fidelity fav funds

8/13/2019 Fidelity Fav Funds

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A selection of our most popularinvestment options

Fidelity favourite

Fidelity favourites


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Contents Fidelity favourites 3Fidelity MoneyBuilder UK Index Fund

Fidelity MoneyBuilder Income Fund 5

Fidelity MoneyBuilder Cash ISA

Fidelity Special Situations Fund 6

Fidelity Global Special Situations Fund 6

Fidelity Multi Asset Strategic Fund 7

Fidelity European Fund 8

Fidelity South East Asia Fund 9

Fidelity Asian Aggressive Fund 9

Fidelity Emerging Europe, Middle East and Africa Fund 10

Fidelity Funds China Focus Fund 11

Fidelity Funds India Focus Fund 11

Fidelity Global Property Fund 12

Making the most of your investment 13

How to invest 14


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Fidelity favourites

Fidelityfavourites

Decisions about investingusually affect the mostimportant things in life. Youmay be putting money asidefor your retirement, saving tofund your childrens educationor looking for a way to payyour mortgage off early.

Whatever your goals, Fidelitycan help you feel moreconfident about achievingthem. The funds featured inthis brochure include optionsfor those looking to invest inshares as well as other assetclasses such as bonds, cash

and property.

You can find further informationabout these funds, includingdetails of their recentperformance on the enclosedfacts and figures card. Pleasenote that past performance isnot a guide to what mighthappen in the future. The valueof investments can go down aswell as up so you may get backless than you invested.

Also for funds that invest inoverseas markets, changes in

currency exchange rates mayaffect the value of an investment.

If youd like to know moreabout our other funds call uson 0800 41 41 61 .

Alternatively, you may want tovisit fidelity.co.uk where youcan look through all the fundswe offer and take advantage of discounted initial charges forinvestments made online.

To get the most out of yourinvestment, think carefullyabout your circumstances and

your outlook. Be honest withyourself about how much riskyou can tolerate. And rememberthat time is often the key tosuccessful investing if youwant the full benefit of thestockmarkets growth potential,you probably need to be ableto put your money away for atleast five or ten years.

Its never too soon to startinvesting and you dont need alarge amount to put aside. Youcan start a Fidelity monthlysavings plan with as little as50 a month.

BLB

GLIPPE

BESTUNIT TRUST

& OEICPROVIDER

WHAT INVESTMENTREADERSHIP

AWARDS 2007

BEST PAN-EUROPEAN FUND

MANAGEMENTFIRM

THOMSON EXTEL AWARDS 2007

GOLDSTANDARDFOR FUND

MANAGEMENTGOLD STANDARD

AWARDS2007

BEST ASIA PACIFIC(EX JAPAN) GROUP

PROFESSIONAL ADVISER AWARDS

2007


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4 Fidelity favourites

Get more withMoneyBuilder

UK Shares

Fidelity MoneyBuilderUK Index FundFidelity MoneyBuilder UK Indexis a low-cost tracker fund,designed to mirror theperformance of the FTSEAll-Share Index.* This meansyour money will be investedacross a range of UK companies,from small businesses to hugemulti-nationals.

The fact that such a wide rangeof companies is includedmeans that your investment is

better diversified. And, bykeeping to the UK, you avoidthe currency risks associatedwith international investments.

As with all our MoneyBuilderfunds, there is no initial charge.In addition, the annualmanagement charge onMoneyBuilder UK Index, at0.1%, is the lowest for any fundof its kind in the UK. This meansthe funds Total Expense Ratio (ameasure of the full amount youpay in charges each year) is oneof the lowest on the market.

Fund code: MT

*Fidelity has been licensed by FTSEInternational Limited to use thename FTSE All-Share Index

investors who are keen to keep charges to a minimum those seeking capital growth over the longer term

This fund may suit...

Our MoneyBuilder range isgreat value, with:

no initial charges low annual fees nothing to pay if you switch

between these funds

Whether you are new toinvesting or have years ofexperience, these funds couldform the building blocks of asuccessful portfolio.

Fidelity favourites

UK Shares

UK Bonds

UK Cash


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Fidelity favourites

UK Bonds

Fidelity MoneyBuilderIncome FundFidelity MoneyBuilder IncomeFund invests primarily in UK corporate bonds, which areloans taken out by companieswhen they need to raise money.In return for the loans, thecompanies pay interest.

You can choose to take yourshare of this interest as anincome. But you also have the

option of reinvesting yourinterest to generate capitalgrowth over the medium-to-long term.

Any ISA investment in FidelityMoneyBuilder Income willautomatically go into the fundsgross share class, which ensuresthat your income is paid tax-free.

