flaky scalp…sulfate-free products will change your hair and skin for the better, and you will notice a difference immediately.Try Whole Foods or your favorite natural food store for natural alternatives. I am personally a big fan of Wen Haircare Products (www.wenhaircare.com) and the Enjoy line (www.enjoyhaircare.com).Have your own hair care question? Feel free to e-mail it to our local “Queen of the Coiffure” at [email protected] or visit AlisonWolf.com.

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15April 2012

The Perfect PourVariety is the spice of life, so make some room next to the usual suspects in your cabinets and refrigerators to try something new. Look for these affordable, palate pleasers at your local wine-and-spirits shop. Don’t miss the food pairing suggestions listed with each wine, too!Since spring seems to keep on “springing” between hot and cold temperatures during this time of year, let’s stick with that notion as we consider a Chardonnay and Cabernet Sauvignon from the venerable pioneers of classic California wines, J. Lohr Vineyards & Wines.

J. Lohr – Chardonnay: $14.99This elegant Chardonnay has an attractive pale, straw-yellow color. The aromas are of pear, apple and stone fruits, combined with a perfumed roasted hazelnut and butterscotch bouquet from the barrel fermentation and sur lie aging (allowing the wine to “sit” for a time on the sediment at the bottom of the fermentation vat, giving it a distinctive yeasty aroma and taste). Food pairings: White flaky fish, grilled shrimp and chicken.

J. Lohr – Cabernet Sauvignon: $16.99 This wine is red-purple in color with a bright hue. Aromas of black currant, plum and black cherry are lifted by a bouquet of vanilla, toasted pastry and spice from a year of barrel aging. The palate is bursting with primary fruit and a broad, rich tannin structure.Food pairings: Red meats, red sauce pasta and steak.

And now for something completely different…here’s a fun quote from a man who knew his way around a libation:“During one of my treks through

Afghanistan, we lost our corkscrew. We were compelled to live on food and water

for several days.”– W.C. Fields

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Fieldstone FarmsFieldstone’s May Issue Dead line InformationContributor Space Reservation: April 13th – Fieldstone is YOUR community magazine so if you have something positive to offer, please let us know! Contribution space is always free to residents of Fieldstone Farms but space is limited so get your space reserved by the 13th.

Contributor Submission Deadline:

April 16th – Please have your text and pictures in to us by the 16th.

New Advertiser Space Reservation: April 13th – If you would like to advertise with Fieldstone in May, please let us know by the 13th. Once again, space is limited but if you need any help with your ad, Fieldstone’s graphics department can do it! Please contact us as early as possible to allow us enough time to get it perfect it for you.

Advertiser Artwork Deadline:

April 16th – If you wish to submit your own camera-ready artwork, please have it to us by the 16th.

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This does not apply for the dispatch/diagnosis fee.With this coupon. Not valid with other offers or prior jobs.

Must be presented at time of service.

2 3 4First Home Phone Installed in 1877

8Easter

9 10Williamson County

Community Band Concert Franklin Theatre

7:30 pm

11Little House Animal Hospital Red Cross

Blood Drive 1:30 - 6:30pm

15Flippers Open House Fieldstone Clubhouse

2 - 4pm

Camp Widjiwagan Open House

1 - 4pm

16Federal Income

Taxes Due

National Stress Awareness Day

17HOA Board Meeting

& Election Hunter’s Bend

Elementary 7pm

18Gun, Home &

Neighborhood Safety Presentation

Fieldstone Clubhouse 9am

22Earth Day

23William Shakespeare’s

Birthday Born in 1564

24 25Administrative

Professional’s Day

29Franklin Main Street

Festival

30George Washington’s 1st

Inauguration in 1789

TuesdayMonday Wednesday

April 2012

Sunday

Williamson County Schools - Spring Break

17April 2012

Fieldstone FarmsFirst Home Phone Installed in 1877

5 6Good Friday

Passover Begins

BGA - No School

7Fieldstone Easter Egg

Hunt Clubhouse Lawn

10am

Little House Animal Hospital Red Cross

Blood Drive 1:30 - 6:30pm

12 13Nashville Sounds 1st Home Game

7pm

14Passover Ends

Gun, Home & Neighborhood Safety

Presentation Fieldstone Clubhouse

9am

19Walnut Grove

Kindergarten Spirit Night

Tasti D-Lite 6 - 9pm

20Parent’s Night Out

Fieldstone Clubhouse 6 - 9pm

21Fieldstone Yard Sale

7am - 4pm

“The Boy, The Kite & The Wind” Book Signing

Tasti D-Lite - 2pm

Administrative Professional’s Day

26 27Arbor Day

28Franklin Main Street

Festival

Liz & Bella Trunk Show 12 - 4pm

Register at Fieldstone-Farms.com

for HOA e-mails & updates.

Wednesday Thursday Friday Saturday

Local P hone NumbersEmergency .............................................. 911Poison Control .............................936-2034Crisis Intervention .......................269-4357Franklin Police ..............................794-2513Williamson Co. Sheriff ................790-5550Franklin Fire Dept ........................791-3275Williamson Medical Center ........435-5000Animal Control .............................790-5590

SchoolsHunters Bend Elementary ..........472-4580Walnut Grove Elementary ..........472-4870Grassland Middle ........................472-4500Franklin High ................................472-4450BGA ................................................794-3501Columbia State CC ......................790-4400Williamson Co ALC ......................790-5810

ServicesMiddle TN Electric Service ........794-1102Comcast ................................800-266-2278Direct TV ...............................866-505-9387

Local GovernmentFranklin City Government ..........791-3217County Clerk.................................790-5712Franklin Library ............................595-1250Veteran Affairs ............................790-5623

MiscellaneousThe Fieldstone Club ....................790-9124Senior Services .............................376-0102Voter Registration .......................790-5711Chamber of Commerce ..............794-1225

Kameleon Mother's Day Trunk Show!