ISA fund code: GRCBNon-ISA fund code: CB

investors looking for aregular income

those seeking a relativelylow-risk way to aim for long-term capital growth


Global CashFidelity MoneyBuilderCash ISAFidelity MoneyBuilder Cash ISAworks by pooling the savings of a large number of investors.With a significant amount of cash to invest, the fund managercan get good rates of interestfrom the worlds leading banks.

This fund may suit you if youwant to have part of your

portfolio in cash and prefer tokeep your investment risk to aminimum.

You can withdraw moneywhenever you wish, with nopenalties or notice period. Butif you make a withdrawal, youwill not be able to re-use thatpart of your cash ISA allowance.

Fund code: GCI

investors who need asecure, short-term,easy-access home for their money

anyone whose priority isto preserve the value of their capital

savers looking for acompetitive rate of interest



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Fidelity favourites


Specialinvestments

Fidelity has led the specialsituations style of investing,which involves looking forundervalued shares. Ourspecial situations fundmanagers look for factors thatcould bring about a rise in acompanys share price forexample, a takeover, a change

of management or simply awider awareness of acompanys potential.

UK Shares

Fidelity SpecialSituations FundFor more than 25 years theflagship Fidelity SpecialSituations Fund has invested inUK companies that the fundmanager believes areundervalued by the market.The fund has won numerousawards over the years in theLipper Awards 2007, forexample, it came first in theEquity UK category over 10years. Please remember,however, that past

performance is not a guideto what might happen inthe future.

Special Situations has a biastowards small and medium-sized companies, as this is thearea where the manager canmake best use of Fidelitysresearch.

Fund code: SS

Global Shares

Fidelity Global SpecialSituations FundManaged with a go anywhere

approach, this fund looks for thebest investment opportunitiesaround the world. It can invest incompanies of any size, in anysector and in any market.Fidelity has analysts all over the

world helping the fund managerfind companies that offer themost exciting potential.

Fund code: GS

investors interested in thegrowth potential of international markets


investors who alreadyhave core investments

looking to diversify someof their portfolio


UK Shares

Global Shares


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Fidelity favourites

Welcome toall-terraininvesting

cautious investors who want a fund that is designed toperform well in a wide variety of market conditions

anyone looking for a core investment that can be heldalongside more specialist funds


Fidelity Multi AssetStrategic FundFidelitys Multi Asset StrategicFund offers you an internationalinvestment designed to achievecompetitive returns in all marketconditions.

It invests in a broad range of assets, including commoditiesand property companies, aswell as bonds, shares and cash.

In addition, youll benefit fromon-going management Fidelitys experts keep theportfolio under constantreview, adjusting the balanceof the various types of investments in response to theevolving economic climate.

In other words, you will havea ready-made portfolio,diversified across differenttypes of investment as wellas geographical regions.

Fund code: MSSO

Global Bonds

SharesCash

Property shares

Commodities


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Fidelity favourites


Exploringinternationalopportunities

Europe Shares

Fidelity European FundThe manager of this fund caninvest anywhere in ContinentalEurope. The strength of ourresearch operation enableshim to explore opportunities inemerging economies, such asEstonia and Poland, as well asin established markets likeFrance and Germany.

In the Lipper Awards 2007 thisfund came first in the EquityEurope (ex UK) category forover 10 years, though pastperformance is not a guide towhat might happen in thefuture. With its adventurousapproach to stock-selection,the fund offers the potentialfor attractive returns over thelonger term.

Fund code: EU

investors who already havecore investments and hopeto build extra growthpotential into their portfolio

The worlds leading companiesincreasingly operate in a globalmarketplace. Often they havesuppliers, production facilitiesand customers on separatecontinents. They may havea stockmarket listing in onecountry but earn the bulk oftheir profits in other regions.With globalisation gatheringpace all the time, it couldmake sense to consider a fundthat invests internationally,especially if your currentinvestments are weightedmore towards the UK.

Europe

South East Asia

Emerging Europe

Middle East

Africa

China

India

SharesAsia Pacific Shares

Shares

Shares

Shares

Shares

Shares

Shares



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Fidelity favourites

South East Asia Shares

Fidelity SouthEast Asia FundThis fund invests in the stockmarkets of the majoreconomies of Asia (excludingJapan), such as Hong Kong,China, Taiwan and Korea, aswell as the less developedmarkets of Malaysia andIndonesia. This varied regionhas immense growth potentialand some of the most excitingdeveloping markets in theworld, such as China, whichhas been responsible for

much of Asias increasedeconomic activity.

The manager aims to identifyundervalued companies withstrong finances, excellentmanagement and the potentialfor long-term earnings growth.

Fund code: SE

investors looking to addsome diversification totheir portfolio byinvesting in a range of

Asian economies


Asia Pacific Shares

Fidelity AsianAggressive Fund NEW!The manager of this excitingnew fund is free to look forinvestment opportunities withinkey Asian markets such asSouth Korea and Singapore, aswell as those that are slightlyfurther afield such as China,India and Australia. The fund ismanaged in a highlyconcentrated way with a

focused portfolio of around 55to 85 companies.