Sterling Silver Interchangeable JewelryApril 28th from Noon to 4 pm.

Liz and BellaJewelry, Accessories & Gifts

230 Franklin Road 11X ~ Franklin, TN 37064(615) 538~6057

Williamson County Schools - Spring Break


Around the Neighborhood...Wednesdays, 9:00 a.m. - Fieldstone 50+ Coffee Club 50 Plus hosts coffee at the Clubhouse every Wednesday morning at 9:00 a.m. All age groups are welcome.

Every other Wednesday, 1:30 - 4:00 p.m. - Fieldstone Bridge Group The group meets every other Wednesday from 1:30 p.m. - 4 p.m. at the Clubhouse. Contact Mike Hartland to participate - 472-8114.

April 7th, 10 a.m. – Fieldstone Easter Egg HuntJoin us on the Clubhouse lawn!

April 10th, 1:30 p.m. – Fieldstone Book Club The book club’s next meeting is Tuesday, April 10th. They meet the 2nd Tuesday of each month at 1:30 pm. Contact Shirley Fette at [email protected] for more information. Everyone is welcome!

April 15th, 2:00 - 4:00 p.m. - Fieldstone Flippers Open HouseStop by the Swim Team Open House on Sunday, April 15th from 2:00 to 4:00 at the Clubhouse. Coaches and Swim Team board members will be on hand to answer any questions you may have.

April 17th, 7 p.m. - HOA Board Meeting & Election Join us at Hunter’s Bend Elementary for the HOA annual Board meeting and election. If you cannot attend, please drop your proxy at the clubhouse.

April 18th, 9 a.m. – Gun, Home & Neighborhood Safety PresentationThe Fieldstone Farms coffee group cordially invites you to join them at the Clubhouse on April 18th at 9 a.m. We are planning a very informative presentation on gun safety, home safety and neighborhood safety. Representatives from the Williamson County Sheriff’s Department will share their knowledge on these and other related subjects. This is an opportunity for fellowship and education. We look forward to seeing you there!

April 19th, 6:00 - 9:00 p.m. – Tasti D-Lite Kindergarten Walnut Grove Spirit Night Come enjoy a Tasti treat! Walnut Grove will be receiving 15% of the proceeds from the night so come help your school and enjoy something delicious from Tasti D-Lite!

April 20th, 6:00 - 9:00 p.m. – Parent’s Night Out The next Fieldstone Farms Parents Night Out will be on April 20th from 6:00 p.m. - 9:00 p.m. The cost is $10.00 for the first child and $7.00 for each additional. Please contact Patte Grant (615-790-9124) at the Fieldstone Farms Clubhouse to reserve a spot and fill out a registration form. The registration form can also be found on the Fieldstone Farms website: www.fieldstone-farms.com.

April 21, 7:00 a.m – Community Spring Yard Sale

April 21, 2:00 p.m. – “The Boy, the Kite, and the Wind” Book SigningPlease join Al Andrews for a book signing of The Boy, the Kite, and the Wind, on April 21 at 2:00 pm, hosted by Tasti D-Lite, 2020 Fieldstone Parkway, in Fieldstone Farms next to Publix. You may purchase a copy during the signing with a credit card or check; 100 percent of the profits go to local and national charitable organizations aimed at helping children in need.

Also, beginning April 1, stop by Tasti D-Lite to register to win a free copy of “The Boy, the Kite, and the Wind” and a $10 gift certificate from Tasti D-Lite. The drawing will take place during the book signing event on the 21st.

School NewsBGAApril 7th – Ruby Tuesday “Give Back” ProgramDine at the Ruby Tuesdays in Brentwood the first Wednesday of each month and help the Wildcat Club. Identify yourself as a BGA supporter and 20% of your check will come back to the Wildcat Club.

April 21st, 8:30 p.m. – BGA Prom - Embassy Suites Hotel

Franklin HighSpring Flower SaleThe FHS Junior Class is selling flats of flowers to help finance 2013 Project Graduation. The flowers include begonias, impatiens, petunias, salvia, vinca, snapdragons, and marigolds. If you would like an order form, please email Joni Donegan at [email protected] or call 584-9309. Orders must be received by April 25th and picked up on Saturday, May 12 from 9am – noon at the Franklin High School Football concession stand.

April 21st, 7:00 p.m. - FHS PromThe Franklin High School Prom 2012 will be held at Opryland Hotel in the Delta Ballroom on April 21st, 7:00 until 12:00. Senior Presentation will be at 8:00 and will conclude with a Senior, Father-Daughter and a Mother- Son Dance. Cost is $50.00 per person and tickets will be on sale for seniors April 12th and 13th, and for all juniors and seniors the week of April 16th-20th. Complete information is on the website at www.wcs.edu/fhs.

Elijah Gaddes, a 7th grader at Grassland Middle School, is collecting books as his social studies community service project to benefit Mercy Children’s Clinic. MCC is a non-profit organization that provides health care and counseling services to parents and children without health insurance. If you would like to contribute, please drop the children’s books off at the Fieldstone Clubhouse during the entire month of April, Monday-Friday between 10 a.m. – 2 p.m. If you have any questions, please call Dianna Gaddes at 591-0908. Thank you!

19April 2012

Kid’s Klassif iedsDo you babysit, mow lawns, wash cars, pet sit, etc. in our neighborhood? Then send in your information and we will post it in our new classified section. 18 and younger only please – Thank you!

Need an experienced, reliable babysitter? Call Melissa McElroy - 591-4837.

17-year-old safe, licensed driver. Junior and honor student at Franklin High.

Need care for your pet, but don’t want to pay for boarding? Contact Vaughn Hamill at [email protected] or 595-7996.

Availability:

September-May: Morning and Evening May-August: All day Williamson County School Holidays: All day

Rates: 1-2 visits per day: $10/day; 3-4 visits per day: $12/day. References available upon request.

I love kids - so let me be your babysitter!! Call Courtney Cook at 557-6365.

17 years old, American Red Cross trained, 3 years experience, junior honors student.

Beginner Guitar Lessons - I am a 14-year-old Fieldstone Farms resident and have been teaching beginner guitar lessons in my home for 2 1/2 years. I am taking a limited number of new students for spring and summer. $10 per half-hour lesson for ages 10-18.

Contact Arin at: [email protected]

Need help studying to improve grades, ACT/SAT scores, or standardized test performance? Call Caleb Gaddes - 438-6596 or email [email protected]. 18-year-old senior at Franklin High School. AP student with honors.ACT Composite Score: 34; SAT Composite Score: 2260 Experienced Tutor in Honors Chemistry I and Finite Math Able to tutor: AP/IB/Honors/Regular Chemistry, AP Calculus, Precalculus, Algebra I and II, Geometry, English, AP Government, AP Macroeconomics, Honors Economics, AP Government.Also available for ACT/SAT practice and strategy sessions designed directly to improve scores. References available upon request.

G.R.O.W. - Glass Recycling of WilliamsonNo more guilt. No more excuses. G.R.O.W. is an easy solution to your glass recycling problem!

G.R.O.W. is the newest answer to the glass recycling problem Franklin residents are facing. We are built on the belief that taking care of our planet is everyone’s responsibility. While we are thrilled curb-side recycling accepts almost everything, one can’t ignore the fact that it does not accept glass. Many residents are simply too busy to take their used glass themselves, while others feel guilty enough to let it pile up over time until they finally get the energy to take it to a not-so-convenient convenience center. Either way, G.R.O.W. makes it all too easy to not let that used glass pile up on our earth. We are focused on providing high-quality service and customer satisfaction - we will do everything we can to meet your expectations. All you do is sign up on our website and put your glass recycling in our G.R.O.W. drawstring bag. We will pick it up twice monthly, drop off an empty G.R.O.W. bag for your next two week’s glass, sort and recycle it for you. We welcome the opportunity to earn your trust and deliver you the best service in the industry. We also appreciate any referrals!

Fees: $10 per month (plus a $5 start-up fee), with 3-month billing cycles

Payment: We will send an invoice and accept checks or paypal.

Neighborhoods currently in our service area: Westhaven, Fieldstone Farms, Cottonwood, Founders Pointe, Franklin Green, Spencer Hall, Clairemont, Cornerstone, Sullivan Farms, and Polk Place.

Schedule: Pick-up schedule will depend on volume in your area, so be sure to contact us at [email protected]

Contact:

Susie Blackburn G.R.O.W. Glass Recycling of Williamson www.growilliamson.com Email: [email protected]


Run Like a Mother by Christi KlineMy family moved to Fieldstone Farms in June of 2009. I had two children under two and during both pregnancies had taken “eating for two” far too literally. I was very much over weight. Shortly after moving here I asked my husband “Will our girls think a fat mother is normal?” He replied that there was only one person that could do anything about that. Yah, he was a bit harsh, but he was right. Shortly after that I started a popular run/walk interval program. A couple weeks in I mentioned it to my mom in a phone conversation. She didn’t say much but I later found out she thought it would be short lived. I’ve always had weak ankles and feet. She remembered the nights after we ran in gym class when my ankles hurt so much, I’d cry myself to sleep. She figured this would end the same way.There was something a bit magic about that run/walk interval program though. It built so gradually that it never became overwhelming. Not only did I find myself completing the program and finishing a 5k but I went on to train for a half marathon and then another. Pretty soon I had run four half marathons and two long distance relay races and helped several other mothers become runners.Fast forward to this year and an email from an organization called “Run Like a Mother.” They were looking for a race director to establish a women’s only 5k on Mother’s Day in the Nashville area and a six week training program leading up to the event. I jumped at the chance. I knew if I could become a runner anyone can and I am excited to share what I’ve learned with others.Now I am here to invite you to come and train and run with me. Sunday, April 1, will be the kick off to our

‘Mother Runner’ six week training program. The ‘Mother Runner’ Training Program is designed to get athletes to the starting line feeling completely prepared to run their best race, no matter what level runner they are.Each participant receives: Training plan, Strength training plan, Motivation & support, Coaches present for all

running abilities: Novice, Beginner, Intermediate & Advanced, Special goody.Each training session includes: Warm-up and stretching, Short workshop on a variety of topics including: running form, injury prevention, proper shoe fit, nutrition, etc., Workout.

Check out www.runlikeamotherrace.com to learn more and to sign up for the race, the training program or BOTH!Come run with me!

No matter what your client’s situation,

we’ve got a mortgage for that.

Call 615-525-7805 or walk in any

Fifth Third Banking Center location today.

www.53.com

For realtor/builder use only. Subject to credit review and approval. Fifth Third Mortgage is the tradename used by Fifth Third Mortgage Company and Fifth Third Mortgage – MI, LLC.

Fifth Third is a registered service mark of Fifth Third Bancorp. Member FDIC. Equal Housing Lender.

Call Thomas Hall at 615-525-7805

to help with any of your mortgage needs today.

No matter what your client’s situation,

we’ve got a mortgage for that.

Call 615-525-7805 or walk in any

Fifth Third Banking Center location today.

www.53.com

For realtor/builder use only. Subject to credit review and approval. Fifth Third Mortgage is the tradename used by Fifth Third Mortgage Company and Fifth Third Mortgage – MI, LLC.

Fifth Third is a registered service mark of Fifth Third Bancorp. Member FDIC. Equal Housing Lender.

Thomas Hall 615-525-7805

The United States with Meetings and Discoveries (USMD), a French non-profit organization, is looking for families in the Franklin area to host French teenage students this summer from July 8 - 28. The students are coming to Tennessee to improve their English, make new friends, and learn about our culture. They bring spending money for movies, shopping, and other activities your own family enjoys. Please consider this wonderful cultural/educational opportunity. For more information, contact Sally Tapscott at [email protected]. Merci beaucoup!