Fund code: ANAG

investors looking for a concentrated,aggressive investment inthe Asia-Pacific regionwith the potential for long-term growth



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Fidelity favourites


Emerging Europe SharesMiddle East SharesAfrica Shares

Fidelity EmergingEurope, Middle Eastand Africa Fund NEW!This new fund offers one of

the most exciting and as yet,relatively untapped investmentopportunities in todaysinvestment market. The fundinvests in the stock marketsof Eastern Europe, includingRussia, the Middle Eastand Africa.

The Emerging Europe, MiddleEast and Africa (EMEA) regioncovers 80 countries. It is rich innatural resources, containingover 80% of the worlds oilreserves and an abundance of commodities includingplatinum, iron ore, nickel andcopper.

It is home to over 1.5 billionpeople and has one of thefastest growing and youthfulpopulations in the world. 1

The EMEA economies aresome of the most dynamicglobally, having enjoyed asustained period of economicgrowth. Indeed, since 2000economic growth of this regionhas been at least twice that of western Europe and the US 2.

The EMEA region is also amajor beneficiary of theimpressive economic rise of China and India. It is rich in theresources they demand and isa consumer of the inexpensivegoods they supply.

Fund code: EE1 Datamonitor/Fidelity 31.12.06. 2 Datamonitor2007. GDP, constant 2000 prices, US dollars.

investors who alreadyhave core investmentslooking to diversify someof their portfoliointernationally



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Fidelity favourites

China Shares

Fidelity Funds China Focus FundAs the worlds fourth largesteconomy, 1 China is arguablythe worlds most significantdeveloping market. The rise inwell paid jobs is creating anincreasingly affluent consumerclass hungry for modernluxuries and new technology.China now has the largestmobile phone market, forexample, with over 400 millionmobile phone users. 2

Our China Focus Fund holdsaround 100 stocks and will giveyour portfolio instant exposureto Chinese companies listed inChina and Hong Kong, and innon-Chinese companies thatderive most of their earningsfrom China.

ISA fund code: CFFANon-ISA fund code: STCF

India Shares

Fidelity Funds India Focus FundSince the 1990s India hasliberalised trade, reformed itstax regime and privatised vitalsectors. The economy benefitsfrom a thriving service sector,which accounts for half of Indias output. There are twoand a half million graduates joining the countrys workforceevery year and around 45% of the Fortune 500 the USslargest public companies source software from India. 3

Our India Focus Fund givesyou a chance to share in thegrowth potential of thisdynamic market. The fundtypically holds 90 to 120 stocks,including established Indiancompanies as well as smallerbusinesses poised for stronggrowth.

ISA fund code: IFSFNon-ISA fund code: STIA

Sources: 1 Chinadaily.com as at October 20072 Chinadaily.com March 2007,3 Investment Commission of India,investmentcommission.in January 2007

those who want toparticipate in the excitinggrowth potential of Chinaand India

investors looking todiversify their portfoliowith international funds

These funds may suit...

These two funds are fromFidelity's offshore range. If you would like to investoutside an ISA, please visitfidelity.co.uk or call us on0800 41 41 61 for anapplication form.


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Fidelity favourites


Built on firmfoundations

Fidelity GlobalProperty FundThis fund invests in the sharesof property companies, such asReal Estate Investment Trusts(REITs). This means it could

give investors a great way totake advantage of propertysexciting growth potential.

The fund also puts an end tomany of the challengesinvolved in buying propertyyourself you dont have topay solicitors and surveyors orwait months for completion,and you dont need a largeamount of money to invest. Inaddition, the fund offers ahigh level of liquidity. Thismeans it is easy to withdrawyour money whenever youneed to.

Unlike many other propertyfunds, Fidelity Global Propertydoesnt just focus on the UK.Instead you can benefit fromopportunities in markets as farafield as the US, Australia,Europe, Japan and Hong

Kong. It also invests across thekey property sectors office,retail, hotel, industrial andresidential. This breadth of investment options allows us totarget the areas where we seethe best prospects and avoidany that appear overvalued.

Fund code: GPRA*

*If you want to take an incomefrom this fund, you need tochoose the offshore version.Please refer to the SimplifiedProspectus for more detailsand the appropriate fund code.

investors who want to bring an extra layer of diversificationinto their portfolio

those who are looking for a convenient and low-cost way totap into the long-term growth potential of the property market


Global Property shares


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Fidelity favourites

Make the most of your investmentIf you invest inside an ISA, youwont have to pay any furtherincome tax or capital gains taxon your returns. Please notethat whether youre eligible toinvest in an ISA, and how muchthe tax savings are worth toyou, will depend on yourcircumstances. You should alsobear in mind that thegovernment may change therules on ISAs in the future.The amount you can put asidedepends on when you invest:

from 5 April 2008In the 2008/09 tax year theMini or Maxi ISA distinctionwill disappear and just twotypes of ISA will be available:a Stocks & Shares ISA and aCash ISA. The ISA allowancewill increase to 7,200 per tax

year, of which up to 3,600 canbe invested in a Cash ISA. Youwill also be able to switch anyexisting Cash ISAs you holdinto Stocks & Shares ISAswithout losing any of your ISAtax benefits and allowances. If you have any PEP (PersonalEquity Pension) investments,these will automatically bereclassified as Stocks & SharesISAs.