Christi is mom to two fantastic kiddos and wife to a wonderful husband. She’s looking forward to sharing her newfound love of running with others.

21April 2012

“Balance” Part III - The Importance of a Balanced Exercise Program by Scott Fishkind

There is no doubt that it is certainly better to do some type of physical activity than none at all. However a common mistake I’ve seen folks make is to focus on one primary fitness activity almost exclusively at the expense of all others.

Some people love to run, walk or engage in a recreational sport, while others may only do machine circuits often repeating the same circuit time after time. Others may enjoy working with free weights but focus on a limited repertoire of specific lifts. Cardio machines are extremely popular but too often folks will focus on one machine without ever mixing things up.

All of these activities certainly have their place but any one of them should not be the total extent of one’s fitness program. I believe that balancing out one’s program with some type of Cross Training approach is a much more sound and sensible path to long term fitness.

There are several different ways this can be effectively implemented. Some programs, such as fitness boot camps, have cross training built into their methodology. Within a single class you will typically have a mix of strength, cardiovascular fitness, core strength, balance, and flexibility.

However you can also cross train by utilizing a variety of activities that are spread over the course of a week or two. An example of a balanced program using a variety of modalities might include doing specific resistance training two or three days a week and then incorporating various activities such as Yoga, Step, Pilates, Spin, Kick-boxing, Zumba, or Kettlebell classes. (I do want to note that many Kettlebell classes have a lot of cross training built into them as well.)

Of course it doesn’t always have to be a specific exercise class. Your routine could include recreational activities such as biking, swimming, running, or walking. I also encourage recreational sports like tennis, golf, soccer, and volleyball to name a few. These more athletic activities are very beneficial because they allow the body to move in a large variety of patterns, referred to as

“multi-planar” activities, such as forward and back, side to side, and in rotation movements.

Even if you are doing these types of activities, I still recommend you include exercises that will balance them out to make sure you are getting specific strength, flexibility, core, and stability work.

Another important consideration is that many athletic activities (like golf, softball and tennis) are one-side dominant. Be sure to include exercises that balance out those opposite muscles. Injuries from overuse can easily sneak up creating chronic physical issues over time. It is important to analyze the movements used in a particular activity and fill in the gaps on different days.

Another aspect of Cross Training is that various activities will emphasize using different energy pathways in the body called “bioenergetics”. This has many benefits from overall physical preparedness to teaching the body to learn to use a variety of fuel sources. This enhances

one’s ability to burn body fat through caloric expenditure. Some activities (such as moderate aerobic activities like walking or distance running) tend to burn calories primarily during the actual training session but not as much after, while others (such as those requiring shorter, more intense bursts of effort like resistance training or sprinting) can burn calories for hours after the exercises are complete. This is typically referred to as EPOC, which stands for “Excess Post-

exercise Oxygen Consumption.”

Lastly, it is very important to choose activities appropriate for one’s current level of fitness and progress in order to reduce the risk of injury. Many well-intentioned people are injured by jumping into something they really aren’t physically prepared for, and nothing shuts down a fitness program like an injury!

So in summary, try to find a variety of activities that will allow you to challenge your body in diverse ways and that include the basic elements of a well-rounded fitness program, such as strength, cardiovascular fitness, flexibility, core and balance training. Also start conservatively and progress appropriately to reduce injury risk. Finally, you may often find that you’ll be best served by including activities you don’t necessarily “want” to do, but often those are the things that you most “need” to do!

Fieldstone Farms Resident Scott Fishkind is a Certified Personal Trainer (ACE) and Certified IMPACT instructor (NESTA) specializing in Fitness Boot Camp Classes and In-Home personal Training. He may be reached at 615-804-9396, email: [email protected], or www.time4youfitness.com


A Message of Gratitude from your Neighbors by Peter Alderman

Pam and I moved to Franklin about five years ago to be near our children and their families....however, with much trepidation and concern. We were leaving behind close friendships nurtured over many years and many fun, joyful experiences. We were leaving behind brothers, sisters, cousins, nieces, nephews and traditions that were shaped with time and love. We were leaving behind a home nestled in a New England community where history lived within its walls and joyous memories were woven within its rooms. To say we were nervous about our move to Franklin, TN would be a monumental understatement.In our five years here, we saw the beauty of the rolling hills and the green pastures with horses providing an ornamental appeal to the countryside. We strolled down Franklin’s Main Street as its architectural charm beckoned us closer like a pleasant song. But those scenarios pale in comparison to the people of Tennessee who epitomize everything that is good. Neighbors welcomed us into the community with kindness. Every day we were - and still are - greeted with soft smiles and gestures of hospitality that are grounded in living in the south. When the flood enveloped Franklin and Nashville, folks embraced the ideal of volunteerism and swarmed into impacted areas with enthusiastic assistance. And now, in our country’s economic struggles, people who can reach out to those who are suffering in our area are donating food, offering counseling and providing support in unimaginable proportions. Pam and I are so thankful for our children and their families. However, as every day passes, we are also so thankful for the friends, neighbors and strangers in our Franklin community who, just by the nature of being themselves, have enriched our lives.Thank you for your kindness, neighbors -Love, Peter and Pam Alderman. . . and our grandsons

A multi-award-winning educator of nearly 40 years, Peter Alderman has taught more than 2,000 children during his career. He is currently writing several historically themed children’s books, presenting writing workshops to elementary and middle school students. www.ttcu.org 800.622.2535

Cool Springs Branch1809 Mallory Lane

(next to Ethan Allen)(615) 780-7800

Anyone living or working in Williamson County automatically qualifies

for membership with TTCU.

Home Equity Lines of Creditbeginning at 4.25% APR*

And we pay closing costs†.*Annual Percentage Rate (APR) is current as of 4/01/2012 and subject to credit approval. Rate is variable and subject to change quarterly. †Open a new HELOC between April 1, 2012 and May 31, 2012, draw at least $15,000, and maintain a loan balance of at least $15,000 for a minimum of 6 months and TTCU will pay the closing costs. Maximum loan amount $50,000.

23April 2012

New Life by Brian BachochinThe brief conversation is not widely known, but it took place immediately following the horrific events that had occurred upon a hilltop just outside of Jerusalem. A man named Joseph, from Arimathea had made a request of Pontius Pilate, to take possession of the body of Jesus in order that he might give Him a proper burial in a tomb that his family owned. Pilate was surprised by the request and asked Joseph why he would ever consider using this tomb, reserved for his own family, as a burial place for this crucified Carpenter. Joseph assured Pilate that this was ok, because after all......it would only be for the weekend.Tongue-in-cheek as that little story might be, it plays off of the reality that defines this season. Spring is a beautiful time of year when creation awakens from its slumber, bursting with the splendor of new life. And so it’s no wonder that in the mind of God, this was to be the time of year when His Son would overcome the cold, harshness of death and rise to newness of life. His creation would provide the perfect analogy, a similitude in nature for all to behold; a view of the natural giving us a glimpse into a much greater supernatural reality.Like the vibrant entrance of this season of rebirth, the thought of the resurrection of Jesus instills a sense of wonder. Much as the season’s early buds demonstrate the beauty of renewal as they spring to life, in His resurrection, Jesus reveals the possibility of our being made new (2 Cor. 5:17). A wonderful idea to contemplate! And unlike the seasons that, bound to their unbreakable cycle, ultimately can’t help but change, the resurrection of Christ points to a glorious life that never ends. It reminds us that we were created for more than just a season.For so many of us who might have grown up in a Christian tradition of one stripe or another, the story of the resurrection is a familiar one, sometimes an all too familiar one - familiar enough to lose its poignancy. For those who may have been brought up with a different

spiritual (or non-spiritual) background, the accounts of Good Friday and Resurrection Sunday might simply sound like a popular Sunday School story. But in truth, this history-altering series of events that took place in relative obscurity outside of the Golden City two-thousand years ago make all the difference. Jesus’ resurrection from the dead changes things. It changes everything; from the way that the grand story ends, to the way that our daily stories unfold. It leads us to the climax of the meta-narrative that has been the undercurrent of the whole of human history. It opens the gateway to eternity. It tells us that the One who died and lived to tell about it stands at the threshold of forever - alive. And because He is, He’ll see to it that one day we will too.So enjoy the holiday, and the season. And as you bite the ears off of a few chocolate bunnies, celebrate. No, even better, rejoice!For He is risen, He is risen indeed!

A blessed Resurrection Sunday to you and yours!

Brian Bachochin is Pastor of Calvary Chapel Franklin, meeting on Sunday mornings at 10 a.m. at the Fieldstone Club. Brian, his wife, Julie, and their daughter, Nina, have been residents of Fieldstone Farms since 2007. He can be reached at [email protected].


Secrets to Retirement Success by Carroll V. Kroeger

Have you ever wondered why retirement is called “The Golden Years”? The phrase is derived from the term “golden age,” which refers to any untroubled and prosperous era during which people live in ideal happiness. Most approaching their “Golden Years” anticipate a time of reaping the rewards and riches from a lifetime of their labor – a time to relax and live their dreams. Unfortunately for some, however, the journey could be similar to a disappointed prospector who finds his discovery is merely fool’s gold.

There are some secrets to a successful retirement, though, and the first is to debunk one of the greatest myths of retirement – that it’s time to stop working. Retirement doesn’t have to mean that you sit in a rocking chair waiting to die; it may simply mean that you do something different.

The Myth of Retirement at 65

During the “Great Depression,” the average lifespan of an American was about 65 years old. When Social Security was created, the expectation was that few would draw retirement benefits for many years after that age. Advances in medical science and healthcare have changed that. Today, the average life expectancy is in the late seventies, and many people are not content to stop working at 65. With nothing to replace their daily work routine if they were forced to retire, a newfound boredom could easily lead to malaise, and even death.

Yet there are many reasons to keep working after you reach 65, or any mythical retirement age. One secret to longevity is to keep both physically and mentally active. The 90-year-old actress, Betty White, is a perfect example of this. She found what she loved doing and has kept on doing it. As long as you are physically capable and mentally alert, a productive life is entirely possible. Here is a list of other notable people who “found the gold” in their golden years:

Ethel Percy Andrus, a retired schoolteacher, founded ▪AARP at 74.Warren Buffet, one of the wealthiest men in the U.S., ▪is 77.Ruth Ginsburg, a U.S. Supreme Court judge, is 79. ▪Benjamin Franklin helped frame the Constitution of ▪the United States at 80.Clint Eastwood, movie star and producer, is 82. ▪Joe Paterno coached college football almost until his ▪death at 85.Tony Bennett is still singing at 86. ▪

Retirement’s Golden Rule and Other Advice

There are many things you can do before retiring to help smooth the transition into this phase of your life. The first, I call Retirement’s Golden Rule. The others are…

Pay off your mortgage and become debt free. I call this Retirement’s Golden Rule, because when you are debt free, you soon discover hidden riches. When you have no monthly mortgage or rent to pay, you’ll find a lot of discretionary income, making the rest of your life much more comfortable and enjoyable.

Don’t take out a home equity loan. A corollary to Retirement’s Golden Rule, this will also keep you out of debt, while preserving your home’s equity for your retirement – in case you should ever need it. You must have shelter to protect you from the elements. When shelter only costs you taxes and perhaps an association fee, all you need to survive are food and drink.

“Spend the interest, but never touch the capital.” This old investment adage also applies to your savings, especially the equity in your home. And beware of those who try to talk you into a “reverse mortgage.” A retiree with a paid-off home mortgage is the perfect target. This is fancy talk for a no-interest, home equity loan that pays you a mortgage each month, sending you deeper into debt as each month passes. Financial predators prey on the naive. Many times, they use famous movie or TV stars to try to make you think you can trust them. Just remember, if it sounds too good to be true, it probably is.