Investing outside an ISA

You can invest as much as youlike. However, you may have topay tax on your returns.

Transferring ISAsIf you have ISAs from previousyears, you can move them fromyour current investment providerand choose new funds.

Please bear in mind that youwill be out of the market whilethe transfer takes place. Youmay lose out on income andgrowth if the market risesduring this time.

Minimum investmentsThe minimum lump sum is1,000, or just 500 in aMoneyBuilder fund. You can setup a regular savings plan from50 a month. There are nopenalties for changing the

amount you save or makingwithdrawals.


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Visit fidelity.co.uk Initial charges are significantlylower on most funds when youinvest online

Fill in anapplication formThere is a blue form for ISAsand an orange one forinvesting outside an ISA

Call Fidelity on0800 41 41 619am to 6pm, seven daysa week

How to invest

Important informationBefore you invest, there area few important points youshould keep in mind. Past performance is not

a guide to what mighthappen in the future

Unlike a deposit account thevalue of investments and the

income from them can godown as well as up and youmay not get back as much asyou invest

If you choose a fund thatinvests overseas, the value of your investment will beaffected by changes inexchange rates

Stockmarkets tend to bemore volatile in emergingmarkets, such as India andChina, than they are in more

established economies. As aresult, you could noticesudden fluctuations in thevalue of your investment

Due to the greater possibilityof default, an investment incorporate bonds is generallyless secure than aninvestment in governmentbonds


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Fidelity only gives information about its own products and services and does not provide adviceon whether an investment will suit anyones particular circumstances. If you are unsure aboutwhether an investment is right for you, you may want to talk to a financial adviser. For further

product information, including full details of charges, please read the Helping you decide keyfeatures document, incorporating the Simplified Prospectus, on the enclosed disc or download itat fidelity.co.uk/sp. The Full Prospectus is available from Fidelity.


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Unless otherwise stated, all views are those of the Fidelity organisation. The Authorised Corporate Director of Fidelity Investment Funds and Fidelity Investment Fthe Manager of Fidelity Unit Trusts is Fidelity Investment Services Limited. Fidelity Funds is an open-ended investment company established in Luxembourg with of shares. Fidelity Funds is recognised under section 264 of the Financial Services and Markets Act 2000. In certain countries, and for certain types of investmentcosts are higher and liquidity is lower than elsewhere. There may also be limited opportunities to find alternative ways of managing cash flows especially wheinvestment is on small and medium sized firms. For funds specialising in such countries and investment types, transactions, particularly those large in size, are likgreater impact on the costs of running a fund than similar transactions in larger funds. Prospective investors should bear this in mind when selecting funds. Inve

note that loss caused by such recognised funds will not be covered by the provisions of the Financial Services Compensation Scheme (or by any similar scheme inif the fund is unable to meet its obligations. However, claims for loss in regard to such recognised funds against an FSA-authorised firm such as Fidelity will be. Thof Fidelity Funds is Fidelity Investments International. Fidelity Funds - India Focus Fund (the "Fund") will invest in Indian securities through a wholly owned MaFid Funds (Mauritius) Limited, whose sole object is to carry out investment activities on behalf of the Fund. Fidelity Investments International provides investmemanagement services to Fid Funds (Mauritius) Limited in relation to Indian securities. Fidelity Investments International has obtained approval from the SecuritieBoard of India and the Reserve Bank of India to invest in India on its own behalf and on behalf of approved client accounts as a Foreign Institutional Investor ("Flaw. Fid Funds (Mauritius) Limited is registered as an FII sub-account of Fidelity Investments International's FII licence in order to be able to invest in Indian seccountries, and for certain types of investments, transaction costs are higher and liquidity is lower than elsewhere. There may also be limited opportunities to find alof managing cash flows especially where the focus of investment is on small and medium sized firms. For funds specialising in such countries and investment typesparticularly those large in size, are likely to have a greater impact on the costs of running a fund than similar transactions in larger funds. Prospective investors shin mind in selecting funds.The Fidelity ISA is offered and managed by Financial Administration Services Limited.Fidelity, Fidelity International and the pyramid loof FIL Limited. Issued by Fidelity Investments International, authorised and regulated in the UK by the Financial Services Authority. UKD805/2559

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