The Reality of What Is Important

If you talk to wise men and women about what is important in life, most will say that it distills down to friends and family. There is a tendency to be caught up in the problems of everyday living and to lose sight of what is important. It usually is only after a life threatening experience, or after living many years, that the truth becomes apparent. Most of the things we think are important in life turn out to be mirages: material possessions, beauty, wealth and other pleasures. And there are many things even gold cannot buy – time, good health, love and trust. The things that we hold dear and that endure over time are true friendship and our family relationships. These are the things that weather the storms of life.

Carroll V. Kroeger, 86, has been a resident of Fieldstone Farms for more than 10 years. He writes from 25 years of retirement experience. This article is based on portions of his self-help book, Mining Riches in the Golden Years – a Boomer’s Guide for Retirement Survival, which is available at selfhelpbookauthor.com.

25April 2012

It’s Spring, Kinda by Jack Sayles

Although the calendar says its spring, the weather shifting from hot to cold in one night makes me wonder if we are going to even get a spring season this year. But spring is the busiest time of the year for yard work; time to prune those evergreen shrubs, feed the grass, kill the weeds, sow the veggie garden, and plant summer annuals. Even though we’ve had a mild winter this year, don’t rush out just yet to do all the planting and pruning. The last freeze for our area this year is scheduled for April 15th - and let’s not forget that just a few years ago, we had snow the first week in April!

April is the best time of year to prevent summer weeds from growing in your lawn. Depending on how your lawn looks, you will need either a pre-emergent and post-emergent herbicide.

Pre-emergents are products that keep weed seeds from germinating, while post-emergents kill the ones already growing and control the broadleaf weeds. So timing is everything when deciding which to use. Both require a 4 to 6 week wait period before or after putting any new grass seed down but as a general practice, I only seed in the fall since spring seeding doesn’t give the new grass enough time to get established before the scorching August weather.

Most times you can find both mixed with fertilizer, which is helpful. I recommend a product like Scott’s Turf Builder and is easily found at most major lawn care stores. I prefer a product that I can hook up to my hose and spray on my grass; this way I can make applications as needed throughout the year also.

And then there are those monster evergreens in your yard. When we moved in last April, I couldn’t believe all the overgrown shrubs that looked like they hadn’t been trimmed in years, including Nellie R. Stevens hollies, variegated and common privets and Manhattan Euonymus (all fairly common in our area). The privet’s main trunk was at least 6” in diameter and blocked any light coming in our side window, the holly scratched my car every time I parked in my driveway and the Euonymus made people walk on the street instead of the sidewalk.

Last year I cut the privet down to 4’ in the middle of the summer and it did great, as most evergreens will. This year I’m going to tackle the other two shrubs starting with the Euonymus. It is currently hanging over the sidewalk at 7’ tall with a 7’ diameter but once again, timing is everything. Cut too much too early and it could kill the plant, so I’ll be waiting until it has new growth this spring that is about 2” long. For about a month, it will look sad, but new growth will fill in fairly well by the end of the summer.

The key to keeping these types of shrubs under control is once a year, usually late winter to early spring, cut out 1/3 of the thickest trunks. It makes shaping the shrubs much easier and keeps them looking great.

Quick Garden Tip: For flower beds and vegetable gardens, start tilling the soil and add in peat, sand or organic compost. You need to start planting and your soil needs to be ready. With April showers brings May flowers!

Jack currently works as a 6th grade Math teacher in MNPS and vine dresser at Arrington Vineyards. For 25 years, Jack worked in the landscape industry doing design and maintenance. He currently lives with his family in Fieldstone Farms.


Help Me, Rhonda!!!An Advice Column for Fieldstone Farms

Dear Rhonda,How do I make the perfect margarita?

- Thirsty for SummerDear Thirsty for Summer,Have you come to the right place! Here goes:TequilaGet the best stuff you can get that your budget will allow. Look for the “100% de agave” legend on the label of your bottle. If it isn’t there, then up to 49% of your tequila is actually fermented sugar cane. And don’t let the “gold” in the name or in the liquid fool you. It’s caramel coloring added to make the colorless tequila more appealing. I like to use a “reposado,” which is (usually) a 100% agave tequila, which has a very mellow flavor that has been aged in oak barrels for a minimum of two months (and up to a year).Triple sec vs. Cointreau vs. Grand MarnierTriple sec is a liqueur made from the skins of oranges. The alcohol content can range from 15% to 30%, depending on the brand. Cointreau is a proprietary orange liqueur made from sweet and bitter orange skins, with 40% alcohol. Grand Marnier is nice, cost more, and has a brandy base. It boils down to budget and how strong you want your cocktail. I like the fruity mix with a tiny hint of orange in a margarita, so I use an equal amount of Triple sec to the tequila.LimesFresh limes are a must. Don’t make them without fresh limes. You should also taste your lime juice first before you mix your drink. The lime should be refreshing, not something to make your throat burn. Now bring on the Summer!

Got a question? Contact Rhonda at [email protected].

6 oz. tequila (100% agave a must)6 oz. Triple Sec (orange liqueur)3 oz. Rose’s lime juiceJuice of 2 fresh limesFor this frozen batch, you’ll need a powerful blender that can really chop up ice.

Fill blender with the ingredients and turn on the blender. Add your ice gradually while blending and continue until you get that thick milk shake like consistency. Rim frosted glass with fresh lime juice, then kosher salt. Fill glass, garnish with lime wedge and enjoy!

Frozen Margaritas

1 1/2 oz. tequila (100% agave a must)1 1/2 oz. triple sec (orange liqueur)3/4 oz. of Rose’s lime juiceJuice of 1/2 a small, fresh limeSalt for the rim of the glass

Pour this mixture over ice into a cocktail shaker and shake well for about 10-15 seconds, then pour over ice to serve.

Margaritas on the Rocks

Dear Rhonda,My family bought me a fabulous 3-wheeled bicycle for Christmas. Is it okay to ride it on the trails around Fieldstone Farms?

- Granny Dear Granny,What a great gift! I think I’ve seen you buzzing around the neighborhood. Yes, you can indeed ride your bike on the trails around Fieldstone Farms.For more information visit www.fieldstone-farms.com.

Enjoy your ride!

27April 2012

Dear Rhonda,I need a fabulous recipe to bring to my church’s Spring Pot Luck. I’m feeling underwhelmed by my cookbooks. Do you have any suggestions?

- Desperate to DazzleDear Desperate to Dazzle,We’ve all been there. It’s easy to experience baking/cooking burnout after a period of time.

Here are my go-to recipes:

Salad:

2 heads iceberg lettuce, chopped1 cup baby spinach, washed and driedSalt and pepper, to taste8 whole hard boiled eggs, chopped16 ounces bacon, cooked and chopped4 whole tomatoes, chopped1 bunch green onions, thinly sliced8 ounces, cheddar cheese, grated1 bag (10 ounces) frozen peas, partially thawed

Dressing:

1/2 cup (real) mayonnaise1/2 cup sour cream1 tablespoon sugar (more to taste)Fresh dill, chopped

Preparation:

In a large bowl, layer salad ingredients in the order they appear above, concentrating ingredients around the perimeter of the bowl and filling in the center with lettuce, if needed. End with the layer of peas. Combine dressing ingredients in a separate bowl and mix well. Pour over the top of the peas and spread to cover, bringing dressing all the way out to the edges of the bowl. Sprinkle with fresh dill. Cover and refrigerate for up to 8 hours. Toss just before serving.

Layered Salad

Ingredients:

4 boneless, skinless chicken breasts, cooked and cubed2 4-oz cans of diced green chilis (do not drain or rinse)1 8-oz package shredded jack cheese¾ cup shredded cheddar cheese10 - 12 large flour tortillas3 cups whipping cream½ cup of oil

Preparation:

In a large bowl, combine cooked chicken, jack cheese and chilis. In one large saucepan, heat oil. In another large sauce pan, heat one cup of cream. Dip each tortilla in oil and then in cream to soften. Spread ½ cup chicken mixture in center of tortilla. Fold ends and sides over, and place seam-side down in a greased, 9 x 13 baking dish. You should be able to fit 10 - 12 crepes into dish. (If you are preparing the night before, you can cover and refrigerate at this point.) Pour remaining cream over crepes; sprinkle with cheddar cheese and bake, covered, at 400˚ for 30 - 40 minutes or until golden and cheese melts.

Mexican Crepes

Cupcakes

1 super moist white cake mix1¼ cups champagne⅓ cup vegetable oil3 egg whites4 to 5 drops red food coloring

Champagne Frosting

½ cup butter or margarine, softened4 cups powdered sugar¼ cup champagne1 teaspoon vanilla4 to 5 drops red food coloring

Preparation:

Heat oven to 350˚ or 325˚ for dark or nonstick pans. Place paper baking cups in each of 24 regular-size muffin cups. In a large bowl, combine dry cake mix and champagne. Add oil, egg whites and food coloring. Beat with an electric mixer on medium speed for 2 minutes. Divide batter evenly among muffin cups. Bake 17 to 22 minutes or until a toothpick inserted in center comes out clean. Cool 10 minutes; remove from pan to cooling rack.

Cool completely, about 30 minutes. In a medium bowl, beat frosting ingredients with an electric mixer on medium speed until smooth. Frost cupcakes. Sprinkle with pink sugar and candy pearls.

P ink Champagne Cupcakes


Homebuying 101...How Much Capital Do You Need? by Thomas Hall

“Credit is tight.” “Banks aren’t lending money.” “What does it really take to get a loan?” Business owners and those buying homes are struggling with the changes in the banking world and the availability of credit. So let’s take a look at the topic of capital. How much is really needed to finance the purchase of a home?

The capital requirement for the purchase of a home can be broken down in to three parts: closing costs and pre-paids, reserve requirements, and down payment requirements. The funds for closing costs and pre-paids can actually come from the seller, be paid by the lender through premium pricing or paid out of the homebuyers’ funds. In most circumstances, there are no reserve requirements unless you are using a bridge loan, purchasing an investment property, or using jumbo financing.

Although there are no longer 80/20 loans available for 100% financing, there are still a number of financing options available with little to no down payment required. The two programs that currently exist for 100% financing are VA Home Loans and Guaranteed Rural Housing (or Rural Development-RD) loans. These two programs have a limited audience. The VA Home Loan program, of course, is limited to Veterans and eligible spouses. The RD loan offering is limited to homebuyers who have an income of up to 115% of the median income for the area and for properties located in designated areas. The RD loans can finance 100% of the purchase price and closing costs, depending on the appraised value. Eligible properties are not just found in what we would consider rural counties like Marshall or Hickman counties. Eligible properties can be found in Williamson County, in neighborhoods like Stonebrook Subdivision in Nolensville or Tollgate Village in Thompson Station. Communities like Fairview, Triune and Arrington would also be eligible for RD financing. To check property eligibility, there is an automated rural

area eligibility calculator at http://eligibility.sc.egov.usda.gov.

FHA makes financing available with as little as 3.5% down. In the Nashville metro area, loan amounts can go up to $432,500. Qualified First Time Home Buyers and Veterans are also eligible to obtain down-payment assistance with a grant up to 4% from the Tennessee Housing Development Agency through their Great Start program. One advantage of FHA financing is that the down payment can be 100% gift money.

Conventional financing requires a minimum of 5% down. Although gift funds are allowed on conventional financing for down payment, the borrowers must provide the first 5% out of their own funds. In our current market, you can also finance a conventional purchase with just over 10% down and avoid mortgage insurance

by obtaining a first mortgage at 80% LTV and a second for just over 9%. For those who want to put 20%

down but have most of capital tied up in the equity of the home they are trying to sell,

they can use a HELOC/Line of Credit on their home listed for sale. Then when

the home sells, they can pay off that second mortgage. Others will get

a loan against their 401K and when the home sells re-fund

the 401K.

New Construction financing will often

require 25-30% down, which includes any equity

you already have in the land. If you are looking at purchasing a property requiring jumbo financing (loan amounts over $432,500), then you will need to put at minimum 20% down. There are portfolio loan

programs, such as the Physician Loan Program at

Fifth Third Bank, that exist for physicians that will do 100% jumbo

financing for new and existing physicians. For the purchase of second homes, like a cabin in Gatlinburg or a home on Center Hill Lake, the minimum down payment requirement is 10%. If you are looking at purchasing an investment property, the minimum down payment requirement is 20%.

If you would like to get pre-approved for a loan or determine how much you can qualify for, you can contact me or another trusted mortgage professional. I can be reached at (615) 525-7805 or [email protected]. I can be found on Facebook at www.facebook.com/tennesseehomeloans.

29April 2012

The Fieldstone Farms Flippers Swim TeamAs the warm weather rapidly descends upon middle Tennessee, our thoughts quickly turn to all of the outdoor activities that lie ahead of us in the spring and summer. As such, it’s never too early to start making plans for your children’s summer activities. Before you realize it, the Fieldstone Farms Club pools will be open and along with it, another season for the Fieldstone Farms Flippers Swim Team.

Swimming is a fun team sport and a great way for kids and teens to stay healthy while making lifelong friends. There are many benefits to joining a summer swim team:

Almost anyone can ▪participate! The only requirements are that the swimmers are residents of Fieldstone Farms, under the age of 18 and able to safely swim one length of the pool. No previous swim team experience is necessary.

Joining the swim team is an excellent way to make ▪new friends and hang out with old ones. Not only will your child meet new people, so will you.

Swimming is a fantastic, low-impact activity that ▪works to build strong muscles and endurance.

Swimming is an outstanding way to build your ▪child’s self esteem. Most kids will see significant improvement in their swimming abilities by the end of the season. Also, swimmers are awarded meet placement ribbons and receive trophies at the end of the season.

The Flippers compete in the Williamson County Swim League, which began in 1997 and has seen incredible

growth since its beginnings. There are 18 teams from all over the southern Nashville metropolitan area represented in the league. The purpose of this summer league is to give any child or teen a chance to experience a taste of competitive swimming in a fun environment.

The Flippers swim team is open to residents of Fieldstone Farms under the age of 18 and is available for swimmers of all abilities. The only requirement for joining is that swimmers must be able to complete one length of the pool without hanging on to someone or something.

Swimmers do not need to know the strokes. The goal is for each swimmer to learn all four competitive strokes and to have fun doing it. The coaches focus on stroke development and refinement, while incorporating plenty of drills, games and an occasional doughnut or two! The swim season begins with practice starting in late May and runs through mid-July. Meets are currently scheduled for June 4, 12,

19, 26 & July 10. Last year, there were more than 100 swimmers on the team and the Flippers won first place in the Williamson County Swim League, 2A Division.

If you are interested in learning more about the Fieldstone Farms Flippers Swim Team, please make plans to stop by the Swim Team Open House on Sunday, April 15 from 2:00 to 4:00 at the Clubhouse. Coaches and Swim Team board members will be on hand to answer any questions you may have.

We hope that each swimmer will leave the team with basic skills in all four competitive strokes, a love of swimming, new friendships and great memories.


Seen Around Fieldstone Farms photos by Dale Hart

2012 St. Patrick’s Day PartyFieldstone Farms C lubhouse

2011 Easter Egg HuntFieldstone Farms C lubhouse

31April 2012

13 Fun Facts About Easter90 million chocolate Easter bunnies are made for WEaster each year.

Each day, five million marshmallow chicks and Wbunnies are produced in preparation for Easter.

16 billion jelly beans are made for Easter (that’s Wenough to completely fill an 89 feet high and 60 feet wide plastic Easter egg – about the height of a nine-story office building!)

82 percent of Americans say they would prefer a Wchocolate or candy bunny for Easter, while only 4 percent say they would prefer a live rabbit (can you blame them?!)

63 percent of Americans Wwould most like to receive a chocolate bunny on Easter morning, followed by marshmallow bunnies (10 percent). I know my little guy would love anything chocolate!

The world’s largest jar Wof jelly beans weighed 6,050 pounds.

75 percent of kids are Wwilling to do extra chores for extra Easter candy (what, we’re supposed to give them something for doing chores??!)

According to the Guinness Book of World Records, Wthe largest Easter egg ever made was just over 25-ft high and made of chocolate and marshmallow. The egg weighed 8,968 lbs. and was supported by an internal steel frame.

88 percent of adults carry on the Easter tradition of Wcreating Easter baskets for their kids & 90 percent of adults hope for their own treat from the Easter Bunny. Who wouldn’t want chocolate?!

The first chocolate eggs were made in Europe in Wthe early 19th century and remain among the most popular treats associated with Easter.

Kids first grab for chocolate bunnies (76 percent) Wwhen checking out their Easter baskets, followed by marshmallow treats (18 percent), malted milk balls/eggs (17 percent) and jelly beans (16 percent).

When it comes to knowing which types of bunnies Wplease the palate, the majority of Americans say a solid chocolate bunny (42 percent) first and foremost, followed by a hollow chocolate bunny (21 percent), marshmallow bunny (10 percent) and other types of Easter bunny candy (9 percent).

Red jelly beans are kids’ favorite. WSource: lil’duckduck.com

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fieldstone magazine april 2012

Documents

issue of fieldstone

fieldstone farms community

upcoming issues of fieldstone

neighborhood children

photos of children

special mothers day

fathers day spreads

easter delights of spring